Renasant Bank Mortgage Lending & HMDA Data, 2023

In 2023, Renasant Bank of Johns Creek, GA reported 10,705 mortgage applications totaling $2.8 billion, down 34% from 2022. The average application was for $257,120, and applicants reported an average income of $145,288. 70% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,264), Birmingham-Hoover, AL (687) and Memphis, TN-MS-AR (580) (applications in parentheses).

Mortgage Company & Address Renasant Bank

Johns Creek, GA 30097
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 10,705
Total Mortgage Loan Application Amount $2,752,475,000
Average Mortgage Loan Application Amount $257,120
Highest Mortgage Loan Application Amount $22,005,000
Average Applicant Income $145,288
Highest Applicant Income $9,797,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Renasant Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Renasant Bank by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson, Alabama 409 $ 115,275,000 $ 281,845 $ 158,000
Shelby, Tennessee 389 $ 96,285,000 $ 247,519 $ 148,000
Fulton, Georgia 344 $ 113,660,000 $ 330,406 $ 176,000
Lee, Mississippi 321 $ 50,905,000 $ 158,582 $ 120,000
Davidson, Tennessee 238 $ 72,470,000 $ 304,495 $ 244,000
Shelby, Alabama 176 $ 52,220,000 $ 296,704 $ 163,000
Tuscaloosa, Alabama 175 $ 40,615,000 $ 232,085 $ 122,000
Lee, Alabama 170 $ 56,640,000 $ 333,176 $ 171,000
Mobile, Alabama 169 $ 35,545,000 $ 210,325 $ 109,000
Madison, Alabama 164 $ 52,830,000 $ 322,134 $ 140,000
Gwinnett, Georgia 159 $ 52,505,000 $ 330,220 $ 172,000
Lafayette, Mississippi 159 $ 51,135,000 $ 321,603 $ 221,000
Montgomery, Alabama 147 $ 32,315,000 $ 219,829 $ 122,000
Williamson, Tennessee 141 $ 66,655,000 $ 472,730 $ 417,000
Lowndes, Mississippi 139 $ 21,835,000 $ 157,086 $ 106,000
Madison, Mississippi 135 $ 36,635,000 $ 271,370 $ 163,000
Rankin, Mississippi 131 $ 26,885,000 $ 205,229 $ 124,000
Monroe, Mississippi 130 $ 13,860,000 $ 106,615 $ 86,000
Hinds, Mississippi 129 $ 17,505,000 $ 135,697 $ 113,000
DeSoto, Mississippi 127 $ 21,715,000 $ 170,984 $ 114,000
Cherokee, Georgia 124 $ 43,560,000 $ 351,290 $ 174,000
Pontotoc, Mississippi 123 $ 13,665,000 $ 111,097 $ 112,000
DeKalb, Georgia 120 $ 37,020,000 $ 308,500 $ 133,000
Morgan, Alabama 109 $ 21,645,000 $ 198,577 $ 133,000
Oktibbeha, Mississippi 101 $ 23,865,000 $ 236,287 $ 170,000
Chatham, Georgia 98 $ 24,320,000 $ 248,163 $ 143,000
Lowndes, Georgia 89 $ 16,475,000 $ 185,112 $ 172,000
Etowah, Alabama 87 $ 14,785,000 $ 169,942 $ 71,000
Cobb, Georgia 86 $ 31,600,000 $ 367,441 $ 174,000
Dougherty, Georgia 81 $ 8,465,000 $ 104,506 $ 107,000
St. Clair, Alabama 80 $ 19,780,000 $ 247,250 $ 125,000
Bibb, Georgia 80 $ 18,180,000 $ 227,250 $ 178,000
Grenada, Mississippi 80 $ 7,820,000 $ 97,750 $ 145,000
Bulloch, Georgia 73 $ 10,925,000 $ 149,657 $ 109,000
Union, Mississippi 72 $ 7,350,000 $ 102,083 $ 88,000
Charleston, South Carolina 72 $ 46,920,000 $ 651,666 $ 215,000
Greenville, South Carolina 71 $ 19,915,000 $ 280,492 $ 112,000
Autauga, Alabama 68 $ 18,540,000 $ 272,647 $ 104,000
Coffee, Georgia 65 $ 14,215,000 $ 218,692 $ 97,000
Baldwin, Alabama 64 $ 22,580,000 $ 352,812 $ 252,000
Duval, Florida 64 $ 17,770,000 $ 277,656 $ 210,000
Walton, Florida 62 $ 33,470,000 $ 539,838 $ 291,000
Prentiss, Mississippi 61 $ 4,325,000 $ 70,901 $ 59,000
Rockingham, North Carolina 61 $ 13,165,000 $ 215,819 $ 94,000
Attala, Mississippi 59 $ 4,295,000 $ 72,796 $ 80,000
Spartanburg, South Carolina 59 $ 15,675,000 $ 265,677 $ 88,000
Lee, Georgia 58 $ 9,600,000 $ 165,517 $ 199,000
Lexington, South Carolina 57 $ 14,185,000 $ 248,859 $ 94,000
Bartow, Georgia 56 $ 15,110,000 $ 269,821 $ 133,000
Elmore, Alabama 55 $ 14,025,000 $ 255,000 $ 102,000
Pickens, Georgia 54 $ 7,880,000 $ 145,925 $ 99,000
