PHH Home Loans, LLC Mortgage Lending & HMDA Data, 2014

In 2014, PHH Home Loans, LLC of Mt Laurel, NJ reported 23,653 mortgage applications totaling $5.5 billion, down 36% from 2013. The average application was for $233,908, and applicants reported an average income of $108,436. 75% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (2,731), Chicago-Naperville-Arlington Heights, IL (1,855) and Pittsburgh, PA (1,144) (applications in parentheses).

Mortgage Company & Address PHH Home Loans, LLC
1 Mortgage Way 2nd Floor
Mt Laurel, NJ 08054
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 23,653
Total Mortgage Loan Application Amount $5,532,637,000
Average Mortgage Loan Application Amount $233,908
Highest Mortgage Loan Application Amount $2,600,000
Average Applicant Income $108,436
Highest Applicant Income $2,600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PHH Home Loans, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for PHH Home Loans, LLC by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 1,255 $ 311,927,000 $ 248,547 $ 115,000
Hennepin, Minnesota 1,013 $ 224,401,000 $ 221,521 $ 108,000
Allegheny, Pennsylvania 784 $ 113,802,000 $ 145,155 $ 82,000
Hillsborough, Florida 433 $ 90,337,000 $ 208,630 $ 106,000
Ramsey, Minnesota 432 $ 74,089,000 $ 171,502 $ 85,000
Maricopa, Arizona 428 $ 87,078,000 $ 203,453 $ 92,000
Tarrant, Texas 419 $ 85,682,000 $ 204,491 $ 106,000
Pinellas, Florida 365 $ 65,296,000 $ 178,893 $ 96,000
Broward, Florida 360 $ 79,626,000 $ 221,183 $ 109,000
Pima, Arizona 357 $ 67,231,000 $ 188,322 $ 96,000
Dakota, Minnesota 341 $ 69,253,000 $ 203,087 $ 90,000
DuPage, Illinois 335 $ 79,991,000 $ 238,779 $ 112,000
Bergen, New Jersey 298 $ 105,837,000 $ 355,157 $ 145,000
Orange, Florida 287 $ 60,521,000 $ 210,874 $ 99,000
San Diego, California 278 $ 111,155,000 $ 399,838 $ 136,000
Philadelphia, Pennsylvania 272 $ 58,541,000 $ 215,224 $ 98,000
Sarasota, Florida 271 $ 38,744,000 $ 142,966 $ 81,000
Suffolk, New York 264 $ 76,478,000 $ 289,689 $ 119,000
Morris, New Jersey 239 $ 86,077,000 $ 360,154 $ 160,000
Union, New Jersey 239 $ 95,058,000 $ 397,732 $ 162,000
Palm Beach, Florida 234 $ 52,383,000 $ 223,858 $ 125,000
Washington, Minnesota 230 $ 50,312,000 $ 218,747 $ 99,000
Lake, Illinois 229 $ 63,411,000 $ 276,903 $ 152,000
Miami-Dade, Florida 228 $ 58,133,000 $ 254,969 $ 135,000
St. Louis, Missouri 225 $ 37,608,000 $ 167,146 $ 87,000
Anoka, Minnesota 218 $ 40,461,000 $ 185,600 $ 79,000
Dallas, Texas 216 $ 44,557,000 $ 206,282 $ 104,000
Monmouth, New Jersey 215 $ 63,129,000 $ 293,623 $ 127,000
Fairfax, Virginia 209 $ 91,744,000 $ 438,966 $ 143,000
Somerset, New Jersey 198 $ 69,571,000 $ 351,368 $ 138,000
Douglas, Colorado 197 $ 59,035,000 $ 299,670 $ 126,000
Manatee, Florida 194 $ 29,417,000 $ 151,634 $ 80,000
Essex, New Jersey 179 $ 63,629,000 $ 355,469 $ 153,000
Fulton, Georgia 176 $ 39,230,000 $ 222,897 $ 114,000
Seminole, Florida 175 $ 35,416,000 $ 202,377 $ 93,000
Will, Illinois 171 $ 37,879,000 $ 221,514 $ 92,000
Arapahoe, Colorado 164 $ 39,750,000 $ 242,378 $ 91,000
El Paso, Colorado 158 $ 37,820,000 $ 239,367 $ 82,000
Jefferson, Colorado 158 $ 41,884,000 $ 265,088 $ 124,000
Cobb, Georgia 157 $ 34,414,000 $ 219,197 $ 104,000
Baltimore, Maryland 149 $ 33,462,000 $ 224,577 $ 92,000
Polk, Florida 145 $ 15,667,000 $ 108,048 $ 65,000
Anne Arundel, Maryland 141 $ 45,196,000 $ 320,539 $ 124,000
Olmsted, Minnesota 140 $ 20,248,000 $ 144,628 $ 69,000
Middlesex, New Jersey 140 $ 38,991,000 $ 278,507 $ 114,000
Hamilton, Ohio 140 $ 25,326,000 $ 180,900 $ 99,000
Franklin, Ohio 139 $ 22,719,000 $ 163,446 $ 101,000
Harris, Texas 135 $ 34,051,000 $ 252,229 $ 138,000
Brevard, Florida 130 $ 19,824,000 $ 152,492 $ 81,000
St. Charles, Missouri 128 $ 21,564,000 $ 168,468 $ 80,000
