Quontic Bank Mortgage Lending & HMDA Data, 2025

In 2025, Quontic Bank of Astoria, NY reported 2,139 mortgage applications totaling $990.2 million, down 5% from 2024. The average application was for $462,942, and applicants reported an average income of $251,851. 56% of its applications resulted in an originated loan and 12% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (550), Nassau County-Suffolk County, NY (373) and Newark, NJ-PA (57) (applications in parentheses).

Mortgage Company & Address Quontic Bank
31-05 Broadway
Astoria, NY 11106
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,139
Total Mortgage Loan Application Amount $990,235,000
Average Mortgage Loan Application Amount $462,942
Highest Mortgage Loan Application Amount $4,005,000
Average Applicant Income $251,851
Highest Applicant Income $6,300,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Quontic Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Quontic Bank by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Suffolk, New York 220 $ 105,010,000 $ 477,318 $ 212,000
Queens, New York 189 $ 89,545,000 $ 473,783 $ 194,000
Nassau, New York 153 $ 83,265,000 $ 544,215 $ 336,000
Kings, New York 119 $ 76,405,000 $ 642,058 $ 266,000
Bronx, New York 68 $ 28,650,000 $ 421,323 $ 153,000
Contra Costa, California 45 $ 13,665,000 $ 303,666 $ 240,000
Broward, Florida 42 $ 19,070,000 $ 454,047 $ 467,000
Westchester, New York 42 $ 19,290,000 $ 459,285 $ 319,000
Richmond, New York 40 $ 21,590,000 $ 539,750 $ 239,000
Miami-Dade, Florida 37 $ 19,585,000 $ 529,324 $ 528,000
Palm Beach, Florida 30 $ 13,100,000 $ 436,666 $ 219,000
Bergen, New Jersey 30 $ 18,350,000 $ 611,666 $ 313,000
Cook, Illinois 25 $ 8,185,000 $ 327,400 $ 190,000
Erie, New York 24 $ 5,890,000 $ 245,416 $ 119,000
Los Angeles, California 23 $ 6,755,000 $ 293,695 $ 230,000
New York, New York 21 $ 19,425,000 $ 925,000 $ 407,000
San Diego, California 19 $ 9,275,000 $ 488,157 $ 256,000
Maricopa, Arizona 18 $ 8,120,000 $ 451,111 $ 206,000
Essex, New Jersey 18 $ 6,650,000 $ 369,444 $ 169,000
Orange, New York 18 $ 7,870,000 $ 437,222 $ 196,000
Union, New Jersey 17 $ 6,185,000 $ 363,823 $ 179,000
Monmouth, New Jersey 16 $ 8,910,000 $ 556,875 $ 313,000
Morris, New Jersey 16 $ 8,060,000 $ 503,750 $ 210,000
Middlesex, Massachusetts 15 $ 9,925,000 $ 661,666 $ 308,000
Monroe, New York 15 $ 4,865,000 $ 324,333 $ 164,000
Rockland, New York 15 $ 6,135,000 $ 409,000 $ 348,000
Harris, Texas 15 $ 3,885,000 $ 259,000 $ 217,000
Riverside, California 14 $ 5,590,000 $ 399,285 $ 245,000
Orange, California 13 $ 7,085,000 $ 545,000 $ 363,000
Middlesex, New Jersey 13 $ 5,085,000 $ 391,153 $ 179,000
Dallas, Texas 13 $ 3,655,000 $ 281,153 $ 179,000
Fairfax, Virginia 13 $ 6,005,000 $ 461,923 $ 386,000
Naugatuck Valley Planning Region, Connecticut 12 $ 3,390,000 $ 282,500 $ 126,000
