Quorum Federal Credit Union Mortgage Lending & HMDA Data, 2025
In 2025, Quorum Federal Credit Union of Purchase, NY reported 10,915 mortgage applications totaling $2.2 billion, up 78% from 2024. The average application was for $201,831, and applicants reported an average income of $261,374. 46% of its applications resulted in an originated loan and 33% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (574), Nassau County-Suffolk County, NY (489) and Los Angeles-Long Beach-Glendale, CA (484) (applications in parentheses).
| Mortgage Company & Address | Quorum Federal Credit Union 2500 Westchester Avenue Purchase, NY 10577 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,915 |
| Total Mortgage Loan Application Amount | $2,202,995,000 |
| Average Mortgage Loan Application Amount | $201,831 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $261,374 |
| Highest Applicant Income | $8,942,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Quorum Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 741 | $ 116,135,000 | $ 156,727 | $ 190,026 |
| New York-Jersey City-White Plains, NY-NJ | 574 | $ 151,220,000 | $ 263,449 | $ 367,878 |
| Nassau County-Suffolk County, NY | 489 | $ 117,785,000 | $ 240,869 | $ 305,000 |
| Los Angeles-Long Beach-Glendale, CA | 484 | $ 136,840,000 | $ 282,727 | $ 357,000 |
| Phoenix-Mesa-Scottsdale, AZ | 383 | $ 66,035,000 | $ 172,415 | $ 209,000 |
| Riverside-San Bernardino-Ontario, CA | 284 | $ 49,190,000 | $ 173,204 | $ 221,000 |
| San Diego-Carlsbad, CA | 277 | $ 74,895,000 | $ 270,379 | $ 309,000 |
| Anaheim-Santa Ana-Irvine, CA | 224 | $ 70,610,000 | $ 315,223 | $ 419,000 |
| Lakewood-New Brunswick, NJ | 197 | $ 40,435,000 | $ 205,253 | $ 315,000 |
| Chicago-Naperville, IL | 193 | $ 32,055,000 | $ 166,088 | $ 256,000 |
| Denver-Aurora-Lakewood, CO | 186 | $ 32,820,000 | $ 176,451 | $ 215,000 |
| Oakland-Hayward-Berkeley, CA | 186 | $ 49,110,000 | $ 264,032 | $ 399,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 176 | $ 33,450,000 | $ 190,056 | $ 240,170 |
| Atlanta-Sandy Springs-Roswell, GA | 172 | $ 30,940,000 | $ 179,883 | $ 226,000 |
| Newark, NJ-PA | 171 | $ 33,575,000 | $ 196,345 | $ 283,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 170 | $ 27,940,000 | $ 164,352 | $ 207,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 163 | $ 26,625,000 | $ 163,343 | $ 256,000 |
| Charlotte-Concord-Gastonia, NC-SC | 148 | $ 28,440,000 | $ 192,162 | $ 224,175 |
| Las Vegas-Henderson-Paradise, NV | 136 | $ 20,090,000 | $ 147,720 | $ 168,000 |
| Seattle-Bellevue-Everett, WA | 125 | $ 35,675,000 | $ 285,400 | $ 303,000 |
| Bridgeport-Stamford-Norwalk, CT | 118 | $ 32,700,000 | $ 277,118 | $ 323,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 117 | $ 28,095,000 | $ 240,128 | $ 400,000 |
| Miami-Miami Beach-Kendall, FL | 113 | $ 27,115,000 | $ 239,955 | $ 382,000 |
| Orlando-Kissimmee-Sanford, FL | 111 | $ 22,165,000 | $ 199,684 | $ 305,000 |
| Baltimore-Columbia-Towson, MD | 109 | $ 18,685,000 | $ 171,422 | $ 232,000 |
| St. Louis, MO-IL | 109 | $ 17,655,000 | $ 161,972 | $ 138,853 |
| Arlington-Alexandria-Reston, VA-WV | 107 | $ 25,635,000 | $ 239,579 | $ 259,224 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 105 | $ 11,175,000 | $ 106,428 | $ 148,533 |
