Provident Funding Associates Mortgage Lending & HMDA Data, 2024

In 2024, Provident Funding Associates of Santa Rosa, CA reported 22,086 mortgage applications totaling $9.1 billion, up 9% from 2023. The average application was for $414,067, and applicants reported an average income of $169,407. 60% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Dallas-Plano-Irving, TX (2,244), Houston-The Woodlands-Sugar Land, TX (1,374) and Atlanta-Sandy Springs-Roswell, GA (922) (applications in parentheses).

Mortgage Company & Address Provident Funding Associates
1235 North Dutton Ave Ste E
Santa Rosa, CA 95401
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 22,086
Total Mortgage Loan Application Amount $9,145,100,000
Average Mortgage Loan Application Amount $414,067
Highest Mortgage Loan Application Amount $1,365,000
Average Applicant Income $169,407
Highest Applicant Income $5,640,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Provident Funding Associates filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Provident Funding Associates by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Collin, Texas 1,072 $ 521,780,000 $ 486,735 $ 191,000
Harris, Texas 706 $ 237,520,000 $ 336,430 $ 155,000
Maricopa, Arizona 696 $ 293,780,000 $ 422,097 $ 160,000
Denton, Texas 660 $ 315,900,000 $ 478,636 $ 192,000
Tarrant, Texas 443 $ 158,885,000 $ 358,656 $ 149,000
Dallas, Texas 405 $ 161,785,000 $ 399,469 $ 162,000
Fort Bend, Texas 381 $ 155,465,000 $ 408,044 $ 171,000
Williamson, Texas 335 $ 159,815,000 $ 477,059 $ 201,000
Wake, North Carolina 320 $ 138,880,000 $ 434,000 $ 190,000
Salt Lake, Utah 295 $ 137,945,000 $ 467,610 $ 177,000
Allegheny, Pennsylvania 286 $ 92,190,000 $ 322,342 $ 143,000
King, Washington 278 $ 148,520,000 $ 534,244 $ 195,000
Los Angeles, California 253 $ 137,055,000 $ 541,719 $ 177,000
Gwinnett, Georgia 251 $ 93,565,000 $ 372,768 $ 134,000
Forsyth, Georgia 237 $ 126,935,000 $ 535,590 $ 190,000
Travis, Texas 236 $ 113,010,000 $ 478,855 $ 220,000
Cook, Illinois 222 $ 80,210,000 $ 361,306 $ 163,000
Washington, Oregon 219 $ 112,525,000 $ 513,812 $ 184,000
Sacramento, California 207 $ 97,105,000 $ 469,106 $ 168,000
Broward, Florida 204 $ 93,760,000 $ 459,607 $ 167,000
Fulton, Georgia 203 $ 90,205,000 $ 444,359 $ 167,000
San Diego, California 184 $ 104,040,000 $ 565,434 $ 200,000
Jefferson, Kentucky 183 $ 63,535,000 $ 347,185 $ 156,000
Davis, Utah 182 $ 81,800,000 $ 449,450 $ 168,000
Montgomery, Pennsylvania 173 $ 77,515,000 $ 448,063 $ 187,000
Hillsborough, Florida 167 $ 63,215,000 $ 378,532 $ 159,000
Philadelphia, Pennsylvania 167 $ 52,745,000 $ 315,838 $ 135,000
Utah, Utah 163 $ 72,045,000 $ 441,993 $ 148,000
Middlesex, New Jersey 160 $ 79,280,000 $ 495,500 $ 185,000
Mecklenburg, North Carolina 159 $ 66,565,000 $ 418,647 $ 174,000
Miami-Dade, Florida 156 $ 78,780,000 $ 505,000 $ 205,000
Oakland, Michigan 148 $ 54,510,000 $ 368,310 $ 152,000
Snohomish, Washington 147 $ 79,025,000 $ 537,585 $ 203,000
Bucks, Pennsylvania 145 $ 62,095,000 $ 428,241 $ 170,000
Cobb, Georgia 141 $ 58,825,000 $ 417,198 $ 167,000
Orange, California 139 $ 80,585,000 $ 579,748 $ 218,000
Montgomery, Maryland 139 $ 68,685,000 $ 494,136 $ 152,000
Montgomery, Texas 133 $ 47,895,000 $ 360,112 $ 179,000
Multnomah, Oregon 128 $ 61,300,000 $ 478,906 $ 177,000
Santa Clara, California 127 $ 68,935,000 $ 542,795 $ 218,000
Orange, Florida 126 $ 50,640,000 $ 401,904 $ 159,000
Fayette, Kentucky 126 $ 39,810,000 $ 315,952 $ 159,000
Douglas, Colorado 123 $ 62,245,000 $ 506,056 $ 216,000
Riverside, California 115 $ 50,775,000 $ 441,521 $ 172,000
Jefferson, Colorado 113 $ 53,935,000 $ 477,300 $ 165,000
Fairfax, Virginia 112 $ 60,310,000 $ 538,482 $ 185,000
Palm Beach, Florida 110 $ 47,920,000 $ 435,636 $ 187,000
Pinellas, Florida 109 $ 45,215,000 $ 414,816 $ 191,000
