Cazle Mortgage, Inc. Mortgage Lending & HMDA Data, 2025
In 2025, Cazle Mortgage, Inc. of Baltimore, MD reported 364 mortgage applications totaling $124.6 million, down 33% from 2024. The average application was for $342,417, and applicants reported an average income of $123,851. 83% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Baltimore-Columbia-Towson, MD (129), Charleston-North Charleston, SC (57) and Cape Coral-Fort Myers, FL (44) (applications in parentheses).
| Mortgage Company & Address | Cazle Mortgage, Inc. 3 E Henrietta St Baltimore, MD 21220 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2015 |
| Total Number of Mortgage Applications | 364 |
| Total Mortgage Loan Application Amount | $124,640,000 |
| Average Mortgage Loan Application Amount | $342,417 |
| Highest Mortgage Loan Application Amount | $1,325,000 |
| Average Applicant Income | $123,851 |
| Highest Applicant Income | $1,125,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cazle Mortgage, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baltimore-Columbia-Towson, MD | 129 | $ 41,695,000 | $ 323,217 | $ 126,000 |
| Charleston-North Charleston, SC | 57 | $ 21,615,000 | $ 379,210 | $ 134,000 |
| Cape Coral-Fort Myers, FL | 44 | $ 14,360,000 | $ 326,363 | $ 114,000 |
| Naples-Immokalee-Marco Island, FL | 13 | $ 6,165,000 | $ 474,230 | $ 151,000 |
| Washington, DC-MD | 13 | $ 4,795,000 | $ 368,846 | $ 148,615 |
| Outside any metro area | 11 | $ 2,895,000 | $ 263,181 | $ 90,090 |
| Wilmington, DE-MD-NJ | 7 | $ 2,375,000 | $ 339,285 | $ 57,857 |
| Charlotte-Concord-Gastonia, NC-SC | 5 | $ 1,085,000 | $ 217,000 | $ 184,000 |
| Boston, MA | 4 | $ 2,460,000 | $ 615,000 | $ 159,000 |
| Cambridge-Newton-Framingham, MA | 3 | $ 645,000 | $ 215,000 | $ 130,000 |
| Harrisburg-Carlisle, PA | 3 | $ 735,000 | $ 245,000 | $ 109,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 3 | $ 985,000 | $ 328,333 | $ 58,000 |
| Panama City, FL | 3 | $ 975,000 | $ 325,000 | $ 146,000 |
| Punta Gorda, FL | 3 | $ 695,000 | $ 231,666 | $ 82,000 |
| York-Hanover, PA | 3 | $ 1,045,000 | $ 348,333 | $ 125,000 |
| Arlington-Alexandria-Reston, VA-WV | 2 | $ 480,000 | $ 240,000 | $ 422,000 |
| Atlanta-Sandy Springs-Roswell, GA | 2 | $ 760,000 | $ 380,000 | $ 67,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 490,000 | $ 245,000 | $ 31,500 |
| Camden, NJ | 2 | $ 1,040,000 | $ 520,000 | $ 168,000 |
| Cleveland, OH | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Columbia, SC | 2 | $ 290,000 | $ 145,000 | $ 83,000 |
| Lakewood-New Brunswick, NJ | 2 | $ 1,030,000 | $ 515,000 | $ 132,000 |
| New York-Jersey City-White Plains, NY-NJ | 2 | $ 610,000 | $ 305,000 | $ 69,000 |
| Newark, NJ-PA | 2 | $ 700,000 | $ 350,000 | $ 48,000 |
| Providence-Warwick, RI-MA | 2 | $ 790,000 | $ 395,000 | $ 86,000 |
| Redding, CA | 2 | $ 890,000 | $ 445,000 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 2 | $ 930,000 | $ 465,000 | $ 0 |
| Salisbury, MD-DE | 2 | $ 480,000 | $ 240,000 | $ 80,000 |
| Akron, OH | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 675,000 | $ 675,000 | $ 227,000 |
| Barnstable Town, MA | 1 | $ 185,000 | $ 185,000 | $ 207,000 |
| Boulder, CO | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Burlington, NC | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Columbus, OH | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Dallas-Plano-Irving, TX | 1 | $ 135,000 | $ 135,000 | $ 124,000 |
| Fayetteville, NC | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Fort Wayne, IN | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Fresno, CA | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Hanford-Corcoran, CA | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 465,000 | $ 465,000 | $ 140,000 |
