Regent Financial Group Mortgage Lending & HMDA Data, 2015

In 2015, Regent Financial Group of Omaha, NE reported 1,781 mortgage applications totaling $264.9 million. The average application was for $148,735, and applicants reported an average income of $68,387. 71% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (915), Wichita, KS (359) and Lincoln, NE (101) (applications in parentheses).

Mortgage Company & Address Regent Financial Group
1910 S 72nd Street, Ste. 103
Omaha, NE 68135
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 1,781
Total Mortgage Loan Application Amount $264,898,000
Average Mortgage Loan Application Amount $148,735
Highest Mortgage Loan Application Amount $3,102,000
Average Applicant Income $68,387
Highest Applicant Income $393,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Regent Financial Group filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Regent Financial Group by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Douglas, Nebraska 608 $ 87,339,000 $ 143,649 $ 69,000
Sedgwick, Kansas 330 $ 48,009,000 $ 145,481 $ 63,000
Sarpy, Nebraska 201 $ 34,296,000 $ 170,626 $ 81,000
Lancaster, Nebraska 99 $ 14,580,000 $ 147,272 $ 67,000
Tulsa, Oklahoma 66 $ 9,965,000 $ 150,984 $ 66,000
Pottawattamie, Iowa 51 $ 7,720,000 $ 151,372 $ 58,000
Scott, Iowa 45 $ 6,896,000 $ 153,244 $ 79,000
Rock Island, Illinois 31 $ 3,734,000 $ 120,451 $ 56,000
Oklahoma, Oklahoma 30 $ 4,477,000 $ 149,233 $ 63,000
Cass, Nebraska 23 $ 4,004,000 $ 174,086 $ 88,000
Butler, Kansas 19 $ 3,593,000 $ 189,105 $ 88,000
Rogers, Oklahoma 19 $ 2,957,000 $ 155,631 $ 70,000
Washington, Nebraska 17 $ 2,982,000 $ 175,411 $ 75,000
Muscatine, Iowa 13 $ 1,621,000 $ 124,692 $ 61,000
Dodge, Nebraska 12 $ 1,049,000 $ 87,416 $ 38,000
Johnson, Kansas 11 $ 2,472,000 $ 224,727 $ 96,000
Cleveland, Oklahoma 9 $ 1,363,000 $ 151,444 $ 85,000
Saunders, Nebraska 8 $ 901,000 $ 112,625 $ 65,000
Anchorage, Alaska 7 $ 2,255,000 $ 322,142 $ 93,000
Polk, Iowa 7 $ 858,000 $ 122,571 $ 49,000
Platte, Nebraska 7 $ 428,000 $ 61,142 $ 46,000
Mills, Iowa 6 $ 1,148,000 $ 191,333 $ 87,000
Madison, Nebraska 6 $ 763,000 $ 127,166 $ 52,000
Sumner, Kansas 5 $ 671,000 $ 134,200 $ 65,000
Saline, Nebraska 5 $ 772,000 $ 154,400 $ 75,000
Henry, Illinois 4 $ 698,000 $ 174,500 $ 71,000
Montgomery, Iowa 4 $ 208,000 $ 52,000 $ 35,000
Cowley, Kansas 4 $ 331,000 $ 82,750 $ 53,000
Dawson, Nebraska 4 $ 396,000 $ 99,000 $ 68,000
Hall, Nebraska 4 $ 616,000 $ 154,000 $ 71,000
Otoe, Nebraska 4 $ 595,000 $ 148,750 $ 86,000
Dubuque, Iowa 3 $ 290,000 $ 96,666 $ 39,000
Jackson, Iowa 3 $ 354,000 $ 118,000 $ 51,000
Kingman, Kansas 3 $ 500,000 $ 166,666 $ 90,000
Riley, Kansas 3 $ 374,000 $ 124,666 $ 41,000
Burt, Nebraska 3 $ 464,000 $ 154,666 $ 72,000
Scotts Bluff, Nebraska 3 $ 351,000 $ 117,000 $ 65,000
York, Nebraska 3 $ 308,000 $ 102,666 $ 50,000
Wagoner, Oklahoma 3 $ 426,000 $ 142,000 $ 56,000
Clinton, Iowa 2 $ 339,000 $ 169,500 $ 57,000
Douglas, Kansas 2 $ 276,000 $ 138,000 $ 18,000
Finney, Kansas 2 $ 256,000 $ 128,000 $ 54,000
Harvey, Kansas 2 $ 200,000 $ 100,000 $ 15,000
McPherson, Kansas 2 $ 329,000 $ 164,500 $ 56,000
Miami, Kansas 2 $ 499,000 $ 249,500 $ 113,000
Morris, Kansas 2 $ 212,000 $ 106,000 $ 148,000
Reno, Kansas 2 $ 205,000 $ 102,500 $ 43,000
Woodson, Kansas 2 $ 107,000 $ 53,500 $ 37,000
Wyandotte, Kansas 2 $ 244,000 $ 122,000 $ 35,000
Jackson, Missouri 2 $ 231,000 $ 115,500 $ 49,000
Adams, Nebraska 2 $ 302,000 $ 151,000 $ 67,000
Buffalo, Nebraska 2 $ 257,000 $ 128,500 $ 69,000
Johnson, Nebraska 2 $ 242,000 $ 121,000 $ 37,000
Red Willow, Nebraska 2 $ 289,000 $ 144,500 $ 89,000
Seward, Nebraska 2 $ 351,000 $ 175,500 $ 61,000
Creek, Oklahoma 2 $ 229,000 $ 114,500 $ 18,000
Washington, Oklahoma 2 $ 373,000 $ 186,500 $ 106,000
Carroll, Illinois 1 $ 263,000 $ 263,000 $ 146,000
Whiteside, Illinois 1 $ 79,000 $ 79,000 $ 47,000
Cedar, Iowa 1 $ 120,000 $ 120,000 $ 88,000
Crawford, Iowa 1 $ 130,000 $ 130,000 $ 66,000
Dallas, Iowa 1 $ 180,000 $ 180,000 $ 119,000
Harrison, Iowa 1 $ 258,000 $ 258,000 $ 143,000
Jefferson, Iowa 1 $ 120,000 $ 120,000 $ 37,000
Lee, Iowa 1 $ 172,000 $ 172,000 $ 67,000
Louisa, Iowa 1 $ 117,000 $ 117,000 $ 40,000
Warren, Iowa 1 $ 280,000 $ 280,000 $ 101,000
Woodbury, Iowa 1 $ 50,000 $ 50,000 $ 41,000
Allen, Kansas 1 $ 118,000 $ 118,000 $ 65,000
Ellsworth, Kansas 1 $ 92,000 $ 92,000 $ 55,000
Franklin, Kansas 1 $ 102,000 $ 102,000 $ 0
Jefferson, Kansas 1 $ 86,000 $ 86,000 $ 0
Labette, Kansas 1 $ 118,000 $ 118,000 $ 64,000
Leavenworth, Kansas 1 $ 240,000 $ 240,000 $ 141,000
Linn, Kansas 1 $ 204,000 $ 204,000 $ 0
Lyon, Kansas 1 $ 175,000 $ 175,000 $ 43,000
Ottawa, Kansas 1 $ 238,000 $ 238,000 $ 80,000
Rice, Kansas 1 $ 46,000 $ 46,000 $ 55,000
Saline, Kansas 1 $ 116,000 $ 116,000 $ 51,000
Wilson, Kansas 1 $ 137,000 $ 137,000 $ 102,000
Barry, Missouri 1 $ 139,000 $ 139,000 $ 60,000
Christian, Missouri 1 $ 243,000 $ 243,000 $ 84,000
St. Louis, Missouri 1 $ 215,000 $ 215,000 $ 60,000
Stone, Missouri 1 $ 130,000 $ 130,000 $ 111,000
Cedar, Nebraska 1 $ 131,000 $ 131,000 $ 88,000
Colfax, Nebraska 1 $ 88,000 $ 88,000 $ 48,000
Cuming, Nebraska 1 $ 178,000 $ 178,000 $ 73,000
Gage, Nebraska 1 $ 95,000 $ 95,000 $ 42,000
Garfield, Nebraska 1 $ 71,000 $ 71,000 $ 145,000
Lincoln, Nebraska 1 $ 162,000 $ 162,000 $ 94,000
Nemaha, Nebraska 1 $ 53,000 $ 53,000 $ 49,000
Phelps, Nebraska 1 $ 354,000 $ 354,000 $ 147,000
Richardson, Nebraska 1 $ 179,000 $ 179,000 $ 163,000
Canadian, Oklahoma 1 $ 430,000 $ 430,000 $ 103,000
Kay, Oklahoma 1 $ 145,000 $ 145,000 $ 61,000
McClain, Oklahoma 1 $ 134,000 $ 134,000 $ 28,000
Muskogee, Oklahoma 1 $ 126,000 $ 126,000 $ 34,000
Payne, Oklahoma 1 $ 117,000 $ 117,000 $ 64,000
Woodward, Oklahoma 1 $ 180,000 $ 180,000 $ 33,000
Bell, Texas 1 $ 88,000 $ 88,000 $ 41,000