Western Connecticut Planning Region, Connecticut 12 $ 9,470,000 $ 789,166 $ 393,000
Polk, Florida 11 $ 2,475,000 $ 225,000 $ 171,000
Dutchess, New York 11 $ 5,035,000 $ 457,727 $ 292,000
Worcester, Massachusetts 10 $ 3,890,000 $ 389,000 $ 179,000
Hudson, New Jersey 10 $ 3,920,000 $ 392,000 $ 151,000
Passaic, New Jersey 10 $ 3,710,000 $ 371,000 $ 156,000
Greater Bridgeport Planning Region, Connecticut 9 $ 3,215,000 $ 357,222 $ 149,000
Lee, Florida 9 $ 2,495,000 $ 277,222 $ 141,000
Tarrant, Texas 9 $ 3,445,000 $ 382,777 $ 242,000
San Bernardino, California 8 $ 2,640,000 $ 330,000 $ 131,000
Hillsborough, Florida 8 $ 2,850,000 $ 356,250 $ 200,000
Orange, Florida 8 $ 4,340,000 $ 542,500 $ 244,000
Fulton, Georgia 8 $ 2,870,000 $ 358,750 $ 267,000
Collin, Texas 8 $ 3,660,000 $ 457,500 $ 392,000
Capitol Planning Region, Connecticut 7 $ 2,215,000 $ 316,428 $ 155,000
Sarasota, Florida 7 $ 2,675,000 $ 382,142 $ 278,000
Cobb, Georgia 7 $ 2,985,000 $ 426,428 $ 178,000
Essex, Massachusetts 7 $ 5,075,000 $ 725,000 $ 337,000
Atlantic, New Jersey 7 $ 2,465,000 $ 352,142 $ 152,000
Burlington, New Jersey 7 $ 1,395,000 $ 199,285 $ 158,000
San Joaquin, California 6 $ 2,360,000 $ 393,333 $ 96,000
Gwinnett, Georgia 6 $ 2,200,000 $ 366,666 $ 187,000
Macomb, Michigan 6 $ 1,870,000 $ 311,666 $ 95,000
Camden, New Jersey 6 $ 1,580,000 $ 263,333 $ 138,000
Putnam, New York 6 $ 2,300,000 $ 383,333 $ 181,000
Bucks, Pennsylvania 6 $ 3,120,000 $ 520,000 $ 357,000
Philadelphia, Pennsylvania 6 $ 1,020,000 $ 170,000 $ 60,000
Denton, Texas 6 $ 3,030,000 $ 505,000 $ 204,000
Montgomery, Texas 6 $ 2,080,000 $ 346,666 $ 421,000
King, Washington 6 $ 3,930,000 $ 655,000 $ 338,000
Pinellas, Florida 5 $ 1,585,000 $ 317,000 $ 91,000
St. Lucie, Florida 5 $ 1,135,000 $ 227,000 $ 119,000
Forsyth, Georgia 5 $ 3,095,000 $ 619,000 $ 280,000
Norfolk, Massachusetts 5 $ 1,875,000 $ 375,000 $ 205,000
Clark, Nevada 5 $ 3,395,000 $ 679,000 $ 263,000
Somerset, New Jersey 5 $ 4,005,000 $ 801,000 $ 512,000
Bernalillo, New Mexico 5 $ 1,205,000 $ 241,000 $ 104,000
Broome, New York 5 $ 855,000 $ 171,000 $ 55,000
Mecklenburg, North Carolina 5 $ 3,325,000 $ 665,000 $ 206,000
Davidson, Tennessee 5 $ 2,445,000 $ 489,000 $ 302,000
Travis, Texas 5 $ 3,775,000 $ 755,000 $ 362,000
Loudoun, Virginia 5 $ 3,335,000 $ 667,000 $ 332,000
Baldwin, Alabama 4 $ 4,340,000 $ 1,085,000 $ 324,000
Sacramento, California 4 $ 1,260,000 $ 315,000 $ 131,000
Citrus, Florida 4 $ 1,930,000 $ 482,500 $ 283,000
Monroe, Florida 4 $ 2,410,000 $ 602,500 $ 787,000
Seminole, Florida 4 $ 1,520,000 $ 380,000 $ 268,000
Baltimore, Maryland 4 $ 760,000 $ 190,000 $ 72,000
Prince George's, Maryland 4 $ 1,190,000 $ 297,500 $ 132,000
Hampden, Massachusetts 4 $ 1,080,000 $ 270,000 $ 113,000
Oakland, Michigan 4 $ 2,610,000 $ 652,500 $ 526,000
Albany, New York 4 $ 1,430,000 $ 357,500 $ 178,000
Wake, North Carolina 4 $ 1,230,000 $ 307,500 $ 370,000
