Reliant Home Funding, Inc Mortgage Lending & HMDA Data, 2024
In 2024, Reliant Home Funding, Inc of Melville, NY reported 591 mortgage applications totaling $277.4 million, up 176% from 2023. The average application was for $469,314, and applicants reported an average income of $166,705. 64% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Nassau County-Suffolk County, NY (207), New York-Jersey City-White Plains, NY-NJ (92) and Hartford-West Hartford-East Hartford, CT (36) (applications in parentheses).
| Mortgage Company & Address | Reliant Home Funding, Inc 445 Broadhollow Rd Suite 334 Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 |
| Total Number of Mortgage Applications | 591 |
| Total Mortgage Loan Application Amount | $277,365,000 |
| Average Mortgage Loan Application Amount | $469,314 |
| Highest Mortgage Loan Application Amount | $1,335,000 |
| Average Applicant Income | $166,705 |
| Highest Applicant Income | $1,045,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Reliant Home Funding, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk, New York | 142 | $ 74,340,000 | $ 523,521 | $ 187,000 |
| Nassau, New York | 65 | $ 38,355,000 | $ 590,076 | $ 203,000 |
| Capitol Planning Region, Connecticut | 35 | $ 10,575,000 | $ 302,142 | $ 91,000 |
| Monroe, Pennsylvania | 28 | $ 9,910,000 | $ 353,928 | $ 123,000 |
| Queens, New York | 25 | $ 13,865,000 | $ 554,600 | $ 170,000 |
| Kings, New York | 18 | $ 11,540,000 | $ 641,111 | $ 176,000 |
| Naugatuck Valley Planning Region, Connecticut | 16 | $ 5,460,000 | $ 341,250 | $ 92,000 |
| Greater Bridgeport Planning Region, Connecticut | 13 | $ 5,725,000 | $ 440,384 | $ 124,000 |
| Western Connecticut Planning Region, Connecticut | 11 | $ 4,815,000 | $ 437,727 | $ 122,000 |
| Bergen, New Jersey | 11 | $ 6,205,000 | $ 564,090 | $ 273,000 |
| Westchester, New York | 11 | $ 6,235,000 | $ 566,818 | $ 228,000 |
| Bronx, New York | 9 | $ 5,985,000 | $ 665,000 | $ 156,000 |
| Essex, New Jersey | 8 | $ 4,190,000 | $ 523,750 | $ 183,000 |
| Middlesex, New Jersey | 8 | $ 4,930,000 | $ 616,250 | $ 235,000 |
| Philadelphia, Pennsylvania | 8 | $ 2,750,000 | $ 343,750 | $ 129,000 |
| Broward, Florida | 7 | $ 2,725,000 | $ 389,285 | $ 119,000 |
| South Central Connecticut Planning Region, Connecticut | 6 | $ 2,410,000 | $ 401,666 | $ 115,000 |
| Morris, New Jersey | 6 | $ 3,480,000 | $ 580,000 | $ 239,000 |
| Richmond, New York | 6 | $ 3,310,000 | $ 551,666 | $ 143,000 |
| Sussex, New Jersey | 5 | $ 1,695,000 | $ 339,000 | $ 129,000 |
| Union, New Jersey | 5 | $ 1,775,000 | $ 355,000 | $ 166,000 |
| Dutchess, New York | 5 | $ 1,565,000 | $ 313,000 | $ 111,000 |
| Orange, New York | 5 | $ 2,165,000 | $ 433,000 | $ 168,000 |
| Saratoga, New York | 5 | $ 1,625,000 | $ 325,000 | $ 136,000 |
| Luzerne, Pennsylvania | 5 | $ 1,165,000 | $ 233,000 | $ 84,000 |
| Orange, Florida | 4 | $ 1,740,000 | $ 435,000 | $ 212,000 |
| Prince George's, Maryland | 4 | $ 1,390,000 | $ 347,500 | $ 117,000 |
| Burlington, New Jersey | 4 | $ 1,370,000 | $ 342,500 | $ 83,000 |
| Hudson, New Jersey | 4 | $ 2,330,000 | $ 582,500 | $ 229,000 |
| Northwest Hills Planning Region, Connecticut | 3 | $ 1,025,000 | $ 341,666 | $ 149,000 |
| Southeastern Connecticut Planning Region, Connecticut | 3 | $ 675,000 | $ 225,000 | $ 71,000 |
| Osceola, Florida | 3 | $ 935,000 | $ 311,666 | $ 83,000 |
| Palm Beach, Florida | 3 | $ 855,000 | $ 285,000 | $ 509,000 |
| Pasco, Florida | 3 | $ 1,465,000 | $ 488,333 | $ 143,000 |
| Atlantic, New Jersey | 3 | $ 1,095,000 | $ 365,000 | $ 98,000 |
