Provident Funding Associates Mortgage Lending & HMDA Data, 2019

In 2019, Provident Funding Associates of Santa Rosa, CA reported 62,500 mortgage applications totaling $19.1 billion, up 55% from 2018. The average application was for $305,816, and applicants reported an average income of $129,755. 60% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Dallas-Plano-Irving, TX (3,260), Phoenix-Mesa-Scottsdale, AZ (2,979) and Denver-Aurora-Lakewood, CO (2,958) (applications in parentheses).

Mortgage Company & Address Provident Funding Associates
1235 North Dutton Ave Ste E
Santa Rosa, CA 95401
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 62,500
Total Mortgage Loan Application Amount $19,113,550,000
Average Mortgage Loan Application Amount $305,816
Highest Mortgage Loan Application Amount $1,955,000
Average Applicant Income $129,755
Highest Applicant Income $4,548,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Provident Funding Associates filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Provident Funding Associates by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 2,809 $ 780,615,000 $ 277,897 $ 118,000
Salt Lake, Utah 2,279 $ 712,705,000 $ 312,727 $ 112,000
Collin, Texas 1,479 $ 488,955,000 $ 330,598 $ 139,000
Utah, Utah 1,474 $ 445,640,000 $ 302,333 $ 103,000
Sacramento, California 1,364 $ 439,540,000 $ 322,243 $ 119,000
Los Angeles, California 1,301 $ 514,195,000 $ 395,230 $ 135,000
Washington, Oregon 1,022 $ 367,130,000 $ 359,227 $ 137,000
Wake, North Carolina 1,012 $ 290,630,000 $ 287,183 $ 137,000
King, Washington 973 $ 393,685,000 $ 404,609 $ 161,000
Davis, Utah 957 $ 277,665,000 $ 290,141 $ 105,000
Denton, Texas 913 $ 277,455,000 $ 303,893 $ 140,000
Santa Clara, California 859 $ 380,585,000 $ 443,055 $ 170,000
San Diego, California 848 $ 343,170,000 $ 404,681 $ 138,000
Harris, Texas 845 $ 226,225,000 $ 267,721 $ 142,000
Orange, California 825 $ 348,355,000 $ 422,248 $ 145,000
Tarrant, Texas 776 $ 193,590,000 $ 249,471 $ 130,000
Dallas, Texas 705 $ 223,115,000 $ 316,475 $ 139,000
Fort Bend, Texas 690 $ 187,830,000 $ 272,217 $ 130,000
Jefferson, Colorado 685 $ 236,775,000 $ 345,656 $ 124,000
Williamson, Texas 659 $ 196,795,000 $ 298,626 $ 144,000
Douglas, Colorado 629 $ 231,855,000 $ 368,608 $ 128,000
Alameda, California 622 $ 282,370,000 $ 453,971 $ 159,000
Denver, Colorado 599 $ 221,945,000 $ 370,525 $ 133,000
Jefferson, Kentucky 598 $ 151,240,000 $ 252,909 $ 116,000
Forsyth, Georgia 586 $ 183,750,000 $ 313,566 $ 135,000
Mecklenburg, North Carolina 583 $ 155,595,000 $ 266,886 $ 132,000
Riverside, California 571 $ 182,905,000 $ 320,323 $ 118,000
Arapahoe, Colorado 568 $ 190,870,000 $ 336,038 $ 125,000
Placer, California 567 $ 204,345,000 $ 360,396 $ 137,000
Fulton, Georgia 548 $ 172,510,000 $ 314,799 $ 149,000
Cook, Illinois 527 $ 147,725,000 $ 280,313 $ 133,000
Travis, Texas 511 $ 159,015,000 $ 311,183 $ 164,000
Multnomah, Oregon 480 $ 163,990,000 $ 341,645 $ 122,000
Contra Costa, California 447 $ 181,375,000 $ 405,760 $ 142,000
Oakland, Michigan 444 $ 124,140,000 $ 279,594 $ 123,000
San Bernardino, California 442 $ 135,400,000 $ 306,334 $ 109,000
Snohomish, Washington 426 $ 155,140,000 $ 364,178 $ 133,000
Cobb, Georgia 383 $ 107,495,000 $ 280,665 $ 133,000
Middlesex, Massachusetts 378 $ 148,580,000 $ 393,068 $ 155,000
Pima, Arizona 358 $ 76,160,000 $ 212,737 $ 116,000
Hennepin, Minnesota 353 $ 104,085,000 $ 294,858 $ 132,000
Montgomery, Pennsylvania 347 $ 100,085,000 $ 288,429 $ 128,000
Fayette, Kentucky 346 $ 73,840,000 $ 213,410 $ 103,000
Adams, Colorado 340 $ 109,340,000 $ 321,588 $ 113,000
Chester, Pennsylvania 336 $ 111,150,000 $ 330,803 $ 150,000
Bucks, Pennsylvania 324 $ 97,870,000 $ 302,067 $ 142,000
Boulder, Colorado 322 $ 125,990,000 $ 391,273 $ 142,000
DuPage, Illinois 317 $ 88,255,000 $ 278,406 $ 133,000
Bexar, Texas 312 $ 78,930,000 $ 252,980 $ 142,000
