Pnc Bank, National Association 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pnc Bank, National Association 249 Fifth Ave. Ms P1-Popp-22-2 Wilmington, DE 15222 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 132,468 |
| Total Mortgage Loan Application Amount | $33,244,645,000 |
| Average Mortgage Loan Application Amount | $286,600 |
| Highest Mortgage Loan Application Amount | $82,005,000 |
| Average Applicant Income | $165,800 |
| Highest Applicant Income | $9,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Pnc Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pnc Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Pnc Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pnc Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Pnc Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pnc Bank, National Association's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 12,414 | $ 3,685,760,000 | $ 284,666 | $ 190,270 |
| PITTSBURGH, PA | 6,860 | $ 901,985,000 | $ 131,000 | $ 130,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 3,879 | $ 1,279,945,000 | $ 332,500 | $ 186,750 |
| NEW YORK-NEWARK, NY | 3,783 | $ 871,275,000 | $ 213,000 | $ 196,500 |
| CHICAGO-NAPERVILLE, IL | 3,756 | $ 641,075,000 | $ 170,000 | $ 145,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 2,896 | $ 578,540,000 | $ 199,000 | $ 158,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 2,705 | $ 873,595,000 | $ 351,000 | $ 244,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 2,624 | $ 299,330,000 | $ 114,000 | $ 112,000 |
| NEWARK, NJ-PA | 2,610 | $ 540,290,000 | $ 159,500 | $ 150,000 |
| CLEVELAND-ELYRIA, OH | 2,594 | $ 348,865,000 | $ 134,000 | $ 121,000 |
| DALLAS-PLANO-IRVING, TX | 2,461 | $ 571,800,000 | $ 232,000 | $ 180,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 2,454 | $ 510,600,000 | $ 208,000 | $ 191,000 |
| CINCINNATI, OH-KY-IN | 2,425 | $ 372,385,000 | $ 138,000 | $ 131,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 2,341 | $ 280,005,000 | $ 111,000 | $ 105,000 |
| COLUMBUS, OH | 2,287 | $ 342,685,000 | $ 149,000 | $ 124,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 2,237 | $ 473,325,000 | $ 211,000 | $ 198,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 2,234 | $ 466,940,000 | $ 209,000 | $ 145,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,919 | $ 1,455,435,000 | $ 758,000 | $ 413,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,671 | $ 411,830,000 | $ 246,000 | $ 182,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1,640 | $ 523,910,000 | $ 319,000 | $ 183,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 1,637 | $ 307,695,000 | $ 187,000 | $ 131,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,589 | $ 539,735,000 | $ 339,000 | $ 168,000 |
| CAMDEN, NJ | 1,521 | $ 198,115,000 | $ 130,000 | $ 144,000 |
| PHILADELPHIA, PA | 1,519 | $ 260,630,000 | $ 171,000 | $ 157,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 1,288 | $ 240,550,000 | $ 186,000 | $ 188,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 1,247 | $ 257,055,000 | $ 185,000 | $ 162,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,201 | $ 300,805,000 | $ 250,000 | $ 154,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,195 | $ 1,204,765,000 | $ 1,008,000 | $ 321,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1,130 | $ 135,100,000 | $ 117,500 | $ 117,500 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,123 | $ 259,275,000 | $ 230,000 | $ 196,000 |
| WILMINGTON, DE-MD-NJ | 1,096 | $ 143,060,000 | $ 117,000 | $ 133,333 |
| OAKLAND-HAYWARD-BERKELEY, CA | 1,084 | $ 763,780,000 | $ 704,000 | $ 330,000 |
| RALEIGH, NC | 1,070 | $ 219,510,000 | $ 205,000 | $ 162,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1,035 | $ 1,088,615,000 | $ 1,053,000 | $ 438,000 |
| FORT WORTH-ARLINGTON, TX | 1,007 | $ 190,475,000 | $ 189,000 | $ 144,000 |
| AUSTIN-ROUND ROCK, TX | 982 | $ 394,970,000 | $ 402,000 | $ 260,000 |
| DENVER-AURORA-LAKEWOOD, CO | 967 | $ 483,190,000 | $ 500,000 | $ 203,000 |
