Ratestar, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Ratestar, Inc. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ratestar, Inc. 4665 Cornell Road, Suite 200 Cincinnati, OH 45241 |
| Federal Regulator | * available with data download |
| Years | 2005 2004 |
| Total Number of Mortgage Applications | 3,649 |
| Total Mortgage Loan Application Amount | $667,739,000 |
| Average Mortgage Loan Application Amount | $175,250 |
| Highest Mortgage Loan Application Amount | $1,759,000 |
| Average Applicant Income | $82,380 |
| Highest Applicant Income | $1,716,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Ratestar, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ratestar, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Ratestar, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ratestar, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Ratestar, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ratestar, Inc.'s mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Ohio | 69 | $ 8,358,000 | $ 121,000 | $ 46,000 |
| Cook County Illinois | 58 | $ 12,834,000 | $ 221,000 | $ 110,000 |
| Maricopa County Arizona | 56 | $ 12,076,000 | $ 215,000 | $ 84,000 |
| Mecklenburg County North Carolina | 37 | $ 4,873,000 | $ 131,000 | $ 76,000 |
| Butler County Ohio | 36 | $ 3,971,000 | $ 110,000 | $ 45,000 |
| New Castle County Delaware | 33 | $ 5,331,000 | $ 161,000 | $ 94,000 |
| Fairfax County Virginia | 28 | $ 8,764,000 | $ 313,000 | $ 95,000 |
| Fulton County Georgia | 24 | $ 5,335,000 | $ 222,000 | $ 78,000 |
| Cobb County Georgia | 23 | $ 3,412,000 | $ 148,000 | $ 63,000 |
| Wake County North Carolina | 23 | $ 4,642,000 | $ 201,000 | $ 71,000 |
| DuPage County Illinois | 22 | $ 3,952,000 | $ 179,000 | $ 94,000 |
| Clark County Nevada | 22 | $ 4,078,000 | $ 185,000 | $ 64,000 |
| Morris County New Jersey | 22 | $ 6,574,000 | $ 298,000 | $ 103,000 |
| Clermont County Ohio | 22 | $ 2,569,000 | $ 116,000 | $ 59,000 |
| Monmouth County New Jersey | 21 | $ 5,867,000 | $ 279,000 | $ 73,000 |
| Suffolk County New York | 21 | $ 5,282,000 | $ 251,000 | $ 65,000 |
| Franklin County Ohio | 21 | $ 3,108,000 | $ 148,000 | $ 68,000 |
| Will County Illinois | 20 | $ 3,633,000 | $ 181,000 | $ 56,000 |
| Worcester County Massachusetts | 20 | $ 3,683,000 | $ 184,000 | $ 89,000 |
| Burlington County New Jersey | 20 | $ 5,377,000 | $ 268,000 | $ 61,000 |
| Prince William County Virginia | 20 | $ 6,333,000 | $ 316,000 | $ 114,000 |
| Prince George's County Maryland | 19 | $ 3,917,000 | $ 206,000 | $ 58,000 |
| Oakland County Michigan | 19 | $ 3,475,000 | $ 182,000 | $ 91,000 |
| Nassau County New York | 19 | $ 7,719,000 | $ 406,000 | $ 116,000 |
| Montgomery County Ohio | 19 | $ 2,218,000 | $ 116,000 | $ 71,000 |
| Virginia Beach County Virginia | 19 | $ 3,621,000 | $ 190,000 | $ 77,000 |
| Broward County Florida | 18 | $ 3,531,000 | $ 196,000 | $ 57,000 |
| Orange County Florida | 18 | $ 3,261,000 | $ 181,000 | $ 67,000 |
| Palm Beach County Florida | 18 | $ 4,095,000 | $ 227,000 | $ 80,000 |
| Cherokee County Georgia | 18 | $ 2,299,000 | $ 127,000 | $ 62,000 |
| Middlesex County Massachusetts | 18 | $ 6,759,000 | $ 375,000 | $ 55,000 |
| Bergen County New Jersey | 18 | $ 5,053,000 | $ 280,000 | $ 69,000 |
| Somerset County New Jersey | 18 | $ 5,074,000 | $ 281,000 | $ 65,000 |
| Bucks County Pennsylvania | 18 | $ 4,001,000 | $ 222,000 | $ 109,000 |
| Montgomery County Pennsylvania | 18 | $ 3,920,000 | $ 217,000 | $ 87,000 |
| District of Columbia County District Of Columbia | 16 | $ 3,451,000 | $ 215,000 | $ 73,000 |
| York County Maine | 16 | $ 3,696,000 | $ 231,000 | $ 67,000 |
| Wayne County Michigan | 16 | $ 2,245,000 | $ 140,000 | $ 63,000 |
| Orange County New York | 16 | $ 2,765,000 | $ 172,000 | $ 73,000 |
| Lake County Illinois | 15 | $ 2,910,000 | $ 194,000 | $ 106,000 |
| Fairfield County Connecticut | 14 | $ 3,253,000 | $ 232,000 | $ 72,000 |
| Lee County Florida | 14 | $ 3,554,000 | $ 253,000 | $ 116,000 |
| Montgomery County Maryland | 14 | $ 3,608,000 | $ 257,000 | $ 113,000 |
| Camden County New Jersey | 14 | $ 2,220,000 | $ 158,000 | $ 87,000 |
| Ocean County New Jersey | 14 | $ 3,163,000 | $ 225,000 | $ 63,000 |
| Union County New Jersey | 14 | $ 3,525,000 | $ 251,000 | $ 73,000 |
| New Haven County Connecticut | 13 | $ 2,151,000 | $ 165,000 | $ 89,000 |
| Gwinnett County Georgia | 13 | $ 2,176,000 | $ 167,000 | $ 54,000 |
| Harford County Maryland | 13 | $ 2,684,000 | $ 206,000 | $ 59,000 |
| Westchester County New York | 13 | $ 4,549,000 | $ 349,000 | $ 251,000 |
| Warren County Ohio | 13 | $ 1,660,000 | $ 127,000 | $ 63,000 |
| Williamson County Tennessee | 13 | $ 2,679,000 | $ 206,000 | $ 117,000 |
| Miami-Dade County Florida | 12 | $ 2,522,000 | $ 210,000 | $ 76,000 |
