Pnc Bank, National Association 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pnc Bank, National Association 249 Fifth Ave. Ms P1-Popp-22-2 Wilmington, DE 15222 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 191,275 |
| Total Mortgage Loan Application Amount | $35,120,870,000 |
| Average Mortgage Loan Application Amount | $167,000 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $91,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Pnc Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pnc Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Pnc Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pnc Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Pnc Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pnc Bank, National Association's mortgage activity for 2012.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PITTSBURGH, PA | 13,805 | $ 1,723,704,000 | $ 124,000 | $ 98,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 11,486 | $ 2,127,220,000 | $ 185,000 | $ 99,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 7,029 | $ 1,918,229,000 | $ 253,250 | $ 132,500 |
| PHILADELPHIA, PA | 6,125 | $ 1,048,374,000 | $ 171,000 | $ 111,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 5,757 | $ 703,316,000 | $ 112,000 | $ 79,500 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 4,564 | $ 731,427,000 | $ 144,666 | $ 94,333 |
| EDISON-NEW BRUNSWICK, NJ | 4,443 | $ 939,536,000 | $ 211,000 | $ 128,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 4,252 | $ 532,669,000 | $ 125,000 | $ 96,000 |
| COLUMBUS, OH | 4,013 | $ 645,653,000 | $ 160,000 | $ 91,000 |
| BALTIMORE-TOWSON, MD | 3,624 | $ 780,630,000 | $ 215,000 | $ 115,000 |
| INDIANAPOLIS-CARMEL, IN | 3,241 | $ 402,999,000 | $ 124,000 | $ 83,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 2,991 | $ 1,137,515,000 | $ 388,000 | $ 144,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 2,990 | $ 551,182,000 | $ 184,000 | $ 105,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 2,940 | $ 673,837,000 | $ 244,000 | $ 107,500 |
| NEWARK-UNION, NJ-PA | 2,666 | $ 612,849,000 | $ 180,000 | $ 107,000 |
| CAMDEN, NJ | 2,416 | $ 342,013,000 | $ 141,000 | $ 95,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 2,382 | $ 419,315,000 | $ 176,000 | $ 110,000 |
| ST. LOUIS, MO-IL | 2,198 | $ 340,264,000 | $ 145,000 | $ 93,000 |
| DAYTON, OH | 2,026 | $ 248,502,000 | $ 122,000 | $ 87,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 1,987 | $ 612,175,000 | $ 308,000 | $ 144,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,782 | $ 1,040,581,000 | $ 583,000 | $ 151,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1,762 | $ 233,545,000 | $ 136,500 | $ 85,500 |
| AKRON, OH | 1,663 | $ 197,107,000 | $ 118,000 | $ 90,000 |
| PEORIA, IL | 1,649 | $ 182,113,000 | $ 110,000 | $ 83,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 1,604 | $ 164,838,000 | $ 102,000 | $ 79,000 |
| SCRANTON--WILKES-BARRE, PA | 1,562 | $ 134,408,000 | $ 86,000 | $ 75,000 |
| BLOOMINGTON-NORMAL, IL | 1,501 | $ 201,549,000 | $ 134,000 | $ 91,000 |
| TOLEDO, OH | 1,484 | $ 169,148,000 | $ 113,000 | $ 83,000 |
| WILMINGTON, DE-MD-NJ | 1,445 | $ 190,275,000 | $ 131,000 | $ 90,333 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 1,352 | $ 298,343,000 | $ 220,000 | $ 138,000 |
| ERIE, PA | 1,266 | $ 137,160,000 | $ 108,000 | $ 89,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1,196 | $ 242,159,000 | $ 180,000 | $ 113,500 |
| LANCASTER, PA | 1,108 | $ 142,505,000 | $ 128,000 | $ 88,000 |
| PHOENIX-MESA-GLENDALE, AZ | 1,041 | $ 233,810,000 | $ 224,000 | $ 105,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1,014 | $ 79,323,000 | $ 79,500 | $ 71,500 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 985 | $ 149,647,000 | $ 151,000 | $ 97,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 979 | $ 261,872,000 | $ 267,000 | $ 101,000 |