Cuyahoga, Ohio 4 $ 1,030,000 $ 257,500 $ 131,000
Pike, Pennsylvania 4 $ 1,080,000 $ 270,000 $ 149,000
Providence, Rhode Island 4 $ 1,030,000 $ 257,500 $ 97,000
Kern, California 3 $ 1,125,000 $ 375,000 $ 186,000
San Francisco, California 3 $ 1,335,000 $ 445,000 $ 162,000
Santa Barbara, California 3 $ 1,155,000 $ 385,000 $ 583,000
Solano, California 3 $ 1,515,000 $ 505,000 $ 142,000
Stanislaus, California 3 $ 1,085,000 $ 361,666 $ 98,000
Northwest Hills Planning Region, Connecticut 3 $ 565,000 $ 188,333 $ 334,000
South Central Connecticut Planning Region, Connecticut 3 $ 975,000 $ 325,000 $ 242,000
New Castle, Delaware 3 $ 1,245,000 $ 415,000 $ 177,000
Sussex, Delaware 3 $ 795,000 $ 265,000 $ 158,000
Brevard, Florida 3 $ 645,000 $ 215,000 $ 238,000
Duval, Florida 3 $ 755,000 $ 251,666 $ 208,000
Marion, Florida 3 $ 1,015,000 $ 338,333 $ 273,000
Osceola, Florida 3 $ 1,835,000 $ 611,666 $ 337,000
Volusia, Florida 3 $ 1,135,000 $ 378,333 $ 177,000
DeKalb, Georgia 3 $ 605,000 $ 201,666 $ 67,000
DuPage, Illinois 3 $ 1,015,000 $ 338,333 $ 134,000
Will, Illinois 3 $ 655,000 $ 218,333 $ 113,000
Marion, Indiana 3 $ 845,000 $ 281,666 $ 102,000
Barnstable, Massachusetts 3 $ 1,345,000 $ 448,333 $ 240,000
Suffolk, Massachusetts 3 $ 1,445,000 $ 481,666 $ 402,000
Genesee, Michigan 3 $ 755,000 $ 251,666 $ 178,000
Wayne, Michigan 3 $ 795,000 $ 265,000 $ 972,000
DeSoto, Mississippi 3 $ 885,000 $ 295,000 $ 82,000
St. Louis City, Missouri 3 $ 435,000 $ 145,000 $ 67,000
Cape May, New Jersey 3 $ 1,215,000 $ 405,000 $ 256,000
Hunterdon, New Jersey 3 $ 1,705,000 $ 568,333 $ 264,000
Ocean, New Jersey 3 $ 1,615,000 $ 538,333 $ 104,000
Sussex, New Jersey 3 $ 575,000 $ 191,666 $ 400,000
Genesee, New York 3 $ 655,000 $ 218,333 $ 100,000
Onondaga, New York 3 $ 1,225,000 $ 408,333 $ 229,000
Ulster, New York 3 $ 615,000 $ 205,000 $ 171,000
Canadian, Oklahoma 3 $ 1,105,000 $ 368,333 $ 228,000
Clackamas, Oregon 3 $ 3,445,000 $ 1,148,333 $ 411,000
Multnomah, Oregon 3 $ 1,325,000 $ 441,666 $ 188,000
Allegheny, Pennsylvania 3 $ 555,000 $ 185,000 $ 133,000
Monroe, Pennsylvania 3 $ 835,000 $ 278,333 $ 224,000
Dorchester, South Carolina 3 $ 1,475,000 $ 491,666 $ 346,000
Comal, Texas 3 $ 3,345,000 $ 1,115,000 $ 429,000
Salt Lake, Utah 3 $ 735,000 $ 245,000 $ 150,000
Clark, Washington 3 $ 2,165,000 $ 721,666 $ 175,000
Mohave, Arizona 2 $ 550,000 $ 275,000 $ 112,000
Yavapai, Arizona 2 $ 1,400,000 $ 700,000 $ 535,000
Garland, Arkansas 2 $ 1,040,000 $ 520,000 $ 252,000
Butte, California 2 $ 720,000 $ 360,000 $ 193,000
Fresno, California 2 $ 890,000 $ 445,000 $ 310,000
Nevada, California 2 $ 740,000 $ 370,000 $ 146,000
Santa Clara, California 2 $ 2,980,000 $ 1,490,000 $ 586,000
Adams, Colorado 2 $ 750,000 $ 375,000 $ 109,000
Jefferson, Colorado 2 $ 400,000 $ 200,000 $ 373,000
Southeastern Connecticut Planning Region, Connecticut 2 $ 620,000 $ 310,000 $ 101,000