| Reno, NV | 101 | $ 16,955,000 | $ 167,871 | $ 179,000 |
| Tampa, FL | 101 | $ 17,515,000 | $ 173,415 | $ 206,000 |
| Tucson, AZ | 96 | $ 13,560,000 | $ 141,250 | $ 198,000 |
| Jacksonville, FL | 95 | $ 18,115,000 | $ 190,684 | $ 226,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 77 | $ 20,315,000 | $ 263,831 | $ 512,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 75 | $ 27,185,000 | $ 362,466 | $ 404,000 |
| Providence-Warwick, RI-MA | 72 | $ 12,920,000 | $ 179,444 | $ 291,527 |
| Cambridge-Newton-Framingham, MA | 71 | $ 24,045,000 | $ 338,661 | $ 379,000 |
| Kansas City, MO-KS | 68 | $ 8,900,000 | $ 130,882 | $ 160,941 |
| Boston, MA | 66 | $ 21,000,000 | $ 318,181 | $ 283,000 |
| Charleston-North Charleston, SC | 66 | $ 20,350,000 | $ 308,333 | $ 196,000 |
| Cincinnati, OH-KY-IN | 66 | $ 7,930,000 | $ 120,151 | $ 151,515 |
| San Francisco-Redwood City-South San Francisco, CA | 65 | $ 23,075,000 | $ 355,000 | $ 517,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 63 | $ 15,035,000 | $ 238,650 | $ 356,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 63 | $ 9,275,000 | $ 147,222 | $ 240,428 |
| Salt Lake City, UT | 60 | $ 9,380,000 | $ 156,333 | $ 177,000 |
| Washington, DC-MD | 60 | $ 9,320,000 | $ 155,333 | $ 244,800 |
| Fresno, CA | 58 | $ 8,870,000 | $ 152,931 | $ 171,000 |
| Tacoma-Lakewood, WA | 58 | $ 10,330,000 | $ 178,103 | $ 194,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 56 | $ 42,450,000 | $ 758,035 | $ 267,000 |
| Louisville/Jefferson County, KY-IN | 55 | $ 6,575,000 | $ 119,545 | $ 271,418 |
| Marietta, GA | 52 | $ 7,730,000 | $ 148,653 | $ 287,000 |
| Montgomery County-Bucks County-Chester County, PA | 52 | $ 10,140,000 | $ 195,000 | $ 238,000 |
| Everett, WA | 51 | $ 8,605,000 | $ 168,725 | $ 184,000 |
| Boise City, ID | 50 | $ 7,730,000 | $ 154,600 | $ 160,000 |
| San Rafael, CA | 50 | $ 18,290,000 | $ 365,800 | $ 431,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 48 | $ 10,840,000 | $ 225,833 | $ 300,000 |
| St. Petersburg-Clearwater-Largo, FL | 48 | $ 12,450,000 | $ 259,375 | $ 263,000 |
| Visalia-Porterville, CA | 48 | $ 5,960,000 | $ 124,166 | $ 148,000 |
| Washington-Baltimore-Arlington, DC | 47 | $ 8,405,000 | $ 178,829 | $ 668,000 |
| Santa Maria-Santa Barbara, CA | 46 | $ 11,450,000 | $ 248,913 | $ 448,000 |
| Raleigh, NC | 45 | $ 7,875,000 | $ 175,000 | $ 174,000 |
| Warren-Troy-Farmington Hills, MI | 41 | $ 5,615,000 | $ 136,951 | $ 213,000 |
| Indianapolis-Carmel-Anderson, IN | 40 | $ 4,530,000 | $ 113,250 | $ 138,000 |
| Modesto, CA | 40 | $ 5,460,000 | $ 136,500 | $ 219,000 |
| North Port-Sarasota-Bradenton, FL | 39 | $ 7,775,000 | $ 199,358 | $ 477,000 |
| Columbus, OH | 38 | $ 6,210,000 | $ 163,421 | $ 186,000 |
| New Haven-Milford, CT | 38 | $ 7,640,000 | $ 201,052 | $ 231,000 |
| Colorado Springs, CO | 37 | $ 6,595,000 | $ 178,243 | $ 194,000 |
| Hartford-West Hartford-East Hartford, CT | 37 | $ 6,265,000 | $ 169,324 | $ 154,000 |
| Richmond, VA | 37 | $ 5,945,000 | $ 160,675 | $ 205,000 |
| Stockton-Lodi, CA | 37 | $ 5,815,000 | $ 157,162 | $ 199,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 34 | $ 4,530,000 | $ 133,235 | $ 189,176 |
| Port St. Lucie, FL | 34 | $ 5,410,000 | $ 159,117 | $ 140,000 |
| Camden, NJ | 32 | $ 4,160,000 | $ 130,000 | $ 169,000 |