| Seminole County Florida | 12 | $ 1,812,000 | $ 151,000 | $ 62,000 |
| Volusia County Florida | 12 | $ 2,479,000 | $ 206,000 | $ 65,000 |
| McHenry County Illinois | 12 | $ 1,967,000 | $ 163,000 | $ 50,000 |
| Anne Arundel County Maryland | 12 | $ 2,305,000 | $ 192,000 | $ 49,000 |
| Baltimore County Maryland | 12 | $ 2,159,000 | $ 179,000 | $ 73,000 |
| Charles County Maryland | 12 | $ 2,580,000 | $ 215,000 | $ 79,000 |
| Essex County Massachusetts | 12 | $ 3,023,000 | $ 251,000 | $ 59,000 |
| Plymouth County Massachusetts | 12 | $ 2,700,000 | $ 225,000 | $ 100,000 |
| St. Louis County Missouri | 12 | $ 2,425,000 | $ 202,000 | $ 69,000 |
| Passaic County New Jersey | 12 | $ 2,733,000 | $ 227,000 | $ 73,000 |
| Monroe County Pennsylvania | 12 | $ 2,029,000 | $ 169,000 | $ 73,000 |
| Chesterfield County Virginia | 12 | $ 2,477,000 | $ 206,000 | $ 57,000 |
| Loudoun County Virginia | 12 | $ 3,359,000 | $ 279,000 | $ 114,000 |
| Pinellas County Florida | 11 | $ 2,257,000 | $ 205,000 | $ 61,000 |
| Sarasota County Florida | 11 | $ 2,832,000 | $ 257,000 | $ 74,000 |
| Hamilton County Indiana | 11 | $ 1,408,000 | $ 128,000 | $ 69,000 |
| Hampden County Massachusetts | 11 | $ 1,252,000 | $ 113,000 | $ 60,000 |
| Hillsborough County New Hampshire | 11 | $ 2,104,000 | $ 191,000 | $ 65,000 |
| Queens County New York | 11 | $ 3,221,000 | $ 292,000 | $ 68,000 |
| Cuyahoga County Ohio | 11 | $ 1,916,000 | $ 174,000 | $ 73,000 |
| Chester County Pennsylvania | 11 | $ 1,998,000 | $ 181,000 | $ 88,000 |
| Shelby County Tennessee | 11 | $ 2,027,000 | $ 184,000 | $ 82,000 |
| Hillsborough County Florida | 10 | $ 1,904,000 | $ 190,000 | $ 61,000 |
| Boone County Kentucky | 10 | $ 1,245,000 | $ 124,000 | $ 69,000 |
| Cumberland County Maine | 10 | $ 1,794,000 | $ 179,000 | $ 71,000 |
| Bristol County Massachusetts | 10 | $ 2,360,000 | $ 236,000 | $ 61,000 |
| Middlesex County New Jersey | 10 | $ 1,881,000 | $ 188,000 | $ 74,000 |
| Bronx County New York | 10 | $ 2,893,000 | $ 289,000 | $ 77,000 |
| Cabarrus County North Carolina | 10 | $ 1,456,000 | $ 145,000 | $ 52,000 |
| Forsyth County North Carolina | 10 | $ 830,000 | $ 83,000 | $ 74,000 |
| Summit County Ohio | 10 | $ 1,305,000 | $ 130,000 | $ 42,000 |
| York County Pennsylvania | 10 | $ 1,248,000 | $ 124,000 | $ 57,000 |
| Chittenden County Vermont | 10 | $ 1,682,000 | $ 168,000 | $ 83,000 |
| Franklin County Vermont | 10 | $ 1,749,000 | $ 174,000 | $ 49,000 |
| Spotsylvania County Virginia | 10 | $ 2,064,000 | $ 206,000 | $ 64,000 |
| Pima County Arizona | 9 | $ 1,719,000 | $ 191,000 | $ 87,000 |
| Hartford County Connecticut | 9 | $ 1,606,000 | $ 178,000 | $ 64,000 |
| Sussex County Delaware | 9 | $ 1,942,000 | $ 215,000 | $ 19,000 |
| DeKalb County Georgia | 9 | $ 1,244,000 | $ 138,000 | $ 77,000 |
| Marion County Indiana | 9 | $ 1,483,000 | $ 164,000 | $ 81,000 |
| Frederick County Maryland | 9 | $ 1,922,000 | $ 213,000 | $ 81,000 |
| Rockingham County New Hampshire | 9 | $ 1,943,000 | $ 215,000 | $ 119,000 |
| Strafford County New Hampshire | 9 | $ 1,341,000 | $ 149,000 | $ 52,000 |
| Hudson County New Jersey | 9 | $ 2,171,000 | $ 241,000 | $ 52,000 |
| New Hanover County North Carolina | 9 | $ 1,713,000 | $ 190,000 | $ 80,000 |
| Delaware County Ohio | 9 | $ 1,709,000 | $ 189,000 | $ 81,000 |
| Multnomah County Oregon | 9 | $ 1,716,000 | $ 190,000 | $ 101,000 |
| Allegheny County Pennsylvania | 9 | $ 978,000 | $ 108,000 | $ 72,000 |
| Davidson County Tennessee | 9 | $ 1,354,000 | $ 150,000 | $ 90,000 |
| Milwaukee County Wisconsin | 9 | $ 804,000 | $ 89,000 | $ 66,000 |
| Baldwin County Alabama | 8 | $ 1,373,000 | $ 171,000 | $ 81,000 |
| Jefferson County Alabama | 8 | $ 1,083,000 | $ 135,000 | $ 114,000 |
| Shelby County Alabama | 8 | $ 1,610,000 | $ 201,000 | $ 71,000 |
| Marion County Florida | 8 | $ 816,000 | $ 102,000 | $ 73,000 |
| Forsyth County Georgia | 8 | $ 1,208,000 | $ 151,000 | $ 84,000 |
| Henry County Georgia | 8 | $ 1,336,000 | $ 167,000 | $ 41,000 |
| Ada County Idaho | 8 | $ 2,008,000 | $ 251,000 | $ 106,000 |
| Fayette County Kentucky | 8 | $ 1,356,000 | $ 169,000 | $ 65,000 |
| Macomb County Michigan | 8 | $ 1,184,000 | $ 148,000 | $ 74,000 |
| Dakota County Minnesota | 8 | $ 1,480,000 | $ 185,000 | $ 60,000 |
| St. Charles County Missouri | 8 | $ 1,204,000 | $ 150,000 | $ 72,000 |
| Mercer County New Jersey | 8 | $ 1,684,000 | $ 210,000 | $ 49,000 |
| Kings County New York | 8 | $ 2,405,000 | $ 300,000 | $ 53,000 |
| Tulsa County Oklahoma | 8 | $ 1,323,000 | $ 165,000 | $ 113,000 |
| Charleston County South Carolina | 8 | $ 1,500,000 | $ 187,000 | $ 44,000 |
| Horry County South Carolina | 8 | $ 1,249,000 | $ 156,000 | $ 115,000 |
| Clark County Washington | 8 | $ 1,459,000 | $ 182,000 | $ 39,000 |