Chester, Pennsylvania 105 $ 50,045,000 $ 476,619 $ 246,000
Bexar, Texas 105 $ 33,035,000 $ 314,619 $ 140,000
Weber, Utah 105 $ 42,415,000 $ 403,952 $ 150,000
Alameda, California 103 $ 64,125,000 $ 622,572 $ 281,000
Arapahoe, Colorado 103 $ 48,655,000 $ 472,378 $ 171,000
DeKalb, Georgia 100 $ 35,890,000 $ 358,900 $ 132,000
Henrico, Virginia 100 $ 47,720,000 $ 477,200 $ 158,000
San Bernardino, California 97 $ 44,295,000 $ 456,649 $ 156,000
Shelby, Tennessee 93 $ 30,475,000 $ 327,688 $ 129,000
Bergen, New Jersey 92 $ 49,230,000 $ 535,108 $ 200,000
Pasco, Florida 90 $ 34,720,000 $ 385,777 $ 160,000
Contra Costa, California 83 $ 44,685,000 $ 538,373 $ 187,000
Capitol Planning Region, Connecticut 81 $ 26,945,000 $ 332,654 $ 172,000
Lee, Florida 81 $ 30,155,000 $ 372,283 $ 233,000
Seminole, Florida 81 $ 32,785,000 $ 404,753 $ 168,000
Wayne, Michigan 81 $ 19,945,000 $ 246,234 $ 114,000
Delaware, Pennsylvania 78 $ 30,010,000 $ 384,743 $ 158,000
Brazoria, Texas 78 $ 27,010,000 $ 346,282 $ 199,000
DuPage, Illinois 77 $ 31,605,000 $ 410,454 $ 156,000
Denver, Colorado 76 $ 39,410,000 $ 518,552 $ 202,000
El Paso, Colorado 76 $ 30,440,000 $ 400,526 $ 143,000
Lake, Illinois 75 $ 29,355,000 $ 391,400 $ 194,000
Morris, New Jersey 74 $ 36,600,000 $ 494,594 $ 180,000
Clark, Washington 74 $ 35,940,000 $ 485,675 $ 200,000
Placer, California 71 $ 34,245,000 $ 482,323 $ 209,000
Marion, Indiana 71 $ 18,375,000 $ 258,802 $ 113,000
Hennepin, Minnesota 71 $ 29,945,000 $ 421,760 $ 172,000
Somerset, New Jersey 68 $ 32,710,000 $ 481,029 $ 180,000
Pima, Arizona 66 $ 21,670,000 $ 328,333 $ 133,000
Macomb, Michigan 66 $ 18,210,000 $ 275,909 $ 104,000
Will, Illinois 65 $ 24,035,000 $ 369,769 $ 146,000
Clackamas, Oregon 65 $ 30,265,000 $ 465,615 $ 167,000
Union, North Carolina 64 $ 26,210,000 $ 409,531 $ 179,000
Johnson, Kansas 63 $ 28,775,000 $ 456,746 $ 163,000
Baltimore, Maryland 63 $ 24,695,000 $ 391,984 $ 133,000
Howard, Maryland 63 $ 32,925,000 $ 522,619 $ 192,000
Spokane, Washington 63 $ 23,115,000 $ 366,904 $ 125,000
Duval, Florida 62 $ 22,620,000 $ 364,838 $ 197,000
Monmouth, New Jersey 62 $ 30,110,000 $ 485,645 $ 204,000
San Joaquin, California 61 $ 32,535,000 $ 533,360 $ 199,000
Pierce, Washington 60 $ 26,400,000 $ 440,000 $ 171,000
South Central Connecticut Planning Region, Connecticut 59 $ 22,125,000 $ 375,000 $ 164,000
Franklin, Ohio 58 $ 19,400,000 $ 334,482 $ 150,000
Ocean, New Jersey 57 $ 21,325,000 $ 374,122 $ 196,000
York, South Carolina 57 $ 20,335,000 $ 356,754 $ 143,000
St. Johns, Florida 56 $ 25,410,000 $ 453,750 $ 206,000
Butler, Pennsylvania 55 $ 19,775,000 $ 359,545 $ 157,000
Baltimore City, Maryland 54 $ 17,120,000 $ 317,037 $ 149,000
Galveston, Texas 54 $ 18,490,000 $ 342,407 $ 163,000
Hamilton, Indiana 53 $ 19,925,000 $ 375,943 $ 162,000
Milwaukee, Wisconsin 53 $ 15,525,000 $ 292,924 $ 120,000
Pinal, Arizona 52 $ 16,460,000 $ 316,538 $ 131,000
Union, New Jersey 52 $ 25,680,000 $ 493,846 $ 205,000
Prince George's, Maryland 51 $ 19,765,000 $ 387,549 $ 125,000
Burlington, New Jersey 50 $ 17,420,000 $ 348,400 $ 142,000
Kaufman, Texas 50 $ 16,520,000 $ 330,400 $ 190,000
Prince William, Virginia 49 $ 27,375,000 $ 558,673 $ 194,000
Cherokee, Georgia 48 $ 18,360,000 $ 382,500 $ 154,000
Ventura, California 47 $ 26,355,000 $ 560,744 $ 194,000
Anne Arundel, Maryland 47 $ 21,295,000 $ 453,085 $ 157,000
Adams, Colorado 46 $ 20,450,000 $ 444,565 $ 170,000
Camden, New Jersey 46 $ 16,800,000 $ 365,217 $ 208,000
St. Louis, Missouri 45 $ 15,025,000 $ 333,888 $ 142,000
Washington, Utah 45 $ 18,185,000 $ 404,111 $ 159,000
Brevard, Florida 44 $ 16,430,000 $ 373,409 $ 164,000
Polk, Florida 44 $ 13,940,000 $ 316,818 $ 177,000
Loudoun, Virginia 44 $ 26,050,000 $ 592,045 $ 187,000
Boulder, Colorado 43 $ 22,025,000 $ 512,209 $ 230,000
Larimer, Colorado 43 $ 19,045,000 $ 442,906 $ 186,000
Durham, North Carolina 43 $ 17,495,000 $ 406,860 $ 183,000
