Provident Funding Associates Mortgage Lending & HMDA Data, 2019
In 2019, Provident Funding Associates of Santa Rosa, CA reported 62,500 mortgage applications totaling $19.1 billion, up 55% from 2018. The average application was for $305,816, and applicants reported an average income of $129,755. 60% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Dallas-Plano-Irving, TX (3,260), Phoenix-Mesa-Scottsdale, AZ (2,979) and Denver-Aurora-Lakewood, CO (2,958) (applications in parentheses).
| Mortgage Company & Address | Provident Funding Associates 1235 North Dutton Ave Ste E Santa Rosa, CA 95401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 62,500 |
| Total Mortgage Loan Application Amount | $19,113,550,000 |
| Average Mortgage Loan Application Amount | $305,816 |
| Highest Mortgage Loan Application Amount | $1,955,000 |
| Average Applicant Income | $129,755 |
| Highest Applicant Income | $4,548,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Provident Funding Associates filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas-Plano-Irving, TX | 3,260 | $ 1,027,720,000 | $ 315,251 | $ 139,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,979 | $ 816,275,000 | $ 274,009 | $ 117,000 |
| Denver-Aurora-Lakewood, CO | 2,958 | $ 1,038,440,000 | $ 351,061 | $ 126,000 |
| Atlanta-Sandy Springs-Roswell, GA | 2,461 | $ 709,835,000 | $ 288,433 | $ 135,000 |
| Salt Lake City, UT | 2,361 | $ 734,215,000 | $ 310,976 | $ 112,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 2,223 | $ 746,415,000 | $ 335,769 | $ 127,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 2,071 | $ 718,775,000 | $ 347,066 | $ 127,836 |
| Houston-The Woodlands-Sugar Land, TX | 1,940 | $ 525,150,000 | $ 270,695 | $ 135,000 |
| Outside any metro area | 1,908 | $ 494,840,000 | $ 259,350 | $ 132,902 |
| Provo-Orem, UT | 1,479 | $ 446,975,000 | $ 302,214 | $ 103,000 |
| Seattle-Bellevue-Everett, WA | 1,399 | $ 548,825,000 | $ 392,298 | $ 152,000 |
| Ogden-Clearfield, UT | 1,322 | $ 375,900,000 | $ 284,341 | $ 104,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,301 | $ 514,195,000 | $ 395,230 | $ 135,000 |
| Austin-Round Rock, TX | 1,235 | $ 375,055,000 | $ 303,688 | $ 151,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1,129 | $ 306,535,000 | $ 271,510 | $ 126,751 |
| Raleigh, NC | 1,080 | $ 305,400,000 | $ 282,777 | $ 135,000 |
| Oakland-Hayward-Berkeley, CA | 1,069 | $ 463,745,000 | $ 433,811 | $ 151,000 |
| Chicago-Naperville, IL | 1,053 | $ 289,915,000 | $ 275,322 | $ 133,000 |
| Riverside-San Bernardino-Ontario, CA | 1,013 | $ 318,305,000 | $ 314,220 | $ 114,000 |
| Montgomery County-Bucks County-Chester County, PA | 1,007 | $ 309,105,000 | $ 306,956 | $ 140,000 |
| Louisville/Jefferson County, KY-IN | 890 | $ 223,940,000 | $ 251,617 | $ 114,496 |
| San Jose-Sunnyvale-Santa Clara, CA | 888 | $ 393,080,000 | $ 442,657 | $ 169,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 875 | $ 249,595,000 | $ 285,251 | $ 125,680 |
| Fort Worth-Arlington, TX | 865 | $ 217,305,000 | $ 251,219 | $ 130,000 |
| San Diego-Carlsbad, CA | 848 | $ 343,170,000 | $ 404,681 | $ 138,000 |
| Anaheim-Santa Ana-Irvine, CA | 825 | $ 348,355,000 | $ 422,248 | $ 145,000 |
| Indianapolis-Carmel-Anderson, IN | 737 | $ 182,585,000 | $ 247,740 | $ 118,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 664 | $ 252,170,000 | $ 379,774 | $ 150,312 |
| New York-Newark, NY | 522 | $ 166,560,000 | $ 319,080 | $ 152,000 |
| Warren-Troy-Farmington Hills, MI | 521 | $ 142,825,000 | $ 274,136 | $ 121,000 |