| Jacksonville, NC | 1 | $ 65,000 | $ 65,000 | $ 134,000 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 1,325,000 | $ 1,325,000 | $ 1,125,000 |
| Louisville/Jefferson County, KY-IN | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Mansfield, OH | 1 | $ 275,000 | $ 275,000 | $ 156,000 |
| Marietta, GA | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 845,000 | $ 845,000 | $ 326,000 |
| Monroe, MI | 1 | $ 75,000 | $ 75,000 | $ 210,000 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 415,000 | $ 415,000 | $ 208,000 |
| North Port-Sarasota-Bradenton, FL | 1 | $ 345,000 | $ 345,000 | $ 406,000 |
| Orlando-Kissimmee-Sanford, FL | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Richmond, VA | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Roanoke, VA | 1 | $ 475,000 | $ 475,000 | $ 317,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 355,000 | $ 355,000 | $ 93,000 |
| Sebastian-Vero Beach, FL | 1 | $ 305,000 | $ 305,000 | $ 52,000 |
| Staunton-Waynesboro, VA | 1 | $ 235,000 | $ 235,000 | $ 153,000 |
| Tampa, FL | 1 | $ 465,000 | $ 465,000 | $ 131,000 |
| Washington-Baltimore-Arlington, DC | 1 | $ 305,000 | $ 305,000 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Wilmington, NC | 1 | $ 355,000 | $ 355,000 | $ 113,000 |
| Winchester, VA-WV | 1 | $ 805,000 | $ 805,000 | $ 546,000 |
| Winston-Salem, NC | 1 | $ 215,000 | $ 215,000 | $ 0 |
Mortgage Loan Application Detail Totals for Cazle Mortgage, Inc. in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 255 | $89,115,000 | $349,000 | $1,325,000 | $143,000 | $1,125,000 |
| Refinancing | 95 | $33,295,000 | $350,000 | $915,000 | $63,000 | $415,000 |
| Home Improvement | 14 | $2,230,000 | $159,000 | $465,000 | $188,000 | $406,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 204 | $72,640,000 | $356,000 | $1,275,000 | $136,000 | $827,000 |
| Black or African American | 95 | $31,665,000 | $333,000 | $995,000 | $98,000 | $477,000 |
| Hispanic | 43 | $12,355,000 | $287,000 | $625,000 | $111,000 | $737,000 |
| Asian | 13 | $5,165,000 | $397,000 | $1,325,000 | $172,000 | $1,125,000 |
| Not Provided | 4 | $1,610,000 | $402,000 | $465,000 | $76,000 | $121,000 |
| American Indian or Alaskan Native | 2 | $690,000 | $345,000 | $465,000 | $166,000 | $173,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $360,000 | $180,000 | $345,000 | $106,000 | $106,000 |
| Not applicable | 1 | $155,000 | $155,000 | $155,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 161 | $53,515,000 | $332,000 | $1,325,000 | $172,000 | $1,125,000 |
| FHA-insured (Federal Housing Administration) | 142 | $49,560,000 | $349,000 | $915,000 | $94,000 | $262,000 |
| VA-guaranteed (Veterans Administration) | 61 | $21,565,000 | $353,000 | $645,000 | $66,000 | $336,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 302 | $102,960,000 | $340,000 | $1,325,000 | $124,000 | $1,125,000 |
| Application Withdrawn By Applicant | 55 | $18,545,000 | $337,000 | $1,275,000 | $122,000 | $477,000 |
| Application Denied By Financial Institution | 7 | $3,135,000 | $447,000 | $915,000 | $122,000 | $250,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 357 | $121,505,000 | $340,000 | $1,325,000 | $124,000 | $1,125,000 |
| Other | 4 | $2,180,000 | $545,000 | $915,000 | $148,000 | $250,000 |
| Credit History | 3 | $955,000 | $318,000 | $375,000 | $87,000 | $150,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cazle Mortgage, Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cazle Mortgage, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
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