Peoples Mortgage Company Mortgage Lending & HMDA Data, 2025
In 2025, Peoples Mortgage Company of Tempe, AZ reported 4,212 mortgage applications totaling $1.4 billion, up 4% from 2024. The average application was for $334,109, and applicants reported an average income of $141,844. 71% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Bakersfield, CA (634), Phoenix-Mesa-Scottsdale, AZ (549) and Tucson, AZ (402) (applications in parentheses).
| Mortgage Company & Address | Peoples Mortgage Company 2055 E Centennial Circle Tempe, AZ 85284 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,212 |
| Total Mortgage Loan Application Amount | $1,407,270,000 |
| Average Mortgage Loan Application Amount | $334,109 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $141,844 |
| Highest Applicant Income | $8,519,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Peoples Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bakersfield, CA | 634 | $ 179,670,000 | $ 283,391 | $ 130,000 |
| Phoenix-Mesa-Scottsdale, AZ | 549 | $ 227,805,000 | $ 414,945 | $ 189,000 |
| Outside any metro area | 469 | $ 108,435,000 | $ 231,204 | $ 117,151 |
| Tucson, AZ | 402 | $ 122,410,000 | $ 304,502 | $ 130,000 |
| Las Vegas-Henderson-Paradise, NV | 332 | $ 119,200,000 | $ 359,036 | $ 129,000 |
| Denver-Aurora-Lakewood, CO | 236 | $ 101,750,000 | $ 431,144 | $ 144,000 |
| Omaha-Council Bluffs, NE-IA | 221 | $ 49,235,000 | $ 222,782 | $ 108,122 |
| Arlington-Alexandria-Reston, VA-WV | 133 | $ 63,655,000 | $ 478,609 | $ 173,000 |
| Birmingham-Hoover, AL | 83 | $ 13,545,000 | $ 163,192 | $ 121,000 |
| Grand Island, NE | 79 | $ 16,375,000 | $ 207,278 | $ 88,000 |
| San Diego-Carlsbad, CA | 73 | $ 54,095,000 | $ 741,027 | $ 227,000 |
| Prescott Valley-Prescott, AZ | 71 | $ 23,355,000 | $ 328,943 | $ 127,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 55 | $ 20,575,000 | $ 374,090 | $ 140,127 |
| Riverside-San Bernardino-Ontario, CA | 52 | $ 24,500,000 | $ 471,153 | $ 163,000 |
| Flagstaff, AZ | 47 | $ 22,575,000 | $ 480,319 | $ 194,000 |
| Ogden-Clearfield, UT | 45 | $ 15,705,000 | $ 349,000 | $ 128,000 |
| Tuscaloosa, AL | 45 | $ 10,275,000 | $ 228,333 | $ 95,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 44 | $ 16,500,000 | $ 375,000 | $ 113,204 |
| Lincoln, NE | 41 | $ 10,395,000 | $ 253,536 | $ 95,000 |
| Richmond, VA | 37 | $ 12,845,000 | $ 347,162 | $ 146,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 36 | $ 14,330,000 | $ 398,055 | $ 177,000 |
| McAllen-Edinburg-Mission, TX | 33 | $ 8,595,000 | $ 260,454 | $ 109,000 |
| Crestview-Fort Walton Beach-Destin, FL | 31 | $ 7,035,000 | $ 226,935 | $ 116,000 |
| Panama City, FL | 21 | $ 5,455,000 | $ 259,761 | $ 82,000 |
| Fayetteville, NC | 18 | $ 3,850,000 | $ 213,888 | $ 1,000 |
| Los Angeles-Long Beach-Glendale, CA | 16 | $ 7,500,000 | $ 468,750 | $ 175,000 |
| Orlando-Kissimmee-Sanford, FL | 14 | $ 4,990,000 | $ 356,428 | $ 156,000 |
| Baltimore-Columbia-Towson, MD | 13 | $ 5,485,000 | $ 421,923 | $ 151,000 |
| Albuquerque, NM | 12 | $ 3,890,000 | $ 324,166 | $ 131,000 |
| Montgomery, AL | 12 | $ 2,370,000 | $ 197,500 | $ 144,000 |
| Sierra Vista-Douglas, AZ | 12 | $ 3,750,000 | $ 312,500 | $ 134,000 |
| Harrisonburg, VA | 11 | $ 5,725,000 | $ 520,454 | $ 271,000 |
| Greeley, CO | 10 | $ 3,310,000 | $ 331,000 | $ 114,000 |
| Washington, DC-MD | 10 | $ 3,680,000 | $ 368,000 | $ 118,000 |
| Atlanta-Sandy Springs-Roswell, GA | 9 | $ 2,395,000 | $ 266,111 | $ 169,000 |
