Petefish, Skiles, & Company Bank Mortgage Lending & HMDA Data, 2025
In 2025, Petefish, Skiles, & Company Bank of Virginia, IL reported 539 mortgage applications totaling $76.1 million, up 13% from 2024. The average application was for $141,270, and applicants reported an average income of $110,513. 70% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Springfield, IL (60), Champaign-Urbana, IL (39) and Peoria, IL (13) (applications in parentheses).
| Mortgage Company & Address | Petefish, Skiles, & Company Bank 102 W. Beardstown St. Virginia, IL 62691 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 539 |
| Total Mortgage Loan Application Amount | $76,145,000 |
| Average Mortgage Loan Application Amount | $141,270 |
| Highest Mortgage Loan Application Amount | $805,000 |
| Average Applicant Income | $110,513 |
| Highest Applicant Income | $4,303,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Petefish, Skiles, & Company Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Morgan, Illinois | 75 | $ 8,205,000 | $ 109,400 | $ 132,000 |
| Cass, Illinois | 51 | $ 4,605,000 | $ 90,294 | $ 91,000 |
| Mason, Illinois | 45 | $ 4,595,000 | $ 102,111 | $ 92,000 |
| Effingham, Illinois | 38 | $ 6,150,000 | $ 161,842 | $ 85,000 |
| Menard, Illinois | 37 | $ 5,165,000 | $ 139,594 | $ 101,000 |
| Jefferson, Illinois | 34 | $ 5,410,000 | $ 159,117 | $ 89,000 |
| Ford, Illinois | 33 | $ 4,975,000 | $ 150,757 | $ 221,000 |
| Sangamon, Illinois | 23 | $ 3,845,000 | $ 167,173 | $ 158,000 |
| Shelby, Illinois | 21 | $ 2,955,000 | $ 140,714 | $ 78,000 |
| Fayette, Illinois | 19 | $ 2,325,000 | $ 122,368 | $ 89,000 |
| Iroquois, Illinois | 18 | $ 2,980,000 | $ 165,555 | $ 93,000 |
| Schuyler, Illinois | 16 | $ 3,050,000 | $ 190,625 | $ 149,000 |
| Scott, Illinois | 15 | $ 1,795,000 | $ 119,666 | $ 88,000 |
| Moultrie, Illinois | 13 | $ 2,155,000 | $ 165,769 | $ 100,000 |
| Tazewell, Illinois | 9 | $ 1,665,000 | $ 185,000 | $ 89,000 |
| Clay, Illinois | 7 | $ 1,055,000 | $ 150,714 | $ 98,000 |
| Montgomery, Illinois | 6 | $ 970,000 | $ 161,666 | $ 103,000 |
| Champaign, Illinois | 5 | $ 875,000 | $ 175,000 | $ 115,000 |
| McDonough, Illinois | 5 | $ 455,000 | $ 91,000 | $ 99,000 |
| McLean, Illinois | 5 | $ 1,085,000 | $ 217,000 | $ 105,000 |
| Edwards, Illinois | 4 | $ 260,000 | $ 65,000 | $ 42,000 |
| Vermilion, Illinois | 4 | $ 610,000 | $ 152,500 | $ 67,000 |
| Christian, Illinois | 3 | $ 235,000 | $ 78,333 | $ 59,000 |
| Greene, Illinois | 3 | $ 595,000 | $ 198,333 | $ 159,000 |
| Woodford, Illinois | 3 | $ 325,000 | $ 108,333 | $ 57,000 |
| Bond, Illinois | 2 | $ 160,000 | $ 80,000 | $ 56,000 |
| Coles, Illinois | 2 | $ 280,000 | $ 140,000 | $ 99,000 |
| Cumberland, Illinois | 2 | $ 190,000 | $ 95,000 | $ 71,000 |
| Fulton, Illinois | 2 | $ 210,000 | $ 105,000 | $ 60,000 |
| Jasper, Illinois | 2 | $ 240,000 | $ 120,000 | $ 79,000 |
| Macoupin, Illinois | 2 | $ 430,000 | $ 215,000 | $ 150,000 |
| Marion, Illinois | 2 | $ 430,000 | $ 215,000 | $ 65,000 |
| Richland, Illinois | 2 | $ 320,000 | $ 160,000 | $ 99,000 |
| St. Clair, Illinois | 2 | $ 250,000 | $ 125,000 | $ 61,000 |
| Wayne, Illinois | 2 | $ 250,000 | $ 125,000 | $ 101,000 |
| Williamson, Illinois | 2 | $ 410,000 | $ 205,000 | $ 101,000 |
| Maricopa, Arizona | 1 | $ 205,000 | $ 205,000 | $ 175,000 |
| Pima, Arizona | 1 | $ 725,000 | $ 725,000 | $ 232,000 |
| Clark, Illinois | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Cook, Illinois | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| De Witt, Illinois | 1 | $ 805,000 | $ 805,000 | $ 351,000 |