| ST. LOUIS, MO-IL | 951 | $ 117,275,000 | $ 115,500 | $ 115,500 |
| JACKSONVILLE, FL | 927 | $ 218,965,000 | $ 236,000 | $ 156,000 |
| AKRON, OH | 926 | $ 112,125,000 | $ 121,000 | $ 110,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 919 | $ 354,790,000 | $ 386,000 | $ 174,000 |
| BIRMINGHAM-HOOVER, AL | 802 | $ 112,135,000 | $ 139,000 | $ 149,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 793 | $ 101,535,000 | $ 128,000 | $ 104,000 |
| SALISBURY, MD-DE | 792 | $ 128,810,000 | $ 153,500 | $ 143,500 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 777 | $ 72,865,000 | $ 93,000 | $ 94,000 |
| SAN DIEGO-CARLSBAD, CA | 745 | $ 416,185,000 | $ 558,000 | $ 283,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 738 | $ 535,790,000 | $ 727,000 | $ 383,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 738 | $ 78,890,000 | $ 106,000 | $ 101,000 |
| PORT ST. LUCIE, FL | 733 | $ 103,375,000 | $ 141,000 | $ 108,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 704 | $ 396,870,000 | $ 563,000 | $ 307,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 661 | $ 701,595,000 | $ 1,061,000 | $ 487,000 |
| MOBILE, AL | 641 | $ 64,425,000 | $ 100,000 | $ 85,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 629 | $ 104,315,000 | $ 165,000 | $ 105,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 616 | $ 146,090,000 | $ 237,000 | $ 139,000 |
| TRENTON, NJ | 614 | $ 123,080,000 | $ 200,000 | $ 164,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 604 | $ 299,830,000 | $ 496,000 | $ 212,000 |
| LANCASTER, PA | 587 | $ 77,185,000 | $ 131,000 | $ 120,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 585 | $ 55,665,000 | $ 100,000 | $ 91,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 555 | $ 118,965,000 | $ 214,000 | $ 118,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 535 | $ 90,655,000 | $ 220,500 | $ 143,500 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 523 | $ 91,190,000 | $ 163,500 | $ 155,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 501 | $ 177,635,000 | $ 354,000 | $ 368,000 |
| ELGIN, IL | 489 | $ 126,105,000 | $ 257,000 | $ 125,000 |
| GRAND RAPIDS-WYOMING, MI | 471 | $ 89,025,000 | $ 189,000 | $ 156,000 |
| TOLEDO, OH | 468 | $ 60,815,000 | $ 130,000 | $ 114,000 |
| FORT WAYNE, IN | 467 | $ 47,395,000 | $ 101,000 | $ 88,000 |
| LEXINGTON-FAYETTE, KY | 457 | $ 59,865,000 | $ 130,000 | $ 101,000 |
| ERIE, PA | 450 | $ 45,300,000 | $ 100,000 | $ 94,000 |
| HUNTSVILLE, AL | 440 | $ 100,950,000 | $ 229,000 | $ 107,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 431 | $ 75,355,000 | $ 174,000 | $ 136,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 428 | $ 63,110,000 | $ 147,000 | $ 112,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 410 | $ 241,640,000 | $ 589,000 | $ 188,000 |
| HARRISBURG-CARLISLE, PA | 390 | $ 57,070,000 | $ 146,000 | $ 139,000 |
| DURHAM-CHAPEL HILL, NC | 382 | $ 114,790,000 | $ 300,000 | $ 134,000 |
| CANTON-MASSILLON, OH | 380 | $ 41,600,000 | $ 109,000 | $ 100,000 |
| YORK-HANOVER, PA | 356 | $ 40,820,000 | $ 114,000 | $ 107,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 350 | $ 59,590,000 | $ 172,000 | $ 130,500 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 349 | $ 120,165,000 | $ 344,000 | $ 219,000 |
| CAPE CORAL-FORT MYERS, FL | 338 | $ 84,520,000 | $ 250,000 | $ 177,000 |
| MCALLEN-EDINBURG-MISSION, TX | 329 | $ 54,975,000 | $ 167,000 | $ 108,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 328 | $ 46,850,000 | $ 142,000 | $ 147,000 |
| TUCSON, AZ | 326 | $ 58,810,000 | $ 180,000 | $ 132,000 |
| LANSING-EAST LANSING, MI | 312 | $ 40,020,000 | $ 128,000 | $ 101,000 |
| GREENSBORO-HIGH POINT, NC | 309 | $ 39,505,000 | $ 127,000 | $ 112,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 309 | $ 123,905,000 | $ 400,000 | $ 294,000 |
| EAST STROUDSBURG, PA | 308 | $ 32,300,000 | $ 104,000 | $ 120,000 |
| SEBASTIAN-VERO BEACH, FL | 301 | $ 49,265,000 | $ 163,000 | $ 121,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 293 | $ 83,665,000 | $ 285,000 | $ 209,000 |
