Questa Home Loans LLC Mortgage Lending & HMDA Data, 2007

In 2007, Questa Home Loans LLC of Bigfork, MT reported 152 mortgage applications totaling $26.9 million. The average application was for $176,973, and applicants reported an average income of $65,750. 0% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Boise City-Nampa, ID (18), Billings, MT (11) and Great Falls, MT (7) (applications in parentheses).

Mortgage Company & Address Questa Home Loans LLC
836 Holt Drive Suite 212
Bigfork, MT 59911
Federal Regulator * available with data download
Years 2007  
Total Number of Mortgage Applications 152
Total Mortgage Loan Application Amount $26,900,000
Average Mortgage Loan Application Amount $176,973
Highest Mortgage Loan Application Amount $2,700,000
Average Applicant Income $65,750
Highest Applicant Income $666,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Questa Home Loans LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Questa Home Loans LLC by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Flathead, Montana 10 $ 2,033,000 $ 203,300 $ 56,000
Yellowstone, Montana 10 $ 1,987,000 $ 198,700 $ 57,000
Ada, Idaho 9 $ 1,602,000 $ 178,000 $ 55,000
Canyon, Idaho 8 $ 1,652,000 $ 206,500 $ 50,000
Cascade, Montana 7 $ 717,000 $ 102,428 $ 51,000
Bonneville, Idaho 6 $ 745,000 $ 124,166 $ 58,000
Bannock, Idaho 4 $ 572,000 $ 143,000 $ 68,000
Missoula, Montana 4 $ 598,000 $ 149,500 $ 44,000
Park, Montana 4 $ 3,352,000 $ 838,000 $ 212,000
Silver Bow, Montana 4 $ 425,000 $ 106,250 $ 41,000
Fergus, Montana 3 $ 306,000 $ 102,000 $ 24,000
Gallatin, Montana 3 $ 407,000 $ 135,666 $ 66,000
Sanders, Montana 3 $ 745,000 $ 248,333 $ 66,000
Kootenai, Idaho 2 $ 297,000 $ 148,500 $ 41,000
Lincoln, Idaho 2 $ 198,000 $ 99,000 $ 56,000
Valley, Idaho 2 $ 150,000 $ 75,000 $ 128,000
Deer Lodge, Montana 2 $ 243,000 $ 121,500 $ 67,000
Ravalli, Montana 2 $ 263,000 $ 131,500 $ 63,000
Blaine, Idaho 1 $ 454,000 $ 454,000 $ 130,000
Camas, Idaho 1 $ 131,000 $ 131,000 $ 70,000
Cassia, Idaho 1 $ 65,000 $ 65,000 $ 30,000
Franklin, Idaho 1 $ 193,000 $ 193,000 $ 90,000
Fremont, Idaho 1 $ 117,000 $ 117,000 $ 66,000
Gem, Idaho 1 $ 345,000 $ 345,000 $ 0
Gooding, Idaho 1 $ 122,000 $ 122,000 $ 41,000
Nez Perce, Idaho 1 $ 170,000 $ 170,000 $ 60,000
Payette, Idaho 1 $ 120,000 $ 120,000 $ 18,000
Twin Falls, Idaho 1 $ 122,000 $ 122,000 $ 84,000
Washington, Idaho 1 $ 60,000 $ 60,000 $ 50,000
Carbon, Montana 1 $ 132,000 $ 132,000 $ 50,000
Custer, Montana 1 $ 75,000 $ 75,000 $ 62,000
Dawson, Montana 1 $ 70,000 $ 70,000 $ 106,000
Glacier, Montana 1 $ 94,000 $ 94,000 $ 66,000
Lincoln, Montana 1 $ 90,000 $ 90,000 $ 44,000
Phillips, Montana 1 $ 83,000 $ 83,000 $ 59,000
Roosevelt, Montana 1 $ 89,000 $ 89,000 $ 45,000
Sweet Grass, Montana 1 $ 75,000 $ 75,000 $ 40,000
Toole, Montana 1 $ 52,000 $ 52,000 $ 40,000

Mortgage Loan Application Detail Totals for Questa Home Loans LLC in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 114 $20,698,000 $181,000 $2,700,000 $70,000 $666,000
Home Purchase 38 $6,202,000 $163,000 $405,000 $53,000 $204,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 133 $24,091,000 $181,000 $2,700,000 $67,000 $666,000
Not Provided 12 $1,771,000 $147,000 $360,000 $40,000 $96,000
Hispanic 3 $306,000 $102,000 $124,000 $47,000 $66,000
American Indian or Alaskan Native 2 $418,000 $209,000 $263,000 $123,000 $204,000
Asian 2 $314,000 $157,000 $192,000 $82,000 $84,000
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 151 $26,709,000 $176,000 $2,700,000 $66,000 $666,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $191,000 $191,000 $191,000 $72,000 $72,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 152 $26,900,000 $176,000 $2,700,000 $66,000 $666,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Originated 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Questa Home Loans LLC's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Questa Home Loans LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Montana, download the full spreadsheet with aggregated HMDA statistics today.

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