Parkside Lending, LLC Mortgage Lending & HMDA Data, 2007

In 2007, Parkside Lending, LLC of San Francisco, CA reported 3,015 mortgage applications totaling $1.1 billion. The average application was for $353,209, and applicants reported an average income of $155,687. 48% of its applications resulted in an originated loan and 34% were denied. Its largest markets were Oakland-Fremont-Hayward, CA (888), San Francisco-San Mateo-Redwood City, CA (324) and San Jose-Sunnyvale-Santa Clara, CA (270) (applications in parentheses).

Mortgage Company & Address Parkside Lending, LLC
1130 Howard St.
San Francisco, CA 94103
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2007  
Total Number of Mortgage Applications 3,015
Total Mortgage Loan Application Amount $1,064,927,000
Average Mortgage Loan Application Amount $353,209
Highest Mortgage Loan Application Amount $8,000,000
Average Applicant Income $155,687
Highest Applicant Income $2,762,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Parkside Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Parkside Lending, LLC by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Contra Costa, California 506 $ 182,426,000 $ 360,525 $ 172,000
Alameda, California 382 $ 126,578,000 $ 331,356 $ 133,000
Santa Clara, California 266 $ 107,085,000 $ 402,575 $ 144,000
Sacramento, California 177 $ 42,731,000 $ 241,418 $ 111,000
Los Angeles, California 163 $ 67,629,000 $ 414,901 $ 161,000
San Francisco, California 161 $ 83,305,000 $ 517,422 $ 231,000
San Mateo, California 129 $ 53,811,000 $ 417,139 $ 172,000
Solano, California 118 $ 34,869,000 $ 295,500 $ 154,000
Sonoma, California 110 $ 30,352,000 $ 275,927 $ 116,000
San Joaquin, California 108 $ 30,895,000 $ 286,064 $ 120,000
San Diego, California 97 $ 30,467,000 $ 314,092 $ 128,000
Stanislaus, California 40 $ 8,647,000 $ 216,175 $ 85,000
Fresno, California 35 $ 8,035,000 $ 229,571 $ 134,000
Marin, California 34 $ 16,188,000 $ 476,117 $ 250,000
Kern, California 29 $ 6,038,000 $ 208,206 $ 195,000
Monterey, California 29 $ 9,079,000 $ 313,068 $ 177,000
Orange, California 29 $ 13,336,000 $ 459,862 $ 160,000
Placer, California 26 $ 8,155,000 $ 313,653 $ 203,000
Riverside, California 24 $ 5,776,000 $ 240,666 $ 147,000
San Bernardino, California 19 $ 5,824,000 $ 306,526 $ 140,000
Clark, Nevada 19 $ 5,059,000 $ 266,263 $ 141,000
El Dorado, California 17 $ 4,164,000 $ 244,941 $ 160,000
Napa, California 14 $ 5,722,000 $ 408,714 $ 160,000
Lake, California 13 $ 3,221,000 $ 247,769 $ 92,000
Nevada, California 11 $ 3,779,000 $ 343,545 $ 343,000
Merced, California 10 $ 2,346,000 $ 234,600 $ 122,000
Santa Cruz, California 10 $ 5,415,000 $ 541,500 $ 190,000
Mendocino, California 9 $ 3,607,000 $ 400,777 $ 143,000
Yolo, California 9 $ 2,958,000 $ 328,666 $ 106,000
Tulare, California 8 $ 1,568,000 $ 196,000 $ 126,000
Ventura, California 8 $ 3,409,000 $ 426,125 $ 106,000
Humboldt, California 7 $ 2,396,000 $ 342,285 $ 94,000
Butte, California 6 $ 1,119,000 $ 186,500 $ 91,000
Deschutes, Oregon 6 $ 2,828,000 $ 471,333 $ 213,000
Madera, California 5 $ 1,186,000 $ 237,200 $ 74,000
Washoe, Nevada 5 $ 3,335,000 $ 667,000 $ 259,000
Multnomah, Oregon 5 $ 1,237,000 $ 247,400 $ 154,000
San Benito, California 4 $ 1,906,000 $ 476,500 $ 162,000
Tehama, California 4 $ 1,048,000 $ 262,000 $ 156,000
Yuba, California 4 $ 1,166,000 $ 291,500 $ 93,000
Clackamas, Oregon 4 $ 2,301,000 $ 575,250 $ 162,000
Calaveras, California 3 $ 967,000 $ 322,333 $ 179,000
San Luis Obispo, California 3 $ 1,692,000 $ 564,000 $ 476,000
Santa Barbara, California 3 $ 9,430,000 $ 3,143,333 $ 1,108,000
Shasta, California 3 $ 734,000 $ 244,666 $ 108,000
Travis, Texas 3 $ 570,000 $ 190,000 $ 163,000
Maricopa, Arizona 2 $ 391,000 $ 195,500 $ 407,000
Sutter, California 2 $ 390,000 $ 195,000 $ 0
Honolulu, Hawaii 2 $ 1,365,000 $ 682,500 $ 93,000
Hamilton, Indiana 2 $ 636,000 $ 318,000 $ 162,000
Middlesex, Massachusetts 2 $ 469,000 $ 234,500 $ 222,000
Ontario, New York 2 $ 399,000 $ 199,500 $ 137,000
Jackson, Oregon 2 $ 627,000 $ 313,500 $ 368,000
Lane, Oregon 2 $ 421,000 $ 210,500 $ 91,000
Williamson, Tennessee 2 $ 391,000 $ 195,500 $ 201,000
Bexar, Texas 2 $ 343,000 $ 171,500 $ 431,000
Harris, Texas 2 $ 999,000 $ 499,500 $ 186,000
Amador, California 1 $ 360,000 $ 360,000 $ 150,000
Kings, California 1 $ 188,000 $ 188,000 $ 43,000
Siskiyou, California 1 $ 145,000 $ 145,000 $ 107,000
Tuolumne, California 1 $ 437,000 $ 437,000 $ 381,000
Jefferson, Colorado 1 $ 910,000 $ 910,000 $ 177,000
Bonner, Idaho 1 $ 212,000 $ 212,000 $ 59,000
Marion, Indiana 1 $ 54,000 $ 54,000 $ 168,000
Dakota, Minnesota 1 $ 222,000 $ 222,000 $ 65,000
Washington, Oregon 1 $ 91,000 $ 91,000 $ 27,000
Williamson, Texas 1 $ 138,000 $ 138,000 $ 176,000
King, Washington 1 $ 390,000 $ 390,000 $ 61,000

