Presidential Bank, FSB Mortgage Lending & HMDA Data, 2024
In 2024, Presidential Bank, FSB of Bethesda, MD reported 3,137 mortgage applications totaling $1.2 billion, up 79% from 2023. The average application was for $367,247, and applicants reported an average income of $143,397. 81% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (449), Virginia Beach-Norfolk-Newport News, VA-NC (338) and Richmond, VA (280) (applications in parentheses).
| Mortgage Company & Address | Presidential Bank, FSB 4600 East West Highway, Suite 400 Bethesda, MD 20814 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,137 |
| Total Mortgage Loan Application Amount | $1,152,055,000 |
| Average Mortgage Loan Application Amount | $367,247 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $143,397 |
| Highest Applicant Income | $5,131,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Presidential Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Roswell, GA | 449 | $ 172,935,000 | $ 385,155 | $ 136,000 |
| Outside any metro area | 422 | $ 119,100,000 | $ 282,227 | $ 122,502 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 338 | $ 113,210,000 | $ 334,940 | $ 127,923 |
| Richmond, VA | 280 | $ 76,880,000 | $ 274,571 | $ 114,000 |
| Baltimore-Columbia-Towson, MD | 218 | $ 94,310,000 | $ 432,614 | $ 152,000 |
| Arlington-Alexandria-Reston, VA-WV | 156 | $ 79,230,000 | $ 507,884 | $ 187,320 |
| Washington-Baltimore-Arlington, DC | 153 | $ 73,375,000 | $ 479,575 | $ 224,000 |
| Marietta, GA | 120 | $ 49,540,000 | $ 412,833 | $ 153,000 |
| Wilmington, NC | 75 | $ 37,255,000 | $ 496,733 | $ 199,000 |
| Washington, DC-MD | 66 | $ 31,740,000 | $ 480,909 | $ 183,000 |
| Brunswick, GA | 57 | $ 16,835,000 | $ 295,350 | $ 121,000 |
| Birmingham-Hoover, AL | 39 | $ 11,425,000 | $ 292,948 | $ 92,000 |
| Greenville-Anderson-Mauldin, SC | 36 | $ 10,660,000 | $ 296,111 | $ 97,000 |
| Montgomery County-Bucks County-Chester County, PA | 35 | $ 12,515,000 | $ 357,571 | $ 172,000 |
| Hagerstown-Martinsburg, MD-WV | 34 | $ 10,510,000 | $ 309,117 | $ 118,941 |
| Deltona-Daytona Beach-Ormond Beach, FL | 27 | $ 7,535,000 | $ 279,074 | $ 109,000 |
| Lexington Park, MD | 20 | $ 10,070,000 | $ 503,500 | $ 199,000 |
| Fayetteville, NC | 19 | $ 3,475,000 | $ 182,894 | $ 67,000 |
| Spartanburg, SC | 19 | $ 4,365,000 | $ 229,736 | $ 69,000 |
| Atlantic City-Hammonton, NJ | 18 | $ 5,730,000 | $ 318,333 | $ 130,000 |
| Sebring, FL | 18 | $ 3,890,000 | $ 216,111 | $ 105,000 |
| North Port-Sarasota-Bradenton, FL | 17 | $ 5,235,000 | $ 307,941 | $ 125,000 |
| Jacksonville, FL | 16 | $ 5,160,000 | $ 322,500 | $ 125,000 |
| Kansas City, MO-KS | 16 | $ 3,840,000 | $ 240,000 | $ 92,687 |
| Raleigh, NC | 16 | $ 5,310,000 | $ 331,875 | $ 103,000 |
| Augusta-Richmond County, GA-SC | 15 | $ 2,975,000 | $ 198,333 | $ 81,066 |
| St. Petersburg-Clearwater-Largo, FL | 15 | $ 5,105,000 | $ 340,333 | $ 223,000 |
| Athens-Clarke County, GA | 13 | $ 4,585,000 | $ 352,692 | $ 120,000 |
| Gainesville, GA | 13 | $ 4,905,000 | $ 377,307 | $ 143,000 |
| Tampa, FL | 13 | $ 4,485,000 | $ 345,000 | $ 183,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 12 | $ 4,880,000 | $ 406,666 | $ 163,000 |
