Reliance First Capital, LLC Mortgage Lending & HMDA Data, 2020

In 2020, Reliance First Capital, LLC of Melville, NY reported 9,199 mortgage applications totaling $2.1 billion, down 31% from 2019. The average application was for $223,144, and applicants reported an average income of $86,407. 81% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Charlotte-Concord-Gastonia, NC-SC (500), Cleveland-Elyria, OH (405) and Pittsburgh, PA (370) (applications in parentheses).

Mortgage Company & Address Reliance First Capital, LLC
201 Old Country Road Suite 205
Melville, NY 11747
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 9,199
Total Mortgage Loan Application Amount $2,052,705,000
Average Mortgage Loan Application Amount $223,144
Highest Mortgage Loan Application Amount $1,645,000
Average Applicant Income $86,407
Highest Applicant Income $1,435,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Reliance First Capital, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Reliance First Capital, LLC by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cuyahoga, Ohio 266 $ 41,970,000 $ 157,781 $ 67,000
Mecklenburg, North Carolina 228 $ 50,710,000 $ 222,412 $ 87,000
Allegheny, Pennsylvania 226 $ 39,570,000 $ 175,088 $ 78,000
Suffolk, New York 168 $ 56,190,000 $ 334,464 $ 123,000
Nassau, New York 109 $ 41,545,000 $ 381,146 $ 139,000
Davidson, Tennessee 103 $ 22,825,000 $ 221,601 $ 84,000
Wake, North Carolina 97 $ 23,785,000 $ 245,206 $ 93,000
Queens, New York 86 $ 34,970,000 $ 406,627 $ 120,000
Summit, Ohio 74 $ 12,120,000 $ 163,783 $ 72,000
Westmoreland, Pennsylvania 65 $ 9,385,000 $ 144,384 $ 63,000
Rockingham, New Hampshire 60 $ 18,070,000 $ 301,166 $ 104,000
Westchester, New York 59 $ 23,925,000 $ 405,508 $ 137,000
Philadelphia, Pennsylvania 57 $ 12,245,000 $ 214,824 $ 73,000
Middlesex, Massachusetts 56 $ 18,560,000 $ 331,428 $ 115,000
Prince George's, Maryland 54 $ 13,960,000 $ 258,518 $ 96,000
Erie, New York 54 $ 10,410,000 $ 192,777 $ 94,000
Rutherford, Tennessee 54 $ 11,550,000 $ 213,888 $ 77,000
Franklin, Ohio 53 $ 9,285,000 $ 175,188 $ 82,000
Cabarrus, North Carolina 51 $ 10,505,000 $ 205,980 $ 83,000
Union, North Carolina 51 $ 11,605,000 $ 227,549 $ 85,000
Bucks, Pennsylvania 51 $ 12,695,000 $ 248,921 $ 85,000
Fairfax, Virginia 49 $ 19,535,000 $ 398,673 $ 105,000
Hillsborough, New Hampshire 48 $ 11,970,000 $ 249,375 $ 98,000
York, South Carolina 48 $ 10,900,000 $ 227,083 $ 78,000
Fairfield, Connecticut 46 $ 15,330,000 $ 333,260 $ 132,000
Maricopa, Arizona 45 $ 9,525,000 $ 211,666 $ 76,000
Marion, Indiana 45 $ 7,555,000 $ 167,888 $ 64,000
Jefferson, Kentucky 45 $ 8,955,000 $ 199,000 $ 75,000
Durham, North Carolina 45 $ 8,885,000 $ 197,444 $ 74,000
Shelby, Tennessee 45 $ 9,425,000 $ 209,444 $ 84,000
Medina, Ohio 44 $ 9,350,000 $ 212,500 $ 78,000
Worcester, Massachusetts 43 $ 10,705,000 $ 248,953 $ 93,000
Charleston, South Carolina 43 $ 12,535,000 $ 291,511 $ 113,000
Horry, South Carolina 43 $ 8,755,000 $ 203,604 $ 102,000
Gaston, North Carolina 42 $ 7,600,000 $ 180,952 $ 68,000
Montgomery, Pennsylvania 42 $ 9,900,000 $ 235,714 $ 103,000
Providence, Rhode Island 42 $ 8,350,000 $ 198,809 $ 70,000
Greenville, South Carolina 42 $ 9,110,000 $ 216,904 $ 97,000
Hamilton, Tennessee 42 $ 7,350,000 $ 175,000 $ 74,000
Montgomery, Maryland 41 $ 15,415,000 $ 375,975 $ 133,000
Bristol, Massachusetts 41 $ 10,945,000 $ 266,951 $ 101,000
Plymouth, Massachusetts 40 $ 12,470,000 $ 311,750 $ 90,000
Williamson, Tennessee 40 $ 12,180,000 $ 304,500 $ 94,000
Sumner, Tennessee 39 $ 8,545,000 $ 219,102 $ 77,000
Baltimore, Maryland 38 $ 9,260,000 $ 243,684 $ 98,000
Kings, New York 38 $ 16,800,000 $ 442,105 $ 134,000
Lake, Ohio 38 $ 6,790,000 $ 178,684 $ 78,000
York, Maine 37 $ 8,155,000 $ 220,405 $ 73,000