| FORT WAYNE, IN | 972 | $ 93,617,000 | $ 96,000 | $ 69,000 |
| HARRISBURG-CARLISLE, PA | 972 | $ 157,070,000 | $ 161,000 | $ 112,000 |
| LEXINGTON-FAYETTE, KY | 967 | $ 200,979,000 | $ 207,000 | $ 82,000 |
| RALEIGH-CARY, NC | 948 | $ 173,335,000 | $ 182,000 | $ 98,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 938 | $ 402,685,000 | $ 429,000 | $ 142,000 |
| DALLAS-PLANO-IRVING, TX | 847 | $ 230,156,000 | $ 271,000 | $ 126,000 |
| SPRINGFIELD, IL | 837 | $ 94,058,000 | $ 112,000 | $ 81,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 771 | $ 230,373,000 | $ 298,000 | $ 117,000 |
| ROCKFORD, IL | 760 | $ 78,151,000 | $ 102,000 | $ 66,000 |
| TRENTON-EWING, NJ | 760 | $ 152,272,000 | $ 200,000 | $ 134,000 |
| CANTON-MASSILLON, OH | 733 | $ 80,291,000 | $ 109,000 | $ 81,000 |
| YORK-HANOVER, PA | 729 | $ 91,951,000 | $ 126,000 | $ 82,000 |
| PORT ST. LUCIE, FL | 728 | $ 81,911,000 | $ 112,000 | $ 76,000 |
| KANSAS CITY, MO-KS | 721 | $ 176,803,000 | $ 244,000 | $ 89,500 |
| GRAND RAPIDS-WYOMING, MI | 705 | $ 99,704,000 | $ 141,000 | $ 82,000 |
| RICHMOND, VA | 696 | $ 181,183,000 | $ 260,000 | $ 90,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 677 | $ 145,521,000 | $ 214,000 | $ 118,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 668 | $ 130,707,000 | $ 185,500 | $ 108,000 |
| KALAMAZOO-PORTAGE, MI | 663 | $ 78,661,000 | $ 118,000 | $ 95,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 637 | $ 116,619,000 | $ 183,000 | $ 103,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 635 | $ 174,994,000 | $ 275,000 | $ 104,000 |
| NASSAU-SUFFOLK, NY | 634 | $ 218,651,000 | $ 344,000 | $ 154,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 631 | $ 268,735,000 | $ 425,000 | $ 120,000 |
| MOBILE, AL | 623 | $ 68,663,000 | $ 110,000 | $ 74,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 611 | $ 224,793,000 | $ 367,000 | $ 147,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 593 | $ 174,924,000 | $ 294,000 | $ 117,000 |
| ANN ARBOR, MI | 558 | $ 100,447,000 | $ 180,000 | $ 119,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 554 | $ 79,101,000 | $ 142,000 | $ 107,000 |
| BIRMINGHAM-HOOVER, AL | 549 | $ 92,219,000 | $ 167,000 | $ 93,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 539 | $ 257,102,000 | $ 476,000 | $ 159,000 |
| JACKSONVILLE, FL | 537 | $ 101,746,000 | $ 189,000 | $ 92,000 |
| GARY, IN | 535 | $ 73,226,000 | $ 136,000 | $ 78,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 521 | $ 181,514,000 | $ 348,000 | $ 105,000 |
| CHAMPAIGN-URBANA, IL | 517 | $ 60,892,000 | $ 117,000 | $ 81,000 |
| HOLLAND-GRAND HAVEN, MI | 508 | $ 64,276,000 | $ 126,000 | $ 80,000 |
| SEBASTIAN-VERO BEACH, FL | 494 | $ 70,593,000 | $ 142,000 | $ 94,000 |
| LANSING-EAST LANSING, MI | 490 | $ 60,855,000 | $ 124,000 | $ 103,000 |
| ANDERSON, IN | 479 | $ 37,140,000 | $ 77,000 | $ 61,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 477 | $ 39,763,000 | $ 93,333 | $ 77,000 |
| TACOMA, WA | 463 | $ 101,252,000 | $ 218,000 | $ 82,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 461 | $ 109,308,000 | $ 221,500 | $ 108,000 |
| MUSKEGON-NORTON SHORES, MI | 456 | $ 40,217,000 | $ 88,000 | $ 59,000 |
| HUNTSVILLE, AL | 452 | $ 73,087,000 | $ 161,000 | $ 81,000 |
| DOVER, DE | 442 | $ 52,455,000 | $ 118,000 | $ 73,000 |
| GREENSBORO-HIGH POINT, NC | 427 | $ 53,697,000 | $ 125,000 | $ 75,000 |
| WILMINGTON, NC | 423 | $ 79,926,000 | $ 188,000 | $ 122,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 421 | $ 248,246,000 | $ 589,000 | $ 147,000 |
| SPRINGFIELD, OH | 420 | $ 40,434,000 | $ 96,000 | $ 67,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 412 | $ 49,409,000 | $ 119,000 | $ 81,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 407 | $ 116,815,000 | $ 261,500 | $ 89,000 |
