Park Sterling Bank
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Park Sterling Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Park Sterling Bank 1043 E Morehead St, Ste 201 Charlotte, NC 28204 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,142 |
| Total Mortgage Loan Application Amount | $355,380,000 |
| Average Mortgage Loan Application Amount | $250,333 |
| Highest Mortgage Loan Application Amount | $21,500,000 |
| Average Applicant Income | $128,000 |
| Highest Applicant Income | $3,597,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greenville County South Carolina | 156 | $ 41,910,000 | $ 268,000 | $ 117,000 |
| Mecklenburg County North Carolina | 145 | $ 73,464,000 | $ 506,000 | $ 207,000 |
| Anderson County South Carolina | 59 | $ 11,784,000 | $ 199,000 | $ 94,000 |
| Greenwood County South Carolina | 59 | $ 9,152,000 | $ 155,000 | $ 109,000 |
| Charleston County South Carolina | 51 | $ 24,089,000 | $ 472,000 | $ 223,000 |
| Gaston County North Carolina | 47 | $ 9,370,000 | $ 199,000 | $ 112,000 |
| New Hanover County North Carolina | 44 | $ 20,234,000 | $ 459,000 | $ 276,000 |
| York County South Carolina | 37 | $ 9,125,000 | $ 246,000 | $ 106,000 |
| Union County Georgia | 33 | $ 5,766,000 | $ 174,000 | $ 69,000 |
| Laurens County South Carolina | 31 | $ 4,411,000 | $ 142,000 | $ 70,000 |
| Spartanburg County South Carolina | 29 | $ 7,265,000 | $ 250,000 | $ 92,000 |
| Towns County Georgia | 28 | $ 4,787,000 | $ 170,000 | $ 71,000 |
| Iredell County North Carolina | 28 | $ 7,341,000 | $ 262,000 | $ 106,000 |
| Richmond City County Virginia | 28 | $ 29,866,000 | $ 1,066,000 | $ 69,000 |
| Union County North Carolina | 27 | $ 10,075,000 | $ 373,000 | $ 153,000 |
| Pickens County South Carolina | 26 | $ 8,552,000 | $ 328,000 | $ 95,000 |
| Fannin County Georgia | 25 | $ 5,532,000 | $ 221,000 | $ 129,000 |
| Rowan County North Carolina | 25 | $ 4,124,000 | $ 164,000 | $ 85,000 |
| Gilmer County Georgia | 24 | $ 3,865,000 | $ 161,000 | $ 87,000 |
| Union County South Carolina | 20 | $ 1,447,000 | $ 72,000 | $ 53,000 |
| Cherokee County North Carolina | 17 | $ 2,589,000 | $ 152,000 | $ 85,000 |
| Abbeville County South Carolina | 16 | $ 1,052,000 | $ 65,000 | $ 64,000 |
| Clay County North Carolina | 13 | $ 2,611,000 | $ 200,000 | $ 71,000 |
| Fairfield County South Carolina | 13 | $ 1,747,000 | $ 134,000 | $ 89,000 |
| Henrico County Virginia | 13 | $ 2,780,000 | $ 213,000 | $ 89,000 |
| Newberry County South Carolina | 10 | $ 1,416,000 | $ 141,000 | $ 102,000 |
| Oconee County South Carolina | 10 | $ 2,180,000 | $ 218,000 | $ 98,000 |
| Chesterfield County Virginia | 10 | $ 3,042,000 | $ 304,000 | $ 102,000 |
| Lancaster County South Carolina | 9 | $ 1,951,000 | $ 216,000 | $ 105,000 |
| Brunswick County North Carolina | 8 | $ 2,952,000 | $ 369,000 | $ 722,000 |
| Berkeley County South Carolina | 6 | $ 2,915,000 | $ 485,000 | $ 220,000 |
| Horry County South Carolina | 5 | $ 1,711,000 | $ 342,000 | $ 660,000 |
| Guilford County North Carolina | 4 | $ 1,178,000 | $ 294,000 | $ 135,000 |
| Hanover County Virginia | 4 | $ 1,352,000 | $ 338,000 | $ 75,000 |
| Broward County Florida | 3 | $ 943,000 | $ 314,000 | $ 176,000 |
| Fulton County Georgia | 3 | $ 1,101,000 | $ 367,000 | $ 160,000 |
| Cabarrus County North Carolina | 3 | $ 574,000 | $ 191,000 | $ 73,000 |
| Lincoln County North Carolina | 3 | $ 1,007,000 | $ 335,000 | $ 166,000 |
| Pender County North Carolina | 3 | $ 1,571,000 | $ 523,000 | $ 213,000 |
| Watauga County North Carolina | 3 | $ 1,544,000 | $ 514,000 | $ 287,000 |
| Chester County South Carolina | 3 | $ 411,000 | $ 137,000 | $ 54,000 |
| Dorchester County South Carolina | 3 | $ 1,472,000 | $ 490,000 | $ 54,000 |
| Saluda County South Carolina | 3 | $ 328,000 | $ 109,000 | $ 48,000 |
| Pickens County Georgia | 2 | $ 1,289,000 | $ 644,000 | $ 218,000 |
| White County Georgia | 2 | $ 311,000 | $ 155,000 | $ 74,000 |
| Alexander County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 1,282,000 |
| Avery County North Carolina | 2 | $ 475,000 | $ 237,000 | $ 120,000 |
| Durham County North Carolina | 2 | $ 224,000 | $ 112,000 | $ 374,000 |
| Stokes County North Carolina | 2 | $ 508,000 | $ 254,000 | $ 140,000 |
| Colleton County South Carolina | 2 | $ 950,000 | $ 475,000 | $ 831,000 |
| Georgetown County South Carolina | 2 | $ 1,485,000 | $ 742,000 | $ 790,000 |
| McCormick County South Carolina | 2 | $ 10,000 | $ 5,000 | $ 14,000 |
