Premier Lending, Inc Mortgage Lending & HMDA Data, 2006
In 2006, Premier Lending, Inc of Bellevue, WA reported 273 mortgage applications totaling $65.1 million. The average application was for $238,439, and applicants reported an average income of $79,435. 97% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (48), Washington-Arlington-Alexandria, DC-VA-MD-WV (32) and Tacoma, WA (21) (applications in parentheses).
| Mortgage Company & Address | Premier Lending, Inc 11100 Ne 8th Street, Suite 700 Bellevue, WA 98004 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 |
| Total Number of Mortgage Applications | 273 |
| Total Mortgage Loan Application Amount | $65,094,000 |
| Average Mortgage Loan Application Amount | $238,439 |
| Highest Mortgage Loan Application Amount | $896,000 |
| Average Applicant Income | $79,435 |
| Highest Applicant Income | $644,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Premier Lending, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Seattle-Bellevue-Everett, WA | 48 | $ 13,808,000 | $ 287,666 | $ 117,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 32 | $ 9,025,000 | $ 282,031 | $ 82,562 |
| Tacoma, WA | 21 | $ 4,736,000 | $ 225,523 | $ 62,000 |
| Baltimore-Towson, MD | 16 | $ 4,219,000 | $ 263,687 | $ 88,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 13 | $ 2,968,000 | $ 228,307 | $ 59,000 |
| Phoenix-Mesa-Scottsdale, AZ | 12 | $ 2,914,000 | $ 242,833 | $ 95,000 |
| Orlando-Kissimmee, FL | 9 | $ 1,628,000 | $ 180,888 | $ 52,000 |
| Portland-Vancouver-Beaverton, OR-WA | 6 | $ 1,041,000 | $ 173,500 | $ 51,333 |
| Bethesda-Gaithersburg-Frederick, MD | 5 | $ 1,739,000 | $ 347,800 | $ 117,000 |
| Longview, WA | 5 | $ 674,000 | $ 134,800 | $ 54,000 |
| Richmond, VA | 5 | $ 977,000 | $ 195,400 | $ 60,000 |
| Salem, OR | 5 | $ 927,000 | $ 185,400 | $ 52,000 |
| Tampa-St. Petersburg-Clearwater, FL | 5 | $ 811,000 | $ 162,200 | $ 46,000 |
| Wenatchee, WA | 5 | $ 1,003,000 | $ 200,600 | $ 111,000 |
| Bremerton-Silverdale, WA | 4 | $ 804,000 | $ 201,000 | $ 59,000 |
| Essex County, MA | 4 | $ 2,007,000 | $ 501,750 | $ 139,000 |
| Mount Vernon-Anacortes, WA | 4 | $ 977,000 | $ 244,250 | $ 57,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 691,000 | $ 172,750 | $ 62,000 |
| Worcester, MA | 4 | $ 899,000 | $ 224,750 | $ 63,000 |
| Boston-Quincy, MA | 3 | $ 918,000 | $ 306,000 | $ 81,000 |
| Cambridge-Newton-Framingham, MA | 3 | $ 938,000 | $ 312,666 | $ 89,000 |
| Cape Coral-Fort Myers, FL | 3 | $ 380,000 | $ 126,666 | $ 42,000 |
| Jacksonville, FL | 3 | $ 502,000 | $ 167,333 | $ 41,000 |
| Olympia, WA | 3 | $ 645,000 | $ 215,000 | $ 66,000 |
| Port St. Lucie-Fort Pierce, FL | 3 | $ 558,000 | $ 186,000 | $ 73,000 |
| Salisbury, MD | 3 | $ 491,000 | $ 163,666 | $ 90,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 308,000 | $ 154,000 | $ 41,000 |
| Eugene-Springfield, OR | 2 | $ 338,000 | $ 169,000 | $ 67,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2 | $ 533,000 | $ 266,500 | $ 55,000 |
| Ocala, FL | 2 | $ 432,000 | $ 216,000 | $ 75,000 |
| Prescott, AZ | 2 | $ 416,000 | $ 208,000 | $ 46,000 |
| Spokane, WA | 2 | $ 484,000 | $ 242,000 | $ 157,000 |
| Tucson, AZ | 2 | $ 373,000 | $ 186,500 | $ 104,000 |
| Bellingham, WA | 1 | $ 329,000 | $ 329,000 | $ 72,000 |
| Bend, OR | 1 | $ 233,000 | $ 233,000 | $ 130,000 |
| Charlottesville, VA | 1 | $ 176,000 | $ 176,000 | $ 37,000 |
| Chicago-Naperville-Joliet, IL | 1 | $ 156,000 | $ 156,000 | $ 92,000 |
| Kennewick-Richland-Pasco, WA | 1 | $ 252,000 | $ 252,000 | $ 72,000 |
| Las Vegas-Paradise, NV | 1 | $ 179,000 | $ 179,000 | $ 60,000 |
| Medford, OR | 1 | $ 340,000 | $ 340,000 | $ 75,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 156,000 | $ 156,000 | $ 70,000 |
| Roanoke, VA | 1 | $ 112,000 | $ 112,000 | $ 43,000 |
| Sarasota-Bradenton-Venice, FL | 1 | $ 207,000 | $ 207,000 | $ 47,000 |
| Springfield, MA | 1 | $ 151,000 | $ 151,000 | $ 43,000 |
| St. Louis, MO-IL | 1 | $ 94,000 | $ 94,000 | $ 35,000 |
| Tallahassee, FL | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
| Tuscaloosa, AL | 1 | $ 271,000 | $ 271,000 | $ 107,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1 | $ 152,000 | $ 152,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Premier Lending, Inc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 266 | $63,454,000 | $238,000 | $896,000 | $79,000 | $644,000 |
| Home Purchase | 7 | $1,640,000 | $234,000 | $547,000 | $96,000 | $149,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 181 | $44,080,000 | $243,000 | $896,000 | $85,000 | $644,000 |
| Black or African American | 51 | $11,618,000 | $227,000 | $473,000 | $75,000 | $420,000 |
| Hispanic | 20 | $3,904,000 | $195,000 | $348,000 | $54,000 | $84,000 |
| Not Provided | 12 | $2,971,000 | $247,000 | $401,000 | $66,000 | $98,000 |
| Asian | 4 | $1,062,000 | $265,000 | $311,000 | $62,000 | $68,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,254,000 | $313,000 | $434,000 | $78,000 | $96,000 |
| American Indian or Alaskan Native | 1 | $205,000 | $205,000 | $205,000 | $54,000 | $54,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 273 | $65,094,000 | $238,000 | $896,000 | $80,000 | $644,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 266 | $63,429,000 | $238,000 | $896,000 | $80,000 | $644,000 |
| Application Denied By Financial Institution | 4 | $962,000 | $240,000 | $301,000 | $64,000 | $96,000 |
| Application Withdrawn By Applicant | 2 | $356,000 | $178,000 | $220,000 | $45,000 | $53,000 |
| Application Approved But Not Accepted | 1 | $347,000 | $347,000 | $347,000 | $82,000 | $82,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1 | $238,000 | $238,000 | $238,000 | $65,000 | $65,000 |
| Debt-To-Income Ratio | 1 | $301,000 | $301,000 | $301,000 | $96,000 | $96,000 |
| Other | 1 | $132,000 | $132,000 | $132,000 | $48,000 | $48,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Premier Lending, Inc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Premier Lending, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.
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