| FAYETTEVILLE, NC | 286 | $ 28,540,000 | $ 99,000 | $ 85,000 |
| PEORIA, IL | 280 | $ 30,300,000 | $ 108,000 | $ 120,000 |
| ANN ARBOR, MI | 273 | $ 51,105,000 | $ 187,000 | $ 162,000 |
| LAREDO, TX | 270 | $ 29,530,000 | $ 109,000 | $ 103,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 262 | $ 27,890,000 | $ 105,500 | $ 110,500 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 261 | $ 110,605,000 | $ 347,000 | $ 195,500 |
| WILMINGTON, NC | 257 | $ 49,975,000 | $ 194,000 | $ 155,000 |
| OCALA, FL | 253 | $ 39,825,000 | $ 157,000 | $ 93,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 252 | $ 88,770,000 | $ 352,000 | $ 231,000 |
| ASHEVILLE, NC | 250 | $ 49,310,000 | $ 197,000 | $ 124,000 |
| BLOOMINGTON, IL | 248 | $ 29,380,000 | $ 118,000 | $ 104,000 |
| GARY, IN | 244 | $ 27,120,000 | $ 111,000 | $ 113,000 |
| OCEAN CITY, NJ | 244 | $ 78,970,000 | $ 323,000 | $ 324,000 |
| KALAMAZOO-PORTAGE, MI | 240 | $ 30,230,000 | $ 125,000 | $ 117,000 |
| DOVER, DE | 238 | $ 28,000,000 | $ 117,000 | $ 114,000 |
| ALBUQUERQUE, NM | 237 | $ 34,855,000 | $ 147,000 | $ 136,000 |
| STOCKTON-LODI, CA | 237 | $ 51,895,000 | $ 218,000 | $ 166,000 |
| GETTYSBURG, PA | 229 | $ 29,625,000 | $ 129,000 | $ 128,000 |
| MONTGOMERY, AL | 226 | $ 23,120,000 | $ 102,000 | $ 86,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 213 | $ 26,505,000 | $ 147,500 | $ 152,500 |
| RICHMOND, VA | 201 | $ 33,675,000 | $ 167,000 | $ 151,000 |
| SPRINGFIELD, IL | 201 | $ 23,155,000 | $ 115,000 | $ 96,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 200 | $ 89,740,000 | $ 255,500 | $ 138,500 |
| KANSAS CITY, MO-KS | 198 | $ 158,590,000 | $ 834,500 | $ 166,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 188 | $ 47,710,000 | $ 253,000 | $ 111,000 |
| BOSTON, MA | 187 | $ 51,025,000 | $ 272,000 | $ 203,000 |
| BROWNSVILLE-HARLINGEN, TX | 187 | $ 21,675,000 | $ 115,000 | $ 104,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 183 | $ 67,375,000 | $ 368,000 | $ 234,000 |
| EL PASO, TX | 181 | $ 20,515,000 | $ 113,000 | $ 143,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 179 | $ 29,825,000 | $ 166,000 | $ 130,000 |
| ROCKY MOUNT, NC | 174 | $ 17,570,000 | $ 100,000 | $ 90,000 |
| LAKELAND-WINTER HAVEN, FL | 172 | $ 23,060,000 | $ 134,000 | $ 113,000 |
| MUSKEGON, MI | 172 | $ 15,210,000 | $ 88,000 | $ 76,000 |
| WINSTON-SALEM, NC | 163 | $ 21,285,000 | $ 130,000 | $ 115,000 |
| ROCKFORD, IL | 162 | $ 14,550,000 | $ 89,000 | $ 82,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 158 | $ 72,450,000 | $ 458,000 | $ 260,000 |
| MODESTO, CA | 151 | $ 30,655,000 | $ 203,000 | $ 211,000 |
| DECATUR, AL | 147 | $ 18,985,000 | $ 129,000 | $ 94,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 144 | $ 12,940,000 | $ 98,666 | $ 86,000 |
| MONROE, MI | 140 | $ 14,220,000 | $ 101,000 | $ 97,000 |
| COLORADO SPRINGS, CO | 138 | $ 64,510,000 | $ 467,000 | $ 244,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 136 | $ 56,260,000 | $ 413,000 | $ 500,000 |
| MORGANTOWN, WV | 135 | $ 24,895,000 | $ 184,000 | $ 119,000 |
| AUBURN-OPELIKA, AL | 133 | $ 22,325,000 | $ 167,000 | $ 134,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 131 | $ 15,975,000 | $ 121,000 | $ 142,000 |
| SPRINGFIELD, OH | 131 | $ 18,885,000 | $ 144,000 | $ 88,000 |
| SAN RAFAEL, CA | 130 | $ 110,790,000 | $ 852,000 | $ 451,000 |
| FRESNO, CA | 128 | $ 31,510,000 | $ 246,000 | $ 199,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 126 | $ 34,850,000 | $ 276,000 | $ 216,000 |
| BOWLING GREEN, KY | 122 | $ 14,700,000 | $ 120,000 | $ 121,000 |
| HICKORY-LENOIR-MORGANTON, NC | 122 | $ 18,900,000 | $ 154,000 | $ 102,000 |
| PROVIDENCE-WARWICK, RI-MA | 122 | $ 24,920,000 | $ 214,500 | $ 157,000 |
| COLUMBIA, SC | 120 | $ 63,480,000 | $ 529,000 | $ 143,000 |
| TUSCALOOSA, AL | 120 | $ 13,210,000 | $ 110,000 | $ 83,000 |
| KILLEEN-TEMPLE, TX | 117 | $ 17,555,000 | $ 150,000 | $ 117,000 |
| STATE COLLEGE, PA | 117 | $ 13,385,000 | $ 114,000 | $ 125,000 |
