Regent Financial Group Mortgage Lending & HMDA Data, 2016
In 2016, Regent Financial Group of Omaha, NE reported 2,223 mortgage applications totaling $336.2 million, up 25% from 2015. The average application was for $151,229, and applicants reported an average income of $63,738. 44% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (738), Wichita, KS (311) and Lincoln, NE (84) (applications in parentheses).
| Mortgage Company & Address | Regent Financial Group 1910 S 72nd Street, Ste. 103 Omaha, NE 68135 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 2,223 |
| Total Mortgage Loan Application Amount | $336,183,000 |
| Average Mortgage Loan Application Amount | $151,229 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $63,738 |
| Highest Applicant Income | $800,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Regent Financial Group filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas, Nebraska | 478 | $ 75,652,000 | $ 158,267 | $ 76,000 |
| Sedgwick, Kansas | 275 | $ 37,539,000 | $ 136,505 | $ 55,000 |
| Sarpy, Nebraska | 194 | $ 34,051,000 | $ 175,520 | $ 73,000 |
| Lancaster, Nebraska | 82 | $ 12,226,000 | $ 149,097 | $ 63,000 |
| Tulsa, Oklahoma | 51 | $ 8,545,000 | $ 167,549 | $ 70,000 |
| Cass, Nebraska | 26 | $ 4,040,000 | $ 155,384 | $ 68,000 |
| Butler, Kansas | 22 | $ 3,286,000 | $ 149,363 | $ 62,000 |
| Pottawattamie, Iowa | 18 | $ 2,768,000 | $ 153,777 | $ 67,000 |
| Scott, Iowa | 15 | $ 2,496,000 | $ 166,400 | $ 63,000 |
| Dodge, Nebraska | 15 | $ 1,719,000 | $ 114,600 | $ 51,000 |
| Rogers, Oklahoma | 12 | $ 2,029,000 | $ 169,083 | $ 64,000 |
| Saunders, Nebraska | 9 | $ 1,491,000 | $ 165,666 | $ 104,000 |
| Washington, Nebraska | 9 | $ 1,549,000 | $ 172,111 | $ 80,000 |
| Oklahoma, Oklahoma | 9 | $ 1,596,000 | $ 177,333 | $ 24,000 |
| Wagoner, Oklahoma | 8 | $ 1,391,000 | $ 173,875 | $ 80,000 |
| Harvey, Kansas | 7 | $ 997,000 | $ 142,428 | $ 66,000 |
| Johnson, Kansas | 7 | $ 1,530,000 | $ 218,571 | $ 86,000 |
| Sumner, Kansas | 7 | $ 856,000 | $ 122,285 | $ 53,000 |
| Rock Island, Illinois | 6 | $ 941,000 | $ 156,833 | $ 66,000 |
| Platte, Nebraska | 6 | $ 853,000 | $ 142,166 | $ 66,000 |
| Douglas, Kansas | 5 | $ 816,000 | $ 163,200 | $ 13,000 |
| Buffalo, Nebraska | 5 | $ 665,000 | $ 133,000 | $ 55,000 |
| Mayes, Oklahoma | 5 | $ 727,000 | $ 145,400 | $ 53,000 |
| Osage, Oklahoma | 5 | $ 840,000 | $ 168,000 | $ 73,000 |
| Mills, Iowa | 4 | $ 918,000 | $ 229,500 | $ 110,000 |
| Shawnee, Kansas | 4 | $ 506,000 | $ 126,500 | $ 58,000 |
| Lincoln, Nebraska | 4 | $ 677,000 | $ 169,250 | $ 56,000 |
| York, Nebraska | 4 | $ 623,000 | $ 155,750 | $ 56,000 |
| Cleveland, Oklahoma | 4 | $ 811,000 | $ 202,750 | $ 12,000 |
| Leavenworth, Kansas | 3 | $ 771,000 | $ 257,000 | $ 62,000 |
| Osage, Kansas | 3 | $ 468,000 | $ 156,000 | $ 70,000 |
| Creek, Oklahoma | 3 | $ 462,000 | $ 154,000 | $ 36,000 |
| Jackson, Iowa | 2 | $ 222,000 | $ 111,000 | $ 49,000 |
| Muscatine, Iowa | 2 | $ 221,000 | $ 110,500 | $ 51,000 |
| Polk, Iowa | 2 | $ 207,000 | $ 103,500 | $ 47,000 |
| Miami, Kansas | 2 | $ 411,000 | $ 205,500 | $ 30,000 |
| Rice, Kansas | 2 | $ 139,000 | $ 69,500 | $ 68,000 |
| Cuming, Nebraska | 2 | $ 140,000 | $ 70,000 | $ 61,000 |
| Hall, Nebraska | 2 | $ 278,000 | $ 139,000 | $ 71,000 |
| Madison, Nebraska | 2 | $ 297,000 | $ 148,500 | $ 91,000 |
| Red Willow, Nebraska | 2 | $ 118,000 | $ 59,000 | $ 41,000 |
| Seward, Nebraska | 2 | $ 212,000 | $ 106,000 | $ 32,000 |
| Will, Illinois | 1 | $ 177,000 | $ 177,000 | $ 60,000 |
| Fremont, Iowa | 1 | $ 156,000 | $ 156,000 | $ 58,000 |
| Webster, Iowa | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Woodbury, Iowa | 1 | $ 194,000 | $ 194,000 | $ 68,000 |
| Allen, Kansas | 1 | $ 98,000 | $ 98,000 | $ 91,000 |