| Cambridge-Newton-Framingham, MA | 483 | $ 185,335,000 | $ 383,716 | $ 152,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 448 | $ 130,310,000 | $ 290,870 | $ 123,000 |
| San Antonio-New Braunfels, TX | 439 | $ 111,205,000 | $ 253,314 | $ 138,000 |
| Philadelphia, PA | 438 | $ 123,350,000 | $ 281,621 | $ 126,000 |
| Lexington-Fayette, KY | 427 | $ 92,605,000 | $ 216,873 | $ 107,000 |
| Tampa-St. Petersburg-Clearwater, FL | 417 | $ 111,015,000 | $ 266,223 | $ 127,000 |
| Pittsburgh, PA | 411 | $ 104,325,000 | $ 253,832 | $ 130,000 |
| Hartford-West Hartford-East Hartford, CT | 386 | $ 94,120,000 | $ 243,834 | $ 120,000 |
| St. Louis, MO-IL | 366 | $ 96,070,000 | $ 262,486 | $ 122,147 |
| Tucson, AZ | 358 | $ 76,160,000 | $ 212,737 | $ 116,000 |
| Orlando-Kissimmee-Sanford, FL | 353 | $ 94,395,000 | $ 267,407 | $ 125,000 |
| Boston, MA | 344 | $ 123,880,000 | $ 360,116 | $ 134,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 342 | $ 79,260,000 | $ 231,754 | $ 114,271 |
| Newark, NJ-PA | 334 | $ 114,440,000 | $ 342,634 | $ 153,928 |
| Boulder, CO | 322 | $ 125,990,000 | $ 391,273 | $ 142,000 |
| Colorado Springs, CO | 297 | $ 81,005,000 | $ 272,744 | $ 121,000 |
| Stockton-Lodi, CA | 295 | $ 95,595,000 | $ 324,050 | $ 126,000 |
| Kansas City, MO-KS | 286 | $ 73,200,000 | $ 255,944 | $ 118,272 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 259 | $ 76,045,000 | $ 293,610 | $ 124,000 |
| Durham-Chapel Hill, NC | 253 | $ 65,805,000 | $ 260,098 | $ 135,000 |
| Vallejo-Fairfield, CA | 250 | $ 87,760,000 | $ 351,040 | $ 130,000 |
| Baltimore-Columbia-Towson, MD | 244 | $ 74,510,000 | $ 305,368 | $ 147,000 |
| Fort Collins, CO | 237 | $ 73,345,000 | $ 309,472 | $ 125,000 |
| Greeley, CO | 236 | $ 73,190,000 | $ 310,127 | $ 112,000 |
| San Francisco-Redwood City-South San Francisco, CA | 228 | $ 106,250,000 | $ 466,008 | $ 177,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 228 | $ 66,710,000 | $ 292,587 | $ 128,000 |
| Cincinnati, OH-KY-IN | 225 | $ 54,335,000 | $ 241,488 | $ 147,693 |
| New York-Jersey City-White Plains, NY-NJ | 220 | $ 76,490,000 | $ 347,681 | $ 147,000 |
| Santa Rosa, CA | 214 | $ 84,050,000 | $ 392,757 | $ 136,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 208 | $ 83,570,000 | $ 401,778 | $ 132,000 |
| Jacksonville, FL | 207 | $ 53,515,000 | $ 258,526 | $ 126,000 |
| Lake County-Kenosha County, IL-WI | 207 | $ 61,335,000 | $ 296,304 | $ 154,840 |
| Washington-Baltimore-Arlington, DC | 207 | $ 76,485,000 | $ 369,492 | $ 156,000 |
| Camden, NJ | 194 | $ 46,080,000 | $ 237,525 | $ 138,000 |
| New Haven-Milford, CT | 194 | $ 49,890,000 | $ 257,164 | $ 125,000 |
| St. George, UT | 193 | $ 52,575,000 | $ 272,409 | $ 116,000 |
| Bend-Redmond, OR | 191 | $ 62,005,000 | $ 324,633 | $ 124,000 |
| Tacoma-Lakewood, WA | 180 | $ 54,970,000 | $ 305,388 | $ 121,000 |
| Bridgeport-Stamford-Norwalk, CT | 174 | $ 58,990,000 | $ 339,022 | $ 147,000 |
| Columbus, OH | 160 | $ 43,220,000 | $ 270,125 | $ 147,000 |
| Richmond, VA | 158 | $ 46,010,000 | $ 291,202 | $ 131,000 |
| Milwaukee-Waukesha-West Allis, WI | 155 | $ 40,235,000 | $ 259,580 | $ 101,000 |
| Las Vegas-Henderson-Paradise, NV | 150 | $ 40,400,000 | $ 269,333 | $ 110,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 150 | $ 55,780,000 | $ 371,866 | $ 131,000 |
| Reno, NV | 149 | $ 43,865,000 | $ 294,395 | $ 112,000 |
| Charleston-North Charleston, SC | 141 | $ 39,455,000 | $ 279,822 | $ 153,000 |
