Polish & Slavic Federal Credit Mortgage Lending & HMDA Data, 2025
In 2025, Polish & Slavic Federal Credit of Brooklyn, NY reported 1,008 mortgage applications totaling $309.5 million, up 20% from 2024. The average application was for $306,994, and applicants reported an average income of $200,069. 57% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Chicago-Naperville, IL (395), New York-Jersey City-White Plains, NY-NJ (230) and Lakewood-New Brunswick, NJ (66) (applications in parentheses).
| Mortgage Company & Address | Polish & Slavic Federal Credit 100 McGuinness Blvd Brooklyn, NY 11222 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,008 |
| Total Mortgage Loan Application Amount | $309,450,000 |
| Average Mortgage Loan Application Amount | $306,994 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $200,069 |
| Highest Applicant Income | $7,418,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Polish & Slavic Federal Credit filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 278 | $ 69,660,000 | $ 250,575 | $ 210,000 |
| Bergen, New Jersey | 57 | $ 16,015,000 | $ 280,964 | $ 217,000 |
| Queens, New York | 56 | $ 23,890,000 | $ 426,607 | $ 160,000 |
| DuPage, Illinois | 53 | $ 10,555,000 | $ 199,150 | $ 152,000 |
| Passaic, New Jersey | 42 | $ 11,850,000 | $ 282,142 | $ 140,000 |
| Kings, New York | 39 | $ 51,325,000 | $ 1,316,025 | $ 547,000 |
| McHenry, Illinois | 36 | $ 6,600,000 | $ 183,333 | $ 103,000 |
| Middlesex, New Jersey | 33 | $ 8,395,000 | $ 254,393 | $ 109,000 |
| Monroe, Pennsylvania | 29 | $ 5,925,000 | $ 204,310 | $ 271,000 |
| Will, Illinois | 28 | $ 6,420,000 | $ 229,285 | $ 136,000 |
| Suffolk, New York | 27 | $ 9,145,000 | $ 338,703 | $ 137,000 |
| Capitol Planning Region, Connecticut | 21 | $ 5,095,000 | $ 242,619 | $ 132,000 |
| Lake, Illinois | 19 | $ 4,255,000 | $ 223,947 | $ 396,000 |
| Kane, Illinois | 18 | $ 3,890,000 | $ 216,111 | $ 151,000 |
| Union, New Jersey | 18 | $ 3,810,000 | $ 211,666 | $ 144,000 |
| Monmouth, New Jersey | 14 | $ 3,580,000 | $ 255,714 | $ 141,000 |
| Morris, New Jersey | 14 | $ 4,550,000 | $ 325,000 | $ 234,000 |
| Richmond, New York | 14 | $ 5,490,000 | $ 392,142 | $ 156,000 |
| Pike, Pennsylvania | 14 | $ 2,870,000 | $ 205,000 | $ 106,000 |
| Hudson, New Jersey | 13 | $ 3,465,000 | $ 266,538 | $ 141,000 |
| Mercer, New Jersey | 13 | $ 2,885,000 | $ 221,923 | $ 653,000 |
| Somerset, New Jersey | 13 | $ 3,765,000 | $ 289,615 | $ 167,000 |
| Nassau, New York | 12 | $ 5,270,000 | $ 439,166 | $ 434,000 |
| Essex, New Jersey | 10 | $ 1,570,000 | $ 157,000 | $ 262,000 |
| Warren, New Jersey | 9 | $ 2,175,000 | $ 241,666 | $ 446,000 |
| Sarasota, Florida | 7 | $ 2,525,000 | $ 360,714 | $ 145,000 |
| Sussex, New Jersey | 7 | $ 1,315,000 | $ 187,857 | $ 123,000 |
| Ocean, New Jersey | 6 | $ 2,080,000 | $ 346,666 | $ 209,000 |
| Philadelphia, Pennsylvania | 6 | $ 910,000 | $ 151,666 | $ 85,000 |
| Greater Bridgeport Planning Region, Connecticut | 5 | $ 1,415,000 | $ 283,000 | $ 112,000 |
| Burlington, New Jersey | 5 | $ 1,255,000 | $ 251,000 | $ 84,000 |
| Westchester, New York | 5 | $ 2,075,000 | $ 415,000 | $ 261,000 |
| Western Connecticut Planning Region, Connecticut | 4 | $ 1,700,000 | $ 425,000 | $ 137,000 |
| Palm Beach, Florida | 4 | $ 980,000 | $ 245,000 | $ 81,000 |
| Hunterdon, New Jersey | 4 | $ 2,190,000 | $ 547,500 | $ 121,000 |
| Bucks, Pennsylvania | 4 | $ 730,000 | $ 182,500 | $ 115,000 |
| Naugatuck Valley Planning Region, Connecticut | 3 | $ 1,085,000 | $ 361,666 | $ 89,000 |
| Flagler, Florida | 3 | $ 615,000 | $ 205,000 | $ 292,000 |
| Lake, Indiana | 3 | $ 865,000 | $ 288,333 | $ 155,000 |
| New York, New York | 3 | $ 1,215,000 | $ 405,000 | $ 349,000 |
| Northampton, Pennsylvania | 3 | $ 635,000 | $ 211,666 | $ 100,000 |
| Collier, Florida | 2 | $ 1,650,000 | $ 825,000 | $ 386,000 |
| Duval, Florida | 2 | $ 840,000 | $ 420,000 | $ 171,000 |
| Hillsborough, Florida | 2 | $ 210,000 | $ 105,000 | $ 74,000 |
| Manatee, Florida | 2 | $ 620,000 | $ 310,000 | $ 115,000 |
| Pasco, Florida | 2 | $ 360,000 | $ 180,000 | $ 144,000 |
| Kankakee, Illinois | 2 | $ 810,000 | $ 405,000 | $ 49,000 |
| Delaware, New York | 2 | $ 630,000 | $ 315,000 | $ 400,000 |
| Oneida, New York | 2 | $ 510,000 | $ 255,000 | $ 124,000 |