| CHAMPAIGN-URBANA, IL | 114 | $ 13,340,000 | $ 117,000 | $ 107,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 112 | $ 14,360,000 | $ 128,000 | $ 114,000 |
| SAGINAW, MI | 112 | $ 11,530,000 | $ 102,000 | $ 90,000 |
| KOKOMO, IN | 107 | $ 8,865,000 | $ 82,000 | $ 77,000 |
| BEAUMONT-PORT ARTHUR, TX | 106 | $ 14,160,000 | $ 133,000 | $ 219,000 |
| BOULDER, CO | 106 | $ 55,670,000 | $ 525,000 | $ 301,000 |
| SALT LAKE CITY, UT | 105 | $ 43,065,000 | $ 410,000 | $ 165,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 104 | $ 10,700,000 | $ 96,000 | $ 84,000 |
| GAINESVILLE, FL | 99 | $ 14,435,000 | $ 145,000 | $ 147,000 |
| READING, PA | 99 | $ 9,925,000 | $ 100,000 | $ 123,000 |
| FLINT, MI | 95 | $ 13,335,000 | $ 140,000 | $ 95,000 |
| GREENVILLE, NC | 91 | $ 11,975,000 | $ 131,000 | $ 109,000 |
| MICHIGAN CITY-LA PORTE, IN | 91 | $ 9,895,000 | $ 108,000 | $ 91,000 |
| MEMPHIS, TN-MS-AR | 90 | $ 17,210,000 | $ 252,666 | $ 126,000 |
| FORT COLLINS, CO | 89 | $ 19,375,000 | $ 217,000 | $ 164,000 |
| PUNTA GORDA, FL | 89 | $ 27,205,000 | $ 305,000 | $ 134,000 |
| JACKSONVILLE, NC | 87 | $ 11,875,000 | $ 136,000 | $ 95,000 |
| MERCED, CA | 87 | $ 13,725,000 | $ 157,000 | $ 142,000 |
| SANTA MARIA-SANTA BARBARA, CA | 87 | $ 138,335,000 | $ 1,590,000 | $ 586,000 |
| TACOMA-LAKEWOOD, WA | 86 | $ 22,170,000 | $ 257,000 | $ 230,000 |
| KANKAKEE, IL | 85 | $ 8,155,000 | $ 95,000 | $ 104,000 |
| NEW BERN, NC | 85 | $ 11,685,000 | $ 137,000 | $ 90,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 83 | $ 8,645,000 | $ 104,000 | $ 86,000 |
| GREELEY, CO | 83 | $ 11,665,000 | $ 140,000 | $ 129,000 |
| KNOXVILLE, TN | 80 | $ 13,930,000 | $ 174,000 | $ 191,000 |
| OKLAHOMA CITY, OK | 78 | $ 12,790,000 | $ 163,000 | $ 131,000 |
| WACO, TX | 77 | $ 12,045,000 | $ 156,000 | $ 113,000 |
| HOMOSASSA SPRINGS, FL | 76 | $ 10,670,000 | $ 140,000 | $ 84,000 |
| SAVANNAH, GA | 76 | $ 12,200,000 | $ 160,000 | $ 125,000 |
| WORCESTER, MA-CT | 76 | $ 14,620,000 | $ 164,000 | $ 121,000 |
| CORPUS CHRISTI, TX | 75 | $ 10,005,000 | $ 133,000 | $ 169,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 73 | $ 13,055,000 | $ 178,000 | $ 152,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 71 | $ 15,515,000 | $ 218,000 | $ 148,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 70 | $ 5,220,000 | $ 74,000 | $ 82,000 |
| DECATUR, IL | 69 | $ 6,565,000 | $ 95,000 | $ 70,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 68 | $ 10,300,000 | $ 158,000 | $ 144,000 |
| BURLINGTON, NC | 68 | $ 9,100,000 | $ 133,000 | $ 120,000 |
| JACKSON, MI | 68 | $ 7,890,000 | $ 116,000 | $ 101,000 |
| BAY CITY, MI | 67 | $ 10,815,000 | $ 161,000 | $ 69,000 |
| NEW HAVEN-MILFORD, CT | 65 | $ 9,545,000 | $ 146,000 | $ 140,000 |
| SANTA ROSA, CA | 65 | $ 50,095,000 | $ 770,000 | $ 359,000 |
| BATTLE CREEK, MI | 64 | $ 5,810,000 | $ 90,000 | $ 88,000 |
| VINELAND-BRIDGETON, NJ | 64 | $ 6,880,000 | $ 107,000 | $ 100,000 |
| BOISE CITY, ID | 63 | $ 21,565,000 | $ 342,000 | $ 220,000 |
| BAKERSFIELD, CA | 62 | $ 20,190,000 | $ 325,000 | $ 126,000 |
| ELKHART-GOSHEN, IN | 62 | $ 6,370,000 | $ 102,000 | $ 97,000 |
| PROVO-OREM, UT | 62 | $ 12,160,000 | $ 196,000 | $ 172,000 |
| SPARTANBURG, SC | 62 | $ 9,870,000 | $ 159,000 | $ 107,000 |
| LAS CRUCES, NM | 61 | $ 9,355,000 | $ 153,000 | $ 149,000 |
| THE VILLAGES, FL | 61 | $ 14,385,000 | $ 235,000 | $ 145,000 |
| GAINESVILLE, GA | 60 | $ 11,910,000 | $ 198,000 | $ 211,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 59 | $ 9,685,000 | $ 164,000 | $ 148,000 |
| DOTHAN, AL | 58 | $ 5,680,000 | $ 97,000 | $ 74,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 58 | $ 191,510,000 | $ 3,301,000 | $ 428,000 |
| WHEELING, WV-OH | 58 | $ 5,580,000 | $ 97,500 | $ 100,500 |
| FLORENCE-MUSCLE SHOALS, AL | 56 | $ 6,580,000 | $ 117,000 | $ 107,000 |
| ROCHESTER, NY | 56 | $ 4,680,000 | $ 83,000 | $ 124,000 |
| LUBBOCK, TX | 54 | $ 7,180,000 | $ 132,000 | $ 114,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 52 | $ 8,300,000 | $ 159,000 | $ 108,000 |
| COLUMBUS, IN | 52 | $ 5,720,000 | $ 110,000 | $ 109,000 |
