Patriot Lending Services, Inc. Mortgage Lending & HMDA Data, 2020
In 2020, Patriot Lending Services, Inc. of Pittsburgh, PA reported 410 mortgage applications totaling $87.1 million. The average application was for $212,487, and applicants reported an average income of $110,260. 95% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Pittsburgh, PA (196), Tampa-St. Petersburg-Clearwater, FL (144) and Homosassa Springs, FL (20) (applications in parentheses).
| Mortgage Company & Address | Patriot Lending Services, Inc. 1081 Greentree Rd Floor 2 Pittsburgh, PA 15220 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2018 |
| Total Number of Mortgage Applications | 410 |
| Total Mortgage Loan Application Amount | $87,120,000 |
| Average Mortgage Loan Application Amount | $212,487 |
| Highest Mortgage Loan Application Amount | $665,000 |
| Average Applicant Income | $110,260 |
| Highest Applicant Income | $932,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Patriot Lending Services, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny, Pennsylvania | 130 | $ 31,210,000 | $ 240,076 | $ 133,000 |
| Hernando, Florida | 61 | $ 9,175,000 | $ 150,409 | $ 62,000 |
| Pinellas, Florida | 42 | $ 9,960,000 | $ 237,142 | $ 97,000 |
| Westmoreland, Pennsylvania | 35 | $ 7,765,000 | $ 221,857 | $ 99,000 |
| Pasco, Florida | 30 | $ 5,000,000 | $ 166,666 | $ 69,000 |
| Citrus, Florida | 20 | $ 3,190,000 | $ 159,500 | $ 62,000 |
| Manatee, Florida | 17 | $ 3,375,000 | $ 198,529 | $ 130,000 |
| Washington, Pennsylvania | 15 | $ 3,555,000 | $ 237,000 | $ 127,000 |
| Hillsborough, Florida | 11 | $ 2,735,000 | $ 248,636 | $ 145,000 |
| Marion, Florida | 11 | $ 1,625,000 | $ 147,727 | $ 69,000 |
| Butler, Pennsylvania | 8 | $ 2,630,000 | $ 328,750 | $ 227,000 |
| Beaver, Pennsylvania | 6 | $ 1,050,000 | $ 175,000 | $ 85,000 |
| Somerset, Pennsylvania | 3 | $ 675,000 | $ 225,000 | $ 281,000 |
| Indian River, Florida | 2 | $ 760,000 | $ 380,000 | $ 413,000 |
| Sarasota, Florida | 2 | $ 400,000 | $ 200,000 | $ 63,000 |
| Bucks, Pennsylvania | 2 | $ 540,000 | $ 270,000 | $ 66,000 |
| Montgomery, Pennsylvania | 2 | $ 760,000 | $ 380,000 | $ 187,000 |
| Charlotte, Florida | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Lake, Florida | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Osceola, Florida | 1 | $ 405,000 | $ 405,000 | $ 932,000 |
| Polk, Florida | 1 | $ 455,000 | $ 455,000 | $ 93,000 |
| St. Lucie, Florida | 1 | $ 185,000 | $ 185,000 | $ 434,000 |
| Sumter, Florida | 1 | $ 145,000 | $ 145,000 | $ 104,000 |
| Volusia, Florida | 1 | $ 265,000 | $ 265,000 | $ 137,000 |
| Armstrong, Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 168,000 |
| Crawford, Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Fayette, Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
Mortgage Loan Application Detail Totals for Patriot Lending Services, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 208 | $39,700,000 | $190,000 | $665,000 | $87,000 | $491,000 |
| Refinancing | 182 | $43,520,000 | $239,000 | $515,000 | $130,000 | $611,000 |
| Cash-out Refinancing | 19 | $3,755,000 | $197,000 | $425,000 | $176,000 | $932,000 |
| Home Improvement | 1 | $145,000 | $145,000 | $145,000 | $107,000 | $107,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 360 | $77,620,000 | $215,000 | $665,000 | $112,000 | $932,000 |
| Black or African American | 16 | $3,160,000 | $197,000 | $485,000 | $102,000 | $383,000 |
| Hispanic | 14 | $2,480,000 | $177,000 | $475,000 | $111,000 | $600,000 |
| Not Provided | 14 | $2,280,000 | $162,000 | $265,000 | $68,000 | $140,000 |
| Asian | 5 | $1,295,000 | $259,000 | $385,000 | $131,000 | $260,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 329 | $73,545,000 | $223,000 | $665,000 | $125,000 | $932,000 |
| FHA-insured (Federal Housing Administration) | 53 | $8,265,000 | $155,000 | $295,000 | $55,000 | $174,000 |
| VA-guaranteed (Veterans Administration) | 23 | $4,625,000 | $201,000 | $435,000 | $40,000 | $82,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $685,000 | $137,000 | $175,000 | $38,000 | $62,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 389 | $82,925,000 | $213,000 | $665,000 | $112,000 | $932,000 |
| Application Withdrawn By Applicant | 18 | $3,730,000 | $207,000 | $435,000 | $84,000 | $323,000 |
| Application Denied By Financial Institution | 3 | $465,000 | $155,000 | $185,000 | $42,000 | $70,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 407 | $86,655,000 | $212,000 | $665,000 | $111,000 | $932,000 |
| Credit History | 2 | $310,000 | $155,000 | $185,000 | $53,000 | $70,000 |
| Employment History | 1 | $155,000 | $155,000 | $155,000 | $20,000 | $20,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Patriot Lending Services, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Patriot Lending Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
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