| DECATUR, IL | 399 | $ 34,878,000 | $ 87,000 | $ 69,000 |
| DENVER-AURORA-BROOMFIELD, CO | 395 | $ 132,520,000 | $ 335,000 | $ 107,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 389 | $ 295,798,000 | $ 760,000 | $ 182,000 |
| FORT WORTH-ARLINGTON, TX | 387 | $ 83,895,000 | $ 216,000 | $ 123,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 386 | $ 109,404,000 | $ 283,000 | $ 179,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 377 | $ 53,945,000 | $ 148,500 | $ 90,500 |
| FAYETTEVILLE, NC | 372 | $ 46,196,000 | $ 124,000 | $ 83,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 370 | $ 78,710,000 | $ 212,000 | $ 152,000 |
| CAPE CORAL-FORT MYERS, FL | 362 | $ 86,471,000 | $ 238,000 | $ 173,000 |
| OCEAN CITY, NJ | 354 | $ 86,801,000 | $ 245,000 | $ 183,000 |
| NAPLES-MARCO ISLAND, FL | 345 | $ 137,528,000 | $ 398,000 | $ 242,000 |
| RENO-SPARKS, NV | 326 | $ 115,346,000 | $ 353,000 | $ 92,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 311 | $ 139,263,000 | $ 447,000 | $ 193,000 |
| STOCKTON, CA | 311 | $ 99,392,000 | $ 319,000 | $ 99,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 308 | $ 68,306,000 | $ 220,500 | $ 91,000 |
| BOSTON-QUINCY, MA | 307 | $ 191,940,000 | $ 625,000 | $ 104,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 304 | $ 48,980,000 | $ 161,000 | $ 89,000 |
| MONROE, MI | 304 | $ 32,744,000 | $ 107,000 | $ 74,000 |
| DURHAM-CHAPEL HILL, NC | 300 | $ 49,996,000 | $ 166,000 | $ 116,000 |
| ROCKY MOUNT, NC | 298 | $ 26,015,000 | $ 87,000 | $ 53,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 296 | $ 35,316,000 | $ 153,500 | $ 128,500 |
| LAS VEGAS-PARADISE, NV | 285 | $ 204,102,000 | $ 716,000 | $ 105,000 |
| TUCSON, AZ | 281 | $ 53,588,000 | $ 190,000 | $ 84,000 |
| ELIZABETHTOWN, KY | 280 | $ 30,538,000 | $ 109,000 | $ 75,000 |
| KANKAKEE-BRADLEY, IL | 271 | $ 27,279,000 | $ 100,000 | $ 67,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 270 | $ 63,409,000 | $ 234,000 | $ 121,000 |
| BOWLING GREEN, KY | 259 | $ 32,107,000 | $ 123,000 | $ 67,000 |
| SANDUSKY, OH | 252 | $ 25,965,000 | $ 103,000 | $ 76,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 247 | $ 18,439,000 | $ 72,500 | $ 83,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 244 | $ 61,278,000 | $ 251,000 | $ 111,000 |
| JACKSONVILLE, NC | 243 | $ 37,321,000 | $ 153,000 | $ 66,000 |
| OWENSBORO, KY | 239 | $ 20,365,000 | $ 85,000 | $ 64,000 |
| MICHIGAN CITY-LA PORTE, IN | 232 | $ 31,262,000 | $ 134,000 | $ 81,000 |
| GREENVILLE, NC | 226 | $ 27,009,000 | $ 119,000 | $ 86,000 |
| SALISBURY, MD | 218 | $ 20,445,000 | $ 93,000 | $ 70,000 |
| OLYMPIA, WA | 217 | $ 47,734,000 | $ 219,000 | $ 65,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 212 | $ 111,892,000 | $ 527,000 | $ 186,000 |
| FLINT, MI | 206 | $ 18,418,000 | $ 89,000 | $ 68,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 206 | $ 73,991,000 | $ 359,000 | $ 133,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 204 | $ 53,432,000 | $ 261,000 | $ 106,000 |
| NEW HAVEN-MILFORD, CT | 198 | $ 36,327,000 | $ 183,000 | $ 82,000 |
| BREMERTON-SILVERDALE, WA | 196 | $ 43,067,000 | $ 219,000 | $ 72,000 |
| STATE COLLEGE, PA | 192 | $ 34,267,000 | $ 178,000 | $ 99,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 191 | $ 17,157,000 | $ 89,000 | $ 118,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 190 | $ 36,557,000 | $ 192,000 | $ 119,000 |
| DECATUR, AL | 186 | $ 22,805,000 | $ 122,000 | $ 87,000 |
| KOKOMO, IN | 185 | $ 14,756,000 | $ 79,000 | $ 61,000 |
| LEBANON, PA | 184 | $ 26,685,000 | $ 145,000 | $ 80,000 |
| ROANOKE, VA | 177 | $ 30,132,000 | $ 170,000 | $ 83,000 |