Iredell, North Carolina 37 $ 8,405,000 $ 227,162 $ 88,000
Prince William, Virginia 37 $ 12,165,000 $ 328,783 $ 107,000
New Castle, Delaware 36 $ 9,150,000 $ 254,166 $ 77,000
Anne Arundel, Maryland 35 $ 9,755,000 $ 278,714 $ 97,000
Lorain, Ohio 35 $ 6,425,000 $ 183,571 $ 71,000
Orange, New York 34 $ 8,710,000 $ 256,176 $ 104,000
Harris, Texas 34 $ 6,510,000 $ 191,470 $ 94,000
Hartford, Connecticut 33 $ 6,575,000 $ 199,242 $ 84,000
New Haven, Connecticut 31 $ 6,215,000 $ 200,483 $ 103,000
Ocean, New Jersey 31 $ 7,485,000 $ 241,451 $ 121,000
Richmond, New York 31 $ 11,535,000 $ 372,096 $ 119,000
Guilford, North Carolina 31 $ 5,805,000 $ 187,258 $ 84,000
Cumberland, Maine 30 $ 6,600,000 $ 220,000 $ 64,000
Buncombe, North Carolina 30 $ 6,650,000 $ 221,666 $ 71,000
Johnston, North Carolina 30 $ 5,650,000 $ 188,333 $ 95,000
Stark, Ohio 30 $ 4,810,000 $ 160,333 $ 72,000
Lancaster, Pennsylvania 30 $ 6,050,000 $ 201,666 $ 77,000
Washington, Pennsylvania 30 $ 6,510,000 $ 217,000 $ 79,000
York, Pennsylvania 30 $ 5,620,000 $ 187,333 $ 85,000
Jefferson, Alabama 29 $ 5,705,000 $ 196,724 $ 91,000
Bronx, New York 29 $ 11,955,000 $ 412,241 $ 105,000
Forsyth, North Carolina 29 $ 5,485,000 $ 189,137 $ 69,000
Dallas, Texas 29 $ 5,395,000 $ 186,034 $ 74,000
Madison, Alabama 28 $ 6,030,000 $ 215,357 $ 92,000
Essex, Massachusetts 28 $ 8,740,000 $ 312,142 $ 90,000
New Hanover, North Carolina 28 $ 6,410,000 $ 228,928 $ 92,000
Delaware, Pennsylvania 28 $ 5,810,000 $ 207,500 $ 103,000
Knox, Tennessee 28 $ 5,530,000 $ 197,500 $ 82,000
Orleans, Louisiana 27 $ 5,435,000 $ 201,296 $ 94,000
Norfolk, Massachusetts 27 $ 9,055,000 $ 335,370 $ 121,000
Chester, Pennsylvania 27 $ 6,015,000 $ 222,777 $ 91,000
Chesterfield, Virginia 27 $ 5,635,000 $ 208,703 $ 89,000
Sussex, Delaware 26 $ 6,090,000 $ 234,230 $ 97,000
Hamilton, Ohio 26 $ 4,150,000 $ 159,615 $ 80,000
Wilson, Tennessee 26 $ 6,060,000 $ 233,076 $ 85,000
Cobb, Georgia 25 $ 6,695,000 $ 267,800 $ 99,000
Barnstable, Massachusetts 25 $ 8,075,000 $ 323,000 $ 90,000
Portage, Ohio 25 $ 4,745,000 $ 189,800 $ 75,000
Maury, Tennessee 25 $ 4,915,000 $ 196,600 $ 64,000
Henrico, Virginia 25 $ 4,635,000 $ 185,400 $ 58,000
Jefferson, Louisiana 24 $ 4,550,000 $ 189,583 $ 74,000
Middlesex, New Jersey 24 $ 7,050,000 $ 293,750 $ 129,000
Bernalillo, New Mexico 24 $ 4,980,000 $ 207,500 $ 72,000
Putnam, New York 24 $ 6,640,000 $ 276,666 $ 116,000
Butler, Ohio 24 $ 4,590,000 $ 191,250 $ 84,000
Gwinnett, Georgia 23 $ 4,205,000 $ 182,826 $ 66,000
Hamilton, Indiana 23 $ 5,215,000 $ 226,739 $ 121,000
Ulster, New York 23 $ 5,185,000 $ 225,434 $ 110,000
Warren, Ohio 23 $ 4,955,000 $ 215,434 $ 80,000
Lexington, South Carolina 23 $ 4,825,000 $ 209,782 $ 77,000
Richland, South Carolina 23 $ 4,005,000 $ 174,130 $ 70,000
Tarrant, Texas 23 $ 4,115,000 $ 178,913 $ 77,000
Benton, Arkansas 22 $ 4,510,000 $ 205,000 $ 106,000
Orange, Florida 22 $ 4,120,000 $ 187,272 $ 67,000
Geauga, Ohio 22 $ 6,120,000 $ 278,181 $ 111,000
Spartanburg, South Carolina 22 $ 4,010,000 $ 182,272 $ 59,000
Chesapeake, Virginia 22 $ 4,890,000 $ 222,272 $ 62,000
Pulaski, Arkansas 21 $ 4,655,000 $ 221,666 $ 101,000
Wayne, Michigan 21 $ 3,465,000 $ 165,000 $ 87,000
Monmouth, New Jersey 21 $ 6,815,000 $ 324,523 $ 99,000
Monroe, New York 21 $ 3,335,000 $ 158,809 $ 88,000
Cumberland, North Carolina 21 $ 4,425,000 $ 210,714 $ 49,000
Virginia Beach, Virginia 21 $ 5,015,000 $ 238,809 $ 102,000
Lee, Alabama 20 $ 3,580,000 $ 179,000 $ 60,000
Fulton, Georgia 20 $ 4,540,000 $ 227,000 $ 166,000
Sandoval, New Mexico 20 $ 3,670,000 $ 183,500 $ 65,000
Delaware, Ohio 20 $ 5,070,000 $ 253,500 $ 96,000
Montgomery, Ohio 20 $ 3,290,000 $ 164,500 $ 65,000
Tuscaloosa, Alabama 19 $ 3,665,000 $ 192,894 $ 76,000
