Regent Financial Group, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Regent Financial Group, Inc. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Regent Financial Group, Inc. 1910 S 72Nd Street, Ste. 103 Elkhorn, NE 68135 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 1,781 |
| Total Mortgage Loan Application Amount | $264,898,000 |
| Average Mortgage Loan Application Amount | $150,000 |
| Highest Mortgage Loan Application Amount | $3,102,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $393,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Regent Financial Group, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Regent Financial Group, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Regent Financial Group, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Regent Financial Group, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Regent Financial Group, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Regent Financial Group, Inc.'s mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 608 | $ 87,339,000 | $ 143,000 | $ 69,000 |
| Sedgwick County Kansas | 330 | $ 48,009,000 | $ 145,000 | $ 63,000 |
| Sarpy County Nebraska | 201 | $ 34,296,000 | $ 170,000 | $ 81,000 |
| Lancaster County Nebraska | 99 | $ 14,580,000 | $ 147,000 | $ 67,000 |
| Tulsa County Oklahoma | 66 | $ 9,965,000 | $ 150,000 | $ 66,000 |
| Pottawattamie County Iowa | 51 | $ 7,720,000 | $ 151,000 | $ 58,000 |
| Scott County Iowa | 45 | $ 6,896,000 | $ 153,000 | $ 79,000 |
| Rock Island County Illinois | 31 | $ 3,734,000 | $ 120,000 | $ 56,000 |
| Oklahoma County Oklahoma | 30 | $ 4,477,000 | $ 149,000 | $ 63,000 |
| Cass County Nebraska | 23 | $ 4,004,000 | $ 174,000 | $ 88,000 |
| Butler County Kansas | 19 | $ 3,593,000 | $ 189,000 | $ 88,000 |
| Rogers County Oklahoma | 19 | $ 2,957,000 | $ 155,000 | $ 70,000 |
| Washington County Nebraska | 17 | $ 2,982,000 | $ 175,000 | $ 75,000 |
| Muscatine County Iowa | 13 | $ 1,621,000 | $ 124,000 | $ 61,000 |
| Dodge County Nebraska | 12 | $ 1,049,000 | $ 87,000 | $ 38,000 |
| Johnson County Kansas | 11 | $ 2,472,000 | $ 224,000 | $ 96,000 |
| Cleveland County Oklahoma | 9 | $ 1,363,000 | $ 151,000 | $ 85,000 |
| Saunders County Nebraska | 8 | $ 901,000 | $ 112,000 | $ 65,000 |
| Anchorage County Alaska | 7 | $ 2,255,000 | $ 322,000 | $ 93,000 |
| Polk County Iowa | 7 | $ 858,000 | $ 122,000 | $ 49,000 |
| Platte County Nebraska | 7 | $ 428,000 | $ 61,000 | $ 46,000 |
| Mills County Iowa | 6 | $ 1,148,000 | $ 191,000 | $ 87,000 |
| Madison County Nebraska | 6 | $ 763,000 | $ 127,000 | $ 52,000 |
| Sumner County Kansas | 5 | $ 671,000 | $ 134,000 | $ 65,000 |
| Saline County Nebraska | 5 | $ 772,000 | $ 154,000 | $ 75,000 |
| Henry County Illinois | 4 | $ 698,000 | $ 174,000 | $ 71,000 |
| Montgomery County Iowa | 4 | $ 208,000 | $ 52,000 | $ 35,000 |
| Cowley County Kansas | 4 | $ 331,000 | $ 82,000 | $ 53,000 |
| Dawson County Nebraska | 4 | $ 396,000 | $ 99,000 | $ 68,000 |
| Hall County Nebraska | 4 | $ 616,000 | $ 154,000 | $ 71,000 |
| Otoe County Nebraska | 4 | $ 595,000 | $ 148,000 | $ 86,000 |
| Dubuque County Iowa | 3 | $ 290,000 | $ 96,000 | $ 39,000 |
| Jackson County Iowa | 3 | $ 354,000 | $ 118,000 | $ 51,000 |
| Kingman County Kansas | 3 | $ 500,000 | $ 166,000 | $ 90,000 |
| Riley County Kansas | 3 | $ 374,000 | $ 124,000 | $ 41,000 |