Hartford, Connecticut 311 $ 75,865,000 $ 243,938 $ 119,000
Hamilton, Indiana 311 $ 86,425,000 $ 277,893 $ 127,000
Gwinnett, Georgia 310 $ 75,480,000 $ 243,483 $ 126,000
Clackamas, Oregon 305 $ 107,025,000 $ 350,901 $ 114,000
Weber, Utah 301 $ 81,035,000 $ 269,219 $ 99,000
San Joaquin, California 295 $ 95,595,000 $ 324,050 $ 126,000
El Paso, Colorado 291 $ 79,165,000 $ 272,044 $ 121,000
Fairfax, Virginia 289 $ 117,445,000 $ 406,384 $ 157,000
Allegheny, Pennsylvania 283 $ 69,875,000 $ 246,908 $ 129,000
Broward, Florida 259 $ 76,045,000 $ 293,610 $ 124,000
Solano, California 250 $ 87,760,000 $ 351,040 $ 130,000
Larimer, Colorado 237 $ 73,345,000 $ 309,472 $ 125,000
Weld, Colorado 236 $ 73,190,000 $ 310,127 $ 112,000
Middlesex, New Jersey 232 $ 71,970,000 $ 310,215 $ 144,000
DeKalb, Georgia 231 $ 73,435,000 $ 317,900 $ 139,000
Palm Beach, Florida 228 $ 66,710,000 $ 292,587 $ 128,000
Philadelphia, Pennsylvania 223 $ 60,225,000 $ 270,067 $ 121,000
Delaware, Pennsylvania 215 $ 63,125,000 $ 293,604 $ 131,000
Sonoma, California 214 $ 84,050,000 $ 392,757 $ 136,000
Clark, Washington 214 $ 66,440,000 $ 310,467 $ 118,000
Hillsborough, Florida 212 $ 57,570,000 $ 271,556 $ 128,000
Lehigh, Pennsylvania 209 $ 49,155,000 $ 235,191 $ 115,000
Ventura, California 208 $ 83,570,000 $ 401,778 $ 132,000
St. Louis, Missouri 201 $ 56,095,000 $ 279,079 $ 132,000
Marion, Indiana 200 $ 42,540,000 $ 212,700 $ 104,000
Orange, Florida 198 $ 53,130,000 $ 268,333 $ 116,000
Lake, Illinois 197 $ 59,355,000 $ 301,294 $ 156,000
New Haven, Connecticut 194 $ 49,890,000 $ 257,164 $ 125,000
Washington, Utah 193 $ 52,575,000 $ 272,409 $ 116,000
Deschutes, Oregon 191 $ 62,005,000 $ 324,633 $ 124,000
Norfolk, Massachusetts 185 $ 66,335,000 $ 358,567 $ 129,000
Montgomery, Maryland 182 $ 69,600,000 $ 382,417 $ 162,000
Pierce, Washington 180 $ 54,970,000 $ 305,388 $ 121,000
El Dorado, California 176 $ 64,080,000 $ 364,090 $ 152,000
Montgomery, Texas 175 $ 50,795,000 $ 290,257 $ 150,000
Fairfield, Connecticut 174 $ 58,990,000 $ 339,022 $ 147,000
Will, Illinois 173 $ 46,675,000 $ 269,797 $ 131,000
Pinal, Arizona 170 $ 35,660,000 $ 209,764 $ 104,000
San Mateo, California 162 $ 75,390,000 $ 465,370 $ 177,000
Union, North Carolina 156 $ 46,140,000 $ 295,769 $ 134,000
Davidson, Tennessee 156 $ 45,420,000 $ 291,153 $ 130,000
Cherokee, Georgia 152 $ 41,750,000 $ 274,671 $ 132,000
San Luis Obispo, California 150 $ 55,780,000 $ 371,866 $ 131,000
Clark, Nevada 150 $ 40,400,000 $ 269,333 $ 110,000
Loudoun, Virginia 149 $ 58,135,000 $ 390,167 $ 168,000
Washoe, Nevada 148 $ 43,570,000 $ 294,391 $ 112,000
Durham, North Carolina 148 $ 34,410,000 $ 232,500 $ 138,000
Stanislaus, California 141 $ 36,805,000 $ 261,028 $ 103,000
Cabarrus, North Carolina 137 $ 39,565,000 $ 288,795 $ 121,000
Miami-Dade, Florida 136 $ 41,560,000 $ 305,588 $ 155,000
Fresno, California 135 $ 36,715,000 $ 271,962 $ 122,000
Pinellas, Florida 133 $ 36,055,000 $ 271,090 $ 120,000
Bergen, New Jersey 133 $ 48,775,000 $ 366,729 $ 152,000
Monmouth, New Jersey 132 $ 44,340,000 $ 335,909 $ 158,000
Monterey, California 129 $ 51,475,000 $ 399,031 $ 124,000
Worcester, Massachusetts 127 $ 37,895,000 $ 298,385 $ 118,000
York, South Carolina 126 $ 35,790,000 $ 284,047 $ 113,000
Santa Cruz, California 125 $ 56,535,000 $ 452,280 $ 140,000
Lee, Florida 122 $ 30,680,000 $ 251,475 $ 119,000
Wayne, Michigan 122 $ 30,060,000 $ 246,393 $ 118,000
Brazoria, Texas 120 $ 30,030,000 $ 250,250 $ 136,000
Alachua, Florida 119 $ 28,735,000 $ 241,470 $ 112,000
Morris, New Jersey 119 $ 42,745,000 $ 359,201 $ 156,000
Kern, California 116 $ 28,780,000 $ 248,103 $ 132,000
Yolo, California 116 $ 38,450,000 $ 331,465 $ 125,000
Dakota, Minnesota 114 $ 32,150,000 $ 282,017 $ 122,000
Northampton, Pennsylvania 113 $ 25,535,000 $ 225,973 $ 110,000
Johnson, Kansas 111 $ 32,515,000 $ 292,927 $ 128,000