Indian River, Florida 2 $ 1,530,000 $ 765,000 $ 856,000
Lake, Florida 2 $ 1,430,000 $ 715,000 $ 368,000
Manatee, Florida 2 $ 2,550,000 $ 1,275,000 $ 671,000
Martin, Florida 2 $ 960,000 $ 480,000 $ 450,000
Pasco, Florida 2 $ 850,000 $ 425,000 $ 255,000
Walton, Florida 2 $ 740,000 $ 370,000 $ 129,000
Cherokee, Georgia 2 $ 330,000 $ 165,000 $ 166,000
Henry, Georgia 2 $ 390,000 $ 195,000 $ 95,000
Walton, Georgia 2 $ 450,000 $ 225,000 $ 177,000
Hawaii, Hawaii 2 $ 580,000 $ 290,000 $ 406,000
Honolulu, Hawaii 2 $ 1,040,000 $ 520,000 $ 164,000
Maui, Hawaii 2 $ 490,000 $ 245,000 $ 663,000
Hendricks, Indiana 2 $ 320,000 $ 160,000 $ 214,000
Porter, Indiana 2 $ 2,760,000 $ 1,380,000 $ 890,000
Kenton, Kentucky 2 $ 710,000 $ 355,000 $ 199,000
Jefferson, Louisiana 2 $ 440,000 $ 220,000 $ 107,000
Cumberland, Maine 2 $ 980,000 $ 490,000 $ 177,000
Anne Arundel, Maryland 2 $ 1,120,000 $ 560,000 $ 158,000
Baltimore City, Maryland 2 $ 400,000 $ 200,000 $ 89,000
Montgomery, Maryland 2 $ 1,300,000 $ 650,000 $ 252,000
Berkshire, Massachusetts 2 $ 580,000 $ 290,000 $ 0
Plymouth, Massachusetts 2 $ 880,000 $ 440,000 $ 155,000
Ottawa, Michigan 2 $ 710,000 $ 355,000 $ 215,000
Hennepin, Minnesota 2 $ 1,170,000 $ 585,000 $ 269,000
St. Louis, Missouri 2 $ 830,000 $ 415,000 $ 112,000
Nye, Nevada 2 $ 430,000 $ 215,000 $ 66,000
Rockingham, New Hampshire 2 $ 640,000 $ 320,000 $ 60,000
Cumberland, New Jersey 2 $ 500,000 $ 250,000 $ 168,000
Mercer, New Jersey 2 $ 4,430,000 $ 2,215,000 $ 1,164,000
Chautauqua, New York 2 $ 520,000 $ 260,000 $ 144,000
Columbia, New York 2 $ 650,000 $ 325,000 $ 274,000
Oneida, New York 2 $ 460,000 $ 230,000 $ 189,000
Otsego, New York 2 $ 400,000 $ 200,000 $ 144,000
Saratoga, New York 2 $ 350,000 $ 175,000 $ 77,000
Schenectady, New York 2 $ 410,000 $ 205,000 $ 62,000
Wayne, New York 2 $ 490,000 $ 245,000 $ 166,000
Burke, North Carolina 2 $ 380,000 $ 190,000 $ 202,000
Union, North Carolina 2 $ 1,590,000 $ 795,000 $ 738,000
Cleveland, Oklahoma 2 $ 880,000 $ 440,000 $ 205,000
Chester, Pennsylvania 2 $ 650,000 $ 325,000 $ 209,000
Lackawanna, Pennsylvania 2 $ 440,000 $ 220,000 $ 123,000
Lexington, South Carolina 2 $ 450,000 $ 225,000 $ 104,000
Hamilton, Tennessee 2 $ 580,000 $ 290,000 $ 0
Williamson, Tennessee 2 $ 3,510,000 $ 1,755,000 $ 530,000
Bexar, Texas 2 $ 3,010,000 $ 1,505,000 $ 522,000
Ellis, Texas 2 $ 550,000 $ 275,000 $ 177,000
Fort Bend, Texas 2 $ 3,020,000 $ 1,510,000 $ 732,000
Hays, Texas 2 $ 2,590,000 $ 1,295,000 $ 537,000
Lubbock, Texas 2 $ 660,000 $ 330,000 $ 125,000
Rockwall, Texas 2 $ 460,000 $ 230,000 $ 145,000
Chesterfield, Virginia 2 $ 480,000 $ 240,000 $ 118,000
York, Virginia 2 $ 610,000 $ 305,000 $ 104,000
Kitsap, Washington 2 $ 2,310,000 $ 1,155,000 $ 146,000
Racine, Wisconsin 2 $ 370,000 $ 185,000 $ 126,000
Colbert, Alabama 1 $ 1,205,000 $ 1,205,000 $ 1,632,000
Jefferson, Alabama 1 $ 265,000 $ 265,000 $ 804,000