Effingham, Georgia 52 $ 10,480,000 $ 201,538 $ 109,000
Warren, Tennessee 52 $ 11,330,000 $ 217,884 $ 74,000
Blount, Tennessee 50 $ 11,850,000 $ 237,000 $ 134,000
Troup, Georgia 49 $ 6,525,000 $ 133,163 $ 78,000
Winston, Mississippi 49 $ 4,535,000 $ 92,551 $ 92,000
Washington, Tennessee 47 $ 9,795,000 $ 208,404 $ 110,000
Houston, Alabama 46 $ 11,450,000 $ 248,913 $ 114,000
Forsyth, Georgia 46 $ 18,360,000 $ 399,130 $ 198,000
Muscogee, Georgia 46 $ 10,000,000 $ 217,391 $ 126,000
Clay, Mississippi 46 $ 9,720,000 $ 211,304 $ 165,000
Iredell, North Carolina 46 $ 11,570,000 $ 251,521 $ 104,000
Richland, South Carolina 46 $ 10,520,000 $ 228,695 $ 121,000
Limestone, Alabama 44 $ 17,120,000 $ 389,090 $ 144,000
Alcorn, Mississippi 43 $ 8,275,000 $ 192,441 $ 103,000
Rabun, Georgia 42 $ 13,270,000 $ 315,952 $ 173,000
Talladega, Alabama 41 $ 9,095,000 $ 221,829 $ 98,000
Berkeley, South Carolina 41 $ 17,715,000 $ 432,073 $ 155,000
Sullivan, Tennessee 40 $ 8,810,000 $ 220,250 $ 195,000
Clayton, Georgia 38 $ 8,350,000 $ 219,736 $ 80,000
Lauderdale, Alabama 37 $ 10,175,000 $ 275,000 $ 142,000
Tishomingo, Mississippi 36 $ 2,860,000 $ 79,444 $ 80,000
Cullman, Alabama 35 $ 12,465,000 $ 356,142 $ 142,000
Marshall, Alabama 35 $ 7,795,000 $ 222,714 $ 94,000
Itawamba, Mississippi 35 $ 3,805,000 $ 108,714 $ 65,000
Houston, Georgia 34 $ 10,950,000 $ 322,058 $ 128,000
Knox, Tennessee 34 $ 11,410,000 $ 335,588 $ 157,000
Habersham, Georgia 31 $ 8,915,000 $ 287,580 $ 118,000
DeKalb, Alabama 30 $ 7,090,000 $ 236,333 $ 90,000
Alachua, Florida 30 $ 5,540,000 $ 184,666 $ 150,000
Newton, Georgia 30 $ 8,650,000 $ 288,333 $ 100,000
Christian, Kentucky 29 $ 6,635,000 $ 228,793 $ 101,000
Wilson, Tennessee 29 $ 8,065,000 $ 278,103 $ 218,000
Lynchburg, Virginia 29 $ 7,425,000 $ 256,034 $ 113,000
Russell, Alabama 28 $ 5,490,000 $ 196,071 $ 96,000
Jackson, Mississippi 28 $ 5,930,000 $ 211,785 $ 87,000
Bay, Florida 27 $ 9,235,000 $ 342,037 $ 248,000
Hall, Georgia 27 $ 6,555,000 $ 242,777 $ 159,000
Neshoba, Mississippi 27 $ 3,045,000 $ 112,777 $ 87,000
Rutherford, Tennessee 27 $ 5,945,000 $ 220,185 $ 151,000
Jackson, Alabama 26 $ 6,020,000 $ 231,538 $ 139,000
Henry, Georgia 26 $ 10,920,000 $ 420,000 $ 163,000
Tallapoosa, Alabama 25 $ 13,255,000 $ 530,200 $ 300,000
Coweta, Georgia 25 $ 6,975,000 $ 279,000 $ 138,000
Walton, Georgia 25 $ 8,405,000 $ 336,200 $ 163,000
Whitfield, Georgia 25 $ 6,205,000 $ 248,200 $ 95,000
Hamilton, Tennessee 25 $ 7,875,000 $ 315,000 $ 145,000
Coffee, Alabama 24 $ 7,440,000 $ 310,000 $ 118,000
Gordon, Georgia 24 $ 5,820,000 $ 242,500 $ 85,000
Taylor, Texas 24 $ 6,320,000 $ 263,333 $ 103,000
Rockdale, Georgia 23 $ 7,995,000 $ 347,608 $ 127,000
Yalobusha, Mississippi 23 $ 1,595,000 $ 69,347 $ 56,000
Yazoo, Mississippi 23 $ 1,865,000 $ 81,086 $ 50,000
Catawba, North Carolina 23 $ 6,205,000 $ 269,782 $ 114,000
St. Johns, Florida 22 $ 8,150,000 $ 370,454 $ 236,000
Paulding, Georgia 22 $ 5,310,000 $ 241,363 $ 83,000
Surry, North Carolina 22 $ 4,710,000 $ 214,090 $ 81,000
Anderson, South Carolina 22 $ 5,850,000 $ 265,909 $ 88,000
Campbell, Virginia 22 $ 6,010,000 $ 273,181 $ 104,000
Okaloosa, Florida 21 $ 10,755,000 $ 512,142 $ 587,000
Jeff Davis, Georgia 21 $ 2,085,000 $ 99,285 $ 183,000
Bolivar, Mississippi 21 $ 4,755,000 $ 226,428 $ 160,000
Calhoun, Mississippi 21 $ 2,185,000 $ 104,047 $ 88,000
Choctaw, Mississippi 21 $ 1,455,000 $ 69,285 $ 71,000
Pike, Alabama 20 $ 4,750,000 $ 237,500 $ 98,000
Panola, Mississippi 20 $ 2,780,000 $ 139,000 $ 69,000
Floyd, Georgia 19 $ 4,325,000 $ 227,631 $ 86,000
Lauderdale, Mississippi 19 $ 4,885,000 $ 257,105 $ 135,000
Guilford, North Carolina 19 $ 4,365,000 $ 229,736 $ 86,000
Macon, North Carolina 19 $ 6,795,000 $ 357,631 $ 154,000
Calhoun, Alabama 18 $ 2,670,000 $ 148,333 $ 58,000