| BAY CITY, MI | 165 | $ 13,158,000 | $ 79,000 | $ 71,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 165 | $ 29,335,000 | $ 177,000 | $ 129,000 |
| MONTGOMERY, AL | 162 | $ 16,805,000 | $ 103,000 | $ 63,000 |
| SPOKANE, WA | 159 | $ 30,376,000 | $ 191,000 | $ 77,000 |
| TUSCALOOSA, AL | 157 | $ 19,147,000 | $ 121,000 | $ 85,000 |
| COLUMBIA, SC | 154 | $ 39,777,000 | $ 258,000 | $ 73,000 |
| WILLIAMSPORT, PA | 154 | $ 15,851,000 | $ 102,000 | $ 68,000 |
| BOISE CITY-NAMPA, ID | 147 | $ 25,111,000 | $ 170,000 | $ 81,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 145 | $ 49,237,000 | $ 339,000 | $ 98,000 |
| READING, PA | 145 | $ 19,969,000 | $ 137,000 | $ 119,000 |
| ASHEVILLE, NC | 144 | $ 25,574,000 | $ 177,000 | $ 100,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 144 | $ 29,123,000 | $ 202,000 | $ 95,000 |
| WHEELING, WV-OH | 139 | $ 13,482,000 | $ 95,000 | $ 98,500 |
| GREENVILLE-MAULDIN-EASLEY, SC | 138 | $ 22,723,000 | $ 164,000 | $ 100,000 |
| COLORADO SPRINGS, CO | 135 | $ 26,720,000 | $ 197,000 | $ 93,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 134 | $ 23,442,000 | $ 174,000 | $ 89,000 |
| CHARLOTTESVILLE, VA | 130 | $ 29,029,000 | $ 223,000 | $ 118,000 |
| HICKORY-LENOIR-MORGANTON, NC | 130 | $ 17,239,000 | $ 132,000 | $ 77,000 |
| BATTLE CREEK, MI | 128 | $ 11,773,000 | $ 91,000 | $ 73,000 |
| LONGVIEW, WA | 126 | $ 24,305,000 | $ 192,000 | $ 69,000 |
| SALT LAKE CITY, UT | 125 | $ 23,871,000 | $ 190,000 | $ 79,000 |
| MEMPHIS, TN-MS-AR | 123 | $ 22,585,000 | $ 172,000 | $ 87,000 |
| WORCESTER, MA | 123 | $ 25,490,000 | $ 207,000 | $ 98,000 |
| SPRINGFIELD, MA | 121 | $ 20,650,000 | $ 170,000 | $ 65,000 |
| AUBURN-OPELIKA, AL | 117 | $ 14,726,000 | $ 125,000 | $ 83,000 |
| HONOLULU, HI | 115 | $ 47,180,000 | $ 410,000 | $ 88,000 |
| GOLDSBORO, NC | 114 | $ 13,165,000 | $ 115,000 | $ 57,000 |
| REDDING, CA | 113 | $ 22,694,000 | $ 200,000 | $ 87,000 |
| ALBUQUERQUE, NM | 112 | $ 19,125,000 | $ 170,000 | $ 65,000 |
| VALLEJO-FAIRFIELD, CA | 111 | $ 27,634,000 | $ 248,000 | $ 102,000 |
| MODESTO, CA | 109 | $ 30,184,000 | $ 276,000 | $ 98,000 |
| PALM COAST, FL | 109 | $ 16,791,000 | $ 154,000 | $ 81,000 |
| WINSTON-SALEM, NC | 108 | $ 12,921,000 | $ 119,000 | $ 75,000 |
| SAVANNAH, GA | 106 | $ 21,390,000 | $ 201,000 | $ 199,000 |
| KNOXVILLE, TN | 105 | $ 19,768,000 | $ 188,000 | $ 106,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 103 | $ 9,446,000 | $ 91,000 | $ 65,000 |
| ELKHART-GOSHEN, IN | 100 | $ 10,345,000 | $ 103,000 | $ 66,000 |
| MANSFIELD, OH | 100 | $ 8,741,000 | $ 87,000 | $ 63,000 |
| BURLINGTON, NC | 98 | $ 12,254,000 | $ 125,000 | $ 62,000 |
| SHREVEPORT-BOSSIER CITY, LA | 92 | $ 16,302,000 | $ 177,000 | $ 63,000 |
| GAINESVILLE, FL | 90 | $ 12,868,000 | $ 142,000 | $ 90,000 |
| MORGANTOWN, WV | 87 | $ 39,992,000 | $ 459,000 | $ 101,000 |
| SANTA ROSA-PETALUMA, CA | 85 | $ 31,472,000 | $ 370,000 | $ 120,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 84 | $ 12,847,000 | $ 160,000 | $ 75,500 |
| COLUMBUS, IN | 78 | $ 7,435,000 | $ 95,000 | $ 65,000 |
| JACKSON, MI | 78 | $ 8,636,000 | $ 110,000 | $ 90,000 |
| PEABODY, MA | 75 | $ 17,512,000 | $ 233,000 | $ 109,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 74 | $ 14,033,000 | $ 189,000 | $ 151,000 |
| MERCED, CA | 70 | $ 34,625,000 | $ 494,000 | $ 98,000 |
| LAKELAND-WINTER HAVEN, FL | 64 | $ 6,954,000 | $ 108,000 | $ 72,000 |
| CHICO, CA | 62 | $ 12,166,000 | $ 196,000 | $ 69,000 |
| COLUMBUS, GA-AL | 62 | $ 17,660,000 | $ 224,000 | $ 58,000 |
| OCALA, FL | 62 | $ 10,053,000 | $ 162,000 | $ 84,000 |
| SALEM, OR | 62 | $ 10,238,000 | $ 165,000 | $ 56,000 |
| OKLAHOMA CITY, OK | 60 | $ 33,266,000 | $ 554,000 | $ 74,000 |
| MUNCIE, IN | 59 | $ 5,040,000 | $ 85,000 | $ 59,000 |
| EUGENE-SPRINGFIELD, OR | 58 | $ 9,663,000 | $ 166,000 | $ 71,000 |