Montgomery, Alabama 1 $ 505,000 $ 505,000 $ 338,000
St. Clair, Alabama 1 $ 275,000 $ 275,000 $ 681,000
Coconino, Arizona 1 $ 735,000 $ 735,000 $ 161,000
Navajo, Arizona 1 $ 305,000 $ 305,000 $ 281,000
Pima, Arizona 1 $ 155,000 $ 155,000 $ 196,000
Pinal, Arizona 1 $ 195,000 $ 195,000 $ 143,000
Benton, Arkansas 1 $ 235,000 $ 235,000 $ 175,000
Perry, Arkansas 1 $ 135,000 $ 135,000 $ 60,000
Pulaski, Arkansas 1 $ 155,000 $ 155,000 $ 0
Kings, California 1 $ 215,000 $ 215,000 $ 89,000
Placer, California 1 $ 945,000 $ 945,000 $ 298,000
San Mateo, California 1 $ 425,000 $ 425,000 $ 162,000
Santa Cruz, California 1 $ 725,000 $ 725,000 $ 265,000
Ventura, California 1 $ 945,000 $ 945,000 $ 292,000
Arapahoe, Colorado 1 $ 365,000 $ 365,000 $ 98,000
Boulder, Colorado 1 $ 755,000 $ 755,000 $ 266,000
Douglas, Colorado 1 $ 105,000 $ 105,000 $ 181,000
Eagle, Colorado 1 $ 155,000 $ 155,000 $ 135,000
Garfield, Colorado 1 $ 385,000 $ 385,000 $ 129,000
Montrose, Colorado 1 $ 355,000 $ 355,000 $ 109,000
Pitkin, Colorado 1 $ 2,005,000 $ 2,005,000 $ 3,974,000
Teller, Colorado 1 $ 545,000 $ 545,000 $ 209,000
Weld, Colorado 1 $ 495,000 $ 495,000 $ 220,000
Northeastern Connecticut Planning Region, Connecticut 1 $ 195,000 $ 195,000 $ 447,000
Kent, Delaware 1 $ 255,000 $ 255,000 $ 60,000
District of Columbia, District Of Columbia 1 $ 105,000 $ 105,000 $ 0
Charlotte, Florida 1 $ 225,000 $ 225,000 $ 199,000
Clay, Florida 1 $ 245,000 $ 245,000 $ 92,000
Collier, Florida 1 $ 105,000 $ 105,000 $ 1,098,000
Escambia, Florida 1 $ 465,000 $ 465,000 $ 222,000
Flagler, Florida 1 $ 625,000 $ 625,000 $ 152,000
Hernando, Florida 1 $ 285,000 $ 285,000 $ 441,000
Highlands, Florida 1 $ 195,000 $ 195,000 $ 160,000
Santa Rosa, Florida 1 $ 225,000 $ 225,000 $ 177,000
Effingham, Georgia 1 $ 155,000 $ 155,000 $ 71,000
Fannin, Georgia 1 $ 325,000 $ 325,000 $ 165,000
Glynn, Georgia 1 $ 145,000 $ 145,000 $ 124,000
Houston, Georgia 1 $ 325,000 $ 325,000 $ 126,000
Stephens, Georgia 1 $ 155,000 $ 155,000 $ 130,000
Bonner, Idaho 1 $ 895,000 $ 895,000 $ 418,000
DeKalb, Illinois 1 $ 235,000 $ 235,000 $ 96,000
Kane, Illinois 1 $ 255,000 $ 255,000 $ 85,000
Kankakee, Illinois 1 $ 165,000 $ 165,000 $ 62,000
Kendall, Illinois 1 $ 1,355,000 $ 1,355,000 $ 371,000
Lake, Illinois 1 $ 295,000 $ 295,000 $ 334,000
McHenry, Illinois 1 $ 225,000 $ 225,000 $ 72,000
Stephenson, Illinois 1 $ 455,000 $ 455,000 $ 170,000
Winnebago, Illinois 1 $ 235,000 $ 235,000 $ 0
Lawrence, Indiana 1 $ 305,000 $ 305,000 $ 277,000
Douglas, Kansas 1 $ 225,000 $ 225,000 $ 188,000
Jefferson, Kansas 1 $ 105,000 $ 105,000 $ 0
Leavenworth, Kansas 1 $ 175,000 $ 175,000 $ 144,000
Anderson, Kentucky 1 $ 265,000 $ 265,000 $ 78,000
Franklin, Kentucky 1 $ 225,000 $ 225,000 $ 59,000
Jefferson, Kentucky 1 $ 485,000 $ 485,000 $ 199,000
Jessamine, Kentucky 1 $ 375,000 $ 375,000 $ 177,000
Oldham, Kentucky 1 $ 775,000 $ 775,000 $ 293,000