| Madison County Alabama | 7 | $ 1,011,000 | $ 144,000 | $ 79,000 |
| Windham County Connecticut | 7 | $ 1,135,000 | $ 162,000 | $ 55,000 |
| Kent County Delaware | 7 | $ 1,227,000 | $ 175,000 | $ 56,000 |
| Bay County Florida | 7 | $ 705,000 | $ 100,000 | $ 62,000 |
| Lake County Florida | 7 | $ 1,136,000 | $ 162,000 | $ 48,000 |
| Paulding County Georgia | 7 | $ 823,000 | $ 117,000 | $ 52,000 |
| Kane County Illinois | 7 | $ 1,352,000 | $ 193,000 | $ 56,000 |
| Kendall County Illinois | 7 | $ 1,873,000 | $ 267,000 | $ 99,000 |
| Androscoggin County Maine | 7 | $ 1,084,000 | $ 154,000 | $ 59,000 |
| Washington County Maryland | 7 | $ 1,367,000 | $ 195,000 | $ 70,000 |
| Jefferson County Missouri | 7 | $ 1,102,000 | $ 157,000 | $ 61,000 |
| Merrimack County New Hampshire | 7 | $ 1,526,000 | $ 218,000 | $ 68,000 |
| Atlantic County New Jersey | 7 | $ 1,223,000 | $ 174,000 | $ 83,000 |
| Cumberland County New Jersey | 7 | $ 1,425,000 | $ 203,000 | $ 107,000 |
| Iredell County North Carolina | 7 | $ 917,000 | $ 131,000 | $ 67,000 |
| Lorain County Ohio | 7 | $ 854,000 | $ 122,000 | $ 42,000 |
| Portage County Ohio | 7 | $ 1,247,000 | $ 178,000 | $ 86,000 |
| Dauphin County Pennsylvania | 7 | $ 615,000 | $ 87,000 | $ 62,000 |
| Greenville County South Carolina | 7 | $ 793,000 | $ 113,000 | $ 45,000 |
| Knox County Tennessee | 7 | $ 996,000 | $ 142,000 | $ 56,000 |
| Salt Lake County Utah | 7 | $ 1,041,000 | $ 148,000 | $ 100,000 |
| Chesapeake County Virginia | 7 | $ 1,368,000 | $ 195,000 | $ 80,000 |
| Stafford County Virginia | 7 | $ 2,762,000 | $ 394,000 | $ 107,000 |
| Berkeley County West Virginia | 7 | $ 1,179,000 | $ 168,000 | $ 59,000 |
| Brown County Wisconsin | 7 | $ 970,000 | $ 138,000 | $ 36,000 |
| Kenosha County Wisconsin | 7 | $ 1,040,000 | $ 148,000 | $ 150,000 |
| Talladega County Alabama | 6 | $ 822,000 | $ 137,000 | $ 106,000 |
| Yavapai County Arizona | 6 | $ 876,000 | $ 146,000 | $ 94,000 |
| Arapahoe County Colorado | 6 | $ 1,281,000 | $ 213,000 | $ 73,000 |
| New London County Connecticut | 6 | $ 1,086,000 | $ 181,000 | $ 85,000 |
| Collier County Florida | 6 | $ 1,172,000 | $ 195,000 | $ 112,000 |
| Polk County Florida | 6 | $ 1,122,000 | $ 187,000 | $ 76,000 |
| Santa Rosa County Florida | 6 | $ 916,000 | $ 152,000 | $ 48,000 |
| Fayette County Georgia | 6 | $ 1,138,000 | $ 189,000 | $ 127,000 |
| Peoria County Illinois | 6 | $ 718,000 | $ 119,000 | $ 63,000 |
| Jefferson County Louisiana | 6 | $ 1,034,000 | $ 172,000 | $ 87,000 |
| Genesee County Michigan | 6 | $ 870,000 | $ 145,000 | $ 64,000 |
| Hennepin County Minnesota | 6 | $ 947,000 | $ 157,000 | $ 52,000 |
| Madison County Mississippi | 6 | $ 921,000 | $ 153,000 | $ 80,000 |
| Washoe County Nevada | 6 | $ 1,726,000 | $ 287,000 | $ 54,000 |
| Essex County New Jersey | 6 | $ 1,141,000 | $ 190,000 | $ 59,000 |
| Gloucester County New Jersey | 6 | $ 1,349,000 | $ 224,000 | $ 85,000 |
| Warren County New Jersey | 6 | $ 1,476,000 | $ 246,000 | $ 69,000 |
| Oneida County New York | 6 | $ 445,000 | $ 74,000 | $ 69,000 |
| Currituck County North Carolina | 6 | $ 1,063,000 | $ 177,000 | $ 63,000 |
| Guilford County North Carolina | 6 | $ 1,004,000 | $ 167,000 | $ 105,000 |
| Geauga County Ohio | 6 | $ 1,149,000 | $ 191,000 | $ 94,000 |
| Licking County Ohio | 6 | $ 1,007,000 | $ 167,000 | $ 67,000 |
| Mahoning County Ohio | 6 | $ 998,000 | $ 166,000 | $ 92,000 |
| Trumbull County Ohio | 6 | $ 671,000 | $ 111,000 | $ 63,000 |
| Berks County Pennsylvania | 6 | $ 1,306,000 | $ 217,000 | $ 122,000 |
| Lehigh County Pennsylvania | 6 | $ 949,000 | $ 158,000 | $ 34,000 |
| Luzerne County Pennsylvania | 6 | $ 770,000 | $ 128,000 | $ 87,000 |
| Philadelphia County Pennsylvania | 6 | $ 744,000 | $ 124,000 | $ 85,000 |
| Washington County Rhode Island | 6 | $ 1,072,000 | $ 178,000 | $ 99,000 |
| Richland County South Carolina | 6 | $ 898,000 | $ 149,000 | $ 59,000 |
| York County South Carolina | 6 | $ 987,000 | $ 164,000 | $ 48,000 |
| Blount County Tennessee | 6 | $ 817,000 | $ 136,000 | $ 64,000 |
| Arlington County Virginia | 6 | $ 1,543,000 | $ 257,000 | $ 99,000 |
| Jefferson County West Virginia | 6 | $ 1,330,000 | $ 221,000 | $ 62,000 |
| Lawrence County Alabama | 5 | $ 750,000 | $ 150,000 | $ 87,000 |
| Montgomery County Alabama | 5 | $ 390,000 | $ 78,000 | $ 47,000 |
| Escambia County Florida | 5 | $ 452,000 | $ 90,000 | $ 74,000 |
| Hernando County Florida | 5 | $ 948,000 | $ 189,000 | $ 40,000 |
| Chatham County Georgia | 5 | $ 1,033,000 | $ 206,000 | $ 78,000 |
| Hall County Georgia | 5 | $ 801,000 | $ 160,000 | $ 64,000 |
| DeKalb County Illinois | 5 | $ 637,000 | $ 127,000 | $ 95,000 |
| Sangamon County Illinois | 5 | $ 502,000 | $ 100,000 | $ 74,000 |