| Modesto, CA | 141 | $ 36,805,000 | $ 261,028 | $ 103,000 |
| Worcester, MA-CT | 138 | $ 39,970,000 | $ 289,637 | $ 117,202 |
| Miami-Miami Beach-Kendall, FL | 136 | $ 41,560,000 | $ 305,588 | $ 155,000 |
| Fresno, CA | 135 | $ 36,715,000 | $ 271,962 | $ 122,000 |
| Cleveland-Elyria, OH | 132 | $ 29,570,000 | $ 224,015 | $ 124,000 |
| Salinas, CA | 129 | $ 51,475,000 | $ 399,031 | $ 124,000 |
| Santa Cruz-Watsonville, CA | 125 | $ 56,535,000 | $ 452,280 | $ 140,000 |
| Elgin, IL | 124 | $ 30,150,000 | $ 243,145 | $ 127,000 |
| Cape Coral-Fort Myers, FL | 122 | $ 30,680,000 | $ 251,475 | $ 119,000 |
| Detroit-Dearborn-Livonia, MI | 122 | $ 30,060,000 | $ 246,393 | $ 118,000 |
| Gainesville, FL | 121 | $ 29,165,000 | $ 241,033 | $ 112,000 |
| Greenville-Anderson-Mauldin, SC | 118 | $ 26,810,000 | $ 227,203 | $ 108,000 |
| Tulsa, OK | 118 | $ 26,870,000 | $ 227,711 | $ 123,000 |
| Bakersfield, CA | 116 | $ 28,780,000 | $ 248,103 | $ 132,000 |
| Salem, OR | 113 | $ 29,885,000 | $ 264,469 | $ 102,000 |
| Oklahoma City, OK | 110 | $ 23,290,000 | $ 211,727 | $ 124,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 109 | $ 23,185,000 | $ 212,706 | $ 98,000 |
| North Port-Sarasota-Bradenton, FL | 103 | $ 26,935,000 | $ 261,504 | $ 118,000 |
| Ann Arbor, MI | 96 | $ 27,490,000 | $ 286,354 | $ 126,000 |
| Greensboro-High Point, NC | 95 | $ 23,705,000 | $ 249,526 | $ 127,000 |
| Prescott Valley-Prescott, AZ | 93 | $ 24,475,000 | $ 263,172 | $ 108,000 |
| San Rafael, CA | 90 | $ 42,500,000 | $ 472,222 | $ 158,000 |
| Kennewick-Richland, WA | 88 | $ 24,370,000 | $ 276,931 | $ 110,000 |
| Eugene, OR | 85 | $ 22,695,000 | $ 267,000 | $ 123,000 |
| Logan, UT-ID | 78 | $ 19,920,000 | $ 255,384 | $ 94,000 |
| Spokane-Spokane Valley, WA | 77 | $ 19,065,000 | $ 247,597 | $ 103,000 |
| Napa, CA | 74 | $ 30,110,000 | $ 406,891 | $ 174,000 |
| Providence-Warwick, RI-MA | 74 | $ 21,020,000 | $ 284,054 | $ 128,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 74 | $ 20,400,000 | $ 275,675 | $ 141,729 |
| Redding, CA | 72 | $ 18,350,000 | $ 254,861 | $ 103,000 |
| Chico, CA | 70 | $ 19,180,000 | $ 274,000 | $ 117,000 |
| Barnstable Town, MA | 67 | $ 20,555,000 | $ 306,791 | $ 195,000 |
| Olympia-Tumwater, WA | 66 | $ 18,360,000 | $ 278,181 | $ 122,000 |
| Columbia, SC | 64 | $ 14,590,000 | $ 227,968 | $ 111,000 |
| Palm Bay-Melbourne-Titusville, FL | 62 | $ 16,050,000 | $ 258,870 | $ 125,000 |
| Asheville, NC | 59 | $ 16,165,000 | $ 273,983 | $ 119,000 |
| Santa Maria-Santa Barbara, CA | 58 | $ 23,360,000 | $ 402,758 | $ 141,000 |
| Corvallis, OR | 56 | $ 16,920,000 | $ 302,142 | $ 118,000 |
| Memphis, TN-MS-AR | 56 | $ 12,550,000 | $ 224,107 | $ 135,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 56 | $ 13,730,000 | $ 245,178 | $ 154,000 |
| Spartanburg, SC | 56 | $ 10,350,000 | $ 184,821 | $ 89,000 |
| Birmingham-Hoover, AL | 55 | $ 12,345,000 | $ 224,454 | $ 0 |
| Grand Junction, CO | 54 | $ 12,930,000 | $ 239,444 | $ 96,000 |
| Wilmington, NC | 53 | $ 12,875,000 | $ 242,924 | $ 129,000 |
| Boise City, ID | 52 | $ 13,400,000 | $ 257,692 | $ 100,000 |
| Harrisburg-Carlisle, PA | 52 | $ 13,830,000 | $ 265,961 | $ 117,000 |
| Port St. Lucie, FL | 52 | $ 12,290,000 | $ 236,346 | $ 112,000 |
| Gary, IN | 51 | $ 12,305,000 | $ 241,274 | $ 112,000 |
| Knoxville, TN | 50 | $ 11,850,000 | $ 237,000 | $ 117,000 |
| Trenton, NJ | 49 | $ 15,235,000 | $ 310,918 | $ 154,000 |
| Chattanooga, TN-GA | 48 | $ 11,900,000 | $ 247,916 | $ 99,833 |
| Reading, PA | 48 | $ 10,220,000 | $ 212,916 | $ 112,000 |