Miami-Dade, Florida 19 $ 4,495,000 $ 236,578 $ 76,000
Frederick, Maryland 19 $ 5,695,000 $ 299,736 $ 87,000
Suffolk, Massachusetts 19 $ 7,695,000 $ 405,000 $ 118,000
Alamance, North Carolina 19 $ 3,655,000 $ 192,368 $ 65,000
Brunswick, North Carolina 19 $ 3,275,000 $ 172,368 $ 98,000
St. Tammany, Louisiana 18 $ 3,820,000 $ 212,222 $ 84,000
Dutchess, New York 18 $ 4,720,000 $ 262,222 $ 127,000
Onondaga, New York 18 $ 3,260,000 $ 181,111 $ 113,000
Beaver, Pennsylvania 18 $ 3,220,000 $ 178,888 $ 74,000
Northampton, Pennsylvania 18 $ 3,700,000 $ 205,555 $ 90,000
Robertson, Tennessee 18 $ 3,390,000 $ 188,333 $ 56,000
Brevard, Florida 17 $ 3,655,000 $ 215,000 $ 66,000
Merrimack, New Hampshire 17 $ 3,925,000 $ 230,882 $ 93,000
Rockland, New York 17 $ 5,635,000 $ 331,470 $ 121,000
Fairfield, Ohio 17 $ 3,285,000 $ 193,235 $ 111,000
Butler, Pennsylvania 17 $ 3,225,000 $ 189,705 $ 95,000
Collin, Texas 17 $ 4,615,000 $ 271,470 $ 119,000
Loudoun, Virginia 17 $ 7,375,000 $ 433,823 $ 167,000
Baldwin, Alabama 16 $ 3,260,000 $ 203,750 $ 76,000
Harford, Maryland 16 $ 3,710,000 $ 231,875 $ 99,000
Howard, Maryland 16 $ 5,320,000 $ 332,500 $ 111,000
Bergen, New Jersey 16 $ 5,920,000 $ 370,000 $ 128,000
Catawba, North Carolina 16 $ 3,930,000 $ 245,625 $ 90,000
Davidson, North Carolina 16 $ 2,840,000 $ 177,500 $ 64,000
Mahoning, Ohio 16 $ 2,340,000 $ 146,250 $ 73,000
Shelby, Alabama 15 $ 3,045,000 $ 203,000 $ 81,000
Hillsborough, Florida 15 $ 3,295,000 $ 219,666 $ 82,000
Forsyth, Georgia 15 $ 3,785,000 $ 252,333 $ 98,000
Livingston, Louisiana 15 $ 2,665,000 $ 177,666 $ 86,000
Saratoga, New York 15 $ 3,515,000 $ 234,333 $ 94,000
Lehigh, Pennsylvania 15 $ 3,375,000 $ 225,000 $ 80,000
Kent, Rhode Island 15 $ 3,165,000 $ 211,000 $ 89,000
Beaufort, South Carolina 15 $ 3,495,000 $ 233,000 $ 84,000
Sevier, Tennessee 15 $ 3,465,000 $ 231,000 $ 76,000
Porter, Indiana 14 $ 2,040,000 $ 145,714 $ 59,000
Fayette, Kentucky 14 $ 2,100,000 $ 150,000 $ 53,000
DeSoto, Mississippi 14 $ 2,760,000 $ 197,142 $ 71,000
Haywood, North Carolina 14 $ 2,610,000 $ 186,428 $ 70,000
Henderson, North Carolina 14 $ 3,640,000 $ 260,000 $ 96,000
Lincoln, North Carolina 14 $ 3,150,000 $ 225,000 $ 95,000
Rowan, North Carolina 14 $ 2,600,000 $ 185,714 $ 61,000
Spotsylvania, Virginia 14 $ 4,150,000 $ 296,428 $ 83,000
King, Washington 14 $ 5,540,000 $ 395,714 $ 109,000
Mobile, Alabama 13 $ 2,055,000 $ 158,076 $ 67,000
Windham, Connecticut 13 $ 2,635,000 $ 202,692 $ 73,000
Pinellas, Florida 13 $ 2,475,000 $ 190,384 $ 65,000
Cherokee, Georgia 13 $ 2,515,000 $ 193,461 $ 70,000
DeKalb, Georgia 13 $ 2,655,000 $ 204,230 $ 76,000
Hampden, Massachusetts 13 $ 2,135,000 $ 164,230 $ 72,000
Belknap, New Hampshire 13 $ 2,955,000 $ 227,307 $ 113,000
Essex, New Jersey 13 $ 3,575,000 $ 275,000 $ 107,000
Morris, New Jersey 13 $ 4,455,000 $ 342,692 $ 157,000
Franklin, North Carolina 13 $ 2,965,000 $ 228,076 $ 86,000
Berks, Pennsylvania 13 $ 2,795,000 $ 215,000 $ 97,000
Cumberland, Pennsylvania 13 $ 2,675,000 $ 205,769 $ 74,000
Montgomery, Tennessee 13 $ 2,785,000 $ 214,230 $ 88,000
Hanover, Virginia 13 $ 3,205,000 $ 246,538 $ 70,000
Snohomish, Washington 13 $ 4,505,000 $ 346,538 $ 86,000
St. Clair, Alabama 12 $ 2,310,000 $ 192,500 $ 82,000
Los Angeles, California 12 $ 4,660,000 $ 388,333 $ 116,000
Litchfield, Connecticut 12 $ 2,670,000 $ 222,500 $ 82,000
Kent, Delaware 12 $ 2,290,000 $ 190,833 $ 81,000
Lake, Indiana 12 $ 2,730,000 $ 227,500 $ 90,000
Johnson, Kansas 12 $ 2,240,000 $ 186,666 $ 86,000
Oakland, Michigan 12 $ 2,910,000 $ 242,500 $ 97,000
Carroll, New Hampshire 12 $ 2,660,000 $ 221,666 $ 60,000
Burlington, New Jersey 12 $ 2,880,000 $ 240,000 $ 122,000
Randolph, North Carolina 12 $ 2,140,000 $ 178,333 $ 72,000
Adams, Pennsylvania 12 $ 2,590,000 $ 215,833 $ 85,000