| St. Joseph County Indiana | 5 | $ 937,000 | $ 187,000 | $ 89,000 |
| Penobscot County Maine | 5 | $ 560,000 | $ 112,000 | $ 39,000 |
| Carroll County Maryland | 5 | $ 1,246,000 | $ 249,000 | $ 66,000 |
| Barnstable County Massachusetts | 5 | $ 1,314,000 | $ 262,000 | $ 93,000 |
| Norfolk County Massachusetts | 5 | $ 1,195,000 | $ 239,000 | $ 42,000 |
| Calhoun County Michigan | 5 | $ 883,000 | $ 176,000 | $ 110,000 |
| Monroe County Michigan | 5 | $ 941,000 | $ 188,000 | $ 74,000 |
| Ottawa County Michigan | 5 | $ 664,000 | $ 132,000 | $ 45,000 |
| Van Buren County Michigan | 5 | $ 636,000 | $ 127,000 | $ 81,000 |
| Jackson County Mississippi | 5 | $ 313,000 | $ 62,000 | $ 38,000 |
| Camden County Missouri | 5 | $ 730,000 | $ 146,000 | $ 58,000 |
| Douglas County Nebraska | 5 | $ 877,000 | $ 175,000 | $ 62,000 |
| Sussex County New Jersey | 5 | $ 1,260,000 | $ 252,000 | $ 80,000 |
| Bernalillo County New Mexico | 5 | $ 1,038,000 | $ 207,000 | $ 47,000 |
| Dutchess County New York | 5 | $ 1,208,000 | $ 241,000 | $ 100,000 |
| Buncombe County North Carolina | 5 | $ 833,000 | $ 166,000 | $ 71,000 |
| Durham County North Carolina | 5 | $ 896,000 | $ 179,000 | $ 94,000 |
| Franklin County North Carolina | 5 | $ 698,000 | $ 139,000 | $ 78,000 |
| Orange County North Carolina | 5 | $ 807,000 | $ 161,000 | $ 58,000 |
| Brown County Ohio | 5 | $ 483,000 | $ 96,000 | $ 36,000 |
| Clackamas County Oregon | 5 | $ 847,000 | $ 169,000 | $ 83,000 |
| Delaware County Pennsylvania | 5 | $ 1,051,000 | $ 210,000 | $ 72,000 |
| Pike County Pennsylvania | 5 | $ 792,000 | $ 158,000 | $ 74,000 |
| Schuylkill County Pennsylvania | 5 | $ 498,000 | $ 99,000 | $ 91,000 |
| Providence County Rhode Island | 5 | $ 941,000 | $ 188,000 | $ 78,000 |
| Hamilton County Tennessee | 5 | $ 930,000 | $ 186,000 | $ 47,000 |
| Rutherford County Tennessee | 5 | $ 650,000 | $ 130,000 | $ 74,000 |
| Frederick County Virginia | 5 | $ 1,298,000 | $ 259,000 | $ 86,000 |
| Newport News County Virginia | 5 | $ 602,000 | $ 120,000 | $ 81,000 |
| Lee County Alabama | 4 | $ 491,000 | $ 122,000 | $ 68,000 |
| Mobile County Alabama | 4 | $ 457,000 | $ 114,000 | $ 52,000 |
| Mohave County Arizona | 4 | $ 866,000 | $ 216,000 | $ 65,000 |
| Pinal County Arizona | 4 | $ 742,000 | $ 185,000 | $ 48,000 |
| Baxter County Arkansas | 4 | $ 460,000 | $ 115,000 | $ 43,000 |
| Benton County Arkansas | 4 | $ 607,000 | $ 151,000 | $ 55,000 |
| Boone County Arkansas | 4 | $ 519,000 | $ 129,000 | $ 59,000 |
| Craighead County Arkansas | 4 | $ 706,000 | $ 176,000 | $ 76,000 |
| Garland County Arkansas | 4 | $ 559,000 | $ 139,000 | $ 62,000 |
| Washington County Arkansas | 4 | $ 748,000 | $ 187,000 | $ 66,000 |
| Adams County Colorado | 4 | $ 844,000 | $ 211,000 | $ 42,000 |
| Douglas County Colorado | 4 | $ 1,003,000 | $ 250,000 | $ 93,000 |
| El Paso County Colorado | 4 | $ 671,000 | $ 167,000 | $ 78,000 |
| Alachua County Florida | 4 | $ 654,000 | $ 163,000 | $ 68,000 |
| Brevard County Florida | 4 | $ 1,063,000 | $ 265,000 | $ 131,000 |
| Clay County Florida | 4 | $ 785,000 | $ 196,000 | $ 92,000 |
| Highlands County Florida | 4 | $ 533,000 | $ 133,000 | $ 104,000 |
| Martin County Florida | 4 | $ 1,136,000 | $ 284,000 | $ 43,000 |
| Osceola County Florida | 4 | $ 514,000 | $ 128,000 | $ 56,000 |
| Pasco County Florida | 4 | $ 776,000 | $ 194,000 | $ 69,000 |
| St. Lucie County Florida | 4 | $ 859,000 | $ 214,000 | $ 72,000 |
| Clayton County Georgia | 4 | $ 508,000 | $ 127,000 | $ 50,000 |
| Columbia County Georgia | 4 | $ 1,936,000 | $ 484,000 | $ 166,000 |
| Douglas County Georgia | 4 | $ 634,000 | $ 158,000 | $ 67,000 |
| McLean County Illinois | 4 | $ 861,000 | $ 215,000 | $ 61,000 |
| Hendricks County Indiana | 4 | $ 665,000 | $ 166,000 | $ 105,000 |
| Morgan County Indiana | 4 | $ 662,000 | $ 165,000 | $ 24,000 |
| Vanderburgh County Indiana | 4 | $ 972,000 | $ 243,000 | $ 108,000 |
| Polk County Iowa | 4 | $ 416,000 | $ 104,000 | $ 63,000 |
| Campbell County Kentucky | 4 | $ 642,000 | $ 160,000 | $ 60,000 |
| Henderson County Kentucky | 4 | $ 434,000 | $ 108,000 | $ 53,000 |
| Jefferson County Kentucky | 4 | $ 621,000 | $ 155,000 | $ 52,000 |
| Kenton County Kentucky | 4 | $ 381,000 | $ 95,000 | $ 22,000 |
| Pulaski County Kentucky | 4 | $ 704,000 | $ 176,000 | $ 45,000 |
| Ascension County Louisiana | 4 | $ 682,000 | $ 170,000 | $ 74,000 |
| Knox County Maine | 4 | $ 638,000 | $ 159,000 | $ 129,000 |
| Oxford County Maine | 4 | $ 644,000 | $ 161,000 | $ 81,000 |
| Sagadahoc County Maine | 4 | $ 629,000 | $ 157,000 | $ 40,000 |
| Baltimore City County Maryland | 4 | $ 601,000 | $ 150,000 | $ 72,000 |
| Howard County Maryland | 4 | $ 1,473,000 | $ 368,000 | $ 46,000 |
| Suffolk County Massachusetts | 4 | $ 1,185,000 | $ 296,000 | $ 49,000 |