| Philadelphia, PA | 32 | $ 6,840,000 | $ 213,750 | $ 251,000 |
| Vallejo-Fairfield, CA | 32 | $ 3,720,000 | $ 116,250 | $ 221,000 |
| Albuquerque, NM | 31 | $ 4,085,000 | $ 131,774 | $ 126,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 30 | $ 5,280,000 | $ 176,000 | $ 152,000 |
| Worcester, MA-CT | 30 | $ 7,350,000 | $ 245,000 | $ 256,000 |
| Grand Rapids-Wyoming, MI | 29 | $ 3,155,000 | $ 108,793 | $ 86,000 |
| Santa Rosa, CA | 28 | $ 7,130,000 | $ 254,642 | $ 349,000 |
| Lake County-Kenosha County, IL-WI | 27 | $ 6,175,000 | $ 228,703 | $ 532,000 |
| Wilmington, NC | 27 | $ 4,975,000 | $ 184,259 | $ 246,000 |
| Columbia, SC | 26 | $ 2,320,000 | $ 89,230 | $ 151,000 |
| Eugene, OR | 26 | $ 3,740,000 | $ 143,846 | $ 237,000 |
| Napa, CA | 26 | $ 6,280,000 | $ 241,538 | $ 443,000 |
| Naples-Immokalee-Marco Island, FL | 26 | $ 5,680,000 | $ 218,461 | $ 243,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 26 | $ 6,980,000 | $ 268,461 | $ 223,000 |
| Salinas, CA | 25 | $ 8,905,000 | $ 356,200 | $ 804,000 |
| Cape Coral-Fort Myers, FL | 24 | $ 4,380,000 | $ 182,500 | $ 165,000 |
| Lakeland-Winter Haven, FL | 24 | $ 2,650,000 | $ 110,416 | $ 200,000 |
| St. George, UT | 24 | $ 4,780,000 | $ 199,166 | $ 260,000 |
| Bakersfield, CA | 23 | $ 2,705,000 | $ 117,608 | $ 142,000 |
| Portland-South Portland, ME | 23 | $ 4,575,000 | $ 198,913 | $ 316,000 |
| Salem, OR | 23 | $ 3,355,000 | $ 145,869 | $ 150,000 |
| Cleveland, OH | 22 | $ 2,750,000 | $ 125,000 | $ 178,000 |
| Palm Bay-Melbourne-Titusville, FL | 22 | $ 3,240,000 | $ 147,272 | $ 235,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 21 | $ 2,775,000 | $ 132,142 | $ 159,000 |
| Omaha-Council Bluffs, NE-IA | 21 | $ 3,445,000 | $ 164,047 | $ 185,000 |
| Tulsa, OK | 21 | $ 1,965,000 | $ 93,571 | $ 131,000 |
| Urban Honolulu, HI | 21 | $ 4,265,000 | $ 203,095 | $ 195,000 |
| Waterbury-Shelton, CT | 21 | $ 3,085,000 | $ 146,904 | $ 188,000 |
| Wilmington, DE-MD-NJ | 21 | $ 2,005,000 | $ 95,476 | $ 125,714 |
| Barnstable Town, MA | 20 | $ 5,860,000 | $ 293,000 | $ 644,000 |
| Fayetteville, NC | 20 | $ 2,150,000 | $ 107,500 | $ 192,000 |
| Lake County-Porter County-Jasper County, IN | 20 | $ 2,010,000 | $ 100,500 | $ 145,000 |
| Redding, CA | 20 | $ 3,350,000 | $ 167,500 | $ 287,000 |
| Rockingham County-Strafford County, NH | 20 | $ 5,790,000 | $ 289,500 | $ 202,000 |
| Ogden-Clearfield, UT | 19 | $ 3,255,000 | $ 171,315 | $ 207,000 |
| Greenville-Anderson-Mauldin, SC | 18 | $ 2,970,000 | $ 165,000 | $ 167,000 |
| Oklahoma City, OK | 18 | $ 1,680,000 | $ 93,333 | $ 144,000 |
| Knoxville, TN | 17 | $ 2,455,000 | $ 144,411 | $ 271,000 |
| Manchester-Nashua, NH | 17 | $ 2,405,000 | $ 141,470 | $ 134,000 |
| Medford, OR | 17 | $ 2,955,000 | $ 173,823 | $ 133,000 |
| Memphis, TN-MS-AR | 17 | $ 1,955,000 | $ 115,000 | $ 192,176 |
| Prescott Valley-Prescott, AZ | 17 | $ 3,315,000 | $ 195,000 | $ 136,000 |
| Yuma, AZ | 17 | $ 2,135,000 | $ 125,588 | $ 188,000 |
| Durham-Chapel Hill, NC | 16 | $ 2,990,000 | $ 186,875 | $ 185,000 |
| Olympia-Tumwater, WA | 16 | $ 2,810,000 | $ 175,625 | $ 146,000 |
| Pittsburgh, PA | 16 | $ 2,390,000 | $ 149,375 | $ 175,000 |
| Spokane-Spokane Valley, WA | 16 | $ 1,740,000 | $ 108,750 | $ 97,000 |
| Wichita, KS | 16 | $ 1,100,000 | $ 68,750 | $ 92,000 |