Mortgage Loan Application Detail Totals for Parkside Lending, LLC in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,604 $604,385,000 $376,000 $5,040,000 $147,000 $1,518,000
Home Purchase 1,252 $441,064,000 $352,000 $8,000,000 $157,000 $2,762,000
Home Improvement 159 $19,478,000 $122,000 $500,000 $233,000 $1,200,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,526 $548,364,000 $359,000 $5,040,000 $161,000 $1,518,000
Not Provided 669 $235,890,000 $352,000 $8,000,000 $147,000 $2,762,000
Asian 409 $144,205,000 $352,000 $2,200,000 $152,000 $1,494,000
Black or African American 184 $65,334,000 $355,000 $2,240,000 $170,000 $817,000
Hispanic 116 $36,388,000 $313,000 $1,240,000 $131,000 $582,000
Native Hawaiian or Other Pacific Islander 69 $21,645,000 $313,000 $1,225,000 $156,000 $480,000
American Indian or Alaskan Native 42 $13,101,000 $311,000 $710,000 $144,000 $415,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,009 $1,063,327,000 $353,000 $8,000,000 $156,000 $2,762,000
FHA-insured (Federal Housing Administration) 6 $1,600,000 $266,000 $417,000 $176,000 $350,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,443 $518,553,000 $359,000 $8,000,000 $163,000 $2,762,000
Application Denied By Financial Institution 1,039 $354,547,000 $341,000 $2,240,000 $148,000 $1,494,000
Loan Purchased By The Institution 506 $184,054,000 $363,000 $2,700,000 $153,000 $824,000
Application Approved But Not Accepted 14 $4,002,000 $285,000 $627,000 $157,000 $396,000
Application Withdrawn By Applicant 13 $3,771,000 $290,000 $532,000 $120,000 $326,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 53 $20,165,000 $380,000 $910,000 $124,000 $292,000
Credit History 49 $18,464,000 $376,000 $2,200,000 $125,000 $480,000
Unverifiable Information 28 $10,370,000 $370,000 $1,000,000 $126,000 $330,000
Collateral 21 $8,573,000 $408,000 $1,200,000 $127,000 $319,000
Employment History 13 $4,793,000 $368,000 $1,330,000 $140,000 $414,000
Other 10 $4,176,000 $417,000 $945,000 $272,000 $1,494,000
Credit Application Incomplete 4 $1,073,000 $268,000 $525,000 $100,000 $288,000
Insufficient Cash (Downpayment, Closing Cost) 2 $999,000 $499,000 $519,000 $261,000 $324,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Parkside Lending, LLC's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Parkside Lending, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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