Platinum Community Bank Mortgage Lending & HMDA Data, 2003

In 2003, Platinum Community Bank of Rolling Meadows, IL reported 4,766 mortgage applications totaling $726.1 million. The average application was for $152,357, and applicants reported an average income of $67,754. 1% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Milwaukee-Waukesha, WI (642), Atlanta, GA (203) and Denver, CO (173) (applications in parentheses).

Mortgage Company & Address Platinum Community Bank
2915 Kirchoff Rd
Rolling Meadows, IL 60008
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,766
Total Mortgage Loan Application Amount $726,135,000
Average Mortgage Loan Application Amount $152,357
Highest Mortgage Loan Application Amount $1,886,000
Average Applicant Income $67,754
Highest Applicant Income $919,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Platinum Community Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Platinum Community Bank by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Milwaukee, Wisconsin 336 $ 40,775,000 $ 121,354 $ 47,000
Waukesha, Wisconsin 251 $ 42,452,000 $ 169,131 $ 91,000
Los Angeles, California 109 $ 20,684,000 $ 189,761 $ 67,000
Harrison, Mississippi 98 $ 11,918,000 $ 121,612 $ 42,000
Santa Cruz, California 93 $ 20,229,000 $ 217,516 $ 62,000
Greene, Missouri 82 $ 12,671,000 $ 154,524 $ 186,000
Jefferson, Colorado 75 $ 15,113,000 $ 201,506 $ 101,000
Ada, Idaho 69 $ 9,563,000 $ 138,594 $ 45,000
San Bernardino, California 67 $ 9,609,000 $ 143,417 $ 68,000
Pierce, Washington 65 $ 10,564,000 $ 162,523 $ 46,000
Rutherford, Tennessee 59 $ 7,694,000 $ 130,406 $ 40,000
Dallas, Texas 58 $ 6,416,000 $ 110,620 $ 38,000
Washington, Wisconsin 58 $ 8,875,000 $ 153,017 $ 106,000
Benton, Arkansas 57 $ 8,232,000 $ 144,421 $ 75,000
Cole, Missouri 53 $ 6,717,000 $ 126,735 $ 53,000
Riverside, California 49 $ 8,029,000 $ 163,857 $ 71,000
Randolph, North Carolina 43 $ 4,393,000 $ 102,162 $ 38,000
Snohomish, Washington 43 $ 7,555,000 $ 175,697 $ 48,000
Baltimore, Maryland 42 $ 6,331,000 $ 150,738 $ 31,000
Bartow, Georgia 41 $ 4,870,000 $ 118,780 $ 46,000
Monroe, Wisconsin 40 $ 4,457,000 $ 111,425 $ 54,000
Washington, Arkansas 39 $ 4,409,000 $ 113,051 $ 53,000
Clark, Nevada 39 $ 5,790,000 $ 148,461 $ 46,000
Racine, Wisconsin 38 $ 5,974,000 $ 157,210 $ 76,000
Orange, California 37 $ 8,065,000 $ 217,972 $ 89,000
Cobb, Georgia 36 $ 6,071,000 $ 168,638 $ 67,000
Chesterfield, Virginia 36 $ 4,842,000 $ 134,500 $ 55,000
Ocean, New Jersey 35 $ 6,061,000 $ 173,171 $ 66,000
Cook, Illinois 34 $ 6,868,000 $ 202,000 $ 66,000
Monmouth, New Jersey 34 $ 7,246,000 $ 213,117 $ 81,000
DeKalb, Georgia 33 $ 5,426,000 $ 164,424 $ 58,000
Anne Arundel, Maryland 32 $ 6,252,000 $ 195,375 $ 86,000
Maricopa, Arizona 31 $ 4,742,000 $ 152,967 $ 79,000
Craighead, Arkansas 31 $ 3,087,000 $ 99,580 $ 44,000
Yolo, California 31 $ 7,016,000 $ 226,322 $ 79,000
Denver, Colorado 30 $ 5,235,000 $ 174,500 $ 59,000
St. Tammany, Louisiana 30 $ 3,771,000 $ 125,700 $ 53,000
Cape Girardeau, Missouri 30 $ 4,584,000 $ 152,800 $ 97,000
Sacramento, California 29 $ 6,080,000 $ 209,655 $ 79,000
Suffolk, New York 29 $ 6,438,000 $ 222,000 $ 76,000
Randall, Texas 29 $ 2,905,000 $ 100,172 $ 49,000
Kalamazoo, Michigan 28 $ 2,826,000 $ 100,928 $ 30,000
Arapahoe, Colorado 27 $ 5,066,000 $ 187,629 $ 62,000
Montgomery, Maryland 26 $ 5,417,000 $ 208,346 $ 57,000
Queens, New York 26 $ 6,882,000 $ 264,692 $ 53,000
Gwinnett, Georgia 25 $ 4,330,000 $ 173,200 $ 64,000
Potter, Texas 25 $ 2,083,000 $ 83,320 $ 38,000