| Atlantic City-Hammonton, NJ | 15 | $ 2,955,000 | $ 197,000 | $ 191,000 |
| Coeur D'Alene, ID | 15 | $ 5,565,000 | $ 371,000 | $ 358,000 |
| Augusta-Richmond County, GA-SC | 14 | $ 1,590,000 | $ 113,571 | $ 122,857 |
| Bend-Redmond, OR | 14 | $ 2,720,000 | $ 194,285 | $ 224,000 |
| Springfield, MA | 14 | $ 1,840,000 | $ 131,428 | $ 114,000 |
| Hagerstown-Martinsburg, MD-WV | 13 | $ 1,405,000 | $ 108,076 | $ 129,538 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 13 | $ 1,285,000 | $ 98,846 | $ 123,000 |
| Toledo, OH | 13 | $ 985,000 | $ 75,769 | $ 115,000 |
| Anchorage, AK | 12 | $ 1,280,000 | $ 106,666 | $ 129,000 |
| Birmingham-Hoover, AL | 12 | $ 1,160,000 | $ 96,666 | $ 196,000 |
| Elgin, IL | 12 | $ 1,310,000 | $ 109,166 | $ 139,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 12 | $ 2,080,000 | $ 173,333 | $ 175,000 |
| Fort Collins, CO | 12 | $ 2,500,000 | $ 208,333 | $ 177,000 |
| Lake Havasu City-Kingman, AZ | 12 | $ 1,490,000 | $ 124,166 | $ 118,000 |
| Lynchburg, VA | 12 | $ 1,840,000 | $ 153,333 | $ 126,000 |
| New Orleans-Metairie, LA | 12 | $ 1,250,000 | $ 104,166 | $ 189,000 |
| Reading, PA | 12 | $ 1,610,000 | $ 134,166 | $ 218,000 |
| Rochester, NY | 12 | $ 2,250,000 | $ 187,500 | $ 205,000 |
| Slidell-Mandeville-Covington, LA | 12 | $ 1,910,000 | $ 159,166 | $ 310,000 |
| Warner Robins, GA | 12 | $ 960,000 | $ 80,000 | $ 149,000 |
| Crestview-Fort Walton Beach-Destin, FL | 11 | $ 2,165,000 | $ 196,818 | $ 440,000 |
| Provo-Orem, UT | 11 | $ 1,885,000 | $ 171,363 | $ 280,000 |
| Santa Fe, NM | 11 | $ 1,915,000 | $ 174,090 | $ 189,000 |
| Bellingham, WA | 10 | $ 1,840,000 | $ 184,000 | $ 103,000 |
| Boulder, CO | 10 | $ 3,150,000 | $ 315,000 | $ 284,000 |
| Chattanooga, TN-GA | 10 | $ 1,000,000 | $ 100,000 | $ 158,000 |
| Grand Junction, CO | 10 | $ 1,440,000 | $ 144,000 | $ 161,000 |
| Greeley, CO | 10 | $ 1,440,000 | $ 144,000 | $ 159,000 |
| Milwaukee-Waukesha-West Allis, WI | 10 | $ 910,000 | $ 91,000 | $ 130,000 |
| Panama City, FL | 10 | $ 1,460,000 | $ 146,000 | $ 161,000 |
| Baton Rouge, LA | 9 | $ 1,015,000 | $ 112,777 | $ 148,000 |
| Dayton-Springfield-Kettering, OH | 9 | $ 795,000 | $ 88,333 | $ 126,000 |
| Flagstaff, AZ | 9 | $ 1,505,000 | $ 167,222 | $ 199,000 |
| Hickory-Lenoir-Morganton, NC | 9 | $ 2,055,000 | $ 228,333 | $ 302,000 |
| Ocala, FL | 9 | $ 1,385,000 | $ 153,888 | $ 140,000 |
| Trenton, NJ | 9 | $ 1,045,000 | $ 116,111 | $ 178,000 |
| Clarksville, TN-KY | 8 | $ 1,270,000 | $ 158,750 | $ 182,000 |
| Detroit-Dearborn-Livonia, MI | 8 | $ 820,000 | $ 102,500 | $ 77,000 |
| Greensboro-High Point, NC | 8 | $ 1,000,000 | $ 125,000 | $ 111,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 8 | $ 560,000 | $ 70,000 | $ 137,000 |
| Tallahassee, FL | 8 | $ 640,000 | $ 80,000 | $ 178,000 |
| Walla Walla, WA | 8 | $ 1,440,000 | $ 180,000 | $ 194,000 |
| Winston-Salem, NC | 8 | $ 950,000 | $ 118,750 | $ 112,000 |
| Yuba City, CA | 8 | $ 1,310,000 | $ 163,750 | $ 131,000 |
| Bremerton-Silverdale, WA | 7 | $ 1,115,000 | $ 159,285 | $ 152,000 |
| Charleston, WV | 7 | $ 555,000 | $ 79,285 | $ 83,000 |
| Lancaster, PA | 7 | $ 865,000 | $ 123,571 | $ 153,000 |
| Pensacola-Ferry Pass-Brent, FL | 7 | $ 925,000 | $ 132,142 | $ 144,000 |
| Roanoke, VA | 7 | $ 1,095,000 | $ 156,428 | $ 187,000 |
