Rbc Bank (Georgia), N.A. Mortgage Lending & HMDA Data, 2025
In 2025, Rbc Bank (Georgia), N.A. of Raleigh, NC reported 1,276 mortgage applications totaling $586.8 million, down 19% from 2024. The average application was for $459,890, and applicants reported an average income of $280,749. 63% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (92), Houston-The Woodlands-Sugar Land, TX (65) and Atlanta-Sandy Springs-Roswell, GA (60) (applications in parentheses).
| Mortgage Company & Address | Rbc Bank (Georgia), N.A. Raleigh, NC 27607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 1,276 |
| Total Mortgage Loan Application Amount | $586,820,000 |
| Average Mortgage Loan Application Amount | $459,890 |
| Highest Mortgage Loan Application Amount | $4,325,000 |
| Average Applicant Income | $280,749 |
| Highest Applicant Income | $9,020,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Rbc Bank (Georgia), N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 92 | $ 48,250,000 | $ 524,456 | $ 301,000 |
| Outside any metro area | 86 | $ 33,610,000 | $ 390,813 | $ 190,116 |
| Houston-The Woodlands-Sugar Land, TX | 65 | $ 30,165,000 | $ 464,076 | $ 227,000 |
| Atlanta-Sandy Springs-Roswell, GA | 60 | $ 17,190,000 | $ 286,500 | $ 123,000 |
| Orlando-Kissimmee-Sanford, FL | 51 | $ 23,435,000 | $ 459,509 | $ 333,000 |
| Riverside-San Bernardino-Ontario, CA | 45 | $ 21,155,000 | $ 470,111 | $ 259,000 |
| North Port-Sarasota-Bradenton, FL | 44 | $ 18,830,000 | $ 427,954 | $ 280,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 40 | $ 18,880,000 | $ 472,000 | $ 272,000 |
| Cape Coral-Fort Myers, FL | 36 | $ 11,890,000 | $ 330,277 | $ 353,000 |
| Marietta, GA | 36 | $ 12,920,000 | $ 358,888 | $ 194,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 31 | $ 17,325,000 | $ 558,870 | $ 410,000 |
| Las Vegas-Henderson-Paradise, NV | 30 | $ 13,110,000 | $ 437,000 | $ 256,000 |
| Naples-Immokalee-Marco Island, FL | 20 | $ 7,280,000 | $ 364,000 | $ 259,000 |
| Tampa, FL | 20 | $ 8,910,000 | $ 445,500 | $ 308,000 |
| Lakeland-Winter Haven, FL | 19 | $ 4,745,000 | $ 249,736 | $ 142,000 |
| Los Angeles-Long Beach-Glendale, CA | 18 | $ 15,200,000 | $ 844,444 | $ 1,030,000 |
| Miami-Miami Beach-Kendall, FL | 17 | $ 15,025,000 | $ 883,823 | $ 512,000 |
| Warren-Troy-Farmington Hills, MI | 17 | $ 6,425,000 | $ 377,941 | $ 210,000 |
| Chicago-Naperville, IL | 16 | $ 9,310,000 | $ 581,875 | $ 293,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 16 | $ 15,240,000 | $ 952,500 | $ 1,307,000 |
| Bellingham, WA | 15 | $ 7,205,000 | $ 480,333 | $ 296,000 |
| Raleigh, NC | 15 | $ 5,565,000 | $ 371,000 | $ 222,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 14 | $ 4,600,000 | $ 328,571 | $ 161,000 |
| Seattle-Bellevue-Everett, WA | 14 | $ 9,380,000 | $ 670,000 | $ 258,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 13 | $ 2,385,000 | $ 183,461 | $ 140,000 |