Brown, Wisconsin 25 $ 2,686,000 $ 107,440 $ 50,000
Howard, Maryland 24 $ 4,765,000 $ 198,541 $ 88,000
Calhoun, Michigan 24 $ 2,270,000 $ 94,583 $ 38,000
Douglas, Colorado 23 $ 5,017,000 $ 218,130 $ 111,000
Fulton, Georgia 22 $ 5,936,000 $ 269,818 $ 151,000
Hinds, Mississippi 22 $ 1,930,000 $ 87,727 $ 38,000
Spotsylvania, Virginia 22 $ 3,411,000 $ 155,045 $ 74,000
King, Washington 22 $ 4,108,000 $ 186,727 $ 58,000
Cumberland, North Carolina 21 $ 2,429,000 $ 115,666 $ 31,000
Adams, Colorado 19 $ 3,333,000 $ 175,421 $ 58,000
Floyd, Georgia 19 $ 2,085,000 $ 109,736 $ 44,000
Marion, Indiana 19 $ 1,934,000 $ 101,789 $ 23,000
Clay, Missouri 19 $ 3,243,000 $ 170,684 $ 97,000
Jackson, Missouri 19 $ 2,839,000 $ 149,421 $ 88,000
Jasper, Missouri 19 $ 2,612,000 $ 137,473 $ 92,000
Wake, North Carolina 19 $ 2,825,000 $ 148,684 $ 31,000
Tarrant, Texas 19 $ 2,237,000 $ 117,736 $ 40,000
Carroll, Maryland 18 $ 3,281,000 $ 182,277 $ 73,000
St. Louis, Missouri 18 $ 3,955,000 $ 219,722 $ 110,000
Kings, New York 17 $ 4,799,000 $ 282,294 $ 48,000
Davidson, Tennessee 17 $ 2,136,000 $ 125,647 $ 39,000
San Diego, California 16 $ 3,457,000 $ 216,062 $ 114,000
Prince George's, Maryland 16 $ 2,963,000 $ 185,187 $ 88,000
Boone, Missouri 16 $ 2,455,000 $ 153,437 $ 103,000
Christian, Missouri 16 $ 2,418,000 $ 151,125 $ 192,000
Platte, Missouri 16 $ 2,633,000 $ 164,562 $ 61,000
Ozaukee, Wisconsin 16 $ 2,744,000 $ 171,500 $ 87,000
Madison, Alabama 15 $ 1,652,000 $ 110,133 $ 19,000
Cherokee, Georgia 15 $ 2,684,000 $ 178,933 $ 191,000
Baltimore City, Maryland 15 $ 2,333,000 $ 155,533 $ 99,000
Saginaw, Michigan 15 $ 1,086,000 $ 72,400 $ 39,000
Polk, Missouri 15 $ 1,582,000 $ 105,466 $ 43,000
Philadelphia, Pennsylvania 15 $ 1,524,000 $ 101,600 $ 62,000
Johnson, Kansas 14 $ 2,567,000 $ 183,357 $ 116,000
Pima, Arizona 13 $ 1,410,000 $ 108,461 $ 20,000
Jackson, Mississippi 13 $ 1,523,000 $ 117,153 $ 99,000
Sarpy, Nebraska 13 $ 1,917,000 $ 147,461 $ 58,000
Guilford, North Carolina 13 $ 1,713,000 $ 131,769 $ 39,000
Denton, Texas 13 $ 1,477,000 $ 113,615 $ 70,000
Henrico, Virginia 13 $ 1,696,000 $ 130,461 $ 41,000
Jefferson, Wisconsin 13 $ 1,948,000 $ 149,846 $ 76,000
Crawford, Arkansas 12 $ 1,259,000 $ 104,916 $ 46,000
Twin Falls, Idaho 12 $ 1,745,000 $ 145,416 $ 106,000
Douglas, Nebraska 12 $ 2,182,000 $ 181,833 $ 105,000
Lake, Illinois 11 $ 2,850,000 $ 259,090 $ 125,000
Buchanan, Missouri 11 $ 1,349,000 $ 122,636 $ 58,000
Newton, Missouri 11 $ 1,658,000 $ 150,727 $ 35,000
Forsyth, North Carolina 11 $ 1,600,000 $ 145,454 $ 54,000
Marion, Oregon 11 $ 1,542,000 $ 140,181 $ 63,000
Putnam, Tennessee 11 $ 1,272,000 $ 115,636 $ 43,000
Sebastian, Arkansas 10 $ 1,723,000 $ 172,300 $ 81,000
New Castle, Delaware 10 $ 1,801,000 $ 180,100 $ 79,000
Paulding, Georgia 10 $ 1,261,000 $ 126,100 $ 72,000
Moore, North Carolina 10 $ 1,047,000 $ 104,700 $ 36,000
Lane, Oregon 10 $ 1,271,000 $ 127,100 $ 44,000
Midland, Texas 10 $ 1,162,000 $ 116,200 $ 85,000
Fairfax, Virginia 10 $ 1,813,000 $ 181,300 $ 70,000
Newport News, Virginia 10 $ 1,361,000 $ 136,100 $ 39,000
Bannock, Idaho 9 $ 1,175,000 $ 130,555 $ 56,000
Gem, Idaho 9 $ 938,000 $ 104,222 $ 59,000
Harford, Maryland 9 $ 1,799,000 $ 199,888 $ 52,000
Kent, Michigan 9 $ 1,343,000 $ 149,222 $ 64,000
St. Joseph, Michigan 9 $ 842,000 $ 93,555 $ 45,000
Middlesex, New Jersey 9 $ 1,798,000 $ 199,777 $ 74,000
Nassau, New York 9 $ 2,180,000 $ 242,222 $ 68,000
Washington, Oregon 9 $ 1,502,000 $ 166,888 $ 41,000
Ector, Texas 9 $ 673,000 $ 74,777 $ 58,000
Webb, Texas 9 $ 804,000 $ 89,333 $ 62,000
