Robins Financial
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Robins Financial 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Robins Financial 803 Watson Boulevard Warner Robins, GA 31093 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 3,280 |
| Total Mortgage Loan Application Amount | $380,500,000 |
| Average Mortgage Loan Application Amount | $114,400 |
| Highest Mortgage Loan Application Amount | $685,000 |
| Average Applicant Income | $96,200 |
| Highest Applicant Income | $1,150,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Robins Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Robins Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Robins Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Robins Financial serves its applicants.
Each category highlights the total number of mortgage applications processed by Robins Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Robins Financial's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston County Georgia | 1,153 | $ 127,725,000 | $ 110,000 | $ 98,000 |
| Bibb County Georgia | 517 | $ 55,885,000 | $ 108,000 | $ 93,000 |
| Jones County Georgia | 159 | $ 17,665,000 | $ 111,000 | $ 100,000 |
| Peach County Georgia | 151 | $ 14,175,000 | $ 93,000 | $ 88,000 |
| Monroe County Georgia | 141 | $ 21,905,000 | $ 155,000 | $ 113,000 |
| Baldwin County Georgia | 87 | $ 9,955,000 | $ 114,000 | $ 99,000 |
| Laurens County Georgia | 85 | $ 8,865,000 | $ 104,000 | $ 85,000 |
| Oconee County Georgia | 84 | $ 11,440,000 | $ 136,000 | $ 122,000 |
| Clarke County Georgia | 66 | $ 7,380,000 | $ 111,000 | $ 102,000 |
| Putnam County Georgia | 53 | $ 7,005,000 | $ 132,000 | $ 102,000 |
| Bleckley County Georgia | 50 | $ 5,160,000 | $ 103,000 | $ 104,000 |
| Crawford County Georgia | 50 | $ 4,100,000 | $ 82,000 | $ 76,000 |
| Emanuel County Georgia | 26 | $ 2,290,000 | $ 88,000 | $ 69,000 |
| Jackson County Georgia | 24 | $ 2,900,000 | $ 120,000 | $ 97,000 |
| Pulaski County Georgia | 22 | $ 1,720,000 | $ 78,000 | $ 82,000 |
| Twiggs County Georgia | 22 | $ 1,790,000 | $ 81,000 | $ 86,000 |
| Henry County Georgia | 20 | $ 2,990,000 | $ 149,000 | $ 112,000 |
| Barrow County Georgia | 19 | $ 2,415,000 | $ 127,000 | $ 113,000 |
| Fulton County Georgia | 19 | $ 3,205,000 | $ 168,000 | $ 125,000 |
| Macon County Georgia | 17 | $ 995,000 | $ 58,000 | $ 71,000 |
| Taylor County Georgia | 16 | $ 1,340,000 | $ 83,000 | $ 77,000 |
| Wilkinson County Georgia | 16 | $ 910,000 | $ 56,000 | $ 77,000 |
| Gwinnett County Georgia | 14 | $ 2,670,000 | $ 190,000 | $ 95,000 |
| Dodge County Georgia | 13 | $ 1,095,000 | $ 84,000 | $ 92,000 |
| Madison County Georgia | 13 | $ 1,345,000 | $ 103,000 | $ 94,000 |
| Oglethorpe County Georgia | 13 | $ 1,495,000 | $ 115,000 | $ 72,000 |
| Cobb County Georgia | 10 | $ 2,000,000 | $ 200,000 | $ 103,000 |
| Spalding County Georgia | 9 | $ 1,175,000 | $ 130,000 | $ 96,000 |
| Washington County Georgia | 8 | $ 600,000 | $ 75,000 | $ 66,000 |
| Crisp County Georgia | 7 | $ 1,275,000 | $ 182,000 | $ 87,000 |
| DeKalb County Georgia | 7 | $ 1,425,000 | $ 203,000 | $ 103,000 |
| Johnson County Georgia | 7 | $ 545,000 | $ 77,000 | $ 82,000 |
| Lamar County Georgia | 7 | $ 575,000 | $ 82,000 | $ 84,000 |
| Toombs County Georgia | 7 | $ 1,255,000 | $ 179,000 | $ 137,000 |
| Walton County Georgia | 7 | $ 665,000 | $ 95,000 | $ 154,000 |
| Butts County Georgia | 6 | $ 860,000 | $ 143,000 | $ 85,000 |
| Hancock County Georgia | 6 | $ 610,000 | $ 101,000 | $ 85,000 |
| Paulding County Georgia | 6 | $ 830,000 | $ 138,000 | $ 88,000 |
| Treutlen County Georgia | 6 | $ 360,000 | $ 60,000 | $ 90,000 |