Scott, Minnesota 126 $ 27,199,000 $ 215,865 $ 87,000
Wright, Minnesota 124 $ 23,189,000 $ 187,008 $ 85,000
Montgomery, Pennsylvania 121 $ 29,090,000 $ 240,413 $ 101,000
Collier, Florida 120 $ 29,413,000 $ 245,108 $ 147,000
Hunterdon, New Jersey 120 $ 33,677,000 $ 280,641 $ 126,000
Worcester, Maryland 115 $ 21,502,000 $ 186,973 $ 181,000
Collin, Texas 115 $ 28,416,000 $ 247,095 $ 125,000
Denton, Texas 114 $ 26,721,000 $ 234,394 $ 118,000
Passaic, New Jersey 112 $ 28,369,000 $ 253,294 $ 112,000
Westmoreland, Pennsylvania 111 $ 17,644,000 $ 158,954 $ 86,000
Chester, Pennsylvania 109 $ 31,989,000 $ 293,477 $ 123,000
Carver, Minnesota 108 $ 24,954,000 $ 231,055 $ 116,000
Denver, Colorado 106 $ 29,689,000 $ 280,084 $ 103,000
King, Washington 99 $ 46,388,000 $ 468,565 $ 157,000
Lake, Indiana 98 $ 13,533,000 $ 138,091 $ 68,000
Franklin, Pennsylvania 98 $ 15,839,000 $ 161,622 $ 63,000
Pasco, Florida 96 $ 16,472,000 $ 171,583 $ 87,000
Kane, Illinois 96 $ 23,020,000 $ 239,791 $ 116,000
Westchester, New York 96 $ 32,066,000 $ 334,020 $ 160,000
Delaware, Pennsylvania 95 $ 21,327,000 $ 224,494 $ 113,000
Porter, Indiana 92 $ 15,598,000 $ 169,543 $ 74,000
Butler, Pennsylvania 86 $ 17,074,000 $ 198,534 $ 100,000
Beaver, Pennsylvania 85 $ 11,888,000 $ 139,858 $ 78,000
Cumberland, Pennsylvania 85 $ 14,139,000 $ 166,341 $ 84,000
Gwinnett, Georgia 84 $ 17,224,000 $ 205,047 $ 94,000
Larimer, Colorado 83 $ 21,384,000 $ 257,638 $ 88,000
Adams, Colorado 80 $ 17,697,000 $ 221,212 $ 78,000
Howard, Maryland 80 $ 27,457,000 $ 343,212 $ 127,000
Lee, Florida 79 $ 13,278,000 $ 168,075 $ 104,000
Montgomery, Maryland 79 $ 33,866,000 $ 428,683 $ 163,000
Dauphin, Pennsylvania 79 $ 13,512,000 $ 171,037 $ 84,000
Weld, Colorado 77 $ 18,475,000 $ 239,935 $ 90,000
Riverside, California 74 $ 21,466,000 $ 290,081 $ 112,000
York, Pennsylvania 73 $ 11,611,000 $ 159,054 $ 75,000
Washington, Pennsylvania 72 $ 13,340,000 $ 185,277 $ 98,000
Harford, Maryland 71 $ 15,159,000 $ 213,507 $ 87,000
Butler, Ohio 69 $ 13,143,000 $ 190,478 $ 92,000
Baltimore City, Maryland 68 $ 11,179,000 $ 164,397 $ 82,000
Camden, New Jersey 68 $ 14,332,000 $ 210,764 $ 107,000
Mercer, New Jersey 68 $ 19,865,000 $ 292,132 $ 121,000
Fort Bend, Texas 68 $ 19,962,000 $ 293,558 $ 134,000
McHenry, Illinois 67 $ 11,887,000 $ 177,417 $ 93,000
Middlesex, Massachusetts 67 $ 28,241,000 $ 421,507 $ 169,000
Milwaukee, Wisconsin 63 $ 10,237,000 $ 162,492 $ 84,000
District of Columbia, District Of Columbia 62 $ 26,803,000 $ 432,306 $ 154,000
Ocean, New Jersey 62 $ 13,728,000 $ 221,419 $ 109,000
Nassau, New York 61 $ 23,561,000 $ 386,245 $ 139,000
Warren, Ohio 60 $ 14,368,000 $ 239,466 $ 118,000
Mohave, Arizona 59 $ 8,327,000 $ 141,135 $ 84,000
Forsyth, Georgia 57 $ 12,987,000 $ 227,842 $ 109,000
Loudoun, Virginia 57 $ 24,991,000 $ 438,438 $ 152,000
Clermont, Ohio 56 $ 8,668,000 $ 154,785 $ 76,000
Stearns, Minnesota 55 $ 8,049,000 $ 146,345 $ 62,000
Fairfield, Connecticut 54 $ 20,399,000 $ 377,759 $ 154,000
Ellis, Texas 53 $ 8,642,000 $ 163,056 $ 77,000
Prince William, Virginia 53 $ 17,677,000 $ 333,528 $ 119,000
DeKalb, Georgia 52 $ 10,134,000 $ 194,884 $ 98,000
Kalamazoo, Michigan 50 $ 12,255,000 $ 245,100 $ 135,000
Burlington, New Jersey 50 $ 11,314,000 $ 226,280 $ 104,000
Sherburne, Minnesota 48 $ 8,329,000 $ 173,520 $ 62,000
Boulder, Colorado 47 $ 13,312,000 $ 283,234 $ 127,000
Warren, New Jersey 47 $ 9,584,000 $ 203,914 $ 92,000
Wake, North Carolina 47 $ 13,702,000 $ 291,531 $ 136,000
Sussex, New Jersey 45 $ 10,344,000 $ 229,866 $ 119,000
Boone, Kentucky 44 $ 7,212,000 $ 163,909 $ 84,000
Jefferson, Missouri 44 $ 5,749,000 $ 130,659 $ 55,000
Alexandria, Virginia 44 $ 18,662,000 $ 424,136 $ 152,000
Bucks, Pennsylvania 43 $ 13,457,000 $ 312,953 $ 134,000
Chisago, Minnesota 42 $ 7,905,000 $ 188,214 $ 74,000