Rapides, Louisiana 1 $ 185,000 $ 185,000 $ 79,000
Tangipahoa, Louisiana 1 $ 105,000 $ 105,000 $ 90,000
Androscoggin, Maine 1 $ 215,000 $ 215,000 $ 50,000
Oxford, Maine 1 $ 1,355,000 $ 1,355,000 $ 363,000
Sagadahoc, Maine 1 $ 745,000 $ 745,000 $ 819,000
Somerset, Maryland 1 $ 165,000 $ 165,000 $ 366,000
Wicomico, Maryland 1 $ 205,000 $ 205,000 $ 167,000
Nantucket, Massachusetts 1 $ 405,000 $ 405,000 $ 1,228,000
Grand Traverse, Michigan 1 $ 655,000 $ 655,000 $ 308,000
Kalkaska, Michigan 1 $ 395,000 $ 395,000 $ 567,000
Tuscola, Michigan 1 $ 265,000 $ 265,000 $ 120,000
Crow Wing, Minnesota 1 $ 265,000 $ 265,000 $ 134,000
Dakota, Minnesota 1 $ 625,000 $ 625,000 $ 0
Sherburne, Minnesota 1 $ 385,000 $ 385,000 $ 199,000
Forrest, Mississippi 1 $ 295,000 $ 295,000 $ 119,000
Union, Mississippi 1 $ 415,000 $ 415,000 $ 132,000
Jackson, Missouri 1 $ 175,000 $ 175,000 $ 158,000
St. Charles, Missouri 1 $ 285,000 $ 285,000 $ 130,000
Douglas, Nebraska 1 $ 205,000 $ 205,000 $ 0
Grafton, New Hampshire 1 $ 245,000 $ 245,000 $ 200,000
Hillsborough, New Hampshire 1 $ 225,000 $ 225,000 $ 95,000
Strafford, New Hampshire 1 $ 125,000 $ 125,000 $ 147,000
Gloucester, New Jersey 1 $ 105,000 $ 105,000 $ 120,000
Warren, New Jersey 1 $ 245,000 $ 245,000 $ 85,000
Rio Arriba, New Mexico 1 $ 165,000 $ 165,000 $ 0
Santa Fe, New Mexico 1 $ 355,000 $ 355,000 $ 162,000
Cattaraugus, New York 1 $ 155,000 $ 155,000 $ 0
Delaware, New York 1 $ 205,000 $ 205,000 $ 330,000
Franklin, New York 1 $ 175,000 $ 175,000 $ 174,000
Herkimer, New York 1 $ 315,000 $ 315,000 $ 0
Niagara, New York 1 $ 275,000 $ 275,000 $ 143,000
Schuyler, New York 1 $ 135,000 $ 135,000 $ 60,000
Sullivan, New York 1 $ 455,000 $ 455,000 $ 419,000
Warren, New York 1 $ 165,000 $ 165,000 $ 93,000
Wyoming, New York 1 $ 255,000 $ 255,000 $ 171,000
Avery, North Carolina 1 $ 205,000 $ 205,000 $ 96,000
Brunswick, North Carolina 1 $ 375,000 $ 375,000 $ 84,000
Buncombe, North Carolina 1 $ 1,265,000 $ 1,265,000 $ 437,000
Catawba, North Carolina 1 $ 225,000 $ 225,000 $ 170,000
Cumberland, North Carolina 1 $ 285,000 $ 285,000 $ 78,000
Dare, North Carolina 1 $ 725,000 $ 725,000 $ 300,000
Durham, North Carolina 1 $ 315,000 $ 315,000 $ 114,000
Gaston, North Carolina 1 $ 375,000 $ 375,000 $ 347,000
Iredell, North Carolina 1 $ 285,000 $ 285,000 $ 72,000
Johnston, North Carolina 1 $ 115,000 $ 115,000 $ 31,000
Clermont, Ohio 1 $ 205,000 $ 205,000 $ 65,000
Delaware, Ohio 1 $ 355,000 $ 355,000 $ 126,000
Franklin, Ohio 1 $ 355,000 $ 355,000 $ 173,000
Hamilton, Ohio 1 $ 305,000 $ 305,000 $ 0
Licking, Ohio 1 $ 585,000 $ 585,000 $ 266,000
Portage, Ohio 1 $ 265,000 $ 265,000 $ 138,000
Warren, Ohio 1 $ 545,000 $ 545,000 $ 367,000
Oklahoma, Oklahoma 1 $ 305,000 $ 305,000 $ 299,000
Payne, Oklahoma 1 $ 165,000 $ 165,000 $ 76,000
Tulsa, Oklahoma 1 $ 315,000 $ 315,000 $ 145,000
Washington, Oklahoma 1 $ 335,000 $ 335,000 $ 120,000
