Resource Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Resource Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Resource Bank 4429 Bonney Road Virginia Beach, VA 23462 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,442 |
| Total Mortgage Loan Application Amount | $1,868,172,000 |
| Average Mortgage Loan Application Amount | $157,112 |
| Highest Mortgage Loan Application Amount | $2,535,000 |
| Average Applicant Income | $93,274 |
| Highest Applicant Income | $3,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Resource Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Resource Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Resource Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Resource Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Resource Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Resource Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Virginia Beach County Virginia | 1,348 | $ 277,153,000 | $ 205,000 | $ 82,000 |
| Montgomery County Maryland | 782 | $ 167,812,000 | $ 214,000 | $ 120,000 |
| Prince George's County Maryland | 781 | $ 127,576,000 | $ 163,000 | $ 85,000 |
| Fairfax County Virginia | 611 | $ 130,869,000 | $ 214,000 | $ 141,000 |
| Prince William County Virginia | 557 | $ 101,961,000 | $ 183,000 | $ 122,000 |
| Chesapeake County Virginia | 499 | $ 94,417,000 | $ 189,000 | $ 67,000 |
| Norfolk County Virginia | 358 | $ 62,794,000 | $ 175,000 | $ 75,000 |
| Chesterfield County Virginia | 295 | $ 45,342,000 | $ 153,000 | $ 67,000 |
| Henrico County Virginia | 223 | $ 39,740,000 | $ 178,000 | $ 81,000 |
| Loudoun County Virginia | 219 | $ 45,467,000 | $ 207,000 | $ 121,000 |
| Charles County Maryland | 199 | $ 44,203,000 | $ 222,000 | $ 92,000 |
| District of Columbia County District Of Columbia | 192 | $ 39,553,000 | $ 206,000 | $ 119,000 |
| Newport News County Virginia | 185 | $ 27,100,000 | $ 146,000 | $ 72,000 |
| Hampton County Virginia | 153 | $ 22,138,000 | $ 144,000 | $ 77,000 |
| Portsmouth County Virginia | 153 | $ 18,851,000 | $ 123,000 | $ 59,000 |
| Suffolk County Virginia | 142 | $ 26,378,000 | $ 185,000 | $ 77,000 |
| Clay County Florida | 139 | $ 18,343,000 | $ 131,000 | $ 69,000 |
| Richmond City County Virginia | 127 | $ 20,126,000 | $ 158,000 | $ 92,000 |
| James City County Virginia | 125 | $ 31,939,000 | $ 255,000 | $ 105,000 |
| Orange County Florida | 124 | $ 18,765,000 | $ 151,000 | $ 66,000 |
| Anne Arundel County Maryland | 111 | $ 25,661,000 | $ 231,000 | $ 111,000 |
| Manassas County Virginia | 111 | $ 18,165,000 | $ 163,000 | $ 79,000 |
| Frederick County Maryland | 102 | $ 18,391,000 | $ 180,000 | $ 84,000 |
| St. Mary's County Maryland | 90 | $ 18,351,000 | $ 203,000 | $ 73,000 |
| York County Virginia | 81 | $ 18,360,000 | $ 226,000 | $ 100,000 |
| Duval County Florida | 79 | $ 11,006,000 | $ 139,000 | $ 78,000 |
| Baltimore County Maryland | 60 | $ 9,187,000 | $ 153,000 | $ 73,000 |
| Spotsylvania County Virginia | 60 | $ 8,896,000 | $ 148,000 | $ 63,000 |
| Manassas Park County Virginia | 53 | $ 9,040,000 | $ 170,000 | $ 64,000 |
| Albemarle County Virginia | 51 | $ 12,820,000 | $ 251,000 | $ 79,000 |
| Baltimore City County Maryland | 47 | $ 4,366,000 | $ 92,000 | $ 83,000 |
| Howard County Maryland | 46 | $ 10,440,000 | $ 226,000 | $ 132,000 |
| Arlington County Virginia | 45 | $ 12,164,000 | $ 270,000 | $ 140,000 |
| Seminole County Florida | 44 | $ 6,894,000 | $ 156,000 | $ 65,000 |
| Currituck County North Carolina | 43 | $ 13,287,000 | $ 309,000 | $ 198,000 |
| Stafford County Virginia | 43 | $ 8,161,000 | $ 189,000 | $ 58,000 |
| Broward County Florida | 39 | $ 6,008,000 | $ 154,000 | $ 131,000 |
| Palm Beach County Florida | 38 | $ 5,159,000 | $ 135,000 | $ 124,000 |
| Polk County Florida | 37 | $ 3,546,000 | $ 95,000 | $ 81,000 |
| Volusia County Florida | 37 | $ 4,249,000 | $ 114,000 | $ 55,000 |