Pinal, Arizona 40 $ 6,137,000 $ 153,425 $ 79,000
St. Lucie, Florida 40 $ 5,409,000 $ 135,225 $ 68,000
Cherokee, Georgia 40 $ 8,223,000 $ 205,575 $ 107,000
St. Louis City, Missouri 40 $ 5,033,000 $ 125,825 $ 61,000
New Castle, Delaware 38 $ 8,113,000 $ 213,500 $ 84,000
LaPorte, Indiana 38 $ 4,399,000 $ 115,763 $ 51,000
Carroll, Maryland 37 $ 9,908,000 $ 267,783 $ 103,000
Los Angeles, California 36 $ 14,525,000 $ 403,472 $ 164,000
Volusia, Florida 36 $ 5,118,000 $ 142,166 $ 78,000
Kenton, Kentucky 36 $ 5,434,000 $ 150,944 $ 86,000
Hudson, New Jersey 36 $ 10,415,000 $ 289,305 $ 134,000
Delaware, Ohio 36 $ 9,318,000 $ 258,833 $ 124,000
Hartford, Connecticut 35 $ 12,187,000 $ 348,200 $ 169,000
Sussex, Delaware 35 $ 6,858,000 $ 195,942 $ 101,000
Charlotte, Florida 35 $ 3,308,000 $ 94,514 $ 60,000
Lake, Florida 32 $ 5,652,000 $ 176,625 $ 84,000
Martin, Florida 32 $ 6,725,000 $ 210,156 $ 113,000
Tulsa, Oklahoma 32 $ 6,648,000 $ 207,750 $ 110,000
Ventura, California 31 $ 13,397,000 $ 432,161 $ 134,000
Osceola, Florida 31 $ 4,939,000 $ 159,322 $ 111,000
Gloucester, New Jersey 31 $ 5,598,000 $ 180,580 $ 93,000
Guilford, North Carolina 31 $ 9,308,000 $ 300,258 $ 153,000
Arlington, Virginia 31 $ 11,445,000 $ 369,193 $ 143,000
Midland, Texas 30 $ 8,072,000 $ 269,066 $ 131,000
Rockland, New York 29 $ 7,673,000 $ 264,586 $ 136,000
Mecklenburg, North Carolina 29 $ 7,257,000 $ 250,241 $ 159,000
Parker, Texas 29 $ 7,132,000 $ 245,931 $ 131,000
Orange, California 28 $ 12,981,000 $ 463,607 $ 165,000
Bexar, Texas 28 $ 6,475,000 $ 231,250 $ 112,000
St. Croix, Wisconsin 28 $ 5,966,000 $ 213,071 $ 88,000
Washington, Wisconsin 28 $ 4,517,000 $ 161,321 $ 76,000
Prince George's, Maryland 27 $ 6,230,000 $ 230,740 $ 82,000
Madison, Alabama 26 $ 6,493,000 $ 249,730 $ 127,000
Kent, Michigan 26 $ 5,936,000 $ 228,307 $ 134,000
Waukesha, Wisconsin 26 $ 5,411,000 $ 208,115 $ 98,000
Broomfield, Colorado 25 $ 6,854,000 $ 274,160 $ 129,000
Frederick, Maryland 25 $ 7,155,000 $ 286,200 $ 107,000
Lebanon, Pennsylvania 25 $ 5,368,000 $ 214,720 $ 99,000
Snohomish, Washington 25 $ 10,220,000 $ 408,800 $ 157,000
Kendall, Illinois 24 $ 4,596,000 $ 191,500 $ 79,000
Norfolk, Massachusetts 24 $ 11,719,000 $ 488,291 $ 170,000
Oakland, Michigan 24 $ 7,057,000 $ 294,041 $ 156,000
Paulding, Georgia 23 $ 3,807,000 $ 165,521 $ 81,000
Essex, Massachusetts 23 $ 9,534,000 $ 414,521 $ 174,000
Benton, Minnesota 23 $ 3,444,000 $ 149,739 $ 67,000
Yavapai, Arizona 22 $ 3,842,000 $ 174,636 $ 68,000
Montgomery, Texas 22 $ 6,047,000 $ 274,863 $ 147,000
St. Tammany, Louisiana 21 $ 5,890,000 $ 280,476 $ 139,000
Dane, Wisconsin 21 $ 7,165,000 $ 341,190 $ 174,000
Washtenaw, Michigan 20 $ 5,687,000 $ 284,350 $ 123,000
Williamson, Tennessee 20 $ 7,589,000 $ 379,450 $ 138,000
Kankakee, Illinois 19 $ 2,326,000 $ 122,421 $ 61,000
Greenville, South Carolina 19 $ 4,953,000 $ 260,684 $ 124,000
Fairfield, Ohio 18 $ 3,075,000 $ 170,833 $ 96,000
Shelby, Tennessee 18 $ 4,458,000 $ 247,666 $ 142,000
Ozaukee, Wisconsin 18 $ 3,313,000 $ 184,055 $ 81,000
Duval, Florida 17 $ 5,570,000 $ 327,647 $ 233,000
Saratoga, New York 17 $ 4,392,000 $ 258,352 $ 123,000
Oklahoma, Oklahoma 17 $ 4,270,000 $ 251,176 $ 128,000
Lancaster, Pennsylvania 17 $ 4,241,000 $ 249,470 $ 146,000
Johnson, Texas 17 $ 2,052,000 $ 120,705 $ 69,000
Rockwall, Texas 17 $ 4,315,000 $ 253,823 $ 129,000
Pierce, Washington 17 $ 5,586,000 $ 328,588 $ 127,000
New Haven, Connecticut 16 $ 4,753,000 $ 297,062 $ 169,000
Union, North Carolina 16 $ 5,893,000 $ 368,312 $ 186,000
Summit, Ohio 16 $ 3,634,000 $ 227,125 $ 126,000
Hamilton, Tennessee 16 $ 4,258,000 $ 266,125 $ 108,000
Racine, Wisconsin 16 $ 1,753,000 $ 109,562 $ 64,000
Johnson, Kansas 15 $ 4,085,000 $ 272,333 $ 128,000
York, South Carolina 15 $ 4,751,000 $ 316,733 $ 155,000