Williamson, Tennessee 106 $ 37,740,000 $ 356,037 $ 140,000
Essex, Massachusetts 105 $ 36,755,000 $ 350,047 $ 140,000
Oldham, Kentucky 100 $ 28,820,000 $ 288,200 $ 126,000
Kane, Illinois 99 $ 24,415,000 $ 246,616 $ 124,000
Volusia, Florida 97 $ 20,785,000 $ 214,278 $ 102,000
Franklin, Ohio 97 $ 26,295,000 $ 271,082 $ 133,000
Galveston, Texas 97 $ 26,955,000 $ 277,886 $ 112,000
Washtenaw, Michigan 96 $ 27,490,000 $ 286,354 $ 126,000
Washington, Minnesota 95 $ 28,115,000 $ 295,947 $ 131,000
Yavapai, Arizona 93 $ 24,475,000 $ 263,172 $ 108,000
Greenville, South Carolina 92 $ 21,330,000 $ 231,847 $ 114,000
St. Johns, Florida 91 $ 24,865,000 $ 273,241 $ 138,000
Tulsa, Oklahoma 91 $ 20,255,000 $ 222,582 $ 122,000
Marin, California 90 $ 42,500,000 $ 472,222 $ 158,000
Duval, Florida 90 $ 21,950,000 $ 243,888 $ 119,000
Seminole, Florida 90 $ 25,370,000 $ 281,888 $ 150,000
Broomfield, Colorado 89 $ 31,205,000 $ 350,617 $ 133,000
Guilford, North Carolina 89 $ 22,145,000 $ 248,820 $ 130,000
Marion, Oregon 89 $ 23,705,000 $ 266,348 $ 104,000
Ramsey, Minnesota 88 $ 22,490,000 $ 255,568 $ 116,000
St. Charles, Missouri 88 $ 22,020,000 $ 250,227 $ 109,000
Prince William, Virginia 88 $ 29,280,000 $ 332,727 $ 112,000
Howard, Maryland 86 $ 29,610,000 $ 344,302 $ 146,000
Burlington, New Jersey 86 $ 22,240,000 $ 258,604 $ 154,000
Lane, Oregon 85 $ 22,695,000 $ 267,000 $ 123,000
Charleston, South Carolina 85 $ 26,485,000 $ 311,588 $ 139,000
Plymouth, Massachusetts 82 $ 27,060,000 $ 330,000 $ 128,000
Hamilton, Ohio 82 $ 19,630,000 $ 239,390 $ 208,000
Tooele, Utah 82 $ 21,510,000 $ 262,317 $ 87,000
Waukesha, Wisconsin 82 $ 23,030,000 $ 280,853 $ 98,000
Ocean, New Jersey 80 $ 21,600,000 $ 270,000 $ 148,000
Henrico, Virginia 80 $ 22,760,000 $ 284,500 $ 128,000
Somerset, New Jersey 78 $ 28,650,000 $ 367,307 $ 169,000
Cache, Utah 78 $ 19,920,000 $ 255,384 $ 94,000
Suffolk, Massachusetts 77 $ 30,485,000 $ 395,909 $ 146,000
Benton, Washington 77 $ 21,525,000 $ 279,545 $ 110,000
Jackson, Missouri 76 $ 16,790,000 $ 220,921 $ 112,000
Spokane, Washington 75 $ 18,695,000 $ 249,266 $ 102,000
Napa, California 74 $ 30,110,000 $ 406,891 $ 174,000
Cuyahoga, Ohio 74 $ 15,700,000 $ 212,162 $ 131,000
Shasta, California 72 $ 18,350,000 $ 254,861 $ 103,000
Butte, California 70 $ 19,180,000 $ 274,000 $ 117,000
Oklahoma, Oklahoma 70 $ 15,280,000 $ 218,285 $ 124,000
Bristol, Massachusetts 68 $ 19,320,000 $ 284,117 $ 128,000
Barnstable, Massachusetts 67 $ 20,555,000 $ 306,791 $ 195,000
Nevada, California 66 $ 20,970,000 $ 317,727 $ 140,000
San Francisco, California 66 $ 30,860,000 $ 467,575 $ 175,000
Essex, New Jersey 66 $ 23,640,000 $ 358,181 $ 169,000
Ellis, Texas 66 $ 17,120,000 $ 259,393 $ 112,000
Thurston, Washington 66 $ 18,360,000 $ 278,181 $ 122,000
Hendricks, Indiana 63 $ 13,695,000 $ 217,380 $ 124,000
Rutherford, Tennessee 63 $ 15,215,000 $ 241,507 $ 89,000
Comal, Texas 63 $ 16,965,000 $ 269,285 $ 143,000
Brevard, Florida 62 $ 16,050,000 $ 258,870 $ 125,000
Baltimore, Maryland 62 $ 16,030,000 $ 258,548 $ 146,000
Carver, Minnesota 61 $ 18,975,000 $ 311,065 $ 138,000
Passaic, New Jersey 59 $ 17,475,000 $ 296,186 $ 139,000
Santa Barbara, California 58 $ 23,360,000 $ 402,758 $ 141,000
Union, New Jersey 58 $ 19,940,000 $ 343,793 $ 145,000
Pasco, Florida 57 $ 13,755,000 $ 241,315 $ 147,000
Sarasota, Florida 57 $ 13,245,000 $ 232,368 $ 112,000
Clark, Indiana 57 $ 12,735,000 $ 223,421 $ 114,000
Gloucester, New Jersey 57 $ 12,345,000 $ 216,578 $ 119,000
Johnson, Indiana 56 $ 13,040,000 $ 232,857 $ 106,000
Benton, Oregon 56 $ 16,920,000 $ 302,142 $ 118,000
Spartanburg, South Carolina 56 $ 10,350,000 $ 184,821 $ 89,000
Hays, Texas 56 $ 16,630,000 $ 296,964 $ 128,000
Scott, Minnesota 55 $ 16,855,000 $ 306,454 $ 120,000
Orange, North Carolina 55 $ 17,235,000 $ 313,363 $ 135,000
Mesa, Colorado 54 $ 12,930,000 $ 239,444 $ 96,000
Macomb, Michigan 54 $ 12,800,000 $ 237,037 $ 104,000