| Dallas-Plano-Irving, TX | 13 | $ 9,335,000 | $ 718,076 | $ 725,000 |
| St. Petersburg-Clearwater-Largo, FL | 13 | $ 2,985,000 | $ 229,615 | $ 172,000 |
| Charlotte-Concord-Gastonia, NC-SC | 12 | $ 7,050,000 | $ 587,500 | $ 289,666 |
| New York-Jersey City-White Plains, NY-NJ | 11 | $ 9,075,000 | $ 825,000 | $ 577,090 |
| Anaheim-Santa Ana-Irvine, CA | 10 | $ 6,830,000 | $ 683,000 | $ 289,000 |
| Punta Gorda, FL | 10 | $ 2,660,000 | $ 266,000 | $ 253,000 |
| Fort Worth-Arlington, TX | 9 | $ 6,055,000 | $ 672,777 | $ 468,000 |
| Austin-Round Rock, TX | 8 | $ 4,800,000 | $ 600,000 | $ 246,000 |
| Pittsburgh, PA | 8 | $ 3,000,000 | $ 375,000 | $ 156,000 |
| Boston, MA | 7 | $ 5,245,000 | $ 749,285 | $ 207,000 |
| Denver-Aurora-Lakewood, CO | 7 | $ 6,175,000 | $ 882,142 | $ 399,000 |
| Detroit-Dearborn-Livonia, MI | 7 | $ 1,305,000 | $ 186,428 | $ 201,000 |
| Jacksonville, FL | 7 | $ 2,135,000 | $ 305,000 | $ 264,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 7 | $ 1,545,000 | $ 220,714 | $ 151,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 7 | $ 1,585,000 | $ 226,428 | $ 155,000 |
| Ocala, FL | 7 | $ 1,655,000 | $ 236,428 | $ 197,000 |
| Wildwood-The Villages, FL | 7 | $ 2,555,000 | $ 365,000 | $ 367,000 |
| Cambridge-Newton-Framingham, MA | 6 | $ 3,590,000 | $ 598,333 | $ 268,000 |
| Columbus, OH | 6 | $ 1,640,000 | $ 273,333 | $ 172,000 |
| Greenville-Anderson-Mauldin, SC | 6 | $ 2,000,000 | $ 333,333 | $ 160,000 |
| Oakland-Hayward-Berkeley, CA | 6 | $ 3,560,000 | $ 593,333 | $ 254,000 |
| Cincinnati, OH-KY-IN | 5 | $ 1,175,000 | $ 235,000 | $ 119,600 |
| Knoxville, TN | 5 | $ 1,445,000 | $ 289,000 | $ 244,000 |
| Lakewood-New Brunswick, NJ | 5 | $ 3,855,000 | $ 771,000 | $ 182,000 |
| Palm Bay-Melbourne-Titusville, FL | 5 | $ 615,000 | $ 123,000 | $ 68,000 |
| Port St. Lucie, FL | 5 | $ 2,395,000 | $ 479,000 | $ 213,000 |
| Arlington-Alexandria-Reston, VA-WV | 4 | $ 1,310,000 | $ 327,500 | $ 207,000 |
| Augusta-Richmond County, GA-SC | 4 | $ 2,050,000 | $ 512,500 | $ 335,000 |
| Cleveland, OH | 4 | $ 1,790,000 | $ 447,500 | $ 248,000 |
| Indianapolis-Carmel-Anderson, IN | 4 | $ 1,440,000 | $ 360,000 | $ 214,000 |
| Kahului-Wailuku-Lahaina, HI | 4 | $ 6,870,000 | $ 1,717,500 | $ 465,000 |
| Lake County-Kenosha County, IL-WI | 4 | $ 1,930,000 | $ 482,500 | $ 338,000 |
| Nassau County-Suffolk County, NY | 4 | $ 2,600,000 | $ 650,000 | $ 862,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 4,160,000 | $ 1,040,000 | $ 335,000 |
| Portland-South Portland, ME | 4 | $ 1,610,000 | $ 402,500 | $ 235,000 |
| San Francisco-Redwood City-South San Francisco, CA | 4 | $ 3,200,000 | $ 800,000 | $ 297,000 |
| Tucson, AZ | 4 | $ 1,150,000 | $ 287,500 | $ 124,000 |
| Worcester, MA-CT | 4 | $ 1,540,000 | $ 385,000 | $ 185,000 |