| PORTLAND-SOUTH PORTLAND, ME | 52 | $ 10,910,000 | $ 209,000 | $ 147,000 |
| TULSA, OK | 52 | $ 12,660,000 | $ 243,000 | $ 140,000 |
| VALLEJO-FAIRFIELD, CA | 52 | $ 11,110,000 | $ 213,000 | $ 158,000 |
| CHATTANOOGA, TN-GA | 48 | $ 10,600,000 | $ 199,500 | $ 148,000 |
| LEBANON, PA | 48 | $ 5,450,000 | $ 113,000 | $ 110,000 |
| LONGVIEW, TX | 48 | $ 4,920,000 | $ 102,000 | $ 96,000 |
| TYLER, TX | 48 | $ 7,700,000 | $ 160,000 | $ 147,000 |
| LYNCHBURG, VA | 45 | $ 7,225,000 | $ 160,000 | $ 121,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 45 | $ 6,825,000 | $ 128,000 | $ 167,500 |
| SALINAS, CA | 44 | $ 17,130,000 | $ 389,000 | $ 251,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 43 | $ 5,015,000 | $ 116,000 | $ 117,000 |
| WILLIAMSPORT, PA | 43 | $ 4,955,000 | $ 115,000 | $ 96,000 |
| SHERMAN-DENISON, TX | 42 | $ 5,350,000 | $ 127,000 | $ 115,000 |
| BLOOMSBURG-BERWICK, PA | 41 | $ 4,205,000 | $ 102,000 | $ 89,000 |
| CHARLOTTESVILLE, VA | 41 | $ 9,535,000 | $ 232,000 | $ 194,000 |
| OWENSBORO, KY | 41 | $ 4,365,000 | $ 106,000 | $ 139,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 41 | $ 17,915,000 | $ 436,000 | $ 272,000 |
| SIERRA VISTA-DOUGLAS, AZ | 41 | $ 4,615,000 | $ 112,000 | $ 94,000 |
| NILES-BENTON HARBOR, MI | 40 | $ 8,370,000 | $ 209,000 | $ 163,000 |
| COLLEGE STATION-BRYAN, TX | 39 | $ 5,665,000 | $ 145,000 | $ 127,000 |
| SANTA CRUZ-WATSONVILLE, CA | 39 | $ 42,085,000 | $ 1,079,000 | $ 611,000 |
| FLORENCE, SC | 38 | $ 4,190,000 | $ 110,000 | $ 84,000 |
| OGDEN-CLEARFIELD, UT | 38 | $ 17,040,000 | $ 448,000 | $ 125,000 |
| WINCHESTER, VA-WV | 38 | $ 5,170,000 | $ 161,000 | $ 275,500 |
| MUNCIE, IN | 37 | $ 2,665,000 | $ 72,000 | $ 67,000 |
| RACINE, WI | 37 | $ 6,355,000 | $ 171,000 | $ 111,000 |
| ROANOKE, VA | 37 | $ 6,985,000 | $ 188,000 | $ 138,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 35 | $ 3,935,000 | $ 112,000 | $ 116,000 |
| GOLDSBORO, NC | 34 | $ 3,030,000 | $ 89,000 | $ 82,000 |
| MANSFIELD, OH | 34 | $ 3,140,000 | $ 92,000 | $ 84,000 |
| GADSDEN, AL | 33 | $ 3,185,000 | $ 96,000 | $ 87,000 |
| MANCHESTER-NASHUA, NH | 33 | $ 5,295,000 | $ 160,000 | $ 164,000 |
| MIDLAND, MI | 33 | $ 3,435,000 | $ 104,000 | $ 109,000 |
| BREMERTON-SILVERDALE, WA | 32 | $ 9,760,000 | $ 305,000 | $ 237,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 32 | $ 2,190,000 | $ 68,000 | $ 90,000 |
| PANAMA CITY, FL | 32 | $ 9,590,000 | $ 299,000 | $ 231,000 |
| COLUMBUS, GA-AL | 31 | $ 3,165,000 | $ 108,500 | $ 103,500 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 31 | $ 6,475,000 | $ 208,000 | $ 224,000 |
| SPRINGFIELD, MA | 31 | $ 4,285,000 | $ 138,000 | $ 118,000 |
| BARNSTABLE TOWN, MA | 30 | $ 15,750,000 | $ 525,000 | $ 530,000 |
| BEND-REDMOND, OR | 30 | $ 9,650,000 | $ 321,000 | $ 266,000 |
| JOHNSTOWN, PA | 30 | $ 4,540,000 | $ 151,000 | $ 107,000 |
| KINGSTON, NY | 30 | $ 5,460,000 | $ 182,000 | $ 112,000 |
| ALBANY-SCHENECTADY-TROY, NY | 29 | $ 5,685,000 | $ 196,000 | $ 139,000 |
| SPOKANE-SPOKANE VALLEY, WA | 28 | $ 6,040,000 | $ 215,000 | $ 163,000 |
| OLYMPIA-TUMWATER, WA | 27 | $ 5,495,000 | $ 203,000 | $ 185,000 |
| SANTA FE, NM | 27 | $ 7,545,000 | $ 279,000 | $ 148,000 |
| SPRINGFIELD, MO | 27 | $ 2,105,000 | $ 77,000 | $ 119,000 |
| CHICO, CA | 26 | $ 3,090,000 | $ 118,000 | $ 152,000 |
| DES MOINES-WEST DES MOINES, IA | 26 | $ 4,480,000 | $ 172,000 | $ 167,000 |
| GREEN BAY, WI | 26 | $ 1,960,000 | $ 75,000 | $ 115,000 |
| ATHENS-CLARKE COUNTY, GA | 25 | $ 3,575,000 | $ 143,000 | $ 152,000 |
| BLOOMINGTON, IN | 25 | $ 3,115,000 | $ 124,000 | $ 87,000 |
| NAPA, CA | 25 | $ 14,635,000 | $ 585,000 | $ 363,000 |
| TERRE HAUTE, IN | 25 | $ 2,565,000 | $ 102,000 | $ 102,000 |
| VISALIA-PORTERVILLE, CA | 25 | $ 7,585,000 | $ 303,000 | $ 116,000 |
| ABILENE, TX | 24 | $ 3,400,000 | $ 141,000 | $ 136,000 |
| MADISON, WI | 24 | $ 5,010,000 | $ 208,000 | $ 152,000 |
| WARNER ROBINS, GA | 24 | $ 3,650,000 | $ 152,000 | $ 112,000 |
| WICHITA, KS | 24 | $ 4,030,000 | $ 167,000 | $ 147,000 |