Guilford, North Carolina 43 $ 12,645,000 $ 294,069 $ 123,000
Lake, Florida 42 $ 12,470,000 $ 296,904 $ 158,000
Essex, New Jersey 42 $ 21,550,000 $ 513,095 $ 195,000
El Dorado, California 41 $ 19,485,000 $ 475,243 $ 203,000
Leon, Florida 41 $ 14,905,000 $ 363,536 $ 141,000
Charleston, South Carolina 41 $ 19,605,000 $ 478,170 $ 237,000
Lancaster, Pennsylvania 40 $ 10,320,000 $ 258,000 $ 133,000
Sarasota, Florida 39 $ 14,225,000 $ 364,743 $ 166,000
Mercer, New Jersey 39 $ 15,335,000 $ 393,205 $ 164,000
Oklahoma, Oklahoma 39 $ 11,675,000 $ 299,358 $ 133,000
St. Charles, Missouri 38 $ 13,800,000 $ 363,157 $ 129,000
Marion, Oregon 38 $ 15,390,000 $ 405,000 $ 134,000
Waukesha, Wisconsin 38 $ 14,820,000 $ 390,000 $ 148,000
Sonoma, California 37 $ 18,285,000 $ 494,189 $ 188,000
Oldham, Kentucky 36 $ 16,700,000 $ 463,888 $ 219,000
Frederick, Maryland 36 $ 17,720,000 $ 492,222 $ 212,000
Osceola, Florida 35 $ 12,675,000 $ 362,142 $ 122,000
Cabarrus, North Carolina 35 $ 14,475,000 $ 413,571 $ 169,000
Weld, Colorado 33 $ 13,255,000 $ 401,666 $ 144,000
Volusia, Florida 33 $ 10,125,000 $ 306,818 $ 122,000
Dakota, Minnesota 33 $ 12,695,000 $ 384,696 $ 135,000
Greenville, South Carolina 33 $ 12,825,000 $ 388,636 $ 157,000
Hidalgo, Texas 33 $ 7,115,000 $ 215,606 $ 86,000
Western Connecticut Planning Region, Connecticut 32 $ 14,560,000 $ 455,000 $ 163,000
New Hanover, North Carolina 32 $ 11,120,000 $ 347,500 $ 173,000
Lehigh, Pennsylvania 32 $ 12,710,000 $ 397,187 $ 158,000
Chesterfield, Virginia 32 $ 12,390,000 $ 387,187 $ 131,000
Delaware, Ohio 31 $ 11,895,000 $ 383,709 $ 160,000
Fresno, California 30 $ 11,820,000 $ 394,000 $ 161,000
San Mateo, California 30 $ 19,070,000 $ 635,666 $ 252,000
Charlotte, Florida 30 $ 8,500,000 $ 283,333 $ 169,000
Jackson, Missouri 30 $ 8,090,000 $ 269,666 $ 129,000
Passaic, New Jersey 30 $ 12,880,000 $ 429,333 $ 147,000
Cuyahoga, Ohio 30 $ 9,590,000 $ 319,666 $ 158,000
Deschutes, Oregon 30 $ 15,480,000 $ 516,000 $ 188,000
Hudson, New Jersey 29 $ 12,615,000 $ 435,000 $ 251,000
Hunterdon, New Jersey 29 $ 14,095,000 $ 486,034 $ 200,000
Cumberland, Pennsylvania 29 $ 8,775,000 $ 302,586 $ 115,000
Clarke, Georgia 28 $ 9,420,000 $ 336,428 $ 139,000
Clark, Nevada 28 $ 12,610,000 $ 450,357 $ 140,000
Davidson, Tennessee 28 $ 11,120,000 $ 397,142 $ 385,000
Grayson, Texas 27 $ 7,145,000 $ 264,629 $ 159,000
Box Elder, Utah 27 $ 9,995,000 $ 370,185 $ 180,000
Mohave, Arizona 26 $ 7,530,000 $ 289,615 $ 145,000
Solano, California 26 $ 12,190,000 $ 468,846 $ 147,000
Stanislaus, California 26 $ 9,570,000 $ 368,076 $ 142,000
Ramsey, Minnesota 26 $ 8,500,000 $ 326,923 $ 143,000
Rockwall, Texas 26 $ 11,760,000 $ 452,307 $ 196,000
La Plata, Colorado 25 $ 13,265,000 $ 530,600 $ 172,000
Naugatuck Valley Planning Region, Connecticut 25 $ 8,845,000 $ 353,800 $ 180,000
Washtenaw, Michigan 25 $ 11,005,000 $ 440,200 $ 180,000
Lane, Oregon 25 $ 8,765,000 $ 350,600 $ 137,000
Cameron, Texas 25 $ 5,355,000 $ 214,200 $ 118,000
Yavapai, Arizona 24 $ 9,500,000 $ 395,833 $ 121,000
Manatee, Florida 24 $ 9,250,000 $ 385,416 $ 179,000
Iredell, North Carolina 24 $ 9,850,000 $ 410,416 $ 209,000
Horry, South Carolina 24 $ 6,380,000 $ 265,833 $ 157,000
St. Lucie, Florida 23 $ 7,905,000 $ 343,695 $ 139,000
Hays, Texas 23 $ 9,005,000 $ 391,521 $ 159,000
Coconino, Arizona 22 $ 8,860,000 $ 402,727 $ 209,000
Westmoreland, Pennsylvania 22 $ 5,810,000 $ 264,090 $ 148,000
Kitsap, Washington 22 $ 10,350,000 $ 470,454 $ 149,000
Whatcom, Washington 22 $ 9,840,000 $ 447,272 $ 175,000
Monterey, California 21 $ 11,515,000 $ 548,333 $ 219,000
Santa Cruz, California 21 $ 12,565,000 $ 598,333 $ 226,000
Washington, Minnesota 21 $ 8,045,000 $ 383,095 $ 149,000
Hamilton, Ohio 21 $ 6,955,000 $ 331,190 $ 147,000
Kern, California 20 $ 6,340,000 $ 317,000 $ 210,000
Gaston, North Carolina 20 $ 6,490,000 $ 324,500 $ 126,000