Clay, Missouri 54 $ 12,760,000 $ 236,296 $ 120,000
Johnston, North Carolina 54 $ 11,500,000 $ 212,962 $ 96,000
Anoka, Minnesota 53 $ 13,565,000 $ 255,943 $ 119,000
Parker, Texas 52 $ 14,340,000 $ 275,769 $ 127,000
Milwaukee, Wisconsin 52 $ 11,670,000 $ 224,423 $ 111,000
Camden, New Jersey 51 $ 11,495,000 $ 225,392 $ 128,000
Boone, Indiana 50 $ 14,370,000 $ 287,400 $ 148,000
Wilson, Tennessee 50 $ 13,440,000 $ 268,800 $ 84,000
Eagle, Colorado 49 $ 20,985,000 $ 428,265 $ 166,000
Mercer, New Jersey 49 $ 15,235,000 $ 310,918 $ 154,000
Middlesex, Connecticut 48 $ 11,650,000 $ 242,708 $ 124,000
Berks, Pennsylvania 48 $ 10,220,000 $ 212,916 $ 112,000
Shelby, Tennessee 48 $ 11,090,000 $ 231,041 $ 135,000
Kaufman, Texas 47 $ 9,615,000 $ 204,574 $ 145,000
Box Elder, Utah 47 $ 10,855,000 $ 230,957 $ 95,000
Summit, Utah 47 $ 20,145,000 $ 428,617 $ 146,000
Manatee, Florida 46 $ 13,690,000 $ 297,608 $ 126,000
New Hanover, North Carolina 46 $ 11,580,000 $ 251,739 $ 126,000
Kitsap, Washington 46 $ 13,830,000 $ 300,652 $ 123,000
Centre, Pennsylvania 45 $ 11,525,000 $ 256,111 $ 142,000
Wasatch, Utah 45 $ 15,765,000 $ 350,333 $ 241,000
Polk, Florida 44 $ 9,350,000 $ 212,500 $ 111,000
Ada, Idaho 44 $ 11,550,000 $ 262,500 $ 105,000
Floyd, Indiana 44 $ 10,200,000 $ 231,818 $ 112,000
Hunterdon, New Jersey 44 $ 14,920,000 $ 339,090 $ 149,000
Butler, Pennsylvania 44 $ 13,280,000 $ 301,818 $ 148,000
Gaston, North Carolina 43 $ 8,635,000 $ 200,813 $ 110,000
Hamilton, Tennessee 43 $ 10,505,000 $ 244,302 $ 95,000
La Plata, Colorado 42 $ 12,730,000 $ 303,095 $ 108,000
Collier, Florida 42 $ 14,560,000 $ 346,666 $ 145,000
Sussex, New Jersey 42 $ 12,190,000 $ 290,238 $ 131,000
Cumberland, Pennsylvania 42 $ 11,890,000 $ 283,095 $ 119,000
Anne Arundel, Maryland 41 $ 13,655,000 $ 333,048 $ 170,000
Iredell, North Carolina 41 $ 10,325,000 $ 251,829 $ 117,000
Garfield, Colorado 40 $ 13,250,000 $ 331,250 $ 96,000
Coweta, Georgia 40 $ 8,940,000 $ 223,500 $ 109,000
Coconino, Arizona 39 $ 10,615,000 $ 272,179 $ 122,000
Hall, Georgia 39 $ 10,535,000 $ 270,128 $ 126,000
Jackson, Oregon 39 $ 10,675,000 $ 273,717 $ 117,000
Chesterfield, Virginia 39 $ 11,715,000 $ 300,384 $ 119,000
Whatcom, Washington 39 $ 12,085,000 $ 309,871 $ 114,000
Fayette, Georgia 38 $ 11,130,000 $ 292,894 $ 128,000
Olmsted, Minnesota 38 $ 10,160,000 $ 267,368 $ 133,000
Lancaster, Pennsylvania 38 $ 8,550,000 $ 225,000 $ 115,000
Westmoreland, Pennsylvania 38 $ 9,810,000 $ 258,157 $ 124,000
Rockwall, Texas 38 $ 9,200,000 $ 242,105 $ 161,000
Merced, California 37 $ 8,275,000 $ 223,648 $ 119,000
Leon, Florida 37 $ 9,775,000 $ 264,189 $ 117,000
Bullitt, Kentucky 37 $ 8,085,000 $ 218,513 $ 85,000
Buncombe, North Carolina 37 $ 10,835,000 $ 292,837 $ 124,000
Chatham, North Carolina 37 $ 11,365,000 $ 307,162 $ 134,000
Grand, Colorado 36 $ 13,020,000 $ 361,666 $ 214,000
Litchfield, Connecticut 36 $ 8,430,000 $ 234,166 $ 121,000
New London, Connecticut 36 $ 8,860,000 $ 246,111 $ 134,000
Lake, Florida 36 $ 8,750,000 $ 243,055 $ 113,000
Tulare, California 35 $ 8,445,000 $ 241,285 $ 121,000
Lake, Indiana 35 $ 8,305,000 $ 237,285 $ 114,000
Horry, South Carolina 35 $ 8,625,000 $ 246,428 $ 139,000
Guadalupe, Texas 35 $ 7,295,000 $ 208,428 $ 88,000
Iron, Utah 35 $ 8,495,000 $ 242,714 $ 105,000
Scott, Kentucky 34 $ 7,630,000 $ 224,411 $ 97,000
Yamhill, Oregon 34 $ 9,350,000 $ 275,000 $ 103,000
Richland, South Carolina 34 $ 8,360,000 $ 245,882 $ 102,000
Knox, Tennessee 34 $ 8,120,000 $ 238,823 $ 122,000
Butler, Ohio 33 $ 7,715,000 $ 233,787 $ 113,000
Washington, Pennsylvania 33 $ 8,545,000 $ 258,939 $ 118,000
Grayson, Texas 33 $ 8,325,000 $ 252,272 $ 152,000
Sevier, Utah 33 $ 6,715,000 $ 203,484 $ 74,000
Brazos, Texas 32 $ 7,350,000 $ 229,687 $ 136,000
McHenry, Illinois 31 $ 6,145,000 $ 198,225 $ 129,000
Prince George's, Maryland 31 $ 9,515,000 $ 306,935 $ 113,000