| Santa Cruz-Watsonville, CA | 7 | $ 1,945,000 | $ 277,857 | $ 346,000 |
| Spartanburg, SC | 7 | $ 625,000 | $ 89,285 | $ 151,000 |
| Wenatchee, WA | 7 | $ 965,000 | $ 137,857 | $ 374,000 |
| York-Hanover, PA | 7 | $ 765,000 | $ 109,285 | $ 99,000 |
| Albany-Schenectady-Troy, NY | 6 | $ 1,230,000 | $ 205,000 | $ 385,000 |
| Casper, WY | 6 | $ 1,170,000 | $ 195,000 | $ 228,000 |
| Des Moines-West Des Moines, IA | 6 | $ 510,000 | $ 85,000 | $ 120,000 |
| Dover, DE | 6 | $ 890,000 | $ 148,333 | $ 113,000 |
| Gulfport-Biloxi-Pascagoula, MS | 6 | $ 470,000 | $ 78,333 | $ 90,000 |
| Kingston, NY | 6 | $ 1,110,000 | $ 185,000 | $ 131,000 |
| Lansing-East Lansing, MI | 6 | $ 850,000 | $ 141,666 | $ 155,000 |
| Lexington-Fayette, KY | 6 | $ 630,000 | $ 105,000 | $ 101,000 |
| Mount Vernon-Anacortes, WA | 6 | $ 760,000 | $ 126,666 | $ 106,000 |
| Savannah, GA | 6 | $ 520,000 | $ 86,666 | $ 149,000 |
| Springfield, MO | 6 | $ 750,000 | $ 125,000 | $ 203,000 |
| Billings, MT | 5 | $ 885,000 | $ 177,000 | $ 167,000 |
| Canton-Massillon, OH | 5 | $ 395,000 | $ 79,000 | $ 106,000 |
| Columbus, GA-AL | 5 | $ 395,000 | $ 79,000 | $ 139,800 |
| Dallas-Plano-Irving, TX | 5 | $ 1,085,000 | $ 217,000 | $ 725,000 |
| Daphne-Fairhope-Foley, AL | 5 | $ 1,025,000 | $ 205,000 | $ 267,000 |
| El Centro, CA | 5 | $ 485,000 | $ 97,000 | $ 119,000 |
| Harrisburg-Carlisle, PA | 5 | $ 1,095,000 | $ 219,000 | $ 153,000 |
| Kahului-Wailuku-Lahaina, HI | 5 | $ 1,755,000 | $ 351,000 | $ 423,000 |
| Kennewick-Richland, WA | 5 | $ 615,000 | $ 123,000 | $ 246,000 |
| Lewiston-Auburn, ME | 5 | $ 605,000 | $ 121,000 | $ 117,000 |
| Little Rock-North Little Rock-Conway, AR | 5 | $ 1,215,000 | $ 243,000 | $ 254,000 |
| Missoula, MT | 5 | $ 755,000 | $ 151,000 | $ 151,000 |
| Pittsfield, MA | 5 | $ 1,025,000 | $ 205,000 | $ 317,000 |
| Yakima, WA | 5 | $ 855,000 | $ 171,000 | $ 116,000 |
| Akron, OH | 4 | $ 490,000 | $ 122,500 | $ 117,000 |
| Asheville, NC | 4 | $ 630,000 | $ 157,500 | $ 247,000 |
| Charlottesville, VA | 4 | $ 400,000 | $ 100,000 | $ 136,000 |
| Columbia, MO | 4 | $ 510,000 | $ 127,500 | $ 79,000 |
| Gainesville, GA | 4 | $ 270,000 | $ 67,500 | $ 110,000 |
| Idaho Falls, ID | 4 | $ 460,000 | $ 115,000 | $ 146,000 |
| Jackson, MS | 4 | $ 190,000 | $ 47,500 | $ 86,000 |
| Jackson, TN | 4 | $ 630,000 | $ 157,500 | $ 145,000 |
| Johnson City, TN | 4 | $ 470,000 | $ 117,500 | $ 106,000 |
| Lima, OH | 4 | $ 230,000 | $ 57,500 | $ 114,000 |
| Macon-Bibb County, GA | 4 | $ 370,000 | $ 92,500 | $ 161,000 |
| Mobile, AL | 4 | $ 620,000 | $ 155,000 | $ 157,000 |
| Muskegon, MI | 4 | $ 340,000 | $ 85,000 | $ 93,000 |
| Pinehurst-Southern Pines, NC | 4 | $ 640,000 | $ 160,000 | $ 162,000 |
| Rockford, IL | 4 | $ 580,000 | $ 145,000 | $ 62,000 |
| Syracuse, NY | 4 | $ 510,000 | $ 127,500 | $ 148,000 |
| Wildwood-The Villages, FL | 4 | $ 420,000 | $ 105,000 | $ 67,000 |
| Ames, IA | 3 | $ 855,000 | $ 285,000 | $ 255,000 |
| Amherst Town-Northampton, MA | 3 | $ 385,000 | $ 128,333 | $ 284,000 |
| Carson City, NV | 3 | $ 135,000 | $ 45,000 | $ 127,000 |
| Chambersburg-Waynesboro, PA | 3 | $ 185,000 | $ 61,666 | $ 68,000 |
| Chico, CA | 3 | $ 285,000 | $ 95,000 | $ 142,000 |
| Corvallis, OR | 3 | $ 635,000 | $ 211,666 | $ 182,000 |
| Dalton, GA | 3 | $ 175,000 | $ 58,333 | $ 64,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 355,000 | $ 118,333 | $ 227,333 |