| Wenatchee, WA | 47 | $ 14,225,000 | $ 302,659 | $ 134,000 |
| Bremerton-Silverdale, WA | 46 | $ 13,830,000 | $ 300,652 | $ 123,000 |
| Charlottesville, VA | 45 | $ 12,075,000 | $ 268,333 | $ 140,000 |
| State College, PA | 45 | $ 11,525,000 | $ 256,111 | $ 142,000 |
| Yuba City, CA | 45 | $ 11,405,000 | $ 253,444 | $ 102,000 |
| Lakeland-Winter Haven, FL | 44 | $ 9,350,000 | $ 212,500 | $ 111,000 |
| Naples-Immokalee-Marco Island, FL | 42 | $ 14,560,000 | $ 346,666 | $ 145,000 |
| Rochester, MN | 40 | $ 10,470,000 | $ 261,750 | $ 129,000 |
| Bellingham, WA | 39 | $ 12,085,000 | $ 309,871 | $ 114,000 |
| Flagstaff, AZ | 39 | $ 10,615,000 | $ 272,179 | $ 122,000 |
| Gainesville, GA | 39 | $ 10,535,000 | $ 270,128 | $ 126,000 |
| Medford, OR | 39 | $ 10,675,000 | $ 273,717 | $ 117,000 |
| Lancaster, PA | 38 | $ 8,550,000 | $ 225,000 | $ 115,000 |
| Tallahassee, FL | 38 | $ 9,960,000 | $ 262,105 | $ 117,000 |
| Grand Rapids-Wyoming, MI | 37 | $ 8,335,000 | $ 225,270 | $ 104,000 |
| Merced, CA | 37 | $ 8,275,000 | $ 223,648 | $ 119,000 |
| Norwich-New London, CT | 36 | $ 8,860,000 | $ 246,111 | $ 134,000 |
| Winston-Salem, NC | 36 | $ 8,490,000 | $ 235,833 | $ 146,000 |
| Visalia-Porterville, CA | 35 | $ 8,445,000 | $ 241,285 | $ 121,000 |
| Augusta-Richmond County, GA-SC | 34 | $ 7,620,000 | $ 224,117 | $ 127,264 |
| College Station-Bryan, TX | 34 | $ 7,700,000 | $ 226,470 | $ 130,000 |
| Sherman-Denison, TX | 33 | $ 8,325,000 | $ 252,272 | $ 152,000 |
| Bowling Green, KY | 31 | $ 6,745,000 | $ 217,580 | $ 154,000 |
| Corpus Christi, TX | 29 | $ 7,025,000 | $ 242,241 | $ 119,000 |
| Lake Havasu City-Kingman, AZ | 29 | $ 6,265,000 | $ 216,034 | $ 131,000 |
| Lansing-East Lansing, MI | 29 | $ 6,445,000 | $ 222,241 | $ 141,000 |
| Montgomery, AL | 29 | $ 5,845,000 | $ 201,551 | $ 0 |
| York-Hanover, PA | 29 | $ 6,135,000 | $ 211,551 | $ 105,000 |
| Mount Vernon-Anacortes, WA | 28 | $ 7,150,000 | $ 255,357 | $ 115,000 |
| Pensacola-Ferry Pass-Brent, FL | 28 | $ 5,440,000 | $ 194,285 | $ 85,000 |
| Akron, OH | 27 | $ 5,585,000 | $ 206,851 | $ 82,000 |
| Savannah, GA | 27 | $ 8,485,000 | $ 314,259 | $ 119,000 |
| Tyler, TX | 27 | $ 6,475,000 | $ 239,814 | $ 133,000 |
| Yuma, AZ | 27 | $ 4,505,000 | $ 166,851 | $ 133,000 |
| El Paso, TX | 26 | $ 5,050,000 | $ 194,230 | $ 101,000 |
| Wilmington, DE-MD-NJ | 26 | $ 7,310,000 | $ 281,153 | $ 139,615 |
| Dayton-Springfield-Kettering, OH | 25 | $ 4,645,000 | $ 185,800 | $ 119,000 |
| Elizabethtown-Fort Knox, KY | 25 | $ 4,905,000 | $ 196,200 | $ 95,000 |
| Punta Gorda, FL | 25 | $ 5,285,000 | $ 211,400 | $ 83,000 |
| Albuquerque, NM | 24 | $ 5,090,000 | $ 212,083 | $ 0 |
| Idaho Falls, ID | 24 | $ 5,520,000 | $ 230,000 | $ 96,000 |
| Ocala, FL | 24 | $ 3,640,000 | $ 151,666 | $ 88,000 |
| South Bend-Mishawaka, IN-MI | 24 | $ 5,700,000 | $ 237,500 | $ 144,000 |
| Bloomington, IN | 23 | $ 4,585,000 | $ 199,347 | $ 89,000 |
| Albany, OR | 22 | $ 5,710,000 | $ 259,545 | $ 117,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 22 | $ 5,900,000 | $ 268,181 | $ 0 |
| Madera, CA | 22 | $ 4,850,000 | $ 220,454 | $ 131,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 21 | $ 4,755,000 | $ 226,428 | $ 93,000 |
| Omaha-Council Bluffs, NE-IA | 21 | $ 5,105,000 | $ 243,095 | $ 0 |
| Athens-Clarke County, GA | 20 | $ 4,800,000 | $ 240,000 | $ 86,000 |
| Huntsville, AL | 20 | $ 4,070,000 | $ 203,500 | $ 0 |
| Lake Charles, LA | 20 | $ 3,670,000 | $ 183,500 | $ 0 |
