Credit Human Federal Credit Un Mortgage Lending & HMDA Data, 2019

In 2019, Credit Human Federal Credit Un of San Antonio, TX reported 18,914 mortgage applications totaling $1.6 billion, down 3% from 2018. The average application was for $85,098, and applicants reported an average income of $66,821. 20% of its applications resulted in an originated loan and 59% were denied. Its largest markets were San Antonio-New Braunfels, TX (717), San Diego-Carlsbad, CA (534) and Riverside-San Bernardino-Ontario, CA (484) (applications in parentheses).

Mortgage Company & Address Credit Human Federal Credit Un
6061 Ih 10 West
San Antonio, TX 78215
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 18,914
Total Mortgage Loan Application Amount $1,609,560,000
Average Mortgage Loan Application Amount $85,098
Highest Mortgage Loan Application Amount $565,000
Average Applicant Income $66,821
Highest Applicant Income $2,832,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Credit Human Federal Credit Un filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Credit Human Federal Credit Un by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
San Diego, California 534 $ 60,670,000 $ 113,614 $ 85,000
Bexar, Texas 520 $ 34,940,000 $ 67,192 $ 70,000
Los Angeles, California 445 $ 48,435,000 $ 108,842 $ 85,000
Maricopa, Arizona 281 $ 17,125,000 $ 60,943 $ 70,000
Riverside, California 246 $ 18,460,000 $ 75,040 $ 68,000
San Bernardino, California 238 $ 18,030,000 $ 75,756 $ 77,000
Orange, California 221 $ 25,385,000 $ 114,864 $ 97,000
Santa Clara, California 220 $ 35,860,000 $ 163,000 $ 113,000
Marion, Oregon 199 $ 14,065,000 $ 70,678 $ 55,000
Pinal, Arizona 145 $ 10,125,000 $ 69,827 $ 74,000
Sacramento, California 145 $ 11,465,000 $ 79,068 $ 68,000
Alameda, California 139 $ 19,015,000 $ 136,798 $ 97,000
Ventura, California 117 $ 13,755,000 $ 117,564 $ 85,000
Escambia, Florida 115 $ 5,485,000 $ 47,695 $ 37,000
Harris, Texas 109 $ 7,805,000 $ 71,605 $ 77,000
Pierce, Washington 106 $ 10,580,000 $ 99,811 $ 73,000
Sonoma, California 105 $ 13,185,000 $ 125,571 $ 84,000
Contra Costa, California 100 $ 12,750,000 $ 127,500 $ 80,000
Snohomish, Washington 96 $ 9,610,000 $ 100,104 $ 73,000
Clackamas, Oregon 91 $ 7,785,000 $ 85,549 $ 64,000
Yavapai, Arizona 83 $ 6,055,000 $ 72,951 $ 61,000
Saratoga, New York 77 $ 4,415,000 $ 57,337 $ 64,000
Tangipahoa, Louisiana 76 $ 5,870,000 $ 77,236 $ 57,000
Livingston, Louisiana 75 $ 6,445,000 $ 85,933 $ 58,000
Napa, California 73 $ 9,215,000 $ 126,232 $ 91,000
Liberty, Texas 66 $ 5,800,000 $ 87,878 $ 75,000
Colleton, South Carolina 65 $ 5,635,000 $ 86,692 $ 58,000
Washington, Oregon 61 $ 5,315,000 $ 87,131 $ 69,000
Pima, Arizona 60 $ 3,680,000 $ 61,333 $ 67,000
Brazoria, Texas 60 $ 5,960,000 $ 99,333 $ 75,000
King, Washington 60 $ 5,350,000 $ 89,166 $ 78,000
Montgomery, Texas 58 $ 4,470,000 $ 77,068 $ 71,000
Yamhill, Oregon 57 $ 5,025,000 $ 88,157 $ 60,000
Ector, Texas 57 $ 6,035,000 $ 105,877 $ 85,000
Stanislaus, California 56 $ 3,700,000 $ 66,071 $ 64,000
Lake, Illinois 56 $ 6,070,000 $ 108,392 $ 74,000
Solano, California 55 $ 5,315,000 $ 96,636 $ 77,000
Placer, California 54 $ 3,870,000 $ 71,666 $ 62,000
