Prosperity Mortgage Company Mortgage Lending & HMDA Data, 2010
In 2010, Prosperity Mortgage Company of Winston-Salem, NC reported 9,793 mortgage applications totaling $2.7 billion, up 12% from 2009. The average application was for $280,338, and applicants reported an average income of $105,597. 94% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (3,007), Baltimore-Towson, MD (1,736) and Bethesda-Rockville-Frederick, MD (1,108) (applications in parentheses).
| Mortgage Company & Address | Prosperity Mortgage Company 100 N Main Street Mac D4001-063 Winston-Salem, NC 27150 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 9,793 |
| Total Mortgage Loan Application Amount | $2,745,353,000 |
| Average Mortgage Loan Application Amount | $280,338 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $105,597 |
| Highest Applicant Income | $3,507,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Prosperity Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery, Maryland | 994 | $ 393,883,000 | $ 396,260 | $ 149,000 |
| Fairfax, Virginia | 854 | $ 335,265,000 | $ 392,581 | $ 136,000 |
| Baltimore, Maryland | 528 | $ 125,497,000 | $ 237,683 | $ 89,000 |
| District of Columbia, District Of Columbia | 486 | $ 226,881,000 | $ 466,833 | $ 177,000 |
| Prince George's, Maryland | 391 | $ 76,680,000 | $ 196,112 | $ 74,000 |
| Chesterfield, Virginia | 381 | $ 83,960,000 | $ 220,367 | $ 81,000 |
| Prince William, Virginia | 323 | $ 88,508,000 | $ 274,018 | $ 90,000 |
| Baltimore City, Maryland | 288 | $ 53,512,000 | $ 185,805 | $ 74,000 |
| Henrico, Virginia | 280 | $ 64,871,000 | $ 231,682 | $ 91,000 |
| Loudoun, Virginia | 273 | $ 95,280,000 | $ 349,010 | $ 127,000 |
| Harford, Maryland | 265 | $ 58,406,000 | $ 220,400 | $ 79,000 |
| Anne Arundel, Maryland | 256 | $ 80,466,000 | $ 314,320 | $ 120,000 |
| Howard, Maryland | 246 | $ 79,976,000 | $ 325,105 | $ 121,000 |
| Virginia Beach, Virginia | 208 | $ 49,678,000 | $ 238,836 | $ 69,000 |
| Richmond City, Virginia | 193 | $ 46,587,000 | $ 241,383 | $ 115,000 |
| Arlington, Virginia | 151 | $ 70,036,000 | $ 463,814 | $ 164,000 |
| Bucks, Pennsylvania | 142 | $ 34,858,000 | $ 245,478 | $ 90,000 |
| Montgomery, Pennsylvania | 138 | $ 35,549,000 | $ 257,601 | $ 105,000 |
| Delaware, Pennsylvania | 136 | $ 29,630,000 | $ 217,867 | $ 92,000 |
| Carroll, Maryland | 133 | $ 36,213,000 | $ 272,278 | $ 98,000 |
| Alexandria, Virginia | 130 | $ 52,732,000 | $ 405,630 | $ 144,000 |
| Frederick, Maryland | 114 | $ 27,393,000 | $ 240,289 | $ 93,000 |
| Chesapeake, Virginia | 112 | $ 27,903,000 | $ 249,133 | $ 69,000 |
| Sussex, Delaware | 104 | $ 27,454,000 | $ 263,980 | $ 181,000 |
| York, Pennsylvania | 101 | $ 17,410,000 | $ 172,376 | $ 68,000 |
