Rain City Capital, LLC Mortgage Lending & HMDA Data, 2019

In 2019, Rain City Capital, LLC of Kirkland, WA reported 651 mortgage applications totaling $198.2 million. The average application was for $304,400, and applicants reported an average income of $1,437,000. 72% of its applications resulted in an originated loan and 0% were denied.

Mortgage Company & Address Rain City Capital, LLC
12131 113th Ave Ne #201
Kirkland, WA 98034
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 651
Total Mortgage Loan Application Amount $198,165,000
Average Mortgage Loan Application Amount $304,400
Highest Mortgage Loan Application Amount $3,645,000
Average Applicant Income $1,437,000
Highest Applicant Income $9,913,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Rain City Capital, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Rain City Capital, LLC in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 651 $198,165,000 $304,000 $3,645,000 $1,437,000 $9,913,000
Refinancing 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0
Home Purchase 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 334 $106,480,000 $318,000 $3,645,000 $0 $0
White 239 $69,775,000 $291,000 $2,905,000 $2,514,000 $9,913,000
Asian 42 $13,220,000 $314,000 $705,000 $0 $0
Hispanic 27 $5,325,000 $197,000 $415,000 $0 $0
Black or African American 6 $2,520,000 $420,000 $1,375,000 $0 $0
Native Hawaiian or Other Pacific Islander 1 $255,000 $255,000 $255,000 $0 $0
American Indian or Alaskan Native 1 $415,000 $415,000 $415,000 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 651 $198,165,000 $304,000 $3,645,000 $1,437,000 $9,913,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 469 $127,605,000 $272,000 $2,905,000 $2,011,000 $9,913,000
Application Withdrawn By Applicant 182 $70,560,000 $387,000 $3,645,000 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 651 $198,165,000 $304,000 $3,645,000 $1,437,000 $9,913,000
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Rain City Capital, LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Rain City Capital, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet with aggregated HMDA statistics today.

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