Premia Mortgage, LLC Mortgage Lending & HMDA Data, 2025
In 2025, Premia Mortgage, LLC of Chicago, IL reported 2,118 mortgage applications totaling $1.0 billion, down 8% from 2024. The average application was for $474,527, and applicants reported an average income of $198,320. 81% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (128), Charlotte-Concord-Gastonia, NC-SC (73) and Dallas-Plano-Irving, TX (60) (applications in parentheses).
| Mortgage Company & Address | Premia Mortgage, LLC Chicago, IL 60613 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 2,118 |
| Total Mortgage Loan Application Amount | $1,005,050,000 |
| Average Mortgage Loan Application Amount | $474,527 |
| Highest Mortgage Loan Application Amount | $2,475,000 |
| Average Applicant Income | $198,320 |
| Highest Applicant Income | $987,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Premia Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 202 | $ 69,570,000 | $ 344,405 | $ 157,346 |
| Houston-The Woodlands-Sugar Land, TX | 128 | $ 63,110,000 | $ 493,046 | $ 231,000 |
| Charlotte-Concord-Gastonia, NC-SC | 73 | $ 35,685,000 | $ 488,835 | $ 200,136 |
| Dallas-Plano-Irving, TX | 60 | $ 34,410,000 | $ 573,500 | $ 241,000 |
| Atlanta-Sandy Springs-Roswell, GA | 48 | $ 24,230,000 | $ 504,791 | $ 204,000 |
| Warren-Troy-Farmington Hills, MI | 45 | $ 21,015,000 | $ 467,000 | $ 192,000 |
| St. Louis, MO-IL | 43 | $ 17,465,000 | $ 406,162 | $ 180,720 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 38 | $ 22,600,000 | $ 594,736 | $ 223,000 |
| Knoxville, TN | 37 | $ 15,405,000 | $ 416,351 | $ 157,000 |
| Kansas City, MO-KS | 33 | $ 14,675,000 | $ 444,696 | $ 192,030 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 33 | $ 14,585,000 | $ 441,969 | $ 204,787 |
| Fort Worth-Arlington, TX | 31 | $ 15,225,000 | $ 491,129 | $ 207,000 |
| Charleston-North Charleston, SC | 29 | $ 14,115,000 | $ 486,724 | $ 161,000 |
| Chicago-Naperville, IL | 29 | $ 16,095,000 | $ 555,000 | $ 229,000 |
| Cambridge-Newton-Framingham, MA | 25 | $ 22,875,000 | $ 915,000 | $ 319,000 |
| Phoenix-Mesa-Scottsdale, AZ | 25 | $ 13,575,000 | $ 543,000 | $ 186,000 |
| San Antonio-New Braunfels, TX | 25 | $ 9,235,000 | $ 369,400 | $ 161,000 |
| Marietta, GA | 24 | $ 13,140,000 | $ 547,500 | $ 219,000 |
| Albuquerque, NM | 23 | $ 10,545,000 | $ 458,478 | $ 206,000 |
| Montgomery County-Bucks County-Chester County, PA | 23 | $ 13,425,000 | $ 583,695 | $ 239,000 |
| Orlando-Kissimmee-Sanford, FL | 22 | $ 11,540,000 | $ 524,545 | $ 195,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 22 | $ 13,020,000 | $ 591,818 | $ 247,000 |
| Raleigh, NC | 21 | $ 10,915,000 | $ 519,761 | $ 191,000 |
| Denver-Aurora-Lakewood, CO | 19 | $ 12,875,000 | $ 677,631 | $ 225,000 |
