Plainscapital Bank Mortgage Lending & HMDA Data, 2025

In 2025, Plainscapital Bank of Dallas, TX reported 466 mortgage applications totaling $580.4 million, up 49% from 2024. The average application was for $1,245,429, and applicants reported an average income of $321,810. 22% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Austin-Round Rock, TX (32), Dallas-Plano-Irving, TX (31) and Houston-The Woodlands-Sugar Land, TX (31) (applications in parentheses).

Mortgage Company & Address Plainscapital Bank
6565 Hillcrest Ave
Dallas, TX 75205
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 466
Total Mortgage Loan Application Amount $580,370,000
Average Mortgage Loan Application Amount $1,245,429
Highest Mortgage Loan Application Amount $66,705,000
Average Applicant Income $321,810
Highest Applicant Income $2,346,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Plainscapital Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Plainscapital Bank by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Travis, Texas 25 $ 49,325,000 $ 1,973,000 $ 550,000
Maricopa, Arizona 18 $ 8,400,000 $ 466,666 $ 0
Harris, Texas 17 $ 71,995,000 $ 4,235,000 $ 228,000
Cameron, Texas 15 $ 7,685,000 $ 512,333 $ 81,000
Lubbock, Texas 15 $ 70,185,000 $ 4,679,000 $ 164,000
Dallas, Texas 13 $ 30,505,000 $ 2,346,538 $ 0
Clay, Missouri 12 $ 4,990,000 $ 415,833 $ 0
Tarrant, Texas 12 $ 10,340,000 $ 861,666 $ 0
Denton, Texas 10 $ 11,890,000 $ 1,189,000 $ 0
Hidalgo, Texas 10 $ 5,820,000 $ 582,000 $ 0
Johnson, Kansas 9 $ 5,845,000 $ 649,444 $ 0
Bexar, Texas 9 $ 5,485,000 $ 609,444 $ 911,000
Greenville, South Carolina 8 $ 4,660,000 $ 582,500 $ 0
Montgomery, Texas 8 $ 5,350,000 $ 668,750 $ 0
Nueces, Texas 8 $ 3,730,000 $ 466,250 $ 0
Sussex, Delaware 7 $ 4,065,000 $ 580,714 $ 0
Platte, Missouri 6 $ 2,680,000 $ 446,666 $ 0
Washoe, Nevada 6 $ 2,780,000 $ 463,333 $ 0
Collin, Texas 6 $ 4,340,000 $ 723,333 $ 0
Rutland, Vermont 6 $ 1,710,000 $ 285,000 $ 0
Milwaukee, Wisconsin 6 $ 2,630,000 $ 438,333 $ 0
Midland, Texas 5 $ 2,805,000 $ 561,000 $ 0
Marion, Florida 4 $ 1,250,000 $ 312,500 $ 0
Baltimore, Maryland 4 $ 3,000,000 $ 750,000 $ 0
Clackamas, Oregon 4 $ 2,300,000 $ 575,000 $ 0
Palo Pinto, Texas 4 $ 1,750,000 $ 437,500 $ 0
Williamson, Texas 4 $ 41,080,000 $ 10,270,000 $ 0
Anchorage, Alaska 3 $ 1,905,000 $ 635,000 $ 0
Benton, Arkansas 3 $ 1,255,000 $ 418,333 $ 0
Los Angeles, California 3 $ 16,645,000 $ 5,548,333 $ 0
Orange, Florida 3 $ 1,285,000 $ 428,333 $ 0
Sumter, Florida 3 $ 1,455,000 $ 485,000 $ 0
Missoula, Montana 3 $ 1,535,000 $ 511,666 $ 0
Monroe, New York 3 $ 1,005,000 $ 335,000 $ 0
Hamilton, Ohio 3 $ 1,605,000 $ 535,000 $ 0
Bell, Texas 3 $ 33,965,000 $ 11,321,666 $ 0
Galveston, Texas 3 $ 1,585,000 $ 528,333 $ 0
Hays, Texas 3 $ 4,405,000 $ 1,468,333 $ 85,000
Yavapai, Arizona 2 $ 890,000 $ 445,000 $ 0
Monterey, California 2 $ 1,350,000 $ 675,000 $ 0
