Mortgage Lenders in Richmond, KY
2 mortgage lenders are based in Richmond, KY, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Madison County, KY in 2025.
Most active mortgage lenders in Madison County, KY (2025)
In 2025, 209 lenders made 2,442 home loans worth $617.5 million in Madison County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Madison County, which includes Richmond.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Ark-La-Tex Financial Services LLC Plano, TX | 156 | $36.6M | $234,000 | 6.4% |
| 2 | T2 Financial LLC Westerville, OH | 155 | $40.8M | $263,000 | 6.3% |
| 3 | Whitaker Bank Inc Lexington, KY | 135 | $24.4M | $181,000 | 5.5% |
| 4 | US Bank, N.A. Cincinnati, OH | 115 | $19.1M | $166,000 | 4.7% |
| 5 | University of Ky FCU Lexington, KY | 92 | $23.5M | $255,000 | 3.8% |
| 6 | Commonwealth Federal Credit Union Frankfort, KY | 79 | $18.4M | $233,000 | 3.2% |
| 7 | United Wholesale Mortgage Plymouth, MI | 71 | $20.1M | $282,000 | 2.9% |
| 8 | Central Bank & Trust Co Lexington, KY | 66 | $15.3M | $232,000 | 2.7% |
| 9 | Community Trust Bank, Inc. Pikeville, KY | 65 | $14.2M | $218,000 | 2.7% |
| 10 | Fifth Third Bank, National Association Cincinnati, OH | 60 | $8.2M | $137,000 | 2.5% |
See every lender in Madison County and its 2025 mortgage data · top lenders in Kentucky · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Richmond, KY
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Citizens Guaranty Bank
457 EAST MAIN STREET; PO BOX 767 RICHMOND, KY 40476 |
* | 2,570 | $140,793,000 |
| Madison Bank
660 UNIVERSITY SHOPPING CENTER RICHMOND, KY 40475 |
* | 409 | $44,197,000 |
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