| FLAGSTAFF, AZ | 23 | $ 6,135,000 | $ 266,000 | $ 203,000 |
| EUGENE, OR | 22 | $ 4,420,000 | $ 200,000 | $ 131,000 |
| TALLAHASSEE, FL | 22 | $ 2,630,000 | $ 119,000 | $ 127,000 |
| BELLINGHAM, WA | 21 | $ 10,245,000 | $ 487,000 | $ 215,000 |
| RENO, NV | 21 | $ 51,425,000 | $ 2,448,000 | $ 354,000 |
| ALTOONA, PA | 20 | $ 1,990,000 | $ 99,000 | $ 96,000 |
| EVANSVILLE, IN-KY | 20 | $ 10,410,000 | $ 361,500 | $ 102,000 |
| KENNEWICK-RICHLAND, WA | 20 | $ 2,670,000 | $ 133,000 | $ 130,000 |
| NEW ORLEANS-METAIRIE, LA | 20 | $ 6,330,000 | $ 316,000 | $ 305,000 |
| NORWICH-NEW LONDON, CT | 20 | $ 3,250,000 | $ 162,000 | $ 141,000 |
| ODESSA, TX | 20 | $ 4,070,000 | $ 203,000 | $ 94,000 |
| SYRACUSE, NY | 20 | $ 7,530,000 | $ 376,000 | $ 124,000 |
| CUMBERLAND, MD-WV | 19 | $ 2,045,000 | $ 107,000 | $ 62,000 |
| REDDING, CA | 19 | $ 3,765,000 | $ 198,000 | $ 116,000 |
| SALEM, OR | 19 | $ 1,615,000 | $ 85,000 | $ 126,000 |
| APPLETON, WI | 18 | $ 1,650,000 | $ 91,000 | $ 152,000 |
| BRUNSWICK, GA | 18 | $ 2,970,000 | $ 165,000 | $ 145,000 |
| CLARKSVILLE, TN-KY | 18 | $ 3,790,000 | $ 229,500 | $ 129,500 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 18 | $ 1,840,000 | $ 94,500 | $ 100,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 18 | $ 1,630,000 | $ 82,500 | $ 90,500 |
| MIDLAND, TX | 18 | $ 6,670,000 | $ 370,000 | $ 273,000 |
| BATON ROUGE, LA | 17 | $ 4,255,000 | $ 250,000 | $ 173,000 |
| MADERA, CA | 17 | $ 2,885,000 | $ 169,000 | $ 220,000 |
| BILLINGS, MT | 16 | $ 5,190,000 | $ 324,000 | $ 202,000 |
| COEUR D'ALENE, ID | 16 | $ 7,810,000 | $ 488,000 | $ 122,000 |
| MACON-BIBB COUNTY, GA | 16 | $ 1,730,000 | $ 108,000 | $ 138,000 |
| CHARLESTON, WV | 15 | $ 2,135,000 | $ 142,000 | $ 115,000 |
| JACKSON, TN | 15 | $ 1,655,000 | $ 110,000 | $ 84,000 |
| LINCOLN, NE | 15 | $ 2,445,000 | $ 163,000 | $ 163,000 |
| SAN ANGELO, TX | 15 | $ 1,845,000 | $ 123,000 | $ 62,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 14 | $ 1,680,000 | $ 120,000 | $ 133,000 |
| COLUMBIA, MO | 14 | $ 2,820,000 | $ 201,000 | $ 144,000 |
| AMARILLO, TX | 13 | $ 1,815,000 | $ 139,000 | $ 132,000 |
| BANGOR, ME | 13 | $ 1,765,000 | $ 135,000 | $ 122,000 |
| CEDAR RAPIDS, IA | 13 | $ 1,205,000 | $ 92,000 | $ 117,000 |
| MOUNT VERNON-ANACORTES, WA | 13 | $ 3,385,000 | $ 260,000 | $ 180,000 |
| SEBRING, FL | 13 | $ 1,325,000 | $ 101,000 | $ 74,000 |
| SHEBOYGAN, WI | 13 | $ 1,235,000 | $ 95,000 | $ 110,000 |
| YUBA CITY, CA | 13 | $ 1,675,000 | $ 128,000 | $ 148,000 |
| HARRISONBURG, VA | 12 | $ 1,610,000 | $ 134,000 | $ 82,000 |
| JOPLIN, MO | 12 | $ 1,780,000 | $ 148,000 | $ 128,000 |
| MEDFORD, OR | 12 | $ 1,830,000 | $ 152,000 | $ 110,000 |
| ROME, GA | 12 | $ 1,900,000 | $ 158,000 | $ 109,000 |
| TOPEKA, KS | 12 | $ 1,140,000 | $ 95,000 | $ 80,000 |
| YUMA, AZ | 12 | $ 2,070,000 | $ 172,000 | $ 129,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 11 | $ 2,165,000 | $ 196,000 | $ 139,000 |
| GRAND JUNCTION, CO | 11 | $ 1,325,000 | $ 120,000 | $ 164,000 |
| JANESVILLE-BELOIT, WI | 11 | $ 1,915,000 | $ 174,000 | $ 112,000 |
| JOHNSON CITY, TN | 11 | $ 1,335,000 | $ 121,000 | $ 97,000 |
| PUEBLO, CO | 11 | $ 1,055,000 | $ 95,000 | $ 114,000 |
| ST. GEORGE, UT | 11 | $ 2,215,000 | $ 201,000 | $ 94,000 |
| URBAN HONOLULU, HI | 11 | $ 17,960,000 | $ 1,796,000 | $ 420,000 |
| ALBANY, OR | 10 | $ 5,490,000 | $ 549,000 | $ 108,000 |
| DANVILLE, IL | 10 | $ 700,000 | $ 70,000 | $ 74,000 |
| FORT SMITH, AR-OK | 10 | $ 1,780,000 | $ 160,000 | $ 133,500 |
| IDAHO FALLS, ID | 10 | $ 1,540,000 | $ 154,000 | $ 153,000 |
| JEFFERSON CITY, MO | 10 | $ 1,860,000 | $ 186,000 | $ 126,000 |
| MISSOULA, MT | 10 | $ 3,190,000 | $ 319,000 | $ 145,000 |
| STAUNTON-WAYNESBORO, VA | 10 | $ 2,230,000 | $ 223,000 | $ 134,000 |
| CARBONDALE-MARION, IL | 9 | $ 645,000 | $ 71,000 | $ 76,000 |
| DULUTH, MN-WI | 9 | $ 1,005,000 | $ 165,500 | $ 108,000 |
| OSHKOSH-NEENAH, WI | 9 | $ 1,435,000 | $ 159,000 | $ 229,000 |
| SUMTER, SC | 9 | $ 665,000 | $ 73,000 | $ 63,000 |
| TEXARKANA, TX-AR | 9 | $ 895,000 | $ 96,500 | $ 105,500 |
