Regent Financial Group Mortgage Lending & HMDA Data, 2024

In 2024, Regent Financial Group of Omaha, NE reported 726 mortgage applications totaling $160.1 million, down 17% from 2023. The average application was for $220,495, and applicants reported an average income of $107,855. 88% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (293), Wichita, KS (143) and Duluth, MN-WI (107) (applications in parentheses).

Mortgage Company & Address Regent Financial Group
1910 S 72nd Street, Ste. 103
Omaha, NE 68135
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 726
Total Mortgage Loan Application Amount $160,080,000
Average Mortgage Loan Application Amount $220,495
Highest Mortgage Loan Application Amount $755,000
Average Applicant Income $107,855
Highest Applicant Income $480,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Regent Financial Group filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Regent Financial Group by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Douglas, Nebraska 181 $ 41,205,000 $ 227,651 $ 115,000
Sedgwick, Kansas 117 $ 27,515,000 $ 235,170 $ 95,000
St. Louis, Minnesota 80 $ 18,560,000 $ 232,000 $ 113,000
Sarpy, Nebraska 55 $ 12,645,000 $ 229,909 $ 104,000
Dodge, Nebraska 39 $ 5,465,000 $ 140,128 $ 81,000
Lancaster, Nebraska 27 $ 5,215,000 $ 193,148 $ 103,000
Butler, Kansas 21 $ 4,045,000 $ 192,619 $ 83,000
Tulsa, Oklahoma 21 $ 5,355,000 $ 255,000 $ 132,000
Pottawattamie, Iowa 18 $ 4,570,000 $ 253,888 $ 123,000
Washington, Nebraska 17 $ 3,105,000 $ 182,647 $ 90,000
Douglas, Wisconsin 16 $ 3,720,000 $ 232,500 $ 167,000
Carlton, Minnesota 11 $ 3,435,000 $ 312,272 $ 123,000
Gage, Nebraska 10 $ 1,610,000 $ 161,000 $ 73,000
Rogers, Oklahoma 9 $ 2,465,000 $ 273,888 $ 187,000
Saunders, Nebraska 8 $ 1,730,000 $ 216,250 $ 130,000
Cass, Nebraska 7 $ 1,705,000 $ 243,571 $ 153,000
Otoe, Nebraska 7 $ 1,205,000 $ 172,142 $ 85,000
Reno, Kansas 6 $ 610,000 $ 101,666 $ 74,000
Nemaha, Nebraska 5 $ 435,000 $ 87,000 $ 62,000
Mills, Iowa 4 $ 620,000 $ 155,000 $ 72,000
Harvey, Kansas 4 $ 610,000 $ 152,500 $ 64,000
Burt, Nebraska 4 $ 430,000 $ 107,500 $ 78,000
Saline, Nebraska 4 $ 920,000 $ 230,000 $ 123,000
Harrison, Iowa 3 $ 615,000 $ 205,000 $ 74,000
Itasca, Minnesota 3 $ 585,000 $ 195,000 $ 86,000
Wagoner, Oklahoma 3 $ 1,015,000 $ 338,333 $ 205,000
Washington, Oklahoma 3 $ 725,000 $ 241,666 $ 109,000
Saline, Kansas 2 $ 390,000 $ 195,000 $ 80,000
Lake, Minnesota 2 $ 640,000 $ 320,000 $ 150,000
Box Butte, Nebraska 2 $ 190,000 $ 95,000 $ 104,000
Delaware, Oklahoma 2 $ 510,000 $ 255,000 $ 280,000
Osage, Oklahoma 2 $ 480,000 $ 240,000 $ 70,000
Cass, Iowa 1 $ 115,000 $ 115,000 $ 41,000
Linn, Iowa 1 $ 355,000 $ 355,000 $ 74,000
Shelby, Iowa 1 $ 195,000 $ 195,000 $ 57,000
Cowley, Kansas 1 $ 125,000 $ 125,000 $ 36,000
Douglas, Kansas 1 $ 345,000 $ 345,000 $ 165,000
Finney, Kansas 1 $ 165,000 $ 165,000 $ 85,000
Greenwood, Kansas 1 $ 155,000 $ 155,000 $ 63,000
Jefferson, Kansas 1 $ 745,000 $ 745,000 $ 469,000
Johnson, Kansas 1 $ 345,000 $ 345,000 $ 100,000
Kingman, Kansas 1 $ 225,000 $ 225,000 $ 124,000
Leavenworth, Kansas 1 $ 245,000 $ 245,000 $ 85,000
Stafford, Kansas 1 $ 95,000 $ 95,000 $ 77,000
Sumner, Kansas 1 $ 175,000 $ 175,000 $ 62,000
Freeborn, Minnesota 1 $ 145,000 $ 145,000 $ 33,000
Hubbard, Minnesota 1 $ 215,000 $ 215,000 $ 230,000
Ramsey, Minnesota 1 $ 315,000 $ 315,000 $ 79,000
Cheyenne, Nebraska 1 $ 115,000 $ 115,000 $ 63,000
Cuming, Nebraska 1 $ 265,000 $ 265,000 $ 140,000
Johnson, Nebraska 1 $ 45,000 $ 45,000 $ 118,000
Madison, Nebraska 1 $ 465,000 $ 465,000 $ 150,000
Pawnee, Nebraska 1 $ 125,000 $ 125,000 $ 49,000
Platte, Nebraska 1 $ 615,000 $ 615,000 $ 229,000
Polk, Nebraska 1 $ 95,000 $ 95,000 $ 43,000
Seward, Nebraska 1 $ 215,000 $ 215,000 $ 51,000
Creek, Oklahoma 1 $ 185,000 $ 185,000 $ 70,000
Okfuskee, Oklahoma 1 $ 115,000 $ 115,000 $ 54,000
Oklahoma, Oklahoma 1 $ 265,000 $ 265,000 $ 100,000
Okmulgee, Oklahoma 1 $ 385,000 $ 385,000 $ 127,000
Payne, Oklahoma 1 $ 275,000 $ 275,000 $ 168,000