Independence, Arkansas 18 $ 2,780,000 $ 154,444 $ 73,000
Tattnall, Georgia 18 $ 1,330,000 $ 73,888 $ 69,000
Bedford, Virginia 18 $ 4,370,000 $ 242,777 $ 99,000
Wythe, Virginia 18 $ 5,100,000 $ 283,333 $ 104,000
Thomas, Georgia 17 $ 3,925,000 $ 230,882 $ 90,000
Marshall, Mississippi 17 $ 2,505,000 $ 147,352 $ 90,000
Sumner, Tennessee 17 $ 4,395,000 $ 258,529 $ 156,000
Wayne, Tennessee 17 $ 3,195,000 $ 187,941 $ 81,000
Colbert, Alabama 16 $ 4,890,000 $ 305,625 $ 206,000
Dale, Alabama 16 $ 3,610,000 $ 225,625 $ 100,000
Nassau, Florida 16 $ 6,680,000 $ 417,500 $ 659,000
Monroe, Georgia 16 $ 3,770,000 $ 235,625 $ 279,000
Calcasieu, Louisiana 16 $ 4,340,000 $ 271,250 $ 134,000
Horry, South Carolina 16 $ 4,180,000 $ 261,250 $ 97,000
Pulaski, Virginia 16 $ 3,880,000 $ 242,500 $ 86,000
Roanoke, Virginia 16 $ 5,210,000 $ 325,625 $ 123,000
Escambia, Florida 15 $ 7,645,000 $ 509,666 $ 379,000
Douglas, Georgia 15 $ 4,495,000 $ 299,666 $ 107,000
Jackson, Georgia 15 $ 4,405,000 $ 293,666 $ 143,000
Murray, Georgia 15 $ 4,285,000 $ 285,666 $ 106,000
Polk, Georgia 15 $ 3,605,000 $ 240,333 $ 76,000
Chickasaw, Mississippi 15 $ 1,305,000 $ 87,000 $ 48,000
Tate, Mississippi 15 $ 2,625,000 $ 175,000 $ 99,000
Dorchester, South Carolina 15 $ 4,975,000 $ 331,666 $ 146,000
Lawrence, Alabama 14 $ 3,020,000 $ 215,714 $ 146,000
Santa Rosa, Florida 14 $ 6,650,000 $ 475,000 $ 306,000
Appling, Georgia 14 $ 1,780,000 $ 127,142 $ 90,000
Chilton, Alabama 13 $ 3,005,000 $ 231,153 $ 112,000
Carroll, Georgia 13 $ 2,935,000 $ 225,769 $ 101,000
Fayette, Georgia 13 $ 4,095,000 $ 315,000 $ 184,000
Tippah, Mississippi 13 $ 1,225,000 $ 94,230 $ 74,000
Fayette, Tennessee 13 $ 5,675,000 $ 436,538 $ 133,000
Maury, Tennessee 13 $ 5,315,000 $ 408,846 $ 165,000
Pinellas, Florida 12 $ 7,320,000 $ 610,000 $ 479,000
Barrow, Georgia 12 $ 1,080,000 $ 90,000 $ 98,000
Worth, Georgia 12 $ 840,000 $ 70,000 $ 216,000
Carroll, Mississippi 12 $ 1,080,000 $ 90,000 $ 72,000
Montgomery, Mississippi 12 $ 1,670,000 $ 139,166 $ 110,000
Onslow, North Carolina 12 $ 3,350,000 $ 279,166 $ 121,000
Loudon, Tennessee 12 $ 2,730,000 $ 227,500 $ 127,000
Marion, Tennessee 12 $ 3,140,000 $ 261,666 $ 103,000
Amherst, Virginia 12 $ 3,370,000 $ 280,833 $ 129,000
Montgomery, Virginia 12 $ 4,130,000 $ 344,166 $ 129,000
Tazewell, Virginia 12 $ 1,450,000 $ 120,833 $ 70,000
Marion, Florida 11 $ 2,595,000 $ 235,909 $ 393,000
Lamar, Mississippi 11 $ 3,915,000 $ 355,909 $ 209,000
Pickens, South Carolina 11 $ 3,105,000 $ 282,272 $ 118,000
Montgomery, Tennessee 11 $ 3,425,000 $ 311,363 $ 106,000
Tipton, Tennessee 11 $ 2,915,000 $ 265,000 $ 105,000
Barbour, Alabama 10 $ 1,720,000 $ 172,000 $ 88,000
Bacon, Georgia 10 $ 1,520,000 $ 152,000 $ 73,000
Liberty, Georgia 10 $ 2,650,000 $ 265,000 $ 93,000
Boyle, Kentucky 10 $ 1,770,000 $ 177,000 $ 71,000
New Hanover, North Carolina 10 $ 3,780,000 $ 378,000 $ 136,000
Franklin, Tennessee 10 $ 4,330,000 $ 433,000 $ 473,000
Lawrence, Tennessee 10 $ 1,780,000 $ 178,000 $ 75,000
Rhea, Tennessee 10 $ 2,860,000 $ 286,000 $ 110,000
Bristol, Virginia 10 $ 750,000 $ 75,000 $ 134,000
Blount, Alabama 9 $ 2,315,000 $ 257,222 $ 109,000
Henry, Alabama 9 $ 1,805,000 $ 200,555 $ 87,000
Bryan, Georgia 9 $ 2,195,000 $ 243,888 $ 141,000
Cook, Georgia 9 $ 1,035,000 $ 115,000 $ 78,000
Webster, Mississippi 9 $ 915,000 $ 101,666 $ 80,000
Hamblen, Tennessee 9 $ 985,000 $ 109,444 $ 135,000
Grayson, Texas 9 $ 4,345,000 $ 482,777 $ 197,000
Roanoke City, Virginia 9 $ 1,905,000 $ 211,666 $ 103,000
Lamar, Alabama 8 $ 900,000 $ 112,500 $ 83,000
Jackson, Arkansas 8 $ 1,080,000 $ 135,000 $ 68,000
Columbia, Florida 8 $ 870,000 $ 108,750 $ 59,000
Bleckley, Georgia 8 $ 1,750,000 $ 218,750 $ 89,000
Dodge, Georgia 8 $ 1,320,000 $ 165,000 $ 102,000