| Oklahoma City, OK | 19 | $ 7,085,000 | $ 372,894 | $ 168,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 19 | $ 11,055,000 | $ 581,842 | $ 228,000 |
| Arlington-Alexandria-Reston, VA-WV | 18 | $ 14,000,000 | $ 777,777 | $ 255,277 |
| Jacksonville, FL | 17 | $ 9,385,000 | $ 552,058 | $ 182,000 |
| Richmond, VA | 17 | $ 7,005,000 | $ 412,058 | $ 177,000 |
| Des Moines-West Des Moines, IA | 16 | $ 6,860,000 | $ 428,750 | $ 204,000 |
| Los Angeles-Long Beach-Glendale, CA | 16 | $ 12,400,000 | $ 775,000 | $ 254,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 16 | $ 8,880,000 | $ 555,000 | $ 220,000 |
| Idaho Falls, ID | 15 | $ 6,965,000 | $ 464,333 | $ 187,000 |
| Indianapolis-Carmel-Anderson, IN | 15 | $ 6,555,000 | $ 437,000 | $ 196,000 |
| Midland, TX | 15 | $ 7,165,000 | $ 477,666 | $ 223,000 |
| Pittsburgh, PA | 15 | $ 5,875,000 | $ 391,666 | $ 168,000 |
| Louisville/Jefferson County, KY-IN | 14 | $ 6,140,000 | $ 438,571 | $ 232,142 |
| Anchorage, AK | 13 | $ 8,605,000 | $ 661,923 | $ 274,000 |
| Ogden-Clearfield, UT | 13 | $ 6,795,000 | $ 522,692 | $ 170,000 |
| Wichita, KS | 13 | $ 4,865,000 | $ 374,230 | $ 183,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 12 | $ 6,880,000 | $ 573,333 | $ 271,000 |
| Greensboro-High Point, NC | 12 | $ 4,220,000 | $ 351,666 | $ 136,000 |
| Memphis, TN-MS-AR | 12 | $ 5,440,000 | $ 453,333 | $ 169,500 |
| Greenville-Anderson-Mauldin, SC | 11 | $ 4,445,000 | $ 404,090 | $ 186,000 |
| Baton Rouge, LA | 10 | $ 3,440,000 | $ 344,000 | $ 131,000 |
| Cincinnati, OH-KY-IN | 10 | $ 5,580,000 | $ 558,000 | $ 233,700 |
| Columbus, OH | 10 | $ 4,940,000 | $ 494,000 | $ 196,000 |
| Hickory-Lenoir-Morganton, NC | 10 | $ 3,470,000 | $ 347,000 | $ 159,000 |
| Huntsville, AL | 10 | $ 4,150,000 | $ 415,000 | $ 180,000 |
| North Port-Sarasota-Bradenton, FL | 10 | $ 4,690,000 | $ 469,000 | $ 302,000 |
| Salt Lake City, UT | 10 | $ 7,670,000 | $ 767,000 | $ 221,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 9 | $ 3,785,000 | $ 420,555 | $ 199,000 |
| Detroit-Dearborn-Livonia, MI | 9 | $ 5,165,000 | $ 573,888 | $ 247,000 |
| Milwaukee-Waukesha-West Allis, WI | 9 | $ 3,765,000 | $ 418,333 | $ 225,000 |
| Newark, NJ-PA | 9 | $ 6,275,000 | $ 697,222 | $ 322,000 |
| Tulsa, OK | 9 | $ 3,525,000 | $ 391,666 | $ 185,000 |
| Baltimore-Columbia-Towson, MD | 8 | $ 5,570,000 | $ 696,250 | $ 311,000 |
| Beaumont-Port Arthur, TX | 8 | $ 2,930,000 | $ 366,250 | $ 166,000 |
| Cedar Rapids, IA | 8 | $ 2,940,000 | $ 367,500 | $ 179,000 |
| Columbia, SC | 8 | $ 2,870,000 | $ 358,750 | $ 153,000 |
| Hartford-West Hartford-East Hartford, CT | 8 | $ 3,530,000 | $ 441,250 | $ 140,000 |
| Omaha-Council Bluffs, NE-IA | 8 | $ 2,650,000 | $ 331,250 | $ 142,125 |
| Palm Bay-Melbourne-Titusville, FL | 8 | $ 3,490,000 | $ 436,250 | $ 165,000 |