| Rensselaer, New York | 2 | $ 290,000 | $ 145,000 | $ 277,000 |
| Sullivan, New York | 2 | $ 300,000 | $ 150,000 | $ 125,000 |
| Berks, Pennsylvania | 2 | $ 530,000 | $ 265,000 | $ 41,000 |
| Chester, Pennsylvania | 2 | $ 840,000 | $ 420,000 | $ 196,000 |
| Wayne, Pennsylvania | 2 | $ 700,000 | $ 350,000 | $ 166,000 |
| Northwest Hills Planning Region, Connecticut | 1 | $ 315,000 | $ 315,000 | $ 75,000 |
| Brevard, Florida | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Broward, Florida | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Charlotte, Florida | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Clay, Florida | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Indian River, Florida | 1 | $ 285,000 | $ 285,000 | $ 86,000 |
| Lee, Florida | 1 | $ 205,000 | $ 205,000 | $ 97,000 |
| Marion, Florida | 1 | $ 55,000 | $ 55,000 | $ 123,000 |
| Okaloosa, Florida | 1 | $ 235,000 | $ 235,000 | $ 102,000 |
| Orange, Florida | 1 | $ 285,000 | $ 285,000 | $ 227,000 |
| Pinellas, Florida | 1 | $ 775,000 | $ 775,000 | $ 159,000 |
| Polk, Florida | 1 | $ 265,000 | $ 265,000 | $ 216,000 |
| St. Johns, Florida | 1 | $ 165,000 | $ 165,000 | $ 181,000 |
| Bond, Illinois | 1 | $ 365,000 | $ 365,000 | $ 107,000 |
| Boone, Illinois | 1 | $ 125,000 | $ 125,000 | $ 2,527,000 |
| Kendall, Illinois | 1 | $ 75,000 | $ 75,000 | $ 223,000 |
| St. Clair, Illinois | 1 | $ 135,000 | $ 135,000 | $ 104,000 |
| Adams, Indiana | 1 | $ 125,000 | $ 125,000 | $ 218,000 |
| Camden, New Jersey | 1 | $ 55,000 | $ 55,000 | $ 122,000 |
| Dutchess, New York | 1 | $ 525,000 | $ 525,000 | $ 157,000 |
| Orange, New York | 1 | $ 295,000 | $ 295,000 | $ 99,000 |
| Otsego, New York | 1 | $ 145,000 | $ 145,000 | $ 138,000 |
| Rockland, New York | 1 | $ 355,000 | $ 355,000 | $ 126,000 |
| Steuben, New York | 1 | $ 115,000 | $ 115,000 | $ 118,000 |
| Delaware, Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 139,000 |
| Lackawanna, Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Lehigh, Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Montgomery, Pennsylvania | 1 | $ 575,000 | $ 575,000 | $ 188,000 |
Mortgage Loan Application Detail Totals for Polish & Slavic Federal Credit in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 489 | $180,225,000 | $368,000 | $2,645,000 | $161,000 | $3,250,000 |
| Home Improvement | 203 | $31,395,000 | $154,000 | $405,000 | $132,000 | $1,927,000 |
| Other Purpose | 137 | $20,735,000 | $151,000 | $1,005,000 | $335,000 | $7,418,000 |
| Cash-out Refinancing | 107 | $47,255,000 | $441,000 | $4,005,000 | $222,000 | $5,141,000 |
| Refinancing | 72 | $29,840,000 | $414,000 | $1,665,000 | $368,000 | $5,720,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 822 | $204,560,000 | $248,000 | $2,645,000 | $186,000 | $7,418,000 |
| Not applicable | 70 | $69,450,000 | $992,000 | $4,005,000 | $0 | $0 |
| Not Provided | 67 | $22,345,000 | $333,000 | $945,000 | $336,000 | $4,368,000 |
| Hispanic | 35 | $9,675,000 | $276,000 | $725,000 | $191,000 | $2,213,000 |
| Asian | 11 | $2,995,000 | $272,000 | $475,000 | $199,000 | $390,000 |
| Black or African American | 3 | $425,000 | $141,000 | $255,000 | $115,000 | $178,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,008 | $309,450,000 | $306,000 | $4,005,000 | $197,000 | $7,418,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 571 | $172,115,000 | $301,000 | $2,645,000 | $129,000 | $954,000 |
| Application Withdrawn By Applicant | 190 | $72,320,000 | $380,000 | $4,005,000 | $307,000 | $5,200,000 |
| Application Denied By Financial Institution | 159 | $38,325,000 | $241,000 | $2,005,000 | $113,000 | $2,527,000 |
| File Closed For Incompleteness | 75 | $22,215,000 | $296,000 | $1,665,000 | $645,000 | $7,418,000 |
| Application Approved But Not Accepted | 13 | $4,475,000 | $344,000 | $1,025,000 | $124,000 | $218,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,008 | $309,450,000 | $306,000 | $4,005,000 | $197,000 | $7,418,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Polish & Slavic Federal Credit's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Polish & Slavic Federal Credit's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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