| Kent County Michigan | 4 | $ 490,000 | $ 122,000 | $ 73,000 |
| Anoka County Minnesota | 4 | $ 457,000 | $ 114,000 | $ 67,000 |
| Ramsey County Minnesota | 4 | $ 1,006,000 | $ 251,000 | $ 32,000 |
| DeSoto County Mississippi | 4 | $ 668,000 | $ 167,000 | $ 95,000 |
| St. Louis City County Missouri | 4 | $ 500,000 | $ 125,000 | $ 48,000 |
| Erie County New York | 4 | $ 372,000 | $ 93,000 | $ 84,000 |
| Richmond County New York | 4 | $ 844,000 | $ 211,000 | $ 98,000 |
| Catawba County North Carolina | 4 | $ 454,000 | $ 113,000 | $ 64,000 |
| Henderson County North Carolina | 4 | $ 724,000 | $ 181,000 | $ 75,000 |
| Hoke County North Carolina | 4 | $ 555,000 | $ 138,000 | $ 54,000 |
| Jackson County North Carolina | 4 | $ 1,147,000 | $ 286,000 | $ 80,000 |
| Johnston County North Carolina | 4 | $ 794,000 | $ 198,000 | $ 60,000 |
| Macon County North Carolina | 4 | $ 1,091,000 | $ 272,000 | $ 69,000 |
| Columbiana County Ohio | 4 | $ 910,000 | $ 227,000 | $ 56,000 |
| Lucas County Ohio | 4 | $ 454,000 | $ 113,000 | $ 110,000 |
| Sandusky County Ohio | 4 | $ 433,000 | $ 108,000 | $ 29,000 |
| Union County Ohio | 4 | $ 499,000 | $ 124,000 | $ 80,000 |
| Van Wert County Ohio | 4 | $ 777,000 | $ 194,000 | $ 29,000 |
| Centre County Pennsylvania | 4 | $ 440,000 | $ 110,000 | $ 92,000 |
| Cumberland County Pennsylvania | 4 | $ 500,000 | $ 125,000 | $ 82,000 |
| Erie County Pennsylvania | 4 | $ 510,000 | $ 127,000 | $ 63,000 |
| Lackawanna County Pennsylvania | 4 | $ 493,000 | $ 123,000 | $ 111,000 |
| Perry County Pennsylvania | 4 | $ 389,000 | $ 97,000 | $ 77,000 |
| Lexington County South Carolina | 4 | $ 634,000 | $ 158,000 | $ 58,000 |
| Wilson County Tennessee | 4 | $ 495,000 | $ 123,000 | $ 45,000 |
| Orange County Vermont | 4 | $ 726,000 | $ 181,000 | $ 115,000 |
| Alexandria County Virginia | 4 | $ 1,272,000 | $ 318,000 | $ 64,000 |
| Augusta County Virginia | 4 | $ 768,000 | $ 192,000 | $ 137,000 |
| Bedford County Virginia | 4 | $ 592,000 | $ 148,000 | $ 88,000 |
| Norfolk County Virginia | 4 | $ 487,000 | $ 121,000 | $ 60,000 |
| Warren County Virginia | 4 | $ 704,000 | $ 176,000 | $ 88,000 |
| Pierce County Washington | 4 | $ 647,000 | $ 161,000 | $ 132,000 |
| Snohomish County Washington | 4 | $ 684,000 | $ 171,000 | $ 102,000 |
| Spokane County Washington | 4 | $ 492,000 | $ 123,000 | $ 57,000 |
| Harrison County West Virginia | 4 | $ 626,000 | $ 156,000 | $ 78,000 |
| Dane County Wisconsin | 4 | $ 495,000 | $ 123,000 | $ 52,000 |
| Racine County Wisconsin | 4 | $ 724,000 | $ 181,000 | $ 79,000 |
| Walworth County Wisconsin | 4 | $ 850,000 | $ 212,000 | $ 94,000 |
| Waukesha County Wisconsin | 4 | $ 935,000 | $ 233,000 | $ 68,000 |
| Elmore County Alabama | 3 | $ 471,000 | $ 157,000 | $ 56,000 |
| Morgan County Alabama | 3 | $ 319,000 | $ 106,000 | $ 60,000 |
| Randolph County Alabama | 3 | $ 318,000 | $ 106,000 | $ 78,000 |
| Crawford County Arkansas | 3 | $ 655,000 | $ 218,000 | $ 62,000 |
| Lonoke County Arkansas | 3 | $ 499,000 | $ 166,000 | $ 28,000 |
| San Diego County California | 3 | $ 660,000 | $ 220,000 | $ 67,000 |
| Boulder County Colorado | 3 | $ 521,000 | $ 173,000 | $ 81,000 |
| Manatee County Florida | 3 | $ 533,000 | $ 177,000 | $ 82,000 |
| Nassau County Florida | 3 | $ 743,000 | $ 247,000 | $ 50,000 |
| St. Johns County Florida | 3 | $ 652,000 | $ 217,000 | $ 137,000 |
| Sumter County Florida | 3 | $ 369,000 | $ 123,000 | $ 39,000 |
| Walton County Florida | 3 | $ 730,000 | $ 243,000 | $ 81,000 |
| Bulloch County Georgia | 3 | $ 433,000 | $ 144,000 | $ 59,000 |
| Carroll County Georgia | 3 | $ 385,000 | $ 128,000 | $ 53,000 |
| Coweta County Georgia | 3 | $ 522,000 | $ 174,000 | $ 78,000 |
| Houston County Georgia | 3 | $ 503,000 | $ 167,000 | $ 49,000 |
| Rockdale County Georgia | 3 | $ 501,000 | $ 167,000 | $ 94,000 |
| Canyon County Idaho | 3 | $ 420,000 | $ 140,000 | $ 39,000 |
| Boone County Illinois | 3 | $ 519,000 | $ 173,000 | $ 68,000 |
| Bartholomew County Indiana | 3 | $ 564,000 | $ 188,000 | $ 91,000 |
| Dearborn County Indiana | 3 | $ 354,000 | $ 118,000 | $ 85,000 |
| Jefferson County Indiana | 3 | $ 323,000 | $ 107,000 | $ 57,000 |
| Lake County Indiana | 3 | $ 367,000 | $ 122,000 | $ 118,000 |
| White County Indiana | 3 | $ 254,000 | $ 84,000 | $ 72,000 |
| Benton County Iowa | 3 | $ 354,000 | $ 118,000 | $ 77,000 |
| Johnson County Kansas | 3 | $ 461,000 | $ 153,000 | $ 113,000 |
| Leavenworth County Kansas | 3 | $ 1,368,000 | $ 456,000 | $ 236,000 |
| Sedgwick County Kansas | 3 | $ 461,000 | $ 153,000 | $ 34,000 |
| Acadia County Louisiana | 3 | $ 461,000 | $ 153,000 | $ 52,000 |
| Caddo County Louisiana | 3 | $ 432,000 | $ 144,000 | $ 48,000 |
| Calcasieu County Louisiana | 3 | $ 479,000 | $ 159,000 | $ 85,000 |