| Philadelphia, PA | 8 | $ 6,300,000 | $ 787,500 | $ 314,000 |
| Amarillo, TX | 7 | $ 2,645,000 | $ 377,857 | $ 188,000 |
| Birmingham-Hoover, AL | 7 | $ 3,815,000 | $ 545,000 | $ 202,000 |
| Port St. Lucie, FL | 7 | $ 2,625,000 | $ 375,000 | $ 207,000 |
| Savannah, GA | 7 | $ 2,565,000 | $ 366,428 | $ 189,000 |
| Waco, TX | 7 | $ 2,325,000 | $ 332,142 | $ 154,000 |
| Wilmington, DE-MD-NJ | 7 | $ 4,205,000 | $ 600,714 | $ 241,428 |
| Austin-Round Rock, TX | 6 | $ 3,060,000 | $ 510,000 | $ 194,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 6 | $ 2,510,000 | $ 418,333 | $ 190,000 |
| Everett, WA | 6 | $ 5,020,000 | $ 836,666 | $ 256,000 |
| Lafayette, LA | 6 | $ 2,100,000 | $ 350,000 | $ 137,000 |
| Las Vegas-Henderson-Paradise, NV | 6 | $ 2,390,000 | $ 398,333 | $ 157,000 |
| Peoria, IL | 6 | $ 1,900,000 | $ 316,666 | $ 160,000 |
| Rochester, NY | 6 | $ 2,050,000 | $ 341,666 | $ 209,000 |
| Spartanburg, SC | 6 | $ 2,380,000 | $ 396,666 | $ 159,000 |
| Tampa, FL | 6 | $ 2,600,000 | $ 433,333 | $ 198,000 |
| Tucson, AZ | 6 | $ 3,710,000 | $ 618,333 | $ 268,000 |
| Wilmington, NC | 6 | $ 3,140,000 | $ 523,333 | $ 211,000 |
| York-Hanover, PA | 6 | $ 2,260,000 | $ 376,666 | $ 163,000 |
| Augusta-Richmond County, GA-SC | 5 | $ 1,595,000 | $ 319,000 | $ 164,000 |
| Bend-Redmond, OR | 5 | $ 2,415,000 | $ 483,000 | $ 171,000 |
| Boise City, ID | 5 | $ 2,045,000 | $ 409,000 | $ 156,000 |
| Boston, MA | 5 | $ 3,245,000 | $ 649,000 | $ 204,000 |
| Bridgeport-Stamford-Norwalk, CT | 5 | $ 3,105,000 | $ 621,000 | $ 254,000 |
| Colorado Springs, CO | 5 | $ 2,615,000 | $ 523,000 | $ 191,000 |
| Lake County-Kenosha County, IL-WI | 5 | $ 2,715,000 | $ 543,000 | $ 296,000 |
| Lakewood-New Brunswick, NJ | 5 | $ 3,385,000 | $ 677,000 | $ 263,000 |
| Lexington Park, MD | 5 | $ 1,975,000 | $ 395,000 | $ 142,000 |
| Lincoln, NE | 5 | $ 1,995,000 | $ 399,000 | $ 209,000 |
| Little Rock-North Little Rock-Conway, AR | 5 | $ 1,545,000 | $ 309,000 | $ 123,000 |
| Nassau County-Suffolk County, NY | 5 | $ 3,675,000 | $ 735,000 | $ 279,000 |
| New York-Jersey City-White Plains, NY-NJ | 5 | $ 3,245,000 | $ 649,000 | $ 279,200 |
| Portland-South Portland, ME | 5 | $ 2,395,000 | $ 479,000 | $ 156,000 |
| Riverside-San Bernardino-Ontario, CA | 5 | $ 2,795,000 | $ 559,000 | $ 220,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 5 | $ 2,375,000 | $ 475,000 | $ 168,000 |
| Seattle-Bellevue-Everett, WA | 5 | $ 2,855,000 | $ 571,000 | $ 198,000 |
| Warner Robins, GA | 5 | $ 1,625,000 | $ 325,000 | $ 168,000 |
| Auburn-Opelika, AL | 4 | $ 1,350,000 | $ 337,500 | $ 153,000 |
| Bellingham, WA | 4 | $ 2,200,000 | $ 550,000 | $ 137,000 |
| Corpus Christi, TX | 4 | $ 1,310,000 | $ 327,500 | $ 166,000 |
| Dothan, AL | 4 | $ 1,270,000 | $ 317,500 | $ 135,000 |
| Durham-Chapel Hill, NC | 4 | $ 2,070,000 | $ 517,500 | $ 236,000 |