| Hanover County Virginia | 37 | $ 7,719,000 | $ 208,000 | $ 79,000 |
| Brevard County Florida | 36 | $ 4,619,000 | $ 128,000 | $ 60,000 |
| Hillsborough County Florida | 36 | $ 3,710,000 | $ 103,000 | $ 79,000 |
| Pasquotank County North Carolina | 34 | $ 5,113,000 | $ 150,000 | $ 63,000 |
| Alexandria County Virginia | 34 | $ 6,603,000 | $ 194,000 | $ 118,000 |
| Dare County North Carolina | 33 | $ 9,507,000 | $ 288,000 | $ 145,000 |
| Lake County Florida | 31 | $ 3,853,000 | $ 124,000 | $ 68,000 |
| Wayne County Michigan | 31 | $ 2,500,000 | $ 80,000 | $ 65,000 |
| Harris County Texas | 29 | $ 3,649,000 | $ 125,000 | $ 56,000 |
| Accomack County Virginia | 29 | $ 3,762,000 | $ 129,000 | $ 58,000 |
| Osceola County Florida | 28 | $ 4,231,000 | $ 151,000 | $ 76,000 |
| Colonial Heights County Virginia | 28 | $ 3,704,000 | $ 132,000 | $ 55,000 |
| Gloucester County Virginia | 27 | $ 4,133,000 | $ 153,000 | $ 66,000 |
| Hopewell County Virginia | 27 | $ 2,262,000 | $ 83,000 | $ 49,000 |
| Prince George County Virginia | 27 | $ 3,549,000 | $ 131,000 | $ 60,000 |
| Frederick County Virginia | 26 | $ 3,095,000 | $ 119,000 | $ 68,000 |
| Isle of Wight County Virginia | 26 | $ 5,900,000 | $ 226,000 | $ 87,000 |
| Riverside County California | 24 | $ 6,765,000 | $ 281,000 | $ 13,000 |
| Sarasota County Florida | 24 | $ 3,139,000 | $ 130,000 | $ 84,000 |
| Washington County Maryland | 24 | $ 3,506,000 | $ 146,000 | $ 64,000 |
| Pinellas County Florida | 23 | $ 2,451,000 | $ 106,000 | $ 103,000 |
| Poquoson County Virginia | 23 | $ 4,783,000 | $ 207,000 | $ 90,000 |
| Mecklenburg County North Carolina | 22 | $ 1,845,000 | $ 83,000 | $ 73,000 |
| Culpeper County Virginia | 22 | $ 4,380,000 | $ 199,000 | $ 93,000 |
| Fauquier County Virginia | 22 | $ 3,628,000 | $ 164,000 | $ 55,000 |
| Hennepin County Minnesota | 21 | $ 2,145,000 | $ 102,000 | $ 56,000 |
| Fulton County Georgia | 20 | $ 1,457,000 | $ 72,000 | $ 66,000 |
| Sussex County Delaware | 19 | $ 2,471,000 | $ 130,000 | $ 102,000 |
| Berks County Pennsylvania | 18 | $ 1,970,000 | $ 109,000 | $ 48,000 |
| Dallas County Texas | 18 | $ 1,374,000 | $ 76,000 | $ 41,000 |
| Marion County Indiana | 17 | $ 1,135,000 | $ 66,000 | $ 57,000 |
| Franklin County Ohio | 17 | $ 1,383,000 | $ 81,000 | $ 70,000 |
| Augusta County Virginia | 17 | $ 1,942,000 | $ 114,000 | $ 60,000 |
| Manatee County Florida | 16 | $ 2,182,000 | $ 136,000 | $ 105,000 |
| Pasco County Florida | 16 | $ 2,491,000 | $ 155,000 | $ 121,000 |
| Carroll County Maryland | 16 | $ 3,367,000 | $ 210,000 | $ 79,000 |
| Monroe County Pennsylvania | 16 | $ 1,027,000 | $ 64,000 | $ 20,000 |
| Nelson County Virginia | 16 | $ 3,037,000 | $ 189,000 | $ 131,000 |
| New Kent County Virginia | 16 | $ 2,913,000 | $ 182,000 | $ 68,000 |
| Petersburg County Virginia | 16 | $ 1,517,000 | $ 94,000 | $ 78,000 |
| Jackson County Missouri | 15 | $ 1,044,000 | $ 69,000 | $ 104,000 |
| Lee County Florida | 14 | $ 2,485,000 | $ 177,000 | $ 131,000 |
| Calvert County Maryland | 13 | $ 4,016,000 | $ 308,000 | $ 110,000 |
| Camden County North Carolina | 13 | $ 2,120,000 | $ 163,000 | $ 60,000 |
| Roanoke County Virginia | 13 | $ 1,473,000 | $ 113,000 | $ 47,000 |
| Horry County South Carolina | 12 | $ 2,133,000 | $ 177,000 | $ 127,000 |
| Northampton County Virginia | 12 | $ 3,660,000 | $ 305,000 | $ 172,000 |
| Miami-Dade County Florida | 11 | $ 1,383,000 | $ 125,000 | $ 50,000 |
| St. Lucie County Florida | 11 | $ 1,299,000 | $ 118,000 | $ 77,000 |
| Collin County Texas | 11 | $ 1,512,000 | $ 137,000 | $ 45,000 |
| Dinwiddie County Virginia | 11 | $ 1,233,000 | $ 112,000 | $ 44,000 |
| Berkeley County West Virginia | 11 | $ 1,542,000 | $ 140,000 | $ 69,000 |
| Maricopa County Arizona | 10 | $ 1,140,000 | $ 114,000 | $ 36,000 |
| Macomb County Michigan | 10 | $ 1,792,000 | $ 179,000 | $ 129,000 |