Lancaster, South Carolina 12 $ 2,780,000 $ 231,666 $ 74,000
Fayette, Tennessee 12 $ 2,480,000 $ 206,666 $ 83,000
Bexar, Texas 12 $ 2,180,000 $ 181,666 $ 96,000
Pima, Arizona 11 $ 2,525,000 $ 229,545 $ 80,000
Lee, Florida 11 $ 2,405,000 $ 218,636 $ 61,000
Boone, Kentucky 11 $ 2,115,000 $ 192,272 $ 70,000
Cecil, Maryland 11 $ 2,535,000 $ 230,454 $ 90,000
Charles, Maryland 11 $ 3,515,000 $ 319,545 $ 77,000
Macomb, Michigan 11 $ 2,065,000 $ 187,727 $ 66,000
Gloucester, New Jersey 11 $ 2,285,000 $ 207,727 $ 93,000
Licking, Ohio 11 $ 1,765,000 $ 160,454 $ 57,000
Lucas, Ohio 11 $ 1,495,000 $ 135,909 $ 80,000
Trumbull, Ohio 11 $ 1,345,000 $ 122,272 $ 40,000
Wayne, Ohio 11 $ 1,865,000 $ 169,545 $ 70,000
Washington, Oregon 11 $ 3,745,000 $ 340,454 $ 100,000
Dauphin, Pennsylvania 11 $ 1,955,000 $ 177,727 $ 71,000
Luzerne, Pennsylvania 11 $ 2,245,000 $ 204,090 $ 101,000
Monroe, Pennsylvania 11 $ 2,075,000 $ 188,636 $ 99,000
Washington, Rhode Island 11 $ 2,495,000 $ 226,818 $ 61,000
Berkeley, South Carolina 11 $ 2,725,000 $ 247,727 $ 72,000
Dorchester, South Carolina 11 $ 2,005,000 $ 182,272 $ 72,000
Ellis, Texas 11 $ 2,695,000 $ 245,000 $ 114,000
Stafford, Virginia 11 $ 3,045,000 $ 276,818 $ 120,000
Pierce, Washington 11 $ 3,315,000 $ 301,363 $ 79,000
Marion, Florida 10 $ 1,630,000 $ 163,000 $ 80,000
Clark, Indiana 10 $ 1,920,000 $ 192,000 $ 42,000
Elkhart, Indiana 10 $ 1,690,000 $ 169,000 $ 64,000
LaPorte, Indiana 10 $ 1,550,000 $ 155,000 $ 47,000
Madison, Indiana 10 $ 1,520,000 $ 152,000 $ 63,000
Caddo, Louisiana 10 $ 1,960,000 $ 196,000 $ 72,000
Penobscot, Maine 10 $ 1,640,000 $ 164,000 $ 68,000
Grafton, New Hampshire 10 $ 1,960,000 $ 196,000 $ 80,000
Niagara, New York 10 $ 1,650,000 $ 165,000 $ 57,000
Carteret, North Carolina 10 $ 2,830,000 $ 283,000 $ 115,000
Craven, North Carolina 10 $ 1,720,000 $ 172,000 $ 37,000
Wood, Ohio 10 $ 2,050,000 $ 205,000 $ 66,000
Erie, Pennsylvania 10 $ 1,820,000 $ 182,000 $ 72,000
Fort Bend, Texas 10 $ 1,840,000 $ 184,000 $ 96,000
Montgomery, Texas 10 $ 2,820,000 $ 282,000 $ 144,000
Williamson, Texas 10 $ 2,420,000 $ 242,000 $ 107,000
New London, Connecticut 9 $ 2,265,000 $ 251,666 $ 87,000
Duval, Florida 9 $ 1,635,000 $ 181,666 $ 77,000
St. Lucie, Florida 9 $ 1,725,000 $ 191,666 $ 76,000
Henry, Georgia 9 $ 1,465,000 $ 162,777 $ 68,000
East Baton Rouge, Louisiana 9 $ 1,285,000 $ 142,777 $ 65,000
Baltimore City, Maryland 9 $ 2,015,000 $ 223,888 $ 94,000
Carroll, Maryland 9 $ 2,545,000 $ 282,777 $ 83,000
Queen Anne's, Maryland 9 $ 2,205,000 $ 245,000 $ 83,000
St. Mary's, Maryland 9 $ 1,605,000 $ 178,333 $ 85,000
Kent, Michigan 9 $ 1,515,000 $ 168,333 $ 89,000
Rankin, Mississippi 9 $ 1,215,000 $ 135,000 $ 62,000
Strafford, New Hampshire 9 $ 1,655,000 $ 183,888 $ 83,000
Passaic, New Jersey 9 $ 2,235,000 $ 248,333 $ 109,000
Union, New Jersey 9 $ 2,605,000 $ 289,444 $ 110,000
Santa Fe, New Mexico 9 $ 2,625,000 $ 291,666 $ 95,000
Cleveland, North Carolina 9 $ 1,405,000 $ 156,111 $ 66,000
Clermont, Ohio 9 $ 1,845,000 $ 205,000 $ 89,000
Miami, Ohio 9 $ 1,545,000 $ 171,666 $ 52,000
Union, Ohio 9 $ 1,715,000 $ 190,555 $ 110,000
Multnomah, Oregon 9 $ 2,655,000 $ 295,000 $ 106,000
Lebanon, Pennsylvania 9 $ 1,455,000 $ 161,666 $ 60,000
Blount, Tennessee 9 $ 1,825,000 $ 202,777 $ 73,000
Cheatham, Tennessee 9 $ 1,655,000 $ 183,888 $ 69,000
Pinal, Arizona 8 $ 1,800,000 $ 225,000 $ 94,000
Saline, Arkansas 8 $ 1,700,000 $ 212,500 $ 77,000
Middlesex, Connecticut 8 $ 2,030,000 $ 253,750 $ 108,000
Broward, Florida 8 $ 2,250,000 $ 281,250 $ 95,000
Charlotte, Florida 8 $ 1,840,000 $ 230,000 $ 93,000
Paulding, Georgia 8 $ 1,800,000 $ 225,000 $ 92,000
Allen, Indiana 8 $ 1,040,000 $ 130,000 $ 70,000
Bartholomew, Indiana 8 $ 1,050,000 $ 131,250 $ 43,000