Capitol Planning Region, Connecticut 2 $ 850,000 $ 425,000 $ 0
Sedgwick, Kansas 2 $ 500,000 $ 250,000 $ 0
Plymouth, Massachusetts 2 $ 1,880,000 $ 940,000 $ 0
Kalamazoo, Michigan 2 $ 520,000 $ 260,000 $ 0
Oakland, Michigan 2 $ 930,000 $ 465,000 $ 0
Camden, Missouri 2 $ 560,000 $ 280,000 $ 0
Flathead, Montana 2 $ 11,760,000 $ 5,880,000 $ 0
Lincoln, New Mexico 2 $ 1,190,000 $ 595,000 $ 0
Santa Fe, New Mexico 2 $ 1,090,000 $ 545,000 $ 0
Orange, New York 2 $ 610,000 $ 305,000 $ 0
Mecklenburg, North Carolina 2 $ 670,000 $ 335,000 $ 0
Cass, North Dakota 2 $ 460,000 $ 230,000 $ 0
Butler, Ohio 2 $ 980,000 $ 490,000 $ 0
Delaware, Ohio 2 $ 860,000 $ 430,000 $ 0
Franklin, Ohio 2 $ 380,000 $ 190,000 $ 0
Warren, Ohio 2 $ 670,000 $ 335,000 $ 0
Anderson, South Carolina 2 $ 750,000 $ 375,000 $ 0
Oconee, South Carolina 2 $ 840,000 $ 420,000 $ 0
Cooke, Texas 2 $ 1,280,000 $ 640,000 $ 0
Hood, Texas 2 $ 1,270,000 $ 635,000 $ 0
Llano, Texas 2 $ 3,370,000 $ 1,685,000 $ 0
Parker, Texas 2 $ 530,000 $ 265,000 $ 180,000
Windsor, Vermont 2 $ 990,000 $ 495,000 $ 0
Chesterfield, Virginia 2 $ 680,000 $ 340,000 $ 0
Henry, Alabama 1 $ 975,000 $ 975,000 $ 0
Jefferson, Alabama 1 $ 265,000 $ 265,000 $ 0
Miller, Arkansas 1 $ 5,505,000 $ 5,505,000 $ 0
Union, Arkansas 1 $ 3,305,000 $ 3,305,000 $ 0
Butte, California 1 $ 125,000 $ 125,000 $ 0
Marin, California 1 $ 1,505,000 $ 1,505,000 $ 0
Orange, California 1 $ 895,000 $ 895,000 $ 0
Plumas, California 1 $ 465,000 $ 465,000 $ 0
Riverside, California 1 $ 605,000 $ 605,000 $ 0
San Diego, California 1 $ 965,000 $ 965,000 $ 0
Santa Clara, California 1 $ 595,000 $ 595,000 $ 0
Tehama, California 1 $ 475,000 $ 475,000 $ 0
Yolo, California 1 $ 805,000 $ 805,000 $ 0
Grand, Colorado 1 $ 565,000 $ 565,000 $ 0
Jefferson, Colorado 1 $ 495,000 $ 495,000 $ 283,000
Park, Colorado 1 $ 345,000 $ 345,000 $ 0
Lower Connecticut River Valley Planning Region, Connecticut 1 $ 715,000 $ 715,000 $ 0
South Central Connecticut Planning Region, Connecticut 1 $ 1,505,000 $ 1,505,000 $ 0
Western Connecticut Planning Region, Connecticut 1 $ 855,000 $ 855,000 $ 0
Brevard, Florida 1 $ 525,000 $ 525,000 $ 0
Flagler, Florida 1 $ 165,000 $ 165,000 $ 0
Miami-Dade, Florida 1 $ 185,000 $ 185,000 $ 0
Okaloosa, Florida 1 $ 1,105,000 $ 1,105,000 $ 0
St. Johns, Florida 1 $ 525,000 $ 525,000 $ 0
St. Lucie, Florida 1 $ 3,305,000 $ 3,305,000 $ 2,346,000
Cherokee, Georgia 1 $ 1,155,000 $ 1,155,000 $ 0
Cobb, Georgia 1 $ 1,605,000 $ 1,605,000 $ 0
Fannin, Georgia 1 $ 415,000 $ 415,000 $ 0
Fayette, Georgia 1 $ 605,000 $ 605,000 $ 0
Gwinnett, Georgia 1 $ 685,000 $ 685,000 $ 0
Hawaii, Hawaii 1 $ 355,000 $ 355,000 $ 1,015,000
Ada, Idaho 1 $ 575,000 $ 575,000 $ 0
DuPage, Illinois 1 $ 425,000 $ 425,000 $ 0
Will, Illinois 1 $ 425,000 $ 425,000 $ 0
Hamilton, Indiana 1 $ 285,000 $ 285,000 $ 0
Marion, Indiana 1 $ 415,000 $ 415,000 $ 0
Johnson, Iowa 1 $ 595,000 $ 595,000 $ 0