Walworth, Wisconsin 9 $ 1,444,000 $ 160,444 $ 83,000
Mobile, Alabama 8 $ 1,016,000 $ 127,000 $ 73,000
Boulder, Colorado 8 $ 1,655,000 $ 206,875 $ 68,000
El Paso, Colorado 8 $ 1,572,000 $ 196,500 $ 76,000
Palm Beach, Florida 8 $ 1,369,000 $ 171,125 $ 83,000
Canyon, Idaho 8 $ 855,000 $ 106,875 $ 35,000
Orleans, Louisiana 8 $ 794,000 $ 99,250 $ 35,000
Tangipahoa, Louisiana 8 $ 1,001,000 $ 125,125 $ 55,000
Callaway, Missouri 8 $ 948,000 $ 118,500 $ 67,000
Cass, Missouri 8 $ 1,425,000 $ 178,125 $ 72,000
Delaware, Pennsylvania 8 $ 1,053,000 $ 131,625 $ 53,000
Wilson, Tennessee 8 $ 1,240,000 $ 155,000 $ 45,000
Bexar, Texas 8 $ 833,000 $ 104,125 $ 69,000
Collin, Texas 8 $ 1,096,000 $ 137,000 $ 60,000
Clark, Washington 8 $ 1,123,000 $ 140,375 $ 48,000
Kitsap, Washington 8 $ 1,105,000 $ 138,125 $ 71,000
Thurston, Washington 8 $ 1,019,000 $ 127,375 $ 49,000
Camden, New Jersey 7 $ 877,000 $ 125,285 $ 71,000
Morris, New Jersey 7 $ 1,327,000 $ 189,571 $ 113,000
Passaic, New Jersey 7 $ 1,431,000 $ 204,428 $ 68,000
Multnomah, Oregon 7 $ 993,000 $ 141,857 $ 44,000
Richmond City, Virginia 7 $ 822,000 $ 117,428 $ 87,000
Stafford, Virginia 7 $ 1,225,000 $ 175,000 $ 52,000
Grays Harbor, Washington 7 $ 776,000 $ 110,857 $ 52,000
Santa Clara, California 6 $ 1,702,000 $ 283,666 $ 102,000
DuPage, Illinois 6 $ 3,483,000 $ 580,500 $ 79,000
Jefferson, Louisiana 6 $ 849,000 $ 141,500 $ 55,000
Lincoln, Louisiana 6 $ 747,000 $ 124,500 $ 88,000
Sanilac, Michigan 6 $ 485,000 $ 80,833 $ 43,000
Wayne, Michigan 6 $ 496,000 $ 82,666 $ 56,000
St. Charles, Missouri 6 $ 994,000 $ 165,666 $ 72,000
Somerset, New Jersey 6 $ 1,134,000 $ 189,000 $ 141,000
Union, New Jersey 6 $ 1,404,000 $ 234,000 $ 81,000
Bronx, New York 6 $ 1,768,000 $ 294,666 $ 84,000
Broome, New York 6 $ 341,000 $ 56,833 $ 29,000
McLennan, Texas 6 $ 595,000 $ 99,166 $ 72,000
James City, Virginia 6 $ 979,000 $ 163,166 $ 75,000
Loudoun, Virginia 6 $ 1,420,000 $ 236,666 $ 110,000
Dodge, Wisconsin 6 $ 1,001,000 $ 166,833 $ 92,000
Kenosha, Wisconsin 6 $ 771,000 $ 128,500 $ 52,000
San Joaquin, California 5 $ 1,218,000 $ 243,600 $ 93,000
District of Columbia, District Of Columbia 5 $ 1,045,000 $ 209,000 $ 73,000
Fayette, Georgia 5 $ 1,096,000 $ 219,200 $ 79,000
Johnson, Indiana 5 $ 654,000 $ 130,800 $ 53,000
Goodhue, Minnesota 5 $ 719,000 $ 143,800 $ 60,000
Cedar, Missouri 5 $ 601,000 $ 120,200 $ 40,000
Johnson, Missouri 5 $ 622,000 $ 124,400 $ 51,000
Saline, Missouri 5 $ 445,000 $ 89,000 $ 45,000
Webster, Missouri 5 $ 810,000 $ 162,000 $ 143,000
Essex, New Jersey 5 $ 947,000 $ 189,400 $ 116,000
Chatham, North Carolina 5 $ 550,000 $ 110,000 $ 40,000
Travis, Texas 5 $ 974,000 $ 194,800 $ 107,000
Williamson, Texas 5 $ 786,000 $ 157,200 $ 73,000
Hampton, Virginia 5 $ 579,000 $ 115,800 $ 13,000
Virginia Beach, Virginia 5 $ 671,000 $ 134,200 $ 36,000
Benton, Washington 5 $ 785,000 $ 157,000 $ 48,000
Wood, West Virginia 5 $ 534,000 $ 106,800 $ 33,000
Cherokee, Alabama 4 $ 417,000 $ 104,250 $ 62,000
Alameda, California 4 $ 1,022,000 $ 255,500 $ 152,000
El Dorado, California 4 $ 881,000 $ 220,250 $ 88,000
Placer, California 4 $ 815,000 $ 203,750 $ 76,000
Elbert, Colorado 4 $ 964,000 $ 241,000 $ 65,000
Mesa, Colorado 4 $ 395,000 $ 98,750 $ 52,000
Coweta, Georgia 4 $ 738,000 $ 184,500 $ 122,000
Forsyth, Georgia 4 $ 983,000 $ 245,750 $ 92,000
Henry, Georgia 4 $ 455,000 $ 113,750 $ 53,000
Rockdale, Georgia 4 $ 540,000 $ 135,000 $ 27,000
Kane, Illinois 4 $ 924,000 $ 231,000 $ 67,000
Kendall, Illinois 4 $ 998,000 $ 249,500 $ 95,000
