Regent Financial Group Mortgage Lending & HMDA Data, 2017

In 2017, Regent Financial Group of Omaha, NE reported 1,282 mortgage applications totaling $218.9 million, down 42% from 2016. The average application was for $170,740, and applicants reported an average income of $79,670. 79% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (822), Wichita, KS (231) and Tulsa, OK (92) (applications in parentheses).

Mortgage Company & Address Regent Financial Group
1910 S 72nd Street, Ste. 103
Omaha, NE 68135
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 1,282
Total Mortgage Loan Application Amount $218,889,000
Average Mortgage Loan Application Amount $170,740
Highest Mortgage Loan Application Amount $620,000
Average Applicant Income $79,670
Highest Applicant Income $850,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Regent Financial Group filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Regent Financial Group by Metropolitan Area in 2017

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Omaha-Council Bluffs, NE-IA 822 $ 144,383,000 $ 175,648 $ 84,507
Wichita, KS 231 $ 37,575,000 $ 162,662 $ 72,000
Tulsa, OK 92 $ 16,833,000 $ 182,967 $ 76,000
Lincoln, NE 63 $ 8,858,000 $ 140,603 $ 67,000
Kansas City, MO-KS 5 $ 1,140,000 $ 228,000 $ 85,000
Sioux City, IA-NE-SD 5 $ 691,000 $ 138,200 $ 100,800
Manhattan, KS 3 $ 712,000 $ 237,333 $ 63,000
Anchorage, AK 2 $ 653,000 $ 326,500 $ 164,000
Des Moines-West Des Moines, IA 2 $ 279,000 $ 139,500 $ 16,000
Duluth, MN-WI 2 $ 443,000 $ 221,500 $ 91,000
Cedar Rapids, IA 1 $ 187,000 $ 187,000 $ 100,000
Fort Smith, AR-OK 1 $ 222,000 $ 222,000 $ 117,000
Lawrence, KS 1 $ 160,000 $ 160,000 $ 0
Oklahoma City, OK 1 $ 130,000 $ 130,000 $ 35,000
Topeka, KS 1 $ 99,000 $ 99,000 $ 29,000
Waterloo-Cedar Falls, IA 1 $ 173,000 $ 173,000 $ 70,000

Mortgage Loan Application Detail Totals for Regent Financial Group in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 988 $169,587,000 $171,000 $620,000 $80,000 $850,000
Refinancing 177 $29,113,000 $164,000 $519,000 $71,000 $258,000
Home Improvement 117 $20,189,000 $172,000 $450,000 $90,000 $305,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,076 $185,409,000 $172,000 $620,000 $82,000 $850,000
Hispanic 61 $9,214,000 $151,000 $303,000 $63,000 $342,000
Black or African American 59 $9,280,000 $157,000 $315,000 $69,000 $368,000
Not Provided 42 $7,916,000 $188,000 $439,000 $86,000 $320,000
Asian 26 $3,925,000 $150,000 $295,000 $67,000 $186,000
American Indian or Alaskan Native 9 $1,409,000 $156,000 $256,000 $43,000 $91,000
Native Hawaiian or Other Pacific Islander 9 $1,736,000 $192,000 $339,000 $85,000 $134,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 624 $108,105,000 $173,000 $620,000 $92,000 $850,000
FHA-insured (Federal Housing Administration) 446 $67,961,000 $152,000 $336,000 $65,000 $350,000
VA-guaranteed (Veterans Administration) 191 $40,085,000 $209,000 $565,000 $78,000 $224,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 21 $2,738,000 $130,000 $313,000 $53,000 $108,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,015 $173,526,000 $170,000 $620,000 $81,000 $850,000
Application Withdrawn By Applicant 219 $38,163,000 $174,000 $450,000 $78,000 $368,000
Application Denied By Financial Institution 48 $7,200,000 $150,000 $389,000 $65,000 $177,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 27 $3,827,000 $141,000 $300,000 $64,000 $126,000
Debt-To-Income Ratio 14 $2,433,000 $173,000 $389,000 $62,000 $154,000
Employment History 2 $331,000 $165,000 $242,000 $61,000 $86,000
Collateral 1 $50,000 $50,000 $50,000 $80,000 $80,000
Other 1 $154,000 $154,000 $154,000 $177,000 $177,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Regent Financial Group's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Regent Financial Group's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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