Regent Financial Group, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Regent Financial Group, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Regent Financial Group, Inc. 1910 S 72Nd Street, Ste. 103 Elkhorn, NE 68135 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 876 |
| Total Mortgage Loan Application Amount | $180,760,000 |
| Average Mortgage Loan Application Amount | $194,000 |
| Highest Mortgage Loan Application Amount | $725,000 |
| Average Applicant Income | $113,000 |
| Highest Applicant Income | $583,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Regent Financial Group, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Regent Financial Group, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Regent Financial Group, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Regent Financial Group, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Regent Financial Group, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Regent Financial Group, Inc.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 237 | $ 50,255,000 | $ 212,000 | $ 111,000 |
| Sedgwick County Kansas | 118 | $ 23,190,000 | $ 196,000 | $ 89,000 |
| Sarpy County Nebraska | 97 | $ 24,945,000 | $ 257,000 | $ 120,000 |
| St. Louis County Minnesota | 68 | $ 13,620,000 | $ 200,000 | $ 103,000 |
| Dodge County Nebraska | 38 | $ 6,540,000 | $ 172,000 | $ 84,000 |
| Lancaster County Nebraska | 30 | $ 7,070,000 | $ 235,000 | $ 89,000 |
| Douglas County Wisconsin | 24 | $ 4,130,000 | $ 172,000 | $ 97,000 |
| Butler County Kansas | 23 | $ 4,185,000 | $ 181,000 | $ 78,000 |
| Tulsa County Oklahoma | 21 | $ 4,745,000 | $ 225,000 | $ 134,000 |
| Rogers County Oklahoma | 20 | $ 5,340,000 | $ 267,000 | $ 93,000 |
| Pottawattamie County Iowa | 13 | $ 2,975,000 | $ 228,000 | $ 92,000 |
| Saunders County Nebraska | 12 | $ 2,910,000 | $ 242,000 | $ 107,000 |
| Cass County Nebraska | 11 | $ 3,215,000 | $ 292,000 | $ 111,000 |
| Washington County Nebraska | 11 | $ 1,855,000 | $ 168,000 | $ 103,000 |
| Richardson County Nebraska | 10 | $ 1,000,000 | $ 100,000 | $ 54,000 |
| Carlton County Minnesota | 8 | $ 2,610,000 | $ 326,000 | $ 157,000 |
| Gage County Nebraska | 8 | $ 1,690,000 | $ 211,000 | $ 83,000 |
| Harvey County Kansas | 7 | $ 1,225,000 | $ 175,000 | $ 67,000 |
| Nemaha County Nebraska | 7 | $ 815,000 | $ 116,000 | $ 79,000 |
| Harrison County Iowa | 6 | $ 1,090,000 | $ 181,000 | $ 64,000 |
| Burt County Nebraska | 6 | $ 410,000 | $ 68,000 | $ 59,000 |
| Johnson County Nebraska | 6 | $ 350,000 | $ 58,000 | $ 65,000 |
| Osage County Oklahoma | 6 | $ 1,100,000 | $ 183,000 | $ 68,000 |
| Reno County Kansas | 5 | $ 535,000 | $ 107,000 | $ 50,000 |
| Sumner County Kansas | 5 | $ 705,000 | $ 141,000 | $ 56,000 |
| Saline County Nebraska | 5 | $ 645,000 | $ 129,000 | $ 57,000 |
| Washington County Oklahoma | 5 | $ 1,375,000 | $ 275,000 | $ 102,000 |
| Otoe County Nebraska | 4 | $ 700,000 | $ 175,000 | $ 76,000 |
| Mills County Iowa | 3 | $ 1,015,000 | $ 338,000 | $ 170,000 |
| Shelby County Iowa | 3 | $ 965,000 | $ 321,000 | $ 160,000 |
| Rice County Kansas | 3 | $ 315,000 | $ 105,000 | $ 61,000 |
| Madison County Nebraska | 3 | $ 685,000 | $ 228,000 | $ 120,000 |
| Platte County Nebraska | 3 | $ 455,000 | $ 151,000 | $ 87,000 |
| Ford County Kansas | 2 | $ 580,000 | $ 290,000 | $ 167,000 |
| Cass County Minnesota | 2 | $ 520,000 | $ 260,000 | $ 89,000 |
| Lake County Minnesota | 2 | $ 360,000 | $ 180,000 | $ 45,000 |
| Custer County Nebraska | 2 | $ 120,000 | $ 60,000 | $ 66,000 |
| Jefferson County Nebraska | 2 | $ 160,000 | $ 80,000 | $ 52,000 |
| Kearney County Nebraska | 2 | $ 120,000 | $ 60,000 | $ 54,000 |
| Red Willow County Nebraska | 2 | $ 130,000 | $ 65,000 | $ 58,000 |