Contra Costa, California 14 $ 7,091,000 $ 506,500 $ 173,000
Sacramento, California 14 $ 3,148,000 $ 224,857 $ 72,000
Hall, Georgia 14 $ 2,759,000 $ 197,071 $ 107,000
Jefferson, Kentucky 14 $ 3,425,000 $ 244,642 $ 157,000
Cecil, Maryland 14 $ 2,883,000 $ 205,928 $ 78,000
Berrien, Michigan 14 $ 2,089,000 $ 149,214 $ 182,000
Rockingham, New Hampshire 14 $ 4,754,000 $ 339,571 $ 171,000
Shelby, Alabama 13 $ 2,654,000 $ 204,153 $ 104,000
Ada, Idaho 13 $ 3,301,000 $ 253,923 $ 122,000
Hamilton, Indiana 13 $ 4,214,000 $ 324,153 $ 144,000
Campbell, Kentucky 13 $ 2,379,000 $ 183,000 $ 106,000
Worcester, Massachusetts 13 $ 5,571,000 $ 428,538 $ 165,000
Wayne, Michigan 13 $ 3,352,000 $ 257,846 $ 164,000
Putnam, New York 13 $ 3,673,000 $ 282,538 $ 124,000
Lucas, Ohio 13 $ 3,112,000 $ 239,384 $ 116,000
Multnomah, Oregon 13 $ 4,541,000 $ 349,307 $ 137,000
Davidson, Tennessee 13 $ 2,894,000 $ 222,615 $ 96,000
Sumner, Tennessee 13 $ 2,888,000 $ 222,153 $ 107,000
Williamson, Texas 13 $ 3,164,000 $ 243,384 $ 140,000
Pueblo, Colorado 12 $ 2,217,000 $ 184,750 $ 90,000
Hernando, Florida 12 $ 1,112,000 $ 92,666 $ 67,000
Madison, Kentucky 12 $ 2,103,000 $ 175,250 $ 93,000
Oldham, Kentucky 12 $ 4,007,000 $ 333,916 $ 173,000
Washington, Oregon 12 $ 4,261,000 $ 355,083 $ 145,000
Perry, Pennsylvania 12 $ 2,034,000 $ 169,500 $ 87,000
Douglas, Georgia 11 $ 1,836,000 $ 166,909 $ 71,000
Fayette, Kentucky 11 $ 2,684,000 $ 244,000 $ 115,000
Calhoun, Michigan 11 $ 2,046,000 $ 186,000 $ 133,000
Goodhue, Minnesota 11 $ 1,675,000 $ 152,272 $ 72,000
Isanti, Minnesota 11 $ 1,654,000 $ 150,363 $ 64,000
McLeod, Minnesota 11 $ 1,733,000 $ 157,545 $ 57,000
Rice, Minnesota 11 $ 1,623,000 $ 147,545 $ 52,000
Eddy, New Mexico 11 $ 2,217,000 $ 201,545 $ 130,000
Dutchess, New York 11 $ 2,295,000 $ 208,636 $ 103,000
Queens, New York 11 $ 4,474,000 $ 406,727 $ 139,000
Licking, Ohio 11 $ 1,506,000 $ 136,909 $ 57,000
Lehigh, Pennsylvania 11 $ 2,334,000 $ 212,181 $ 102,000
Lexington, South Carolina 11 $ 2,236,000 $ 203,272 $ 118,000
Travis, Texas 11 $ 3,322,000 $ 302,000 $ 137,000
Salt Lake, Utah 11 $ 3,537,000 $ 321,545 $ 135,000
Clark, Washington 11 $ 2,932,000 $ 266,545 $ 108,000
Jefferson, Alabama 10 $ 2,558,000 $ 255,800 $ 103,000
Benton, Arkansas 10 $ 2,769,000 $ 276,900 $ 148,000
St. Johns, Florida 10 $ 3,290,000 $ 329,000 $ 145,000
Coweta, Georgia 10 $ 2,120,000 $ 212,000 $ 130,000
Henry, Georgia 10 $ 1,821,000 $ 182,100 $ 72,000
Cuyahoga, Ohio 10 $ 2,310,000 $ 231,000 $ 133,000
Adams, Pennsylvania 10 $ 1,663,000 $ 166,300 $ 60,000
Knox, Tennessee 10 $ 3,083,000 $ 308,300 $ 157,000
Kaufman, Texas 10 $ 1,796,000 $ 179,600 $ 87,000
Chesterfield, Virginia 10 $ 2,322,000 $ 232,200 $ 108,000
Stafford, Virginia 10 $ 3,104,000 $ 310,400 $ 105,000
Alameda, California 9 $ 4,815,000 $ 535,000 $ 180,000
Alachua, Florida 9 $ 1,971,000 $ 219,000 $ 97,000
Indian River, Florida 9 $ 1,289,000 $ 143,222 $ 95,000
Columbia, Georgia 9 $ 2,095,000 $ 232,777 $ 109,000
Sedgwick, Kansas 9 $ 2,262,000 $ 251,333 $ 154,000
Wicomico, Maryland 9 $ 1,003,000 $ 111,444 $ 49,000
Dodge, Minnesota 9 $ 1,011,000 $ 112,333 $ 55,000
Montgomery, Ohio 9 $ 1,050,000 $ 116,666 $ 93,000
Chittenden, Vermont 9 $ 2,896,000 $ 321,777 $ 177,000
Kenosha, Wisconsin 9 $ 1,559,000 $ 173,222 $ 103,000
Santa Clara, California 8 $ 6,493,000 $ 811,625 $ 226,000
Jackson, Georgia 8 $ 1,472,000 $ 184,000 $ 113,000
Walton, Georgia 8 $ 1,364,000 $ 170,500 $ 91,000
Vanderburgh, Indiana 8 $ 1,421,000 $ 177,625 $ 107,000
Queen Anne's, Maryland 8 $ 2,828,000 $ 353,500 $ 148,000
Jackson, Michigan 8 $ 1,747,000 $ 218,375 $ 92,000
Crow Wing, Minnesota 8 $ 1,421,000 $ 177,625 $ 71,000
DeSoto, Mississippi 8 $ 1,618,000 $ 202,250 $ 104,000
Clackamas, Oregon 8 $ 3,629,000 $ 453,625 $ 235,000