| Bridgeport-Stamford-Norwalk, CT | 3 | $ 3,155,000 | $ 1,051,666 | $ 402,000 |
| Brownsville-Harlingen, TX | 3 | $ 1,045,000 | $ 348,333 | $ 150,000 |
| Canton-Massillon, OH | 3 | $ 515,000 | $ 171,666 | $ 55,000 |
| Fargo, ND-MN | 3 | $ 1,055,000 | $ 351,666 | $ 161,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 1,265,000 | $ 421,666 | $ 386,000 |
| Hartford-West Hartford-East Hartford, CT | 3 | $ 1,005,000 | $ 335,000 | $ 238,000 |
| Kansas City, MO-KS | 3 | $ 1,095,000 | $ 365,000 | $ 159,666 |
| Louisville/Jefferson County, KY-IN | 3 | $ 725,000 | $ 241,666 | $ 97,666 |
| Lynchburg, VA | 3 | $ 805,000 | $ 268,333 | $ 170,000 |
| Macon-Bibb County, GA | 3 | $ 705,000 | $ 235,000 | $ 120,000 |
| Manchester-Nashua, NH | 3 | $ 2,655,000 | $ 885,000 | $ 250,000 |
| Midland, TX | 3 | $ 1,095,000 | $ 365,000 | $ 132,000 |
| Minot, ND | 3 | $ 595,000 | $ 198,333 | $ 113,000 |
| Newark, NJ-PA | 3 | $ 1,765,000 | $ 588,333 | $ 333,000 |
| Reno, NV | 3 | $ 1,955,000 | $ 651,666 | $ 183,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 3 | $ 1,375,000 | $ 458,333 | $ 206,000 |
| San Diego-Carlsbad, CA | 3 | $ 2,525,000 | $ 841,666 | $ 385,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 3,075,000 | $ 1,025,000 | $ 353,000 |
| Tulsa, OK | 3 | $ 795,000 | $ 265,000 | $ 136,000 |
| Urban Honolulu, HI | 3 | $ 2,165,000 | $ 721,666 | $ 282,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 820,000 | $ 410,000 | $ 213,000 |
| Ann Arbor, MI | 2 | $ 780,000 | $ 390,000 | $ 211,000 |
| Barnstable Town, MA | 2 | $ 2,710,000 | $ 1,355,000 | $ 384,000 |
| Boise City, ID | 2 | $ 870,000 | $ 435,000 | $ 140,000 |
| Camden, NJ | 2 | $ 1,240,000 | $ 620,000 | $ 96,000 |
| Charleston-North Charleston, SC | 2 | $ 2,200,000 | $ 1,100,000 | $ 116,000 |
| Columbia, SC | 2 | $ 670,000 | $ 335,000 | $ 122,000 |
| Dayton-Springfield-Kettering, OH | 2 | $ 450,000 | $ 225,000 | $ 123,000 |
| Everett, WA | 2 | $ 560,000 | $ 280,000 | $ 208,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 3,170,000 | $ 1,585,000 | $ 619,000 |
| Kalamazoo-Portage, MI | 2 | $ 330,000 | $ 165,000 | $ 94,000 |
| Mobile, AL | 2 | $ 1,090,000 | $ 545,000 | $ 421,000 |
| Ogden-Clearfield, UT | 2 | $ 1,390,000 | $ 695,000 | $ 223,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 950,000 | $ 475,000 | $ 350,000 |
| Pinehurst-Southern Pines, NC | 2 | $ 840,000 | $ 420,000 | $ 160,000 |
| Prescott Valley-Prescott, AZ | 2 | $ 720,000 | $ 360,000 | $ 160,000 |
| Redding, CA | 2 | $ 710,000 | $ 355,000 | $ 125,000 |
| Rochester, MN | 2 | $ 550,000 | $ 275,000 | $ 327,000 |
| Rockford, IL | 2 | $ 560,000 | $ 280,000 | $ 170,000 |
| Salt Lake City, UT | 2 | $ 710,000 | $ 355,000 | $ 153,000 |
| San Rafael, CA | 2 | $ 1,060,000 | $ 530,000 | $ 213,000 |
| Sebastian-Vero Beach, FL | 2 | $ 290,000 | $ 145,000 | $ 162,000 |