St. Louis City, Missouri 31 $ 8,555,000 $ 275,967 $ 138,000
Berkeley, South Carolina 31 $ 7,725,000 $ 249,193 $ 236,000
Chelan, Washington 31 $ 9,105,000 $ 293,709 $ 147,000
Warren, Ohio 30 $ 8,370,000 $ 279,000 $ 115,000
Mohave, Arizona 29 $ 6,265,000 $ 216,034 $ 131,000
San Benito, California 29 $ 12,495,000 $ 430,862 $ 141,000
Osceola, Florida 29 $ 7,145,000 $ 246,379 $ 119,000
St. Lucie, Florida 29 $ 6,065,000 $ 209,137 $ 102,000
Paulding, Georgia 29 $ 5,825,000 $ 200,862 $ 109,000
Hancock, Indiana 29 $ 6,305,000 $ 217,413 $ 90,000
Warren, Kentucky 29 $ 6,395,000 $ 220,517 $ 173,000
York, Pennsylvania 29 $ 6,135,000 $ 211,551 $ 105,000
Shelby, Alabama 28 $ 6,430,000 $ 229,642 $ 0
Yuba, California 28 $ 7,260,000 $ 259,285 $ 100,000
Summit, Colorado 28 $ 10,400,000 $ 371,428 $ 175,000
Hudson, New Jersey 28 $ 10,240,000 $ 365,714 $ 136,000
Sumner, Tennessee 28 $ 7,650,000 $ 273,214 $ 119,000
Skagit, Washington 28 $ 7,150,000 $ 255,357 $ 115,000
Yuma, Arizona 27 $ 4,505,000 $ 166,851 $ 133,000
Tolland, Connecticut 27 $ 6,605,000 $ 244,629 $ 124,000
Boone, Kentucky 27 $ 6,615,000 $ 245,000 $ 104,000
Delaware, Ohio 27 $ 8,625,000 $ 319,444 $ 268,000
Johnson, Texas 27 $ 6,575,000 $ 243,518 $ 145,000
Nueces, Texas 27 $ 6,525,000 $ 241,666 $ 119,000
Smith, Texas 27 $ 6,475,000 $ 239,814 $ 133,000
Albemarle, Virginia 27 $ 7,765,000 $ 287,592 $ 122,000
Henry, Georgia 26 $ 5,150,000 $ 198,076 $ 79,000
Wright, Minnesota 26 $ 5,620,000 $ 216,153 $ 109,000
El Paso, Texas 26 $ 5,050,000 $ 194,230 $ 101,000
Charlotte, Florida 25 $ 5,285,000 $ 211,400 $ 83,000
Frederick, Maryland 25 $ 6,885,000 $ 275,400 $ 116,000
Platte, Missouri 25 $ 6,545,000 $ 261,800 $ 105,000
Clermont, Ohio 25 $ 4,985,000 $ 199,400 $ 93,000
Dorchester, South Carolina 25 $ 5,245,000 $ 209,800 $ 73,000
Jefferson, Alabama 24 $ 5,400,000 $ 225,000 $ 0
Calaveras, California 24 $ 6,550,000 $ 272,916 $ 189,000
Marion, Florida 24 $ 3,640,000 $ 151,666 $ 88,000
Jackson, Georgia 24 $ 5,330,000 $ 222,083 $ 120,000
Polk, Oregon 24 $ 6,180,000 $ 257,500 $ 94,000
Martin, Florida 23 $ 6,225,000 $ 270,652 $ 121,000
Monroe, Indiana 23 $ 4,585,000 $ 199,347 $ 89,000
Jessamine, Kentucky 23 $ 6,365,000 $ 276,739 $ 146,000
Putnam, Tennessee 23 $ 4,125,000 $ 179,347 $ 35,000
Madera, California 22 $ 4,850,000 $ 220,454 $ 131,000
Walton, Georgia 22 $ 5,010,000 $ 227,727 $ 94,000
Kent, Michigan 22 $ 5,170,000 $ 235,000 $ 117,000
Forsyth, North Carolina 22 $ 5,210,000 $ 236,818 $ 158,000
Lorain, Ohio 22 $ 5,360,000 $ 243,636 $ 120,000
Linn, Oregon 22 $ 5,710,000 $ 259,545 $ 117,000
Lexington, South Carolina 22 $ 4,520,000 $ 205,454 $ 126,000
Virginia Beach, Virginia 22 $ 6,730,000 $ 305,909 $ 126,000
Chatham, Georgia 21 $ 6,785,000 $ 323,095 $ 117,000
St. Joseph, Indiana 21 $ 5,005,000 $ 238,333 $ 144,000
Ingham, Michigan 21 $ 4,795,000 $ 228,333 $ 149,000
Brunswick, North Carolina 21 $ 5,105,000 $ 243,095 $ 179,000
Summit, Ohio 21 $ 4,415,000 $ 210,238 $ 75,000
Maury, Tennessee 21 $ 5,075,000 $ 241,666 $ 108,000
Tuolumne, California 20 $ 4,660,000 $ 233,000 $ 148,000
Columbia, Georgia 20 $ 4,990,000 $ 249,500 $ 133,000
Franklin, Kentucky 20 $ 3,970,000 $ 198,500 $ 92,000
Shelby, Kentucky 20 $ 5,260,000 $ 263,000 $ 94,000
Calcasieu, Louisiana 20 $ 3,670,000 $ 183,500 $ 0
Harford, Maryland 20 $ 5,570,000 $ 278,500 $ 125,000
Lincoln, North Carolina 20 $ 5,180,000 $ 259,000 $ 153,000
Beaufort, South Carolina 20 $ 4,570,000 $ 228,500 $ 95,000
Benton, Arkansas 19 $ 5,355,000 $ 281,842 $ 0
Spencer, Kentucky 19 $ 4,685,000 $ 246,578 $ 97,000
Kalamazoo, Michigan 19 $ 4,295,000 $ 226,052 $ 122,000
Jefferson, Missouri 19 $ 3,935,000 $ 207,105 $ 97,000
Hillsborough, New Hampshire 19 $ 4,595,000 $ 241,842 $ 0
Atlantic, New Jersey 19 $ 5,045,000 $ 265,526 $ 272,000
Watauga, North Carolina 19 $ 4,645,000 $ 244,473 $ 215,000
Cleveland, Oklahoma 19 $ 3,945,000 $ 207,631 $ 143,000