| Elgin, IL | 4 | $ 1,800,000 | $ 450,000 | $ 176,000 |
| Florence, SC | 4 | $ 1,410,000 | $ 352,500 | $ 132,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4 | $ 1,490,000 | $ 372,500 | $ 188,000 |
| Green Bay, WI | 4 | $ 1,410,000 | $ 352,500 | $ 126,000 |
| Harrisburg-Carlisle, PA | 4 | $ 1,330,000 | $ 332,500 | $ 194,000 |
| Killeen-Temple, TX | 4 | $ 1,390,000 | $ 347,500 | $ 152,000 |
| Lake County-Porter County-Jasper County, IN | 4 | $ 1,770,000 | $ 442,500 | $ 218,000 |
| Lancaster, PA | 4 | $ 1,830,000 | $ 457,500 | $ 171,000 |
| Lansing-East Lansing, MI | 4 | $ 1,410,000 | $ 352,500 | $ 179,000 |
| Lynchburg, VA | 4 | $ 1,470,000 | $ 367,500 | $ 132,000 |
| New Orleans-Metairie, LA | 4 | $ 1,510,000 | $ 377,500 | $ 155,000 |
| Panama City, FL | 4 | $ 1,360,000 | $ 340,000 | $ 135,000 |
| Rochester, MN | 4 | $ 1,590,000 | $ 397,500 | $ 153,000 |
| Saginaw, MI | 4 | $ 940,000 | $ 235,000 | $ 223,000 |
| Sheboygan, WI | 4 | $ 2,470,000 | $ 617,500 | $ 372,000 |
| Tacoma-Lakewood, WA | 4 | $ 1,810,000 | $ 452,500 | $ 113,000 |
| Texarkana, TX-AR | 4 | $ 1,520,000 | $ 380,000 | $ 147,000 |
| Toledo, OH | 4 | $ 1,590,000 | $ 397,500 | $ 189,000 |
| Abilene, TX | 3 | $ 725,000 | $ 241,666 | $ 120,000 |
| Anaheim-Santa Ana-Irvine, CA | 3 | $ 3,255,000 | $ 1,085,000 | $ 413,000 |
| Ann Arbor, MI | 3 | $ 1,585,000 | $ 528,333 | $ 214,000 |
| Billings, MT | 3 | $ 1,555,000 | $ 518,333 | $ 190,000 |
| Bloomington, IL | 3 | $ 1,125,000 | $ 375,000 | $ 231,000 |
| Bowling Green, KY | 3 | $ 925,000 | $ 308,333 | $ 119,000 |
| Brunswick, GA | 3 | $ 1,795,000 | $ 598,333 | $ 153,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 3 | $ 1,135,000 | $ 378,333 | $ 156,000 |
| Camden, NJ | 3 | $ 1,195,000 | $ 398,333 | $ 151,000 |
| Chambersburg-Waynesboro, PA | 3 | $ 1,045,000 | $ 348,333 | $ 176,000 |
| Champaign-Urbana, IL | 3 | $ 1,235,000 | $ 411,666 | $ 138,000 |
| Cheyenne, WY | 3 | $ 1,205,000 | $ 401,666 | $ 177,000 |
| Daphne-Fairhope-Foley, AL | 3 | $ 1,345,000 | $ 448,333 | $ 167,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 1,175,000 | $ 391,666 | $ 232,000 |
| Dayton-Springfield-Kettering, OH | 3 | $ 1,015,000 | $ 338,333 | $ 102,000 |
| El Paso, TX | 3 | $ 1,285,000 | $ 428,333 | $ 180,000 |
| Fort Collins, CO | 3 | $ 1,765,000 | $ 588,333 | $ 161,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 1,275,000 | $ 425,000 | $ 212,000 |
| Hammond, LA | 3 | $ 965,000 | $ 321,666 | $ 168,000 |
| Jackson, MS | 3 | $ 1,825,000 | $ 608,333 | $ 272,000 |
| Jackson, TN | 3 | $ 935,000 | $ 311,666 | $ 147,000 |
| Kalamazoo-Portage, MI | 3 | $ 1,265,000 | $ 421,666 | $ 166,000 |
| Lake Charles, LA | 3 | $ 1,105,000 | $ 368,333 | $ 136,000 |
| Lexington-Fayette, KY | 3 | $ 1,065,000 | $ 355,000 | $ 185,000 |