Hendricks, Indiana 8 $ 1,990,000 $ 248,750 $ 87,000
Kennebec, Maine 8 $ 1,680,000 $ 210,000 $ 99,000
Hampshire, Massachusetts 8 $ 1,860,000 $ 232,500 $ 73,000
Mercer, New Jersey 8 $ 2,120,000 $ 265,000 $ 117,000
Madison, New York 8 $ 1,320,000 $ 165,000 $ 95,000
Oneida, New York 8 $ 960,000 $ 120,000 $ 71,000
Caldwell, North Carolina 8 $ 1,210,000 $ 151,250 $ 73,000
Currituck, North Carolina 8 $ 2,200,000 $ 275,000 $ 96,000
Wayne, North Carolina 8 $ 1,090,000 $ 136,250 $ 44,000
Greene, Ohio 8 $ 1,550,000 $ 193,750 $ 101,000
Clackamas, Oregon 8 $ 2,200,000 $ 275,000 $ 75,000
Centre, Pennsylvania 8 $ 1,500,000 $ 187,500 $ 59,000
Lawrence, Pennsylvania 8 $ 1,290,000 $ 161,250 $ 57,000
Schuylkill, Pennsylvania 8 $ 1,150,000 $ 143,750 $ 61,000
Anderson, South Carolina 8 $ 1,250,000 $ 156,250 $ 46,000
Denton, Texas 8 $ 2,050,000 $ 256,250 $ 139,000
Fauquier, Virginia 8 $ 2,100,000 $ 262,500 $ 90,000
Frederick, Virginia 8 $ 1,640,000 $ 205,000 $ 81,000
Houston, Alabama 7 $ 955,000 $ 136,428 $ 47,000
Limestone, Alabama 7 $ 1,315,000 $ 187,857 $ 66,000
Morgan, Alabama 7 $ 935,000 $ 133,571 $ 80,000
Walker, Alabama 7 $ 1,245,000 $ 177,857 $ 94,000
Yavapai, Arizona 7 $ 1,395,000 $ 199,285 $ 65,000
Sacramento, California 7 $ 1,965,000 $ 280,714 $ 69,000
Arapahoe, Colorado 7 $ 1,815,000 $ 259,285 $ 73,000
Jefferson, Colorado 7 $ 2,285,000 $ 326,428 $ 91,000
Weld, Colorado 7 $ 1,675,000 $ 239,285 $ 68,000
Lake, Florida 7 $ 1,305,000 $ 186,428 $ 78,000
Barrow, Georgia 7 $ 1,085,000 $ 155,000 $ 54,000
St. Joseph, Indiana 7 $ 1,455,000 $ 207,857 $ 85,000
Tippecanoe, Indiana 7 $ 1,565,000 $ 223,571 $ 125,000
Ascension, Louisiana 7 $ 1,895,000 $ 270,714 $ 133,000
Calcasieu, Louisiana 7 $ 1,095,000 $ 156,428 $ 66,000
Lafayette, Louisiana 7 $ 955,000 $ 136,428 $ 70,000
Androscoggin, Maine 7 $ 1,365,000 $ 195,000 $ 88,000
Lincoln, Maine 7 $ 1,685,000 $ 240,714 $ 97,000
Calvert, Maryland 7 $ 1,695,000 $ 242,142 $ 133,000
Hudson, New Jersey 7 $ 2,795,000 $ 399,285 $ 150,000
Cayuga, New York 7 $ 1,445,000 $ 206,428 $ 94,000
Chatham, North Carolina 7 $ 1,835,000 $ 262,142 $ 106,000
Dare, North Carolina 7 $ 1,375,000 $ 196,428 $ 99,000
Granville, North Carolina 7 $ 1,405,000 $ 200,714 $ 91,000
Harnett, North Carolina 7 $ 1,045,000 $ 149,285 $ 72,000
Nash, North Carolina 7 $ 1,125,000 $ 160,714 $ 69,000
Onslow, North Carolina 7 $ 1,095,000 $ 156,428 $ 65,000
Orange, North Carolina 7 $ 1,665,000 $ 237,857 $ 132,000
Pender, North Carolina 7 $ 1,575,000 $ 225,000 $ 95,000
Watauga, North Carolina 7 $ 2,085,000 $ 297,857 $ 166,000
Ashtabula, Ohio 7 $ 1,125,000 $ 160,714 $ 63,000
Champaign, Ohio 7 $ 1,015,000 $ 145,000 $ 75,000
Clark, Ohio 7 $ 1,025,000 $ 146,428 $ 75,000
Armstrong, Pennsylvania 7 $ 1,305,000 $ 186,428 $ 98,000
Fayette, Pennsylvania 7 $ 1,145,000 $ 163,571 $ 67,000
Tipton, Tennessee 7 $ 1,165,000 $ 166,428 $ 75,000
Brazoria, Texas 7 $ 1,485,000 $ 212,142 $ 112,000
Newport News, Virginia 7 $ 1,105,000 $ 157,857 $ 74,000
Thurston, Washington 7 $ 1,815,000 $ 259,285 $ 54,000
Laramie, Wyoming 7 $ 1,895,000 $ 270,714 $ 85,000
Chilton, Alabama 6 $ 1,030,000 $ 171,666 $ 70,000
Faulkner, Arkansas 6 $ 1,000,000 $ 166,666 $ 73,000
Washington, Arkansas 6 $ 1,350,000 $ 225,000 $ 103,000
Contra Costa, California 6 $ 2,380,000 $ 396,666 $ 103,000
Volusia, Florida 6 $ 1,190,000 $ 198,333 $ 59,000
Columbia, Georgia 6 $ 1,300,000 $ 216,666 $ 70,000
Rockdale, Georgia 6 $ 1,480,000 $ 246,666 $ 95,000
Cook, Illinois 6 $ 1,530,000 $ 255,000 $ 145,000
Boone, Indiana 6 $ 950,000 $ 158,333 $ 32,000
Lafourche, Louisiana 6 $ 950,000 $ 158,333 $ 93,000
St. Charles, Louisiana 6 $ 1,200,000 $ 200,000 $ 74,000
Washington, Maryland 6 $ 1,500,000 $ 250,000 $ 89,000
Berkshire, Massachusetts 6 $ 1,470,000 $ 245,000 $ 146,000