| Camden, New Jersey | 3 | $ 875,000 | $ 291,666 | $ 113,000 |
| Passaic, New Jersey | 3 | $ 1,565,000 | $ 521,666 | $ 170,000 |
| Somerset, New Jersey | 3 | $ 1,845,000 | $ 615,000 | $ 247,000 |
| New York, New York | 3 | $ 1,895,000 | $ 631,666 | $ 215,000 |
| Sullivan, New York | 3 | $ 1,105,000 | $ 368,333 | $ 168,000 |
| Carbon, Pennsylvania | 3 | $ 615,000 | $ 205,000 | $ 103,000 |
| Sussex, Delaware | 2 | $ 670,000 | $ 335,000 | $ 154,000 |
| Hillsborough, Florida | 2 | $ 790,000 | $ 395,000 | $ 150,000 |
| Montgomery, Maryland | 2 | $ 1,340,000 | $ 670,000 | $ 165,000 |
| Hampden, Massachusetts | 2 | $ 880,000 | $ 440,000 | $ 159,000 |
| Suffolk, Massachusetts | 2 | $ 1,280,000 | $ 640,000 | $ 138,000 |
| Monmouth, New Jersey | 2 | $ 1,040,000 | $ 520,000 | $ 222,000 |
| Ocean, New Jersey | 2 | $ 550,000 | $ 275,000 | $ 98,000 |
| Erie, New York | 2 | $ 750,000 | $ 375,000 | $ 122,000 |
| Putnam, New York | 2 | $ 890,000 | $ 445,000 | $ 196,000 |
| Chester, Pennsylvania | 2 | $ 540,000 | $ 270,000 | $ 176,000 |
| Montgomery, Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 65,000 |
| Pike, Pennsylvania | 2 | $ 670,000 | $ 335,000 | $ 365,000 |
| Whatcom, Washington | 2 | $ 960,000 | $ 480,000 | $ 131,000 |
| Lower Connecticut River Valley Planning Region, Connecticut | 1 | $ 695,000 | $ 695,000 | $ 266,000 |
| Northeastern Connecticut Planning Region, Connecticut | 1 | $ 305,000 | $ 305,000 | $ 155,000 |
| New Castle, Delaware | 1 | $ 295,000 | $ 295,000 | $ 106,000 |
| Baker, Florida | 1 | $ 315,000 | $ 315,000 | $ 119,000 |
| Citrus, Florida | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Miami-Dade, Florida | 1 | $ 225,000 | $ 225,000 | $ 325,000 |
| Monroe, Florida | 1 | $ 635,000 | $ 635,000 | $ 516,000 |
| Pinellas, Florida | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Polk, Florida | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Santa Rosa, Florida | 1 | $ 265,000 | $ 265,000 | $ 53,000 |
| Seminole, Florida | 1 | $ 385,000 | $ 385,000 | $ 139,000 |
| Sumter, Florida | 1 | $ 165,000 | $ 165,000 | $ 126,000 |
| Allegany, Maryland | 1 | $ 415,000 | $ 415,000 | $ 363,000 |
| Frederick, Maryland | 1 | $ 705,000 | $ 705,000 | $ 154,000 |
| Howard, Maryland | 1 | $ 755,000 | $ 755,000 | $ 314,000 |
| Bristol, Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 99,000 |
| Essex, Massachusetts | 1 | $ 545,000 | $ 545,000 | $ 176,000 |
| Hillsborough, New Hampshire | 1 | $ 425,000 | $ 425,000 | $ 121,000 |
| Cumberland, New Jersey | 1 | $ 305,000 | $ 305,000 | $ 72,000 |
| Gloucester, New Jersey | 1 | $ 605,000 | $ 605,000 | $ 131,000 |
| Hunterdon, New Jersey | 1 | $ 395,000 | $ 395,000 | $ 122,000 |
| Mercer, New Jersey | 1 | $ 245,000 | $ 245,000 | $ 115,000 |
| Warren, New Jersey | 1 | $ 285,000 | $ 285,000 | $ 127,000 |
| Cayuga, New York | 1 | $ 615,000 | $ 615,000 | $ 184,000 |
| Chemung, New York | 1 | $ 365,000 | $ 365,000 | $ 140,000 |
| Columbia, New York | 1 | $ 765,000 | $ 765,000 | $ 190,000 |
| Greene, New York | 1 | $ 365,000 | $ 365,000 | $ 125,000 |
| Monroe, New York | 1 | $ 445,000 | $ 445,000 | $ 283,000 |
| Montgomery, New York | 1 | $ 145,000 | $ 145,000 | $ 126,000 |
| Niagara, New York | 1 | $ 245,000 | $ 245,000 | $ 64,000 |
| Onondaga, New York | 1 | $ 195,000 | $ 195,000 | $ 111,000 |
| Otsego, New York | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Ulster, New York | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Washington, New York | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| Mecklenburg, North Carolina | 1 | $ 505,000 | $ 505,000 | $ 233,000 |