Northampton, Pennsylvania 20 $ 6,800,000 $ 340,000 $ 116,000
Williamson, Tennessee 20 $ 11,000,000 $ 550,000 $ 205,000
San Luis Obispo, California 19 $ 9,605,000 $ 505,526 $ 164,000
Alachua, Florida 19 $ 6,385,000 $ 336,052 $ 173,000
Hernando, Florida 19 $ 5,605,000 $ 295,000 $ 118,000
Marion, Florida 19 $ 5,075,000 $ 267,105 $ 118,000
Clayton, Georgia 19 $ 4,305,000 $ 226,578 $ 71,000
Jackson, Georgia 19 $ 6,655,000 $ 350,263 $ 142,000
Hendricks, Indiana 19 $ 6,145,000 $ 323,421 $ 135,000
Brazos, Texas 19 $ 5,825,000 $ 306,578 $ 179,000
Lower Connecticut River Valley Planning Region, Connecticut 18 $ 6,660,000 $ 370,000 $ 156,000
Sumter, Florida 18 $ 6,820,000 $ 378,888 $ 154,000
Hall, Georgia 18 $ 5,950,000 $ 330,555 $ 139,000
Peoria, Illinois 18 $ 4,750,000 $ 263,888 $ 135,000
Harford, Maryland 18 $ 6,840,000 $ 380,000 $ 150,000
Clay, Missouri 18 $ 5,910,000 $ 328,333 $ 133,000
Forsyth, North Carolina 18 $ 5,360,000 $ 297,777 $ 119,000
Hanover, Virginia 18 $ 6,980,000 $ 387,777 $ 154,000
Collier, Florida 17 $ 6,855,000 $ 403,235 $ 215,000
Indian River, Florida 17 $ 4,885,000 $ 287,352 $ 128,000
Henry, Georgia 17 $ 6,295,000 $ 370,294 $ 128,000
McLean, Illinois 17 $ 5,845,000 $ 343,823 $ 125,000
Sedgwick, Kansas 17 $ 6,405,000 $ 376,764 $ 145,000
St. Louis City, Missouri 17 $ 5,365,000 $ 315,588 $ 148,000
Orange, North Carolina 17 $ 8,825,000 $ 519,117 $ 319,000
Berks, Pennsylvania 17 $ 5,515,000 $ 324,411 $ 146,000
Washington, Pennsylvania 17 $ 5,585,000 $ 328,529 $ 144,000
Ellis, Texas 17 $ 7,075,000 $ 416,176 $ 187,000
Cache, Utah 17 $ 6,375,000 $ 375,000 $ 124,000
San Francisco, California 16 $ 10,910,000 $ 681,875 $ 224,000
Chatham, Georgia 16 $ 5,960,000 $ 372,500 $ 156,000
Houston, Georgia 16 $ 2,780,000 $ 173,750 $ 215,000
Kane, Illinois 16 $ 5,320,000 $ 332,500 $ 114,000
Summit, Ohio 16 $ 5,210,000 $ 325,625 $ 179,000
Lancaster, South Carolina 16 $ 5,910,000 $ 369,375 $ 149,000
Rutherford, Tennessee 16 $ 5,870,000 $ 366,875 $ 151,000
Smith, Texas 16 $ 5,070,000 $ 316,875 $ 154,000
Bedford, Virginia 16 $ 5,040,000 $ 315,000 $ 128,000
Island, Washington 16 $ 8,160,000 $ 510,000 $ 196,000
Navajo, Arizona 15 $ 4,675,000 $ 311,666 $ 149,000
Fayette, Georgia 15 $ 5,535,000 $ 369,000 $ 141,000
Ada, Idaho 15 $ 5,205,000 $ 347,000 $ 137,000
Clark, Indiana 15 $ 3,805,000 $ 253,666 $ 113,000
Atlantic, New Jersey 15 $ 4,695,000 $ 313,000 $ 134,000
Beaver, Pennsylvania 15 $ 3,695,000 $ 246,333 $ 140,000
Knox, Tennessee 15 $ 5,345,000 $ 356,333 $ 140,000
Lynchburg, Virginia 15 $ 2,905,000 $ 193,666 $ 61,000
Yolo, California 14 $ 6,370,000 $ 455,000 $ 184,000
Mesa, Colorado 14 $ 3,810,000 $ 272,142 $ 115,000
Escambia, Florida 14 $ 3,650,000 $ 260,714 $ 128,000
Barrow, Georgia 14 $ 4,620,000 $ 330,000 $ 109,000
Bartow, Georgia 14 $ 4,000,000 $ 285,714 $ 158,000
Washoe, Nevada 14 $ 7,200,000 $ 514,285 $ 193,000
Gloucester, New Jersey 14 $ 4,790,000 $ 342,142 $ 144,000
Buncombe, North Carolina 14 $ 6,060,000 $ 432,857 $ 159,000
Johnston, North Carolina 14 $ 3,480,000 $ 248,571 $ 91,000
Warren, Ohio 14 $ 5,780,000 $ 412,857 $ 186,000
Benton, Oregon 14 $ 6,370,000 $ 455,000 $ 143,000
Dauphin, Pennsylvania 14 $ 3,510,000 $ 250,714 $ 108,000
Lexington, South Carolina 14 $ 3,470,000 $ 247,857 $ 192,000
Hunt, Texas 14 $ 2,890,000 $ 206,428 $ 269,000
Johnson, Texas 14 $ 4,780,000 $ 341,428 $ 156,000
Thurston, Washington 14 $ 5,620,000 $ 401,428 $ 142,000
Citrus, Florida 13 $ 2,855,000 $ 219,615 $ 103,000
Clay, Florida 13 $ 4,335,000 $ 333,461 $ 154,000
Martin, Florida 13 $ 4,515,000 $ 347,307 $ 147,000
Scott, Minnesota 13 $ 5,915,000 $ 455,000 $ 219,000
Brunswick, North Carolina 13 $ 4,075,000 $ 313,461 $ 133,000
Chatham, North Carolina 13 $ 5,225,000 $ 401,923 $ 154,000
Cumberland, North Carolina 13 $ 3,125,000 $ 240,384 $ 105,000
