R-G Fderal Credit Union Mortgage Lending & HMDA Data, 2024
In 2024, R-G Fderal Credit Union of Raymore, MO reported 53 mortgage applications totaling $7.7 million, down 12% from 2023. The average application was for $144,433, and applicants reported an average income of $121,301. 81% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Kansas City, MO-KS (29) and Columbia, MO (1).
| Mortgage Company & Address | R-G Fderal Credit Union 421 Remington Plaza Ct Raymore, MO 64083 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 |
| Total Number of Mortgage Applications | 53 |
| Total Mortgage Loan Application Amount | $7,655,000 |
| Average Mortgage Loan Application Amount | $144,433 |
| Highest Mortgage Loan Application Amount | $445,000 |
| Average Applicant Income | $121,301 |
| Highest Applicant Income | $363,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records R-G Fderal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cass, Missouri | 15 | $ 1,625,000 | $ 108,333 | $ 131,000 |
| Johnson, Missouri | 12 | $ 1,480,000 | $ 123,333 | $ 126,000 |
| Jackson, Missouri | 10 | $ 1,320,000 | $ 132,000 | $ 108,000 |
| Bates, Missouri | 2 | $ 120,000 | $ 60,000 | $ 80,000 |
| Benton, Missouri | 2 | $ 490,000 | $ 245,000 | $ 191,000 |
| Johnson, Kansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Boone, Missouri | 1 | $ 445,000 | $ 445,000 | $ 98,000 |
| Henry, Missouri | 1 | $ 15,000 | $ 15,000 | $ 41,000 |
| Hickory, Missouri | 1 | $ 375,000 | $ 375,000 | $ 106,000 |
| Lafayette, Missouri | 1 | $ 235,000 | $ 235,000 | $ 167,000 |
| Morgan, Missouri | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Pettis, Missouri | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Stone, Missouri | 1 | $ 205,000 | $ 205,000 | $ 145,000 |
Mortgage Loan Application Detail Totals for R-G Fderal Credit Union in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 16 | $770,000 | $48,000 | $155,000 | $118,000 | $363,000 |
| Home Improvement | 14 | $1,060,000 | $75,000 | $125,000 | $91,000 | $172,000 |
| Home Purchase | 14 | $3,710,000 | $265,000 | $445,000 | $143,000 | $293,000 |
| Cash-out Refinancing | 7 | $1,535,000 | $219,000 | $355,000 | $137,000 | $244,000 |
| Refinancing | 2 | $580,000 | $290,000 | $345,000 | $153,000 | $167,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 47 | $6,975,000 | $148,000 | $445,000 | $118,000 | $363,000 |
| Black or African American | 4 | $470,000 | $117,000 | $235,000 | $159,000 | $320,000 |
| Hispanic | 2 | $210,000 | $105,000 | $165,000 | $119,000 | $139,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 47 | $5,685,000 | $120,000 | $355,000 | $121,000 | $363,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,970,000 | $328,000 | $445,000 | $120,000 | $185,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 43 | $6,315,000 | $146,000 | $445,000 | $125,000 | $363,000 |
| Application Denied By Financial Institution | 3 | $165,000 | $55,000 | $65,000 | $76,000 | $106,000 |
| Application Withdrawn By Applicant | 2 | $40,000 | $20,000 | $25,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 2 | $660,000 | $330,000 | $405,000 | $129,000 | $174,000 |
| Preapproval Denied by Financial Institution | 2 | $410,000 | $205,000 | $305,000 | $108,000 | $192,000 |
| File Closed For Incompleteness | 1 | $65,000 | $65,000 | $65,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 48 | $7,080,000 | $147,000 | $445,000 | $125,000 | $363,000 |
| Debt-To-Income Ratio | 3 | $205,000 | $68,000 | $105,000 | $49,000 | $65,000 |
| Credit History | 2 | $370,000 | $185,000 | $305,000 | $149,000 | $192,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into R-G Fderal Credit Union's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess R-G Fderal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About