Mortgage Loan Application Detail Totals for Regent Financial Group in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 639 $140,565,000 $219,000 $755,000 $108,000 $480,000
Not Applicable 50 $9,870,000 $197,000 $745,000 $97,000 $469,000
Home Improvement 20 $4,750,000 $237,000 $505,000 $126,000 $260,000
Refinancing 17 $4,895,000 $287,000 $625,000 $113,000 $370,000
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 583 $129,665,000 $222,000 $755,000 $110,000 $480,000
Hispanic 67 $13,345,000 $199,000 $475,000 $93,000 $418,000
Black or African American 26 $5,060,000 $194,000 $635,000 $73,000 $134,000
Asian 20 $4,990,000 $249,000 $435,000 $158,000 $385,000
Not Provided 17 $4,295,000 $252,000 $485,000 $104,000 $230,000
American Indian or Alaskan Native 13 $2,725,000 $209,000 $385,000 $86,000 $165,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 473 $98,585,000 $208,000 $755,000 $118,000 $480,000
FHA-insured (Federal Housing Administration) 184 $41,390,000 $224,000 $505,000 $87,000 $340,000
VA-guaranteed (Veterans Administration) 64 $19,320,000 $301,000 $635,000 $94,000 $203,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $785,000 $157,000 $225,000 $74,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 640 $143,120,000 $223,000 $755,000 $108,000 $480,000
Application Withdrawn By Applicant 80 $15,830,000 $197,000 $745,000 $103,000 $469,000
File Closed For Incompleteness 3 $405,000 $135,000 $215,000 $84,000 $118,000
Application Approved But Not Accepted 3 $725,000 $241,000 $365,000 $200,000 $464,000
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 726 $160,080,000 $220,000 $755,000 $108,000 $480,000
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Regent Financial Group's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Regent Financial Group's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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