2 mortgage lenders are based in Paducah, KY, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in McCracken County, KY in 2025.
In 2025, 136 lenders made 1,354 home loans worth $279.2 million in McCracken County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of McCracken County, which includes Paducah.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | The Paducah Bank and Trust Company Paducah, KY | 154 | $37.1M | $241,000 | 11.4% |
| 2 | Independence Bank of Kentucky Owensboro, KY | 97 | $20.4M | $210,000 | 7.2% |
| 3 | Community Financial Services Bank Benton, KY | 82 | $25.8M | $315,000 | 6.1% |
| 4 | Gershman Investment Corp. Chesterfield, MO | 82 | $13.5M | $165,000 | 6.1% |
| 5 | Regions Bank Birmingham, AL | 82 | $11.3M | $138,000 | 6.1% |
| 6 | US Bank, N.A. Cincinnati, OH | 75 | $10.2M | $136,000 | 5.5% |
| 7 | Everett Financial, Inc. Dallas, TX | 48 | $9.6M | $200,000 | 3.5% |
| 8 | Fnb Bank Inc Mayfield, KY | 38 | $7.8M | $206,000 | 2.8% |
| 9 | Mortgage Research Center Columbia, MO | 37 | $10.1M | $273,000 | 2.7% |
| 10 | United Wholesale Mortgage Plymouth, MI | 36 | $7.5M | $209,000 | 2.7% |
See every lender in McCracken County and its 2025 mortgage data · top lenders in Kentucky · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| River Valley Agcredit
P O BOX 309 PADUCAH, KY 42001 |
* | 2,671 | $510,219,000 |
| The Paducah Bank and Trust Company
2635 LONE OAK RD PADUCAH, KY 42002 |
* | 2,431 | $611,375,000 |
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