| East Baton Rouge County Louisiana | 3 | $ 409,000 | $ 136,000 | $ 138,000 |
| Iberia County Louisiana | 3 | $ 214,000 | $ 71,000 | $ 67,000 |
| Orleans County Louisiana | 3 | $ 504,000 | $ 168,000 | $ 49,000 |
| Berrien County Michigan | 3 | $ 551,000 | $ 183,000 | $ 90,000 |
| Eaton County Michigan | 3 | $ 416,000 | $ 138,000 | $ 53,000 |
| Jackson County Michigan | 3 | $ 529,000 | $ 176,000 | $ 54,000 |
| Kalamazoo County Michigan | 3 | $ 484,000 | $ 161,000 | $ 48,000 |
| Saginaw County Michigan | 3 | $ 663,000 | $ 221,000 | $ 101,000 |
| St. Clair County Michigan | 3 | $ 677,000 | $ 225,000 | $ 76,000 |
| Lauderdale County Mississippi | 3 | $ 183,000 | $ 61,000 | $ 40,000 |
| Rankin County Mississippi | 3 | $ 373,000 | $ 124,000 | $ 28,000 |
| Winston County Mississippi | 3 | $ 299,000 | $ 99,000 | $ 62,000 |
| Jackson County Missouri | 3 | $ 718,000 | $ 239,000 | $ 44,000 |
| Lancaster County Nebraska | 3 | $ 512,000 | $ 170,000 | $ 74,000 |
| Belknap County New Hampshire | 3 | $ 450,000 | $ 150,000 | $ 49,000 |
| Sandoval County New Mexico | 3 | $ 473,000 | $ 157,000 | $ 70,000 |
| Chemung County New York | 3 | $ 409,000 | $ 136,000 | $ 49,000 |
| Essex County New York | 3 | $ 442,000 | $ 147,000 | $ 100,000 |
| Onondaga County New York | 3 | $ 396,000 | $ 132,000 | $ 82,000 |
| Oswego County New York | 3 | $ 493,000 | $ 164,000 | $ 127,000 |
| Rockland County New York | 3 | $ 635,000 | $ 211,000 | $ 86,000 |
| Warren County New York | 3 | $ 277,000 | $ 92,000 | $ 69,000 |
| Alamance County North Carolina | 3 | $ 561,000 | $ 187,000 | $ 76,000 |
| Brunswick County North Carolina | 3 | $ 821,000 | $ 273,000 | $ 92,000 |
| Burke County North Carolina | 3 | $ 387,000 | $ 129,000 | $ 78,000 |
| Craven County North Carolina | 3 | $ 463,000 | $ 154,000 | $ 55,000 |
| Cumberland County North Carolina | 3 | $ 350,000 | $ 116,000 | $ 49,000 |
| Granville County North Carolina | 3 | $ 272,000 | $ 90,000 | $ 61,000 |
| Haywood County North Carolina | 3 | $ 386,000 | $ 128,000 | $ 51,000 |
| Nash County North Carolina | 3 | $ 319,000 | $ 106,000 | $ 55,000 |
| Pender County North Carolina | 3 | $ 827,000 | $ 275,000 | $ 16,000 |
| Union County North Carolina | 3 | $ 700,000 | $ 233,000 | $ 75,000 |
| Yadkin County North Carolina | 3 | $ 628,000 | $ 209,000 | $ 38,000 |
| Ashtabula County Ohio | 3 | $ 560,000 | $ 186,000 | $ 74,000 |
| Gallia County Ohio | 3 | $ 705,000 | $ 235,000 | $ 74,000 |
| Hardin County Ohio | 3 | $ 326,000 | $ 108,000 | $ 79,000 |
| Knox County Ohio | 3 | $ 385,000 | $ 128,000 | $ 72,000 |
| Ottawa County Ohio | 3 | $ 778,000 | $ 259,000 | $ 96,000 |
| Putnam County Ohio | 3 | $ 256,000 | $ 85,000 | $ 43,000 |
| Ross County Ohio | 3 | $ 291,000 | $ 97,000 | $ 35,000 |
| Shelby County Ohio | 3 | $ 350,000 | $ 116,000 | $ 76,000 |
| Washington County Ohio | 3 | $ 407,000 | $ 135,000 | $ 68,000 |
| Wayne County Ohio | 3 | $ 374,000 | $ 124,000 | $ 68,000 |
| Wood County Ohio | 3 | $ 338,000 | $ 112,000 | $ 90,000 |
| Lane County Oregon | 3 | $ 597,000 | $ 199,000 | $ 90,000 |
| Carbon County Pennsylvania | 3 | $ 474,000 | $ 158,000 | $ 50,000 |
| Franklin County Pennsylvania | 3 | $ 508,000 | $ 169,000 | $ 48,000 |
| Lancaster County Pennsylvania | 3 | $ 386,000 | $ 128,000 | $ 88,000 |
| Beaufort County South Carolina | 3 | $ 1,129,000 | $ 376,000 | $ 55,000 |
| Berkeley County South Carolina | 3 | $ 314,000 | $ 104,000 | $ 66,000 |
| Dorchester County South Carolina | 3 | $ 506,000 | $ 168,000 | $ 62,000 |
| Pickens County South Carolina | 3 | $ 459,000 | $ 153,000 | $ 93,000 |
| Sumter County South Carolina | 3 | $ 371,000 | $ 123,000 | $ 55,000 |
| Anderson County Tennessee | 3 | $ 212,000 | $ 70,000 | $ 73,000 |
| Lawrence County Tennessee | 3 | $ 394,000 | $ 131,000 | $ 112,000 |
| Sumner County Tennessee | 3 | $ 478,000 | $ 159,000 | $ 81,000 |
| Davis County Utah | 3 | $ 392,000 | $ 130,000 | $ 57,000 |
| Windsor County Vermont | 3 | $ 244,000 | $ 81,000 | $ 64,000 |
| Fauquier County Virginia | 3 | $ 1,205,000 | $ 401,000 | $ 94,000 |
| Hampton County Virginia | 3 | $ 552,000 | $ 184,000 | $ 50,000 |
| Harrisonburg County Virginia | 3 | $ 546,000 | $ 182,000 | $ 135,000 |
| Henrico County Virginia | 3 | $ 220,000 | $ 73,000 | $ 63,000 |
| Suffolk County Virginia | 3 | $ 694,000 | $ 231,000 | $ 43,000 |
| Winchester County Virginia | 3 | $ 478,000 | $ 159,000 | $ 54,000 |
| York County Virginia | 3 | $ 712,000 | $ 237,000 | $ 67,000 |
| King County Washington | 3 | $ 731,000 | $ 243,000 | $ 117,000 |
| Monongalia County West Virginia | 3 | $ 511,000 | $ 170,000 | $ 62,000 |
| Fond du Lac County Wisconsin | 3 | $ 463,000 | $ 154,000 | $ 80,000 |
| Marathon County Wisconsin | 3 | $ 694,000 | $ 231,000 | $ 78,000 |