San Joaquin, California 54 $ 4,500,000 $ 83,333 $ 63,000
Thurston, Washington 51 $ 4,145,000 $ 81,274 $ 63,000
Clark, Nevada 50 $ 2,290,000 $ 45,800 $ 56,000
Tarrant, Texas 50 $ 4,200,000 $ 84,000 $ 60,000
Ontario, New York 49 $ 2,825,000 $ 57,653 $ 68,000
Deschutes, Oregon 49 $ 4,345,000 $ 88,673 $ 73,000
Linn, Oregon 48 $ 3,860,000 $ 80,416 $ 55,000
Baldwin, Alabama 47 $ 3,855,000 $ 82,021 $ 59,000
San Luis Obispo, California 47 $ 6,665,000 $ 141,808 $ 95,000
Pinellas, Florida 46 $ 3,110,000 $ 67,608 $ 68,000
Lancaster, Pennsylvania 46 $ 2,840,000 $ 61,739 $ 57,000
Angelina, Texas 45 $ 3,785,000 $ 84,111 $ 65,000
Guadalupe, Texas 45 $ 4,105,000 $ 91,222 $ 61,000
Fresno, California 44 $ 2,730,000 $ 62,045 $ 62,000
Davis, Utah 44 $ 3,240,000 $ 73,636 $ 53,000
Saline, Arkansas 43 $ 2,835,000 $ 65,930 $ 63,000
Lane, Oregon 42 $ 3,530,000 $ 84,047 $ 62,000
Travis, Texas 41 $ 2,855,000 $ 69,634 $ 73,000
Bastrop, Texas 39 $ 3,345,000 $ 85,769 $ 79,000
Clark, Washington 39 $ 3,205,000 $ 82,179 $ 60,000
Salt Lake, Utah 38 $ 2,730,000 $ 71,842 $ 45,000
Horry, South Carolina 37 $ 2,995,000 $ 80,945 $ 60,000
Comal, Texas 37 $ 3,355,000 $ 90,675 $ 75,000
Bay, Florida 36 $ 2,590,000 $ 71,944 $ 69,000
Washoe, Nevada 36 $ 2,350,000 $ 65,277 $ 72,000
Atascosa, Texas 36 $ 2,800,000 $ 77,777 $ 61,000
San Mateo, California 35 $ 7,205,000 $ 205,857 $ 119,000
Lafourche, Louisiana 35 $ 2,415,000 $ 69,000 $ 86,000
Lee, Florida 34 $ 2,160,000 $ 63,529 $ 95,000
Ada, Idaho 34 $ 2,650,000 $ 77,941 $ 57,000
Laurel, Kentucky 34 $ 2,650,000 $ 77,941 $ 42,000
Bucks, Pennsylvania 34 $ 2,920,000 $ 85,882 $ 64,000
Pulaski, Arkansas 33 $ 2,375,000 $ 71,969 $ 59,000
El Paso, Colorado 33 $ 2,555,000 $ 77,424 $ 51,000
Montgomery, Pennsylvania 33 $ 2,605,000 $ 78,939 $ 61,000
Blount, Tennessee 33 $ 3,785,000 $ 114,696 $ 52,000
Brazos, Texas 33 $ 2,475,000 $ 75,000 $ 128,000
Polk, Oregon 32 $ 2,110,000 $ 65,937 $ 48,000
Henderson, Texas 32 $ 2,870,000 $ 89,687 $ 76,000
Mobile, Alabama 31 $ 2,755,000 $ 88,870 $ 85,000
Brevard, Florida 31 $ 2,145,000 $ 69,193 $ 66,000
Greenville, South Carolina 31 $ 2,035,000 $ 65,645 $ 53,000
Medina, Texas 31 $ 2,725,000 $ 87,903 $ 84,000
Spokane, Washington 31 $ 2,545,000 $ 82,096 $ 61,000
Pike, Kentucky 30 $ 2,020,000 $ 67,333 $ 44,000
Berks, Pennsylvania 30 $ 2,670,000 $ 89,000 $ 58,000
Chester, Pennsylvania 30 $ 2,310,000 $ 77,000 $ 64,000
Hot Spring, Arkansas 29 $ 2,285,000 $ 78,793 $ 47,000
Ellis, Texas 29 $ 2,295,000 $ 79,137 $ 64,000
Navarro, Texas 29 $ 2,465,000 $ 85,000 $ 58,000
El Dorado, California 28 $ 2,350,000 $ 83,928 $ 83,000
Santa Barbara, California 28 $ 2,900,000 $ 103,571 $ 73,000
Ascension, Louisiana 28 $ 2,230,000 $ 79,642 $ 64,000
Monterey, California 27 $ 2,415,000 $ 89,444 $ 75,000
Calcasieu, Louisiana 27 $ 2,235,000 $ 82,777 $ 64,000
Lafayette, Louisiana 27 $ 1,915,000 $ 70,925 $ 52,000
Benton, Oregon 27 $ 1,675,000 $ 62,037 $ 55,000
York, Pennsylvania 27 $ 1,605,000 $ 59,444 $ 50,000
Fort Bend, Texas 27 $ 2,165,000 $ 80,185 $ 68,000
Grayson, Texas 27 $ 2,345,000 $ 86,851 $ 82,000
White, Arkansas 26 $ 2,240,000 $ 86,153 $ 59,000
Santa Cruz, California 26 $ 4,850,000 $ 186,538 $ 103,000
