2 mortgage lenders are based in ZIP code 65401, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Phelps County, MO in 2025.
In 2025, 122 lenders made 733 home loans worth $153.7 million in Phelps County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Phelps County, which includes ZIP code 65401.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Phelps County Bank Rolla, MO | 64 | $10.5M | $163,000 | 8.7% |
| 2 | Guild Mortgage Company San Diego, CA | 59 | $14.4M | $243,000 | 8.0% |
| 3 | Flat Branch Mortgage, Inc. Columbia, MO | 49 | $10.2M | $209,000 | 6.7% |
| 4 | Infuze Credit Union Waynesville, MO | 39 | $4.4M | $112,000 | 5.3% |
| 5 | US Bank, N.A. Cincinnati, OH | 35 | $6.2M | $178,000 | 4.8% |
| 6 | loanDepot.com LLC Irvine, CA | 28 | $9.6M | $343,000 | 3.8% |
| 7 | New American Funding, Llc. Tustin, CA | 28 | $5.2M | $187,000 | 3.8% |
| 8 | Gold Star Mortgage Financial Group, Corporation Ann Arbor, MI | 26 | $6.0M | $230,000 | 3.5% |
| 9 | Das Acquisition Company, LLC Saint Louis, MO | 25 | $5.6M | $225,000 | 3.4% |
| 10 | Mortgage Research Center Columbia, MO | 23 | $6.1M | $265,000 | 3.1% |
See every lender in Phelps County and its 2025 mortgage data · top lenders in Missouri · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Phelps County Bank
718 N PINE ST ROLLA, MO 65401 |
* | 174 | $36,330,000 |
| Riverways Federal Credit Union
1012 FORUM DR ROLLA, MO 65401 |
* | 101 | $11,435,000 |
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