| New Hanover, North Carolina | 1 | $ 495,000 | $ 495,000 | $ 248,000 |
| Rowan, North Carolina | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Wake, North Carolina | 1 | $ 505,000 | $ 505,000 | $ 387,000 |
| Adams, Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 210,000 |
| Columbia, Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 117,000 |
| Northampton, Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 74,000 |
| Perry, Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 70,000 |
| Dorchester, South Carolina | 1 | $ 325,000 | $ 325,000 | $ 114,000 |
| Spartanburg, South Carolina | 1 | $ 375,000 | $ 375,000 | $ 109,000 |
| Marshall, Tennessee | 1 | $ 385,000 | $ 385,000 | $ 114,000 |
| Burnet, Texas | 1 | $ 395,000 | $ 395,000 | $ 213,000 |
| Collin, Texas | 1 | $ 715,000 | $ 715,000 | $ 161,000 |
| Harris, Texas | 1 | $ 365,000 | $ 365,000 | $ 115,000 |
| Windsor, Vermont | 1 | $ 445,000 | $ 445,000 | $ 700,000 |
Mortgage Loan Application Detail Totals for Reliant Home Funding, Inc in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 521 | $249,505,000 | $478,000 | $1,215,000 | $169,000 | $1,045,000 |
| Cash-out Refinancing | 48 | $18,550,000 | $386,000 | $1,335,000 | $149,000 | $387,000 |
| Refinancing | 22 | $9,310,000 | $423,000 | $905,000 | $151,000 | $422,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 205 | $91,985,000 | $448,000 | $1,145,000 | $183,000 | $1,045,000 |
| Hispanic | 124 | $56,440,000 | $455,000 | $965,000 | $143,000 | $662,000 |
| Not Provided | 102 | $51,100,000 | $500,000 | $1,095,000 | $183,000 | $700,000 |
| Black or African American | 95 | $40,315,000 | $424,000 | $1,215,000 | $135,000 | $363,000 |
| Asian | 64 | $36,980,000 | $577,000 | $1,335,000 | $181,000 | $404,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $545,000 | $545,000 | $545,000 | $139,000 | $139,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 453 | $216,055,000 | $476,000 | $1,335,000 | $181,000 | $1,045,000 |
| FHA-insured (Federal Housing Administration) | 125 | $55,225,000 | $441,000 | $955,000 | $119,000 | $422,000 |
| VA-guaranteed (Veterans Administration) | 13 | $6,085,000 | $468,000 | $1,215,000 | $129,000 | $281,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 381 | $181,035,000 | $475,000 | $1,335,000 | $174,000 | $1,045,000 |
| Application Withdrawn By Applicant | 156 | $71,790,000 | $460,000 | $985,000 | $160,000 | $655,000 |
| File Closed For Incompleteness | 25 | $12,745,000 | $509,000 | $855,000 | $160,000 | $371,000 |
| Application Denied By Financial Institution | 21 | $8,085,000 | $385,000 | $725,000 | $99,000 | $184,000 |
| Application Approved But Not Accepted | 8 | $3,710,000 | $463,000 | $905,000 | $157,000 | $201,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 570 | $269,280,000 | $472,000 | $1,335,000 | $169,000 | $1,045,000 |
| Debt-To-Income Ratio | 7 | $3,145,000 | $449,000 | $725,000 | $94,000 | $151,000 |
| Collateral | 5 | $965,000 | $193,000 | $375,000 | $65,000 | $91,000 |
| Unverifiable Information | 3 | $1,505,000 | $501,000 | $605,000 | $143,000 | $183,000 |
| Credit History | 2 | $740,000 | $370,000 | $445,000 | $115,000 | $121,000 |
| Employment History | 2 | $980,000 | $490,000 | $725,000 | $92,000 | $184,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $750,000 | $375,000 | $385,000 | $130,000 | $156,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Reliant Home Funding, Inc's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Reliant Home Funding, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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