Mortgage Lenders in Rapid City, SD
10 mortgage lenders are based in Rapid City, SD, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Pennington County, SD in 2025.
Most active mortgage lenders in Pennington County, SD (2025)
In 2025, 153 lenders made 2,661 home loans worth $804.5 million in Pennington County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Pennington County, which includes Rapid City.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | CMG Mortgage Inc San Ramon, IL | 430 | $140.8M | $327,000 | 16.2% |
| 2 | Black Hills Federal Credit Union Rapid City, SD | 315 | $60.4M | $192,000 | 11.8% |
| 3 | Granite Bank Cold Spring, MN | 144 | $39.8M | $277,000 | 5.4% |
| 4 | United Wholesale Mortgage Plymouth, MI | 139 | $46.1M | $331,000 | 5.2% |
| 5 | Plains Commerce Bank Hoven, SD | 134 | $43.4M | $324,000 | 5.0% |
| 6 | Mortgage Research Center Columbia, MO | 90 | $30.2M | $335,000 | 3.4% |
| 7 | American Neighborhood Mortgage Acceptance Company Mt. Laurel, NJ | 85 | $31.7M | $373,000 | 3.2% |
| 8 | US Bank, N.A. Cincinnati, OH | 66 | $22.7M | $344,000 | 2.5% |
| 9 | Bankwest, Inc. Pierre, SD | 65 | $10.9M | $167,000 | 2.4% |
| 10 | PennyMac Loan Services LLC Westlake Village, CA | 59 | $14.6M | $248,000 | 2.2% |
See every lender in Pennington County and its 2025 mortgage data · top lenders in South Dakota · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Rapid City, SD
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Aspen Federal Credit Union
4956 5TH STREET RAPID CITY, SD 57701 |
* | 161 | $34,305,000 |
| Black Hills Community Bank, NA
840 MT. RUSHMORE RD. RAPID CITY, SD 57701 |
* | 4,354 | $1,028,743,000 |
| Black Hills Federal Credit Union
PO BOX 1420-225 MAIN ST RAPID CITY, SD 57702 |
* | 28,933 | $4,038,736,000 |
| First Western Federal Savings Bank
P.O. BOX 1435 RAPID CITY, SD 57701 |
* | 1,572 | $231,539,000 |
| Highmark Federal Credit Union
725 5TH STREET RAPID CITY, SD 57701 |
* | 4,947 | $668,190,000 |
| Med5 Federal Credit Union
625 FLORMANN ST RAPID CITY, SD 57701 |
* | 96 | $6,073,000 |
| Premier Home Mortgage, Inc.
3024 TOWER RD RAPID CITY, SD 57701 |
* | 25,757 | $4,003,148,000 |
| Rapid City Telco FCU
811 EAST SAINT ANDREW STREET RAPID CITY, SD 57701 |
* | 243 | $20,481,000 |
| Rushmore Bank & Trust
PO BOX 2290 RAPID CITY, SD 57709 |
* | 616 | $61,275,000 |
| Unify Home Lending Inc.
2101 MT RUSHMORE RD #300 PIERRE, SD 57701 |
* | 2,536 | $651,810,000 |
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