| St. Louis City County Missouri | 10 | $ 898,000 | $ 89,000 | $ 62,000 |
| Wake County North Carolina | 10 | $ 2,012,000 | $ 201,000 | $ 126,000 |
| Hamilton County Ohio | 10 | $ 666,000 | $ 66,000 | $ 50,000 |
| Charlottesville County Virginia | 10 | $ 2,135,000 | $ 213,000 | $ 59,000 |
| DeKalb County Georgia | 9 | $ 791,000 | $ 87,000 | $ 48,000 |
| Harford County Maryland | 9 | $ 829,000 | $ 92,000 | $ 45,000 |
| Union County North Carolina | 9 | $ 889,000 | $ 98,000 | $ 50,000 |
| Fairfax City County Virginia | 9 | $ 2,280,000 | $ 253,000 | $ 59,000 |
| Warren County Virginia | 9 | $ 1,053,000 | $ 117,000 | $ 64,000 |
| Collier County Florida | 8 | $ 2,137,000 | $ 267,000 | $ 232,000 |
| Carroll County Georgia | 8 | $ 543,000 | $ 67,000 | $ 185,000 |
| Wicomico County Maryland | 8 | $ 1,360,000 | $ 170,000 | $ 107,000 |
| Anoka County Minnesota | 8 | $ 948,000 | $ 118,000 | $ 39,000 |
| Bedford County Virginia | 8 | $ 677,000 | $ 84,000 | $ 54,000 |
| Fluvanna County Virginia | 8 | $ 1,406,000 | $ 175,000 | $ 67,000 |
| Roanoke City County Virginia | 8 | $ 800,000 | $ 100,000 | $ 42,000 |
| Southampton County Virginia | 8 | $ 1,051,000 | $ 131,000 | $ 67,000 |
| Winchester County Virginia | 8 | $ 987,000 | $ 123,000 | $ 55,000 |
| St. Johns County Florida | 7 | $ 1,237,000 | $ 176,000 | $ 103,000 |
| Clayton County Georgia | 7 | $ 591,000 | $ 84,000 | $ 29,000 |
| Franklin County Pennsylvania | 7 | $ 586,000 | $ 83,000 | $ 52,000 |
| Charleston County South Carolina | 7 | $ 630,000 | $ 90,000 | $ 70,000 |
| Tarrant County Texas | 7 | $ 1,042,000 | $ 148,000 | $ 100,000 |
| Essex County Virginia | 7 | $ 602,000 | $ 86,000 | $ 62,000 |
| King William County Virginia | 7 | $ 982,000 | $ 140,000 | $ 57,000 |
| Powhatan County Virginia | 7 | $ 1,305,000 | $ 186,000 | $ 48,000 |
| Williamsburg County Virginia | 7 | $ 1,433,000 | $ 204,000 | $ 94,000 |
| Jefferson County West Virginia | 7 | $ 1,255,000 | $ 179,000 | $ 69,000 |
| San Diego County California | 6 | $ 2,897,000 | $ 482,000 | $ 30,000 |
| Hartford County Connecticut | 6 | $ 471,000 | $ 78,000 | $ 21,000 |
| Leon County Florida | 6 | $ 847,000 | $ 141,000 | $ 51,000 |
| Queen Anne's County Maryland | 6 | $ 1,062,000 | $ 177,000 | $ 67,000 |
| Muskegon County Michigan | 6 | $ 391,000 | $ 65,000 | $ 62,000 |
| Ramsey County Minnesota | 6 | $ 642,000 | $ 107,000 | $ 16,000 |
| Albany County New York | 6 | $ 240,000 | $ 40,000 | $ 16,000 |
| Schenectady County New York | 6 | $ 328,000 | $ 54,000 | $ 34,000 |
| Bucks County Pennsylvania | 6 | $ 834,000 | $ 139,000 | $ 99,000 |
| Delaware County Pennsylvania | 6 | $ 310,000 | $ 51,000 | $ 70,000 |
| Lancaster County Pennsylvania | 6 | $ 317,000 | $ 52,000 | $ 50,000 |
| Montgomery County Pennsylvania | 6 | $ 853,000 | $ 142,000 | $ 104,000 |
| York County South Carolina | 6 | $ 1,103,000 | $ 183,000 | $ 154,000 |
| Travis County Texas | 6 | $ 381,000 | $ 63,000 | $ 92,000 |
| Williamson County Texas | 6 | $ 645,000 | $ 107,000 | $ 0 |
| Botetourt County Virginia | 6 | $ 511,000 | $ 85,000 | $ 91,000 |
| Danville County Virginia | 6 | $ 567,000 | $ 94,000 | $ 60,000 |
| Fredericksburg County Virginia | 6 | $ 856,000 | $ 142,000 | $ 107,000 |
| Louisa County Virginia | 6 | $ 803,000 | $ 133,000 | $ 58,000 |
| Surry County Virginia | 6 | $ 670,000 | $ 111,000 | $ 60,000 |
| DeSoto County Florida | 5 | $ 445,000 | $ 89,000 | $ 65,000 |
| Martin County Florida | 5 | $ 939,000 | $ 187,000 | $ 135,000 |
| Gwinnett County Georgia | 5 | $ 454,000 | $ 90,000 | $ 0 |
| Ingham County Michigan | 5 | $ 313,000 | $ 62,000 | $ 37,000 |
| Oakland County Michigan | 5 | $ 966,000 | $ 193,000 | $ 81,000 |
| Allegheny County Pennsylvania | 5 | $ 317,000 | $ 63,000 | $ 345,000 |
| Philadelphia County Pennsylvania | 5 | $ 484,000 | $ 96,000 | $ 44,000 |
| Richland County South Carolina | 5 | $ 714,000 | $ 142,000 | $ 70,000 |
