Riverland Federal Credit Union Mortgage Lending & HMDA Data, 2025
In 2025, Riverland Federal Credit Union of New Orleans, LA reported 47 mortgage applications totaling $14.9 million. The average application was for $317,553, and applicants reported an average income of $202,255. 47% of its applications resulted in an originated loan and 13% were denied. Its largest markets were New Orleans-Metairie, LA (20), Slidell-Mandeville-Covington, LA (5) and Baton Rouge, LA (2) (applications in parentheses).
| Mortgage Company & Address | Riverland Federal Credit Union 639 Loyola Avenue Ste 220 New Orleans, LA 70113 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 47 |
| Total Mortgage Loan Application Amount | $14,925,000 |
| Average Mortgage Loan Application Amount | $317,553 |
| Highest Mortgage Loan Application Amount | $1,235,000 |
| Average Applicant Income | $202,255 |
| Highest Applicant Income | $883,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Riverland Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Riverland Federal Credit Union in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 25 | $9,965,000 | $398,000 | $1,235,000 | $280,000 | $883,000 |
| Cash-out Refinancing | 13 | $2,095,000 | $161,000 | $645,000 | $91,000 | $235,000 |
| Refinancing | 9 | $2,865,000 | $318,000 | $655,000 | $147,000 | $392,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 23 | $9,675,000 | $420,000 | $1,235,000 | $242,000 | $798,000 |
| Black or African American | 13 | $2,125,000 | $163,000 | $675,000 | $191,000 | $883,000 |
| Not Provided | 5 | $1,725,000 | $345,000 | $605,000 | $134,000 | $195,000 |
| Hispanic | 4 | $880,000 | $220,000 | $455,000 | $129,000 | $243,000 |
| American Indian or Alaskan Native | 1 | $415,000 | $415,000 | $415,000 | $161,000 | $161,000 |
| Asian | 1 | $105,000 | $105,000 | $105,000 | $101,000 | $101,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 47 | $14,925,000 | $317,000 | $1,235,000 | $202,000 | $883,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 22 | $8,380,000 | $380,000 | $1,205,000 | $270,000 | $883,000 |
| File Closed For Incompleteness | 11 | $3,035,000 | $275,000 | $645,000 | $138,000 | $243,000 |
| Application Withdrawn By Applicant | 7 | $2,375,000 | $339,000 | $1,235,000 | $171,000 | $530,000 |
| Application Denied By Financial Institution | 6 | $1,010,000 | $168,000 | $655,000 | $124,000 | $392,000 |
| Application Approved But Not Accepted | 1 | $125,000 | $125,000 | $125,000 | $89,000 | $89,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 41 | $13,915,000 | $339,000 | $1,235,000 | $213,000 | $883,000 |
| Debt-To-Income Ratio | 4 | $930,000 | $232,000 | $655,000 | $147,000 | $392,000 |
| Collateral | 1 | $25,000 | $25,000 | $25,000 | $128,000 | $128,000 |
| Credit History | 1 | $55,000 | $55,000 | $55,000 | $29,000 | $29,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Riverland Federal Credit Union's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Riverland Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.
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