Marion, Oregon 1 $ 245,000 $ 245,000 $ 154,000
Berks, Pennsylvania 1 $ 255,000 $ 255,000 $ 75,000
Crawford, Pennsylvania 1 $ 215,000 $ 215,000 $ 246,000
Dauphin, Pennsylvania 1 $ 375,000 $ 375,000 $ 250,000
Delaware, Pennsylvania 1 $ 1,115,000 $ 1,115,000 $ 281,000
Lancaster, Pennsylvania 1 $ 575,000 $ 575,000 $ 201,000
Lehigh, Pennsylvania 1 $ 405,000 $ 405,000 $ 134,000
Luzerne, Pennsylvania 1 $ 255,000 $ 255,000 $ 608,000
Mercer, Pennsylvania 1 $ 495,000 $ 495,000 $ 262,000
Montgomery, Pennsylvania 1 $ 155,000 $ 155,000 $ 315,000
Northampton, Pennsylvania 1 $ 215,000 $ 215,000 $ 85,000
Schuylkill, Pennsylvania 1 $ 165,000 $ 165,000 $ 96,000
Wayne, Pennsylvania 1 $ 275,000 $ 275,000 $ 92,000
Kent, Rhode Island 1 $ 435,000 $ 435,000 $ 108,000
Beaufort, South Carolina 1 $ 195,000 $ 195,000 $ 105,000
Berkeley, South Carolina 1 $ 225,000 $ 225,000 $ 80,000
Lancaster, South Carolina 1 $ 375,000 $ 375,000 $ 240,000
Spartanburg, South Carolina 1 $ 215,000 $ 215,000 $ 69,000
Meade, South Dakota 1 $ 2,805,000 $ 2,805,000 $ 1,304,000
Minnehaha, South Dakota 1 $ 365,000 $ 365,000 $ 88,000
Pennington, South Dakota 1 $ 255,000 $ 255,000 $ 0
Madison, Tennessee 1 $ 255,000 $ 255,000 $ 265,000
Sumner, Tennessee 1 $ 1,125,000 $ 1,125,000 $ 480,000
Brazoria, Texas 1 $ 615,000 $ 615,000 $ 172,000
Cameron, Texas 1 $ 255,000 $ 255,000 $ 116,000
Ector, Texas 1 $ 285,000 $ 285,000 $ 0
El Paso, Texas 1 $ 225,000 $ 225,000 $ 0
Fannin, Texas 1 $ 1,775,000 $ 1,775,000 $ 391,000
Galveston, Texas 1 $ 325,000 $ 325,000 $ 96,000
Grayson, Texas 1 $ 1,115,000 $ 1,115,000 $ 411,000
Kendall, Texas 1 $ 3,005,000 $ 3,005,000 $ 780,000
Liberty, Texas 1 $ 495,000 $ 495,000 $ 169,000
Midland, Texas 1 $ 195,000 $ 195,000 $ 86,000
Morris, Texas 1 $ 175,000 $ 175,000 $ 42,000
Nueces, Texas 1 $ 245,000 $ 245,000 $ 484,000
Parker, Texas 1 $ 255,000 $ 255,000 $ 313,000
Polk, Texas 1 $ 355,000 $ 355,000 $ 474,000
Somervell, Texas 1 $ 655,000 $ 655,000 $ 238,000
Waller, Texas 1 $ 405,000 $ 405,000 $ 154,000
Davis, Utah 1 $ 755,000 $ 755,000 $ 458,000
Utah, Utah 1 $ 135,000 $ 135,000 $ 137,000
Weber, Utah 1 $ 615,000 $ 615,000 $ 0
Arlington, Virginia 1 $ 315,000 $ 315,000 $ 207,000
Campbell, Virginia 1 $ 375,000 $ 375,000 $ 226,000
Danville, Virginia 1 $ 185,000 $ 185,000 $ 79,000
Gloucester, Virginia 1 $ 505,000 $ 505,000 $ 211,000
Hanover, Virginia 1 $ 295,000 $ 295,000 $ 83,000
Henrico, Virginia 1 $ 1,235,000 $ 1,235,000 $ 504,000
Prince George, Virginia 1 $ 305,000 $ 305,000 $ 0
Stafford, Virginia 1 $ 105,000 $ 105,000 $ 341,000
Tazewell, Virginia 1 $ 205,000 $ 205,000 $ 51,000
Virginia Beach, Virginia 1 $ 545,000 $ 545,000 $ 480,000
Chelan, Washington 1 $ 405,000 $ 405,000 $ 128,000
Cowlitz, Washington 1 $ 225,000 $ 225,000 $ 38,000
Snohomish, Washington 1 $ 735,000 $ 735,000 $ 212,000
Spokane, Washington 1 $ 715,000 $ 715,000 $ 358,000
Thurston, Washington 1 $ 415,000 $ 415,000 $ 215,000