| Sevier County Tennessee | 5 | $ 1,041,000 | $ 208,000 | $ 152,000 |
| Hidalgo County Texas | 5 | $ 267,000 | $ 53,000 | $ 54,000 |
| Goochland County Virginia | 5 | $ 1,594,000 | $ 318,000 | $ 113,000 |
| King George County Virginia | 5 | $ 974,000 | $ 194,000 | $ 79,000 |
| Montgomery County Virginia | 5 | $ 470,000 | $ 94,000 | $ 63,000 |
| Milwaukee County Wisconsin | 5 | $ 417,000 | $ 83,000 | $ 15,000 |
| Pima County Arizona | 4 | $ 431,000 | $ 107,000 | $ 152,000 |
| Yavapai County Arizona | 4 | $ 648,000 | $ 162,000 | $ 79,000 |
| Alameda County California | 4 | $ 1,246,000 | $ 311,000 | $ 108,000 |
| Los Angeles County California | 4 | $ 859,000 | $ 214,000 | $ 131,000 |
| New Haven County Connecticut | 4 | $ 406,000 | $ 101,000 | $ 81,000 |
| New Castle County Delaware | 4 | $ 342,000 | $ 85,000 | $ 61,000 |
| Hernando County Florida | 4 | $ 365,000 | $ 91,000 | $ 48,000 |
| Liberty County Georgia | 4 | $ 297,000 | $ 74,000 | $ 54,000 |
| Lake County Indiana | 4 | $ 186,000 | $ 46,000 | $ 48,000 |
| Garrett County Maryland | 4 | $ 508,000 | $ 127,000 | $ 53,000 |
| Worcester County Maryland | 4 | $ 1,320,000 | $ 330,000 | $ 194,000 |
| Platte County Missouri | 4 | $ 449,000 | $ 112,000 | $ 0 |
| St. Louis County Missouri | 4 | $ 271,000 | $ 67,000 | $ 55,000 |
| Monroe County New York | 4 | $ 290,000 | $ 72,000 | $ 0 |
| Rensselaer County New York | 4 | $ 213,000 | $ 53,000 | $ 114,000 |
| Gates County North Carolina | 4 | $ 815,000 | $ 203,000 | $ 77,000 |
| Westmoreland County Pennsylvania | 4 | $ 189,000 | $ 47,000 | $ 43,000 |
| York County Pennsylvania | 4 | $ 450,000 | $ 112,000 | $ 60,000 |
| Bexar County Texas | 4 | $ 474,000 | $ 118,000 | $ 46,000 |
| Fort Bend County Texas | 4 | $ 416,000 | $ 104,000 | $ 108,000 |
| Galveston County Texas | 4 | $ 708,000 | $ 177,000 | $ 111,000 |
| Amherst County Virginia | 4 | $ 271,000 | $ 67,000 | $ 47,000 |
| Northumberland County Virginia | 4 | $ 589,000 | $ 147,000 | $ 59,000 |
| Waynesboro County Virginia | 4 | $ 338,000 | $ 84,000 | $ 95,000 |
| Brown County Wisconsin | 4 | $ 231,000 | $ 57,000 | $ 87,000 |
| Burnett County Wisconsin | 4 | $ 350,000 | $ 87,000 | $ 40,000 |
| St. Croix County Wisconsin | 4 | $ 410,000 | $ 102,000 | $ 138,000 |
| Highlands County Florida | 3 | $ 199,000 | $ 66,000 | $ 63,000 |
| Marion County Florida | 3 | $ 232,000 | $ 77,000 | $ 90,000 |
| Cobb County Georgia | 3 | $ 515,000 | $ 171,000 | $ 0 |
| Allegany County Maryland | 3 | $ 151,000 | $ 50,000 | $ 89,000 |
| Middlesex County Massachusetts | 3 | $ 688,000 | $ 229,000 | $ 65,000 |
| Clinton County Michigan | 3 | $ 333,000 | $ 111,000 | $ 166,000 |
| Hillsborough County New Hampshire | 3 | $ 394,000 | $ 131,000 | $ 37,000 |
| Cabarrus County North Carolina | 3 | $ 799,000 | $ 266,000 | $ 0 |
| Durham County North Carolina | 3 | $ 292,000 | $ 97,000 | $ 48,000 |
| Guilford County North Carolina | 3 | $ 345,000 | $ 115,000 | $ 60,000 |
| Lincoln County North Carolina | 3 | $ 354,000 | $ 118,000 | $ 70,000 |
| New Hanover County North Carolina | 3 | $ 381,000 | $ 127,000 | $ 70,000 |
| Onslow County North Carolina | 3 | $ 145,000 | $ 48,000 | $ 16,000 |
| Chester County Pennsylvania | 3 | $ 394,000 | $ 131,000 | $ 33,000 |
| Georgetown County South Carolina | 3 | $ 1,400,000 | $ 466,000 | $ 1,026,000 |
| Montgomery County Texas | 3 | $ 221,000 | $ 73,000 | $ 0 |
| Franklin County Virginia | 3 | $ 312,000 | $ 104,000 | $ 19,000 |
| Franklin City County Virginia | 3 | $ 629,000 | $ 209,000 | $ 72,000 |
| Henry County Virginia | 3 | $ 166,000 | $ 55,000 | $ 46,000 |
| Middlesex County Virginia | 3 | $ 635,000 | $ 211,000 | $ 156,000 |
| Nottoway County Virginia | 3 | $ 383,000 | $ 127,000 | $ 54,000 |
| Salem County Virginia | 3 | $ 298,000 | $ 99,000 | $ 47,000 |
| Washington County Virginia | 3 | $ 242,000 | $ 80,000 | $ 36,000 |