| Chester, Pennsylvania | 98 | $ 25,462,000 | $ 259,816 | $ 103,000 |
| New Castle, Delaware | 89 | $ 16,374,000 | $ 183,977 | $ 69,000 |
| James City, Virginia | 87 | $ 22,841,000 | $ 262,540 | $ 88,000 |
| Norfolk, Virginia | 84 | $ 14,931,000 | $ 177,750 | $ 68,000 |
| Cecil, Maryland | 81 | $ 17,030,000 | $ 210,246 | $ 75,000 |
| Spotsylvania, Virginia | 81 | $ 18,367,000 | $ 226,753 | $ 75,000 |
| Stafford, Virginia | 67 | $ 18,252,000 | $ 272,417 | $ 94,000 |
| Hanover, Virginia | 65 | $ 15,417,000 | $ 237,184 | $ 86,000 |
| Montgomery, Virginia | 65 | $ 11,191,000 | $ 172,169 | $ 66,000 |
| Philadelphia, Pennsylvania | 62 | $ 11,305,000 | $ 182,338 | $ 94,000 |
| Wicomico, Maryland | 61 | $ 9,683,000 | $ 158,737 | $ 60,000 |
| Roanoke, Virginia | 59 | $ 10,975,000 | $ 186,016 | $ 68,000 |
| Newport News, Virginia | 57 | $ 9,857,000 | $ 172,929 | $ 50,000 |
| Hampton, Virginia | 55 | $ 10,604,000 | $ 192,800 | $ 51,000 |
| Lancaster, Pennsylvania | 54 | $ 9,155,000 | $ 169,537 | $ 63,000 |
| Franklin, Pennsylvania | 53 | $ 8,046,000 | $ 151,811 | $ 53,000 |
| Charles, Maryland | 49 | $ 12,537,000 | $ 255,857 | $ 71,000 |
| Roanoke City, Virginia | 49 | $ 6,248,000 | $ 127,510 | $ 50,000 |
| Fauquier, Virginia | 44 | $ 9,899,000 | $ 224,977 | $ 76,000 |
| Suffolk, Virginia | 43 | $ 10,726,000 | $ 249,441 | $ 84,000 |
| Culpeper, Virginia | 42 | $ 7,007,000 | $ 166,833 | $ 64,000 |
| Camden, New Jersey | 39 | $ 6,878,000 | $ 176,358 | $ 80,000 |
| Portsmouth, Virginia | 39 | $ 5,371,000 | $ 137,717 | $ 50,000 |
| Berkeley, West Virginia | 38 | $ 5,193,000 | $ 136,657 | $ 52,000 |
| Garrett, Maryland | 36 | $ 7,621,000 | $ 211,694 | $ 191,000 |
| Jefferson, West Virginia | 35 | $ 6,856,000 | $ 195,885 | $ 93,000 |
| Mercer, New Jersey | 33 | $ 7,891,000 | $ 239,121 | $ 116,000 |
| Worcester, Maryland | 31 | $ 6,880,000 | $ 221,935 | $ 174,000 |
| York, Virginia | 31 | $ 8,292,000 | $ 267,483 | $ 90,000 |
| St. Mary's, Maryland | 30 | $ 7,218,000 | $ 240,600 | $ 77,000 |
| Manassas, Virginia | 29 | $ 5,652,000 | $ 194,896 | $ 71,000 |
| Washington, Maryland | 28 | $ 4,745,000 | $ 169,464 | $ 63,000 |
| Burlington, New Jersey | 27 | $ 5,856,000 | $ 216,888 | $ 75,000 |
| Adams, Pennsylvania | 27 | $ 5,113,000 | $ 189,370 | $ 64,000 |
| New Kent, Virginia | 26 | $ 6,293,000 | $ 242,038 | $ 80,000 |
| Fairfax City, Virginia | 25 | $ 7,882,000 | $ 315,280 | $ 164,000 |
| Northampton, Pennsylvania | 23 | $ 4,454,000 | $ 193,652 | $ 71,000 |
| Powhatan, Virginia | 23 | $ 5,131,000 | $ 223,086 | $ 111,000 |
| Calvert, Maryland | 22 | $ 5,677,000 | $ 258,045 | $ 99,000 |
| Allegany, Maryland | 21 | $ 2,129,000 | $ 101,380 | $ 42,000 |
| Kent, Delaware | 20 | $ 3,135,000 | $ 156,750 | $ 46,000 |