Glynn, Georgia 8 $ 2,740,000 $ 342,500 $ 140,000
Harris, Georgia 8 $ 2,320,000 $ 290,000 $ 115,000
Jones, Georgia 8 $ 1,860,000 $ 232,500 $ 101,000
Peach, Georgia 8 $ 2,450,000 $ 306,250 $ 114,000
Caldwell, Kentucky 8 $ 1,340,000 $ 167,500 $ 80,000
Pike, Mississippi 8 $ 1,200,000 $ 150,000 $ 86,000
Beaufort, South Carolina 8 $ 4,340,000 $ 542,500 $ 323,000
Laurens, South Carolina 8 $ 1,720,000 $ 215,000 $ 65,000
Campbell, Tennessee 8 $ 1,290,000 $ 161,250 $ 73,000
Carroll, Virginia 8 $ 2,160,000 $ 270,000 $ 139,000
Washington, Virginia 8 $ 650,000 $ 81,250 $ 142,000
Geneva, Alabama 7 $ 1,175,000 $ 167,857 $ 108,000
Hale, Alabama 7 $ 2,055,000 $ 293,571 $ 70,000
Walker, Alabama 7 $ 2,925,000 $ 417,857 $ 169,000
Winston, Alabama 7 $ 3,535,000 $ 505,000 $ 394,000
Catoosa, Georgia 7 $ 1,895,000 $ 270,714 $ 122,000
Colquitt, Georgia 7 $ 1,595,000 $ 227,857 $ 193,000
Dawson, Georgia 7 $ 2,045,000 $ 292,142 $ 270,000
Laurens, Georgia 7 $ 885,000 $ 126,428 $ 64,000
Mitchell, Georgia 7 $ 475,000 $ 67,857 $ 70,000
Spalding, Georgia 7 $ 1,225,000 $ 175,000 $ 60,000
Ware, Georgia 7 $ 12,085,000 $ 1,726,428 $ 52,000
Natchitoches, Louisiana 7 $ 1,575,000 $ 225,000 $ 150,000
Harrison, Mississippi 7 $ 1,575,000 $ 225,000 $ 165,000
Mecklenburg, North Carolina 7 $ 3,355,000 $ 479,285 $ 199,000
Georgetown, South Carolina 7 $ 2,035,000 $ 290,714 $ 100,000
Newberry, South Carolina 7 $ 2,555,000 $ 365,000 $ 128,000
Orangeburg, South Carolina 7 $ 1,365,000 $ 195,000 $ 78,000
Cheatham, Tennessee 7 $ 1,865,000 $ 266,428 $ 162,000
Crockett, Tennessee 7 $ 495,000 $ 70,714 $ 47,000
Jefferson, Texas 7 $ 2,195,000 $ 313,571 $ 163,000
Franklin, Virginia 7 $ 1,965,000 $ 280,714 $ 122,000
Rockingham, Virginia 7 $ 1,645,000 $ 235,000 $ 103,000
Escambia, Alabama 6 $ 960,000 $ 160,000 $ 87,000
Pickens, Alabama 6 $ 930,000 $ 155,000 $ 86,000
Crittenden, Arkansas 6 $ 1,600,000 $ 266,666 $ 299,000
Hillsborough, Florida 6 $ 2,950,000 $ 491,666 $ 309,000
Berrien, Georgia 6 $ 1,190,000 $ 198,333 $ 75,000
Crawford, Georgia 6 $ 1,390,000 $ 231,666 $ 195,000
Fannin, Georgia 6 $ 2,720,000 $ 453,333 $ 290,000
Meriwether, Georgia 6 $ 1,280,000 $ 213,333 $ 71,000
Walker, Georgia 6 $ 1,180,000 $ 196,666 $ 67,000
Leake, Mississippi 6 $ 1,230,000 $ 205,000 $ 90,000
Cabarrus, North Carolina 6 $ 2,230,000 $ 371,666 $ 114,000
Dare, North Carolina 6 $ 1,900,000 $ 316,666 $ 112,000
Davidson, North Carolina 6 $ 1,290,000 $ 215,000 $ 96,000
Rowan, North Carolina 6 $ 1,650,000 $ 275,000 $ 110,000
Clarendon, South Carolina 6 $ 1,160,000 $ 193,333 $ 114,000
Saluda, South Carolina 6 $ 1,280,000 $ 213,333 $ 97,000
Cumberland, Tennessee 6 $ 930,000 $ 155,000 $ 60,000
Putnam, Tennessee 6 $ 1,230,000 $ 205,000 $ 67,000
Sequatchie, Tennessee 6 $ 1,780,000 $ 296,666 $ 90,000
Floyd, Virginia 6 $ 1,760,000 $ 293,333 $ 136,000
Cherokee, Alabama 5 $ 1,075,000 $ 215,000 $ 88,000
Phillips, Arkansas 5 $ 535,000 $ 107,000 $ 146,000
Clay, Florida 5 $ 1,435,000 $ 287,000 $ 106,000
Gulf, Florida 5 $ 2,325,000 $ 465,000 $ 412,000
Atkinson, Georgia 5 $ 885,000 $ 177,000 $ 64,000
Banks, Georgia 5 $ 1,835,000 $ 367,000 $ 171,000
Pulaski, Georgia 5 $ 1,405,000 $ 281,000 $ 89,000
Putnam, Georgia 5 $ 1,615,000 $ 323,000 $ 610,000
Tift, Georgia 5 $ 1,015,000 $ 203,000 $ 116,000
Laurel, Kentucky 5 $ 925,000 $ 185,000 $ 77,000
Simpson, Kentucky 5 $ 1,145,000 $ 229,000 $ 87,000
Trigg, Kentucky 5 $ 975,000 $ 195,000 $ 111,000
Allen, Louisiana 5 $ 755,000 $ 151,000 $ 981,000
Beauregard, Louisiana 5 $ 1,155,000 $ 231,000 $ 70,000
Copiah, Mississippi 5 $ 625,000 $ 125,000 $ 67,000
Hancock, Mississippi 5 $ 1,145,000 $ 229,000 $ 113,000
Walthall, Mississippi 5 $ 1,175,000 $ 235,000 $ 102,000
Gallatin, Montana 5 $ 2,365,000 $ 473,000 $ 173,000
Forsyth, North Carolina 5 $ 1,295,000 $ 259,000 $ 89,000