Polk, Iowa 4 $ 485,000 $ 121,250 $ 56,000
Livingston, Louisiana 4 $ 562,000 $ 140,500 $ 73,000
Allegan, Michigan 4 $ 559,000 $ 139,750 $ 44,000
Barry, Michigan 4 $ 612,000 $ 153,000 $ 58,000
Macomb, Michigan 4 $ 574,000 $ 143,500 $ 48,000
Madison, Mississippi 4 $ 1,166,000 $ 291,500 $ 120,000
Jefferson, Missouri 4 $ 371,000 $ 92,750 $ 77,000
Nodaway, Missouri 4 $ 650,000 $ 162,500 $ 136,000
Bergen, New Jersey 4 $ 860,000 $ 215,000 $ 77,000
Burlington, New Jersey 4 $ 638,000 $ 159,500 $ 72,000
Gloucester, New Jersey 4 $ 542,000 $ 135,500 $ 62,000
Hudson, New Jersey 4 $ 547,000 $ 136,750 $ 45,000
Hunterdon, New Jersey 4 $ 894,000 $ 223,500 $ 96,000
Bernalillo, New Mexico 4 $ 801,000 $ 200,250 $ 37,000
Huron, Ohio 4 $ 361,000 $ 90,250 $ 25,000
Bucks, Pennsylvania 4 $ 553,000 $ 138,250 $ 74,000
Coffee, Tennessee 4 $ 576,000 $ 144,000 $ 105,000
Knox, Tennessee 4 $ 642,000 $ 160,500 $ 120,000
Harris, Texas 4 $ 391,000 $ 97,750 $ 23,000
Rockwall, Texas 4 $ 457,000 $ 114,250 $ 55,000
Smith, Texas 4 $ 339,000 $ 84,750 $ 37,000
Taylor, Texas 4 $ 446,000 $ 111,500 $ 43,000
Albemarle, Virginia 4 $ 585,000 $ 146,250 $ 64,000
York, Virginia 4 $ 619,000 $ 154,750 $ 39,000
Spokane, Washington 4 $ 594,000 $ 148,500 $ 73,000
Oconto, Wisconsin 4 $ 491,000 $ 122,750 $ 51,000
Outagamie, Wisconsin 4 $ 435,000 $ 108,750 $ 49,000
Limestone, Alabama 3 $ 295,000 $ 98,333 $ 57,000
Juneau, Alaska 3 $ 384,000 $ 128,000 $ 113,000
Pinal, Arizona 3 $ 636,000 $ 212,000 $ 31,000
Poinsett, Arkansas 3 $ 249,000 $ 83,000 $ 14,000
Merced, California 3 $ 445,000 $ 148,333 $ 84,000
Monterey, California 3 $ 712,000 $ 237,333 $ 48,000
Ventura, California 3 $ 906,000 $ 302,000 $ 139,000
Kent, Delaware 3 $ 623,000 $ 207,666 $ 117,000
Clay, Florida 3 $ 325,000 $ 108,333 $ 48,000
Hall, Georgia 3 $ 519,000 $ 173,000 $ 40,000
Lowndes, Georgia 3 $ 338,000 $ 112,666 $ 71,000
Boise, Idaho 3 $ 457,000 $ 152,333 $ 71,000
McHenry, Illinois 3 $ 683,000 $ 227,666 $ 153,000
Calvert, Maryland 3 $ 592,000 $ 197,333 $ 32,000
Charles, Maryland 3 $ 441,000 $ 147,000 $ 42,000
Frederick, Maryland 3 $ 517,000 $ 172,333 $ 54,000
Grand Traverse, Michigan 3 $ 428,000 $ 142,666 $ 124,000
St. Clair, Michigan 3 $ 399,000 $ 133,000 $ 26,000
Hancock, Mississippi 3 $ 270,000 $ 90,000 $ 45,000
Andrew, Missouri 3 $ 360,000 $ 120,000 $ 68,000
Dade, Missouri 3 $ 271,000 $ 90,333 $ 144,000
DeKalb, Missouri 3 $ 323,000 $ 107,666 $ 66,000
Scott, Missouri 3 $ 405,000 $ 135,000 $ 47,000
Harnett, North Carolina 3 $ 366,000 $ 122,000 $ 74,000
Mecklenburg, North Carolina 3 $ 427,000 $ 142,333 $ 0
Lorain, Ohio 3 $ 299,000 $ 99,666 $ 0
Douglas, Oregon 3 $ 330,000 $ 110,000 $ 26,000
Chester, Pennsylvania 3 $ 583,000 $ 194,333 $ 94,000
Montgomery, Pennsylvania 3 $ 516,000 $ 172,000 $ 121,000
York, Pennsylvania 3 $ 523,000 $ 174,333 $ 66,000
Minnehaha, South Dakota 3 $ 421,000 $ 140,333 $ 50,000
Shelby, Tennessee 3 $ 544,000 $ 181,333 $ 62,000
Aransas, Texas 3 $ 262,000 $ 87,333 $ 64,000
Burnet, Texas 3 $ 348,000 $ 116,000 $ 57,000
Ellis, Texas 3 $ 347,000 $ 115,666 $ 28,000
Kaufman, Texas 3 $ 360,000 $ 120,000 $ 35,000
Augusta, Virginia 3 $ 338,000 $ 112,666 $ 49,000
Charlottesville, Virginia 3 $ 332,000 $ 110,666 $ 44,000
Fluvanna, Virginia 3 $ 465,000 $ 155,000 $ 62,000
Gloucester, Virginia 3 $ 444,000 $ 148,000 $ 73,000
Goochland, Virginia 3 $ 572,000 $ 190,666 $ 62,000
Louisa, Virginia 3 $ 422,000 $ 140,666 $ 37,000
Lynchburg, Virginia 3 $ 277,000 $ 92,333 $ 40,000
Norfolk, Virginia 3 $ 188,000 $ 62,666 $ 168,000
Powhatan, Virginia 3 $ 466,000 $ 155,333 $ 35,000