| Charleston-North Charleston, SC | 11 | $ 4,215,000 | $ 383,181 | $ 168,000 |
| Charlottesville, VA | 10 | $ 3,840,000 | $ 384,000 | $ 155,000 |
| Houston-The Woodlands-Sugar Land, TX | 10 | $ 3,800,000 | $ 380,000 | $ 255,000 |
| Lakewood-New Brunswick, NJ | 10 | $ 2,930,000 | $ 293,000 | $ 95,000 |
| Orlando-Kissimmee-Sanford, FL | 10 | $ 3,610,000 | $ 361,000 | $ 187,000 |
| Chambersburg-Waynesboro, PA | 9 | $ 2,455,000 | $ 272,777 | $ 106,000 |
| Savannah, GA | 9 | $ 2,825,000 | $ 313,888 | $ 117,000 |
| Barnstable Town, MA | 8 | $ 4,700,000 | $ 587,500 | $ 180,000 |
| Charlotte-Concord-Gastonia, NC-SC | 8 | $ 3,450,000 | $ 431,250 | $ 184,750 |
| New York-Jersey City-White Plains, NY-NJ | 8 | $ 3,840,000 | $ 480,000 | $ 173,500 |
| Columbus, GA-AL | 7 | $ 1,145,000 | $ 163,571 | $ 74,000 |
| Dallas-Plano-Irving, TX | 7 | $ 3,195,000 | $ 456,428 | $ 216,000 |
| Jacksonville, NC | 7 | $ 1,995,000 | $ 285,000 | $ 126,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 7 | $ 4,815,000 | $ 687,857 | $ 449,000 |
| Camden, NJ | 6 | $ 1,350,000 | $ 225,000 | $ 113,000 |
| Corpus Christi, TX | 6 | $ 1,970,000 | $ 328,333 | $ 146,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 6 | $ 1,450,000 | $ 241,666 | $ 129,000 |
| Philadelphia, PA | 6 | $ 1,900,000 | $ 316,666 | $ 118,000 |
| York-Hanover, PA | 6 | $ 1,920,000 | $ 320,000 | $ 126,000 |
| Cape Coral-Fort Myers, FL | 5 | $ 1,735,000 | $ 347,000 | $ 170,000 |
| Gettysburg, PA | 5 | $ 1,725,000 | $ 345,000 | $ 137,000 |
| Hickory-Lenoir-Morganton, NC | 5 | $ 1,535,000 | $ 307,000 | $ 86,000 |
| Mobile, AL | 5 | $ 1,155,000 | $ 231,000 | $ 68,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 5 | $ 2,535,000 | $ 507,000 | $ 312,000 |
| Phoenix-Mesa-Scottsdale, AZ | 5 | $ 5,435,000 | $ 1,087,000 | $ 495,000 |
| Warner Robins, GA | 5 | $ 1,355,000 | $ 271,000 | $ 116,000 |
| Clarksville, TN-KY | 4 | $ 1,350,000 | $ 337,500 | $ 97,500 |
| Columbia, SC | 4 | $ 2,680,000 | $ 670,000 | $ 197,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4 | $ 1,900,000 | $ 475,000 | $ 218,000 |
| Little Rock-North Little Rock-Conway, AR | 4 | $ 8,260,000 | $ 2,065,000 | $ 106,000 |
| Los Angeles-Long Beach-Glendale, CA | 4 | $ 2,740,000 | $ 685,000 | $ 277,000 |
| Nassau County-Suffolk County, NY | 4 | $ 1,310,000 | $ 327,500 | $ 177,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 1,470,000 | $ 367,500 | $ 137,000 |
| Portland-South Portland, ME | 4 | $ 1,590,000 | $ 397,500 | $ 218,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 4 | $ 1,780,000 | $ 445,000 | $ 104,000 |
| Bismarck, ND | 3 | $ 745,000 | $ 248,333 | $ 158,000 |
| Boston, MA | 3 | $ 1,875,000 | $ 625,000 | $ 143,000 |
| Cambridge-Newton-Framingham, MA | 3 | $ 2,995,000 | $ 998,333 | $ 334,000 |
| Chicago-Naperville, IL | 3 | $ 1,075,000 | $ 358,333 | $ 209,000 |
| Daphne-Fairhope-Foley, AL | 3 | $ 875,000 | $ 291,666 | $ 90,000 |
| Decatur, AL | 3 | $ 965,000 | $ 321,666 | $ 118,000 |
| Greensboro-High Point, NC | 3 | $ 1,095,000 | $ 365,000 | $ 140,000 |
| Knoxville, TN | 3 | $ 595,000 | $ 198,333 | $ 62,000 |
| Macon-Bibb County, GA | 3 | $ 835,000 | $ 278,333 | $ 94,000 |