Lee, North Carolina 13 $ 4,055,000 $ 311,923 $ 127,000
Yamhill, Oregon 13 $ 6,225,000 $ 478,846 $ 190,000
Monroe, Pennsylvania 13 $ 2,875,000 $ 221,153 $ 142,000
Anderson, South Carolina 13 $ 3,735,000 $ 287,307 $ 108,000
Hamilton, Tennessee 13 $ 5,905,000 $ 454,230 $ 163,000
Sumner, Tennessee 13 $ 5,345,000 $ 411,153 $ 163,000
Parker, Texas 13 $ 6,115,000 $ 470,384 $ 204,000
Iron, Utah 13 $ 4,875,000 $ 375,000 $ 133,000
Walton, Georgia 12 $ 5,060,000 $ 421,666 $ 148,000
Tazewell, Illinois 12 $ 2,850,000 $ 237,500 $ 107,000
Boone, Indiana 12 $ 5,400,000 $ 450,000 $ 204,000
Lake, Indiana 12 $ 3,040,000 $ 253,333 $ 92,000
Sussex, New Jersey 12 $ 4,460,000 $ 371,666 $ 171,000
Warren, New Jersey 12 $ 4,090,000 $ 340,833 $ 139,000
Tulsa, Oklahoma 12 $ 4,150,000 $ 345,833 $ 146,000
Richland, South Carolina 12 $ 3,480,000 $ 290,000 $ 157,000
Albemarle, Virginia 12 $ 4,500,000 $ 375,000 $ 167,000
San Benito, California 11 $ 6,115,000 $ 555,909 $ 162,000
Summit, Colorado 11 $ 6,075,000 $ 552,272 $ 204,000
Flagler, Florida 11 $ 3,935,000 $ 357,727 $ 175,000
Oconee, Georgia 11 $ 3,975,000 $ 361,363 $ 132,000
Kootenai, Idaho 11 $ 5,965,000 $ 542,272 $ 169,000
McHenry, Illinois 11 $ 2,865,000 $ 260,454 $ 104,000
Hancock, Indiana 11 $ 3,145,000 $ 285,909 $ 96,000
Jessamine, Kentucky 11 $ 3,875,000 $ 352,272 $ 134,000
Carroll, Maryland 11 $ 6,205,000 $ 564,090 $ 194,000
Middlesex, Massachusetts 11 $ 4,905,000 $ 445,909 $ 140,000
Jefferson, Missouri 11 $ 4,185,000 $ 380,454 $ 141,000
Platte, Missouri 11 $ 4,115,000 $ 374,090 $ 164,000
Rowan, North Carolina 11 $ 4,055,000 $ 368,636 $ 125,000
Aiken, South Carolina 11 $ 3,395,000 $ 308,636 $ 97,000
Berkeley, South Carolina 11 $ 3,745,000 $ 340,454 $ 143,000
Nueces, Texas 11 $ 3,125,000 $ 284,090 $ 184,000
Summit, Utah 11 $ 6,305,000 $ 573,181 $ 235,000
Wasatch, Utah 11 $ 5,725,000 $ 520,454 $ 309,000
Washington, Wisconsin 11 $ 3,235,000 $ 294,090 $ 101,000
Humboldt, California 10 $ 3,550,000 $ 355,000 $ 93,000
Shasta, California 10 $ 3,720,000 $ 372,000 $ 128,000
Park, Colorado 10 $ 4,380,000 $ 438,000 $ 206,000
Allen, Indiana 10 $ 2,570,000 $ 257,000 $ 141,000
Cape May, New Jersey 10 $ 3,670,000 $ 367,000 $ 126,000
Polk, Oregon 10 $ 3,730,000 $ 373,000 $ 170,000
York, Pennsylvania 10 $ 3,780,000 $ 378,000 $ 129,000
Comal, Texas 10 $ 4,120,000 $ 412,000 $ 214,000
Waller, Texas 10 $ 4,240,000 $ 424,000 $ 163,000
Tooele, Utah 10 $ 3,480,000 $ 348,000 $ 125,000
Campbell, Virginia 10 $ 2,910,000 $ 291,000 $ 117,000
Nevada, California 9 $ 4,025,000 $ 447,222 $ 161,000
Tuolumne, California 9 $ 2,935,000 $ 326,111 $ 139,000
Broomfield, Colorado 9 $ 4,945,000 $ 549,444 $ 210,000
Pueblo, Colorado 9 $ 2,415,000 $ 268,333 $ 121,000
Greater Bridgeport Planning Region, Connecticut 9 $ 2,785,000 $ 309,444 $ 139,000
Columbia, Georgia 9 $ 2,875,000 $ 319,444 $ 135,000
Douglas, Georgia 9 $ 2,575,000 $ 286,111 $ 91,000
Richmond, Georgia 9 $ 1,415,000 $ 157,222 $ 111,000
Floyd, Indiana 9 $ 2,465,000 $ 273,888 $ 141,000
Franklin, Kentucky 9 $ 2,345,000 $ 260,555 $ 146,000
Madison, Kentucky 9 $ 2,235,000 $ 248,333 $ 125,000
Scott, Kentucky 9 $ 2,415,000 $ 268,333 $ 164,000
Charles, Maryland 9 $ 3,405,000 $ 378,333 $ 128,000
Pender, North Carolina 9 $ 3,185,000 $ 353,888 $ 124,000
Butler, Ohio 9 $ 3,815,000 $ 423,888 $ 149,000
Dorchester, South Carolina 9 $ 3,095,000 $ 343,888 $ 161,000
Wilson, Tennessee 9 $ 3,065,000 $ 340,555 $ 108,000
Bell, Texas 9 $ 2,815,000 $ 312,777 $ 169,000
Midland, Texas 9 $ 4,195,000 $ 466,111 $ 220,000
Stafford, Virginia 9 $ 3,945,000 $ 438,333 $ 120,000
Benton, Washington 9 $ 3,375,000 $ 375,000 $ 155,000
Ozaukee, Wisconsin 9 $ 3,785,000 $ 420,555 $ 160,000
Tulare, California 8 $ 2,640,000 $ 330,000 $ 129,000
Yuba, California 8 $ 3,750,000 $ 468,750 $ 126,000
Bay, Florida 8 $ 2,300,000 $ 287,500 $ 98,000
Monroe, Florida 8 $ 3,910,000 $ 488,750 $ 219,000
