R Bank Mortgage Lending & HMDA Data, 2017
In 2017, R Bank of Round Rock, TX reported 206 mortgage applications totaling $56.8 million, down 12% from 2016. The average application was for $275,864, and applicants reported an average income of $143,504. 85% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Austin-Round Rock, TX (133), Killeen-Temple, TX (11) and Fort Worth-Arlington, TX (7) (applications in parentheses).
| Mortgage Company & Address | R Bank 3600 E Palm Valley Blvd Round Rock, TX 78665 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 206 |
| Total Mortgage Loan Application Amount | $56,828,000 |
| Average Mortgage Loan Application Amount | $275,864 |
| Highest Mortgage Loan Application Amount | $2,300,000 |
| Average Applicant Income | $143,504 |
| Highest Applicant Income | $1,647,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records R Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Williamson, Texas | 70 | $ 17,728,000 | $ 253,257 | $ 151,000 |
| Travis, Texas | 61 | $ 23,330,000 | $ 382,459 | $ 176,000 |
| Burnet, Texas | 16 | $ 4,850,000 | $ 303,125 | $ 159,000 |
| Bell, Texas | 11 | $ 1,324,000 | $ 120,363 | $ 60,000 |
| Jackson, Texas | 9 | $ 957,000 | $ 106,333 | $ 70,000 |
| Brazos, Texas | 5 | $ 1,277,000 | $ 255,400 | $ 31,000 |
| Harris, Texas | 4 | $ 1,378,000 | $ 344,500 | $ 79,000 |
| Johnson, Texas | 4 | $ 926,000 | $ 231,500 | $ 184,000 |
| Milam, Texas | 3 | $ 355,000 | $ 118,333 | $ 97,000 |
| Bexar, Texas | 2 | $ 225,000 | $ 112,500 | $ 87,000 |
| Galveston, Texas | 2 | $ 197,000 | $ 98,500 | $ 0 |
| Llano, Texas | 2 | $ 358,000 | $ 179,000 | $ 428,000 |
| Tarrant, Texas | 2 | $ 855,000 | $ 427,500 | $ 83,000 |
| Archuleta, Colorado | 1 | $ 664,000 | $ 664,000 | $ 0 |
| Anderson, Texas | 1 | $ 30,000 | $ 30,000 | $ 115,000 |
| Atascosa, Texas | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Bastrop, Texas | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Comal, Texas | 1 | $ 216,000 | $ 216,000 | $ 156,000 |
| Fayette, Texas | 1 | $ 456,000 | $ 456,000 | $ 201,000 |
| Guadalupe, Texas | 1 | $ 214,000 | $ 214,000 | $ 350,000 |
| Hays, Texas | 1 | $ 230,000 | $ 230,000 | $ 385,000 |
| Hood, Texas | 1 | $ 237,000 | $ 237,000 | $ 100,000 |
| Jefferson, Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Lubbock, Texas | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| McLennan, Texas | 1 | $ 94,000 | $ 94,000 | $ 226,000 |
| Tyler, Texas | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Victoria, Texas | 1 | $ 300,000 | $ 300,000 | $ 141,000 |
| Willacy, Texas | 1 | $ 8,000 | $ 8,000 | $ 0 |
Mortgage Loan Application Detail Totals for R Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 158 | $45,876,000 | $290,000 | $2,300,000 | $147,000 | $1,647,000 |
| Refinancing | 32 | $8,135,000 | $254,000 | $650,000 | $122,000 | $385,000 |
| Home Improvement | 16 | $2,817,000 | $176,000 | $500,000 | $152,000 | $420,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 135 | $37,054,000 | $274,000 | $2,300,000 | $191,000 | $1,647,000 |
| Not applicable | 48 | $12,919,000 | $269,000 | $1,051,000 | $0 | $0 |
| Asian | 11 | $2,814,000 | $255,000 | $500,000 | $160,000 | $420,000 |
| Not Provided | 7 | $1,873,000 | $267,000 | $825,000 | $178,000 | $326,000 |
| Hispanic | 5 | $2,168,000 | $433,000 | $1,375,000 | $171,000 | $501,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 206 | $56,828,000 | $275,000 | $2,300,000 | $144,000 | $1,647,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 176 | $46,680,000 | $265,000 | $1,677,000 | $146,000 | $1,647,000 |
| Application Denied By Financial Institution | 14 | $3,038,000 | $217,000 | $800,000 | $90,000 | $385,000 |
| Application Approved But Not Accepted | 11 | $3,338,000 | $303,000 | $1,100,000 | $132,000 | $368,000 |
| Application Withdrawn By Applicant | 5 | $3,772,000 | $754,000 | $2,300,000 | $238,000 | $450,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into R Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess R Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About