Arlington, Virginia 19 $ 7,755,000 $ 408,157 $ 196,000
Routt, Colorado 18 $ 6,650,000 $ 369,444 $ 117,000
Indian River, Florida 18 $ 4,810,000 $ 267,222 $ 152,000
Woodford, Kentucky 18 $ 3,610,000 $ 200,555 $ 124,000
Montgomery, Alabama 17 $ 3,705,000 $ 217,941 $ 0
Navajo, Arizona 17 $ 4,425,000 $ 260,294 $ 129,000
Sutter, California 17 $ 4,145,000 $ 243,823 $ 107,000
Elbert, Colorado 17 $ 6,395,000 $ 376,176 $ 158,000
Pueblo, Colorado 17 $ 3,385,000 $ 199,117 $ 94,000
Sumter, Florida 17 $ 3,405,000 $ 200,294 $ 86,000
Kendall, Illinois 17 $ 4,105,000 $ 241,470 $ 151,000
Bartholomew, Indiana 17 $ 4,095,000 $ 240,882 $ 109,000
Baltimore City, Maryland 17 $ 4,065,000 $ 239,117 $ 167,000
Medina, Ohio 17 $ 4,245,000 $ 249,705 $ 125,000
Stark, Ohio 17 $ 3,105,000 $ 182,647 $ 114,000
Hood River, Oregon 17 $ 5,655,000 $ 332,647 $ 113,000
Monroe, Pennsylvania 17 $ 2,895,000 $ 170,294 $ 206,000
Anderson, South Carolina 17 $ 3,705,000 $ 217,941 $ 90,000
Morgan, Utah 17 $ 6,345,000 $ 373,235 $ 125,000
Mason, Washington 17 $ 4,205,000 $ 247,352 $ 124,000
Gila, Arizona 16 $ 4,070,000 $ 254,375 $ 195,000
Kenton, Kentucky 16 $ 4,150,000 $ 259,375 $ 114,000
Livingston, Michigan 16 $ 3,890,000 $ 243,125 $ 118,000
Pitt, North Carolina 16 $ 2,480,000 $ 155,000 $ 157,000
Hood, Texas 16 $ 4,410,000 $ 275,625 $ 139,000
Midland, Texas 16 $ 3,830,000 $ 239,375 $ 163,000
Frederick, Virginia 16 $ 4,270,000 $ 266,875 $ 115,000
Richmond City, Virginia 16 $ 4,760,000 $ 297,500 $ 201,000
Douglas, Washington 16 $ 5,120,000 $ 320,000 $ 108,000
Island, Washington 16 $ 5,190,000 $ 324,375 $ 110,000
Madison, Alabama 15 $ 3,055,000 $ 203,666 $ 0
Mendocino, California 15 $ 4,145,000 $ 276,333 $ 85,000
Park, Colorado 15 $ 4,895,000 $ 326,333 $ 113,000
Clay, Florida 15 $ 3,705,000 $ 247,000 $ 101,000
Hernando, Florida 15 $ 3,635,000 $ 242,333 $ 118,000
Santa Rosa, Florida 15 $ 3,085,000 $ 205,666 $ 76,000
Barrow, Georgia 15 $ 3,195,000 $ 213,000 $ 82,000
Allen, Indiana 15 $ 2,685,000 $ 179,000 $ 97,000
Hardin, Kentucky 15 $ 2,885,000 $ 192,333 $ 99,000
Madison, Kentucky 15 $ 4,855,000 $ 323,666 $ 109,000
Warren, New Jersey 15 $ 3,775,000 $ 251,666 $ 142,000
Fairfield, Ohio 15 $ 3,625,000 $ 241,666 $ 93,000
Rogers, Oklahoma 15 $ 4,005,000 $ 267,000 $ 124,000
Lee, Alabama 14 $ 3,040,000 $ 217,142 $ 0
Cochise, Arizona 14 $ 1,810,000 $ 129,285 $ 156,000
Amador, California 14 $ 3,770,000 $ 269,285 $ 92,000
Lake, California 14 $ 4,000,000 $ 285,714 $ 119,000
Citrus, Florida 14 $ 2,190,000 $ 156,428 $ 81,000
Oconee, Georgia 14 $ 3,510,000 $ 250,714 $ 85,000
Cape May, New Jersey 14 $ 2,900,000 $ 207,142 $ 169,000
Franklin, North Carolina 14 $ 3,270,000 $ 233,571 $ 85,000
Henderson, North Carolina 14 $ 3,780,000 $ 270,000 $ 99,000
Canadian, Oklahoma 14 $ 2,680,000 $ 191,428 $ 146,000
Lincoln, Oregon 14 $ 3,430,000 $ 245,000 $ 216,000
Lancaster, South Carolina 14 $ 3,640,000 $ 260,000 $ 97,000
Washington, Tennessee 14 $ 3,310,000 $ 236,428 $ 110,000
Sanpete, Utah 14 $ 3,210,000 $ 229,285 $ 116,000
York, Virginia 14 $ 4,790,000 $ 342,142 $ 133,000
Washington, Wisconsin 14 $ 3,530,000 $ 252,142 $ 92,000
Tuscaloosa, Alabama 13 $ 3,005,000 $ 231,153 $ 0
New Castle, Delaware 13 $ 3,505,000 $ 269,615 $ 0
Escambia, Florida 13 $ 2,355,000 $ 181,153 $ 93,000
Bonneville, Idaho 13 $ 2,725,000 $ 209,615 $ 102,000
Porter, Indiana 13 $ 3,505,000 $ 269,615 $ 122,000
Carroll, Maryland 13 $ 4,475,000 $ 344,230 $ 129,000
Cass, Missouri 13 $ 3,155,000 $ 242,692 $ 112,000
Montgomery, Ohio 13 $ 2,305,000 $ 177,307 $ 109,000
Alexandria, Virginia 13 $ 5,075,000 $ 390,384 $ 173,000
Spotsylvania, Virginia 13 $ 3,925,000 $ 301,923 $ 150,000
Stafford, Virginia 13 $ 3,755,000 $ 288,846 $ 129,000
Cowlitz, Washington 13 $ 3,105,000 $ 238,846 $ 114,000
Plumas, California 12 $ 3,240,000 $ 270,000 $ 143,000
Flagler, Florida 12 $ 2,400,000 $ 200,000 $ 63,000
Carroll, Georgia 12 $ 2,510,000 $ 209,166 $ 109,000