| Charlottesville, VA | 9 | $ 4,245,000 | $ 471,666 | $ 214,000 |
| Houston-The Woodlands-Sugar Land, TX | 9 | $ 1,685,000 | $ 187,222 | $ 161,000 |
| Lake Havasu City-Kingman, AZ | 9 | $ 4,335,000 | $ 481,666 | $ 1,039,000 |
| Washington-Baltimore-Arlington, DC | 9 | $ 4,345,000 | $ 482,777 | $ 169,000 |
| Dallas-Plano-Irving, TX | 8 | $ 2,600,000 | $ 325,000 | $ 146,000 |
| Colorado Springs, CO | 7 | $ 3,135,000 | $ 447,857 | $ 130,000 |
| Fort Worth-Arlington, TX | 7 | $ 2,285,000 | $ 326,428 | $ 115,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 7 | $ 4,755,000 | $ 679,285 | $ 446,000 |
| Auburn-Opelika, AL | 6 | $ 1,390,000 | $ 231,666 | $ 128,000 |
| Austin-Round Rock, TX | 6 | $ 1,720,000 | $ 286,666 | $ 100,000 |
| Lakeland-Winter Haven, FL | 6 | $ 1,800,000 | $ 300,000 | $ 111,000 |
| Olympia-Tumwater, WA | 6 | $ 2,740,000 | $ 456,666 | $ 149,000 |
| Pensacola-Ferry Pass-Brent, FL | 6 | $ 1,390,000 | $ 231,666 | $ 62,000 |
| Salt Lake City, UT | 6 | $ 3,210,000 | $ 535,000 | $ 350,000 |
| San Antonio-New Braunfels, TX | 6 | $ 2,170,000 | $ 361,666 | $ 239,000 |
| Winchester, VA-WV | 6 | $ 1,910,000 | $ 318,333 | $ 134,000 |
| Florence-Muscle Shoals, AL | 5 | $ 835,000 | $ 167,000 | $ 62,000 |
| Greensboro-High Point, NC | 5 | $ 445,000 | $ 89,000 | $ 104,000 |
| Jacksonville, FL | 5 | $ 1,855,000 | $ 371,000 | $ 183,000 |
| Logan, UT-ID | 5 | $ 2,735,000 | $ 547,000 | $ 170,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 5 | $ 2,595,000 | $ 519,000 | $ 95,000 |
| Raleigh, NC | 5 | $ 2,285,000 | $ 457,000 | $ 140,000 |
| Salem, OR | 5 | $ 1,555,000 | $ 311,000 | $ 96,000 |
| Visalia-Porterville, CA | 5 | $ 865,000 | $ 173,000 | $ 78,000 |
| Anaheim-Santa Ana-Irvine, CA | 4 | $ 2,810,000 | $ 702,500 | $ 318,000 |
| Cape Coral-Fort Myers, FL | 4 | $ 1,250,000 | $ 312,500 | $ 78,000 |
| Fresno, CA | 4 | $ 990,000 | $ 247,500 | $ 178,000 |
| Pueblo, CO | 4 | $ 670,000 | $ 167,500 | $ 71,000 |
| Seattle-Bellevue-Everett, WA | 4 | $ 2,800,000 | $ 700,000 | $ 210,000 |
| St. Petersburg-Clearwater-Largo, FL | 4 | $ 1,700,000 | $ 425,000 | $ 150,000 |
| Boise City, ID | 3 | $ 1,605,000 | $ 535,000 | $ 118,000 |
| Boulder, CO | 3 | $ 1,435,000 | $ 478,333 | $ 293,000 |
| Brownsville-Harlingen, TX | 3 | $ 935,000 | $ 311,666 | $ 86,000 |
| Charlotte-Concord-Gastonia, NC-SC | 3 | $ 1,025,000 | $ 341,666 | $ 173,000 |
| Chicago-Naperville, IL | 3 | $ 835,000 | $ 278,333 | $ 119,000 |
| Daphne-Fairhope-Foley, AL | 3 | $ 825,000 | $ 275,000 | $ 53,000 |
| Lawton, OK | 3 | $ 1,005,000 | $ 335,000 | $ 82,000 |
| Marietta, GA | 3 | $ 775,000 | $ 258,333 | $ 61,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 775,000 | $ 258,333 | $ 54,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 2,025,000 | $ 675,000 | $ 187,000 |
| Santa Fe, NM | 3 | $ 1,105,000 | $ 368,333 | $ 80,000 |
| Bend-Redmond, OR | 2 | $ 1,200,000 | $ 600,000 | $ 157,000 |
| Chico, CA | 2 | $ 490,000 | $ 245,000 | $ 99,000 |
| Cincinnati, OH-KY-IN | 2 | $ 370,000 | $ 185,000 | $ 128,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 540,000 | $ 270,000 | $ 85,000 |
| Everett, WA | 2 | $ 1,330,000 | $ 665,000 | $ 183,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2 | $ 2,090,000 | $ 1,045,000 | $ 505,000 |
| Greenville, NC | 2 | $ 310,000 | $ 155,000 | $ 42,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 460,000 | $ 230,000 | $ 179,000 |
| Knoxville, TN | 2 | $ 460,000 | $ 230,000 | $ 35,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 350,000 | $ 175,000 | $ 53,000 |