| Chatham County Georgia | 5 | $ 1,015,000 | $ 203,000 | $ 112,000 |
| Cherokee County Georgia | 5 | $ 605,000 | $ 121,000 | $ 193,000 |
| Clayton County Georgia | 5 | $ 455,000 | $ 91,000 | $ 51,000 |
| Newton County Georgia | 5 | $ 355,000 | $ 71,000 | $ 110,000 |
| Telfair County Georgia | 5 | $ 285,000 | $ 57,000 | $ 65,000 |
| Upson County Georgia | 5 | $ 465,000 | $ 93,000 | $ 99,000 |
| Wheeler County Georgia | 5 | $ 485,000 | $ 97,000 | $ 94,000 |
| Wilcox County Georgia | 5 | $ 485,000 | $ 97,000 | $ 68,000 |
| Bartow County Georgia | 4 | $ 800,000 | $ 200,000 | $ 82,000 |
| Dooly County Georgia | 4 | $ 270,000 | $ 67,000 | $ 77,000 |
| Douglas County Georgia | 4 | $ 600,000 | $ 150,000 | $ 91,000 |
| Fayette County Georgia | 4 | $ 740,000 | $ 185,000 | $ 93,000 |
| Forsyth County Georgia | 4 | $ 950,000 | $ 237,000 | $ 96,000 |
| Glynn County Georgia | 4 | $ 670,000 | $ 167,000 | $ 206,000 |
| Greene County Georgia | 4 | $ 370,000 | $ 92,000 | $ 83,000 |
| Lowndes County Georgia | 4 | $ 530,000 | $ 132,000 | $ 124,000 |
| Pike County Georgia | 4 | $ 300,000 | $ 75,000 | $ 78,000 |
| Richmond County Georgia | 4 | $ 400,000 | $ 100,000 | $ 122,000 |
| Bulloch County Georgia | 3 | $ 625,000 | $ 208,000 | $ 110,000 |
| Columbia County Georgia | 3 | $ 275,000 | $ 91,000 | $ 65,000 |
| Gilmer County Georgia | 3 | $ 505,000 | $ 168,000 | $ 114,000 |
| Rockdale County Georgia | 3 | $ 145,000 | $ 48,000 | $ 92,000 |
| Sumter County Georgia | 3 | $ 265,000 | $ 88,000 | $ 63,000 |
| Banks County Georgia | 2 | $ 510,000 | $ 255,000 | $ 220,000 |
| Camden County Georgia | 2 | $ 170,000 | $ 85,000 | $ 103,000 |
| Coweta County Georgia | 2 | $ 660,000 | $ 330,000 | $ 92,000 |
| Dougherty County Georgia | 2 | $ 140,000 | $ 70,000 | $ 90,000 |
| Harris County Georgia | 2 | $ 410,000 | $ 205,000 | $ 79,000 |
| Jeff Davis County Georgia | 2 | $ 250,000 | $ 125,000 | $ 74,000 |
| Jefferson County Georgia | 2 | $ 520,000 | $ 260,000 | $ 78,000 |
| Montgomery County Georgia | 2 | $ 190,000 | $ 95,000 | $ 83,000 |
| Morgan County Georgia | 2 | $ 70,000 | $ 35,000 | $ 98,000 |
| Rabun County Georgia | 2 | $ 200,000 | $ 100,000 | $ 71,000 |
| Tattnall County Georgia | 2 | $ 120,000 | $ 60,000 | $ 54,000 |
| Union County Georgia | 2 | $ 300,000 | $ 150,000 | $ 86,000 |
| Appling County Georgia | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Catoosa County Georgia | 1 | $ 55,000 | $ 55,000 | $ 92,000 |
| Dawson County Georgia | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| Decatur County Georgia | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Effingham County Georgia | 1 | $ 365,000 | $ 365,000 | $ 160,000 |
| Elbert County Georgia | 1 | $ 85,000 | $ 85,000 | $ 313,000 |
| Fannin County Georgia | 1 | $ 205,000 | $ 205,000 | $ 277,000 |
| Floyd County Georgia | 1 | $ 35,000 | $ 35,000 | $ 195,000 |
| Grady County Georgia | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Hall County Georgia | 1 | $ 285,000 | $ 285,000 | $ 108,000 |
| Hart County Georgia | 1 | $ 105,000 | $ 105,000 | $ 346,000 |
| Irwin County Georgia | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Jasper County Georgia | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Lee County Georgia | 1 | $ 345,000 | $ 345,000 | $ 122,000 |
| Lumpkin County Georgia | 1 | $ 95,000 | $ 95,000 | $ 114,000 |
| Meriwether County Georgia | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Muscogee County Georgia | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Pierce County Georgia | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Schley County Georgia | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| Screven County Georgia | 1 | $ 35,000 | $ 35,000 | $ 149,000 |