| Burt County Nebraska | 3 | $ 464,000 | $ 154,000 | $ 72,000 |
| Scotts Bluff County Nebraska | 3 | $ 351,000 | $ 117,000 | $ 65,000 |
| York County Nebraska | 3 | $ 308,000 | $ 102,000 | $ 50,000 |
| Wagoner County Oklahoma | 3 | $ 426,000 | $ 142,000 | $ 56,000 |
| Clinton County Iowa | 2 | $ 339,000 | $ 169,000 | $ 57,000 |
| Douglas County Kansas | 2 | $ 276,000 | $ 138,000 | $ 18,000 |
| Finney County Kansas | 2 | $ 256,000 | $ 128,000 | $ 54,000 |
| Harvey County Kansas | 2 | $ 200,000 | $ 100,000 | $ 15,000 |
| McPherson County Kansas | 2 | $ 329,000 | $ 164,000 | $ 56,000 |
| Miami County Kansas | 2 | $ 499,000 | $ 249,000 | $ 113,000 |
| Morris County Kansas | 2 | $ 212,000 | $ 106,000 | $ 148,000 |
| Reno County Kansas | 2 | $ 205,000 | $ 102,000 | $ 43,000 |
| Woodson County Kansas | 2 | $ 107,000 | $ 53,000 | $ 37,000 |
| Wyandotte County Kansas | 2 | $ 244,000 | $ 122,000 | $ 35,000 |
| Jackson County Missouri | 2 | $ 231,000 | $ 115,000 | $ 49,000 |
| Adams County Nebraska | 2 | $ 302,000 | $ 151,000 | $ 67,000 |
| Buffalo County Nebraska | 2 | $ 257,000 | $ 128,000 | $ 69,000 |
| Johnson County Nebraska | 2 | $ 242,000 | $ 121,000 | $ 37,000 |
| Red Willow County Nebraska | 2 | $ 289,000 | $ 144,000 | $ 89,000 |
| Seward County Nebraska | 2 | $ 351,000 | $ 175,000 | $ 61,000 |
| Creek County Oklahoma | 2 | $ 229,000 | $ 114,000 | $ 18,000 |
| Washington County Oklahoma | 2 | $ 373,000 | $ 186,000 | $ 106,000 |
| Carroll County Illinois | 1 | $ 263,000 | $ 263,000 | $ 146,000 |
| Whiteside County Illinois | 1 | $ 79,000 | $ 79,000 | $ 47,000 |
| Cedar County Iowa | 1 | $ 120,000 | $ 120,000 | $ 88,000 |
| Crawford County Iowa | 1 | $ 130,000 | $ 130,000 | $ 66,000 |
| Dallas County Iowa | 1 | $ 180,000 | $ 180,000 | $ 119,000 |
| Harrison County Iowa | 1 | $ 258,000 | $ 258,000 | $ 143,000 |
| Jefferson County Iowa | 1 | $ 120,000 | $ 120,000 | $ 37,000 |
| Lee County Iowa | 1 | $ 172,000 | $ 172,000 | $ 67,000 |
| Louisa County Iowa | 1 | $ 117,000 | $ 117,000 | $ 40,000 |
| Warren County Iowa | 1 | $ 280,000 | $ 280,000 | $ 101,000 |
| Woodbury County Iowa | 1 | $ 50,000 | $ 50,000 | $ 41,000 |
| Allen County Kansas | 1 | $ 118,000 | $ 118,000 | $ 65,000 |
| Ellsworth County Kansas | 1 | $ 92,000 | $ 92,000 | $ 55,000 |
| Franklin County Kansas | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Jefferson County Kansas | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Labette County Kansas | 1 | $ 118,000 | $ 118,000 | $ 64,000 |
| Leavenworth County Kansas | 1 | $ 240,000 | $ 240,000 | $ 141,000 |
| Linn County Kansas | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Lyon County Kansas | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| Ottawa County Kansas | 1 | $ 238,000 | $ 238,000 | $ 80,000 |
| Rice County Kansas | 1 | $ 46,000 | $ 46,000 | $ 55,000 |
| Saline County Kansas | 1 | $ 116,000 | $ 116,000 | $ 51,000 |
| Wilson County Kansas | 1 | $ 137,000 | $ 137,000 | $ 102,000 |
| Barry County Missouri | 1 | $ 139,000 | $ 139,000 | $ 60,000 |
| Christian County Missouri | 1 | $ 243,000 | $ 243,000 | $ 84,000 |
| St. Louis County Missouri | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Stone County Missouri | 1 | $ 130,000 | $ 130,000 | $ 111,000 |
| Cedar County Nebraska | 1 | $ 131,000 | $ 131,000 | $ 88,000 |
| Colfax County Nebraska | 1 | $ 88,000 | $ 88,000 | $ 48,000 |