| St. Louis, MO-IL | 2 | $ 300,000 | $ 150,000 | $ 409,000 |
| Stockton-Lodi, CA | 2 | $ 230,000 | $ 115,000 | $ 128,000 |
| Syracuse, NY | 2 | $ 980,000 | $ 490,000 | $ 225,000 |
| Washington-Baltimore-Arlington, DC | 2 | $ 1,090,000 | $ 545,000 | $ 190,000 |
| Wilmington, NC | 2 | $ 390,000 | $ 195,000 | $ 92,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 220,000 | $ 110,000 | $ 97,000 |
| Abilene, TX | 1 | $ 405,000 | $ 405,000 | $ 145,000 |
| Akron, OH | 1 | $ 35,000 | $ 35,000 | $ 124,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 105,000 | $ 105,000 | $ 142,000 |
| Amherst Town-Northampton, MA | 1 | $ 325,000 | $ 325,000 | $ 250,000 |
| Anchorage, AK | 1 | $ 125,000 | $ 125,000 | $ 95,000 |
| Athens-Clarke County, GA | 1 | $ 265,000 | $ 265,000 | $ 113,000 |
| Bakersfield, CA | 1 | $ 295,000 | $ 295,000 | $ 99,000 |
| Baltimore-Columbia-Towson, MD | 1 | $ 375,000 | $ 375,000 | $ 253,000 |
| Baton Rouge, LA | 1 | $ 225,000 | $ 225,000 | $ 163,000 |
| Beaumont-Port Arthur, TX | 1 | $ 275,000 | $ 275,000 | $ 137,000 |
| Bend-Redmond, OR | 1 | $ 365,000 | $ 365,000 | $ 183,000 |
| Billings, MT | 1 | $ 555,000 | $ 555,000 | $ 234,000 |
| Binghamton, NY | 1 | $ 285,000 | $ 285,000 | $ 100,000 |
| Burlington-South Burlington, VT | 1 | $ 115,000 | $ 115,000 | $ 190,000 |
| Cedar Rapids, IA | 1 | $ 295,000 | $ 295,000 | $ 102,000 |
| Champaign-Urbana, IL | 1 | $ 245,000 | $ 245,000 | $ 89,000 |
| Charleston, WV | 1 | $ 495,000 | $ 495,000 | $ 319,000 |
| College Station-Bryan, TX | 1 | $ 265,000 | $ 265,000 | $ 197,000 |
| Colorado Springs, CO | 1 | $ 415,000 | $ 415,000 | $ 127,000 |
| Columbus, GA-AL | 1 | $ 195,000 | $ 195,000 | $ 117,000 |
| Corpus Christi, TX | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 495,000 | $ 495,000 | $ 325,000 |
| Decatur, AL | 1 | $ 425,000 | $ 425,000 | $ 361,000 |
| Des Moines-West Des Moines, IA | 1 | $ 165,000 | $ 165,000 | $ 168,000 |
| Elgin, IL | 1 | $ 335,000 | $ 335,000 | $ 142,000 |
| Eugene, OR | 1 | $ 665,000 | $ 665,000 | $ 227,000 |
| Flint, MI | 1 | $ 315,000 | $ 315,000 | $ 231,000 |
| Fresno, CA | 1 | $ 365,000 | $ 365,000 | $ 112,000 |
| Glens Falls, NY | 1 | $ 335,000 | $ 335,000 | $ 142,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| Great Falls, MT | 1 | $ 175,000 | $ 175,000 | $ 104,000 |
| Greeley, CO | 1 | $ 545,000 | $ 545,000 | $ 182,000 |
| Homosassa Springs, FL | 1 | $ 135,000 | $ 135,000 | $ 92,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Jackson, MI | 1 | $ 355,000 | $ 355,000 | $ 244,000 |
| Johnson City, TN | 1 | $ 555,000 | $ 555,000 | $ 170,000 |
| Joplin, MO | 1 | $ 265,000 | $ 265,000 | $ 104,000 |
| Kennewick-Richland, WA | 1 | $ 535,000 | $ 535,000 | $ 155,000 |
| Kingston, NY | 1 | $ 625,000 | $ 625,000 | $ 303,000 |
| Lafayette-West Lafayette, IN | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 665,000 | $ 665,000 | $ 230,000 |