Dawson, Georgia 8 $ 3,080,000 $ 385,000 $ 127,000
Paulding, Georgia 8 $ 2,850,000 $ 356,250 $ 109,000
Rockdale, Georgia 8 $ 2,230,000 $ 278,750 $ 69,000
Kendall, Illinois 8 $ 2,810,000 $ 351,250 $ 155,000
Bullitt, Kentucky 8 $ 2,430,000 $ 303,750 $ 103,000
Norfolk, Massachusetts 8 $ 4,320,000 $ 540,000 $ 223,000
Kent, Michigan 8 $ 2,560,000 $ 320,000 $ 116,000
Anoka, Minnesota 8 $ 2,400,000 $ 300,000 $ 135,000
Davidson, North Carolina 8 $ 2,360,000 $ 295,000 $ 141,000
Lincoln, North Carolina 8 $ 2,230,000 $ 278,750 $ 106,000
Moore, North Carolina 8 $ 2,490,000 $ 311,250 $ 99,000
Montgomery, Ohio 8 $ 2,570,000 $ 321,250 $ 119,000
Linn, Oregon 8 $ 2,010,000 $ 251,250 $ 103,000
Beaufort, South Carolina 8 $ 3,260,000 $ 407,500 $ 606,000
El Paso, Texas 8 $ 1,970,000 $ 246,250 $ 195,000
Lubbock, Texas 8 $ 2,290,000 $ 286,250 $ 294,000
McLennan, Texas 8 $ 2,740,000 $ 342,500 $ 167,000
Roanoke, Virginia 8 $ 2,400,000 $ 300,000 $ 111,000
Kittitas, Washington 8 $ 3,000,000 $ 375,000 $ 143,000
Madera, California 7 $ 3,445,000 $ 492,142 $ 153,000
Marin, California 7 $ 4,035,000 $ 576,428 $ 348,000
Napa, California 7 $ 3,825,000 $ 546,428 $ 182,000
Santa Barbara, California 7 $ 2,785,000 $ 397,857 $ 566,000
Northwest Hills Planning Region, Connecticut 7 $ 1,765,000 $ 252,142 $ 122,000
Southeastern Connecticut Planning Region, Connecticut 7 $ 2,445,000 $ 349,285 $ 144,000
Walton, Florida 7 $ 3,855,000 $ 550,714 $ 398,000
Bulloch, Georgia 7 $ 1,635,000 $ 233,571 $ 122,000
Floyd, Georgia 7 $ 1,335,000 $ 190,714 $ 105,000
Newton, Georgia 7 $ 1,755,000 $ 250,714 $ 91,000
Pickens, Georgia 7 $ 2,025,000 $ 289,285 $ 154,000
Washington, Maryland 7 $ 2,965,000 $ 423,571 $ 152,000
Kalamazoo, Michigan 7 $ 2,185,000 $ 312,142 $ 142,000
Alamance, North Carolina 7 $ 1,915,000 $ 273,571 $ 103,000
Harnett, North Carolina 7 $ 2,125,000 $ 303,571 $ 123,000
Lorain, Ohio 7 $ 2,105,000 $ 300,714 $ 139,000
Medina, Ohio 7 $ 1,695,000 $ 242,142 $ 109,000
Erie, Pennsylvania 7 $ 1,355,000 $ 193,571 $ 95,000
Spartanburg, South Carolina 7 $ 1,665,000 $ 237,857 $ 138,000
Kendall, Texas 7 $ 4,325,000 $ 617,857 $ 266,000
Arlington, Virginia 7 $ 3,815,000 $ 545,000 $ 158,000
Cowlitz, Washington 7 $ 3,455,000 $ 493,571 $ 204,000
Skagit, Washington 7 $ 3,155,000 $ 450,714 $ 238,000
St. Croix, Wisconsin 7 $ 2,405,000 $ 343,571 $ 101,000
Merced, California 6 $ 2,460,000 $ 410,000 $ 171,000
Chaffee, Colorado 6 $ 2,540,000 $ 423,333 $ 240,000
Garfield, Colorado 6 $ 2,600,000 $ 433,333 $ 120,000
Blaine, Idaho 6 $ 2,200,000 $ 366,666 $ 162,000
Canyon, Idaho 6 $ 2,130,000 $ 355,000 $ 176,000
Champaign, Illinois 6 $ 1,410,000 $ 235,000 $ 168,000
Johnson, Indiana 6 $ 1,790,000 $ 298,333 $ 131,000
Tippecanoe, Indiana 6 $ 2,070,000 $ 345,000 $ 127,000
Shelby, Kentucky 6 $ 2,220,000 $ 370,000 $ 141,000
Woodford, Kentucky 6 $ 2,620,000 $ 436,666 $ 148,000
Queen Anne's, Maryland 6 $ 2,930,000 $ 488,333 $ 154,000
Worcester, Maryland 6 $ 1,640,000 $ 273,333 $ 184,000
Cass, Missouri 6 $ 2,030,000 $ 338,333 $ 184,000
Lincoln, Missouri 6 $ 1,510,000 $ 251,666 $ 80,000
Carteret, North Carolina 6 $ 3,150,000 $ 525,000 $ 389,000
Franklin, North Carolina 6 $ 1,600,000 $ 266,666 $ 155,000
Pitt, North Carolina 6 $ 1,490,000 $ 248,333 $ 103,000
Fairfield, Ohio 6 $ 1,650,000 $ 275,000 $ 97,000
Canadian, Oklahoma 6 $ 1,450,000 $ 241,666 $ 286,000
Cleveland, Oklahoma 6 $ 1,210,000 $ 201,666 $ 83,000
Lawrence, Pennsylvania 6 $ 1,200,000 $ 200,000 $ 121,000
Pickens, South Carolina 6 $ 1,490,000 $ 248,333 $ 103,000
Blount, Tennessee 6 $ 2,330,000 $ 388,333 $ 203,000
Bastrop, Texas 6 $ 2,980,000 $ 496,666 $ 178,000
Guadalupe, Texas 6 $ 2,010,000 $ 335,000 $ 153,000
Liberty, Texas 6 $ 1,480,000 $ 246,666 $ 78,000
Wise, Texas 6 $ 1,890,000 $ 315,000 $ 198,000
Morgan, Utah 6 $ 2,400,000 $ 400,000 $ 196,000
Jefferson, Washington 6 $ 2,740,000 $ 456,666 $ 184,000