| Cuming County Nebraska | 1 | $ 178,000 | $ 178,000 | $ 73,000 |
| Gage County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Garfield County Nebraska | 1 | $ 71,000 | $ 71,000 | $ 145,000 |
| Lincoln County Nebraska | 1 | $ 162,000 | $ 162,000 | $ 94,000 |
| Nemaha County Nebraska | 1 | $ 53,000 | $ 53,000 | $ 49,000 |
| Phelps County Nebraska | 1 | $ 354,000 | $ 354,000 | $ 147,000 |
| Richardson County Nebraska | 1 | $ 179,000 | $ 179,000 | $ 163,000 |
| Canadian County Oklahoma | 1 | $ 430,000 | $ 430,000 | $ 103,000 |
| Kay County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| McClain County Oklahoma | 1 | $ 134,000 | $ 134,000 | $ 28,000 |
| Muskogee County Oklahoma | 1 | $ 126,000 | $ 126,000 | $ 34,000 |
| Payne County Oklahoma | 1 | $ 117,000 | $ 117,000 | $ 64,000 |
| Woodward County Oklahoma | 1 | $ 180,000 | $ 180,000 | $ 33,000 |
| Bell County Texas | 1 | $ 88,000 | $ 88,000 | $ 41,000 |
Mortgage Loan Application Detail Totals for Regent Financial Group, Inc. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,163 | $168,463,000 | $144,000 | $649,000 | $67,000 | $393,000 |
| Refinancing | 618 | $96,435,000 | $156,000 | $3,102,000 | $71,000 | $368,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,552 | $231,814,000 | $149,000 | $3,102,000 | $69,000 | $393,000 |
| Hispanic | 86 | $11,021,000 | $128,000 | $540,000 | $51,000 | $157,000 |
| Black or African American | 78 | $11,990,000 | $153,000 | $405,000 | $72,000 | $288,000 |
| Not Provided | 32 | $4,452,000 | $139,000 | $276,000 | $62,000 | $168,000 |
| Asian | 21 | $3,477,000 | $165,000 | $396,000 | $81,000 | $289,000 |
| American Indian or Alaskan Native | 7 | $1,353,000 | $193,000 | $320,000 | $62,000 | $81,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $791,000 | $158,000 | $263,000 | $98,000 | $205,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 743 | $110,729,000 | $149,000 | $3,102,000 | $79,000 | $393,000 |
| FHA-insured (Federal Housing Administration) | 733 | $98,162,000 | $133,000 | $310,000 | $55,000 | $339,000 |
| VA-guaranteed (Veterans Administration) | 272 | $52,086,000 | $191,000 | $649,000 | $77,000 | $362,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 33 | $3,921,000 | $118,000 | $271,000 | $50,000 | $77,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,256 | $188,426,000 | $150,000 | $540,000 | $70,000 | $393,000 |
| Application Withdrawn By Applicant | 409 | $62,590,000 | $153,000 | $3,102,000 | $68,000 | $360,000 |
| Application Denied By Financial Institution | 106 | $12,437,000 | $117,000 | $363,000 | $52,000 | $165,000 |
| File Closed For Incompleteness | 8 | $1,039,000 | $129,000 | $284,000 | $86,000 | $267,000 |
| Preapproval Denied by Financial Institution | 2 | $406,000 | $203,000 | $259,000 | $40,000 | $46,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 67 | $8,060,000 | $120,000 | $303,000 | $52,000 | $148,000 |
| Debt-To-Income Ratio | 19 | $2,287,000 | $120,000 | $363,000 | $40,000 | $72,000 |
| Other | 10 | $1,264,000 | $126,000 | $256,000 | $71,000 | $165,000 |
| Employment History | 5 | $344,000 | $68,000 | $120,000 | $42,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Regent Financial Group, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Regent Financial Group, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.