Ingham, Michigan 6 $ 940,000 $ 156,666 $ 58,000
Jackson, Michigan 6 $ 1,490,000 $ 248,333 $ 81,000
Washtenaw, Michigan 6 $ 1,240,000 $ 206,666 $ 89,000
Harrison, Mississippi 6 $ 620,000 $ 103,333 $ 40,000
Cascade, Montana 6 $ 1,150,000 $ 191,666 $ 90,000
Camden, New Jersey 6 $ 1,310,000 $ 218,333 $ 101,000
Cape May, New Jersey 6 $ 1,580,000 $ 263,333 $ 125,000
Somerset, New Jersey 6 $ 1,710,000 $ 285,000 $ 178,000
Dona Ana, New Mexico 6 $ 1,150,000 $ 191,666 $ 74,000
Chautauqua, New York 6 $ 680,000 $ 113,333 $ 90,000
Ashe, North Carolina 6 $ 1,250,000 $ 208,333 $ 72,000
Macon, North Carolina 6 $ 1,300,000 $ 216,666 $ 74,000
Pitt, North Carolina 6 $ 1,060,000 $ 176,666 $ 81,000
Wilkes, North Carolina 6 $ 1,070,000 $ 178,333 $ 54,000
Wilson, North Carolina 6 $ 1,380,000 $ 230,000 $ 98,000
Carroll, Ohio 6 $ 820,000 $ 136,666 $ 35,000
Lane, Oregon 6 $ 1,230,000 $ 205,000 $ 55,000
Franklin, Pennsylvania 6 $ 1,200,000 $ 200,000 $ 65,000
Indiana, Pennsylvania 6 $ 910,000 $ 151,666 $ 59,000
Oconee, South Carolina 6 $ 1,340,000 $ 223,333 $ 95,000
Sumter, South Carolina 6 $ 1,320,000 $ 220,000 $ 61,000
Bedford, Tennessee 6 $ 1,240,000 $ 206,666 $ 46,000
Dickson, Tennessee 6 $ 1,040,000 $ 173,333 $ 75,000
Madison, Tennessee 6 $ 1,140,000 $ 190,000 $ 65,000
Roane, Tennessee 6 $ 990,000 $ 165,000 $ 55,000
Washington, Tennessee 6 $ 1,060,000 $ 176,666 $ 80,000
Arlington, Virginia 6 $ 1,700,000 $ 283,333 $ 110,000
Hampton, Virginia 6 $ 1,450,000 $ 241,666 $ 89,000
Louisa, Virginia 6 $ 1,370,000 $ 228,333 $ 68,000
Norfolk, Virginia 6 $ 1,290,000 $ 215,000 $ 67,000
Roanoke, Virginia 6 $ 1,090,000 $ 181,666 $ 80,000
Colbert, Alabama 5 $ 625,000 $ 125,000 $ 56,000
Cullman, Alabama 5 $ 1,035,000 $ 207,000 $ 59,000
Etowah, Alabama 5 $ 815,000 $ 163,000 $ 68,000
Montgomery, Alabama 5 $ 855,000 $ 171,000 $ 40,000
Mohave, Arizona 5 $ 945,000 $ 189,000 $ 41,000
Garland, Arkansas 5 $ 995,000 $ 199,000 $ 120,000
Alameda, California 5 $ 2,495,000 $ 499,000 $ 192,000
San Bernardino, California 5 $ 1,025,000 $ 205,000 $ 80,000
Adams, Colorado 5 $ 1,185,000 $ 237,000 $ 50,000
Collier, Florida 5 $ 1,605,000 $ 321,000 $ 131,000
Manatee, Florida 5 $ 985,000 $ 197,000 $ 43,000
Okaloosa, Florida 5 $ 1,245,000 $ 249,000 $ 94,000
Palm Beach, Florida 5 $ 1,105,000 $ 221,000 $ 85,000
Pasco, Florida 5 $ 1,155,000 $ 231,000 $ 104,000
Chatham, Georgia 5 $ 965,000 $ 193,000 $ 98,000
Coweta, Georgia 5 $ 645,000 $ 129,000 $ 78,000
Johnson, Indiana 5 $ 1,225,000 $ 245,000 $ 109,000
Franklin, Kentucky 5 $ 925,000 $ 185,000 $ 76,000
Hardin, Kentucky 5 $ 985,000 $ 197,000 $ 76,000
Madison, Kentucky 5 $ 795,000 $ 159,000 $ 80,000
Woodford, Kentucky 5 $ 1,535,000 $ 307,000 $ 101,000
Ouachita, Louisiana 5 $ 815,000 $ 163,000 $ 77,000
Tangipahoa, Louisiana 5 $ 1,005,000 $ 201,000 $ 68,000
Oxford, Maine 5 $ 1,035,000 $ 207,000 $ 48,000
Sagadahoc, Maine 5 $ 1,245,000 $ 249,000 $ 116,000
Worcester, Maryland 5 $ 995,000 $ 199,000 $ 95,000
Genesee, Michigan 5 $ 645,000 $ 129,000 $ 108,000
Livingston, Michigan 5 $ 1,265,000 $ 253,000 $ 106,000
Muskegon, Michigan 5 $ 615,000 $ 123,000 $ 51,000
Ramsey, Minnesota 5 $ 985,000 $ 197,000 $ 154,000
Yellowstone, Montana 5 $ 855,000 $ 171,000 $ 65,000
Atlantic, New Jersey 5 $ 955,000 $ 191,000 $ 94,000
San Juan, New Mexico 5 $ 1,545,000 $ 309,000 $ 224,000
Valencia, New Mexico 5 $ 1,285,000 $ 257,000 $ 114,000
Rensselaer, New York 5 $ 905,000 $ 181,000 $ 69,000
Schenectady, New York 5 $ 855,000 $ 171,000 $ 64,000
Warren, New York 5 $ 1,175,000 $ 235,000 $ 106,000
Davie, North Carolina 5 $ 1,225,000 $ 245,000 $ 116,000
Lee, North Carolina 5 $ 795,000 $ 159,000 $ 83,000
Person, North Carolina 5 $ 945,000 $ 189,000 $ 61,000
Stokes, North Carolina 5 $ 845,000 $ 169,000 $ 32,000
Huron, Ohio 5 $ 965,000 $ 193,000 $ 72,000