Prince William, Virginia 3 $ 574,000 $ 191,333 $ 47,000
Lewis, Washington 3 $ 416,000 $ 138,666 $ 45,000
Skagit, Washington 3 $ 462,000 $ 154,000 $ 53,000
Pleasants, West Virginia 3 $ 286,000 $ 95,333 $ 57,000
Dane, Wisconsin 3 $ 508,000 $ 169,333 $ 132,000
Juneau, Wisconsin 3 $ 363,000 $ 121,000 $ 94,000
Oneida, Wisconsin 3 $ 389,000 $ 129,666 $ 66,000
Vilas, Wisconsin 3 $ 366,000 $ 122,000 $ 98,000
Baldwin, Alabama 2 $ 376,000 $ 188,000 $ 90,000
Lee, Alabama 2 $ 219,000 $ 109,500 $ 29,000
Pulaski, Arkansas 2 $ 461,000 $ 230,500 $ 115,000
Calaveras, California 2 $ 376,000 $ 188,000 $ 58,000
Contra Costa, California 2 $ 403,000 $ 201,500 $ 72,000
Fresno, California 2 $ 457,000 $ 228,500 $ 128,000
San Luis Obispo, California 2 $ 305,000 $ 152,500 $ 81,000
Solano, California 2 $ 415,000 $ 207,500 $ 77,000
Larimer, Colorado 2 $ 359,000 $ 179,500 $ 103,000
Park, Colorado 2 $ 524,000 $ 262,000 $ 118,000
Summit, Colorado 2 $ 416,000 $ 208,000 $ 81,000
Weld, Colorado 2 $ 477,000 $ 238,500 $ 102,000
Sussex, Delaware 2 $ 312,000 $ 156,000 $ 160,000
Bay, Florida 2 $ 171,000 $ 85,500 $ 108,000
Broward, Florida 2 $ 287,000 $ 143,500 $ 71,000
Duval, Florida 2 $ 335,000 $ 167,500 $ 94,000
Escambia, Florida 2 $ 190,000 $ 95,000 $ 58,000
Leon, Florida 2 $ 307,000 $ 153,500 $ 114,000
Okaloosa, Florida 2 $ 191,000 $ 95,500 $ 39,000
Clarke, Georgia 2 $ 254,000 $ 127,000 $ 50,000
Clayton, Georgia 2 $ 267,000 $ 133,500 $ 55,000
Douglas, Georgia 2 $ 410,000 $ 205,000 $ 105,000
Pike, Georgia 2 $ 310,000 $ 155,000 $ 71,000
Polk, Georgia 2 $ 163,000 $ 81,500 $ 33,000
Bonneville, Idaho 2 $ 394,000 $ 197,000 $ 56,000
Gooding, Idaho 2 $ 158,000 $ 79,000 $ 12,000
Rock Island, Illinois 2 $ 191,000 $ 95,500 $ 39,000
Will, Illinois 2 $ 404,000 $ 202,000 $ 71,000
Morgan, Indiana 2 $ 256,000 $ 128,000 $ 51,000
Des Moines, Iowa 2 $ 147,000 $ 73,500 $ 37,000
Scott, Iowa 2 $ 353,000 $ 176,500 $ 111,000
Leavenworth, Kansas 2 $ 280,000 $ 140,000 $ 81,000
St. Charles, Louisiana 2 $ 243,000 $ 121,500 $ 36,000
Washington, Louisiana 2 $ 172,000 $ 86,000 $ 50,000
Caroline, Maryland 2 $ 237,000 $ 118,500 $ 39,000
Plymouth, Massachusetts 2 $ 429,000 $ 214,500 $ 73,000
Alpena, Michigan 2 $ 123,000 $ 61,500 $ 19,000
Bay, Michigan 2 $ 145,000 $ 72,500 $ 39,000
Chippewa, Michigan 2 $ 164,000 $ 82,000 $ 33,000
Hennepin, Minnesota 2 $ 656,000 $ 328,000 $ 96,000
Olmsted, Minnesota 2 $ 180,000 $ 90,000 $ 31,000
Wabasha, Minnesota 2 $ 332,000 $ 166,000 $ 74,000
Rankin, Mississippi 2 $ 152,000 $ 76,000 $ 39,000
Caldwell, Missouri 2 $ 334,000 $ 167,000 $ 63,000
Clinton, Missouri 2 $ 246,000 $ 123,000 $ 61,000
Cooper, Missouri 2 $ 206,000 $ 103,000 $ 48,000
Miller, Missouri 2 $ 236,000 $ 118,000 $ 73,000
Stone, Missouri 2 $ 379,000 $ 189,500 $ 76,000
Taney, Missouri 2 $ 228,000 $ 114,000 $ 67,000
Red Willow, Nebraska 2 $ 144,000 $ 72,000 $ 72,000
Washoe, Nevada 2 $ 344,000 $ 172,000 $ 66,000
Atlantic, New Jersey 2 $ 235,000 $ 117,500 $ 26,000
Cape May, New Jersey 2 $ 480,000 $ 240,000 $ 186,000
Mercer, New Jersey 2 $ 282,000 $ 141,000 $ 89,000
Cabarrus, North Carolina 2 $ 198,000 $ 99,000 $ 0
Catawba, North Carolina 2 $ 255,000 $ 127,500 $ 51,000
Cuyahoga, Ohio 2 $ 240,000 $ 120,000 $ 37,000
Oklahoma, Oklahoma 2 $ 265,000 $ 132,500 $ 42,000
Sequoyah, Oklahoma 2 $ 154,000 $ 77,000 $ 41,000
Clackamas, Oregon 2 $ 288,000 $ 144,000 $ 65,000
Deschutes, Oregon 2 $ 284,000 $ 142,000 $ 62,000
Jackson, Oregon 2 $ 184,000 $ 92,000 $ 64,000
Polk, Oregon 2 $ 278,000 $ 139,000 $ 54,000
Tillamook, Oregon 2 $ 194,000 $ 97,000 $ 78,000