Randolph, North Carolina 5 $ 865,000 $ 173,000 $ 72,000
Chester, South Carolina 5 $ 1,675,000 $ 335,000 $ 87,000
Kershaw, South Carolina 5 $ 1,175,000 $ 235,000 $ 97,000
Oconee, South Carolina 5 $ 1,185,000 $ 237,000 $ 215,000
Sumter, South Carolina 5 $ 1,275,000 $ 255,000 $ 168,000
York, South Carolina 5 $ 1,985,000 $ 397,000 $ 117,000
Coffee, Tennessee 5 $ 1,045,000 $ 209,000 $ 57,000
Grundy, Tennessee 5 $ 925,000 $ 185,000 $ 215,000
McMinn, Tennessee 5 $ 785,000 $ 157,000 $ 103,000
Monroe, Tennessee 5 $ 685,000 $ 137,000 $ 65,000
White, Tennessee 5 $ 965,000 $ 193,000 $ 49,000
Denton, Texas 5 $ 3,265,000 $ 653,000 $ 266,000
Williamson, Texas 5 $ 2,165,000 $ 433,000 $ 179,000
Appomattox, Virginia 5 $ 1,675,000 $ 335,000 $ 121,000
Grayson, Virginia 5 $ 985,000 $ 197,000 $ 83,000
Chambers, Alabama 4 $ 450,000 $ 112,500 $ 80,000
Fayette, Alabama 4 $ 530,000 $ 132,500 $ 76,000
Monroe, Alabama 4 $ 330,000 $ 82,500 $ 86,000
Randolph, Alabama 4 $ 680,000 $ 170,000 $ 52,000
Craighead, Arkansas 4 $ 1,250,000 $ 312,500 $ 168,000
Bradford, Florida 4 $ 3,170,000 $ 792,500 $ 55,000
Flagler, Florida 4 $ 2,120,000 $ 530,000 $ 226,000
Lee, Florida 4 $ 1,250,000 $ 312,500 $ 158,000
Leon, Florida 4 $ 1,720,000 $ 430,000 $ 380,000
Orange, Florida 4 $ 1,730,000 $ 432,500 $ 220,000
Early, Georgia 4 $ 760,000 $ 190,000 $ 77,000
Gilmer, Georgia 4 $ 970,000 $ 242,500 $ 225,000
Screven, Georgia 4 $ 360,000 $ 90,000 $ 56,000
Terrell, Georgia 4 $ 650,000 $ 162,500 $ 99,000
Union, Georgia 4 $ 1,410,000 $ 352,500 $ 95,000
White, Georgia 4 $ 1,190,000 $ 297,500 $ 85,000
Madison, Kentucky 4 $ 1,300,000 $ 325,000 $ 124,000
Marshall, Kentucky 4 $ 710,000 $ 177,500 $ 81,000
Benton, Mississippi 4 $ 330,000 $ 82,500 $ 48,000
Clarke, Mississippi 4 $ 400,000 $ 100,000 $ 59,000
Forrest, Mississippi 4 $ 680,000 $ 170,000 $ 257,000
Holmes, Mississippi 4 $ 360,000 $ 90,000 $ 56,000
Simpson, Mississippi 4 $ 1,060,000 $ 265,000 $ 148,000
Carteret, North Carolina 4 $ 1,320,000 $ 330,000 $ 93,000
Gaston, North Carolina 4 $ 1,190,000 $ 297,500 $ 104,000
Jackson, North Carolina 4 $ 1,420,000 $ 355,000 $ 373,000
Stokes, North Carolina 4 $ 1,230,000 $ 307,500 $ 99,000
Aiken, South Carolina 4 $ 1,130,000 $ 282,500 $ 87,000
Bledsoe, Tennessee 4 $ 540,000 $ 135,000 $ 55,000
Carter, Tennessee 4 $ 990,000 $ 247,500 $ 205,000
Lewis, Tennessee 4 $ 820,000 $ 205,000 $ 70,000
Lincoln, Tennessee 4 $ 1,340,000 $ 335,000 $ 123,000
Madison, Tennessee 4 $ 580,000 $ 145,000 $ 132,000
McNairy, Tennessee 4 $ 440,000 $ 110,000 $ 128,000
Roane, Tennessee 4 $ 1,220,000 $ 305,000 $ 111,000
Robertson, Tennessee 4 $ 1,080,000 $ 270,000 $ 115,000
Smith, Tennessee 4 $ 1,140,000 $ 285,000 $ 75,000
Hardin, Texas 4 $ 750,000 $ 187,500 $ 98,000
Johnson, Texas 4 $ 1,840,000 $ 460,000 $ 118,000
Kaufman, Texas 4 $ 1,020,000 $ 255,000 $ 121,000
Orange, Texas 4 $ 700,000 $ 175,000 $ 112,000
Tarrant, Texas 4 $ 1,340,000 $ 335,000 $ 225,000
Botetourt, Virginia 4 $ 1,090,000 $ 272,500 $ 118,000
Fluvanna, Virginia 4 $ 1,650,000 $ 412,500 $ 144,000
Giles, Virginia 4 $ 620,000 $ 155,000 $ 65,000
Louisa, Virginia 4 $ 1,260,000 $ 315,000 $ 131,000
Salem, Virginia 4 $ 990,000 $ 247,500 $ 75,000
Covington, Alabama 3 $ 535,000 $ 178,333 $ 77,000
Crenshaw, Alabama 3 $ 355,000 $ 118,333 $ 122,000
Dallas, Alabama 3 $ 295,000 $ 98,333 $ 54,000
Franklin, Alabama 3 $ 415,000 $ 138,333 $ 18,000
Lowndes, Alabama 3 $ 1,025,000 $ 341,666 $ 140,000
Marengo, Alabama 3 $ 775,000 $ 258,333 $ 83,000
Miami-Dade, Florida 3 $ 5,825,000 $ 1,941,666 $ 2,486,000
Osceola, Florida 3 $ 22,925,000 $ 7,641,666 $ 137,000
Sarasota, Florida 3 $ 1,585,000 $ 528,333 $ 386,000
Baldwin, Georgia 3 $ 985,000 $ 328,333 $ 301,000
Brooks, Georgia 3 $ 675,000 $ 225,000 $ 86,000
Candler, Georgia 3 $ 705,000 $ 235,000 $ 99,000