| Miami-Miami Beach-Kendall, FL | 3 | $ 1,485,000 | $ 495,000 | $ 145,000 |
| Norwich-New London, CT | 3 | $ 1,625,000 | $ 541,666 | $ 149,000 |
| Ocala, FL | 3 | $ 2,655,000 | $ 885,000 | $ 244,000 |
| Pinehurst-Southern Pines, NC | 3 | $ 1,155,000 | $ 385,000 | $ 199,000 |
| Providence-Warwick, RI-MA | 3 | $ 1,005,000 | $ 335,000 | $ 232,000 |
| Salisbury, MD-DE | 3 | $ 465,000 | $ 155,000 | $ 74,000 |
| Salt Lake City, UT | 3 | $ 1,705,000 | $ 568,333 | $ 117,000 |
| Staunton-Waynesboro, VA | 3 | $ 535,000 | $ 178,333 | $ 97,000 |
| Tuscaloosa, AL | 3 | $ 585,000 | $ 195,000 | $ 172,000 |
| Wilmington, DE-MD-NJ | 3 | $ 945,000 | $ 315,000 | $ 114,333 |
| Winchester, VA-WV | 3 | $ 1,075,000 | $ 358,333 | $ 184,666 |
| Albany, GA | 2 | $ 280,000 | $ 140,000 | $ 59,000 |
| Asheville, NC | 2 | $ 700,000 | $ 350,000 | $ 180,000 |
| Auburn-Opelika, AL | 2 | $ 420,000 | $ 210,000 | $ 73,000 |
| Austin-Round Rock, TX | 2 | $ 1,250,000 | $ 625,000 | $ 260,000 |
| Cincinnati, OH-KY-IN | 2 | $ 560,000 | $ 280,000 | $ 68,000 |
| Colorado Springs, CO | 2 | $ 610,000 | $ 305,000 | $ 116,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 940,000 | $ 470,000 | $ 381,000 |
| Dayton-Springfield-Kettering, OH | 2 | $ 570,000 | $ 285,000 | $ 82,000 |
| Dothan, AL | 2 | $ 700,000 | $ 350,000 | $ 158,000 |
| Duluth, MN-WI | 2 | $ 550,000 | $ 275,000 | $ 108,000 |
| Greenville, NC | 2 | $ 450,000 | $ 225,000 | $ 142,000 |
| Hinesville, GA | 2 | $ 750,000 | $ 375,000 | $ 97,000 |
| Lafayette, LA | 2 | $ 460,000 | $ 230,000 | $ 378,000 |
| Lakeland-Winter Haven, FL | 2 | $ 820,000 | $ 410,000 | $ 214,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 810,000 | $ 405,000 | $ 138,000 |
| Lynchburg, VA | 2 | $ 450,000 | $ 225,000 | $ 253,000 |
| Morgantown, WV | 2 | $ 2,480,000 | $ 1,240,000 | $ 373,000 |
| New Orleans-Metairie, LA | 2 | $ 620,000 | $ 310,000 | $ 130,000 |
| Paducah, KY-IL | 2 | $ 1,900,000 | $ 950,000 | $ 88,000 |
| Panama City, FL | 2 | $ 780,000 | $ 390,000 | $ 123,000 |
| Punta Gorda, FL | 2 | $ 740,000 | $ 370,000 | $ 140,000 |
| Rockingham County-Strafford County, NH | 2 | $ 830,000 | $ 415,000 | $ 154,000 |
| Rocky Mount, NC | 2 | $ 470,000 | $ 235,000 | $ 54,000 |
| Seattle-Bellevue-Everett, WA | 2 | $ 1,190,000 | $ 595,000 | $ 268,000 |
| St. Louis, MO-IL | 2 | $ 1,130,000 | $ 565,000 | $ 163,000 |
| Tallahassee, FL | 2 | $ 660,000 | $ 330,000 | $ 135,000 |
| Urban Honolulu, HI | 2 | $ 760,000 | $ 380,000 | $ 175,000 |
| Valdosta, GA | 2 | $ 490,000 | $ 245,000 | $ 28,000 |
| Wheeling, WV-OH | 2 | $ 550,000 | $ 275,000 | $ 85,000 |
| Akron, OH | 1 | $ 65,000 | $ 65,000 | $ 175,000 |
| Albany, OR | 1 | $ 375,000 | $ 375,000 | $ 232,000 |
| Albuquerque, NM | 1 | $ 715,000 | $ 715,000 | $ 261,000 |
| Alexandria, LA | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 415,000 | $ 415,000 | $ 310,000 |
| Baton Rouge, LA | 1 | $ 1,875,000 | $ 1,875,000 | $ 0 |
| Binghamton, NY | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 285,000 | $ 285,000 | $ 129,000 |
| Charleston, WV | 1 | $ 215,000 | $ 215,000 | $ 45,000 |
| Chattanooga, TN-GA | 1 | $ 455,000 | $ 455,000 | $ 187,000 |