Wasco, Oregon 2 $ 247,000 $ 123,500 $ 79,000
Lancaster, Pennsylvania 2 $ 252,000 $ 126,000 $ 52,000
Bedford, Tennessee 2 $ 229,000 $ 114,500 $ 34,000
DeKalb, Tennessee 2 $ 174,000 $ 87,000 $ 33,000
Williamson, Tennessee 2 $ 476,000 $ 238,000 $ 76,000
Bell, Texas 2 $ 191,000 $ 95,500 $ 26,000
Carson, Texas 2 $ 126,000 $ 63,000 $ 36,000
Johnson, Texas 2 $ 225,000 $ 112,500 $ 57,000
Kendall, Texas 2 $ 223,000 $ 111,500 $ 92,000
Llano, Texas 2 $ 349,000 $ 174,500 $ 79,000
Lubbock, Texas 2 $ 212,000 $ 106,000 $ 40,000
Palo Pinto, Texas 2 $ 154,000 $ 77,000 $ 49,000
Campbell, Virginia 2 $ 201,000 $ 100,500 $ 20,000
Greene, Virginia 2 $ 240,000 $ 120,000 $ 29,000
Hanover, Virginia 2 $ 318,000 $ 159,000 $ 75,000
King George, Virginia 2 $ 435,000 $ 217,500 $ 58,000
King William, Virginia 2 $ 280,000 $ 140,000 $ 59,000
Portsmouth, Virginia 2 $ 138,000 $ 69,000 $ 23,000
Island, Washington 2 $ 243,000 $ 121,500 $ 39,000
Calumet, Wisconsin 2 $ 218,000 $ 109,000 $ 42,000
Door, Wisconsin 2 $ 255,000 $ 127,500 $ 103,000
Eau Claire, Wisconsin 2 $ 334,000 $ 167,000 $ 77,000
Grant, Wisconsin 2 $ 213,000 $ 106,500 $ 38,000
Portage, Wisconsin 2 $ 196,000 $ 98,000 $ 55,000
Rock, Wisconsin 2 $ 281,000 $ 140,500 $ 97,000
Sawyer, Wisconsin 2 $ 296,000 $ 148,000 $ 76,000
Cullman, Alabama 1 $ 73,000 $ 73,000 $ 35,000
Etowah, Alabama 1 $ 100,000 $ 100,000 $ 34,000
Jefferson, Alabama 1 $ 75,000 $ 75,000 $ 106,000
Marshall, Alabama 1 $ 85,000 $ 85,000 $ 66,000
Kenai Peninsula, Alaska 1 $ 215,000 $ 215,000 $ 82,000
Matanuska-Susitna, Alaska 1 $ 174,000 $ 174,000 $ 69,000
Coconino, Arizona 1 $ 135,000 $ 135,000 $ 43,000
Gila, Arizona 1 $ 75,000 $ 75,000 $ 33,000
Navajo, Arizona 1 $ 180,000 $ 180,000 $ 75,000
Cross, Arkansas 1 $ 128,000 $ 128,000 $ 100,000
Fulton, Arkansas 1 $ 124,000 $ 124,000 $ 51,000
Greene, Arkansas 1 $ 143,000 $ 143,000 $ 87,000
Randolph, Arkansas 1 $ 111,000 $ 111,000 $ 64,000
Amador, California 1 $ 295,000 $ 295,000 $ 88,000
Butte, California 1 $ 137,000 $ 137,000 $ 45,000
Kern, California 1 $ 111,000 $ 111,000 $ 100,000
Lake, California 1 $ 167,000 $ 167,000 $ 0
Mono, California 1 $ 200,000 $ 200,000 $ 42,000
Napa, California 1 $ 260,000 $ 260,000 $ 140,000
San Mateo, California 1 $ 200,000 $ 200,000 $ 44,000
Santa Barbara, California 1 $ 142,000 $ 142,000 $ 41,000
Shasta, California 1 $ 112,000 $ 112,000 $ 47,000
Sonoma, California 1 $ 322,000 $ 322,000 $ 93,000
Stanislaus, California 1 $ 137,000 $ 137,000 $ 40,000
Tulare, California 1 $ 92,000 $ 92,000 $ 32,000
Cheyenne, Colorado 1 $ 150,000 $ 150,000 $ 179,000
Clear Creek, Colorado 1 $ 237,000 $ 237,000 $ 230,000
La Plata, Colorado 1 $ 174,000 $ 174,000 $ 91,000
Pueblo, Colorado 1 $ 141,000 $ 141,000 $ 79,000
Fairfield, Connecticut 1 $ 111,000 $ 111,000 $ 0
Litchfield, Connecticut 1 $ 111,000 $ 111,000 $ 25,000
New Haven, Connecticut 1 $ 116,000 $ 116,000 $ 81,000
Brevard, Florida 1 $ 77,000 $ 77,000 $ 42,000
Charlotte, Florida 1 $ 90,000 $ 90,000 $ 21,000
Collier, Florida 1 $ 749,000 $ 749,000 $ 230,000
Gadsden, Florida 1 $ 78,000 $ 78,000 $ 39,000
Hillsborough, Florida 1 $ 144,000 $ 144,000 $ 36,000
Lake, Florida 1 $ 129,000 $ 129,000 $ 73,000
Lee, Florida 1 $ 62,000 $ 62,000 $ 48,000
Marion, Florida 1 $ 113,000 $ 113,000 $ 43,000
Nassau, Florida 1 $ 137,000 $ 137,000 $ 57,000
Orange, Florida 1 $ 69,000 $ 69,000 $ 68,000
Osceola, Florida 1 $ 89,000 $ 89,000 $ 75,000
Polk, Florida 1 $ 80,000 $ 80,000 $ 52,000
Santa Rosa, Florida 1 $ 116,000 $ 116,000 $ 50,000
Sarasota, Florida 1 $ 93,000 $ 93,000 $ 35,000