| Lawrence, KS | 1 | $ 175,000 | $ 175,000 | $ 219,000 |
| Lexington-Fayette, KY | 1 | $ 285,000 | $ 285,000 | $ 123,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 335,000 | $ 335,000 | $ 177,000 |
| Lubbock, TX | 1 | $ 345,000 | $ 345,000 | $ 164,000 |
| Madison, WI | 1 | $ 575,000 | $ 575,000 | $ 184,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 145,000 | $ 145,000 | $ 195,000 |
| Modesto, CA | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Muskegon, MI | 1 | $ 325,000 | $ 325,000 | $ 98,000 |
| Napa, CA | 1 | $ 1,595,000 | $ 1,595,000 | $ 726,000 |
| New Haven-Milford, CT | 1 | $ 705,000 | $ 705,000 | $ 546,000 |
| Panama City, FL | 1 | $ 105,000 | $ 105,000 | $ 134,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Provo-Orem, UT | 1 | $ 455,000 | $ 455,000 | $ 200,000 |
| Reading, PA | 1 | $ 125,000 | $ 125,000 | $ 95,000 |
| Richmond, VA | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| Rochester, NY | 1 | $ 145,000 | $ 145,000 | $ 87,000 |
| Salinas, CA | 1 | $ 305,000 | $ 305,000 | $ 112,000 |
| San Angelo, TX | 1 | $ 275,000 | $ 275,000 | $ 104,000 |
| San Antonio-New Braunfels, TX | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 1,685,000 | $ 1,685,000 | $ 344,000 |
| Sherman-Denison, TX | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Shreveport-Bossier City, LA | 1 | $ 405,000 | $ 405,000 | $ 155,000 |
| Sioux City, IA-NE-SD | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 295,000 | $ 295,000 | $ 151,000 |
| Springfield, MA | 1 | $ 755,000 | $ 755,000 | $ 330,000 |
| Springfield, MO | 1 | $ 205,000 | $ 205,000 | $ 138,000 |
| St. George, UT | 1 | $ 235,000 | $ 235,000 | $ 153,000 |
| State College, PA | 1 | $ 315,000 | $ 315,000 | $ 140,000 |
| Tacoma-Lakewood, WA | 1 | $ 365,000 | $ 365,000 | $ 281,000 |
| Terre Haute, IN | 1 | $ 85,000 | $ 85,000 | $ 162,000 |
| Toledo, OH | 1 | $ 265,000 | $ 265,000 | $ 135,000 |
| Tuscaloosa, AL | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 705,000 | $ 705,000 | $ 853,000 |
| Waco, TX | 1 | $ 255,000 | $ 255,000 | $ 103,000 |
| Watertown-Fort Drum, NY | 1 | $ 215,000 | $ 215,000 | $ 198,000 |
| Wenatchee, WA | 1 | $ 305,000 | $ 305,000 | $ 140,000 |
| Wichita, KS | 1 | $ 405,000 | $ 405,000 | $ 165,000 |
| Williamsport, PA | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Wilmington, DE-MD-NJ | 1 | $ 495,000 | $ 495,000 | $ 235,000 |
| Winchester, VA-WV | 1 | $ 1,145,000 | $ 1,145,000 | $ 1,275,000 |
| Winston-Salem, NC | 1 | $ 345,000 | $ 345,000 | $ 220,000 |
| Yuma, AZ | 1 | $ 225,000 | $ 225,000 | $ 145,000 |
Mortgage Loan Application Detail Totals for Rbc Bank (Georgia), N.A. in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 827 | $407,665,000 | $492,000 | $4,325,000 | $298,000 | $9,020,000 |
| Cash-out Refinancing | 259 | $121,255,000 | $468,000 | $3,265,000 | $282,000 | $4,757,000 |
