Popa FCU - Cerritos Mortgage Lending & HMDA Data, 2025
In 2025, Popa FCU - Cerritos of Cerritos, CA reported 187 mortgage applications totaling $28.8 million, down 4% from 2024. The average application was for $153,983, and applicants reported an average income of $169,278. 63% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (110), Riverside-San Bernardino-Ontario, CA (57) and Anaheim-Santa Ana-Irvine, CA (15) (applications in parentheses).
| Mortgage Company & Address | Popa FCU - Cerritos 13304 Alondra Blvd Cerritos, CA 90703 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 187 |
| Total Mortgage Loan Application Amount | $28,795,000 |
| Average Mortgage Loan Application Amount | $153,983 |
| Highest Mortgage Loan Application Amount | $785,000 |
| Average Applicant Income | $169,278 |
| Highest Applicant Income | $385,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Popa FCU - Cerritos filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Popa FCU - Cerritos in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 146 | $18,920,000 | $129,000 | $255,000 | $169,000 | $382,000 |
| Other Purpose | 27 | $2,675,000 | $99,000 | $255,000 | $172,000 | $385,000 |
| Cash-out Refinancing | 10 | $4,920,000 | $492,000 | $755,000 | $149,000 | $251,000 |
| Refinancing | 3 | $1,735,000 | $578,000 | $785,000 | $216,000 | $353,000 |
| Home Purchase | 1 | $545,000 | $545,000 | $545,000 | $199,000 | $199,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 60 | $7,740,000 | $129,000 | $255,000 | $183,000 | $382,000 |
| Hispanic | 55 | $9,365,000 | $170,000 | $645,000 | $164,000 | $284,000 |
| Black or African American | 33 | $6,285,000 | $190,000 | $785,000 | $148,000 | $353,000 |
| White | 27 | $3,935,000 | $145,000 | $285,000 | $167,000 | $344,000 |
| Asian | 10 | $1,280,000 | $128,000 | $755,000 | $196,000 | $385,000 |
| American Indian or Alaskan Native | 2 | $190,000 | $95,000 | $145,000 | $155,000 | $172,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 187 | $28,795,000 | $153,000 | $785,000 | $169,000 | $385,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 117 | $17,635,000 | $150,000 | $785,000 | $178,000 | $385,000 |
| Application Denied By Financial Institution | 47 | $6,655,000 | $141,000 | $595,000 | $139,000 | $307,000 |
| Application Approved But Not Accepted | 10 | $1,730,000 | $173,000 | $755,000 | $173,000 | $273,000 |
| Application Withdrawn By Applicant | 7 | $2,125,000 | $303,000 | $565,000 | $152,000 | $238,000 |
| File Closed For Incompleteness | 6 | $650,000 | $108,000 | $215,000 | $250,000 | $382,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 140 | $22,140,000 | $158,000 | $785,000 | $180,000 | $385,000 |
| Debt-To-Income Ratio | 18 | $1,930,000 | $107,000 | $255,000 | $105,000 | $178,000 |
| Other | 12 | $1,610,000 | $134,000 | $255,000 | $157,000 | $307,000 |
| Credit History | 8 | $890,000 | $111,000 | $255,000 | $141,000 | $264,000 |
| Collateral | 5 | $835,000 | $167,000 | $255,000 | $199,000 | $250,000 |
| Credit Application Incomplete | 4 | $1,390,000 | $347,000 | $595,000 | $156,000 | $251,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Popa FCU - Cerritos's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Popa FCU - Cerritos's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About