Mortgage Loan Application Detail Totals for Regent Financial Group in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,163 $168,463,000 $144,000 $649,000 $67,000 $393,000
Refinancing 618 $96,435,000 $156,000 $3,102,000 $71,000 $368,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,552 $231,814,000 $149,000 $3,102,000 $69,000 $393,000
Hispanic 86 $11,021,000 $128,000 $540,000 $51,000 $157,000
Black or African American 78 $11,990,000 $153,000 $405,000 $72,000 $288,000
Not Provided 32 $4,452,000 $139,000 $276,000 $62,000 $168,000
Asian 21 $3,477,000 $165,000 $396,000 $81,000 $289,000
American Indian or Alaskan Native 7 $1,353,000 $193,000 $320,000 $62,000 $81,000
Native Hawaiian or Other Pacific Islander 5 $791,000 $158,000 $263,000 $98,000 $205,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 743 $110,729,000 $149,000 $3,102,000 $79,000 $393,000
FHA-insured (Federal Housing Administration) 733 $98,162,000 $133,000 $310,000 $55,000 $339,000
VA-guaranteed (Veterans Administration) 272 $52,086,000 $191,000 $649,000 $77,000 $362,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 33 $3,921,000 $118,000 $271,000 $50,000 $77,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,256 $188,426,000 $150,000 $540,000 $70,000 $393,000
Application Withdrawn By Applicant 409 $62,590,000 $153,000 $3,102,000 $68,000 $360,000
Application Denied By Financial Institution 106 $12,437,000 $117,000 $363,000 $52,000 $165,000
File Closed For Incompleteness 8 $1,039,000 $129,000 $284,000 $86,000 $267,000
Preapproval Denied by Financial Institution 2 $406,000 $203,000 $259,000 $40,000 $46,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 67 $8,060,000 $120,000 $303,000 $52,000 $148,000
Debt-To-Income Ratio 19 $2,287,000 $120,000 $363,000 $40,000 $72,000
Other 10 $1,264,000 $126,000 $256,000 $71,000 $165,000
Employment History 5 $344,000 $68,000 $120,000 $42,000 $75,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Regent Financial Group's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Regent Financial Group's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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