| Queen Anne's, Maryland | 20 | $ 5,964,000 | $ 298,200 | $ 110,000 |
| Lehigh, Pennsylvania | 18 | $ 4,673,000 | $ 259,611 | $ 87,000 |
| Giles, Virginia | 18 | $ 1,825,000 | $ 101,388 | $ 50,000 |
| Prince George, Virginia | 18 | $ 3,731,000 | $ 207,277 | $ 52,000 |
| Caroline, Virginia | 17 | $ 3,115,000 | $ 183,235 | $ 64,000 |
| Gloucester, Virginia | 16 | $ 3,433,000 | $ 214,562 | $ 100,000 |
| Botetourt, Virginia | 15 | $ 2,818,000 | $ 187,866 | $ 79,000 |
| Goochland, Virginia | 14 | $ 5,018,000 | $ 358,428 | $ 158,000 |
| Pulaski, Virginia | 14 | $ 1,864,000 | $ 133,142 | $ 61,000 |
| Louisa, Virginia | 13 | $ 3,118,000 | $ 239,846 | $ 123,000 |
| Orange, Virginia | 13 | $ 2,922,000 | $ 224,769 | $ 89,000 |
| Williamsburg, Virginia | 13 | $ 3,908,000 | $ 300,615 | $ 111,000 |
| Isle of Wight, Virginia | 12 | $ 3,693,000 | $ 307,750 | $ 100,000 |
| Warren, Virginia | 12 | $ 2,728,000 | $ 227,333 | $ 92,000 |
| Bedford, Virginia | 11 | $ 1,646,000 | $ 149,636 | $ 111,000 |
| Manassas Park, Virginia | 11 | $ 2,149,000 | $ 195,363 | $ 86,000 |
| Talbot, Maryland | 10 | $ 2,000,000 | $ 200,000 | $ 126,000 |
| Colonial Heights, Virginia | 10 | $ 1,327,000 | $ 132,700 | $ 56,000 |
| Dinwiddie, Virginia | 10 | $ 1,981,000 | $ 198,100 | $ 55,000 |
| Frederick, Virginia | 10 | $ 2,303,000 | $ 230,300 | $ 95,000 |
| Fredericksburg, Virginia | 10 | $ 2,105,000 | $ 210,500 | $ 65,000 |
| Lynchburg, Virginia | 10 | $ 1,492,000 | $ 149,200 | $ 46,000 |
| Caroline, Maryland | 9 | $ 1,681,000 | $ 186,777 | $ 71,000 |
| Falls Church, Virginia | 9 | $ 3,845,000 | $ 427,222 | $ 154,000 |
| Petersburg, Virginia | 9 | $ 1,249,000 | $ 138,777 | $ 43,000 |
| Gloucester, New Jersey | 8 | $ 1,326,000 | $ 165,750 | $ 45,000 |
| Albemarle, Virginia | 8 | $ 1,693,000 | $ 211,625 | $ 87,000 |
| King William, Virginia | 8 | $ 1,259,000 | $ 157,375 | $ 35,000 |
| Somerset, Maryland | 7 | $ 956,000 | $ 136,571 | $ 58,000 |
| Middlesex, New Jersey | 7 | $ 2,333,000 | $ 333,285 | $ 97,000 |
| Pasquotank, North Carolina | 7 | $ 1,063,000 | $ 151,857 | $ 52,000 |
| Berks, Pennsylvania | 7 | $ 1,584,000 | $ 226,285 | $ 90,000 |
| Amelia, Virginia | 7 | $ 1,285,000 | $ 183,571 | $ 43,000 |
| Augusta, Virginia | 7 | $ 1,334,000 | $ 190,571 | $ 79,000 |
| Hopewell, Virginia | 7 | $ 1,038,000 | $ 148,285 | $ 40,000 |
| Northumberland, Virginia | 6 | $ 2,348,000 | $ 391,333 | $ 125,000 |
| Radford, Virginia | 6 | $ 872,000 | $ 145,333 | $ 45,000 |
| Southampton, Virginia | 6 | $ 799,000 | $ 133,166 | $ 38,000 |
| Westmoreland, Virginia | 6 | $ 903,000 | $ 150,500 | $ 123,000 |
| Mineral, West Virginia | 6 | $ 678,000 | $ 113,000 | $ 52,000 |
| Dorchester, Maryland | 5 | $ 560,000 | $ 112,000 | $ 41,000 |
| Cape May, New Jersey | 5 | $ 1,325,000 | $ 265,000 | $ 92,000 |