| Stephens County Georgia | 1 | $ 115,000 | $ 115,000 | $ 95,000 |
| Tift County Georgia | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Towns County Georgia | 1 | $ 205,000 | $ 205,000 | $ 165,000 |
| Troup County Georgia | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Turner County Georgia | 1 | $ 135,000 | $ 135,000 | $ 164,000 |
| Walker County Georgia | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Wayne County Georgia | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| White County Georgia | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Worth County Georgia | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for Robins Financial in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 987 | $146,745,000 | $148,000 | $495,000 | $101,000 | $682,000 |
| Home Purchase | 810 | $130,610,000 | $161,000 | $685,000 | $79,000 | $1,150,000 |
| Home Improvement | 774 | $35,460,000 | $45,000 | $235,000 | $101,000 | $912,000 |
| Other Purpose | 435 | $20,595,000 | $47,000 | $205,000 | $94,000 | $682,000 |
| Cash-out Refinancing | 274 | $47,090,000 | $171,000 | $505,000 | $106,000 | $560,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,020 | $260,800,000 | $129,000 | $685,000 | $99,000 | $1,150,000 |
| Not Provided | 607 | $37,165,000 | $61,000 | $485,000 | $101,000 | $912,000 |
| Black or African American | 501 | $58,165,000 | $116,000 | $505,000 | $77,000 | $461,000 |
| Asian | 61 | $11,355,000 | $186,000 | $515,000 | $93,000 | $225,000 |
| Hispanic | 53 | $7,015,000 | $132,000 | $455,000 | $76,000 | $373,000 |
| Not applicable | 10 | $1,170,000 | $117,000 | $275,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 5 | $605,000 | $121,000 | $245,000 | $46,000 | $83,000 |
| American Indian or Alaskan Native | 5 | $885,000 | $177,000 | $425,000 | $78,000 | $169,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,279 | $380,475,000 | $116,000 | $685,000 | $95,000 | $1,150,000 |
| FHA-insured (Federal Housing Administration) | 1 | $25,000 | $25,000 | $25,000 | $58,000 | $58,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,238 | $275,300,000 | $123,000 | $515,000 | $102,000 | $1,150,000 |
| Application Denied By Financial Institution | 526 | $33,720,000 | $64,000 | $465,000 | $76,000 | $900,000 |
| Application Approved But Not Accepted | 285 | $35,975,000 | $126,000 | $685,000 | $99,000 | $912,000 |
| Preapproval Denied by Financial Institution | 105 | $13,905,000 | $132,000 | $295,000 | $51,000 | $197,000 |
| Preapproval Approved but not Accepted | 104 | $19,020,000 | $182,000 | $515,000 | $75,000 | $255,000 |
| Application Withdrawn By Applicant | 17 | $1,465,000 | $86,000 | $455,000 | $107,000 | $192,000 |
| File Closed For Incompleteness | 5 | $1,115,000 | $223,000 | $425,000 | $144,000 | $208,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,649 | $332,875,000 | $125,000 | $685,000 | $101,000 | $1,150,000 |
| Debt-To-Income Ratio | 317 | $23,295,000 | $73,000 | $465,000 | $58,000 | $299,000 |
| Credit History | 172 | $15,120,000 | $87,000 | $295,000 | $68,000 | $350,000 |
| Collateral | 118 | $6,560,000 | $55,000 | $335,000 | $111,000 | $900,000 |
| Unverifiable Information | 12 | $1,290,000 | $107,000 | $465,000 | $97,000 | $237,000 |
| Employment History | 6 | $780,000 | $130,000 | $225,000 | $79,000 | $165,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $535,000 | $107,000 | $195,000 | $57,000 | $117,000 |
| Other | 1 | $45,000 | $45,000 | $45,000 | $13,000 | $13,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Robins Financial's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Robins Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.