| Miami-Miami Beach-Kendall, FL | 3 | $ 1,415,000 | $ 471,666 | $ 244,000 |
| Minot, ND | 3 | $ 625,000 | $ 208,333 | $ 166,000 |
| Norwich-New London, CT | 3 | $ 1,025,000 | $ 341,666 | $ 128,000 |
| Pinehurst-Southern Pines, NC | 3 | $ 1,355,000 | $ 451,666 | $ 130,000 |
| Rapid City, SD | 3 | $ 1,445,000 | $ 481,666 | $ 165,000 |
| Salem, OR | 3 | $ 1,715,000 | $ 571,666 | $ 280,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 3,575,000 | $ 1,191,666 | $ 493,000 |
| Shreveport-Bossier City, LA | 3 | $ 1,085,000 | $ 361,666 | $ 165,000 |
| Sioux Falls, SD | 3 | $ 1,385,000 | $ 461,666 | $ 176,000 |
| Slidell-Mandeville-Covington, LA | 3 | $ 1,165,000 | $ 388,333 | $ 163,000 |
| St. Joseph, MO-KS | 3 | $ 1,355,000 | $ 451,666 | $ 166,000 |
| Vallejo-Fairfield, CA | 3 | $ 1,945,000 | $ 648,333 | $ 253,000 |
| Victoria, TX | 3 | $ 825,000 | $ 275,000 | $ 126,000 |
| Winston-Salem, NC | 3 | $ 625,000 | $ 208,333 | $ 126,000 |
| Worcester, MA-CT | 3 | $ 2,405,000 | $ 801,666 | $ 215,000 |
| Akron, OH | 2 | $ 760,000 | $ 380,000 | $ 167,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 810,000 | $ 405,000 | $ 172,000 |
| Ames, IA | 2 | $ 1,200,000 | $ 600,000 | $ 278,000 |
| Appleton, WI | 2 | $ 670,000 | $ 335,000 | $ 146,000 |
| Asheville, NC | 2 | $ 1,310,000 | $ 655,000 | $ 175,000 |
| Bozeman, MT | 2 | $ 1,260,000 | $ 630,000 | $ 132,000 |
| Canton-Massillon, OH | 2 | $ 680,000 | $ 340,000 | $ 199,000 |
| Cape Girardeau, MO-IL | 2 | $ 750,000 | $ 375,000 | $ 141,000 |
| Chattanooga, TN-GA | 2 | $ 700,000 | $ 350,000 | $ 203,500 |
| Clarksville, TN-KY | 2 | $ 870,000 | $ 435,000 | $ 207,000 |
| Cleveland, OH | 2 | $ 640,000 | $ 320,000 | $ 168,000 |
| Coeur D'Alene, ID | 2 | $ 1,140,000 | $ 570,000 | $ 152,000 |
| Decatur, IL | 2 | $ 540,000 | $ 270,000 | $ 141,000 |
| Flagstaff, AZ | 2 | $ 1,040,000 | $ 520,000 | $ 125,000 |
| Fort Smith, AR-OK | 2 | $ 840,000 | $ 420,000 | $ 176,000 |
| Fresno, CA | 2 | $ 1,010,000 | $ 505,000 | $ 176,000 |
| Great Falls, MT | 2 | $ 770,000 | $ 385,000 | $ 140,000 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 1,890,000 | $ 945,000 | $ 560,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 820,000 | $ 410,000 | $ 223,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 1,030,000 | $ 515,000 | $ 175,000 |
| Houma-Thibodaux, LA | 2 | $ 400,000 | $ 200,000 | $ 90,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 540,000 | $ 270,000 | $ 167,500 |
| Iowa City, IA | 2 | $ 850,000 | $ 425,000 | $ 193,000 |
| Johnstown, PA | 2 | $ 440,000 | $ 220,000 | $ 122,000 |
| Kennewick-Richland, WA | 2 | $ 700,000 | $ 350,000 | $ 112,000 |
| Lakeland-Winter Haven, FL | 2 | $ 620,000 | $ 310,000 | $ 126,000 |
| Longview, TX | 2 | $ 1,010,000 | $ 505,000 | $ 180,000 |
| Lubbock, TX | 2 | $ 450,000 | $ 225,000 | $ 102,000 |