| Eau Claire, WI | 3 | $ 235,000 | $ 78,333 | $ 197,000 |
| Farmington, NM | 3 | $ 435,000 | $ 145,000 | $ 102,000 |
| Flint, MI | 3 | $ 235,000 | $ 78,333 | $ 166,000 |
| Gainesville, FL | 3 | $ 435,000 | $ 145,000 | $ 182,000 |
| Gettysburg, PA | 3 | $ 165,000 | $ 55,000 | $ 133,000 |
| Hammond, LA | 3 | $ 165,000 | $ 55,000 | $ 136,000 |
| Helena, MT | 3 | $ 515,000 | $ 171,666 | $ 84,000 |
| Homosassa Springs, FL | 3 | $ 245,000 | $ 81,666 | $ 71,000 |
| Houston-The Woodlands-Sugar Land, TX | 3 | $ 1,045,000 | $ 348,333 | $ 164,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 195,000 | $ 65,000 | $ 86,000 |
| Huntsville, AL | 3 | $ 455,000 | $ 151,666 | $ 119,000 |
| Jonesboro, AR | 3 | $ 165,000 | $ 55,000 | $ 71,000 |
| Lafayette, LA | 3 | $ 205,000 | $ 68,333 | $ 82,000 |
| Las Cruces, NM | 3 | $ 255,000 | $ 85,000 | $ 201,000 |
| Lexington Park, MD | 3 | $ 185,000 | $ 61,666 | $ 134,000 |
| Lincoln, NE | 3 | $ 175,000 | $ 58,333 | $ 115,000 |
| Merced, CA | 3 | $ 385,000 | $ 128,333 | $ 138,000 |
| Minot, ND | 3 | $ 165,000 | $ 55,000 | $ 126,000 |
| Morristown, TN | 3 | $ 315,000 | $ 105,000 | $ 80,000 |
| Norwich-New London, CT | 3 | $ 1,135,000 | $ 378,333 | $ 485,000 |
| Racine, WI | 3 | $ 345,000 | $ 115,000 | $ 137,000 |
| Rapid City, SD | 3 | $ 465,000 | $ 155,000 | $ 79,000 |
| Rome, GA | 3 | $ 765,000 | $ 255,000 | $ 283,000 |
| Sebastian-Vero Beach, FL | 3 | $ 455,000 | $ 151,666 | $ 77,000 |
| Twin Falls, ID | 3 | $ 225,000 | $ 75,000 | $ 104,000 |
| Utica-Rome, NY | 3 | $ 795,000 | $ 265,000 | $ 165,000 |
| Wheeling, WV-OH | 3 | $ 365,000 | $ 121,666 | $ 115,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 205,000 | $ 68,333 | $ 319,000 |
| Austin-Round Rock, TX | 2 | $ 1,110,000 | $ 555,000 | $ 350,000 |
| Brunswick, GA | 2 | $ 200,000 | $ 100,000 | $ 294,000 |
| Burlington, NC | 2 | $ 170,000 | $ 85,000 | $ 218,000 |
| Burlington-South Burlington, VT | 2 | $ 580,000 | $ 290,000 | $ 305,000 |
| Cedar Rapids, IA | 2 | $ 250,000 | $ 125,000 | $ 164,000 |
| Champaign-Urbana, IL | 2 | $ 180,000 | $ 90,000 | $ 166,000 |
| Cleveland, TN | 2 | $ 210,000 | $ 105,000 | $ 148,000 |
| Columbus, IN | 2 | $ 250,000 | $ 125,000 | $ 289,000 |
| Erie, PA | 2 | $ 150,000 | $ 75,000 | $ 151,000 |
| Fairbanks, AK | 2 | $ 160,000 | $ 80,000 | $ 75,000 |
| Florence, SC | 2 | $ 180,000 | $ 90,000 | $ 66,000 |
| Fort Smith, AR-OK | 2 | $ 200,000 | $ 100,000 | $ 96,000 |
| Hanford-Corcoran, CA | 2 | $ 300,000 | $ 150,000 | $ 161,000 |
| Harrisonburg, VA | 2 | $ 420,000 | $ 210,000 | $ 136,000 |
| Ithaca, NY | 2 | $ 320,000 | $ 160,000 | $ 61,000 |
| Jackson, MI | 2 | $ 110,000 | $ 55,000 | $ 138,000 |
| Kankakee, IL | 2 | $ 280,000 | $ 140,000 | $ 116,000 |
| Kenosha, WI | 2 | $ 260,000 | $ 130,000 | $ 79,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 100,000 | $ 50,000 | $ 98,000 |
| Lake Charles, LA | 2 | $ 210,000 | $ 105,000 | $ 72,000 |
| Madison, WI | 2 | $ 610,000 | $ 305,000 | $ 168,000 |
| Michigan City-La Porte, IN | 2 | $ 120,000 | $ 60,000 | $ 75,000 |
| Parkersburg-Vienna, WV | 2 | $ 100,000 | $ 50,000 | $ 136,000 |
| Pocatello, ID | 2 | $ 170,000 | $ 85,000 | $ 130,000 |
| Punta Gorda, FL | 2 | $ 240,000 | $ 120,000 | $ 190,000 |