| Sauk County Wisconsin | 3 | $ 409,000 | $ 136,000 | $ 62,000 |
| Marshall County Alabama | 2 | $ 408,000 | $ 204,000 | $ 102,000 |
| Santa Cruz County Arizona | 2 | $ 162,000 | $ 81,000 | $ 80,000 |
| Carroll County Arkansas | 2 | $ 383,000 | $ 191,000 | $ 41,000 |
| Faulkner County Arkansas | 2 | $ 345,000 | $ 172,000 | $ 80,000 |
| Jefferson County Arkansas | 2 | $ 257,000 | $ 128,000 | $ 73,000 |
| Miller County Arkansas | 2 | $ 318,000 | $ 159,000 | $ 65,000 |
| Orange County California | 2 | $ 128,000 | $ 64,000 | $ 150,000 |
| Denver County Colorado | 2 | $ 478,000 | $ 239,000 | $ 72,000 |
| Garfield County Colorado | 2 | $ 172,000 | $ 86,000 | $ 95,000 |
| Jefferson County Colorado | 2 | $ 618,000 | $ 309,000 | $ 82,000 |
| Larimer County Colorado | 2 | $ 362,000 | $ 181,000 | $ 71,000 |
| Mesa County Colorado | 2 | $ 359,000 | $ 179,000 | $ 42,000 |
| Teller County Colorado | 2 | $ 235,000 | $ 117,000 | $ 55,000 |
| Litchfield County Connecticut | 2 | $ 360,000 | $ 180,000 | $ 212,000 |
| Tolland County Connecticut | 2 | $ 415,000 | $ 207,000 | $ 63,000 |
| Charlotte County Florida | 2 | $ 300,000 | $ 150,000 | $ 26,000 |
| Citrus County Florida | 2 | $ 346,000 | $ 173,000 | $ 81,000 |
| Flagler County Florida | 2 | $ 376,000 | $ 188,000 | $ 40,000 |
| Monroe County Florida | 2 | $ 363,000 | $ 181,000 | $ 90,000 |
| Okaloosa County Florida | 2 | $ 424,000 | $ 212,000 | $ 51,000 |
| Dougherty County Georgia | 2 | $ 121,000 | $ 60,000 | $ 55,000 |
| Effingham County Georgia | 2 | $ 330,000 | $ 165,000 | $ 39,000 |
| Jackson County Georgia | 2 | $ 279,000 | $ 139,000 | $ 40,000 |
| Lamar County Georgia | 2 | $ 335,000 | $ 167,000 | $ 27,000 |
| Laurens County Georgia | 2 | $ 210,000 | $ 105,000 | $ 85,000 |
| Lee County Georgia | 2 | $ 203,000 | $ 101,000 | $ 96,000 |
| Walton County Georgia | 2 | $ 409,000 | $ 204,000 | $ 48,000 |
| Bonner County Idaho | 2 | $ 516,000 | $ 258,000 | $ 83,000 |
| Champaign County Illinois | 2 | $ 317,000 | $ 158,000 | $ 48,000 |
| Kankakee County Illinois | 2 | $ 157,000 | $ 78,000 | $ 50,000 |
| Montgomery County Illinois | 2 | $ 411,000 | $ 205,000 | $ 82,000 |
| Ogle County Illinois | 2 | $ 257,000 | $ 128,000 | $ 88,000 |
| Tazewell County Illinois | 2 | $ 1,030,000 | $ 515,000 | $ 224,000 |
| Washington County Illinois | 2 | $ 234,000 | $ 117,000 | $ 25,000 |
| Winnebago County Illinois | 2 | $ 212,000 | $ 106,000 | $ 58,000 |
| Woodford County Illinois | 2 | $ 125,000 | $ 62,000 | $ 71,000 |
| Floyd County Indiana | 2 | $ 164,000 | $ 82,000 | $ 51,000 |
| Howard County Indiana | 2 | $ 334,000 | $ 167,000 | $ 69,000 |
| Johnson County Indiana | 2 | $ 124,000 | $ 62,000 | $ 33,000 |
| Porter County Indiana | 2 | $ 322,000 | $ 161,000 | $ 60,000 |
| Wabash County Indiana | 2 | $ 191,000 | $ 95,000 | $ 30,000 |
| Bremer County Iowa | 2 | $ 124,000 | $ 62,000 | $ 89,000 |
| Dubuque County Iowa | 2 | $ 161,000 | $ 80,000 | $ 48,000 |
| Muscatine County Iowa | 2 | $ 193,000 | $ 96,000 | $ 43,000 |
| Woodbury County Iowa | 2 | $ 311,000 | $ 155,000 | $ 58,000 |
| Reno County Kansas | 2 | $ 401,000 | $ 200,000 | $ 135,000 |
| Bullitt County Kentucky | 2 | $ 357,000 | $ 178,000 | $ 110,000 |
| Logan County Kentucky | 2 | $ 185,000 | $ 92,000 | $ 61,000 |
| McCracken County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 41,000 |
| La Salle County Louisiana | 2 | $ 158,000 | $ 79,000 | $ 66,000 |
| Lafayette County Louisiana | 2 | $ 373,000 | $ 186,000 | $ 88,000 |
| Lafourche County Louisiana | 2 | $ 505,000 | $ 252,000 | $ 90,000 |
| Ouachita County Louisiana | 2 | $ 207,000 | $ 103,000 | $ 81,000 |
| St. Charles County Louisiana | 2 | $ 447,000 | $ 223,000 | $ 77,000 |
| St. John the Baptist County Louisiana | 2 | $ 455,000 | $ 227,000 | $ 60,000 |
| St. Tammany County Louisiana | 2 | $ 362,000 | $ 181,000 | $ 32,000 |
| Terrebonne County Louisiana | 2 | $ 355,000 | $ 177,000 | $ 88,000 |
| Vermilion County Louisiana | 2 | $ 214,000 | $ 107,000 | $ 68,000 |
| Hancock County Maine | 2 | $ 204,000 | $ 102,000 | $ 28,000 |
| Kennebec County Maine | 2 | $ 510,000 | $ 255,000 | $ 943,000 |
| Calvert County Maryland | 2 | $ 778,000 | $ 389,000 | $ 115,000 |
| Caroline County Maryland | 2 | $ 120,000 | $ 60,000 | $ 60,000 |
| Queen Anne's County Maryland | 2 | $ 620,000 | $ 310,000 | $ 87,000 |
| St. Mary's County Maryland | 2 | $ 606,000 | $ 303,000 | $ 94,000 |
| Talbot County Maryland | 2 | $ 375,000 | $ 187,000 | $ 142,000 |
| Worcester County Maryland | 2 | $ 984,000 | $ 492,000 | $ 224,000 |
| Hampshire County Massachusetts | 2 | $ 309,000 | $ 154,000 | $ 61,000 |
| Allegan County Michigan | 2 | $ 257,000 | $ 128,000 | $ 50,000 |
| Ingham County Michigan | 2 | $ 411,000 | $ 205,000 | $ 75,000 |