Dawson, Georgia 12 $ 3,670,000 $ 305,833 $ 156,000
Madison, Indiana 12 $ 2,760,000 $ 230,000 $ 78,000
Hampden, Massachusetts 12 $ 3,070,000 $ 255,833 $ 115,000
Ottawa, Michigan 12 $ 2,610,000 $ 217,500 $ 81,000
Sherburne, Minnesota 12 $ 2,880,000 $ 240,000 $ 97,000
Bernalillo, New Mexico 12 $ 2,550,000 $ 212,500 $ 0
Onslow, North Carolina 12 $ 1,940,000 $ 161,666 $ 120,000
Licking, Ohio 12 $ 2,550,000 $ 212,500 $ 92,000
Clatsop, Oregon 12 $ 3,770,000 $ 314,166 $ 168,000
Beaver, Pennsylvania 12 $ 2,580,000 $ 215,000 $ 103,000
Bell, Texas 12 $ 2,720,000 $ 226,666 $ 228,000
Hunt, Texas 12 $ 2,260,000 $ 188,333 $ 101,000
Hanover, Virginia 12 $ 3,420,000 $ 285,000 $ 114,000
Dane, Wisconsin 12 $ 3,250,000 $ 270,833 $ 132,000
Windham, Connecticut 11 $ 2,075,000 $ 188,636 $ 108,000
District of Columbia, District Of Columbia 11 $ 5,155,000 $ 468,636 $ 0
Clayton, Georgia 11 $ 1,335,000 $ 121,363 $ 107,000
Douglas, Georgia 11 $ 1,855,000 $ 168,636 $ 154,000
Blaine, Idaho 11 $ 3,275,000 $ 297,727 $ 84,000
Champaign, Illinois 11 $ 2,195,000 $ 199,545 $ 141,000
McLean, Illinois 11 $ 2,125,000 $ 193,181 $ 160,000
Harrison, Indiana 11 $ 2,195,000 $ 199,545 $ 94,000
Douglas, Nebraska 11 $ 2,485,000 $ 225,909 $ 0
Sandoval, New Mexico 11 $ 2,435,000 $ 221,363 $ 0
Alamance, North Carolina 11 $ 2,905,000 $ 264,090 $ 125,000
Carteret, North Carolina 11 $ 2,465,000 $ 224,090 $ 122,000
Lake, Ohio 11 $ 2,125,000 $ 193,181 $ 95,000
Columbia, Oregon 11 $ 3,305,000 $ 300,454 $ 94,000
Douglas, Oregon 11 $ 2,455,000 $ 223,181 $ 94,000
Tillamook, Oregon 11 $ 2,985,000 $ 271,363 $ 162,000
Ector, Texas 11 $ 2,815,000 $ 255,909 $ 131,000
Henderson, Texas 11 $ 3,515,000 $ 319,545 $ 203,000
Hidalgo, Texas 11 $ 2,275,000 $ 206,818 $ 175,000
Jefferson, Texas 11 $ 2,395,000 $ 217,727 $ 96,000
Kendall, Texas 11 $ 4,165,000 $ 378,636 $ 85,000
Clallam, Washington 11 $ 3,075,000 $ 279,545 $ 124,000
Franklin, Washington 11 $ 2,845,000 $ 258,636 $ 116,000
Elmore, Alabama 10 $ 1,740,000 $ 174,000 $ 0
Humboldt, California 10 $ 2,640,000 $ 264,000 $ 110,000
Mono, California 10 $ 3,470,000 $ 347,000 $ 162,000
Clear Creek, Colorado 10 $ 3,180,000 $ 318,000 $ 119,000
Nassau, Florida 10 $ 2,760,000 $ 276,000 $ 132,000
Jefferson, Idaho 10 $ 2,690,000 $ 269,000 $ 89,000
Tippecanoe, Indiana 10 $ 2,260,000 $ 226,000 $ 149,000
Cecil, Maryland 10 $ 2,910,000 $ 291,000 $ 129,000
Boone, Missouri 10 $ 2,040,000 $ 204,000 $ 92,000
Sarpy, Nebraska 10 $ 2,620,000 $ 262,000 $ 0
Douglas, Nevada 10 $ 2,800,000 $ 280,000 $ 110,000
Granville, North Carolina 10 $ 2,070,000 $ 207,000 $ 92,000
Dauphin, Pennsylvania 10 $ 1,940,000 $ 194,000 $ 112,000
Robertson, Tennessee 10 $ 2,380,000 $ 238,000 $ 120,000
McLennan, Texas 10 $ 1,820,000 $ 182,000 $ 132,000
Wilson, Texas 10 $ 2,500,000 $ 250,000 $ 89,000
Wise, Texas 10 $ 2,800,000 $ 280,000 $ 152,000
Millard, Utah 10 $ 1,940,000 $ 194,000 $ 85,000
Uintah, Utah 10 $ 1,790,000 $ 179,000 $ 85,000
Kenosha, Wisconsin 10 $ 1,980,000 $ 198,000 $ 132,000
Racine, Wisconsin 10 $ 2,680,000 $ 268,000 $ 108,000
Walworth, Wisconsin 10 $ 2,590,000 $ 259,000 $ 84,000
Craighead, Arkansas 9 $ 1,225,000 $ 136,111 $ 0
Pitkin, Colorado 9 $ 3,805,000 $ 422,777 $ 146,000
Walton, Florida 9 $ 2,865,000 $ 318,333 $ 187,000
Bartow, Georgia 9 $ 1,455,000 $ 161,666 $ 90,000
Muscogee, Georgia 9 $ 1,505,000 $ 167,222 $ 109,000
Kootenai, Idaho 9 $ 2,655,000 $ 295,000 $ 124,000
Meade, Kentucky 9 $ 1,855,000 $ 206,111 $ 89,000
Rockingham, New Hampshire 9 $ 3,545,000 $ 393,888 $ 0
Nash, North Carolina 9 $ 1,755,000 $ 195,000 $ 89,000
Orangeburg, South Carolina 9 $ 2,385,000 $ 265,000 $ 100,000
Pickens, South Carolina 9 $ 1,775,000 $ 197,222 $ 67,000
Sevier, Tennessee 9 $ 1,645,000 $ 182,777 $ 125,000
Charlottesville, Virginia 9 $ 2,215,000 $ 246,111 $ 111,000
Montgomery, Virginia 9 $ 1,915,000 $ 212,777 $ 97,000
Brown, Wisconsin 9 $ 2,085,000 $ 231,666 $ 95,000