| PUNTA GORDA, FL | 56 | $ 15,924,000 | $ 284,000 | $ 93,000 |
| SALINAS, CA | 56 | $ 23,077,000 | $ 412,000 | $ 173,000 |
| YAKIMA, WA | 55 | $ 10,352,000 | $ 188,000 | $ 90,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 52 | $ 9,421,000 | $ 181,000 | $ 112,000 |
| FRESNO, CA | 52 | $ 29,152,000 | $ 560,000 | $ 109,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 52 | $ 56,027,000 | $ 1,077,000 | $ 123,000 |
| NAPA, CA | 51 | $ 15,660,000 | $ 307,000 | $ 133,000 |
| EL PASO, TX | 50 | $ 7,656,000 | $ 153,000 | $ 144,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 50 | $ 9,727,000 | $ 194,000 | $ 96,000 |
| EVANSVILLE, IN-KY | 49 | $ 5,493,000 | $ 105,000 | $ 61,500 |
| MEDFORD, OR | 49 | $ 10,145,000 | $ 207,000 | $ 93,000 |
| SANTA CRUZ-WATSONVILLE, CA | 49 | $ 14,183,000 | $ 289,000 | $ 129,000 |
| BEND, OR | 48 | $ 12,091,000 | $ 251,000 | $ 111,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 46 | $ 8,979,000 | $ 195,000 | $ 103,000 |
| NILES-BENTON HARBOR, MI | 45 | $ 8,685,000 | $ 193,000 | $ 220,000 |
| OGDEN-CLEARFIELD, UT | 45 | $ 13,581,000 | $ 301,000 | $ 87,000 |
| PROVO-OREM, UT | 45 | $ 7,853,000 | $ 174,000 | $ 85,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 41 | $ 9,423,000 | $ 229,000 | $ 126,000 |
| LAFAYETTE, IN | 40 | $ 4,745,000 | $ 118,000 | $ 78,000 |
| BLOOMINGTON, IN | 39 | $ 4,289,000 | $ 109,000 | $ 76,000 |
| CARSON CITY, NV | 39 | $ 11,379,000 | $ 291,000 | $ 80,000 |
| DULUTH, MN-WI | 38 | $ 5,378,000 | $ 124,000 | $ 61,500 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 38 | $ 7,978,000 | $ 209,000 | $ 144,000 |
| BARNSTABLE TOWN, MA | 37 | $ 8,773,000 | $ 237,000 | $ 169,000 |
| GAINESVILLE, GA | 37 | $ 6,379,000 | $ 172,000 | $ 84,000 |
| LYNCHBURG, VA | 37 | $ 5,329,000 | $ 144,000 | $ 64,000 |
| CHATTANOOGA, TN-GA | 36 | $ 5,792,000 | $ 155,500 | $ 79,500 |
| CUMBERLAND, MD-WV | 36 | $ 2,837,000 | $ 76,500 | $ 64,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 36 | $ 4,266,000 | $ 118,000 | $ 71,000 |
| SANTA FE, NM | 36 | $ 10,260,000 | $ 285,000 | $ 341,000 |
| TALLAHASSEE, FL | 36 | $ 18,966,000 | $ 526,000 | $ 69,000 |
| RACINE, WI | 35 | $ 4,235,000 | $ 121,000 | $ 66,000 |
| BAKERSFIELD-DELANO, CA | 34 | $ 19,833,000 | $ 583,000 | $ 85,000 |
| BATON ROUGE, LA | 34 | $ 8,150,000 | $ 239,000 | $ 101,000 |
| LAFAYETTE, LA | 34 | $ 5,317,000 | $ 156,000 | $ 98,000 |
| MOUNT VERNON-ANACORTES, WA | 34 | $ 7,665,000 | $ 225,000 | $ 79,000 |
| VISALIA-PORTERVILLE, CA | 34 | $ 5,839,000 | $ 171,000 | $ 185,000 |
| BOULDER, CO | 33 | $ 8,920,000 | $ 270,000 | $ 135,000 |
| GREELEY, CO | 32 | $ 5,745,000 | $ 179,000 | $ 70,000 |
| YUBA CITY, CA | 32 | $ 6,302,000 | $ 196,000 | $ 75,000 |
| ATHENS-CLARKE COUNTY, GA | 31 | $ 4,644,000 | $ 149,000 | $ 112,000 |
| ALTOONA, PA | 30 | $ 2,501,000 | $ 83,000 | $ 69,000 |
| PITTSFIELD, MA | 30 | $ 4,709,000 | $ 156,000 | $ 213,000 |
| WICHITA, KS | 30 | $ 4,695,000 | $ 156,000 | $ 104,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 29 | $ 6,647,000 | $ 229,000 | $ 85,000 |
| MACON, GA | 29 | $ 4,194,000 | $ 144,000 | $ 82,000 |
| MANCHESTER-NASHUA, NH | 29 | $ 5,662,000 | $ 195,000 | $ 93,000 |
| WINCHESTER, VA-WV | 29 | $ 5,376,000 | $ 165,000 | $ 82,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 28 | $ 15,966,000 | $ 570,000 | $ 91,000 |
| WARNER ROBINS, GA | 28 | $ 3,660,000 | $ 130,000 | $ 76,000 |
| ANDERSON, SC | 27 | $ 3,414,000 | $ 126,000 | $ 91,000 |
| CLARKSVILLE, TN-KY | 27 | $ 4,070,000 | $ 154,500 | $ 68,500 |
| MADISON, WI | 27 | $ 4,592,000 | $ 170,000 | $ 74,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 26 | $ 2,962,000 | $ 131,000 | $ 121,000 |
| FORT COLLINS-LOVELAND, CO | 25 | $ 4,837,000 | $ 193,000 | $ 107,000 |