Chattooga, Georgia 3 $ 1,095,000 $ 365,000 $ 192,000
Clarke, Georgia 3 $ 1,005,000 $ 335,000 $ 354,000
Emanuel, Georgia 3 $ 475,000 $ 158,333 $ 149,000
Lumpkin, Georgia 3 $ 585,000 $ 195,000 $ 239,000
McIntosh, Georgia 3 $ 695,000 $ 231,666 $ 85,000
Oconee, Georgia 3 $ 1,045,000 $ 348,333 $ 297,000
Pike, Georgia 3 $ 675,000 $ 225,000 $ 115,000
Stephens, Georgia 3 $ 585,000 $ 195,000 $ 110,000
Toombs, Georgia 3 $ 345,000 $ 115,000 $ 130,000
Wayne, Georgia 3 $ 745,000 $ 248,333 $ 103,000
Graves, Kentucky 3 $ 495,000 $ 165,000 $ 68,000
Jessamine, Kentucky 3 $ 995,000 $ 331,666 $ 176,000
Lincoln, Kentucky 3 $ 295,000 $ 98,333 $ 48,000
McCracken, Kentucky 3 $ 775,000 $ 258,333 $ 108,000
Mercer, Kentucky 3 $ 555,000 $ 185,000 $ 61,000
Powell, Kentucky 3 $ 355,000 $ 118,333 $ 58,000
Scott, Kentucky 3 $ 765,000 $ 255,000 $ 109,000
Warren, Kentucky 3 $ 675,000 $ 225,000 $ 160,000
East Baton Rouge, Louisiana 3 $ 555,000 $ 185,000 $ 60,000
Orleans, Louisiana 3 $ 1,245,000 $ 415,000 $ 148,000
Adams, Mississippi 3 $ 235,000 $ 78,333 $ 83,000
Newton, Mississippi 3 $ 375,000 $ 125,000 $ 56,000
Scott, Mississippi 3 $ 385,000 $ 128,333 $ 137,000
Sunflower, Mississippi 3 $ 245,000 $ 81,666 $ 299,000
Washington, Mississippi 3 $ 695,000 $ 231,666 $ 110,000
Alexander, North Carolina 3 $ 675,000 $ 225,000 $ 85,000
Ashe, North Carolina 3 $ 815,000 $ 271,666 $ 78,000
Brunswick, North Carolina 3 $ 1,625,000 $ 541,666 $ 128,000
Buncombe, North Carolina 3 $ 875,000 $ 291,666 $ 272,000
Caldwell, North Carolina 3 $ 365,000 $ 121,666 $ 81,000
Chatham, North Carolina 3 $ 1,005,000 $ 335,000 $ 138,000
Harnett, North Carolina 3 $ 915,000 $ 305,000 $ 82,000
Union, North Carolina 3 $ 1,115,000 $ 371,666 $ 148,000
Wake, North Carolina 3 $ 1,065,000 $ 355,000 $ 113,000
Florence, South Carolina 3 $ 925,000 $ 308,333 $ 87,000
Lancaster, South Carolina 3 $ 635,000 $ 211,666 $ 94,000
Cannon, Tennessee 3 $ 895,000 $ 298,333 $ 108,000
Dickson, Tennessee 3 $ 605,000 $ 201,666 $ 141,000
Giles, Tennessee 3 $ 975,000 $ 325,000 $ 81,000
Greene, Tennessee 3 $ 485,000 $ 161,666 $ 92,000
Hardeman, Tennessee 3 $ 715,000 $ 238,333 $ 78,000
Humphreys, Tennessee 3 $ 455,000 $ 151,666 $ 68,000
Marshall, Tennessee 3 $ 205,000 $ 68,333 $ 10,000
Polk, Tennessee 3 $ 905,000 $ 301,666 $ 101,000
Trousdale, Tennessee 3 $ 625,000 $ 208,333 $ 347,000
Van Buren, Tennessee 3 $ 375,000 $ 125,000 $ 55,000
Collin, Texas 3 $ 1,285,000 $ 428,333 $ 131,000
Dallas, Texas 3 $ 1,815,000 $ 605,000 $ 296,000
Parker, Texas 3 $ 1,375,000 $ 458,333 $ 101,000
Tom Green, Texas 3 $ 1,085,000 $ 361,666 $ 138,000
Travis, Texas 3 $ 1,865,000 $ 621,666 $ 224,000
Albemarle, Virginia 3 $ 1,195,000 $ 398,333 $ 127,000
Charlottesville, Virginia 3 $ 1,125,000 $ 375,000 $ 158,000
Fairfax, Virginia 3 $ 1,135,000 $ 378,333 $ 122,000
Nelson, Virginia 3 $ 1,605,000 $ 535,000 $ 152,000
Smyth, Virginia 3 $ 575,000 $ 191,666 $ 70,000
Clarke, Alabama 2 $ 820,000 $ 410,000 $ 97,000
Clay, Alabama 2 $ 530,000 $ 265,000 $ 75,000
Coosa, Alabama 2 $ 500,000 $ 250,000 $ 118,000
Marion, Alabama 2 $ 390,000 $ 195,000 $ 69,000
Perry, Alabama 2 $ 170,000 $ 85,000 $ 105,000
Maricopa, Arizona 2 $ 6,670,000 $ 3,335,000 $ 884,000
Cleburne, Arkansas 2 $ 1,080,000 $ 540,000 $ 320,000
Garland, Arkansas 2 $ 1,610,000 $ 805,000 $ 162,000
Mississippi, Arkansas 2 $ 320,000 $ 160,000 $ 69,000
Poinsett, Arkansas 2 $ 130,000 $ 65,000 $ 48,000
El Paso, Colorado 2 $ 1,100,000 $ 550,000 $ 149,000
Brevard, Florida 2 $ 740,000 $ 370,000 $ 148,000
Broward, Florida 2 $ 660,000 $ 330,000 $ 156,000
Charlotte, Florida 2 $ 480,000 $ 240,000 $ 115,000
Citrus, Florida 2 $ 320,000 $ 160,000 $ 71,000
Palm Beach, Florida 2 $ 670,000 $ 335,000 $ 482,000
St. Lucie, Florida 2 $ 890,000 $ 445,000 $ 142,000