| Cleveland, OH | 1 | $ 175,000 | $ 175,000 | $ 114,000 |
| Cleveland, TN | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Dalton, GA | 1 | $ 355,000 | $ 355,000 | $ 140,000 |
| Durham-Chapel Hill, NC | 1 | $ 415,000 | $ 415,000 | $ 107,000 |
| El Paso, TX | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
| Fort Wayne, IN | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Fort Worth-Arlington, TX | 1 | $ 385,000 | $ 385,000 | $ 168,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 725,000 | $ 725,000 | $ 385,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 175,000 | $ 175,000 | $ 97,000 |
| Homosassa Springs, FL | 1 | $ 105,000 | $ 105,000 | $ 126,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Jackson, MS | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Jefferson City, MO | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Johnstown, PA | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Joplin, MO | 1 | $ 355,000 | $ 355,000 | $ 106,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 1 | $ 445,000 | $ 445,000 | $ 275,000 |
| Lake County-Porter County-Jasper County, IN | 1 | $ 265,000 | $ 265,000 | $ 116,000 |
| Las Vegas-Henderson-Paradise, NV | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Lewiston-Auburn, ME | 1 | $ 315,000 | $ 315,000 | $ 113,000 |
| Lexington-Fayette, KY | 1 | $ 405,000 | $ 405,000 | $ 175,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 1,085,000 | $ 1,085,000 | $ 0 |
| Memphis, TN-MS-AR | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Morristown, TN | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Newark, NJ-PA | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| Niles-Benton Harbor, MI | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| Ogden-Clearfield, UT | 1 | $ 785,000 | $ 785,000 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 615,000 | $ 615,000 | $ 121,000 |
| Pittsburgh, PA | 1 | $ 395,000 | $ 395,000 | $ 99,000 |
| Port St. Lucie, FL | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Reading, PA | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| Roanoke, VA | 1 | $ 535,000 | $ 535,000 | $ 177,000 |
| Sebastian-Vero Beach, FL | 1 | $ 155,000 | $ 155,000 | $ 156,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 355,000 | $ 355,000 | $ 86,000 |
| Syracuse, NY | 1 | $ 315,000 | $ 315,000 | $ 134,000 |
| Traverse City, MI | 1 | $ 385,000 | $ 385,000 | $ 97,000 |
| Vallejo-Fairfield, CA | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 535,000 | $ 535,000 | $ 280,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| Wichita, KS | 1 | $ 385,000 | $ 385,000 | $ 105,000 |
| Winston-Salem, NC | 1 | $ 285,000 | $ 285,000 | $ 134,000 |
| Worcester, MA-CT | 1 | $ 1,105,000 | $ 1,105,000 | $ 462,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 335,000 | $ 335,000 | $ 95,000 |
Mortgage Loan Application Detail Totals for Presidential Bank, FSB in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,831 | $1,031,815,000 | $364,000 | $4,005,000 | $143,000 | $5,131,000 |
| Cash-out Refinancing | 178 | $65,360,000 | $367,000 | $1,925,000 | $161,000 | $1,303,000 |
