Pyramax Bank FSB Mortgage Lending & HMDA Data, 2024

In 2024, Pyramax Bank FSB of Greenfield, WI reported 254 mortgage applications totaling $79.1 million, down 2% from 2023. The average application was for $311,338, and applicants reported an average income of $144,094. 43% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Milwaukee-Waukesha-West Allis, WI (97), Racine, WI (6) and Sheboygan, WI (3) (applications in parentheses).

Mortgage Company & Address Pyramax Bank FSB
7001 W. Edgerton Avenue
Greenfield, WI 53220
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 254
Total Mortgage Loan Application Amount $79,080,000
Average Mortgage Loan Application Amount $311,338
Highest Mortgage Loan Application Amount $1,385,000
Average Applicant Income $144,094
Highest Applicant Income $2,236,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Pyramax Bank FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Pyramax Bank FSB in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 238 $74,420,000 $312,000 $1,385,000 $136,000 $1,270,000
Refinancing 14 $4,250,000 $303,000 $605,000 $291,000 $2,236,000
Home Improvement 2 $410,000 $205,000 $235,000 $79,000 $97,000
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 177 $57,555,000 $325,000 $1,385,000 $161,000 $2,236,000
Hispanic 24 $6,710,000 $279,000 $705,000 $118,000 $224,000
Asian 23 $6,915,000 $300,000 $535,000 $97,000 $236,000
Not Provided 18 $5,860,000 $325,000 $765,000 $109,000 $250,000
Black or African American 12 $2,040,000 $170,000 $465,000 $95,000 $358,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 252 $78,940,000 $313,000 $1,385,000 $145,000 $2,236,000
FHA-insured (Federal Housing Administration) 2 $140,000 $70,000 $75,000 $46,000 $55,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 108 $32,840,000 $304,000 $1,295,000 $167,000 $2,236,000
Preapproval Approved but not Accepted 101 $32,525,000 $322,000 $795,000 $136,000 $1,270,000
Preapproval Denied by Financial Institution 26 $6,090,000 $234,000 $705,000 $75,000 $181,000
Application Denied By Financial Institution 10 $3,460,000 $346,000 $765,000 $142,000 $368,000
Application Withdrawn By Applicant 9 $4,165,000 $462,000 $1,385,000 $175,000 $384,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 218 $69,530,000 $318,000 $1,385,000 $153,000 $2,236,000
Credit History 18 $3,990,000 $221,000 $705,000 $71,000 $155,000
Debt-To-Income Ratio 11 $3,455,000 $314,000 $765,000 $110,000 $368,000
Other 4 $1,440,000 $360,000 $595,000 $140,000 $217,000
Unverifiable Information 1 $225,000 $225,000 $225,000 $101,000 $101,000
Collateral 1 $295,000 $295,000 $295,000 $80,000 $80,000
Employment History 1 $145,000 $145,000 $145,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pyramax Bank FSB's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pyramax Bank FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet with aggregated HMDA statistics today.

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