| Currituck, North Carolina | 5 | $ 1,090,000 | $ 218,000 | $ 108,000 |
| Campbell, Virginia | 5 | $ 788,000 | $ 157,600 | $ 35,000 |
| Charles City, Virginia | 5 | $ 750,000 | $ 150,000 | $ 62,000 |
| Clarke, Virginia | 5 | $ 1,171,000 | $ 234,200 | $ 75,000 |
| Cumberland, Virginia | 5 | $ 720,000 | $ 144,000 | $ 45,000 |
| Essex, Virginia | 5 | $ 1,085,000 | $ 217,000 | $ 143,000 |
| King George, Virginia | 5 | $ 1,602,000 | $ 320,400 | $ 104,000 |
| Palm Beach, Florida | 4 | $ 2,642,000 | $ 660,500 | $ 248,000 |
| Dare, North Carolina | 4 | $ 2,097,000 | $ 524,250 | $ 441,000 |
| Fulton, Pennsylvania | 4 | $ 652,000 | $ 163,000 | $ 45,000 |
| Franklin, Virginia | 4 | $ 667,000 | $ 166,750 | $ 70,000 |
| Mathews, Virginia | 4 | $ 869,000 | $ 217,250 | $ 117,000 |
| Poquoson, Virginia | 4 | $ 1,019,000 | $ 254,750 | $ 361,000 |
| Shenandoah, Virginia | 4 | $ 835,000 | $ 208,750 | $ 172,000 |
| Surry, Virginia | 4 | $ 988,000 | $ 247,000 | $ 60,000 |
| Somerset, New Jersey | 3 | $ 814,000 | $ 271,333 | $ 185,000 |
| Alamance, North Carolina | 3 | $ 151,000 | $ 50,333 | $ 23,000 |
| Brunswick, North Carolina | 3 | $ 382,000 | $ 127,333 | $ 59,000 |
| Mecklenburg, North Carolina | 3 | $ 639,000 | $ 213,000 | $ 70,000 |
| Cumberland, Pennsylvania | 3 | $ 486,000 | $ 162,000 | $ 58,000 |
| Dauphin, Pennsylvania | 3 | $ 465,000 | $ 155,000 | $ 35,000 |
| Monroe, Pennsylvania | 3 | $ 315,000 | $ 105,000 | $ 81,000 |
| Accomack, Virginia | 3 | $ 551,000 | $ 183,666 | $ 72,000 |
| Amherst, Virginia | 3 | $ 416,000 | $ 138,666 | $ 84,000 |
| Franklin City, Virginia | 3 | $ 676,000 | $ 225,333 | $ 56,000 |
| Middlesex, Virginia | 3 | $ 613,000 | $ 204,333 | $ 131,000 |
| Nelson, Virginia | 3 | $ 1,134,000 | $ 378,000 | $ 246,000 |
| Prince Edward, Virginia | 3 | $ 772,000 | $ 257,333 | $ 112,000 |
| Salem, Virginia | 3 | $ 253,000 | $ 84,333 | $ 39,000 |
| Sussex, Virginia | 3 | $ 302,000 | $ 100,666 | $ 34,000 |
| Morgan, West Virginia | 3 | $ 434,000 | $ 144,666 | $ 154,000 |
| Duval, Florida | 2 | $ 349,000 | $ 174,500 | $ 0 |
| Manatee, Florida | 2 | $ 2,013,000 | $ 1,006,500 | $ 916,000 |
| Kent, Maryland | 2 | $ 252,000 | $ 126,000 | $ 85,000 |
| Hunterdon, New Jersey | 2 | $ 594,000 | $ 297,000 | $ 114,000 |
| Monmouth, New Jersey | 2 | $ 594,000 | $ 297,000 | $ 167,000 |
| Gates, North Carolina | 2 | $ 259,000 | $ 129,500 | $ 56,000 |
| Pitt, North Carolina | 2 | $ 329,000 | $ 164,500 | $ 54,000 |
| Yadkin, North Carolina | 2 | $ 174,000 | $ 87,000 | $ 36,000 |
| Lackawanna, Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 65,000 |
| Schuylkill, Pennsylvania | 2 | $ 321,000 | $ 160,500 | $ 41,000 |
| Somerset, Pennsylvania | 2 | $ 127,000 | $ 63,500 | $ 39,000 |
| Floyd, Virginia | 2 | $ 256,000 | $ 128,000 | $ 81,000 |