| Cowley, Kansas | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| Edwards, Kansas | 1 | $ 88,000 | $ 88,000 | $ 63,000 |
| Greenwood, Kansas | 1 | $ 76,000 | $ 76,000 | $ 60,000 |
| McPherson, Kansas | 1 | $ 170,000 | $ 170,000 | $ 113,000 |
| Morris, Kansas | 1 | $ 61,000 | $ 61,000 | $ 57,000 |
| Pottawatomie, Kansas | 1 | $ 190,000 | $ 190,000 | $ 44,000 |
| Riley, Kansas | 1 | $ 166,000 | $ 166,000 | $ 59,000 |
| Thomas, Kansas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Wyandotte, Kansas | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| St. Louis, Missouri | 1 | $ 140,000 | $ 140,000 | $ 35,000 |
| Adams, Nebraska | 1 | $ 222,000 | $ 222,000 | $ 139,000 |
| Burt, Nebraska | 1 | $ 180,000 | $ 180,000 | $ 71,000 |
| Butler, Nebraska | 1 | $ 113,000 | $ 113,000 | $ 34,000 |
| Dawson, Nebraska | 1 | $ 81,000 | $ 81,000 | $ 135,000 |
| Dixon, Nebraska | 1 | $ 124,000 | $ 124,000 | $ 63,000 |
| Gage, Nebraska | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Otoe, Nebraska | 1 | $ 174,000 | $ 174,000 | $ 65,000 |
| Saline, Nebraska | 1 | $ 108,000 | $ 108,000 | $ 66,000 |
| Scotts Bluff, Nebraska | 1 | $ 251,000 | $ 251,000 | $ 94,000 |
| Canadian, Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 125,000 |
| Payne, Oklahoma | 1 | $ 300,000 | $ 300,000 | $ 195,000 |
Mortgage Loan Application Detail Totals for Regent Financial Group in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,642 | $244,820,000 | $149,000 | $1,000,000 | $64,000 | $800,000 |
| Refinancing | 581 | $91,363,000 | $157,000 | $644,000 | $63,000 | $710,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,863 | $286,518,000 | $153,000 | $1,000,000 | $67,000 | $800,000 |
| Hispanic | 133 | $17,001,000 | $127,000 | $376,000 | $44,000 | $197,000 |
| Black or African American | 92 | $13,335,000 | $144,000 | $350,000 | $50,000 | $194,000 |
| Not Provided | 83 | $10,720,000 | $129,000 | $275,000 | $58,000 | $228,000 |
| Asian | 33 | $5,266,000 | $159,000 | $247,000 | $55,000 | $220,000 |
| American Indian or Alaskan Native | 12 | $1,578,000 | $131,000 | $240,000 | $43,000 | $125,000 |
| Native Hawaiin or Other Pacific Islander | 7 | $1,765,000 | $252,000 | $475,000 | $70,000 | $134,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,052 | $136,320,000 | $129,000 | $916,000 | $51,000 | $621,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 826 | $137,063,000 | $165,000 | $1,000,000 | $82,000 | $800,000 |
| VA-guaranteed (Veterans Administration) | 299 | $57,364,000 | $191,000 | $644,000 | $62,000 | $235,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 46 | $5,436,000 | $118,000 | $272,000 | $45,000 | $91,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 981 | $158,685,000 | $161,000 | $495,000 | $71,000 | $800,000 |
| Application Withdrawn By Applicant | 962 | $140,415,000 | $145,000 | $1,000,000 | $61,000 | $710,000 |
| Application Denied By Financial Institution | 278 | $36,770,000 | $132,000 | $916,000 | $50,000 | $621,000 |
| File Closed For Incompleteness | 1 | $195,000 | $195,000 | $195,000 | $37,000 | $37,000 |
| Preapproval Denied by Financial Institution | 1 | $118,000 | $118,000 | $118,000 | $62,000 | $62,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 203 | $27,737,000 | $136,000 | $916,000 | $52,000 | $621,000 |
| Debt-To-Income Ratio | 38 | $4,951,000 | $130,000 | $275,000 | $37,000 | $91,000 |
| Other | 15 | $1,355,000 | $90,000 | $135,000 | $44,000 | $62,000 |
| Employment History | 2 | $196,000 | $98,000 | $100,000 | $51,000 | $69,000 |
| Mortgage Insurance Denied | 1 | $96,000 | $96,000 | $96,000 | $112,000 | $112,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Regent Financial Group's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Regent Financial Group's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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