Clinch, Georgia 2 $ 690,000 $ 345,000 $ 160,000
Columbia, Georgia 2 $ 820,000 $ 410,000 $ 110,000
Evans, Georgia 2 $ 260,000 $ 130,000 $ 56,000
Franklin, Georgia 2 $ 400,000 $ 200,000 $ 75,000
Grady, Georgia 2 $ 570,000 $ 285,000 $ 105,000
Haralson, Georgia 2 $ 510,000 $ 255,000 $ 85,000
Heard, Georgia 2 $ 610,000 $ 305,000 $ 149,000
Jasper, Georgia 2 $ 660,000 $ 330,000 $ 136,000
Lanier, Georgia 2 $ 550,000 $ 275,000 $ 82,000
Miller, Georgia 2 $ 250,000 $ 125,000 $ 51,000
Morgan, Georgia 2 $ 490,000 $ 245,000 $ 218,000
Oglethorpe, Georgia 2 $ 580,000 $ 290,000 $ 90,000
Pierce, Georgia 2 $ 280,000 $ 140,000 $ 54,000
Seminole, Georgia 2 $ 290,000 $ 145,000 $ 102,000
Sumter, Georgia 2 $ 270,000 $ 135,000 $ 54,000
Telfair, Georgia 2 $ 240,000 $ 120,000 $ 44,000
Treutlen, Georgia 2 $ 380,000 $ 190,000 $ 129,000
Wilkinson, Georgia 2 $ 500,000 $ 250,000 $ 151,000
Marion, Indiana 2 $ 290,000 $ 145,000 $ 50,000
Sedgwick, Kansas 2 $ 660,000 $ 330,000 $ 141,000
Barren, Kentucky 2 $ 170,000 $ 85,000 $ 50,000
Boone, Kentucky 2 $ 490,000 $ 245,000 $ 90,000
Franklin, Kentucky 2 $ 400,000 $ 200,000 $ 74,000
Hopkins, Kentucky 2 $ 160,000 $ 80,000 $ 47,000
Pulaski, Kentucky 2 $ 850,000 $ 425,000 $ 114,000
Cameron, Louisiana 2 $ 710,000 $ 355,000 $ 152,000
East Feliciana, Louisiana 2 $ 850,000 $ 425,000 $ 156,000
Jefferson Davis, Louisiana 2 $ 440,000 $ 220,000 $ 75,000
Lafayette, Louisiana 2 $ 220,000 $ 110,000 $ 197,000
Sabine, Louisiana 2 $ 290,000 $ 145,000 $ 42,000
St. Landry, Louisiana 2 $ 520,000 $ 260,000 $ 116,000
Coahoma, Mississippi 2 $ 170,000 $ 85,000 $ 78,000
George, Mississippi 2 $ 380,000 $ 190,000 $ 90,000
Jasper, Mississippi 2 $ 330,000 $ 165,000 $ 82,000
Lincoln, Mississippi 2 $ 410,000 $ 205,000 $ 370,000
Noxubee, Mississippi 2 $ 200,000 $ 100,000 $ 51,000
Tallahatchie, Mississippi 2 $ 350,000 $ 175,000 $ 102,000
Tunica, Mississippi 2 $ 200,000 $ 100,000 $ 49,000
Wayne, Mississippi 2 $ 320,000 $ 160,000 $ 74,000
Douglas, Nebraska 2 $ 590,000 $ 295,000 $ 155,000
Sarpy, Nebraska 2 $ 700,000 $ 350,000 $ 173,000
Alleghany, North Carolina 2 $ 410,000 $ 205,000 $ 83,000
Caswell, North Carolina 2 $ 330,000 $ 165,000 $ 103,000
Durham, North Carolina 2 $ 780,000 $ 390,000 $ 183,000
Edgecombe, North Carolina 2 $ 740,000 $ 370,000 $ 102,000
Lincoln, North Carolina 2 $ 610,000 $ 305,000 $ 113,000
Nash, North Carolina 2 $ 710,000 $ 355,000 $ 235,000
Northampton, North Carolina 2 $ 450,000 $ 225,000 $ 116,000
Pender, North Carolina 2 $ 640,000 $ 320,000 $ 168,000
Stanly, North Carolina 2 $ 580,000 $ 290,000 $ 120,000
Transylvania, North Carolina 2 $ 440,000 $ 220,000 $ 249,000
Watauga, North Carolina 2 $ 1,670,000 $ 835,000 $ 489,000
Yadkin, North Carolina 2 $ 360,000 $ 180,000 $ 181,000
Cherokee, South Carolina 2 $ 540,000 $ 270,000 $ 89,000
Darlington, South Carolina 2 $ 480,000 $ 240,000 $ 88,000
Greenwood, South Carolina 2 $ 280,000 $ 140,000 $ 61,000
Benton, Tennessee 2 $ 1,490,000 $ 745,000 $ 195,000
Bradley, Tennessee 2 $ 230,000 $ 115,000 $ 84,000
DeKalb, Tennessee 2 $ 930,000 $ 465,000 $ 122,000
Fentress, Tennessee 2 $ 410,000 $ 205,000 $ 67,000
Hardin, Tennessee 2 $ 510,000 $ 255,000 $ 98,000
Hawkins, Tennessee 2 $ 790,000 $ 395,000 $ 157,000
Jefferson, Tennessee 2 $ 500,000 $ 250,000 $ 160,000
Macon, Tennessee 2 $ 430,000 $ 215,000 $ 60,000
Overton, Tennessee 2 $ 400,000 $ 200,000 $ 86,000
Unicoi, Tennessee 2 $ 270,000 $ 135,000 $ 156,000
Weakley, Tennessee 2 $ 290,000 $ 145,000 $ 41,000
Bell, Texas 2 $ 550,000 $ 275,000 $ 137,000
Callahan, Texas 2 $ 550,000 $ 275,000 $ 87,000
Eastland, Texas 2 $ 370,000 $ 185,000 $ 75,000
Jones, Texas 2 $ 450,000 $ 225,000 $ 137,000
Wise, Texas 2 $ 790,000 $ 395,000 $ 117,000
Summit, Utah 2 $ 3,440,000 $ 1,720,000 $ 540,000
Augusta, Virginia 2 $ 610,000 $ 305,000 $ 141,000