| Halifax, Virginia | 2 | $ 241,000 | $ 120,500 | $ 18,000 |
| Lancaster, Virginia | 2 | $ 352,000 | $ 176,000 | $ 89,000 |
| Lunenburg, Virginia | 2 | $ 160,000 | $ 80,000 | $ 37,000 |
| Madison, Virginia | 2 | $ 153,000 | $ 76,500 | $ 34,000 |
| Nottoway, Virginia | 2 | $ 246,000 | $ 123,000 | $ 44,000 |
| Staunton, Virginia | 2 | $ 399,000 | $ 199,500 | $ 62,000 |
| Waynesboro, Virginia | 2 | $ 364,000 | $ 182,000 | $ 50,000 |
| Wythe, Virginia | 2 | $ 267,000 | $ 133,500 | $ 32,000 |
| Charlotte, Florida | 1 | $ 70,000 | $ 70,000 | $ 36,000 |
| Lake, Florida | 1 | $ 148,000 | $ 148,000 | $ 390,000 |
| Lee, Florida | 1 | $ 280,000 | $ 280,000 | $ 313,000 |
| Miami-Dade, Florida | 1 | $ 242,000 | $ 242,000 | $ 138,000 |
| Pasco, Florida | 1 | $ 412,000 | $ 412,000 | $ 103,000 |
| Sarasota, Florida | 1 | $ 73,000 | $ 73,000 | $ 47,000 |
| St. Lucie, Florida | 1 | $ 119,000 | $ 119,000 | $ 139,000 |
| Barnstable, Massachusetts | 1 | $ 180,000 | $ 180,000 | $ 387,000 |
| Norfolk, Massachusetts | 1 | $ 686,000 | $ 686,000 | $ 0 |
| Salem, New Jersey | 1 | $ 180,000 | $ 180,000 | $ 58,000 |
| Sussex, New Jersey | 1 | $ 250,000 | $ 250,000 | $ 151,000 |
| Bertie, North Carolina | 1 | $ 37,000 | $ 37,000 | $ 57,000 |
| Burke, North Carolina | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| Camden, North Carolina | 1 | $ 192,000 | $ 192,000 | $ 48,000 |
| Cleveland, North Carolina | 1 | $ 66,000 | $ 66,000 | $ 90,000 |
| Davie, North Carolina | 1 | $ 76,000 | $ 76,000 | $ 55,000 |
| Durham, North Carolina | 1 | $ 110,000 | $ 110,000 | $ 46,000 |
| Forsyth, North Carolina | 1 | $ 111,000 | $ 111,000 | $ 83,000 |
| Onslow, North Carolina | 1 | $ 207,000 | $ 207,000 | $ 61,000 |
| Orange, North Carolina | 1 | $ 68,000 | $ 68,000 | $ 37,000 |
| Perquimans, North Carolina | 1 | $ 153,000 | $ 153,000 | $ 37,000 |
| Randolph, North Carolina | 1 | $ 73,000 | $ 73,000 | $ 30,000 |
| Rockingham, North Carolina | 1 | $ 67,000 | $ 67,000 | $ 79,000 |
| Surry, North Carolina | 1 | $ 81,000 | $ 81,000 | $ 58,000 |
| Bedford, Pennsylvania | 1 | $ 47,000 | $ 47,000 | $ 40,000 |
| Fayette, Pennsylvania | 1 | $ 221,000 | $ 221,000 | $ 68,000 |
| Greene, Pennsylvania | 1 | $ 227,000 | $ 227,000 | $ 55,000 |
| Lebanon, Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Richland, South Carolina | 1 | $ 330,000 | $ 330,000 | $ 123,000 |
| Bath, Virginia | 1 | $ 94,000 | $ 94,000 | $ 55,000 |
| Bedford City, Virginia | 1 | $ 204,000 | $ 204,000 | $ 95,000 |
| Brunswick, Virginia | 1 | $ 63,000 | $ 63,000 | $ 61,000 |
| Buchanan, Virginia | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Greene, Virginia | 1 | $ 120,000 | $ 120,000 | $ 257,000 |