Tehama, California 8 $ 2,380,000 $ 297,500 $ 96,000
Chaffee, Colorado 8 $ 2,540,000 $ 317,500 $ 118,000
Montrose, Colorado 8 $ 2,370,000 $ 296,250 $ 124,000
Canyon, Idaho 8 $ 1,850,000 $ 231,250 $ 76,000
DeKalb, Illinois 8 $ 1,630,000 $ 203,750 $ 132,000
Kankakee, Illinois 8 $ 1,490,000 $ 186,250 $ 75,000
Madison, Illinois 8 $ 1,310,000 $ 163,750 $ 98,000
Morgan, Indiana 8 $ 1,620,000 $ 202,500 $ 121,000
Campbell, Kentucky 8 $ 2,150,000 $ 268,750 $ 169,000
Daviess, Kentucky 8 $ 2,190,000 $ 273,750 $ 69,000
Nelson, Kentucky 8 $ 1,560,000 $ 195,000 $ 88,000
St. Tammany, Louisiana 8 $ 2,320,000 $ 290,000 $ 0
Genesee, Michigan 8 $ 1,430,000 $ 178,750 $ 86,000
Carson City, Nevada 8 $ 2,610,000 $ 326,250 $ 102,000
Catawba, North Carolina 8 $ 1,900,000 $ 237,500 $ 102,000
Davidson, North Carolina 8 $ 1,850,000 $ 231,250 $ 148,000
Moore, North Carolina 8 $ 1,540,000 $ 192,500 $ 120,000
Rowan, North Carolina 8 $ 1,500,000 $ 187,500 $ 96,000
Geauga, Ohio 8 $ 2,140,000 $ 267,500 $ 110,000
Greene, Ohio 8 $ 1,740,000 $ 217,500 $ 155,000
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Mortgage Loan Application Detail Totals for Provident Funding Associates in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 27,449 $8,610,085,000 $313,000 $1,505,000 $128,000 $4,548,000
Home Purchase 22,192 $6,741,230,000 $303,000 $1,955,000 $137,000 $4,224,000
Cash-out Refinancing 12,859 $3,762,235,000 $292,000 $1,505,000 $121,000 $2,816,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 24,408 $7,440,800,000 $304,000 $1,505,000 $125,000 $4,548,000
Asian 12,163 $3,899,015,000 $320,000 $1,955,000 $140,000 $3,430,000
Not Provided 12,146 $3,663,790,000 $301,000 $1,575,000 $130,000 $2,816,000
Not applicable 10,890 $3,228,650,000 $296,000 $865,000 $0 $0
Hispanic 2,060 $637,870,000 $309,000 $905,000 $113,000 $1,637,000
Black or African American 667 $193,285,000 $289,000 $725,000 $114,000 $2,964,000
American Indian or Alaskan Native 97 $28,235,000 $291,000 $565,000 $109,000 $307,000
Native Hawaiian or Other Pacific Islander 69 $21,905,000 $317,000 $705,000 $112,000 $297,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 61,975 $18,954,095,000 $305,000 $1,955,000 $130,000 $4,548,000
FHA-insured (Federal Housing Administration) 525 $159,455,000 $303,000 $725,000 $52,000 $350,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 37,205 $11,361,475,000 $305,000 $1,505,000 $127,000 $4,224,000
Loan Purchased By The Institution 10,890 $3,228,650,000 $296,000 $865,000 $0 $0
File Closed For Incompleteness 6,582 $2,121,820,000 $322,000 $1,955,000 $144,000 $4,548,000
Application Withdrawn By Applicant 4,934 $1,523,090,000 $308,000 $1,485,000 $138,000 $3,480,000
Application Denied By Financial Institution 2,420 $732,510,000 $302,000 $1,505,000 $111,000 $1,640,000
Application Approved But Not Accepted 469 $146,005,000 $311,000 $1,365,000 $121,000 $423,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 60,080 $18,381,040,000 $305,000 $1,955,000 $130,000 $4,548,000
Collateral 944 $297,530,000 $315,000 $1,055,000 $132,000 $1,440,000
Debt-To-Income Ratio 692 $217,040,000 $313,000 $1,505,000 $76,000 $421,000
Credit History 400 $100,390,000 $250,000 $805,000 $109,000 $1,637,000
Other 184 $57,640,000 $313,000 $955,000 $153,000 $1,640,000
Insufficient Cash (Downpayment, Closing Cost) 81 $25,155,000 $310,000 $705,000 $104,000 $348,000
Employment History 67 $20,185,000 $301,000 $675,000 $87,000 $438,000
Unverifiable Information 49 $13,855,000 $282,000 $625,000 $72,000 $216,000
Credit Application Incomplete 3 $715,000 $238,000 $385,000 $135,000 $242,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Provident Funding Associates's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Provident Funding Associates's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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