| BECKLEY, WV | 8 | $ 1,910,000 | $ 238,000 | $ 178,000 |
| CLEVELAND, TN | 8 | $ 700,000 | $ 87,000 | $ 92,000 |
| EL CENTRO, CA | 8 | $ 590,000 | $ 73,000 | $ 232,000 |
| FARGO, ND-MN | 8 | $ 1,480,000 | $ 296,000 | $ 126,000 |
| FARMINGTON, NM | 8 | $ 700,000 | $ 87,000 | $ 137,000 |
| FOND DU LAC, WI | 8 | $ 750,000 | $ 93,000 | $ 63,000 |
| HINESVILLE, GA | 8 | $ 1,390,000 | $ 173,000 | $ 108,000 |
| VALDOSTA, GA | 8 | $ 1,300,000 | $ 162,000 | $ 84,000 |
| WICHITA FALLS, TX | 8 | $ 1,360,000 | $ 170,000 | $ 141,000 |
| CAPE GIRARDEAU, MO-IL | 7 | $ 1,065,000 | $ 152,000 | $ 103,000 |
| DUBUQUE, IA | 7 | $ 595,000 | $ 85,000 | $ 78,000 |
| HOT SPRINGS, AR | 7 | $ 1,695,000 | $ 242,000 | $ 149,000 |
| MANHATTAN, KS | 7 | $ 795,000 | $ 113,000 | $ 288,000 |
| MORRISTOWN, TN | 7 | $ 735,000 | $ 105,000 | $ 99,000 |
| PARKERSBURG-VIENNA, WV | 7 | $ 1,755,000 | $ 250,000 | $ 171,000 |
| PITTSFIELD, MA | 7 | $ 3,725,000 | $ 532,000 | $ 1,257,000 |
| EAU CLAIRE, WI | 6 | $ 1,050,000 | $ 175,000 | $ 97,000 |
| LAFAYETTE, LA | 6 | $ 1,960,000 | $ 326,000 | $ 213,000 |
| LAKE CHARLES, LA | 6 | $ 2,070,000 | $ 345,000 | $ 89,000 |
| LOGAN, UT-ID | 6 | $ 480,000 | $ 58,000 | $ 45,500 |
| ROCHESTER, MN | 6 | $ 1,130,000 | $ 188,000 | $ 121,000 |
| SHREVEPORT-BOSSIER CITY, LA | 6 | $ 1,100,000 | $ 183,000 | $ 109,000 |
| SIOUX CITY, IA-NE-SD | 6 | $ 630,000 | $ 105,000 | $ 135,000 |
| VICTORIA, TX | 6 | $ 32,870,000 | $ 5,478,000 | $ 138,000 |
| BINGHAMTON, NY | 5 | $ 1,095,000 | $ 219,000 | $ 102,000 |
| BISMARCK, ND | 5 | $ 625,000 | $ 125,000 | $ 83,000 |
| CORVALLIS, OR | 5 | $ 1,155,000 | $ 231,000 | $ 126,000 |
| GRANTS PASS, OR | 5 | $ 915,000 | $ 183,000 | $ 91,000 |
| ITHACA, NY | 5 | $ 1,265,000 | $ 253,000 | $ 146,000 |
| JACKSON, MS | 5 | $ 1,365,000 | $ 273,000 | $ 119,000 |
| JONESBORO, AR | 5 | $ 675,000 | $ 135,000 | $ 139,000 |
| LEWISTON-AUBURN, ME | 5 | $ 555,000 | $ 111,000 | $ 98,000 |
| LONGVIEW, WA | 5 | $ 505,000 | $ 101,000 | $ 183,000 |
| ST. JOSEPH, MO-KS | 5 | $ 475,000 | $ 95,000 | $ 129,000 |
| WALLA WALLA, WA | 5 | $ 675,000 | $ 135,000 | $ 113,000 |
| YAKIMA, WA | 5 | $ 1,155,000 | $ 231,000 | $ 118,000 |
| GLENS FALLS, NY | 4 | $ 740,000 | $ 185,000 | $ 226,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 4 | $ 670,000 | $ 167,000 | $ 109,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 4 | $ 6,820,000 | $ 1,705,000 | $ 984,000 |
| LAWTON, OK | 4 | $ 640,000 | $ 160,000 | $ 126,000 |
| WATERTOWN-FORT DRUM, NY | 4 | $ 1,010,000 | $ 252,000 | $ 166,000 |
| WAUSAU, WI | 4 | $ 450,000 | $ 112,000 | $ 104,000 |
| WENATCHEE, WA | 4 | $ 700,000 | $ 175,000 | $ 202,000 |
| ANCHORAGE, AK | 3 | $ 1,235,000 | $ 411,000 | $ 336,000 |
| CASPER, WY | 3 | $ 705,000 | $ 235,000 | $ 127,000 |
| CHEYENNE, WY | 3 | $ 405,000 | $ 135,000 | $ 90,000 |
| DALTON, GA | 3 | $ 305,000 | $ 101,000 | $ 100,000 |
| ELMIRA, NY | 3 | $ 655,000 | $ 218,000 | $ 104,000 |
| FAIRBANKS, AK | 3 | $ 1,315,000 | $ 438,000 | $ 155,000 |
| GRAND FORKS, ND-MN | 3 | $ 1,245,000 | $ 327,500 | $ 243,500 |
| HANFORD-CORCORAN, CA | 3 | $ 435,000 | $ 145,000 | $ 61,000 |
| HATTIESBURG, MS | 3 | $ 655,000 | $ 218,000 | $ 150,000 |
| LAWRENCE, KS | 3 | $ 185,000 | $ 61,000 | $ 123,000 |
| LIMA, OH | 3 | $ 525,000 | $ 175,000 | $ 191,000 |
| PINE BLUFF, AR | 3 | $ 195,000 | $ 65,000 | $ 63,000 |
| TWIN FALLS, ID | 3 | $ 245,000 | $ 81,000 | $ 80,000 |
| UTICA-ROME, NY | 3 | $ 155,000 | $ 51,000 | $ 113,000 |
| ALBANY, GA | 2 | $ 780,000 | $ 390,000 | $ 504,000 |
| AMES, IA | 2 | $ 190,000 | $ 95,000 | $ 37,000 |
| ENID, OK | 2 | $ 100,000 | $ 50,000 | $ 44,000 |
| GRAND ISLAND, NE | 2 | $ 100,000 | $ 50,000 | $ 61,000 |
| LA CROSSE-ONALASKA, WI-MN | 2 | $ 620,000 | $ 310,000 | $ 159,000 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 560,000 | $ 280,000 | $ 137,000 |
| MONROE, LA | 2 | $ 330,000 | $ 165,000 | $ 101,000 |
| POCATELLO, ID | 2 | $ 240,000 | $ 120,000 | $ 54,000 |
| ST. CLOUD, MN | 2 | $ 470,000 | $ 235,000 | $ 71,000 |
| GREAT FALLS, MT | 1 | $ 135,000 | $ 135,000 | $ 10,000 |