Brazoria, Texas 8 $ 1,653,000 $ 206,625 $ 113,000
Hidalgo, Texas 8 $ 1,289,000 $ 161,125 $ 135,000
McLennan, Texas 8 $ 1,856,000 $ 232,000 $ 100,000
Brown, Wisconsin 8 $ 1,188,000 $ 148,500 $ 92,000
Polk, Wisconsin 8 $ 1,374,000 $ 171,750 $ 87,000
Laramie, Wyoming 8 $ 1,526,000 $ 190,750 $ 86,000
Anchorage, Alaska 7 $ 2,921,000 $ 417,285 $ 176,000
Placer, California 7 $ 2,499,000 $ 357,000 $ 143,000
Stanislaus, California 7 $ 2,166,000 $ 309,428 $ 157,000
Okaloosa, Florida 7 $ 1,547,000 $ 221,000 $ 88,000
Bartow, Georgia 7 $ 1,115,000 $ 159,285 $ 84,000
Orleans, Louisiana 7 $ 2,160,000 $ 308,571 $ 164,000
Fillmore, Minnesota 7 $ 646,000 $ 92,285 $ 38,000
Pine, Minnesota 7 $ 1,045,000 $ 149,285 $ 52,000
Lowndes, Mississippi 7 $ 1,307,000 $ 186,714 $ 95,000
Rankin, Mississippi 7 $ 1,517,000 $ 216,714 $ 131,000
Cape Girardeau, Missouri 7 $ 2,138,000 $ 305,428 $ 145,000
Hillsborough, New Hampshire 7 $ 2,043,000 $ 291,857 $ 141,000
Cape May, New Jersey 7 $ 1,472,000 $ 210,285 $ 147,000
Orange, New York 7 $ 1,751,000 $ 250,142 $ 93,000
Forsyth, North Carolina 7 $ 1,496,000 $ 213,714 $ 165,000
Berks, Pennsylvania 7 $ 1,437,000 $ 205,285 $ 81,000
Monroe, Pennsylvania 7 $ 1,030,000 $ 147,142 $ 88,000
Northampton, Pennsylvania 7 $ 1,298,000 $ 185,428 $ 94,000
Lancaster, South Carolina 7 $ 1,627,000 $ 232,428 $ 91,000
Richland, South Carolina 7 $ 1,877,000 $ 268,142 $ 143,000
Guadalupe, Texas 7 $ 1,002,000 $ 143,142 $ 92,000
Fairfax City, Virginia 7 $ 3,628,000 $ 518,285 $ 134,000
Mobile, Alabama 6 $ 1,122,000 $ 187,000 $ 102,000
Tuscaloosa, Alabama 6 $ 1,251,000 $ 208,500 $ 101,000
Elbert, Colorado 6 $ 2,514,000 $ 419,000 $ 125,000
Fremont, Colorado 6 $ 988,000 $ 164,666 $ 56,000
Marion, Florida 6 $ 604,000 $ 100,666 $ 37,000
Carroll, Georgia 6 $ 815,000 $ 135,833 $ 77,000
Houston, Georgia 6 $ 947,000 $ 157,833 $ 118,000
Macon, Illinois 6 $ 966,000 $ 161,000 $ 94,000
Madison, Illinois 6 $ 1,037,000 $ 172,833 $ 127,000
Marion, Indiana 6 $ 1,370,000 $ 228,333 $ 120,000
Scott, Kentucky 6 $ 826,000 $ 137,666 $ 73,000
Rapides, Louisiana 6 $ 1,559,000 $ 259,833 $ 116,000
Franklin, Missouri 6 $ 1,059,000 $ 176,500 $ 78,000
Jackson, Missouri 6 $ 1,637,000 $ 272,833 $ 102,000
Lincoln, Missouri 6 $ 786,000 $ 131,000 $ 62,000
Monroe, New York 6 $ 1,245,000 $ 207,500 $ 108,000
Onondaga, New York 6 $ 1,385,000 $ 230,833 $ 132,000
Schenectady, New York 6 $ 1,337,000 $ 222,833 $ 115,000
Henderson, North Carolina 6 $ 1,670,000 $ 278,333 $ 120,000
Portage, Ohio 6 $ 1,527,000 $ 254,500 $ 139,000
Stark, Ohio 6 $ 1,161,000 $ 193,500 $ 96,000
Canadian, Oklahoma 6 $ 915,000 $ 152,500 $ 103,000
Charleston, South Carolina 6 $ 1,786,000 $ 297,666 $ 98,000
Florence, South Carolina 6 $ 1,075,000 $ 179,166 $ 101,000
Robertson, Tennessee 6 $ 1,754,000 $ 292,333 $ 100,000
El Paso, Texas 6 $ 937,000 $ 156,166 $ 74,000
Hardin, Texas 6 $ 1,428,000 $ 238,000 $ 152,000
Davis, Utah 6 $ 1,311,000 $ 218,500 $ 119,000
Weber, Utah 6 $ 1,598,000 $ 266,333 $ 105,000
Benton, Washington 6 $ 1,483,000 $ 247,166 $ 144,000
Dodge, Wisconsin 6 $ 664,000 $ 110,666 $ 89,000
Iowa, Wisconsin 6 $ 1,465,000 $ 244,166 $ 114,000
Baldwin, Alabama 5 $ 1,329,000 $ 265,800 $ 102,000
Cochise, Arizona 5 $ 808,000 $ 161,600 $ 67,000
Pulaski, Arkansas 5 $ 1,133,000 $ 226,600 $ 121,000
Napa, California 5 $ 2,120,000 $ 424,000 $ 180,000
San Bernardino, California 5 $ 1,736,000 $ 347,200 $ 124,000
Bay, Florida 5 $ 892,000 $ 178,400 $ 92,000
Nassau, Florida 5 $ 1,447,000 $ 289,400 $ 185,000
Barrow, Georgia 5 $ 762,000 $ 152,400 $ 66,000
Dawson, Georgia 5 $ 695,000 $ 139,000 $ 58,000
Floyd, Georgia 5 $ 527,000 $ 105,400 $ 86,000
Glynn, Georgia 5 $ 1,307,000 $ 261,400 $ 130,000
McLean, Illinois 5 $ 623,000 $ 124,600 $ 105,000
Hancock, Indiana 5 $ 1,091,000 $ 218,200 $ 137,000