| PRESCOTT, AZ | 25 | $ 5,852,000 | $ 234,000 | $ 145,000 |
| ROCHESTER, NY | 25 | $ 3,162,000 | $ 126,000 | $ 129,000 |
| CORPUS CHRISTI, TX | 24 | $ 8,915,000 | $ 371,000 | $ 131,000 |
| DANVILLE, IL | 24 | $ 1,772,000 | $ 73,000 | $ 62,000 |
| ALBANY-SCHENECTADY-TROY, NY | 23 | $ 22,060,000 | $ 959,000 | $ 103,000 |
| COLUMBIA, MO | 23 | $ 3,351,000 | $ 145,000 | $ 136,000 |
| DES MOINES-WEST DES MOINES, IA | 23 | $ 15,693,000 | $ 682,000 | $ 81,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 23 | $ 4,032,000 | $ 137,500 | $ 67,000 |
| JOHNSTOWN, PA | 23 | $ 2,521,000 | $ 109,000 | $ 84,000 |
| BRUNSWICK, GA | 22 | $ 5,974,000 | $ 271,000 | $ 267,000 |
| EL CENTRO, CA | 22 | $ 4,140,000 | $ 188,000 | $ 83,000 |
| FLORENCE, SC | 21 | $ 1,436,000 | $ 68,000 | $ 79,000 |
| TULSA, OK | 21 | $ 39,425,000 | $ 1,877,000 | $ 69,000 |
| GREEN BAY, WI | 20 | $ 2,456,000 | $ 122,000 | $ 91,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 20 | $ 16,840,000 | $ 1,295,000 | $ 80,500 |
| CHARLESTON, WV | 19 | $ 1,569,000 | $ 82,000 | $ 84,000 |
| COEUR D'ALENE, ID | 19 | $ 4,629,000 | $ 243,000 | $ 88,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 18 | $ 6,039,000 | $ 335,000 | $ 86,000 |
| LUBBOCK, TX | 18 | $ 2,476,000 | $ 137,000 | $ 79,000 |
| YUMA, AZ | 18 | $ 2,582,000 | $ 143,000 | $ 73,000 |
| LEWISTON, ID-WA | 17 | $ 2,811,000 | $ 160,500 | $ 45,500 |
| MADERA-CHOWCHILLA, CA | 17 | $ 4,503,000 | $ 264,000 | $ 99,000 |
| NORWICH-NEW LONDON, CT | 17 | $ 3,334,000 | $ 196,000 | $ 99,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 16 | $ 2,184,000 | $ 136,000 | $ 66,000 |
| LAS CRUCES, NM | 16 | $ 2,553,000 | $ 159,000 | $ 92,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 16 | $ 4,774,000 | $ 298,000 | $ 76,000 |
| PUEBLO, CO | 16 | $ 2,357,000 | $ 147,000 | $ 78,000 |
| ST. GEORGE, UT | 16 | $ 3,446,000 | $ 215,000 | $ 195,000 |
| TERRE HAUTE, IN | 16 | $ 1,357,000 | $ 84,000 | $ 44,000 |
| COLLEGE STATION-BRYAN, TX | 15 | $ 8,272,000 | $ 551,000 | $ 213,000 |
| FLAGSTAFF, AZ | 15 | $ 3,732,000 | $ 248,000 | $ 118,000 |
| ST. JOSEPH, MO-KS | 15 | $ 1,798,000 | $ 151,500 | $ 63,000 |
| TOPEKA, KS | 15 | $ 2,238,000 | $ 149,000 | $ 98,000 |
| TYLER, TX | 15 | $ 2,445,000 | $ 163,000 | $ 110,000 |
| BELLINGHAM, WA | 14 | $ 3,096,000 | $ 221,000 | $ 105,000 |
| FOND DU LAC, WI | 14 | $ 2,675,000 | $ 191,000 | $ 62,000 |
| LAWRENCE, KS | 14 | $ 3,834,000 | $ 273,000 | $ 130,000 |
| LIMA, OH | 14 | $ 1,652,000 | $ 118,000 | $ 80,000 |
| ST. CLOUD, MN | 14 | $ 2,363,000 | $ 168,000 | $ 80,000 |
| BUFFALO-NIAGARA FALLS, NY | 13 | $ 11,662,000 | $ 897,000 | $ 48,000 |
| MCALLEN-EDINBURG-MISSION, TX | 13 | $ 1,785,000 | $ 137,000 | $ 81,000 |
| MONROE, LA | 13 | $ 1,830,000 | $ 140,000 | $ 82,000 |
| SPRINGFIELD, MO | 13 | $ 1,016,000 | $ 78,000 | $ 66,000 |
| SUMTER, SC | 13 | $ 1,071,000 | $ 82,000 | $ 53,000 |
| BEAUMONT-PORT ARTHUR, TX | 12 | $ 1,240,000 | $ 103,000 | $ 89,000 |
| DANVILLE, VA | 12 | $ 1,464,000 | $ 122,000 | $ 69,000 |
| HINESVILLE-FORT STEWART, GA | 12 | $ 1,727,000 | $ 143,000 | $ 59,000 |
| WACO, TX | 12 | $ 5,652,000 | $ 471,000 | $ 81,000 |
| SPARTANBURG, SC | 11 | $ 1,496,000 | $ 136,000 | $ 71,000 |
| ANCHORAGE, AK | 10 | $ 2,518,000 | $ 251,000 | $ 114,000 |
| APPLETON, WI | 10 | $ 1,107,000 | $ 110,000 | $ 66,000 |
| BROWNSVILLE-HARLINGEN, TX | 10 | $ 2,326,000 | $ 232,000 | $ 118,000 |
| SHEBOYGAN, WI | 10 | $ 1,895,000 | $ 189,000 | $ 60,000 |
| FLORENCE-MUSCLE SHOALS, AL | 9 | $ 1,432,000 | $ 159,000 | $ 60,000 |
| FORT SMITH, AR-OK | 9 | $ 2,428,000 | $ 203,500 | $ 59,000 |
| GADSDEN, AL | 9 | $ 698,000 | $ 77,000 | $ 153,000 |
| IDAHO FALLS, ID | 9 | $ 1,566,000 | $ 174,000 | $ 90,000 |
| JANESVILLE, WI | 9 | $ 1,608,000 | $ 178,000 | $ 69,000 |
| ROME, GA | 9 | $ 1,207,000 | $ 134,000 | $ 60,000 |
