Reliable Holdings Manager dba Lendz Financial Mortgage Lending & HMDA Data, 2024
In 2024, Reliable Holdings Manager dba Lendz Financial of Miami, FL reported 649 mortgage applications totaling $285.5 million. The average application was for $439,915, and applicants reported an average income of $521,827. 86% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Miami-Miami Beach-Kendall, FL (203), Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (103) and Orlando-Kissimmee-Sanford, FL (40) (applications in parentheses).
| Mortgage Company & Address | Reliable Holdings Manager dba Lendz Financial 19790 W Dixie Hwy Suite 104 Miami, FL 33180 |
| Federal Regulator | * available with data download |
| Years | 2025 2024 |
| Total Number of Mortgage Applications | 649 |
| Total Mortgage Loan Application Amount | $285,505,000 |
| Average Mortgage Loan Application Amount | $439,915 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $521,827 |
| Highest Applicant Income | $8,725,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Reliable Holdings Manager dba Lendz Financial filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Reliable Holdings Manager dba Lendz Financial in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 353 | $169,505,000 | $480,000 | $2,875,000 | $530,000 | $8,725,000 |
| Cash-out Refinancing | 252 | $96,150,000 | $381,000 | $3,005,000 | $532,000 | $3,886,000 |
| Refinancing | 44 | $19,850,000 | $451,000 | $1,715,000 | $398,000 | $1,308,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 366 | $155,180,000 | $423,000 | $2,875,000 | $428,000 | $3,886,000 |
| White | 178 | $89,280,000 | $501,000 | $3,005,000 | $565,000 | $1,998,000 |
| Black or African American | 62 | $22,070,000 | $355,000 | $2,365,000 | $410,000 | $1,711,000 |
| Asian | 26 | $11,150,000 | $428,000 | $1,635,000 | $1,198,000 | $2,342,000 |
| Not Provided | 17 | $7,825,000 | $460,000 | $1,165,000 | $1,550,000 | $8,725,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 649 | $285,505,000 | $439,000 | $3,005,000 | $525,000 | $8,725,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 561 | $241,755,000 | $430,000 | $3,005,000 | $546,000 | $8,725,000 |
| Application Denied By Financial Institution | 87 | $43,515,000 | $500,000 | $2,805,000 | $403,000 | $1,800,000 |
| Application Approved But Not Accepted | 1 | $235,000 | $235,000 | $235,000 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 562 | $241,990,000 | $430,000 | $3,005,000 | $546,000 | $8,725,000 |
| Other | 43 | $19,035,000 | $442,000 | $1,695,000 | $275,000 | $1,400,000 |
| Credit History | 25 | $10,515,000 | $420,000 | $1,955,000 | $645,000 | $1,800,000 |
| Debt-To-Income Ratio | 19 | $13,965,000 | $735,000 | $2,805,000 | $375,000 | $1,325,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Reliable Holdings Manager dba Lendz Financial's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Reliable Holdings Manager dba Lendz Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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