| Westmoreland County Virginia | 3 | $ 606,000 | $ 202,000 | $ 51,000 |
| Tucker County West Virginia | 3 | $ 443,000 | $ 147,000 | $ 306,000 |
| Mobile County Alabama | 2 | $ 127,000 | $ 63,000 | $ 60,000 |
| Logan County Arkansas | 2 | $ 127,000 | $ 63,000 | $ 60,000 |
| Pulaski County Arkansas | 2 | $ 80,000 | $ 40,000 | $ 42,000 |
| San Bernardino County California | 2 | $ 176,000 | $ 88,000 | $ 223,000 |
| Ventura County California | 2 | $ 584,000 | $ 292,000 | $ 83,000 |
| Denver County Colorado | 2 | $ 165,000 | $ 82,000 | $ 0 |
| Fairfield County Connecticut | 2 | $ 482,000 | $ 241,000 | $ 252,000 |
| Escambia County Florida | 2 | $ 121,000 | $ 60,000 | $ 41,000 |
| Indian River County Florida | 2 | $ 200,000 | $ 100,000 | $ 210,000 |
| Nassau County Florida | 2 | $ 488,000 | $ 244,000 | $ 190,000 |
| Okaloosa County Florida | 2 | $ 125,000 | $ 62,000 | $ 50,000 |
| Santa Rosa County Florida | 2 | $ 292,000 | $ 146,000 | $ 157,000 |
| Bibb County Georgia | 2 | $ 225,000 | $ 112,000 | $ 90,000 |
| Dawson County Georgia | 2 | $ 134,000 | $ 67,000 | $ 180,000 |
| Gordon County Georgia | 2 | $ 146,000 | $ 73,000 | $ 25,000 |
| Laurens County Georgia | 2 | $ 162,000 | $ 81,000 | $ 0 |
| Murray County Georgia | 2 | $ 86,000 | $ 43,000 | $ 90,000 |
| Muscogee County Georgia | 2 | $ 109,000 | $ 54,000 | $ 0 |
| Ada County Idaho | 2 | $ 207,000 | $ 103,000 | $ 444,000 |
| DeKalb County Indiana | 2 | $ 238,000 | $ 119,000 | $ 87,000 |
| Hendricks County Indiana | 2 | $ 235,000 | $ 117,000 | $ 50,000 |
| Johnson County Indiana | 2 | $ 137,000 | $ 68,000 | $ 54,000 |
| LaPorte County Indiana | 2 | $ 190,000 | $ 95,000 | $ 74,000 |
| Madison County Indiana | 2 | $ 285,000 | $ 142,000 | $ 198,000 |
| Newton County Indiana | 2 | $ 238,000 | $ 119,000 | $ 83,000 |
| Noble County Indiana | 2 | $ 75,000 | $ 37,000 | $ 30,000 |
| St. Joseph County Indiana | 2 | $ 142,000 | $ 71,000 | $ 186,000 |
| Steuben County Indiana | 2 | $ 300,000 | $ 150,000 | $ 16,000 |
| Vanderburgh County Indiana | 2 | $ 103,000 | $ 51,000 | $ 41,000 |
| Douglas County Kansas | 2 | $ 140,000 | $ 70,000 | $ 42,000 |
| Bullitt County Kentucky | 2 | $ 139,000 | $ 69,000 | $ 42,000 |
| Hardin County Kentucky | 2 | $ 150,000 | $ 75,000 | $ 38,000 |
| Jessamine County Kentucky | 2 | $ 152,000 | $ 76,000 | $ 114,000 |
| Kenton County Kentucky | 2 | $ 152,000 | $ 76,000 | $ 36,000 |
| Cecil County Maryland | 2 | $ 249,000 | $ 124,000 | $ 58,000 |
| Kent County Maryland | 2 | $ 193,000 | $ 96,000 | $ 48,000 |
| Barnstable County Massachusetts | 2 | $ 293,000 | $ 146,000 | $ 0 |
| Bristol County Massachusetts | 2 | $ 326,000 | $ 163,000 | $ 0 |
| Norfolk County Massachusetts | 2 | $ 291,000 | $ 145,000 | $ 117,000 |
| Charlevoix County Michigan | 2 | $ 260,000 | $ 130,000 | $ 101,000 |
| Lapeer County Michigan | 2 | $ 219,000 | $ 109,000 | $ 110,000 |
| Midland County Michigan | 2 | $ 175,000 | $ 87,000 | $ 0 |
| Becker County Minnesota | 2 | $ 172,000 | $ 86,000 | $ 67,000 |
| Kandiyohi County Minnesota | 2 | $ 103,000 | $ 51,000 | $ 61,000 |
| Le Sueur County Minnesota | 2 | $ 144,000 | $ 72,000 | $ 36,000 |
| Mower County Minnesota | 2 | $ 77,000 | $ 38,000 | $ 164,000 |
| Scott County Minnesota | 2 | $ 238,000 | $ 119,000 | $ 60,000 |
| Sherburne County Minnesota | 2 | $ 614,000 | $ 307,000 | $ 204,000 |
| Wright County Minnesota | 2 | $ 226,000 | $ 113,000 | $ 66,000 |
| Boone County Missouri | 2 | $ 77,000 | $ 38,000 | $ 0 |
| Greene County Missouri | 2 | $ 1,350,000 | $ 675,000 | $ 540,000 |
| Lancaster County Nebraska | 2 | $ 107,000 | $ 53,000 | $ 0 |
| Kings County New York | 2 | $ 485,000 | $ 242,000 | $ 127,000 |
| Orange County New York | 2 | $ 152,000 | $ 76,000 | $ 72,000 |
| Suffolk County New York | 2 | $ 186,000 | $ 93,000 | $ 76,000 |
| Westchester County New York | 2 | $ 450,000 | $ 225,000 | $ 118,000 |
