Patriot Bank Mortgage Mortgage Lending & HMDA Data, 2010
In 2010, Patriot Bank Mortgage of Houston, TX reported 2,244 mortgage applications totaling $456.5 million, up 4% from 2009. The average application was for $203,418, and applicants reported an average income of $115,868. 73% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (1,369), Beaumont-Port Arthur, TX (257) and Dallas-Plano-Irving, TX (229) (applications in parentheses).
| Mortgage Company & Address | Patriot Bank Mortgage 7670 Woodway, Suite 162 Houston, TX 77063 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 2,244 |
| Total Mortgage Loan Application Amount | $456,470,000 |
| Average Mortgage Loan Application Amount | $203,418 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $115,868 |
| Highest Applicant Income | $1,461,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Patriot Bank Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Patriot Bank Mortgage in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,514 | $275,174,000 | $181,000 | $1,175,000 | $97,000 | $1,130,000 |
| Refinancing | 730 | $181,296,000 | $248,000 | $2,000,000 | $155,000 | $1,461,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,631 | $352,652,000 | $216,000 | $2,000,000 | $126,000 | $1,461,000 |
| Hispanic | 331 | $51,705,000 | $156,000 | $692,000 | $82,000 | $662,000 |
| Not Provided | 107 | $20,226,000 | $189,000 | $800,000 | $105,000 | $887,000 |
| Black or African American | 92 | $14,880,000 | $161,000 | $727,000 | $74,000 | $251,000 |
| Asian | 79 | $16,060,000 | $203,000 | $633,000 | $118,000 | $400,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $694,000 | $231,000 | $262,000 | $60,000 | $72,000 |
| American Indian or Alaskan Native | 1 | $253,000 | $253,000 | $253,000 | $68,000 | $68,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,238 | $306,517,000 | $247,000 | $2,000,000 | $156,000 | $1,461,000 |
| FHA-insured (Federal Housing Administration) | 772 | $113,235,000 | $146,000 | $277,000 | $69,000 | $1,040,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 127 | $16,241,000 | $127,000 | $417,000 | $43,000 | $411,000 |
| VA-guaranteed (Veterans Administration) | 107 | $20,477,000 | $191,000 | $727,000 | $76,000 | $311,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,643 | $322,178,000 | $196,000 | $1,800,000 | $114,000 | $1,219,000 |
| Application Withdrawn By Applicant | 421 | $99,635,000 | $236,000 | $2,000,000 | $130,000 | $1,461,000 |
| Application Denied By Financial Institution | 166 | $32,150,000 | $193,000 | $956,000 | $102,000 | $760,000 |
| File Closed For Incompleteness | 13 | $2,433,000 | $187,000 | $581,000 | $71,000 | $239,000 |
| Application Approved But Not Accepted | 1 | $74,000 | $74,000 | $74,000 | $121,000 | $121,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 36 | $6,412,000 | $178,000 | $417,000 | $101,000 | $372,000 |
| Debt-To-Income Ratio | 28 | $6,339,000 | $226,000 | $864,000 | $121,000 | $760,000 |
| Other | 22 | $5,126,000 | $233,000 | $765,000 | $149,000 | $760,000 |
| Collateral | 18 | $3,241,000 | $180,000 | $580,000 | $97,000 | $262,000 |
| Credit History | 17 | $2,651,000 | $155,000 | $356,000 | $77,000 | $232,000 |
| Credit Application Incomplete | 15 | $3,828,000 | $255,000 | $956,000 | $118,000 | $370,000 |
| Employment History | 12 | $1,848,000 | $154,000 | $290,000 | $52,000 | $129,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,075,000 | $134,000 | $355,000 | $40,000 | $84,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Patriot Bank Mortgage's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Patriot Bank Mortgage's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About