Seminole, Florida 1 $ 88,000 $ 88,000 $ 36,000
St. Johns, Florida 1 $ 65,000 $ 65,000 $ 25,000
Volusia, Florida 1 $ 87,000 $ 87,000 $ 19,000
Wakulla, Florida 1 $ 72,000 $ 72,000 $ 16,000
Baldwin, Georgia 1 $ 89,000 $ 89,000 $ 45,000
Barrow, Georgia 1 $ 118,000 $ 118,000 $ 0
Brooks, Georgia 1 $ 168,000 $ 168,000 $ 50,000
Carroll, Georgia 1 $ 157,000 $ 157,000 $ 39,000
Chatham, Georgia 1 $ 118,000 $ 118,000 $ 45,000
Chattooga, Georgia 1 $ 54,000 $ 54,000 $ 26,000
Columbia, Georgia 1 $ 172,000 $ 172,000 $ 51,000
Effingham, Georgia 1 $ 102,000 $ 102,000 $ 0
Gilmer, Georgia 1 $ 235,000 $ 235,000 $ 265,000
Gordon, Georgia 1 $ 104,000 $ 104,000 $ 25,000
Greene, Georgia 1 $ 208,000 $ 208,000 $ 28,000
Newton, Georgia 1 $ 112,000 $ 112,000 $ 35,000
Pickens, Georgia 1 $ 105,000 $ 105,000 $ 97,000
Walker, Georgia 1 $ 112,000 $ 112,000 $ 43,000
Walton, Georgia 1 $ 152,000 $ 152,000 $ 63,000
Bingham, Idaho 1 $ 164,000 $ 164,000 $ 29,000
Bonner, Idaho 1 $ 176,000 $ 176,000 $ 57,000
Cassia, Idaho 1 $ 58,000 $ 58,000 $ 35,000
Fremont, Idaho 1 $ 172,000 $ 172,000 $ 72,000
Jefferson, Idaho 1 $ 197,000 $ 197,000 $ 59,000
Jerome, Idaho 1 $ 204,000 $ 204,000 $ 92,000
Minidoka, Idaho 1 $ 92,000 $ 92,000 $ 60,000
Valley, Idaho 1 $ 98,000 $ 98,000 $ 66,000
Carroll, Illinois 1 $ 161,000 $ 161,000 $ 173,000
Menard, Illinois 1 $ 66,000 $ 66,000 $ 28,000
St. Clair, Illinois 1 $ 182,000 $ 182,000 $ 88,000
Allen, Indiana 1 $ 93,000 $ 93,000 $ 28,000
Brown, Indiana 1 $ 94,000 $ 94,000 $ 50,000
Delaware, Indiana 1 $ 121,000 $ 121,000 $ 54,000
Hancock, Indiana 1 $ 135,000 $ 135,000 $ 0
Hendricks, Indiana 1 $ 89,000 $ 89,000 $ 26,000
Jennings, Indiana 1 $ 113,000 $ 113,000 $ 63,000
Lake, Indiana 1 $ 262,000 $ 262,000 $ 128,000
Orange, Indiana 1 $ 72,000 $ 72,000 $ 35,000
Putnam, Indiana 1 $ 47,000 $ 47,000 $ 24,000
Shelby, Indiana 1 $ 40,000 $ 40,000 $ 29,000
Vanderburgh, Indiana 1 $ 55,000 $ 55,000 $ 29,000
Allamakee, Iowa 1 $ 116,000 $ 116,000 $ 55,000
Benton, Iowa 1 $ 155,000 $ 155,000 $ 50,000
Dallas, Iowa 1 $ 165,000 $ 165,000 $ 64,000
Dickinson, Iowa 1 $ 649,000 $ 649,000 $ 773,000
Dubuque, Iowa 1 $ 40,000 $ 40,000 $ 29,000
Johnson, Iowa 1 $ 194,000 $ 194,000 $ 69,000
Lee, Iowa 1 $ 39,000 $ 39,000 $ 33,000
Madison, Iowa 1 $ 76,000 $ 76,000 $ 0
Warren, Iowa 1 $ 173,000 $ 173,000 $ 45,000
Woodbury, Iowa 1 $ 68,000 $ 68,000 $ 54,000
Butler, Kansas 1 $ 116,000 $ 116,000 $ 89,000
Miami, Kansas 1 $ 149,000 $ 149,000 $ 107,000
Sedgwick, Kansas 1 $ 69,000 $ 69,000 $ 40,000
Wyandotte, Kansas 1 $ 60,000 $ 60,000 $ 57,000
Bullitt, Kentucky 1 $ 66,000 $ 66,000 $ 24,000
Jefferson, Kentucky 1 $ 240,000 $ 240,000 $ 144,000
Oldham, Kentucky 1 $ 218,000 $ 218,000 $ 71,000
Shelby, Kentucky 1 $ 259,000 $ 259,000 $ 87,000
Warren, Kentucky 1 $ 107,000 $ 107,000 $ 71,000
Natchitoches, Louisiana 1 $ 167,000 $ 167,000 $ 126,000
St. Bernard, Louisiana 1 $ 62,000 $ 62,000 $ 42,000
Cecil, Maryland 1 $ 144,000 $ 144,000 $ 47,000
Queen Anne's, Maryland 1 $ 182,000 $ 182,000 $ 39,000
St. Mary's, Maryland 1 $ 173,000 $ 173,000 $ 60,000
Wicomico, Maryland 1 $ 118,000 $ 118,000 $ 30,000
Barnstable, Massachusetts 1 $ 200,000 $ 200,000 $ 83,000
Dukes, Massachusetts 1 $ 310,000 $ 310,000 $ 67,000
Middlesex, Massachusetts 1 $ 225,000 $ 225,000 $ 79,000
Norfolk, Massachusetts 1 $ 216,000 $ 216,000 $ 76,000
Suffolk, Massachusetts 1 $ 279,000 $ 279,000 $ 45,000
Benzie, Michigan 1 $ 150,000 $ 150,000 $ 64,000
Branch, Michigan 1 $ 77,000 $ 77,000 $ 0
Cass, Michigan 1 $ 35,000 $ 35,000 $ 30,000
Eaton, Michigan 1 $ 96,000 $ 96,000 $ 82,000