| Atlantic City-Hammonton, NJ | 19 | $ 5,045,000 | $ 265,526 | $ 272,000 |
| Kalamazoo-Portage, MI | 19 | $ 4,295,000 | $ 226,052 | $ 122,000 |
| Manchester-Nashua, NH | 19 | $ 4,595,000 | $ 241,842 | $ 0 |
| New Orleans-Metairie, LA | 19 | $ 4,565,000 | $ 240,263 | $ 0 |
| Roanoke, VA | 19 | $ 3,635,000 | $ 191,315 | $ 100,000 |
| Springfield, MA | 19 | $ 4,755,000 | $ 250,263 | $ 114,000 |
| Canton-Massillon, OH | 18 | $ 3,200,000 | $ 177,777 | $ 114,000 |
| Sebastian-Vero Beach, FL | 18 | $ 4,810,000 | $ 267,222 | $ 152,000 |
| Columbus, IN | 17 | $ 4,095,000 | $ 240,882 | $ 109,000 |
| East Stroudsburg, PA | 17 | $ 2,895,000 | $ 170,294 | $ 206,000 |
| Fort Wayne, IN | 17 | $ 3,035,000 | $ 178,529 | $ 98,000 |
| Pueblo, CO | 17 | $ 3,385,000 | $ 199,117 | $ 94,000 |
| Salisbury, MD-DE | 17 | $ 4,495,000 | $ 264,411 | $ 195,000 |
| The Villages, FL | 17 | $ 3,405,000 | $ 200,294 | $ 86,000 |
| Winchester, VA-WV | 17 | $ 4,405,000 | $ 259,117 | $ 112,000 |
| Beaumont-Port Arthur, TX | 16 | $ 3,300,000 | $ 206,250 | $ 96,000 |
| Columbus, GA-AL | 16 | $ 3,200,000 | $ 200,000 | $ 124,000 |
| Crestview-Fort Walton Beach-Destin, FL | 16 | $ 4,720,000 | $ 295,000 | $ 158,000 |
| Greenville, NC | 16 | $ 2,480,000 | $ 155,000 | $ 157,000 |
| Midland, TX | 16 | $ 3,830,000 | $ 239,375 | $ 163,000 |
| Johnson City, TN | 15 | $ 3,495,000 | $ 233,000 | $ 114,000 |
| Lynchburg, VA | 15 | $ 3,025,000 | $ 201,666 | $ 84,000 |
| Auburn-Opelika, AL | 14 | $ 3,040,000 | $ 217,142 | $ 0 |
| Homosassa Springs, FL | 14 | $ 2,190,000 | $ 156,428 | $ 81,000 |
| Ocean City, NJ | 14 | $ 2,900,000 | $ 207,142 | $ 169,000 |
| Sierra Vista-Douglas, AZ | 14 | $ 1,810,000 | $ 129,285 | $ 156,000 |
| Tuscaloosa, AL | 14 | $ 3,250,000 | $ 232,142 | $ 0 |
| Longview, WA | 13 | $ 3,105,000 | $ 238,846 | $ 114,000 |
| Madison, WI | 13 | $ 3,615,000 | $ 278,076 | $ 131,000 |
| Jacksonville, NC | 12 | $ 1,940,000 | $ 161,666 | $ 120,000 |
| Killeen-Temple, TX | 12 | $ 2,720,000 | $ 226,666 | $ 228,000 |
| Rockingham County-Strafford County, NH | 12 | $ 4,110,000 | $ 342,500 | $ 0 |
| Toledo, OH | 12 | $ 2,680,000 | $ 223,333 | $ 151,000 |
| Blacksburg-Christiansburg-Radford, VA | 11 | $ 2,295,000 | $ 208,636 | $ 90,000 |
| Bloomington, IL | 11 | $ 2,125,000 | $ 193,181 | $ 160,000 |
| Burlington, NC | 11 | $ 2,905,000 | $ 264,090 | $ 125,000 |
| Champaign-Urbana, IL | 11 | $ 2,195,000 | $ 199,545 | $ 141,000 |
| Fayetteville, NC | 11 | $ 2,635,000 | $ 239,545 | $ 112,000 |
| Hickory-Lenoir-Morganton, NC | 11 | $ 2,685,000 | $ 244,090 | $ 100,000 |
| Little Rock-North Little Rock-Conway, AR | 11 | $ 1,895,000 | $ 172,272 | $ 0 |
| McAllen-Edinburg-Mission, TX | 11 | $ 2,275,000 | $ 206,818 | $ 175,000 |
| Odessa, TX | 11 | $ 2,815,000 | $ 255,909 | $ 131,000 |
| Columbia, MO | 10 | $ 2,040,000 | $ 204,000 | $ 92,000 |
| Green Bay, WI | 10 | $ 2,230,000 | $ 223,000 | $ 95,000 |
| Lafayette-West Lafayette, IN | 10 | $ 2,260,000 | $ 226,000 | $ 149,000 |
| Racine, WI | 10 | $ 2,680,000 | $ 268,000 | $ 108,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 10 | $ 1,670,000 | $ 167,000 | $ 150,000 |
| Waco, TX | 10 | $ 1,820,000 | $ 182,000 | $ 132,000 |
| Coeur D'Alene, ID | 9 | $ 2,655,000 | $ 295,000 | $ 124,000 |
| Jonesboro, AR | 9 | $ 1,225,000 | $ 136,111 | $ 0 |
| Rocky Mount, NC | 9 | $ 1,755,000 | $ 195,000 | $ 89,000 |
| Terre Haute, IN | 9 | $ 1,815,000 | $ 201,666 | $ 111,000 |
| Baton Rouge, LA | 8 | $ 1,860,000 | $ 232,500 | $ 0 |
| Carson City, NV | 8 | $ 2,610,000 | $ 326,250 | $ 102,000 |