| EAU CLAIRE, WI | 8 | $ 1,002,000 | $ 125,000 | $ 80,000 |
| GRAND JUNCTION, CO | 8 | $ 1,285,000 | $ 160,000 | $ 63,000 |
| HARRISONBURG, VA | 8 | $ 1,048,000 | $ 131,000 | $ 93,000 |
| MANHATTAN, KS | 8 | $ 1,116,000 | $ 139,000 | $ 89,000 |
| MORRISTOWN, TN | 8 | $ 1,404,000 | $ 175,000 | $ 89,000 |
| TEXARKANA, TX-TEXARKANA, AR | 8 | $ 960,000 | $ 79,000 | $ 71,000 |
| VALDOSTA, GA | 8 | $ 1,045,000 | $ 130,000 | $ 55,000 |
| CLEVELAND, TN | 7 | $ 1,279,000 | $ 182,000 | $ 86,000 |
| GULFPORT-BILOXI, MS | 7 | $ 1,474,000 | $ 210,000 | $ 328,000 |
| HANFORD-CORCORAN, CA | 7 | $ 1,148,000 | $ 164,000 | $ 84,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 7 | $ 591,000 | $ 107,500 | $ 127,000 |
| SYRACUSE, NY | 7 | $ 398,000 | $ 56,000 | $ 77,000 |
| ABILENE, TX | 6 | $ 753,000 | $ 125,000 | $ 58,000 |
| ALBANY, GA | 6 | $ 787,000 | $ 131,000 | $ 65,000 |
| CORVALLIS, OR | 6 | $ 1,327,000 | $ 221,000 | $ 42,000 |
| DOTHAN, AL | 6 | $ 799,000 | $ 133,000 | $ 102,000 |
| JACKSON, MS | 6 | $ 957,000 | $ 159,000 | $ 85,000 |
| LAREDO, TX | 6 | $ 873,000 | $ 145,000 | $ 71,000 |
| LOGAN, UT-ID | 6 | $ 1,233,000 | $ 205,000 | $ 72,000 |
| LONGVIEW, TX | 6 | $ 833,000 | $ 138,000 | $ 68,000 |
| SHERMAN-DENISON, TX | 6 | $ 735,000 | $ 122,000 | $ 89,000 |
| UTICA-ROME, NY | 6 | $ 903,000 | $ 150,000 | $ 55,000 |
| BINGHAMTON, NY | 5 | $ 562,000 | $ 112,000 | $ 65,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 5 | $ 514,000 | $ 102,000 | $ 74,000 |
| JACKSON, TN | 5 | $ 724,000 | $ 144,000 | $ 114,000 |
| JOHNSON CITY, TN | 5 | $ 452,000 | $ 90,000 | $ 66,000 |
| JOPLIN, MO | 5 | $ 654,000 | $ 130,000 | $ 98,000 |
| KINGSTON, NY | 5 | $ 787,000 | $ 157,000 | $ 95,000 |
| LINCOLN, NE | 5 | $ 699,000 | $ 139,000 | $ 90,000 |
| PASCAGOULA, MS | 5 | $ 655,000 | $ 131,000 | $ 369,000 |
| WENATCHEE-EAST WENATCHEE, WA | 5 | $ 1,081,000 | $ 216,000 | $ 132,000 |
| CEDAR RAPIDS, IA | 4 | $ 383,000 | $ 95,000 | $ 64,000 |
| CHEYENNE, WY | 4 | $ 789,000 | $ 197,000 | $ 74,000 |
| FARMINGTON, NM | 4 | $ 736,000 | $ 184,000 | $ 146,000 |
| IOWA CITY, IA | 4 | $ 938,000 | $ 234,000 | $ 160,000 |
| JEFFERSON CITY, MO | 4 | $ 434,000 | $ 108,000 | $ 56,000 |
| LAKE CHARLES, LA | 4 | $ 364,000 | $ 91,000 | $ 72,000 |
| LAWTON, OK | 4 | $ 490,000 | $ 122,000 | $ 94,000 |
| LEWISTON-AUBURN, ME | 4 | $ 556,000 | $ 139,000 | $ 76,000 |
| ROCHESTER, MN | 4 | $ 462,000 | $ 115,000 | $ 75,000 |
| AMARILLO, TX | 3 | $ 670,000 | $ 223,000 | $ 34,000 |
| BILLINGS, MT | 3 | $ 627,000 | $ 209,000 | $ 108,000 |
| FAIRBANKS, AK | 3 | $ 346,000 | $ 115,000 | $ 56,000 |
| FARGO, ND-MN | 3 | $ 892,000 | $ 362,500 | $ 247,000 |
| HOT SPRINGS, AR | 3 | $ 577,000 | $ 192,000 | $ 76,000 |
| ITHACA, NY | 3 | $ 467,000 | $ 155,000 | $ 240,000 |
| MISSOULA, MT | 3 | $ 596,000 | $ 198,000 | $ 66,000 |
| OSHKOSH-NEENAH, WI | 3 | $ 356,000 | $ 118,000 | $ 71,000 |
| SAN ANGELO, TX | 3 | $ 380,000 | $ 126,000 | $ 57,000 |
| VICTORIA, TX | 3 | $ 6,785,000 | $ 2,261,000 | $ 80,000 |
| WAUSAU, WI | 3 | $ 719,000 | $ 239,000 | $ 33,000 |
| ALEXANDRIA, LA | 2 | $ 201,000 | $ 100,000 | $ 19,000 |
| AMES, IA | 2 | $ 298,000 | $ 149,000 | $ 86,000 |
| ANNISTON-OXFORD, AL | 2 | $ 143,000 | $ 71,000 | $ 74,000 |
| DALTON, GA | 2 | $ 188,000 | $ 94,000 | $ 25,000 |
| DUBUQUE, IA | 2 | $ 236,000 | $ 118,000 | $ 54,000 |
| GRAND FORKS, ND-MN | 2 | $ 163,000 | $ 81,500 | $ 90,500 |
| GREAT FALLS, MT | 2 | $ 174,000 | $ 87,000 | $ 97,000 |
| JONESBORO, AR | 2 | $ 159,000 | $ 79,000 | $ 63,000 |
| LA CROSSE, WI-MN | 2 | $ 264,000 | $ 132,000 | $ 71,000 |
| PINE BLUFF, AR | 2 | $ 548,000 | $ 274,000 | $ 132,000 |
| SIOUX FALLS, SD | 2 | $ 133,000 | $ 66,000 | $ 52,000 |
| WICHITA FALLS, TX | 2 | $ 369,000 | $ 184,000 | $ 129,000 |