Dane, Wisconsin 6 $ 2,130,000 $ 355,000 $ 141,000
Gila, Arizona 5 $ 2,265,000 $ 453,000 $ 220,000
Yuma, Arizona 5 $ 995,000 $ 199,000 $ 104,000
Butte, California 5 $ 1,925,000 $ 385,000 $ 102,000
Lake, California 5 $ 1,675,000 $ 335,000 $ 125,000
Fremont, Colorado 5 $ 1,335,000 $ 267,000 $ 98,000
Montezuma, Colorado 5 $ 1,505,000 $ 301,000 $ 97,000
Highlands, Florida 5 $ 995,000 $ 199,000 $ 127,000
Nassau, Florida 5 $ 1,925,000 $ 385,000 $ 203,000
Santa Rosa, Florida 5 $ 1,995,000 $ 399,000 $ 142,000
Coweta, Georgia 5 $ 1,795,000 $ 359,000 $ 159,000
Glynn, Georgia 5 $ 1,795,000 $ 359,000 $ 128,000
Winnebago, Illinois 5 $ 835,000 $ 167,000 $ 136,000
Madison, Indiana 5 $ 1,305,000 $ 261,000 $ 123,000
Porter, Indiana 5 $ 1,955,000 $ 391,000 $ 186,000
Leavenworth, Kansas 5 $ 1,365,000 $ 273,000 $ 105,000
Anderson, Kentucky 5 $ 1,425,000 $ 285,000 $ 127,000
Mercer, Kentucky 5 $ 1,215,000 $ 243,000 $ 177,000
Plymouth, Massachusetts 5 $ 2,775,000 $ 555,000 $ 209,000
Eaton, Michigan 5 $ 965,000 $ 193,000 $ 81,000
Carver, Minnesota 5 $ 1,775,000 $ 355,000 $ 132,000
Goodhue, Minnesota 5 $ 1,715,000 $ 343,000 $ 167,000
Haywood, North Carolina 5 $ 1,305,000 $ 261,000 $ 96,000
Onslow, North Carolina 5 $ 1,395,000 $ 279,000 $ 123,000
Clermont, Ohio 5 $ 1,455,000 $ 291,000 $ 143,000
Knox, Ohio 5 $ 1,605,000 $ 321,000 $ 126,000
Lake, Ohio 5 $ 1,965,000 $ 393,000 $ 147,000
Union, Ohio 5 $ 2,235,000 $ 447,000 $ 140,000
Hood River, Oregon 5 $ 2,565,000 $ 513,000 $ 169,000
Jackson, Oregon 5 $ 2,285,000 $ 457,000 $ 191,000
Umatilla, Oregon 5 $ 1,115,000 $ 223,000 $ 122,000
Armstrong, Pennsylvania 5 $ 1,055,000 $ 211,000 $ 79,000
Centre, Pennsylvania 5 $ 1,495,000 $ 299,000 $ 159,000
Fayette, Tennessee 5 $ 1,935,000 $ 387,000 $ 228,000
Montgomery, Tennessee 5 $ 1,215,000 $ 243,000 $ 102,000
Atascosa, Texas 5 $ 1,295,000 $ 259,000 $ 110,000
Caldwell, Texas 5 $ 1,195,000 $ 239,000 $ 111,000
Henderson, Texas 5 $ 1,935,000 $ 387,000 $ 174,000
Hood, Texas 5 $ 1,585,000 $ 317,000 $ 139,000
Randall, Texas 5 $ 795,000 $ 159,000 $ 117,000
Chesapeake, Virginia 5 $ 1,655,000 $ 331,000 $ 154,000
Halifax, Virginia 5 $ 1,145,000 $ 229,000 $ 181,000
Richmond City, Virginia 5 $ 1,815,000 $ 363,000 $ 212,000
York, Virginia 5 $ 2,435,000 $ 487,000 $ 133,000
Chelan, Washington 5 $ 2,635,000 $ 527,000 $ 178,000
Yakima, Washington 5 $ 1,735,000 $ 347,000 $ 177,000
Racine, Wisconsin 5 $ 1,505,000 $ 301,000 $ 96,000
Amador, California 4 $ 1,980,000 $ 495,000 $ 144,000
Elbert, Colorado 4 $ 2,090,000 $ 522,500 $ 121,000
Putnam, Florida 4 $ 850,000 $ 212,500 $ 77,000
Baldwin, Georgia 4 $ 1,030,000 $ 257,500 $ 121,000
Bibb, Georgia 4 $ 1,450,000 $ 362,500 $ 190,000
Monroe, Georgia 4 $ 1,320,000 $ 330,000 $ 114,000
Peach, Georgia 4 $ 950,000 $ 237,500 $ 151,000
Polk, Georgia 4 $ 1,040,000 $ 260,000 $ 115,000
Bonneville, Idaho 4 $ 1,690,000 $ 422,500 $ 182,000
Sangamon, Illinois 4 $ 1,100,000 $ 275,000 $ 138,000
Woodford, Illinois 4 $ 780,000 $ 195,000 $ 123,000
Bartholomew, Indiana 4 $ 750,000 $ 187,500 $ 90,000
Harvey, Kansas 4 $ 660,000 $ 165,000 $ 73,000
Boyle, Kentucky 4 $ 1,130,000 $ 282,500 $ 129,000
Nelson, Kentucky 4 $ 1,920,000 $ 480,000 $ 177,000
Spencer, Kentucky 4 $ 1,150,000 $ 287,500 $ 69,000
Calvert, Maryland 4 $ 1,730,000 $ 432,500 $ 190,000
Caroline, Maryland 4 $ 1,170,000 $ 292,500 $ 104,000
Suffolk, Massachusetts 4 $ 2,200,000 $ 550,000 $ 146,000
Worcester, Massachusetts 4 $ 1,920,000 $ 480,000 $ 133,000
Genesee, Michigan 4 $ 960,000 $ 240,000 $ 108,000
Livingston, Michigan 4 $ 1,220,000 $ 305,000 $ 297,000
Granville, North Carolina 4 $ 1,640,000 $ 410,000 $ 158,000
Randolph, North Carolina 4 $ 670,000 $ 167,500 $ 64,000
Geauga, Ohio 4 $ 1,070,000 $ 267,500 $ 127,000
Licking, Ohio 4 $ 1,610,000 $ 402,500 $ 140,000
Mahoning, Ohio 4 $ 820,000 $ 205,000 $ 113,000