| Chambersburg-Waynesboro, PA | 8 | $ 2,220,000 | $ 277,500 | $ 156,000 |
| Flint, MI | 8 | $ 1,430,000 | $ 178,750 | $ 86,000 |
| Kankakee, IL | 8 | $ 1,490,000 | $ 186,250 | $ 75,000 |
| New Bern, NC | 8 | $ 1,500,000 | $ 187,500 | $ 106,000 |
| Owensboro, KY | 8 | $ 2,190,000 | $ 273,750 | $ 69,000 |
| Peoria, IL | 8 | $ 1,980,000 | $ 247,500 | $ 166,000 |
| Rockford, IL | 8 | $ 1,630,000 | $ 203,750 | $ 190,000 |
| Yakima, WA | 8 | $ 1,890,000 | $ 236,250 | $ 103,000 |
| Des Moines-West Des Moines, IA | 7 | $ 1,265,000 | $ 180,714 | $ 0 |
| Fargo, ND-MN | 7 | $ 1,795,000 | $ 256,428 | $ 82,000 |
| Grants Pass, OR | 7 | $ 1,495,000 | $ 213,571 | $ 62,000 |
| Macon-Bibb County, GA | 7 | $ 1,435,000 | $ 205,000 | $ 86,000 |
| Panama City, FL | 7 | $ 1,565,000 | $ 223,571 | $ 109,000 |
| Urban Honolulu, HI | 7 | $ 3,305,000 | $ 472,142 | $ 130,000 |
| Walla Walla, WA | 7 | $ 2,265,000 | $ 323,571 | $ 165,000 |
| Battle Creek, MI | 6 | $ 1,240,000 | $ 206,666 | $ 103,000 |
| Brownsville-Harlingen, TX | 6 | $ 880,000 | $ 146,666 | $ 47,000 |
| Dalton, GA | 6 | $ 1,300,000 | $ 216,666 | $ 0 |
| Dothan, AL | 6 | $ 1,290,000 | $ 215,000 | $ 0 |
| El Centro, CA | 6 | $ 1,320,000 | $ 220,000 | $ 125,000 |
| Gulfport-Biloxi-Pascagoula, MS | 6 | $ 1,210,000 | $ 201,666 | $ 0 |
| Hanford-Corcoran, CA | 6 | $ 1,460,000 | $ 243,333 | $ 99,000 |
| Harrisonburg, VA | 6 | $ 1,120,000 | $ 186,666 | $ 146,000 |
| Kokomo, IN | 6 | $ 940,000 | $ 156,666 | $ 69,000 |
| Lubbock, TX | 6 | $ 900,000 | $ 150,000 | $ 151,000 |
| Pittsfield, MA | 6 | $ 1,690,000 | $ 281,666 | $ 100,000 |
| Springfield, MO | 6 | $ 1,110,000 | $ 185,000 | $ 90,000 |
| Topeka, KS | 6 | $ 1,450,000 | $ 241,666 | $ 117,000 |
| Valdosta, GA | 6 | $ 840,000 | $ 140,000 | $ 70,000 |
| Youngstown-Warren-Boardman, OH-PA | 6 | $ 1,340,000 | $ 223,333 | $ 106,500 |
| Amarillo, TX | 5 | $ 1,235,000 | $ 247,000 | $ 200,000 |
| Appleton, WI | 5 | $ 1,025,000 | $ 205,000 | $ 195,000 |
| California-Lexington Park, MD | 5 | $ 1,785,000 | $ 357,000 | $ 132,000 |
| Cheyenne, WY | 5 | $ 1,285,000 | $ 257,000 | $ 0 |
| Clarksville, TN-KY | 5 | $ 885,000 | $ 177,000 | $ 87,200 |
| Cleveland, TN | 5 | $ 1,175,000 | $ 235,000 | $ 102,000 |
| Erie, PA | 5 | $ 1,235,000 | $ 247,000 | $ 89,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 1,115,000 | $ 223,000 | $ 91,000 |
| Huntington-Ashland, WV-KY-OH | 5 | $ 915,000 | $ 183,000 | $ 147,000 |
| Longview, TX | 5 | $ 1,325,000 | $ 265,000 | $ 136,000 |
| San Angelo, TX | 5 | $ 1,255,000 | $ 251,000 | $ 91,000 |
| Springfield, IL | 5 | $ 775,000 | $ 155,000 | $ 148,000 |
| St. Cloud, MN | 5 | $ 1,415,000 | $ 283,000 | $ 395,000 |
| Abilene, TX | 4 | $ 900,000 | $ 225,000 | $ 131,000 |
| Albany, GA | 4 | $ 450,000 | $ 112,500 | $ 181,000 |
| Daphne-Fairhope-Foley, AL | 4 | $ 910,000 | $ 227,500 | $ 0 |
| Duluth, MN-WI | 4 | $ 780,000 | $ 195,000 | $ 129,000 |
| Elkhart-Goshen, IN | 4 | $ 1,010,000 | $ 252,500 | $ 157,000 |
| Evansville, IN-KY | 4 | $ 780,000 | $ 195,000 | $ 135,500 |
| Gettysburg, PA | 4 | $ 860,000 | $ 215,000 | $ 107,000 |
| Goldsboro, NC | 4 | $ 700,000 | $ 175,000 | $ 119,000 |
| Jackson, TN | 4 | $ 850,000 | $ 212,500 | $ 130,000 |
| Lebanon, PA | 4 | $ 1,100,000 | $ 275,000 | $ 128,000 |
| Monroe, MI | 4 | $ 720,000 | $ 180,000 | $ 119,000 |
| Oshkosh-Neenah, WI | 4 | $ 850,000 | $ 212,500 | $ 103,000 |
| Rome, GA | 4 | $ 760,000 | $ 190,000 | $ 134,000 |
| Saginaw, MI | 4 | $ 800,000 | $ 200,000 | $ 87,000 |