| Amelia County Virginia | 2 | $ 238,000 | $ 119,000 | $ 29,000 |
| Louisa County Virginia | 2 | $ 580,000 | $ 290,000 | $ 85,000 |
| Powhatan County Virginia | 2 | $ 1,212,000 | $ 606,000 | $ 330,000 |
| Barrow County Georgia | 1 | $ 142,000 | $ 142,000 | $ 127,000 |
| Bartow County Georgia | 1 | $ 346,000 | $ 346,000 | $ 101,000 |
| Cobb County Georgia | 1 | $ 184,000 | $ 184,000 | $ 57,000 |
| Dodge County Georgia | 1 | $ 191,000 | $ 191,000 | $ 54,000 |
| Elbert County Georgia | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Jackson County Georgia | 1 | $ 50,000 | $ 50,000 | $ 576,000 |
| Rabun County Georgia | 1 | $ 502,000 | $ 502,000 | $ 177,000 |
| Walker County Georgia | 1 | $ 226,000 | $ 226,000 | $ 70,000 |
| Walton County Georgia | 1 | $ 141,000 | $ 141,000 | $ 38,000 |
| Alleghany County North Carolina | 1 | $ 209,000 | $ 209,000 | $ 107,000 |
| Cleveland County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 130,000 |
| Davie County North Carolina | 1 | $ 181,000 | $ 181,000 | $ 71,000 |
| Forsyth County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 46,000 |
| Granville County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 133,000 |
| Henderson County North Carolina | 1 | $ 930,000 | $ 930,000 | $ 388,000 |
| Jackson County North Carolina | 1 | $ 1,300,000 | $ 1,300,000 | $ 415,000 |
| Onslow County North Carolina | 1 | $ 217,000 | $ 217,000 | $ 169,000 |
| Rutherford County North Carolina | 1 | $ 199,000 | $ 199,000 | $ 80,000 |
| Swain County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 85,000 |
| Wake County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 82,000 | $ 82,000 | $ 103,000 |
| Cherokee County South Carolina | 1 | $ 162,000 | $ 162,000 | $ 46,000 |
| Jasper County South Carolina | 1 | $ 270,000 | $ 270,000 | $ 62,000 |
| Kershaw County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
| Orangeburg County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Richland County South Carolina | 1 | $ 301,000 | $ 301,000 | $ 162,000 |
| Sumter County South Carolina | 1 | $ 380,000 | $ 380,000 | $ 277,000 |
| Bedford County Virginia | 1 | $ 430,000 | $ 430,000 | $ 339,000 |
| Franklin County Virginia | 1 | $ 548,000 | $ 548,000 | $ 365,000 |
| Roanoke City County Virginia | 1 | $ 8,555,000 | $ 8,555,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 576,000 | $ 576,000 | $ 263,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Park Sterling Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 657 | $235,401,000 | $358,000 | $21,500,000 | $135,000 | $3,597,000 |
| Refinancing | 406 | $110,311,000 | $271,000 | $1,385,000 | $157,000 | $2,994,000 |
| Home Improvement | 79 | $9,668,000 | $122,000 | $1,920,000 | $92,000 | $1,282,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 958 | $267,275,000 | $278,000 | $1,560,000 | $151,000 | $3,597,000 |
| Black or African American | 77 | $17,246,000 | $223,000 | $972,000 | $93,000 | $425,000 |
| Not applicable | 41 | $54,957,000 | $1,340,000 | $21,500,000 | $0 | $0 |
| Hispanic | 24 | $5,329,000 | $222,000 | $688,000 | $119,000 | $908,000 |
| Not Provided | 21 | $5,552,000 | $264,000 | $800,000 | $116,000 | $287,000 |
| Asian | 17 | $4,454,000 | $262,000 | $692,000 | $104,000 | $380,000 |
| American Indian or Alaskan Native | 3 | $455,000 | $151,000 | $362,000 | $133,000 | $198,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $112,000 | $112,000 | $112,000 | $448,000 | $448,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,057 | $342,452,000 | $323,000 | $21,500,000 | $147,000 | $3,597,000 |
| FHA-insured (Federal Housing Administration) | 42 | $5,860,000 | $139,000 | $333,000 | $54,000 | $130,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 28 | $3,232,000 | $115,000 | $252,000 | $40,000 | $72,000 |
| VA-guaranteed (Veterans Administration) | 15 | $3,836,000 | $255,000 | $541,000 | $79,000 | $139,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 752 | $260,340,000 | $346,000 | $21,500,000 | $134,000 | $2,422,000 |
| Application Withdrawn By Applicant | 192 | $53,292,000 | $277,000 | $1,560,000 | $168,000 | $3,597,000 |
| Application Denied By Financial Institution | 161 | $32,173,000 | $199,000 | $1,385,000 | $138,000 | $2,994,000 |
| File Closed For Incompleteness | 26 | $6,140,000 | $236,000 | $580,000 | $111,000 | $475,000 |
| Application Approved But Not Accepted | 11 | $3,435,000 | $312,000 | $720,000 | $123,000 | $315,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.