Pickaway, Ohio 5 $ 935,000 $ 187,000 $ 76,000
Preble, Ohio 5 $ 1,115,000 $ 223,000 $ 60,000
Richland, Ohio 5 $ 735,000 $ 147,000 $ 88,000
Scioto, Ohio 5 $ 855,000 $ 171,000 $ 103,000
Aiken, South Carolina 5 $ 1,135,000 $ 227,000 $ 109,000
Georgetown, South Carolina 5 $ 1,315,000 $ 263,000 $ 122,000
Kershaw, South Carolina 5 $ 965,000 $ 193,000 $ 82,000
Bradley, Tennessee 5 $ 1,095,000 $ 219,000 $ 69,000
Cumberland, Tennessee 5 $ 765,000 $ 153,000 $ 79,000
Gibson, Tennessee 5 $ 595,000 $ 119,000 $ 50,000
Hamblen, Tennessee 5 $ 715,000 $ 143,000 $ 78,000
Hawkins, Tennessee 5 $ 1,025,000 $ 205,000 $ 80,000
Lawrence, Tennessee 5 $ 1,135,000 $ 227,000 $ 124,000
McMinn, Tennessee 5 $ 595,000 $ 119,000 $ 41,000
Sullivan, Tennessee 5 $ 885,000 $ 177,000 $ 67,000
Bell, Texas 5 $ 915,000 $ 183,000 $ 79,000
Travis, Texas 5 $ 1,145,000 $ 229,000 $ 83,000
Franklin, Vermont 5 $ 995,000 $ 199,000 $ 81,000
Alexandria, Virginia 5 $ 2,375,000 $ 475,000 $ 217,000
Bedford, Virginia 5 $ 835,000 $ 167,000 $ 60,000
Campbell, Virginia 5 $ 975,000 $ 195,000 $ 105,000
Caroline, Virginia 5 $ 945,000 $ 189,000 $ 54,000
Isle of Wight, Virginia 5 $ 1,415,000 $ 283,000 $ 78,000
James City, Virginia 5 $ 1,445,000 $ 289,000 $ 111,000
Orange, Virginia 5 $ 905,000 $ 181,000 $ 42,000
Clark, Washington 5 $ 1,365,000 $ 273,000 $ 82,000
Cowlitz, Washington 5 $ 1,105,000 $ 221,000 $ 52,000
Spokane, Washington 5 $ 885,000 $ 177,000 $ 46,000
Natrona, Wyoming 5 $ 1,245,000 $ 249,000 $ 109,000
Calhoun, Alabama 4 $ 620,000 $ 155,000 $ 76,000
Coffee, Alabama 4 $ 820,000 $ 205,000 $ 89,000
Jackson, Alabama 4 $ 450,000 $ 112,500 $ 33,000
Lauderdale, Alabama 4 $ 940,000 $ 235,000 $ 41,000
Miller, Arkansas 4 $ 600,000 $ 150,000 $ 86,000
Sebastian, Arkansas 4 $ 760,000 $ 190,000 $ 84,000
Douglas, Colorado 4 $ 1,250,000 $ 312,500 $ 141,000
Pueblo, Colorado 4 $ 920,000 $ 230,000 $ 65,000
Tolland, Connecticut 4 $ 730,000 $ 182,500 $ 183,000
Flagler, Florida 4 $ 750,000 $ 187,500 $ 88,000
Seminole, Florida 4 $ 1,060,000 $ 265,000 $ 82,000
Bartow, Georgia 4 $ 650,000 $ 162,500 $ 63,000
Douglas, Georgia 4 $ 550,000 $ 137,500 $ 47,000
Hall, Georgia 4 $ 740,000 $ 185,000 $ 68,000
Jackson, Georgia 4 $ 910,000 $ 227,500 $ 80,000
Muscogee, Georgia 4 $ 580,000 $ 145,000 $ 51,000
Richmond, Georgia 4 $ 480,000 $ 120,000 $ 52,000
Walker, Georgia 4 $ 600,000 $ 150,000 $ 43,000
Vanderburgh, Indiana 4 $ 640,000 $ 160,000 $ 77,000
Boyd, Kentucky 4 $ 290,000 $ 72,500 $ 23,000
Campbell, Kentucky 4 $ 880,000 $ 220,000 $ 106,000
Harrison, Kentucky 4 $ 770,000 $ 192,500 $ 69,000
Kenton, Kentucky 4 $ 740,000 $ 185,000 $ 50,000
Mason, Kentucky 4 $ 900,000 $ 225,000 $ 84,000
Nelson, Kentucky 4 $ 750,000 $ 187,500 $ 72,000
Pulaski, Kentucky 4 $ 620,000 $ 155,000 $ 62,000
Scott, Kentucky 4 $ 1,150,000 $ 287,500 $ 52,000
Spencer, Kentucky 4 $ 820,000 $ 205,000 $ 58,000
Warren, Kentucky 4 $ 610,000 $ 152,500 $ 66,000
Avoyelles, Louisiana 4 $ 450,000 $ 112,500 $ 67,000
Aroostook, Maine 4 $ 600,000 $ 150,000 $ 68,000
Hancock, Maine 4 $ 590,000 $ 147,500 $ 67,000
Berrien, Michigan 4 $ 720,000 $ 180,000 $ 108,000
St. Clair, Michigan 4 $ 840,000 $ 210,000 $ 71,000
Anoka, Minnesota 4 $ 840,000 $ 210,000 $ 63,000
Dakota, Minnesota 4 $ 1,080,000 $ 270,000 $ 82,000
Madison, Mississippi 4 $ 770,000 $ 192,500 $ 71,000
Flathead, Montana 4 $ 810,000 $ 202,500 $ 58,000
Cheshire, New Hampshire 4 $ 780,000 $ 195,000 $ 118,000
Albany, New York 4 $ 920,000 $ 230,000 $ 102,000
Cattaraugus, New York 4 $ 590,000 $ 147,500 $ 75,000
Essex, New York 4 $ 950,000 $ 237,500 $ 94,000
Jefferson, New York 4 $ 620,000 $ 155,000 $ 87,000
Oswego, New York 4 $ 580,000 $ 145,000 $ 97,000
Sullivan, New York 4 $ 930,000 $ 232,500 $ 139,000
Wyoming, New York 4 $ 790,000 $ 197,500 $ 71,000