| Sebring, FL | 4 | $ 830,000 | $ 207,500 | $ 57,000 |
| Sheboygan, WI | 4 | $ 1,130,000 | $ 282,500 | $ 0 |
| Shreveport-Bossier City, LA | 4 | $ 830,000 | $ 207,500 | $ 0 |
| Texarkana, TX-AR | 4 | $ 790,000 | $ 197,500 | $ 0 |
| Vineland-Bridgeton, NJ | 4 | $ 550,000 | $ 137,500 | $ 75,000 |
| Warner Robins, GA | 4 | $ 820,000 | $ 205,000 | $ 112,000 |
| Wausau, WI | 4 | $ 730,000 | $ 182,500 | $ 90,000 |
| Wichita, KS | 4 | $ 600,000 | $ 150,000 | $ 0 |
| Bloomsburg-Berwick, PA | 3 | $ 585,000 | $ 195,000 | $ 244,000 |
| Cape Girardeau, MO-IL | 3 | $ 535,000 | $ 178,333 | $ 91,000 |
| Cedar Rapids, IA | 3 | $ 685,000 | $ 228,333 | $ 0 |
| Florence, SC | 3 | $ 475,000 | $ 158,333 | $ 56,000 |
| Grand Forks, ND-MN | 3 | $ 585,000 | $ 195,000 | $ 53,000 |
| Jackson, MS | 3 | $ 815,000 | $ 271,666 | $ 0 |
| Janesville-Beloit, WI | 3 | $ 775,000 | $ 258,333 | $ 86,000 |
| Joplin, MO | 3 | $ 635,000 | $ 211,666 | $ 118,000 |
| Kahului-Wailuku-Lahaina, HI | 3 | $ 1,095,000 | $ 365,000 | $ 102,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 495,000 | $ 165,000 | $ 46,000 |
| Lawton, OK | 3 | $ 345,000 | $ 115,000 | $ 44,000 |
| Michigan City-La Porte, IN | 3 | $ 565,000 | $ 188,333 | $ 66,000 |
| Morristown, TN | 3 | $ 675,000 | $ 225,000 | $ 143,000 |
| Muncie, IN | 3 | $ 475,000 | $ 158,333 | $ 254,000 |
| Muskegon, MI | 3 | $ 505,000 | $ 168,333 | $ 71,000 |
| Pine Bluff, AR | 3 | $ 355,000 | $ 118,333 | $ 0 |
| St. Joseph, MO-KS | 3 | $ 385,000 | $ 128,333 | $ 172,000 |
| Staunton-Waynesboro, VA | 3 | $ 815,000 | $ 271,666 | $ 100,000 |
| Wichita Falls, TX | 3 | $ 745,000 | $ 248,333 | $ 78,000 |
| Ames, IA | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Brunswick, GA | 2 | $ 450,000 | $ 225,000 | $ 70,000 |
| Burlington-South Burlington, VT | 2 | $ 680,000 | $ 340,000 | $ 0 |
| Carbondale-Marion, IL | 2 | $ 180,000 | $ 90,000 | $ 272,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 210,000 | $ 105,000 | $ 40,000 |
| Johnstown, PA | 2 | $ 320,000 | $ 160,000 | $ 64,000 |
| Lawrence, KS | 2 | $ 630,000 | $ 315,000 | $ 1,093,000 |
| Manhattan, KS | 2 | $ 510,000 | $ 255,000 | $ 44,000 |
| Mankato-North Mankato, MN | 2 | $ 410,000 | $ 205,000 | $ 97,000 |
| Mobile, AL | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Niles-Benton Harbor, MI | 2 | $ 600,000 | $ 300,000 | $ 76,000 |
| Twin Falls, ID | 2 | $ 530,000 | $ 265,000 | $ 89,000 |
| Williamsport, PA | 2 | $ 440,000 | $ 220,000 | $ 62,000 |
| Altoona, PA | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Billings, MT | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Bismarck, ND | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Decatur, IL | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Dover, DE | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Eau Claire, WI | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Enid, OK | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Florence-Muscle Shoals, AL | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Fort Smith, AR-OK | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Gadsden, AL | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Hammond, LA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Hattiesburg, MS | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Iowa City, IA | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Lewiston, ID-WA | 1 | $ 165,000 | $ 165,000 | $ 137,000 |
| Midland, MI | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Monroe, LA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Pocatello, ID | 1 | $ 135,000 | $ 135,000 | $ 27,000 |