| DuPage, Illinois | 1 | $ 585,000 | $ 585,000 | $ 234,000 |
| Franklin, Illinois | 1 | $ 125,000 | $ 125,000 | $ 105,000 |
| Jersey, Illinois | 1 | $ 25,000 | $ 25,000 | $ 115,000 |
| Lawrence, Illinois | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Logan, Illinois | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Macon, Illinois | 1 | $ 305,000 | $ 305,000 | $ 106,000 |
| Madison, Illinois | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Marshall, Illinois | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Piatt, Illinois | 1 | $ 245,000 | $ 245,000 | $ 115,000 |
| Washington, Illinois | 1 | $ 235,000 | $ 235,000 | $ 87,000 |
| White, Illinois | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Will, Illinois | 1 | $ 335,000 | $ 335,000 | $ 149,000 |
| Scott, Iowa | 1 | $ 315,000 | $ 315,000 | $ 173,000 |
| Warren, Iowa | 1 | $ 375,000 | $ 375,000 | $ 117,000 |
| Jefferson, Kentucky | 1 | $ 295,000 | $ 295,000 | $ 147,000 |
| East Baton Rouge, Louisiana | 1 | $ 375,000 | $ 375,000 | $ 192,000 |
| Benton, Missouri | 1 | $ 305,000 | $ 305,000 | $ 130,000 |
| Franklin, Missouri | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Lewis, Missouri | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Blount, Tennessee | 1 | $ 305,000 | $ 305,000 | $ 114,000 |
Mortgage Loan Application Detail Totals for Petefish, Skiles, & Company Bank in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 363 | $51,865,000 | $142,000 | $725,000 | $107,000 | $4,303,000 |
| Refinancing | 122 | $19,200,000 | $157,000 | $805,000 | $115,000 | $382,000 |
| Other Purpose | 27 | $1,785,000 | $66,000 | $185,000 | $159,000 | $430,000 |
| Cash-out Refinancing | 27 | $3,295,000 | $122,000 | $355,000 | $89,000 | $250,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 506 | $72,950,000 | $144,000 | $805,000 | $112,000 | $4,303,000 |
| Hispanic | 17 | $1,725,000 | $101,000 | $225,000 | $74,000 | $168,000 |
| Not applicable | 6 | $450,000 | $75,000 | $125,000 | $0 | $0 |
| Black or African American | 4 | $270,000 | $67,000 | $115,000 | $84,000 | $138,000 |
| Not Provided | 3 | $415,000 | $138,000 | $215,000 | $63,000 | $81,000 |
| American Indian or Alaskan Native | 2 | $220,000 | $110,000 | $115,000 | $43,000 | $48,000 |
| Asian | 1 | $115,000 | $115,000 | $115,000 | $50,000 | $50,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 468 | $68,930,000 | $147,000 | $805,000 | $118,000 | $4,303,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 71 | $7,215,000 | $101,000 | $205,000 | $56,000 | $106,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 375 | $55,105,000 | $146,000 | $805,000 | $119,000 | $4,303,000 |
| Application Denied By Financial Institution | 82 | $9,920,000 | $120,000 | $445,000 | $63,000 | $231,000 |
| Application Withdrawn By Applicant | 81 | $10,995,000 | $135,000 | $495,000 | $96,000 | $269,000 |
| Loan Purchased By The Institution | 1 | $125,000 | $125,000 | $125,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 457 | $66,225,000 | $144,000 | $805,000 | $115,000 | $4,303,000 |
| Credit History | 57 | $7,115,000 | $124,000 | $445,000 | $77,000 | $231,000 |
| Debt-To-Income Ratio | 20 | $2,240,000 | $112,000 | $255,000 | $46,000 | $82,000 |
| Other | 3 | $395,000 | $131,000 | $165,000 | $86,000 | $104,000 |
| Collateral | 2 | $170,000 | $85,000 | $145,000 | $77,000 | $77,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Petefish, Skiles, & Company Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Petefish, Skiles, & Company Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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