| Memphis, TN-MS-AR | 2 | $ 1,350,000 | $ 675,000 | $ 299,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2 | $ 820,000 | $ 410,000 | $ 550,000 |
| Muncie, IN | 2 | $ 340,000 | $ 170,000 | $ 76,000 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 990,000 | $ 495,000 | $ 354,000 |
| Newark, NJ-PA | 2 | $ 710,000 | $ 355,000 | $ 151,000 |
| Pittsburgh, PA | 2 | $ 350,000 | $ 175,000 | $ 75,000 |
| Provo-Orem, UT | 2 | $ 380,000 | $ 190,000 | $ 103,000 |
| Rockford, IL | 2 | $ 260,000 | $ 130,000 | $ 80,000 |
| Santa Rosa, CA | 2 | $ 670,000 | $ 335,000 | $ 236,000 |
| Tacoma-Lakewood, WA | 2 | $ 520,000 | $ 260,000 | $ 71,000 |
| Tampa, FL | 2 | $ 350,000 | $ 175,000 | $ 98,000 |
| Tulsa, OK | 2 | $ 300,000 | $ 150,000 | $ 84,000 |
| Tyler, TX | 2 | $ 550,000 | $ 275,000 | $ 115,000 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 790,000 | $ 395,000 | $ 159,000 |
| Wilmington, NC | 2 | $ 910,000 | $ 455,000 | $ 321,000 |
| Winston-Salem, NC | 2 | $ 530,000 | $ 265,000 | $ 132,000 |
| Yuma, AZ | 2 | $ 230,000 | $ 115,000 | $ 43,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Augusta-Richmond County, GA-SC | 1 | $ 415,000 | $ 415,000 | $ 229,000 |
| Baton Rouge, LA | 1 | $ 295,000 | $ 295,000 | $ 59,000 |
| Bremerton-Silverdale, WA | 1 | $ 455,000 | $ 455,000 | $ 161,000 |
| Cedar Rapids, IA | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Cheyenne, WY | 1 | $ 115,000 | $ 115,000 | $ 122,000 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 65,000 | $ 65,000 | $ 1,497,000 |
| El Centro, CA | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Elgin, IL | 1 | $ 175,000 | $ 175,000 | $ 122,000 |
| Erie, PA | 1 | $ 155,000 | $ 155,000 | $ 173,000 |
| Evansville, IN-KY | 1 | $ 405,000 | $ 405,000 | $ 157,000 |
| Fort Collins, CO | 1 | $ 105,000 | $ 105,000 | $ 166,000 |
| Grand Junction, CO | 1 | $ 245,000 | $ 245,000 | $ 54,000 |
| Great Falls, MT | 1 | $ 805,000 | $ 805,000 | $ 428,000 |
| Idaho Falls, ID | 1 | $ 275,000 | $ 275,000 | $ 54,000 |
| Indianapolis-Carmel-Anderson, IN | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Killeen-Temple, TX | 1 | $ 275,000 | $ 275,000 | $ 213,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 325,000 | $ 325,000 | $ 94,000 |
| Lakewood-New Brunswick, NJ | 1 | $ 625,000 | $ 625,000 | $ 256,000 |
| Las Cruces, NM | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| Lexington Park, MD | 1 | $ 505,000 | $ 505,000 | $ 159,000 |
| Longview, TX | 1 | $ 315,000 | $ 315,000 | $ 96,000 |
| Longview, WA | 1 | $ 555,000 | $ 555,000 | $ 121,000 |
| Lubbock, TX | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 185,000 | $ 185,000 | $ 101,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 395,000 | $ 395,000 | $ 91,000 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 1,085,000 | $ 1,085,000 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 455,000 | $ 455,000 | $ 159,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 425,000 | $ 425,000 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 1 | $ 605,000 | $ 605,000 | $ 195,000 |
| Oakland-Hayward-Berkeley, CA | 1 | $ 415,000 | $ 415,000 | $ 86,000 |
| Ocala, FL | 1 | $ 295,000 | $ 295,000 | $ 77,000 |
| Oklahoma City, OK | 1 | $ 155,000 | $ 155,000 | $ 180,000 |
| Pinehurst-Southern Pines, NC | 1 | $ 365,000 | $ 365,000 | $ 101,000 |
| Port St. Lucie, FL | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| Reno, NV | 1 | $ 635,000 | $ 635,000 | $ 194,000 |