Henrico, Virginia 2 $ 1,030,000 $ 515,000 $ 177,000
Pittsylvania, Virginia 2 $ 530,000 $ 265,000 $ 103,000
Portsmouth, Virginia 2 $ 210,000 $ 105,000 $ 35,000
Mercer, West Virginia 2 $ 200,000 $ 100,000 $ 44,000
Preston, West Virginia 2 $ 140,000 $ 70,000 $ 18,000
Bullock, Alabama 1 $ 95,000 $ 95,000 $ 79,000
Choctaw, Alabama 1 $ 475,000 $ 475,000 $ 279,000
Macon, Alabama 1 $ 415,000 $ 415,000 $ 151,000
Sumter, Alabama 1 $ 95,000 $ 95,000 $ 0
Pima, Arizona 1 $ 295,000 $ 295,000 $ 123,000
Yavapai, Arizona 1 $ 325,000 $ 325,000 $ 83,000
Cross, Arkansas 1 $ 145,000 $ 145,000 $ 48,000
Izard, Arkansas 1 $ 85,000 $ 85,000 $ 42,000
Lee, Arkansas 1 $ 55,000 $ 55,000 $ 40,000
Prairie, Arkansas 1 $ 85,000 $ 85,000 $ 56,000
Page:

Mortgage Loan Application Detail Totals for Renasant Bank in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,678 $1,998,990,000 $299,000 $11,185,000 $138,000 $9,797,000
Refinancing 1,798 $410,900,000 $228,000 $22,005,000 $159,000 $4,126,000
Other Purpose 1,093 $131,565,000 $120,000 $1,005,000 $172,000 $2,717,000
Cash-out Refinancing 616 $151,200,000 $245,000 $2,495,000 $127,000 $4,351,000
Home Improvement 520 $59,820,000 $115,000 $1,255,000 $157,000 $3,233,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,786 $1,734,760,000 $255,000 $7,205,000 $153,000 $9,797,000
Black or African American 1,735 $357,115,000 $205,000 $1,575,000 $93,000 $988,000
Not Provided 1,093 $299,145,000 $273,000 $4,505,000 $173,000 $4,066,000
Not applicable 450 $161,990,000 $359,000 $22,005,000 $0 $0
Hispanic 313 $76,605,000 $244,000 $1,605,000 $110,000 $1,174,000
Asian 233 $91,405,000 $392,000 $3,145,000 $231,000 $7,840,000
American Indian or Alaskan Native 42 $8,950,000 $213,000 $725,000 $116,000 $360,000
Native Hawaiian or Other Pacific Islander 2 $520,000 $260,000 $365,000 $87,000 $117,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,899 $2,041,995,000 $258,000 $22,005,000 $167,000 $9,797,000
FHA-insured (Federal Housing Administration) 1,770 $422,450,000 $238,000 $735,000 $83,000 $365,000
VA-guaranteed (Veterans Administration) 624 $213,010,000 $341,000 $1,405,000 $112,000 $767,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 412 $75,020,000 $182,000 $385,000 $68,000 $139,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,510 $1,981,750,000 $263,000 $22,005,000 $151,000 $9,797,000
Application Withdrawn By Applicant 1,293 $361,755,000 $279,000 $5,955,000 $154,000 $7,840,000
Application Denied By Financial Institution 1,103 $177,665,000 $161,000 $2,005,000 $102,000 $6,870,000
Application Approved But Not Accepted 612 $170,350,000 $278,000 $5,985,000 $130,000 $1,055,000
File Closed For Incompleteness 145 $47,845,000 $329,000 $2,505,000 $139,000 $1,040,000
Loan Purchased By The Institution 42 $13,110,000 $312,000 $725,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9,602 $2,574,810,000 $268,000 $22,005,000 $150,000 $9,797,000
Credit History 391 $29,555,000 $75,000 $485,000 $95,000 $578,000
Debt-To-Income Ratio 354 $58,400,000 $164,000 $2,005,000 $84,000 $361,000
Credit Application Incomplete 101 $31,045,000 $307,000 $1,545,000 $112,000 $566,000
Other 94 $22,120,000 $235,000 $1,125,000 $185,000 $6,870,000
Collateral 66 $15,080,000 $228,000 $1,005,000 $131,000 $866,000
Unverifiable Information 39 $9,025,000 $231,000 $615,000 $92,000 $290,000
Insufficient Cash (Downpayment, Closing Cost) 39 $8,245,000 $211,000 $1,575,000 $73,000 $187,000
Employment History 19 $4,195,000 $220,000 $1,195,000 $74,000 $192,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Renasant Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Renasant Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet with aggregated HMDA statistics today.

Download the Georgia Lender List