| Isabella County Michigan | 2 | $ 327,000 | $ 163,000 | $ 129,000 |
| Lapeer County Michigan | 2 | $ 252,000 | $ 126,000 | $ 54,000 |
| Livingston County Michigan | 2 | $ 394,000 | $ 197,000 | $ 123,000 |
| Muskegon County Michigan | 2 | $ 423,000 | $ 211,000 | $ 52,000 |
| Nicollet County Minnesota | 2 | $ 213,000 | $ 106,000 | $ 85,000 |
| Otter Tail County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 61,000 |
| St. Louis County Minnesota | 2 | $ 408,000 | $ 204,000 | $ 74,000 |
| Pearl River County Mississippi | 2 | $ 350,000 | $ 175,000 | $ 44,000 |
| Tate County Mississippi | 2 | $ 326,000 | $ 163,000 | $ 70,000 |
| Washington County Mississippi | 2 | $ 86,000 | $ 43,000 | $ 35,000 |
| Cass County Missouri | 2 | $ 711,000 | $ 355,000 | $ 132,000 |
| Clay County Missouri | 2 | $ 192,000 | $ 96,000 | $ 47,000 |
| Hickory County Missouri | 2 | $ 185,000 | $ 92,000 | $ 34,000 |
| Jasper County Missouri | 2 | $ 237,000 | $ 118,000 | $ 56,000 |
| Warren County Missouri | 2 | $ 89,000 | $ 44,000 | $ 89,000 |
| Webster County Missouri | 2 | $ 181,000 | $ 90,000 | $ 49,000 |
| Meagher County Montana | 2 | $ 674,000 | $ 337,000 | $ 73,000 |
| Sarpy County Nebraska | 2 | $ 500,000 | $ 250,000 | $ 63,000 |
| Cheshire County New Hampshire | 2 | $ 261,000 | $ 130,000 | $ 62,000 |
| Cape May County New Jersey | 2 | $ 568,000 | $ 284,000 | $ 134,000 |
| Hunterdon County New Jersey | 2 | $ 533,000 | $ 266,000 | $ 108,000 |
| Salem County New Jersey | 2 | $ 416,000 | $ 208,000 | $ 87,000 |
| Los Alamos County New Mexico | 2 | $ 652,000 | $ 326,000 | $ 139,000 |
| McKinley County New Mexico | 2 | $ 167,000 | $ 83,000 | $ 59,000 |
| Santa Fe County New Mexico | 2 | $ 361,000 | $ 180,000 | $ 105,000 |
| Albany County New York | 2 | $ 478,000 | $ 239,000 | $ 89,000 |
| Broome County New York | 2 | $ 131,000 | $ 65,000 | $ 47,000 |
| Chautauqua County New York | 2 | $ 192,000 | $ 96,000 | $ 45,000 |
| Monroe County New York | 2 | $ 178,000 | $ 89,000 | $ 128,000 |
| New York County New York | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Niagara County New York | 2 | $ 388,000 | $ 194,000 | $ 150,000 |
| Ontario County New York | 2 | $ 190,000 | $ 95,000 | $ 67,000 |
| Putnam County New York | 2 | $ 512,000 | $ 256,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for Ratestar, Inc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,421 | $631,067,000 | $185,276 | $1,759,000 | $73,319 | $1,716,000 |
| Home Purchase | 219 | $35,914,000 | $182,135 | $781,000 | $90,675 | $890,000 |
| Home Improvement | 9 | $758,000 | $84,500 | $236,000 | $97,250 | $240,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,045 | $553,729,000 | $183,170 | $1,759,000 | $75,595 | $1,716,000 |
| Black or African American | 248 | $45,011,000 | $194,968 | $735,000 | $64,531 | $192,000 |
| Not Provided | 214 | $41,694,000 | $192,926 | $800,000 | $77,414 | $395,000 |
| Hispanic | 93 | $16,540,000 | $163,250 | $492,000 | $60,700 | $152,000 |
| Asian | 35 | $8,540,000 | $205,266 | $1,350,000 | $99,200 | $830,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,187,000 | $156,142 | $272,000 | $74,142 | $140,000 |
| American Indian or Alaskan Native | 6 | $1,038,000 | $188,400 | $370,000 | $53,600 | $69,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,649 | $667,739,000 | $184,361 | $1,759,000 | $74,148 | $1,716,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,776 | $325,504,000 | $182,717 | $1,759,000 | $77,652 | $830,000 |
| Application Approved But Not Accepted | 865 | $161,861,000 | $193,085 | $1,500,000 | $80,829 | $890,000 |
| Application Denied By Financial Institution | 612 | $108,490,000 | $182,422 | $1,350,000 | $59,666 | $311,000 |
| Application Withdrawn By Applicant | 392 | $70,691,000 | $181,347 | $1,268,000 | $77,391 | $1,716,000 |
| File Closed For Incompleteness | 4 | $1,193,000 | $298,250 | $585,000 | $91,000 | $120,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 349 | $59,996,000 | $173,139 | $1,350,000 | $53,651 | $311,000 |
| Collateral | 148 | $27,831,000 | $189,514 | $640,000 | $65,057 | $220,000 |
| Debt-To-Income Ratio | 83 | $14,430,000 | $172,793 | $1,330,000 | $48,655 | $137,000 |
| Other | 14 | $1,864,000 | $140,166 | $257,000 | $60,500 | $132,000 |
| Unverifiable Information | 9 | $2,234,000 | $268,857 | $615,000 | $81,571 | $204,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $937,000 | $187,400 | $388,000 | $53,000 | $86,000 |
| Employment History | 2 | $558,000 | $279,000 | $344,000 | $86,000 | $102,000 |
| Credit Application Incomplete | 2 | $640,000 | $320,000 | $500,000 | $93,500 | $105,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ratestar, Inc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ratestar, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.