| Craven County North Carolina | 2 | $ 185,000 | $ 92,000 | $ 0 |
| Halifax County North Carolina | 2 | $ 178,000 | $ 89,000 | $ 131,000 |
| Lenoir County North Carolina | 2 | $ 194,000 | $ 97,000 | $ 173,000 |
| Moore County North Carolina | 2 | $ 156,000 | $ 78,000 | $ 200,000 |
| Clermont County Ohio | 2 | $ 126,000 | $ 63,000 | $ 0 |
| Fairfield County Ohio | 2 | $ 182,000 | $ 91,000 | $ 137,000 |
| Greene County Ohio | 2 | $ 156,000 | $ 78,000 | $ 78,000 |
| Madison County Ohio | 2 | $ 102,000 | $ 51,000 | $ 38,000 |
| Muskingum County Ohio | 2 | $ 109,000 | $ 54,000 | $ 73,000 |
| Oklahoma County Oklahoma | 2 | $ 166,000 | $ 83,000 | $ 71,000 |
| Adams County Pennsylvania | 2 | $ 511,000 | $ 255,000 | $ 0 |
| Butler County Pennsylvania | 2 | $ 145,000 | $ 72,000 | $ 84,000 |
| Dauphin County Pennsylvania | 2 | $ 75,000 | $ 37,000 | $ 71,000 |
| Lebanon County Pennsylvania | 2 | $ 168,000 | $ 84,000 | $ 61,000 |
| Northampton County Pennsylvania | 2 | $ 183,000 | $ 91,000 | $ 57,000 |
| Pike County Pennsylvania | 2 | $ 326,000 | $ 163,000 | $ 69,000 |
| Washington County Pennsylvania | 2 | $ 95,000 | $ 47,000 | $ 55,000 |
| Lee County South Carolina | 2 | $ 116,000 | $ 58,000 | $ 0 |
| Lexington County South Carolina | 2 | $ 250,000 | $ 125,000 | $ 77,000 |
| Pickens County South Carolina | 2 | $ 141,000 | $ 70,000 | $ 74,000 |
| Sumter County South Carolina | 2 | $ 75,000 | $ 37,000 | $ 36,000 |
| Davidson County Tennessee | 2 | $ 318,000 | $ 159,000 | $ 207,000 |
| Calhoun County Texas | 2 | $ 86,000 | $ 43,000 | $ 73,000 |
| Ellis County Texas | 2 | $ 352,000 | $ 176,000 | $ 192,000 |
| Hardin County Texas | 2 | $ 207,000 | $ 103,000 | $ 45,000 |
| Hood County Texas | 2 | $ 216,000 | $ 108,000 | $ 0 |
| McLennan County Texas | 2 | $ 122,000 | $ 61,000 | $ 0 |
| Orleans County Vermont | 2 | $ 139,000 | $ 69,000 | $ 56,000 |
| Alleghany County Virginia | 2 | $ 75,000 | $ 37,000 | $ 42,000 |
| Campbell County Virginia | 2 | $ 322,000 | $ 161,000 | $ 57,000 |
| Clarke County Virginia | 2 | $ 292,000 | $ 146,000 | $ 0 |
| Cumberland County Virginia | 2 | $ 367,000 | $ 183,000 | $ 54,000 |
| Greene County Virginia | 2 | $ 445,000 | $ 222,000 | $ 68,000 |
| King and Queen County Virginia | 2 | $ 423,000 | $ 211,000 | $ 56,000 |
| Lancaster County Virginia | 2 | $ 998,000 | $ 499,000 | $ 157,000 |
| Mecklenburg County Virginia | 2 | $ 480,000 | $ 240,000 | $ 124,000 |
| Page County Virginia | 2 | $ 135,000 | $ 67,000 | $ 38,000 |
| Pittsylvania County Virginia | 2 | $ 125,000 | $ 62,000 | $ 39,000 |
| Rockbridge County Virginia | 2 | $ 185,000 | $ 92,000 | $ 69,000 |
| Rockingham County Virginia | 2 | $ 329,000 | $ 164,000 | $ 67,000 |
| Shenandoah County Virginia | 2 | $ 272,000 | $ 136,000 | $ 77,000 |
| Staunton County Virginia | 2 | $ 323,000 | $ 161,000 | $ 53,000 |
| Hardy County West Virginia | 2 | $ 105,000 | $ 52,000 | $ 77,000 |
| Pocahontas County West Virginia | 2 | $ 695,000 | $ 347,000 | $ 233,000 |
| Pinal County Arizona | 1 | $ 251,000 | $ 251,000 | $ 45,000 |
| Benton County Arkansas | 1 | $ 104,000 | $ 104,000 | $ 82,000 |
| Crawford County Arkansas | 1 | $ 54,000 | $ 54,000 | $ 24,000 |
| Modoc County California | 1 | $ 122,000 | $ 122,000 | $ 170,000 |
| Orange County California | 1 | $ 300,000 | $ 300,000 | $ 48,000 |
| Sonoma County California | 1 | $ 560,000 | $ 560,000 | $ 216,000 |
| Eagle County Colorado | 1 | $ 780,000 | $ 780,000 | $ 401,000 |
| Pitkin County Colorado | 1 | $ 592,000 | $ 592,000 | $ 416,000 |
| Litchfield County Connecticut | 1 | $ 164,000 | $ 164,000 | $ 91,000 |
| Kent County Delaware | 1 | $ 218,000 | $ 218,000 | $ 66,000 |
| Charlotte County Florida | 1 | $ 89,000 | $ 89,000 | $ 66,000 |