Posey, Indiana 5 $ 911,000 $ 182,200 $ 140,000
St. Joseph, Indiana 5 $ 557,000 $ 111,400 $ 78,000
Tippecanoe, Indiana 5 $ 980,000 $ 196,000 $ 98,000
Douglas, Kansas 5 $ 1,536,000 $ 307,200 $ 139,000
Cumberland, Maine 5 $ 1,723,000 $ 344,600 $ 138,000
Allegan, Michigan 5 $ 1,336,000 $ 267,200 $ 164,000
Ingham, Michigan 5 $ 963,000 $ 192,600 $ 126,000
Livingston, Michigan 5 $ 1,335,000 $ 267,000 $ 138,000
Mower, Minnesota 5 $ 885,000 $ 177,000 $ 84,000
Winona, Minnesota 5 $ 842,000 $ 168,400 $ 41,000
Cumberland, New Jersey 5 $ 666,000 $ 133,200 $ 89,000
Bernalillo, New Mexico 5 $ 1,172,000 $ 234,400 $ 103,000
Lea, New Mexico 5 $ 1,183,000 $ 236,600 $ 148,000
Durham, North Carolina 5 $ 1,158,000 $ 231,600 $ 143,000
Johnston, North Carolina 5 $ 1,391,000 $ 278,200 $ 107,000
Lorain, Ohio 5 $ 1,442,000 $ 288,400 $ 116,000
Medina, Ohio 5 $ 1,235,000 $ 247,000 $ 122,000
Centre, Pennsylvania 5 $ 1,295,000 $ 259,000 $ 123,000
Lawrence, Pennsylvania 5 $ 626,000 $ 125,200 $ 91,000
Anderson, South Carolina 5 $ 1,234,000 $ 246,800 $ 128,000
Greenwood, South Carolina 5 $ 1,151,000 $ 230,200 $ 105,000
Bradley, Tennessee 5 $ 836,000 $ 167,200 $ 89,000
Andrews, Texas 5 $ 1,079,000 $ 215,800 $ 108,000
Comal, Texas 5 $ 1,178,000 $ 235,600 $ 111,000
Galveston, Texas 5 $ 1,413,000 $ 282,600 $ 152,000
Hunt, Texas 5 $ 949,000 $ 189,800 $ 72,000
Tom Green, Texas 5 $ 1,219,000 $ 243,800 $ 117,000
Fauquier, Virginia 5 $ 1,975,000 $ 395,000 $ 114,000
James City, Virginia 5 $ 1,091,000 $ 218,200 $ 110,000
Montgomery, Virginia 5 $ 1,394,000 $ 278,800 $ 130,000
Kitsap, Washington 5 $ 1,480,000 $ 296,000 $ 103,000
Clarke, Alabama 4 $ 762,000 $ 190,500 $ 91,000
Limestone, Alabama 4 $ 1,018,000 $ 254,500 $ 67,000
St. Clair, Alabama 4 $ 758,000 $ 189,500 $ 76,000
Sebastian, Arkansas 4 $ 952,000 $ 238,000 $ 83,000
Washington, Arkansas 4 $ 837,000 $ 209,250 $ 140,000
San Francisco, California 4 $ 2,636,000 $ 659,000 $ 217,000
Park, Colorado 4 $ 1,142,000 $ 285,500 $ 155,000
Summit, Colorado 4 $ 1,142,000 $ 285,500 $ 157,000
Litchfield, Connecticut 4 $ 1,229,000 $ 307,250 $ 114,000
New London, Connecticut 4 $ 851,000 $ 212,750 $ 171,000
Walton, Florida 4 $ 1,447,000 $ 361,750 $ 221,000
Bryan, Georgia 4 $ 880,000 $ 220,000 $ 122,000
Chatham, Georgia 4 $ 768,000 $ 192,000 $ 89,000
Clayton, Georgia 4 $ 360,000 $ 90,000 $ 40,000
Muscogee, Georgia 4 $ 670,000 $ 167,500 $ 92,000
DeKalb, Illinois 4 $ 607,000 $ 151,750 $ 78,000
Winnebago, Illinois 4 $ 580,000 $ 145,000 $ 87,000
Allen, Indiana 4 $ 647,000 $ 161,750 $ 95,000
Dearborn, Indiana 4 $ 712,000 $ 178,000 $ 84,000
Butler, Kansas 4 $ 829,000 $ 207,250 $ 117,000
Grant, Kentucky 4 $ 432,000 $ 108,000 $ 63,000
Bossier, Louisiana 4 $ 1,024,000 $ 256,000 $ 109,000
Washington, Maryland 4 $ 691,000 $ 172,750 $ 72,000
Plymouth, Massachusetts 4 $ 2,191,000 $ 547,750 $ 275,000
Suffolk, Massachusetts 4 $ 2,527,000 $ 631,750 $ 234,000
Monroe, Michigan 4 $ 778,000 $ 194,500 $ 124,000
Itasca, Minnesota 4 $ 899,000 $ 224,750 $ 190,000
St. Louis, Minnesota 4 $ 451,000 $ 112,750 $ 53,000
Harrison, Mississippi 4 $ 1,145,000 $ 286,250 $ 140,000
Lee, Mississippi 4 $ 318,000 $ 79,500 $ 73,000
Platte, Missouri 4 $ 1,107,000 $ 276,750 $ 113,000
Kings, New York 4 $ 2,541,000 $ 635,250 $ 141,000
Cabarrus, North Carolina 4 $ 698,000 $ 174,500 $ 93,000
Chatham, North Carolina 4 $ 1,294,000 $ 323,500 $ 151,000
Iredell, North Carolina 4 $ 968,000 $ 242,000 $ 220,000
New Hanover, North Carolina 4 $ 1,047,000 $ 261,750 $ 142,000
Geauga, Ohio 4 $ 1,453,000 $ 363,250 $ 164,000
Union, Ohio 4 $ 704,000 $ 176,000 $ 87,000
Fayette, Pennsylvania 4 $ 467,000 $ 116,750 $ 52,000
Luzerne, Pennsylvania 4 $ 1,026,000 $ 256,500 $ 105,000
Dorchester, South Carolina 4 $ 1,112,000 $ 278,000 $ 140,000
Horry, South Carolina 4 $ 507,000 $ 126,750 $ 100,000
