Residential Mortgage, LLC Mortgage Lending & HMDA Data, 2025

In 2025, Residential Mortgage, LLC of Anchorage, AK reported 2,574 mortgage applications totaling $1.1 billion, up 9% from 2024. The average application was for $408,282, and applicants reported an average income of $170,612. 74% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Anchorage, AK (1,471), Portland-Vancouver-Hillsboro, OR-WA (155) and Phoenix-Mesa-Scottsdale, AZ (130) (applications in parentheses).

Mortgage Company & Address Residential Mortgage, LLC
100 Calais Drive, Suite 100
Anchorage, AK 99503
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 2,574
Total Mortgage Loan Application Amount $1,050,920,000
Average Mortgage Loan Application Amount $408,282
Highest Mortgage Loan Application Amount $2,375,000
Average Applicant Income $170,612
Highest Applicant Income $3,372,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Residential Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Residential Mortgage, LLC by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Anchorage, AK 1,471 $ 606,835,000 $ 412,532 $ 175,000
Outside any metro area 382 $ 142,660,000 $ 373,455 $ 158,790
Portland-Vancouver-Hillsboro, OR-WA 155 $ 72,575,000 $ 468,225 $ 171,232
Phoenix-Mesa-Scottsdale, AZ 130 $ 60,170,000 $ 462,846 $ 170,000
Fairbanks, AK 127 $ 42,955,000 $ 338,228 $ 153,000
Boise City, ID 44 $ 15,960,000 $ 362,727 $ 127,000
Denver-Aurora-Lakewood, CO 28 $ 12,130,000 $ 433,214 $ 172,000
Longview, WA 17 $ 5,895,000 $ 346,764 $ 121,000
Lake Havasu City-Kingman, AZ 16 $ 5,610,000 $ 350,625 $ 164,000
Tacoma-Lakewood, WA 15 $ 4,585,000 $ 305,666 $ 113,000
Twin Falls, ID 15 $ 2,745,000 $ 183,000 $ 82,000
Grants Pass, OR 14 $ 3,970,000 $ 283,571 $ 196,000
Prescott Valley-Prescott, AZ 13 $ 4,825,000 $ 371,153 $ 106,000
Greeley, CO 12 $ 4,850,000 $ 404,166 $ 146,000
Seattle-Bellevue-Everett, WA 12 $ 9,320,000 $ 776,666 $ 323,000
Olympia-Tumwater, WA 8 $ 4,540,000 $ 567,500 $ 192,000
Colorado Springs, CO 6 $ 1,800,000 $ 300,000 $ 115,000
Flagstaff, AZ 6 $ 2,230,000 $ 371,666 $ 152,000
Medford, OR 6 $ 2,320,000 $ 386,666 $ 99,000
Everett, WA 5 $ 2,645,000 $ 529,000 $ 196,000
Las Vegas-Henderson-Paradise, NV 5 $ 2,395,000 $ 479,000 $ 291,000
Tucson, AZ 5 $ 1,715,000 $ 343,000 $ 243,000
Bend-Redmond, OR 4 $ 2,370,000 $ 592,500 $ 265,000
Boulder, CO 4 $ 1,580,000 $ 395,000 $ 138,000
Bremerton-Silverdale, WA 4 $ 2,680,000 $ 670,000 $ 217,000
Coeur D'Alene, ID 4 $ 880,000 $ 220,000 $ 129,000
Eugene, OR 4 $ 1,320,000 $ 330,000 $ 64,000
Kennewick-Richland, WA 4 $ 1,530,000 $ 382,500 $ 105,000
Riverside-San Bernardino-Ontario, CA 4 $ 1,940,000 $ 485,000 $ 432,000
Palm Bay-Melbourne-Titusville, FL 3 $ 2,815,000 $ 938,333 $ 371,000
Salem, OR 3 $ 1,215,000 $ 405,000 $ 98,000
Atlanta-Sandy Springs-Roswell, GA 2 $ 460,000 $ 230,000 $ 129,000
Austin-Round Rock, TX 2 $ 900,000 $ 450,000 $ 160,000
Cheyenne, WY 2 $ 720,000 $ 360,000 $ 76,000
Crestview-Fort Walton Beach-Destin, FL 2 $ 410,000 $ 205,000 $ 306,000
Fort Collins, CO 2 $ 830,000 $ 415,000 $ 163,000
Jacksonville, FL 2 $ 2,100,000 $ 1,050,000 $ 345,000
Madison, WI 2 $ 1,200,000 $ 600,000 $ 258,000
Orlando-Kissimmee-Sanford, FL 2 $ 1,080,000 $ 540,000 $ 299,000
Oxnard-Thousand Oaks-Ventura, CA 2 $ 900,000 $ 450,000 $ 181,000
Redding, CA 2 $ 530,000 $ 265,000 $ 178,000
Salt Lake City, UT 2 $ 990,000 $ 495,000 $ 132,000
San Diego-Carlsbad, CA 2 $ 1,650,000 $ 825,000 $ 253,000
Spokane-Spokane Valley, WA 2 $ 640,000 $ 320,000 $ 132,000
Tampa, FL 2 $ 490,000 $ 245,000 $ 205,000
Abilene, TX 1 $ 235,000 $ 235,000 $ 238,000
Anaheim-Santa Ana-Irvine, CA 1 $ 1,245,000 $ 1,245,000 $ 355,000
Athens-Clarke County, GA 1 $ 235,000 $ 235,000 $ 95,000
Cape Coral-Fort Myers, FL 1 $ 295,000 $ 295,000 $ 101,000
Houston-The Woodlands-Sugar Land, TX 1 $ 255,000 $ 255,000 $ 170,000
Lakeland-Winter Haven, FL 1 $ 345,000 $ 345,000 $ 80,000
Lewiston, ID-WA 1 $ 335,000 $ 335,000 $ 82,000
Marietta, GA 1 $ 425,000 $ 425,000 $ 167,000
Midland, TX 1 $ 235,000 $ 235,000 $ 181,000
Milwaukee-Waukesha-West Allis, WI 1 $ 845,000 $ 845,000 $ 360,000
Nashville-Davidson--Murfreesboro--Franklin, TN 1 $ 685,000 $ 685,000 $ 337,000
North Port-Sarasota-Bradenton, FL 1 $ 165,000 $ 165,000 $ 62,000
Oakland-Hayward-Berkeley, CA 1 $ 1,055,000 $ 1,055,000 $ 212,000
Ogden-Clearfield, UT 1 $ 315,000 $ 315,000 $ 157,000
San Antonio-New Braunfels, TX 1 $ 525,000 $ 525,000 $ 262,000
Sierra Vista-Douglas, AZ 1 $ 325,000 $ 325,000 $ 132,000
St. George, UT 1 $ 695,000 $ 695,000 $ 514,000
Visalia-Porterville, CA 1 $ 375,000 $ 375,000 $ 91,000
Wildwood-The Villages, FL 1 $ 155,000 $ 155,000 $ 59,000
Yakima, WA 1 $ 215,000 $ 215,000 $ 127,000