| Hardee County Florida | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Floyd County Georgia | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Jennings County Indiana | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Ripley County Indiana | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Jackson County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Jefferson County Kentucky | 1 | $ 203,000 | $ 203,000 | $ 61,000 |
| Penobscot County Maine | 1 | $ 148,000 | $ 148,000 | $ 28,000 |
| Somerset County Maryland | 1 | $ 107,000 | $ 107,000 | $ 85,000 |
| Talbot County Maryland | 1 | $ 184,000 | $ 184,000 | $ 174,000 |
| Dukes County Massachusetts | 1 | $ 1,000,000 | $ 1,000,000 | $ 441,000 |
| Worcester County Massachusetts | 1 | $ 160,000 | $ 160,000 | $ 120,000 |
| Berrien County Michigan | 1 | $ 92,000 | $ 92,000 | $ 48,000 |
| Kalkaska County Michigan | 1 | $ 138,000 | $ 138,000 | $ 36,000 |
| Sanilac County Michigan | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Shiawassee County Michigan | 1 | $ 170,000 | $ 170,000 | $ 71,000 |
| St. Louis County Minnesota | 1 | $ 41,000 | $ 41,000 | $ 32,000 |
| Cass County Missouri | 1 | $ 146,000 | $ 146,000 | $ 50,000 |
| St. Francois County Missouri | 1 | $ 131,000 | $ 131,000 | $ 56,000 |
| Washington County Missouri | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Gallatin County Montana | 1 | $ 177,000 | $ 177,000 | $ 100,000 |
| Dona Ana County New Mexico | 1 | $ 231,000 | $ 231,000 | $ 146,000 |
| Santa Fe County New Mexico | 1 | $ 83,000 | $ 83,000 | $ 60,000 |
| Chemung County New York | 1 | $ 182,000 | $ 182,000 | $ 108,000 |
| Erie County New York | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Genesee County New York | 1 | $ 51,000 | $ 51,000 | $ 97,000 |
| Nassau County New York | 1 | $ 260,000 | $ 260,000 | $ 80,000 |
| Niagara County New York | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Oneida County New York | 1 | $ 80,000 | $ 80,000 | $ 102,000 |
| Beaufort County North Carolina | 1 | $ 59,000 | $ 59,000 | $ 120,000 |
| Brunswick County North Carolina | 1 | $ 700,000 | $ 700,000 | $ 261,000 |
| Carteret County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 190,000 |
| Catawba County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 58,000 |
| Chowan County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 65,000 |
| Forsyth County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 61,000 |
| Gaston County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Iredell County North Carolina | 1 | $ 257,000 | $ 257,000 | $ 148,000 |
| Johnston County North Carolina | 1 | $ 73,000 | $ 73,000 | $ 56,000 |
| Jones County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 41,000 |
| Perquimans County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Rowan County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Allen County Ohio | 1 | $ 62,000 | $ 62,000 | $ 197,000 |
| Butler County Ohio | 1 | $ 162,000 | $ 162,000 | $ 57,000 |
| Lucas County Ohio | 1 | $ 52,000 | $ 52,000 | $ 26,000 |
| Richland County Ohio | 1 | $ 257,000 | $ 257,000 | $ 71,000 |
| Warren County Ohio | 1 | $ 132,000 | $ 132,000 | $ 61,000 |
| Crawford County Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 180,000 |
| Luzerne County Pennsylvania | 1 | $ 244,000 | $ 244,000 | $ 95,000 |
| Beaufort County South Carolina | 1 | $ 174,000 | $ 174,000 | $ 66,000 |
| Dorchester County South Carolina | 1 | $ 230,000 | $ 230,000 | $ 153,000 |
| Oconee County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 38,000 |
| Carter County Tennessee | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 42,000 |
| Knox County Tennessee | 1 | $ 142,000 | $ 142,000 | $ 37,000 |
| Shelby County Tennessee | 1 | $ 47,000 | $ 47,000 | $ 41,000 |
| Comanche County Texas | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Bedford City County Virginia | 1 | $ 89,000 | $ 89,000 | $ 26,000 |