| Roanoke, VA | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 585,000 | $ 585,000 | $ 251,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 705,000 | $ 705,000 | $ 295,000 |
| Spokane-Spokane Valley, WA | 1 | $ 485,000 | $ 485,000 | $ 125,000 |
| Springfield, IL | 1 | $ 95,000 | $ 95,000 | $ 89,000 |
| St. George, UT | 1 | $ 375,000 | $ 375,000 | $ 137,000 |
Mortgage Loan Application Detail Totals for Peoples Mortgage Company in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,299 | $1,086,715,000 | $329,000 | $1,905,000 | $139,000 | $8,519,000 |
| Refinancing | 858 | $306,210,000 | $356,000 | $3,005,000 | $150,000 | $2,160,000 |
| Cash-out Refinancing | 54 | $14,080,000 | $260,000 | $805,000 | $188,000 | $1,171,000 |
| Other Purpose | 1 | $265,000 | $265,000 | $265,000 | $35,000 | $35,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,011 | $684,025,000 | $340,000 | $3,005,000 | $155,000 | $8,519,000 |
| Hispanic | 1,039 | $309,535,000 | $297,000 | $1,175,000 | $112,000 | $1,118,000 |
| Not Provided | 630 | $230,870,000 | $366,000 | $1,655,000 | $160,000 | $2,698,000 |
| Asian | 263 | $104,045,000 | $395,000 | $1,325,000 | $145,000 | $1,497,000 |
| Black or African American | 246 | $71,470,000 | $290,000 | $1,035,000 | $121,000 | $2,160,000 |
| American Indian or Alaskan Native | 18 | $4,430,000 | $246,000 | $435,000 | $147,000 | $866,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $2,895,000 | $579,000 | $905,000 | $32,000 | $163,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,665 | $878,125,000 | $329,000 | $3,005,000 | $163,000 | $8,519,000 |
| FHA-insured (Federal Housing Administration) | 1,203 | $391,215,000 | $325,000 | $1,175,000 | $102,000 | $626,000 |
| VA-guaranteed (Veterans Administration) | 287 | $127,085,000 | $442,000 | $1,905,000 | $128,000 | $537,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 57 | $10,845,000 | $190,000 | $375,000 | $72,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,983 | $998,435,000 | $334,000 | $2,065,000 | $141,000 | $8,519,000 |
| Application Withdrawn By Applicant | 950 | $315,330,000 | $331,000 | $3,005,000 | $144,000 | $8,433,000 |
| File Closed For Incompleteness | 148 | $54,720,000 | $369,000 | $1,805,000 | $179,000 | $2,160,000 |
| Application Denied By Financial Institution | 101 | $29,445,000 | $291,000 | $1,165,000 | $102,000 | $1,317,000 |
| Application Approved But Not Accepted | 30 | $9,340,000 | $311,000 | $695,000 | $116,000 | $421,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,111 | $1,377,825,000 | $335,000 | $3,005,000 | $143,000 | $8,519,000 |
| Credit History | 47 | $13,495,000 | $287,000 | $605,000 | $81,000 | $179,000 |
| Collateral | 18 | $4,510,000 | $250,000 | $965,000 | $204,000 | $1,317,000 |
| Debt-To-Income Ratio | 14 | $4,450,000 | $317,000 | $1,145,000 | $97,000 | $546,000 |
| Employment History | 7 | $925,000 | $132,000 | $255,000 | $58,000 | $132,000 |
| Other | 7 | $2,765,000 | $395,000 | $1,165,000 | $17,000 | $100,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,610,000 | $402,000 | $805,000 | $134,000 | $253,000 |
| Unverifiable Information | 3 | $1,615,000 | $538,000 | $955,000 | $124,000 | $231,000 |
| Credit Application Incomplete | 1 | $75,000 | $75,000 | $75,000 | $41,000 | $41,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Mortgage Company's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Mortgage Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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