| Greensville, Virginia | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Martinsville, Virginia | 1 | $ 97,000 | $ 97,000 | $ 52,000 |
| Northampton, Virginia | 1 | $ 75,000 | $ 75,000 | $ 300,000 |
| Pittsylvania, Virginia | 1 | $ 76,000 | $ 76,000 | $ 34,000 |
| Richmond, Virginia | 1 | $ 202,000 | $ 202,000 | $ 64,000 |
| Rockingham, Virginia | 1 | $ 123,000 | $ 123,000 | $ 24,000 |
| Smyth, Virginia | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Tazewell, Virginia | 1 | $ 81,000 | $ 81,000 | $ 55,000 |
| Washington, Virginia | 1 | $ 298,000 | $ 298,000 | $ 172,000 |
| Hampshire, West Virginia | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Hardy, West Virginia | 1 | $ 205,000 | $ 205,000 | $ 41,000 |
Mortgage Loan Application Detail Totals for Prosperity Mortgage Company in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,556 | $2,042,340,000 | $270,000 | $2,000,000 | $103,000 | $3,507,000 |
| Refinancing | 2,133 | $678,501,000 | $318,000 | $2,000,000 | $114,000 | $1,500,000 |
| Home Improvement | 104 | $24,512,000 | $235,000 | $730,000 | $122,000 | $920,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,815 | $1,921,566,000 | $281,000 | $2,000,000 | $109,000 | $1,699,000 |
| Not Provided | 1,222 | $403,836,000 | $330,000 | $2,000,000 | $119,000 | $3,507,000 |
| Black or African American | 990 | $209,880,000 | $212,000 | $976,000 | $70,000 | $461,000 |
| Hispanic | 399 | $103,233,000 | $258,000 | $1,121,000 | $81,000 | $505,000 |
| Asian | 331 | $97,583,000 | $294,000 | $1,015,000 | $120,000 | $861,000 |
| Native Hawaiian or Other Pacific Islander | 28 | $7,319,000 | $261,000 | $400,000 | $77,000 | $187,000 |
| American Indian or Alaskan Native | 8 | $1,936,000 | $242,000 | $609,000 | $87,000 | $223,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 4,667 | $1,129,464,000 | $242,000 | $950,000 | $76,000 | $684,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,819 | $1,229,612,000 | $321,000 | $2,000,000 | $151,000 | $3,507,000 |
| VA-guaranteed (Veterans Administration) | 1,240 | $375,532,000 | $302,000 | $1,180,000 | $80,000 | $453,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 67 | $10,745,000 | $160,000 | $273,000 | $51,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,175 | $2,594,321,000 | $282,000 | $2,000,000 | $107,000 | $3,507,000 |
| Application Approved But Not Accepted | 615 | $150,482,000 | $244,000 | $1,000,000 | $93,000 | $1,200,000 |
| Preapproval Approved but not Accepted | 3 | $550,000 | $183,000 | $317,000 | $94,000 | $139,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prosperity Mortgage Company's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prosperity Mortgage Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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