| Sandusky, OH | 2 | $ 60,000 | $ 30,000 | $ 60,000 |
| Sebring, FL | 2 | $ 130,000 | $ 65,000 | $ 73,000 |
| Staunton-Waynesboro, VA | 2 | $ 140,000 | $ 70,000 | $ 63,000 |
| Sumter, SC | 2 | $ 70,000 | $ 35,000 | $ 33,000 |
| Traverse City, MI | 2 | $ 370,000 | $ 185,000 | $ 131,000 |
| Valdosta, GA | 2 | $ 220,000 | $ 110,000 | $ 104,000 |
| Wausau, WI | 2 | $ 160,000 | $ 80,000 | $ 136,000 |
| Albany, OR | 1 | $ 85,000 | $ 85,000 | $ 145,000 |
| Ann Arbor, MI | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 85,000 | $ 85,000 | $ 95,000 |
| Appleton, WI | 1 | $ 155,000 | $ 155,000 | $ 141,000 |
| Athens-Clarke County, GA | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Binghamton, NY | 1 | $ 155,000 | $ 155,000 | $ 136,000 |
| Bloomington, IL | 1 | $ 135,000 | $ 135,000 | $ 398,000 |
| Bozeman, MT | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Decatur, AL | 1 | $ 425,000 | $ 425,000 | $ 225,000 |
| Dothan, AL | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Duluth, MN-WI | 1 | $ 155,000 | $ 155,000 | $ 121,000 |
| Elmira, NY | 1 | $ 85,000 | $ 85,000 | $ 121,000 |
| Fond Du Lac, WI | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Fort Wayne, IN | 1 | $ 55,000 | $ 55,000 | $ 258,000 |
| Gadsden, AL | 1 | $ 45,000 | $ 45,000 | $ 185,000 |
| Glens Falls, NY | 1 | $ 105,000 | $ 105,000 | $ 105,000 |
| Green Bay, WI | 1 | $ 155,000 | $ 155,000 | $ 117,000 |
| Greenville, NC | 1 | $ 55,000 | $ 55,000 | $ 276,000 |
| Hinesville, GA | 1 | $ 75,000 | $ 75,000 | $ 181,000 |
| Houma-Thibodaux, LA | 1 | $ 55,000 | $ 55,000 | $ 148,000 |
| Iowa City, IA | 1 | $ 105,000 | $ 105,000 | $ 259,000 |
| Janesville-Beloit, WI | 1 | $ 105,000 | $ 105,000 | $ 223,000 |
| Jefferson City, MO | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
| Kalamazoo-Portage, MI | 1 | $ 245,000 | $ 245,000 | $ 441,000 |
| Lebanon, PA | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Longview, WA | 1 | $ 135,000 | $ 135,000 | $ 210,000 |
| Mansfield, OH | 1 | $ 25,000 | $ 25,000 | $ 88,000 |
| Midland, MI | 1 | $ 55,000 | $ 55,000 | $ 283,000 |
| Monroe, LA | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Muncie, IN | 1 | $ 65,000 | $ 65,000 | $ 110,000 |
| Niles-Benton Harbor, MI | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| Oshkosh-Neenah, WI | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Owensboro, KY | 1 | $ 55,000 | $ 55,000 | $ 123,000 |
| Paducah, KY-IL | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Peoria, IL | 1 | $ 45,000 | $ 45,000 | $ 86,000 |
| Rochester, MN | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| Rocky Mount, NC | 1 | $ 75,000 | $ 75,000 | $ 86,000 |
| Salisbury, MD-DE | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Shreveport-Bossier City, LA | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 145,000 | $ 145,000 | $ 242,000 |
| Sioux City, IA-NE-SD | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| Springfield, OH | 1 | $ 115,000 | $ 115,000 | $ 95,000 |
| St. Cloud, MN | 1 | $ 85,000 | $ 85,000 | $ 92,000 |
| State College, PA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Terre Haute, IN | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Tuscaloosa, AL | 1 | $ 555,000 | $ 555,000 | $ 168,000 |
