Pathway Bank Mortgage Lending & HMDA Data, 2018
In 2018, Pathway Bank of Cairo, NE reported 79 mortgage applications totaling $9.0 million. The average application was for $114,240, and applicants reported an average income of $67,721. 78% of its applications resulted in an originated loan and 19% were denied. Its largest market was Grand Island, NE (48).
| Mortgage Company & Address | Pathway Bank 306 S High St Po Box 428 Cairo, NE 68824 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2016 2015 2014 |
| Total Number of Mortgage Applications | 79 |
| Total Mortgage Loan Application Amount | $9,025,000 |
| Average Mortgage Loan Application Amount | $114,240 |
| Highest Mortgage Loan Application Amount | $1,335,000 |
| Average Applicant Income | $67,721 |
| Highest Applicant Income | $158,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Pathway Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hall, Nebraska | 36 | $ 3,980,000 | $ 110,555 | $ 69,000 |
| Howard, Nebraska | 6 | $ 470,000 | $ 78,333 | $ 69,000 |
| Hamilton, Nebraska | 5 | $ 605,000 | $ 121,000 | $ 86,000 |
| Merrick, Nebraska | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
Mortgage Loan Application Detail Totals for Pathway Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 36 | $4,010,000 | $111,000 | $365,000 | $65,000 | $158,000 |
| Refinancing | 27 | $4,095,000 | $151,000 | $1,335,000 | $71,000 | $143,000 |
| Home Improvement | 9 | $305,000 | $33,000 | $55,000 | $56,000 | $102,000 |
| Cash-out Refinancing | 4 | $550,000 | $137,000 | $265,000 | $85,000 | $101,000 |
| Other Purpose | 3 | $65,000 | $21,000 | $25,000 | $83,000 | $95,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 69 | $7,235,000 | $104,000 | $365,000 | $69,000 | $158,000 |
| Not applicable | 5 | $1,505,000 | $301,000 | $1,335,000 | $0 | $0 |
| Hispanic | 4 | $260,000 | $65,000 | $105,000 | $60,000 | $102,000 |
| Black or African American | 1 | $25,000 | $25,000 | $25,000 | $16,000 | $16,000 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 79 | $9,025,000 | $114,000 | $1,335,000 | $67,000 | $158,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 62 | $7,620,000 | $122,000 | $1,335,000 | $72,000 | $158,000 |
| Application Denied By Financial Institution | 15 | $1,005,000 | $67,000 | $155,000 | $54,000 | $111,000 |
| Application Approved But Not Accepted | 1 | $195,000 | $195,000 | $195,000 | $88,000 | $88,000 |
| File Closed For Incompleteness | 1 | $205,000 | $205,000 | $205,000 | $23,000 | $23,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 79 | $9,025,000 | $114,000 | $1,335,000 | $67,000 | $158,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pathway Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pathway Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About