| Macon-Bibb County, GA | 2 | $ 760,000 | $ 380,000 | $ 137,000 |
| Manhattan, KS | 2 | $ 510,000 | $ 255,000 | $ 162,000 |
| Medford, OR | 2 | $ 720,000 | $ 360,000 | $ 121,000 |
| Montgomery, AL | 2 | $ 610,000 | $ 305,000 | $ 222,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 1,350,000 | $ 675,000 | $ 203,000 |
| Oakland-Hayward-Berkeley, CA | 2 | $ 1,670,000 | $ 835,000 | $ 288,000 |
| Ocala, FL | 2 | $ 700,000 | $ 350,000 | $ 114,000 |
| Oshkosh-Neenah, WI | 2 | $ 930,000 | $ 465,000 | $ 182,000 |
| Pocatello, ID | 2 | $ 570,000 | $ 285,000 | $ 187,000 |
| Racine, WI | 2 | $ 1,010,000 | $ 505,000 | $ 135,000 |
| Reading, PA | 2 | $ 750,000 | $ 375,000 | $ 141,000 |
| Rockingham County-Strafford County, NH | 2 | $ 1,320,000 | $ 660,000 | $ 229,000 |
| Rome, GA | 2 | $ 500,000 | $ 250,000 | $ 114,000 |
| Salisbury, MD-DE | 2 | $ 760,000 | $ 380,000 | $ 129,000 |
| San Diego-Carlsbad, CA | 2 | $ 1,230,000 | $ 615,000 | $ 231,000 |
| Santa Fe, NM | 2 | $ 1,210,000 | $ 605,000 | $ 228,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 830,000 | $ 415,000 | $ 205,000 |
| Sioux City, IA-NE-SD | 2 | $ 590,000 | $ 295,000 | $ 167,000 |
| Stockton-Lodi, CA | 2 | $ 1,410,000 | $ 705,000 | $ 313,000 |
| Trenton, NJ | 2 | $ 1,210,000 | $ 605,000 | $ 297,000 |
| Tyler, TX | 2 | $ 570,000 | $ 285,000 | $ 93,000 |
| Washington, DC-MD | 2 | $ 1,530,000 | $ 765,000 | $ 418,000 |
| Washington-Baltimore-Arlington, DC | 2 | $ 1,150,000 | $ 575,000 | $ 173,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 420,000 | $ 210,000 | $ 115,000 |
| Yuba City, CA | 2 | $ 690,000 | $ 345,000 | $ 105,000 |
| Albany, OR | 1 | $ 475,000 | $ 475,000 | $ 160,000 |
| Altoona, PA | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Bakersfield, CA | 1 | $ 395,000 | $ 395,000 | $ 129,000 |
| Bismarck, ND | 1 | $ 385,000 | $ 385,000 | $ 191,000 |
| Burlington-South Burlington, VT | 1 | $ 675,000 | $ 675,000 | $ 300,000 |
| Columbia, MO | 1 | $ 565,000 | $ 565,000 | $ 265,000 |
| Columbus, GA-AL | 1 | $ 295,000 | $ 295,000 | $ 82,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 605,000 | $ 605,000 | $ 519,000 |
| Duluth, MN-WI | 1 | $ 235,000 | $ 235,000 | $ 92,000 |
| Elmira, NY | 1 | $ 165,000 | $ 165,000 | $ 275,000 |
| Enid, OK | 1 | $ 365,000 | $ 365,000 | $ 130,000 |
| Fayetteville, NC | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Flint, MI | 1 | $ 515,000 | $ 515,000 | $ 290,000 |
| Florence-Muscle Shoals, AL | 1 | $ 375,000 | $ 375,000 | $ 128,000 |
| Gadsden, AL | 1 | $ 415,000 | $ 415,000 | $ 166,000 |
| Gainesville, FL | 1 | $ 395,000 | $ 395,000 | $ 141,000 |
| Goldsboro, NC | 1 | $ 465,000 | $ 465,000 | $ 200,000 |
| Grand Island, NE | 1 | $ 345,000 | $ 345,000 | $ 197,000 |
| Greeley, CO | 1 | $ 715,000 | $ 715,000 | $ 310,000 |