Harvey, Kansas 1 $ 245,000 $ 245,000 $ 0
Riley, Kansas 1 $ 665,000 $ 665,000 $ 0
Wyandotte, Kansas 1 $ 255,000 $ 255,000 $ 0
Shelby, Kentucky 1 $ 515,000 $ 515,000 $ 0
Warren, Kentucky 1 $ 485,000 $ 485,000 $ 0
York, Maine 1 $ 385,000 $ 385,000 $ 0
Baltimore City, Maryland 1 $ 595,000 $ 595,000 $ 0
Montgomery, Maryland 1 $ 875,000 $ 875,000 $ 0
Washington, Maryland 1 $ 565,000 $ 565,000 $ 0
Barnstable, Massachusetts 1 $ 595,000 $ 595,000 $ 0
Norfolk, Massachusetts 1 $ 295,000 $ 295,000 $ 0
Allegan, Michigan 1 $ 355,000 $ 355,000 $ 0
Hillsdale, Michigan 1 $ 425,000 $ 425,000 $ 0
St. Clair, Michigan 1 $ 465,000 $ 465,000 $ 0
Wayne, Michigan 1 $ 405,000 $ 405,000 $ 0
Carver, Minnesota 1 $ 665,000 $ 665,000 $ 0
Dakota, Minnesota 1 $ 515,000 $ 515,000 $ 0
Hennepin, Minnesota 1 $ 575,000 $ 575,000 $ 0
Forrest, Mississippi 1 $ 235,000 $ 235,000 $ 0
Buchanan, Missouri 1 $ 205,000 $ 205,000 $ 0
Cass, Missouri 1 $ 435,000 $ 435,000 $ 0
Clinton, Missouri 1 $ 565,000 $ 565,000 $ 0
Jackson, Missouri 1 $ 605,000 $ 605,000 $ 0
Lewis and Clark, Montana 1 $ 435,000 $ 435,000 $ 0
Carson City, Nevada 1 $ 925,000 $ 925,000 $ 0
Clark, Nevada 1 $ 555,000 $ 555,000 $ 0
Middlesex, New Jersey 1 $ 645,000 $ 645,000 $ 0
Ocean, New Jersey 1 $ 655,000 $ 655,000 $ 0
Colfax, New Mexico 1 $ 545,000 $ 545,000 $ 0
Taos, New Mexico 1 $ 205,000 $ 205,000 $ 184,000
Columbia, New York 1 $ 1,475,000 $ 1,475,000 $ 0
Genesee, New York 1 $ 385,000 $ 385,000 $ 0
Ontario, New York 1 $ 265,000 $ 265,000 $ 0
Putnam, New York 1 $ 305,000 $ 305,000 $ 0
Westchester, New York 1 $ 675,000 $ 675,000 $ 0
Buncombe, North Carolina 1 $ 375,000 $ 375,000 $ 0
Chatham, North Carolina 1 $ 345,000 $ 345,000 $ 0
Rutherford, North Carolina 1 $ 805,000 $ 805,000 $ 0
Watauga, North Carolina 1 $ 505,000 $ 505,000 $ 0
Cuyahoga, Ohio 1 $ 335,000 $ 335,000 $ 0
Greene, Ohio 1 $ 205,000 $ 205,000 $ 0
Lorain, Ohio 1 $ 195,000 $ 195,000 $ 0
Montgomery, Ohio 1 $ 295,000 $ 295,000 $ 0
Multnomah, Oregon 1 $ 555,000 $ 555,000 $ 0
Washington, Oregon 1 $ 215,000 $ 215,000 $ 0
Allegheny, Pennsylvania 1 $ 305,000 $ 305,000 $ 0
Bucks, Pennsylvania 1 $ 465,000 $ 465,000 $ 0
Luzerne, Pennsylvania 1 $ 545,000 $ 545,000 $ 0
Spartanburg, South Carolina 1 $ 235,000 $ 235,000 $ 0
Davidson, Tennessee 1 $ 805,000 $ 805,000 $ 0
Shelby, Tennessee 1 $ 415,000 $ 415,000 $ 0
Aransas, Texas 1 $ 305,000 $ 305,000 $ 0
Blanco, Texas 1 $ 365,000 $ 365,000 $ 0
Brazos, Texas 1 $ 755,000 $ 755,000 $ 0
Erath, Texas 1 $ 35,000 $ 35,000 $ 0
Fannin, Texas 1 $ 225,000 $ 225,000 $ 0
Fort Bend, Texas 1 $ 445,000 $ 445,000 $ 0
Grayson, Texas 1 $ 2,205,000 $ 2,205,000 $ 0
Guadalupe, Texas 1 $ 1,635,000 $ 1,635,000 $ 0
Karnes, Texas 1 $ 895,000 $ 895,000 $ 0
Kaufman, Texas 1 $ 255,000 $ 255,000 $ 0
Kendall, Texas 1 $ 755,000 $ 755,000 $ 0
Liberty, Texas 1 $ 20,005,000 $ 20,005,000 $ 0
Lynn, Texas 1 $ 275,000 $ 275,000 $ 211,000