| Home Improvement | 148 | $38,640,000 | $261,000 | $2,505,000 | $178,000 | $889,000 |
| Refinancing | 24 | $12,400,000 | $516,000 | $1,785,000 | $268,000 | $1,343,000 |
| Other Purpose | 18 | $6,860,000 | $381,000 | $1,565,000 | $332,000 | $1,636,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 717 | $328,535,000 | $458,000 | $3,325,000 | $294,000 | $7,500,000 |
| Not Provided | 242 | $134,340,000 | $555,000 | $4,325,000 | $341,000 | $9,020,000 |
| Asian | 169 | $76,105,000 | $450,000 | $2,005,000 | $248,000 | $5,922,000 |
| Not applicable | 63 | $19,145,000 | $303,000 | $575,000 | $118,000 | $550,000 |
| Hispanic | 40 | $15,250,000 | $381,000 | $2,095,000 | $214,000 | $1,003,000 |
| Black or African American | 39 | $11,665,000 | $299,000 | $745,000 | $144,000 | $575,000 |
| American Indian or Alaskan Native | 5 | $1,645,000 | $329,000 | $725,000 | $181,000 | $428,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $135,000 | $135,000 | $135,000 | $138,000 | $138,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,276 | $586,820,000 | $459,000 | $4,325,000 | $281,000 | $9,020,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 801 | $380,785,000 | $475,000 | $3,675,000 | $320,000 | $7,740,000 |
| Application Denied By Financial Institution | 195 | $91,755,000 | $470,000 | $4,325,000 | $167,000 | $1,343,000 |
| Application Withdrawn By Applicant | 181 | $79,105,000 | $437,000 | $3,955,000 | $294,000 | $9,020,000 |
| Loan Purchased By The Institution | 60 | $18,550,000 | $309,000 | $575,000 | $118,000 | $550,000 |
| File Closed For Incompleteness | 28 | $12,500,000 | $446,000 | $2,505,000 | $231,000 | $828,000 |
| Application Approved But Not Accepted | 11 | $4,125,000 | $375,000 | $835,000 | $225,000 | $463,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,081 | $495,065,000 | $457,000 | $3,955,000 | $301,000 | $9,020,000 |
| Debt-To-Income Ratio | 156 | $75,430,000 | $483,000 | $4,325,000 | $155,000 | $1,343,000 |
| Collateral | 12 | $5,270,000 | $439,000 | $2,005,000 | $292,000 | $838,000 |
| Credit History | 11 | $3,845,000 | $349,000 | $885,000 | $154,000 | $312,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,645,000 | $377,000 | $725,000 | $171,000 | $324,000 |
| Credit Application Incomplete | 3 | $3,255,000 | $1,085,000 | $1,845,000 | $372,000 | $528,000 |
| Unverifiable Information | 3 | $1,075,000 | $358,000 | $435,000 | $135,000 | $150,000 |
| Other | 2 | $140,000 | $70,000 | $105,000 | $251,000 | $280,000 |
| Employment History | 1 | $95,000 | $95,000 | $95,000 | $36,000 | $36,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Rbc Bank (Georgia), N.A.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Rbc Bank (Georgia), N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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