| Greenville, NC | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Harrisonburg, VA | 1 | $ 445,000 | $ 445,000 | $ 168,000 |
| Homosassa Springs, FL | 1 | $ 255,000 | $ 255,000 | $ 188,000 |
| Hot Springs, AR | 1 | $ 265,000 | $ 265,000 | $ 181,000 |
| Jacksonville, NC | 1 | $ 365,000 | $ 365,000 | $ 148,000 |
| Janesville-Beloit, WI | 1 | $ 395,000 | $ 395,000 | $ 192,000 |
| Jonesboro, AR | 1 | $ 325,000 | $ 325,000 | $ 140,000 |
| Kankakee, IL | 1 | $ 235,000 | $ 235,000 | $ 188,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 685,000 | $ 685,000 | $ 165,000 |
| Laredo, TX | 1 | $ 435,000 | $ 435,000 | $ 111,000 |
| Las Cruces, NM | 1 | $ 485,000 | $ 485,000 | $ 160,000 |
| Lebanon, PA | 1 | $ 695,000 | $ 695,000 | $ 225,000 |
| Lewiston-Auburn, ME | 1 | $ 475,000 | $ 475,000 | $ 114,000 |
| Longview, WA | 1 | $ 275,000 | $ 275,000 | $ 68,000 |
| Madison, WI | 1 | $ 715,000 | $ 715,000 | $ 247,000 |
| Manchester-Nashua, NH | 1 | $ 385,000 | $ 385,000 | $ 149,000 |
| Mansfield, OH | 1 | $ 165,000 | $ 165,000 | $ 119,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 515,000 | $ 515,000 | $ 380,000 |
| Midland, MI | 1 | $ 495,000 | $ 495,000 | $ 261,000 |
| Mobile, AL | 1 | $ 225,000 | $ 225,000 | $ 149,000 |
| Morristown, TN | 1 | $ 435,000 | $ 435,000 | $ 145,000 |
| Muskegon, MI | 1 | $ 325,000 | $ 325,000 | $ 121,000 |
| Odessa, TX | 1 | $ 505,000 | $ 505,000 | $ 146,000 |
| Owensboro, KY | 1 | $ 285,000 | $ 285,000 | $ 109,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 325,000 | $ 325,000 | $ 119,000 |
| Provo-Orem, UT | 1 | $ 1,095,000 | $ 1,095,000 | $ 365,000 |
| Redding, CA | 1 | $ 385,000 | $ 385,000 | $ 143,000 |
| Roanoke, VA | 1 | $ 255,000 | $ 255,000 | $ 108,000 |
| Rocky Mount, NC | 1 | $ 415,000 | $ 415,000 | $ 325,000 |
| San Angelo, TX | 1 | $ 195,000 | $ 195,000 | $ 146,000 |
| Sebastian-Vero Beach, FL | 1 | $ 365,000 | $ 365,000 | $ 98,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 265,000 | $ 265,000 | $ 210,000 |
| Spokane-Spokane Valley, WA | 1 | $ 315,000 | $ 315,000 | $ 179,000 |
| Springfield, MO | 1 | $ 255,000 | $ 255,000 | $ 316,000 |
| St. Petersburg-Clearwater-Largo, FL | 1 | $ 355,000 | $ 355,000 | $ 210,000 |
| Staunton-Waynesboro, VA | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Sumter, SC | 1 | $ 275,000 | $ 275,000 | $ 159,000 |
| Syracuse, NY | 1 | $ 445,000 | $ 445,000 | $ 229,000 |
| Tallahassee, FL | 1 | $ 295,000 | $ 295,000 | $ 154,000 |
| Topeka, KS | 1 | $ 425,000 | $ 425,000 | $ 140,000 |
| Tuscaloosa, AL | 1 | $ 325,000 | $ 325,000 | $ 160,000 |
| Vineland-Bridgeton, NJ | 1 | $ 445,000 | $ 445,000 | $ 225,000 |
| Wheeling, WV-OH | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Wichita Falls, TX | 1 | $ 245,000 | $ 245,000 | $ 142,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