| Portland-South Portland, ME | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Santa Fe, NM | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Springfield, OH | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Sumter, SC | 1 | $ 275,000 | $ 275,000 | $ 162,000 |
| Victoria, TX | 1 | $ 195,000 | $ 195,000 | $ 0 |
Mortgage Loan Application Detail Totals for Provident Funding Associates in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 27,449 | $8,610,085,000 | $313,000 | $1,505,000 | $128,000 | $4,548,000 |
| Home Purchase | 22,192 | $6,741,230,000 | $303,000 | $1,955,000 | $137,000 | $4,224,000 |
| Cash-out Refinancing | 12,859 | $3,762,235,000 | $292,000 | $1,505,000 | $121,000 | $2,816,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 24,408 | $7,440,800,000 | $304,000 | $1,505,000 | $125,000 | $4,548,000 |
| Asian | 12,163 | $3,899,015,000 | $320,000 | $1,955,000 | $140,000 | $3,430,000 |
| Not Provided | 12,146 | $3,663,790,000 | $301,000 | $1,575,000 | $130,000 | $2,816,000 |
| Not applicable | 10,890 | $3,228,650,000 | $296,000 | $865,000 | $0 | $0 |
| Hispanic | 2,060 | $637,870,000 | $309,000 | $905,000 | $113,000 | $1,637,000 |
| Black or African American | 667 | $193,285,000 | $289,000 | $725,000 | $114,000 | $2,964,000 |
| American Indian or Alaskan Native | 97 | $28,235,000 | $291,000 | $565,000 | $109,000 | $307,000 |
| Native Hawaiian or Other Pacific Islander | 69 | $21,905,000 | $317,000 | $705,000 | $112,000 | $297,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 61,975 | $18,954,095,000 | $305,000 | $1,955,000 | $130,000 | $4,548,000 |
| FHA-insured (Federal Housing Administration) | 525 | $159,455,000 | $303,000 | $725,000 | $52,000 | $350,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 37,205 | $11,361,475,000 | $305,000 | $1,505,000 | $127,000 | $4,224,000 |
| Loan Purchased By The Institution | 10,890 | $3,228,650,000 | $296,000 | $865,000 | $0 | $0 |
| File Closed For Incompleteness | 6,582 | $2,121,820,000 | $322,000 | $1,955,000 | $144,000 | $4,548,000 |
| Application Withdrawn By Applicant | 4,934 | $1,523,090,000 | $308,000 | $1,485,000 | $138,000 | $3,480,000 |
| Application Denied By Financial Institution | 2,420 | $732,510,000 | $302,000 | $1,505,000 | $111,000 | $1,640,000 |
| Application Approved But Not Accepted | 469 | $146,005,000 | $311,000 | $1,365,000 | $121,000 | $423,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 60,080 | $18,381,040,000 | $305,000 | $1,955,000 | $130,000 | $4,548,000 |
| Collateral | 944 | $297,530,000 | $315,000 | $1,055,000 | $132,000 | $1,440,000 |
| Debt-To-Income Ratio | 692 | $217,040,000 | $313,000 | $1,505,000 | $76,000 | $421,000 |
| Credit History | 400 | $100,390,000 | $250,000 | $805,000 | $109,000 | $1,637,000 |
| Other | 184 | $57,640,000 | $313,000 | $955,000 | $153,000 | $1,640,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 81 | $25,155,000 | $310,000 | $705,000 | $104,000 | $348,000 |
| Employment History | 67 | $20,185,000 | $301,000 | $675,000 | $87,000 | $438,000 |
| Unverifiable Information | 49 | $13,855,000 | $282,000 | $625,000 | $72,000 | $216,000 |
| Credit Application Incomplete | 3 | $715,000 | $238,000 | $385,000 | $135,000 | $242,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Provident Funding Associates's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Provident Funding Associates's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About