Morgan, West Virginia 1 $ 275,000 $ 275,000 $ 168,000
Johnson, Wyoming 1 $ 285,000 $ 285,000 $ 119,000

Mortgage Loan Application Detail Totals for Quontic Bank in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,230 $627,860,000 $510,000 $2,925,000 $230,000 $6,300,000
Other Purpose 484 $146,940,000 $303,000 $4,005,000 $281,000 $2,738,000
Cash-out Refinancing 306 $152,260,000 $497,000 $3,005,000 $285,000 $1,521,000
Refinancing 97 $59,115,000 $609,000 $2,755,000 $268,000 $1,144,000
Home Improvement 22 $4,060,000 $184,000 $425,000 $300,000 $1,228,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 637 $266,335,000 $418,000 $1,995,000 $206,000 $1,520,000
White 629 $305,525,000 $485,000 $4,005,000 $331,000 $6,300,000
Asian 481 $236,995,000 $492,000 $2,795,000 $211,000 $1,602,000
Not Provided 192 $89,320,000 $465,000 $2,805,000 $273,000 $1,533,000
Black or African American 108 $41,890,000 $387,000 $2,005,000 $227,000 $1,800,000
Not applicable 84 $47,840,000 $569,000 $2,005,000 $0 $0
Native Hawaiian or Other Pacific Islander 5 $1,485,000 $297,000 $535,000 $267,000 $406,000
American Indian or Alaskan Native 3 $845,000 $281,000 $465,000 $115,000 $168,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,081 $957,185,000 $459,000 $4,005,000 $256,000 $6,300,000
FHA-insured (Federal Housing Administration) 58 $33,050,000 $569,000 $1,325,000 $127,000 $234,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,190 $531,340,000 $446,000 $2,925,000 $241,000 $4,481,000
Application Withdrawn By Applicant 581 $295,355,000 $508,000 $4,005,000 $282,000 $6,300,000
Application Denied By Financial Institution 250 $113,150,000 $452,000 $2,005,000 $227,000 $1,521,000
File Closed For Incompleteness 77 $33,905,000 $440,000 $3,005,000 $297,000 $1,800,000
Loan Purchased By The Institution 25 $11,365,000 $454,000 $1,785,000 $0 $0
Application Approved But Not Accepted 16 $5,120,000 $320,000 $1,355,000 $215,000 $517,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,889 $877,085,000 $464,000 $4,005,000 $256,000 $6,300,000
Collateral 82 $35,070,000 $427,000 $2,005,000 $236,000 $1,002,000
Debt-To-Income Ratio 60 $26,500,000 $441,000 $2,005,000 $170,000 $1,494,000
Credit History 42 $22,570,000 $537,000 $1,505,000 $262,000 $1,521,000
Other 35 $13,835,000 $395,000 $2,005,000 $234,000 $628,000
Unverifiable Information 15 $6,935,000 $462,000 $1,135,000 $206,000 $578,000
Employment History 8 $4,190,000 $523,000 $1,445,000 $246,000 $651,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,545,000 $309,000 $495,000 $227,000 $424,000
Credit Application Incomplete 3 $2,505,000 $835,000 $2,005,000 $379,000 $516,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Quontic Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Quontic Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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