Spartanburg, South Carolina 4 $ 885,000 $ 221,250 $ 105,000
Madison, Tennessee 4 $ 745,000 $ 186,250 $ 114,000
Hays, Texas 4 $ 1,131,000 $ 282,750 $ 120,000
Randall, Texas 4 $ 762,000 $ 190,500 $ 129,000
Smith, Texas 4 $ 765,000 $ 191,250 $ 69,000
Titus, Texas 4 $ 594,000 $ 148,500 $ 123,000
Wise, Texas 4 $ 732,000 $ 183,000 $ 93,000
Augusta, Virginia 4 $ 935,000 $ 233,750 $ 101,000
Henrico, Virginia 4 $ 1,001,000 $ 250,250 $ 148,000
Spotsylvania, Virginia 4 $ 1,100,000 $ 275,000 $ 71,000
Marathon, Wisconsin 4 $ 751,000 $ 187,750 $ 101,000
Walworth, Wisconsin 4 $ 777,000 $ 194,250 $ 132,000
Washburn, Wisconsin 4 $ 690,000 $ 172,500 $ 221,000
Houston, Alabama 3 $ 680,000 $ 226,666 $ 107,000
Lee, Alabama 3 $ 851,000 $ 283,666 $ 112,000
Marengo, Alabama 3 $ 647,000 $ 215,666 $ 92,000
Gila, Arizona 3 $ 475,000 $ 158,333 $ 121,000
Craighead, Arkansas 3 $ 514,000 $ 171,333 $ 112,000
Fresno, California 3 $ 702,000 $ 234,000 $ 79,000
Kern, California 3 $ 889,000 $ 296,333 $ 303,000
San Joaquin, California 3 $ 1,365,000 $ 455,000 $ 137,000
San Luis Obispo, California 3 $ 1,273,000 $ 424,333 $ 116,000
Shasta, California 3 $ 718,000 $ 239,333 $ 96,000
Clear Creek, Colorado 3 $ 1,206,000 $ 402,000 $ 170,000
Mesa, Colorado 3 $ 503,000 $ 167,666 $ 77,000
Teller, Colorado 3 $ 642,000 $ 214,000 $ 122,000
Clay, Florida 3 $ 650,000 $ 216,666 $ 100,000
Escambia, Florida 3 $ 591,000 $ 197,000 $ 149,000
Santa Rosa, Florida 3 $ 695,000 $ 231,666 $ 113,000
Sumter, Florida 3 $ 538,000 $ 179,333 $ 76,000
Butts, Georgia 3 $ 498,000 $ 166,000 $ 87,000
Fayette, Georgia 3 $ 657,000 $ 219,000 $ 104,000
Lee, Georgia 3 $ 555,000 $ 185,000 $ 138,000
Rockdale, Georgia 3 $ 463,000 $ 154,333 $ 78,000
Bonneville, Idaho 3 $ 519,000 $ 173,000 $ 99,000
Boone, Illinois 3 $ 624,000 $ 208,000 $ 100,000
Grundy, Illinois 3 $ 657,000 $ 219,000 $ 75,000
LaSalle, Illinois 3 $ 699,000 $ 233,000 $ 141,000
Monroe, Illinois 3 $ 572,000 $ 190,666 $ 74,000
Linn, Iowa 3 $ 638,000 $ 212,666 $ 104,000
Scott, Iowa 3 $ 731,000 $ 243,666 $ 140,000
McCracken, Kentucky 3 $ 676,000 $ 225,333 $ 75,000
Shelby, Kentucky 3 $ 790,000 $ 263,333 $ 124,000
Ascension, Louisiana 3 $ 875,000 $ 291,666 $ 135,000
Caddo, Louisiana 3 $ 755,000 $ 251,666 $ 123,000
Lafayette, Louisiana 3 $ 1,021,000 $ 340,333 $ 129,000
Sagadahoc, Maine 3 $ 693,000 $ 231,000 $ 117,000
York, Maine 3 $ 746,000 $ 248,666 $ 170,000
Calvert, Maryland 3 $ 564,000 $ 188,000 $ 65,000
St. Mary's, Maryland 3 $ 637,000 $ 212,333 $ 104,000
Berkshire, Massachusetts 3 $ 636,000 $ 212,000 $ 111,000
Macomb, Michigan 3 $ 612,000 $ 204,000 $ 119,000
Muskegon, Michigan 3 $ 622,000 $ 207,333 $ 103,000
Meeker, Minnesota 3 $ 577,000 $ 192,333 $ 95,000
Mille Lacs, Minnesota 3 $ 343,000 $ 114,333 $ 63,000
Morrison, Minnesota 3 $ 466,000 $ 155,333 $ 135,000
Hinds, Mississippi 3 $ 772,000 $ 257,333 $ 110,000
Lafayette, Mississippi 3 $ 631,000 $ 210,333 $ 111,000
Lauderdale, Mississippi 3 $ 531,000 $ 177,000 $ 91,000
Madison, Mississippi 3 $ 1,100,000 $ 366,666 $ 178,000
Clay, Missouri 3 $ 474,000 $ 158,000 $ 94,000
Warren, Missouri 3 $ 283,000 $ 94,333 $ 27,000
Douglas, Nebraska 3 $ 424,000 $ 141,333 $ 107,000
Sarpy, Nebraska 3 $ 963,000 $ 321,000 $ 153,000
Grant, New Mexico 3 $ 509,000 $ 169,666 $ 146,000
Bronx, New York 3 $ 586,000 $ 195,333 $ 83,000
Broome, New York 3 $ 537,000 $ 179,000 $ 93,000
New York, New York 3 $ 1,748,000 $ 582,666 $ 414,000
Buncombe, North Carolina 3 $ 980,000 $ 326,666 $ 71,000
Carteret, North Carolina 3 $ 707,000 $ 235,666 $ 92,000
Lincoln, North Carolina 3 $ 750,000 $ 250,000 $ 113,000
Pitt, North Carolina 3 $ 687,000 $ 229,000 $ 166,000
McKenzie, North Dakota 3 $ 733,000 $ 244,333 $ 82,000
Williams, North Dakota 3 $ 688,000 $ 229,333 $ 85,000
Belmont, Ohio 3 $ 474,000 $ 158,000 $ 77,000