Mortgage Loan Application Detail Totals for Residential Mortgage, LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,145 $880,585,000 $410,000 $2,005,000 $164,000 $1,588,000
Cash-out Refinancing 230 $72,060,000 $313,000 $1,325,000 $161,000 $1,600,000
Refinancing 199 $98,275,000 $493,000 $2,375,000 $253,000 $3,372,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,638 $680,500,000 $415,000 $2,375,000 $176,000 $2,121,000
Not Provided 300 $129,970,000 $433,000 $2,005,000 $201,000 $3,372,000
American Indian or Alaskan Native 193 $69,255,000 $358,000 $1,205,000 $126,000 $495,000
Hispanic 185 $69,975,000 $378,000 $845,000 $130,000 $435,000
Asian 158 $64,010,000 $405,000 $1,855,000 $157,000 $758,000
Black or African American 81 $30,605,000 $377,000 $1,055,000 $160,000 $1,400,000
Native Hawaiian or Other Pacific Islander 19 $6,605,000 $347,000 $595,000 $123,000 $453,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,825 $738,015,000 $404,000 $2,375,000 $187,000 $3,372,000
FHA-insured (Federal Housing Administration) 385 $146,645,000 $380,000 $875,000 $116,000 $333,000
VA-guaranteed (Veterans Administration) 352 $161,880,000 $459,000 $1,015,000 $141,000 $595,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 12 $4,380,000 $365,000 $535,000 $122,000 $199,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,911 $780,405,000 $408,000 $2,375,000 $165,000 $1,400,000
Application Withdrawn By Applicant 486 $204,140,000 $420,000 $1,905,000 $179,000 $1,588,000
Application Denied By Financial Institution 141 $52,135,000 $369,000 $1,755,000 $202,000 $3,372,000
File Closed For Incompleteness 26 $9,900,000 $380,000 $1,195,000 $158,000 $468,000
Application Approved But Not Accepted 10 $4,340,000 $434,000 $705,000 $227,000 $463,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,433 $998,785,000 $410,000 $2,375,000 $168,000 $1,588,000
Debt-To-Income Ratio 48 $16,930,000 $352,000 $805,000 $96,000 $368,000
Credit History 42 $13,610,000 $324,000 $885,000 $193,000 $1,600,000
Collateral 30 $10,190,000 $339,000 $1,015,000 $270,000 $2,121,000
Other 13 $8,095,000 $622,000 $1,755,000 $547,000 $3,372,000
Unverifiable Information 3 $1,575,000 $525,000 $545,000 $177,000 $264,000
Employment History 3 $975,000 $325,000 $465,000 $93,000 $122,000
Insufficient Cash (Downpayment, Closing Cost) 2 $760,000 $380,000 $385,000 $133,000 $143,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Residential Mortgage, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Residential Mortgage, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alaska, download the full spreadsheet with aggregated HMDA statistics today.

Download the Alaska Lender List