| HOUMA-THIBODAUX, LA | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| IOWA CITY, IA | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| LEWISTON, ID-WA | 1 | $ 95,000 | $ 95,000 | $ 78,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 41,859 | $6,026,295,000 | $143,000 | $27,005,000 | $153,000 | $9,260,000 |
| Home Improvement | 38,074 | $5,049,970,000 | $132,000 | $71,505,000 | $151,000 | $9,800,000 |
| Home Purchase | 25,975 | $14,362,440,000 | $552,000 | $80,935,000 | $227,000 | $9,395,000 |
| Refinancing | 24,281 | $7,086,545,000 | $291,000 | $82,005,000 | $158,000 | $9,260,000 |
| Cash-out Refinancing | 2,279 | $719,395,000 | $315,000 | $9,955,000 | $140,000 | $7,913,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 81,171 | $15,524,825,000 | $191,000 | $14,985,000 | $159,000 | $9,395,000 |
| Not Provided | 17,695 | $5,411,715,000 | $305,000 | $27,005,000 | $214,000 | $8,644,000 |
| Hispanic | 11,873 | $1,948,980,000 | $164,000 | $13,005,000 | $134,000 | $9,800,000 |
| Black or African American | 10,245 | $1,366,180,000 | $133,000 | $17,505,000 | $115,000 | $8,700,000 |
| Asian | 7,867 | $3,944,505,000 | $501,000 | $10,005,000 | $243,000 | $8,538,000 |
| American Indian or Alaskan Native | 700 | $107,190,000 | $153,000 | $3,005,000 | $120,000 | $1,821,000 |
| Not applicable | 510 | $3,728,995,000 | $7,443,000 | $82,005,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 106 | $17,110,000 | $161,000 | $2,315,000 | $146,000 | $808,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 129,962 | $32,428,420,000 | $249,000 | $82,005,000 | $169,000 | $9,800,000 |
| FHA-insured (Federal Housing Administration) | 1,893 | $633,980,000 | $335,000 | $42,155,000 | $80,000 | $1,751,000 |
| VA-guaranteed (Veterans Administration) | 518 | $157,240,000 | $303,000 | $1,505,000 | $108,000 | $800,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 95 | $25,005,000 | $263,000 | $1,785,000 | $63,000 | $127,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 66,913 | $18,087,175,000 | $270,000 | $82,005,000 | $187,000 | $9,260,000 |
| Application Denied By Financial Institution | 35,038 | $5,681,910,000 | $162,000 | $27,005,000 | $118,000 | $9,800,000 |
| Application Withdrawn By Applicant | 15,843 | $5,029,035,000 | $317,000 | $64,775,000 | $180,000 | $9,260,000 |
| File Closed For Incompleteness | 8,920 | $1,603,505,000 | $179,000 | $8,585,000 | $168,000 | $8,140,000 |
| Preapproval Approved but not Accepted | 2,533 | $1,947,005,000 | $768,000 | $7,005,000 | $249,000 | $8,538,000 |
| Application Approved But Not Accepted | 2,276 | $508,640,000 | $223,000 | $44,945,000 | $173,000 | $6,164,000 |
| Preapproval Denied by Financial Institution | 634 | $304,470,000 | $480,000 | $4,225,000 | $113,000 | $1,324,000 |
| Loan Purchased By The Institution | 311 | $82,905,000 | $266,000 | $1,385,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 96,796 | $27,258,265,000 | $281,000 | $82,005,000 | $186,000 | $9,260,000 |
| Credit History | 14,208 | $1,567,175,000 | $110,000 | $17,505,000 | $120,000 | $9,800,000 |
| Debt-To-Income Ratio | 13,159 | $2,691,235,000 | $204,000 | $27,005,000 | $79,000 | $2,084,000 |
| Collateral | 3,793 | $624,175,000 | $164,000 | $3,995,000 | $194,000 | $9,395,000 |
| Credit Application Incomplete | 3,728 | $830,105,000 | $222,000 | $13,005,000 | $164,000 | $6,400,000 |
| Other | 543 | $195,545,000 | $360,000 | $10,005,000 | $193,000 | $5,514,000 |
| Unverifiable Information | 95 | $33,785,000 | $355,000 | $3,005,000 | $145,000 | $1,103,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 82 | $28,260,000 | $344,000 | $2,645,000 | $117,000 | $887,000 |
| Employment History | 63 | $15,925,000 | $252,000 | $1,855,000 | $86,000 | $500,000 |
| Mortgage Insurance Denied | 1 | $175,000 | $175,000 | $175,000 | $110,000 | $110,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pnc Bank, National Association's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pnc Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.