| BANGOR, ME | 1 | $ 300,000 | $ 300,000 | $ 60,000 |
| CASPER, WY | 1 | $ 254,000 | $ 254,000 | $ 192,000 |
| ELMIRA, NY | 1 | $ 36,000 | $ 36,000 | $ 60,000 |
| GLENS FALLS, NY | 1 | $ 143,000 | $ 143,000 | $ 70,000 |
| ODESSA, TX | 1 | $ 58,000 | $ 58,000 | $ 19,000 |
| RAPID CITY, SD | 1 | $ 71,000 | $ 71,000 | $ 53,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 95,000 | $ 95,000 | $ 76,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 149,000 | $ 149,000 | $ 156,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 137,415 | $26,204,113,000 | $190,000 | $99,999,000 | $105,000 | $9,999,000 |
| Home Purchase | 30,687 | $6,920,500,000 | $225,000 | $44,850,000 | $96,000 | $4,447,000 |
| Home Improvement | 23,173 | $1,996,257,000 | $86,000 | $59,878,000 | $74,000 | $3,692,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 129,226 | $20,086,705,000 | $155,000 | $10,000,000 | $99,000 | $9,999,000 |
| Not Provided | 33,793 | $7,197,812,000 | $212,000 | $3,000,000 | $120,000 | $8,100,000 |
| Black or African American | 11,991 | $1,446,453,000 | $120,000 | $1,840,000 | $71,000 | $6,786,000 |
| Hispanic | 8,404 | $1,289,713,000 | $153,000 | $2,625,000 | $77,000 | $3,536,000 |
| Asian | 6,381 | $1,562,909,000 | $244,000 | $2,185,000 | $120,000 | $4,940,000 |
| Not applicable | 694 | $3,410,100,000 | $4,913,000 | $99,999,000 | $0 | $0 |
| American Indian or Alaskan Native | 466 | $66,977,000 | $143,000 | $900,000 | $80,000 | $959,000 |
| Native Hawaiian or Other Pacific Islander | 320 | $60,201,000 | $188,000 | $716,000 | $94,000 | $618,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 161,434 | $29,852,464,000 | $184,000 | $99,999,000 | $107,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 18,051 | $2,895,250,000 | $160,000 | $42,848,000 | $66,000 | $1,871,000 |
| VA-guaranteed (Veterans Administration) | 10,556 | $2,221,838,000 | $210,000 | $982,000 | $57,000 | $1,473,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,234 | $151,318,000 | $122,000 | $350,000 | $45,000 | $119,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 111,228 | $22,006,485,000 | $197,000 | $99,999,000 | $105,000 | $8,681,000 |
| Application Denied By Financial Institution | 69,453 | $10,860,946,000 | $156,000 | $33,150,000 | $92,000 | $9,999,000 |
| Application Approved But Not Accepted | 3,661 | $442,693,000 | $120,000 | $14,168,000 | $99,000 | $7,799,000 |
| Application Withdrawn By Applicant | 3,367 | $1,005,583,000 | $298,000 | $99,999,000 | $126,000 | $5,296,000 |
| Preapproval Denied by Financial Institution | 2,278 | $424,399,000 | $186,000 | $2,900,000 | $69,000 | $1,248,000 |
| File Closed For Incompleteness | 1,288 | $380,764,000 | $295,000 | $38,968,000 | $138,000 | $4,208,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 23,552 | $4,544,054,000 | $192,000 | $3,000,000 | $112,000 | $6,805,000 |
| Credit History | 15,664 | $1,321,691,000 | $84,000 | $10,000,000 | $67,000 | $2,650,000 |
| Debt-To-Income Ratio | 10,169 | $1,493,612,000 | $146,000 | $10,700,000 | $55,000 | $9,999,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9,764 | $1,417,755,000 | $145,000 | $3,000,000 | $97,000 | $5,172,000 |
| Collateral | 5,904 | $1,249,261,000 | $211,000 | $33,150,000 | $116,000 | $7,748,000 |
| Other | 4,917 | $953,709,000 | $193,000 | $6,555,000 | $106,000 | $7,870,000 |
| Unverifiable Information | 1,223 | $223,655,000 | $182,000 | $1,500,000 | $89,000 | $1,094,000 |
| Employment History | 532 | $80,405,000 | $151,000 | $1,081,000 | $62,000 | $1,871,000 |
| Mortgage Insurance Denied | 6 | $1,203,000 | $200,000 | $318,000 | $84,000 | $128,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pnc Bank, National Association's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pnc Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.