| Seward County Nebraska | 2 | $ 430,000 | $ 215,000 | $ 76,000 |
| Garvin County Oklahoma | 2 | $ 300,000 | $ 150,000 | $ 72,000 |
| Wagoner County Oklahoma | 2 | $ 590,000 | $ 295,000 | $ 90,000 |
| Audubon County Iowa | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Hardin County Iowa | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Montgomery County Iowa | 1 | $ 145,000 | $ 145,000 | $ 116,000 |
| Polk County Iowa | 1 | $ 375,000 | $ 375,000 | $ 137,000 |
| Chase County Kansas | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| Cherokee County Kansas | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Cowley County Kansas | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| Harper County Kansas | 1 | $ 255,000 | $ 255,000 | $ 102,000 |
| McPherson County Kansas | 1 | $ 185,000 | $ 185,000 | $ 115,000 |
| Nemaha County Kansas | 1 | $ 5,000 | $ 5,000 | $ 80,000 |
| Saline County Kansas | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Stafford County Kansas | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Beltrami County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Ramsey County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 188,000 |
| Wadena County Minnesota | 1 | $ 365,000 | $ 365,000 | $ 190,000 |
| Dawson County Nebraska | 1 | $ 265,000 | $ 265,000 | $ 103,000 |
| Hall County Nebraska | 1 | $ 235,000 | $ 235,000 | $ 59,000 |
| Lincoln County Nebraska | 1 | $ 355,000 | $ 355,000 | $ 170,000 |
| Creek County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Delaware County Oklahoma | 1 | $ 495,000 | $ 495,000 | $ 423,000 |
| Mayes County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Pawnee County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Pittsburg County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Waukesha County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 193,000 |
Mortgage Loan Application Detail Totals for Regent Financial Group, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 829 | $172,105,000 | $207,000 | $725,000 | $99,000 | $583,000 |
| Home Improvement | 34 | $6,120,000 | $180,000 | $425,000 | $137,000 | $380,000 |
| Refinancing | 13 | $2,535,000 | $195,000 | $725,000 | $103,000 | $215,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 727 | $150,105,000 | $206,000 | $725,000 | $102,000 | $583,000 |
| Hispanic | 78 | $14,160,000 | $181,000 | $415,000 | $85,000 | $421,000 |
| Black or African American | 35 | $8,345,000 | $238,000 | $725,000 | $79,000 | $305,000 |
| Asian | 20 | $4,810,000 | $240,000 | $665,000 | $119,000 | $220,000 |
| American Indian or Alaskan Native | 16 | $3,340,000 | $208,000 | $315,000 | $126,000 | $433,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 587 | $115,065,000 | $196,000 | $725,000 | $107,000 | $583,000 |
| FHA-insured (Federal Housing Administration) | 212 | $45,470,000 | $214,000 | $485,000 | $82,000 | $473,000 |
| VA-guaranteed (Veterans Administration) | 74 | $19,910,000 | $269,000 | $725,000 | $101,000 | $259,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $315,000 | $105,000 | $115,000 | $59,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 751 | $159,925,000 | $212,000 | $725,000 | $102,000 | $583,000 |
| Application Withdrawn By Applicant | 120 | $20,810,000 | $173,000 | $725,000 | $90,000 | $300,000 |
| File Closed For Incompleteness | 5 | $25,000 | $5,000 | $5,000 | $69,000 | $205,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 876 | $180,760,000 | $206,000 | $725,000 | $100,000 | $583,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Regent Financial Group, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Regent Financial Group, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.