| Brunswick County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Buchanan County Virginia | 1 | $ 59,000 | $ 59,000 | $ 56,000 |
| Caroline County Virginia | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Carroll County Virginia | 1 | $ 76,000 | $ 76,000 | $ 80,000 |
| Charles City County Virginia | 1 | $ 588,000 | $ 588,000 | $ 168,000 |
| Emporia County Virginia | 1 | $ 122,000 | $ 122,000 | $ 68,000 |
| Lunenburg County Virginia | 1 | $ 225,000 | $ 225,000 | $ 45,000 |
| Madison County Virginia | 1 | $ 148,000 | $ 148,000 | $ 104,000 |
| Mathews County Virginia | 1 | $ 240,000 | $ 240,000 | $ 200,000 |
| Prince Edward County Virginia | 1 | $ 90,000 | $ 90,000 | $ 28,000 |
| Sussex County Virginia | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Wythe County Virginia | 1 | $ 80,000 | $ 80,000 | $ 25,000 |
| Randolph County West Virginia | 1 | $ 224,000 | $ 224,000 | $ 134,000 |
| Dane County Wisconsin | 1 | $ 350,000 | $ 350,000 | $ 150,000 |
| Sawyer County Wisconsin | 1 | $ 331,000 | $ 331,000 | $ 0 |
| Trempealeau County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for Resource Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,062 | $1,351,613,000 | $138,700 | $1,677,000 | $98,500 | $3,000,000 |
| Refinancing | 2,370 | $514,572,000 | $173,612 | $2,535,000 | $88,451 | $2,036,000 |
| Home Improvement | 10 | $1,987,000 | $198,000 | $323,000 | $86,000 | $171,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,085 | $959,936,000 | $164,647 | $1,690,000 | $106,411 | $3,000,000 |
| Hispanic | 3,194 | $546,397,000 | $141,590 | $1,000,000 | $70,363 | $1,476,000 |
| Black or African American | 1,371 | $219,689,000 | $127,000 | $2,535,000 | $58,480 | $1,205,000 |
| Asian | 392 | $75,365,000 | $173,181 | $700,000 | $89,909 | $900,000 |
| Not Provided | 309 | $50,917,000 | $127,588 | $799,000 | $65,941 | $750,000 |
| Native Hawaiian or Other Pacific Islander | 68 | $11,669,000 | $149,750 | $550,000 | $74,000 | $276,000 |
| American Indian or Alaskan Native | 17 | $2,317,000 | $157,500 | $496,000 | $102,500 | $441,000 |
| Not applicable | 6 | $1,882,000 | $291,000 | $975,000 | $182,000 | $327,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,813 | $1,759,852,000 | $135,305 | $2,535,000 | $92,138 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 329 | $48,567,000 | $170,200 | $313,000 | $60,400 | $250,000 |
| VA-guaranteed (Veterans Administration) | 300 | $59,753,000 | $215,200 | $360,000 | $64,000 | $158,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,349 | $1,496,153,000 | $129,093 | $2,535,000 | $81,718 | $3,000,000 |
| Application Approved But Not Accepted | 1,025 | $187,298,000 | $146,086 | $975,000 | $86,347 | $696,000 |
| Application Withdrawn By Applicant | 626 | $120,759,000 | $185,777 | $1,100,000 | $128,555 | $983,000 |
| Application Denied By Financial Institution | 381 | $52,006,000 | $147,142 | $1,200,000 | $107,095 | $600,000 |
| File Closed For Incompleteness | 61 | $11,956,000 | $244,000 | $767,000 | $78,000 | $420,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 133 | $16,007,000 | $135,842 | $1,200,000 | $125,684 | $600,000 |
| Credit History | 71 | $9,683,000 | $142,285 | $480,000 | $85,357 | $600,000 |
| Other | 71 | $10,311,000 | $166,333 | $568,000 | $85,222 | $216,000 |
| Unverifiable Information | 31 | $4,354,000 | $125,000 | $452,000 | $92,600 | $201,000 |
| Debt-To-Income Ratio | 28 | $5,836,000 | $192,333 | $527,000 | $72,666 | $143,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $1,570,000 | $105,750 | $206,000 | $67,500 | $96,000 |
| Employment History | 7 | $700,000 | $110,666 | $216,000 | $58,000 | $87,000 |
| Credit Application Incomplete | 7 | $574,000 | $82,000 | $120,000 | $45,000 | $76,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Resource Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Resource Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.