Matagorda, Texas 1 $ 865,000 $ 865,000 $ 0
McLennan, Texas 1 $ 355,000 $ 355,000 $ 0
Milam, Texas 1 $ 165,000 $ 165,000 $ 0
Nacogdoches, Texas 1 $ 105,000 $ 105,000 $ 0
Navarro, Texas 1 $ 1,985,000 $ 1,985,000 $ 0
Potter, Texas 1 $ 265,000 $ 265,000 $ 0
Rockwall, Texas 1 $ 1,505,000 $ 1,505,000 $ 0
Rusk, Texas 1 $ 485,000 $ 485,000 $ 0
Smith, Texas 1 $ 65,000 $ 65,000 $ 0
Waller, Texas 1 $ 645,000 $ 645,000 $ 0
Webb, Texas 1 $ 375,000 $ 375,000 $ 0
Winkler, Texas 1 $ 575,000 $ 575,000 $ 0
Salt Lake, Utah 1 $ 345,000 $ 345,000 $ 0
Summit, Utah 1 $ 835,000 $ 835,000 $ 0
Tooele, Utah 1 $ 615,000 $ 615,000 $ 0
Wasatch, Utah 1 $ 1,915,000 $ 1,915,000 $ 0
Fairfax, Virginia 1 $ 615,000 $ 615,000 $ 0
Henrico, Virginia 1 $ 805,000 $ 805,000 $ 0
York, Virginia 1 $ 965,000 $ 965,000 $ 0
Franklin, Washington 1 $ 155,000 $ 155,000 $ 0
Lewis, Washington 1 $ 715,000 $ 715,000 $ 0
Thurston, Washington 1 $ 525,000 $ 525,000 $ 0
Yakima, Washington 1 $ 645,000 $ 645,000 $ 0
Jackson, West Virginia 1 $ 155,000 $ 155,000 $ 0
Jefferson, Wisconsin 1 $ 85,000 $ 85,000 $ 0
Kenosha, Wisconsin 1 $ 455,000 $ 455,000 $ 0
Racine, Wisconsin 1 $ 295,000 $ 295,000 $ 0
Winnebago, Wisconsin 1 $ 105,000 $ 105,000 $ 0
Teton, Wyoming 1 $ 7,585,000 $ 7,585,000 $ 0

Mortgage Loan Application Detail Totals for Plainscapital Bank in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 379 $459,065,000 $1,211,000 $66,705,000 $358,000 $1,115,000
Refinancing 71 $77,755,000 $1,095,000 $25,305,000 $125,000 $283,000
Cash-out Refinancing 10 $38,820,000 $3,882,000 $31,535,000 $107,000 $180,000
Other Purpose 5 $4,095,000 $819,000 $3,305,000 $803,000 $2,346,000
Home Improvement 1 $635,000 $635,000 $635,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 437 $544,295,000 $1,245,000 $66,705,000 $0 $0
White 22 $32,380,000 $1,471,000 $7,155,000 $465,000 $2,346,000
Hispanic 6 $940,000 $156,000 $335,000 $68,000 $173,000
Not Provided 1 $2,755,000 $2,755,000 $2,755,000 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 466 $580,370,000 $1,245,000 $66,705,000 $382,000 $2,346,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 336 $185,770,000 $552,000 $2,465,000 $0 $0
Loan Originated 101 $260,955,000 $2,583,000 $66,705,000 $478,000 $2,346,000
Application Denied By Financial Institution 14 $100,650,000 $7,189,000 $38,925,000 $171,000 $660,000
Application Withdrawn By Applicant 13 $29,985,000 $2,306,000 $7,585,000 $94,000 $120,000
Application Approved But Not Accepted 2 $3,010,000 $1,505,000 $2,755,000 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 466 $580,370,000 $1,245,000 $66,705,000 $382,000 $2,346,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Plainscapital Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Plainscapital Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet with aggregated HMDA statistics today.

Download the Texas Lender List