Clinton, Ohio 3 $ 316,000 $ 105,333 $ 38,000
Greene, Ohio 3 $ 749,000 $ 249,666 $ 125,000
Madison, Ohio 3 $ 467,000 $ 155,666 $ 101,000
Pickaway, Ohio 3 $ 481,000 $ 160,333 $ 70,000
Wood, Ohio 3 $ 791,000 $ 263,666 $ 134,000
Cleveland, Oklahoma 3 $ 310,000 $ 103,333 $ 86,000
Garfield, Oklahoma 3 $ 604,000 $ 201,333 $ 119,000
Erie, Pennsylvania 3 $ 710,000 $ 236,666 $ 129,000
Fulton, Pennsylvania 3 $ 428,000 $ 142,666 $ 54,000
Mercer, Pennsylvania 3 $ 561,000 $ 187,000 $ 91,000
Somerset, Pennsylvania 3 $ 271,000 $ 90,333 $ 46,000
Newport, Rhode Island 3 $ 1,220,000 $ 406,666 $ 176,000
Beaufort, South Carolina 3 $ 910,000 $ 303,333 $ 285,000
Oconee, South Carolina 3 $ 762,000 $ 254,000 $ 151,000
Dyer, Tennessee 3 $ 724,000 $ 241,333 $ 122,000
Fayette, Tennessee 3 $ 714,000 $ 238,000 $ 88,000
Henry, Tennessee 3 $ 280,000 $ 93,333 $ 86,000
McMinn, Tennessee 3 $ 714,000 $ 238,000 $ 106,000
Montgomery, Tennessee 3 $ 780,000 $ 260,000 $ 104,000
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Mortgage Loan Application Detail Totals for PHH Home Loans, LLC in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 20,936 $4,925,243,000 $235,000 $2,600,000 $108,000 $2,000,000
Refinancing 2,688 $601,468,000 $223,000 $1,600,000 $112,000 $2,600,000
Home Improvement 29 $5,926,000 $204,000 $364,000 $93,000 $225,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 15,895 $3,662,686,000 $230,000 $2,600,000 $109,000 $2,600,000
Not Provided 4,727 $1,160,739,000 $245,000 $1,980,000 $113,000 $2,000,000
Hispanic 1,222 $259,107,000 $212,000 $1,499,000 $94,000 $1,363,000
Asian 911 $262,261,000 $287,000 $1,838,000 $126,000 $1,050,000
Black or African American 780 $160,780,000 $206,000 $1,040,000 $92,000 $577,000
American Indian or Alaskan Native 76 $15,682,000 $206,000 $592,000 $99,000 $331,000
Native Hawaiian or Other Pacific Islander 42 $11,382,000 $271,000 $628,000 $102,000 $374,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 17,889 $4,299,562,000 $240,000 $2,600,000 $118,000 $2,600,000
FHA-insured (Federal Housing Administration) 3,436 $623,267,000 $181,000 $702,000 $74,000 $1,140,000
VA-guaranteed (Veterans Administration) 2,062 $571,343,000 $277,000 $1,095,000 $94,000 $626,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 266 $38,465,000 $144,000 $397,000 $51,000 $139,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 17,765 $4,117,406,000 $231,000 $1,980,000 $107,000 $1,883,000
Application Withdrawn By Applicant 3,057 $790,548,000 $258,000 $2,600,000 $123,000 $2,600,000
Application Denied By Financial Institution 1,956 $412,129,000 $210,000 $1,640,000 $96,000 $2,000,000
File Closed For Incompleteness 479 $116,638,000 $243,000 $1,200,000 $123,000 $1,493,000
Application Approved But Not Accepted 396 $95,916,000 $242,000 $1,100,000 $114,000 $939,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 592 $121,609,000 $205,000 $1,500,000 $113,000 $2,000,000
Debt-To-Income Ratio 485 $110,395,000 $227,000 $1,499,000 $79,000 $1,363,000
Credit History 245 $46,101,000 $188,000 $1,499,000 $83,000 $1,140,000
Other 196 $34,806,000 $177,000 $960,000 $97,000 $627,000
Credit Application Incomplete 158 $38,255,000 $242,000 $940,000 $116,000 $696,000
Insufficient Cash (Downpayment, Closing Cost) 143 $33,516,000 $234,000 $1,499,000 $101,000 $840,000
Employment History 65 $13,190,000 $202,000 $752,000 $72,000 $265,000
Unverifiable Information 54 $10,172,000 $188,000 $417,000 $79,000 $229,000
Mortgage Insurance Denied 9 $861,000 $95,000 $152,000 $76,000 $200,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into PHH Home Loans, LLC's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess PHH Home Loans, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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