Mortgage Loan Application Detail Totals for Premia Mortgage, LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,046 | $965,720,000 | $472,000 | $2,475,000 | $198,000 | $987,000 |
| Refinancing | 66 | $36,770,000 | $557,000 | $1,125,000 | $214,000 | $500,000 |
| Cash-out Refinancing | 6 | $2,560,000 | $426,000 | $605,000 | $135,000 | $201,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,414 | $660,210,000 | $466,000 | $2,385,000 | $195,000 | $786,000 |
| Not Provided | 261 | $125,285,000 | $480,000 | $1,745,000 | $197,000 | $608,000 |
| Hispanic | 190 | $88,610,000 | $466,000 | $2,475,000 | $188,000 | $800,000 |
| Asian | 133 | $72,745,000 | $546,000 | $1,835,000 | $241,000 | $599,000 |
| Black or African American | 90 | $42,900,000 | $476,000 | $1,485,000 | $194,000 | $987,000 |
| American Indian or Alaskan Native | 28 | $14,400,000 | $514,000 | $1,635,000 | $222,000 | $450,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $900,000 | $450,000 | $585,000 | $152,000 | $169,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,684 | $810,000,000 | $480,000 | $2,475,000 | $207,000 | $987,000 |
| VA-guaranteed (Veterans Administration) | 257 | $131,485,000 | $511,000 | $1,735,000 | $178,000 | $707,000 |
| FHA-insured (Federal Housing Administration) | 177 | $63,565,000 | $359,000 | $1,205,000 | $143,000 | $378,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,726 | $820,770,000 | $475,000 | $2,475,000 | $199,000 | $800,000 |
| Application Withdrawn By Applicant | 323 | $151,405,000 | $468,000 | $2,385,000 | $198,000 | $987,000 |
| Application Denied By Financial Institution | 51 | $25,755,000 | $505,000 | $1,745,000 | $169,000 | $543,000 |
| Application Approved But Not Accepted | 9 | $3,305,000 | $367,000 | $635,000 | $149,000 | $205,000 |
| File Closed For Incompleteness | 9 | $3,815,000 | $423,000 | $745,000 | $208,000 | $475,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,067 | $979,295,000 | $473,000 | $2,475,000 | $199,000 | $987,000 |
| Debt-To-Income Ratio | 19 | $9,355,000 | $492,000 | $1,015,000 | $142,000 | $289,000 |
| Collateral | 15 | $7,775,000 | $518,000 | $825,000 | $208,000 | $543,000 |
| Unverifiable Information | 7 | $5,005,000 | $715,000 | $1,745,000 | $186,000 | $460,000 |
| Credit History | 5 | $1,765,000 | $353,000 | $505,000 | $168,000 | $308,000 |
| Other | 4 | $1,590,000 | $397,000 | $645,000 | $144,000 | $256,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $265,000 | $265,000 | $265,000 | $101,000 | $101,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Premia Mortgage, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Premia Mortgage, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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