| Refinancing | 126 | $53,890,000 | $427,000 | $2,055,000 | $127,000 | $465,000 |
| Other Purpose | 1 | $705,000 | $705,000 | $705,000 | $210,000 | $210,000 |
| Home Improvement | 1 | $285,000 | $285,000 | $285,000 | $135,000 | $135,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,719 | $608,905,000 | $354,000 | $2,485,000 | $146,000 | $2,511,000 |
| Not Provided | 573 | $223,595,000 | $390,000 | $2,165,000 | $161,000 | $5,131,000 |
| Black or African American | 480 | $165,660,000 | $345,000 | $1,755,000 | $118,000 | $746,000 |
| Hispanic | 188 | $64,230,000 | $341,000 | $1,275,000 | $127,000 | $838,000 |
| Asian | 146 | $58,320,000 | $399,000 | $1,565,000 | $151,000 | $609,000 |
| Not applicable | 19 | $25,695,000 | $1,352,000 | $4,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 10 | $4,230,000 | $423,000 | $675,000 | $244,000 | $1,395,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $1,420,000 | $710,000 | $1,125,000 | $158,000 | $237,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,729 | $641,165,000 | $370,000 | $4,005,000 | $166,000 | $5,131,000 |
| FHA-insured (Federal Housing Administration) | 738 | $241,400,000 | $327,000 | $1,165,000 | $108,000 | $1,543,000 |
| VA-guaranteed (Veterans Administration) | 626 | $259,040,000 | $413,000 | $1,305,000 | $128,000 | $463,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 44 | $10,450,000 | $237,000 | $375,000 | $80,000 | $111,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,530 | $940,750,000 | $371,000 | $4,005,000 | $145,000 | $2,511,000 |
| Application Withdrawn By Applicant | 444 | $152,810,000 | $344,000 | $2,105,000 | $145,000 | $5,131,000 |
| Application Denied By Financial Institution | 113 | $41,775,000 | $369,000 | $2,005,000 | $124,000 | $577,000 |
| Application Approved But Not Accepted | 29 | $8,705,000 | $300,000 | $945,000 | $106,000 | $274,000 |
| File Closed For Incompleteness | 15 | $5,855,000 | $390,000 | $865,000 | $170,000 | $359,000 |
| Loan Purchased By The Institution | 5 | $1,935,000 | $387,000 | $785,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 1 | $225,000 | $225,000 | $225,000 | $99,000 | $99,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,023 | $1,110,055,000 | $367,000 | $4,005,000 | $145,000 | $5,131,000 |
| Debt-To-Income Ratio | 37 | $12,925,000 | $349,000 | $685,000 | $90,000 | $261,000 |
| Collateral | 22 | $6,680,000 | $303,000 | $995,000 | $140,000 | $400,000 |
| Credit History | 13 | $4,985,000 | $383,000 | $685,000 | $133,000 | $355,000 |
| Credit Application Incomplete | 11 | $4,855,000 | $441,000 | $765,000 | $179,000 | $577,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,970,000 | $297,000 | $725,000 | $83,000 | $193,000 |
| Employment History | 9 | $3,125,000 | $347,000 | $1,445,000 | $116,000 | $331,000 |
| Other | 7 | $3,985,000 | $569,000 | $2,005,000 | $175,000 | $498,000 |
| Unverifiable Information | 5 | $2,475,000 | $495,000 | $1,095,000 | $200,000 | $429,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Presidential Bank, FSB's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Presidential Bank, FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About