Jackson, Michigan 1 $ 176,000 $ 176,000 $ 80,000
Lapeer, Michigan 1 $ 180,000 $ 180,000 $ 0
Manistee, Michigan 1 $ 93,000 $ 93,000 $ 33,000
Oakland, Michigan 1 $ 125,000 $ 125,000 $ 63,000
Ottawa, Michigan 1 $ 175,000 $ 175,000 $ 55,000
Van Buren, Michigan 1 $ 148,000 $ 148,000 $ 104,000
Anoka, Minnesota 1 $ 94,000 $ 94,000 $ 35,000
Brown, Minnesota 1 $ 106,000 $ 106,000 $ 99,000
Freeborn, Minnesota 1 $ 102,000 $ 102,000 $ 45,000
Le Sueur, Minnesota 1 $ 94,000 $ 94,000 $ 50,000
Washington, Minnesota 1 $ 204,000 $ 204,000 $ 117,000
Adams, Mississippi 1 $ 45,000 $ 45,000 $ 29,000
Copiah, Mississippi 1 $ 97,000 $ 97,000 $ 43,000
Forrest, Mississippi 1 $ 142,000 $ 142,000 $ 40,000
Lafayette, Mississippi 1 $ 170,000 $ 170,000 $ 80,000
Leflore, Mississippi 1 $ 105,000 $ 105,000 $ 65,000
Noxubee, Mississippi 1 $ 147,000 $ 147,000 $ 63,000
Pike, Mississippi 1 $ 194,000 $ 194,000 $ 77,000
Stone, Mississippi 1 $ 46,000 $ 46,000 $ 12,000
Barton, Missouri 1 $ 124,000 $ 124,000 $ 85,000
Camden, Missouri 1 $ 86,000 $ 86,000 $ 111,000
Dallas, Missouri 1 $ 75,000 $ 75,000 $ 45,000
Franklin, Missouri 1 $ 90,000 $ 90,000 $ 40,000
Holt, Missouri 1 $ 95,000 $ 95,000 $ 38,000
Moniteau, Missouri 1 $ 162,000 $ 162,000 $ 43,000
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Mortgage Loan Application Detail Totals for Platinum Community Bank in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 3,212 $496,558,000 $154,953 $910,000 $61,860 $911,000
Home Purchase (one-to-four family) 1,552 $227,410,000 $148,500 $868,000 $64,119 $919,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 2 $2,167,000 $1,083,000 $1,886,000 $0 $0
Home Improvement (one-to-four family) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,589 $541,714,000 $149,904 $910,000 $67,047 $919,000
Hispanic 369 $52,587,000 $128,586 $376,000 $42,034 $358,000
Black 342 $49,613,000 $137,222 $645,000 $51,296 $269,000
Information not provided by applicant in mail or telephone application 255 $42,121,000 $165,468 $488,000 $72,218 $774,000
Asian or Pacific Islander 91 $17,187,000 $165,619 $323,000 $68,238 $418,000
Not applicable 64 $13,555,000 $178,578 $1,886,000 $62,210 $261,000
Other 32 $5,327,000 $138,125 $330,000 $60,750 $125,000
American Indian or Alaskan Native 24 $4,031,000 $140,800 $300,000 $59,266 $132,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,335 $544,469,000 $165,116 $1,886,000 $78,418 $919,000
FHA-insured (Federal Housing Administration) 1,127 $140,662,000 $121,405 $409,000 $39,054 $252,000
VA-guaranteed (Veterans Administration) 304 $41,004,000 $148,533 $290,000 $37,766 $146,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 4,712 $709,364,000 $151,818 $720,000 $61,590 $919,000
Loan Originated 39 $12,631,000 $423,700 $1,886,000 $144,200 $529,000
Application Denied By Financial Institution 9 $2,147,000 $297,800 $649,000 $231,400 $773,000
Application Withdrawn By Applicant 3 $871,000 $290,333 $684,000 $165,000 $324,000
Application Approved But Not Accepted 3 $1,122,000 $374,000 $751,000 $237,000 $509,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 7 $1,724,000 $292,750 $649,000 $233,250 $773,000
Debt-To-Income Ratio 1 $112,000 $112,000 $112,000 $29,000 $29,000
Insufficient Cash (Downpayment, Closing Cost) 1 $311,000 $311,000 $311,000 $225,000 $225,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Platinum Community Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Platinum Community Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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