| Vineland-Bridgeton, NJ | 1 | $ 65,000 | $ 65,000 | $ 135,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Winchester, VA-WV | 1 | $ 155,000 | $ 155,000 | $ 230,000 |
Mortgage Loan Application Detail Totals for Quorum Federal Credit Union in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 8,834 | $1,647,870,000 | $186,000 | $4,005,000 | $247,000 | $8,942,000 |
| Refinancing | 1,090 | $215,320,000 | $197,000 | $1,995,000 | $281,000 | $8,587,000 |
| Home Improvement | 524 | $181,790,000 | $346,000 | $1,255,000 | $375,000 | $4,500,000 |
| Home Purchase | 467 | $158,015,000 | $338,000 | $1,995,000 | $360,000 | $5,460,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,126 | $1,228,160,000 | $200,000 | $4,005,000 | $264,000 | $7,804,000 |
| Not Provided | 2,151 | $456,975,000 | $212,000 | $1,005,000 | $273,000 | $7,805,000 |
| Hispanic | 1,074 | $175,720,000 | $163,000 | $2,005,000 | $231,000 | $8,942,000 |
| Black or African American | 624 | $87,840,000 | $140,000 | $955,000 | $216,000 | $8,587,000 |
| Not applicable | 473 | $143,055,000 | $302,000 | $1,995,000 | $190,000 | $190,000 |
| Asian | 396 | $99,860,000 | $252,000 | $1,115,000 | $304,000 | $3,840,000 |
| American Indian or Alaskan Native | 48 | $8,710,000 | $181,000 | $755,000 | $206,000 | $945,000 |
| Native Hawaiian or Other Pacific Islander | 23 | $2,675,000 | $116,000 | $305,000 | $159,000 | $298,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,915 | $2,202,995,000 | $201,000 | $4,005,000 | $261,000 | $8,942,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,048 | $984,160,000 | $194,000 | $1,255,000 | $266,000 | $6,181,000 |
| Application Denied By Financial Institution | 3,590 | $692,960,000 | $193,000 | $4,005,000 | $240,000 | $8,587,000 |
| Application Approved But Not Accepted | 1,328 | $272,920,000 | $205,000 | $1,655,000 | $264,000 | $8,942,000 |
| Loan Purchased By The Institution | 472 | $142,860,000 | $302,000 | $1,995,000 | $0 | $0 |
| Application Withdrawn By Applicant | 463 | $104,875,000 | $226,000 | $1,115,000 | $343,000 | $7,596,000 |
| Preapproval Denied by Financial Institution | 11 | $3,335,000 | $303,000 | $955,000 | $783,000 | $3,600,000 |
| Preapproval Approved but not Accepted | 3 | $1,885,000 | $628,000 | $805,000 | $548,000 | $864,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,314 | $1,506,700,000 | $206,000 | $1,995,000 | $271,000 | $8,942,000 |
| Debt-To-Income Ratio | 1,982 | $392,530,000 | $198,000 | $4,005,000 | $150,000 | $5,814,000 |
| Credit Application Incomplete | 777 | $166,265,000 | $213,000 | $1,365,000 | $372,000 | $8,587,000 |
| Collateral | 401 | $72,645,000 | $181,000 | $1,235,000 | $358,000 | $7,673,000 |
| Credit History | 230 | $30,220,000 | $131,000 | $605,000 | $272,000 | $5,460,000 |
| Other | 189 | $30,925,000 | $163,000 | $1,005,000 | $384,000 | $7,452,000 |
| Unverifiable Information | 12 | $1,810,000 | $150,000 | $375,000 | $58,000 | $240,000 |
| Employment History | 8 | $1,460,000 | $182,000 | $405,000 | $365,000 | $910,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $440,000 | $220,000 | $405,000 | $277,000 | $354,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Quorum Federal Credit Union's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Quorum Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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