Portage, Ohio 4 $ 960,000 $ 240,000 $ 128,000
Columbia, Oregon 4 $ 1,710,000 $ 427,500 $ 148,000
Curry, Oregon 4 $ 1,910,000 $ 477,500 $ 164,000
Lackawanna, Pennsylvania 4 $ 1,030,000 $ 257,500 $ 109,000
Lebanon, Pennsylvania 4 $ 730,000 $ 182,500 $ 68,000
Oconee, South Carolina 4 $ 1,860,000 $ 465,000 $ 382,000
Anderson, Tennessee 4 $ 1,260,000 $ 315,000 $ 142,000
Loudon, Tennessee 4 $ 1,660,000 $ 415,000 $ 100,000
Jefferson, Texas 4 $ 870,000 $ 217,500 $ 155,000
San Patricio, Texas 4 $ 1,510,000 $ 377,500 $ 217,000
Washington, Texas 4 $ 1,270,000 $ 317,500 $ 108,000
Alexandria, Virginia 4 $ 1,170,000 $ 292,500 $ 138,000
Montgomery, Virginia 4 $ 1,580,000 $ 395,000 $ 543,000
Spotsylvania, Virginia 4 $ 1,520,000 $ 380,000 $ 174,000
Virginia Beach, Virginia 4 $ 1,570,000 $ 392,500 $ 142,000
Grant, Washington 4 $ 1,070,000 $ 267,500 $ 136,000
Lewis, Washington 4 $ 2,020,000 $ 505,000 $ 232,000
Mason, Washington 4 $ 1,400,000 $ 350,000 $ 235,000
Stevens, Washington 4 $ 1,850,000 $ 462,500 $ 182,000
Cochise, Arizona 3 $ 725,000 $ 241,666 $ 167,000
Imperial, California 3 $ 1,285,000 $ 428,333 $ 134,000
Kings, California 3 $ 1,395,000 $ 465,000 $ 247,000
Sutter, California 3 $ 1,195,000 $ 398,333 $ 142,000
Gilpin, Colorado 3 $ 1,675,000 $ 558,333 $ 170,000
Page:

Mortgage Loan Application Detail Totals for Provident Funding Associates in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 18,194 $7,523,200,000 $413,000 $1,365,000 $166,000 $5,640,000
Refinancing 3,032 $1,390,700,000 $458,000 $1,095,000 $186,000 $3,474,000
Cash-out Refinancing 860 $231,200,000 $268,000 $1,125,000 $183,000 $5,244,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,820 $3,086,170,000 $394,000 $1,145,000 $169,000 $5,244,000
Asian 6,966 $3,135,700,000 $450,000 $1,365,000 $181,000 $5,640,000
Not Provided 4,787 $1,982,295,000 $414,000 $1,145,000 $170,000 $3,474,000
Hispanic 1,665 $620,855,000 $372,000 $1,145,000 $136,000 $3,180,000
Black or African American 597 $210,225,000 $352,000 $765,000 $134,000 $1,553,000
Not applicable 200 $88,920,000 $444,000 $765,000 $0 $0
American Indian or Alaskan Native 33 $12,775,000 $387,000 $765,000 $157,000 $443,000
Native Hawaiian or Other Pacific Islander 18 $8,160,000 $453,000 $675,000 $167,000 $517,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 22,086 $9,145,100,000 $414,000 $1,365,000 $170,000 $5,640,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 13,307 $5,489,015,000 $412,000 $1,055,000 $164,000 $1,746,000
Application Withdrawn By Applicant 4,880 $2,037,080,000 $417,000 $1,365,000 $181,000 $5,640,000
File Closed For Incompleteness 1,873 $840,085,000 $448,000 $1,145,000 $192,000 $2,616,000
Application Denied By Financial Institution 1,526 $564,180,000 $369,000 $1,105,000 $157,000 $3,941,000
Application Approved But Not Accepted 300 $125,820,000 $419,000 $925,000 $161,000 $1,853,000
Loan Purchased By The Institution 200 $88,920,000 $444,000 $765,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 20,560 $8,580,920,000 $417,000 $1,365,000 $170,000 $5,640,000
Collateral 524 $186,960,000 $356,000 $1,105,000 $200,000 $3,720,000
Debt-To-Income Ratio 484 $207,020,000 $427,000 $975,000 $97,000 $315,000
Credit History 266 $76,400,000 $287,000 $765,000 $150,000 $1,824,000
Other 162 $58,670,000 $362,000 $1,005,000 $221,000 $3,941,000
Employment History 37 $13,595,000 $367,000 $765,000 $62,000 $275,000
Unverifiable Information 26 $10,310,000 $396,000 $755,000 $142,000 $397,000
Insufficient Cash (Downpayment, Closing Cost) 25 $10,425,000 $417,000 $975,000 $258,000 $1,500,000
Mortgage Insurance Denied 2 $800,000 $400,000 $535,000 $133,000 $193,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Provident Funding Associates's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Provident Funding Associates's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List