Burke, North Carolina 4 $ 820,000 $ 205,000 $ 85,000
Robeson, North Carolina 4 $ 540,000 $ 135,000 $ 74,000
Rockingham, North Carolina 4 $ 520,000 $ 130,000 $ 67,000
Columbiana, Ohio 4 $ 610,000 $ 152,500 $ 82,000
Erie, Ohio 4 $ 560,000 $ 140,000 $ 94,000
Knox, Ohio 4 $ 640,000 $ 160,000 $ 52,000
Shelby, Ohio 4 $ 620,000 $ 155,000 $ 100,000
Klamath, Oregon 4 $ 660,000 $ 165,000 $ 98,000
Marion, Oregon 4 $ 920,000 $ 230,000 $ 52,000
Yamhill, Oregon 4 $ 820,000 $ 205,000 $ 52,000
Clearfield, Pennsylvania 4 $ 560,000 $ 140,000 $ 76,000
Columbia, Pennsylvania 4 $ 660,000 $ 165,000 $ 52,000
Lackawanna, Pennsylvania 4 $ 770,000 $ 192,500 $ 87,000
Mercer, Pennsylvania 4 $ 670,000 $ 167,500 $ 77,000
Florence, South Carolina 4 $ 520,000 $ 130,000 $ 52,000
Anderson, Tennessee 4 $ 610,000 $ 152,500 $ 95,000
Marshall, Tennessee 4 $ 650,000 $ 162,500 $ 62,000
Overton, Tennessee 4 $ 640,000 $ 160,000 $ 67,000
Smith, Tennessee 4 $ 530,000 $ 132,500 $ 45,000
Warren, Tennessee 4 $ 610,000 $ 152,500 $ 82,000
Galveston, Texas 4 $ 770,000 $ 192,500 $ 101,000
Johnson, Texas 4 $ 1,180,000 $ 295,000 $ 159,000
Kaufman, Texas 4 $ 800,000 $ 200,000 $ 72,000
Randall, Texas 4 $ 770,000 $ 192,500 $ 103,000
Page:

Mortgage Loan Application Detail Totals for Reliance First Capital, LLC in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 5,403 $1,187,935,000 $219,000 $1,485,000 $86,000 $1,238,000
Refinancing 2,916 $687,250,000 $235,000 $1,645,000 $90,000 $1,435,000
Home Purchase 880 $177,520,000 $201,000 $725,000 $77,000 $1,101,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,305 $1,387,275,000 $220,000 $1,485,000 $88,000 $1,435,000
Not Provided 1,188 $271,840,000 $228,000 $1,645,000 $87,000 $480,000
Black or African American 1,051 $229,215,000 $218,000 $805,000 $79,000 $1,101,000
Hispanic 396 $95,660,000 $241,000 $665,000 $84,000 $286,000
Asian 200 $57,540,000 $287,000 $755,000 $100,000 $497,000
American Indian or Alaskan Native 48 $8,470,000 $176,000 $315,000 $74,000 $411,000
Native Hawaiian or Other Pacific Islander 11 $2,705,000 $245,000 $465,000 $101,000 $230,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,954 $1,356,900,000 $227,000 $1,645,000 $97,000 $1,435,000
FHA-insured (Federal Housing Administration) 2,145 $441,715,000 $205,000 $665,000 $72,000 $388,000
VA-guaranteed (Veterans Administration) 1,019 $241,705,000 $237,000 $1,095,000 $58,000 $425,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 81 $12,385,000 $152,000 $375,000 $50,000 $89,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,470 $1,662,090,000 $222,000 $1,095,000 $87,000 $1,435,000
Application Approved But Not Accepted 1,344 $303,220,000 $225,000 $1,485,000 $85,000 $580,000
Application Denied By Financial Institution 385 $87,395,000 $227,000 $1,645,000 $79,000 $441,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,814 $1,965,310,000 $222,000 $1,485,000 $87,000 $1,435,000
Credit History 95 $20,125,000 $211,000 $685,000 $76,000 $267,000
Debt-To-Income Ratio 91 $21,615,000 $237,000 $905,000 $59,000 $217,000
Collateral 65 $13,485,000 $207,000 $645,000 $95,000 $348,000
Other 63 $16,315,000 $258,000 $1,645,000 $104,000 $441,000
Employment History 31 $6,435,000 $207,000 $505,000 $62,000 $221,000
Unverifiable Information 27 $6,195,000 $229,000 $605,000 $81,000 $388,000
Credit Application Incomplete 7 $1,435,000 $205,000 $315,000 $72,000 $160,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,790,000 $298,000 $1,205,000 $79,000 $300,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Reliance First Capital, LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Reliance First Capital, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet with aggregated HMDA statistics today.

Download the New York Lender List