Kent, Delaware 26 $ 2,110,000 $ 81,153 $ 71,000
Hillsborough, Florida 26 $ 1,650,000 $ 63,461 $ 73,000
Livingston, Michigan 26 $ 1,590,000 $ 61,153 $ 53,000
Carteret, North Carolina 26 $ 1,670,000 $ 64,230 $ 91,000
Sarasota, Florida 25 $ 1,455,000 $ 58,200 $ 80,000
Vermilion, Louisiana 25 $ 1,795,000 $ 71,800 $ 76,000
Midland, Texas 25 $ 2,085,000 $ 83,400 $ 66,000
Wilson, Texas 25 $ 2,505,000 $ 100,200 $ 88,000
Citrus, Florida 24 $ 2,410,000 $ 100,416 $ 74,000
Jackson, Oregon 24 $ 1,690,000 $ 70,416 $ 56,000
Lake, Florida 23 $ 2,195,000 $ 95,434 $ 64,000
Dutchess, New York 23 $ 1,555,000 $ 67,608 $ 64,000
Lebanon, Pennsylvania 23 $ 1,455,000 $ 63,260 $ 50,000
Hays, Texas 23 $ 1,725,000 $ 75,000 $ 105,000
Smith, Texas 23 $ 1,805,000 $ 78,478 $ 69,000
Mohave, Arizona 22 $ 1,410,000 $ 64,090 $ 88,000
Volusia, Florida 22 $ 1,410,000 $ 64,090 $ 57,000
Rogers, Oklahoma 22 $ 2,030,000 $ 92,272 $ 53,000
Hardin, Texas 22 $ 1,700,000 $ 77,272 $ 61,000
Yuma, Arizona 21 $ 2,125,000 $ 101,190 $ 180,000
Garland, Arkansas 21 $ 1,525,000 $ 72,619 $ 42,000
Yolo, California 21 $ 2,075,000 $ 98,809 $ 74,000
Adams, Colorado 21 $ 1,375,000 $ 65,476 $ 55,000
Pasco, Florida 21 $ 1,525,000 $ 72,619 $ 67,000
Kootenai, Idaho 21 $ 1,615,000 $ 76,904 $ 47,000
St. Tammany, Louisiana 21 $ 1,875,000 $ 89,285 $ 47,000
Dona Ana, New Mexico 21 $ 1,675,000 $ 79,761 $ 73,000
Faulkner, Arkansas 20 $ 1,450,000 $ 72,500 $ 53,000
Kern, California 20 $ 1,200,000 $ 60,000 $ 60,000
Merced, California 20 $ 1,450,000 $ 72,500 $ 75,000
Terrebonne, Louisiana 20 $ 1,670,000 $ 83,500 $ 59,000
Oneida, New York 20 $ 1,260,000 $ 63,000 $ 54,000
Oswego, New York 20 $ 1,330,000 $ 66,500 $ 58,000
Multnomah, Oregon 20 $ 1,220,000 $ 61,000 $ 67,000
Hampton, South Carolina 20 $ 1,600,000 $ 80,000 $ 60,000
Austin, Texas 20 $ 1,590,000 $ 79,500 $ 79,000
Galveston, Texas 20 $ 1,790,000 $ 89,500 $ 77,000
Kitsap, Washington 20 $ 1,530,000 $ 76,500 $ 58,000
Humboldt, California 19 $ 1,445,000 $ 76,052 $ 66,000
Shasta, California 19 $ 975,000 $ 51,315 $ 60,000
Weld, Colorado 19 $ 1,565,000 $ 82,368 $ 56,000
Marion, Florida 19 $ 2,315,000 $ 121,842 $ 51,000
Seminole, Florida 19 $ 1,435,000 $ 75,526 $ 67,000
Brunswick, North Carolina 19 $ 1,535,000 $ 80,789 $ 99,000
Johnson, Texas 19 $ 1,565,000 $ 82,368 $ 59,000
San Patricio, Texas 19 $ 2,015,000 $ 106,052 $ 86,000
Clallam, Washington 19 $ 1,995,000 $ 105,000 $ 61,000
Chilton, Alabama 18 $ 1,400,000 $ 77,777 $ 63,000
Marin, California 18 $ 2,730,000 $ 151,666 $ 188,000
Polk, Florida 18 $ 810,000 $ 45,000 $ 68,000
Walton, Florida 18 $ 1,380,000 $ 76,666 $ 70,000
Murray, Georgia 18 $ 1,590,000 $ 88,333 $ 48,000
Washington, Louisiana 18 $ 1,450,000 $ 80,555 $ 60,000
Erie, New York 18 $ 1,110,000 $ 61,666 $ 56,000
Niagara, New York 18 $ 940,000 $ 52,222 $ 57,000
Northampton, Pennsylvania 18 $ 1,510,000 $ 83,888 $ 74,000
Collin, Texas 18 $ 1,440,000 $ 80,000 $ 69,000
Walker, Texas 18 $ 1,490,000 $ 82,777 $ 72,000
Jefferson, Arkansas 17 $ 1,505,000 $ 88,529 $ 50,000
Sussex, Delaware 17 $ 975,000 $ 57,352 $ 85,000
Broward, Florida 17 $ 1,125,000 $ 66,176 $ 78,000
Floyd, Kentucky 17 $ 1,295,000 $ 76,176 $ 59,000
Madison, Kentucky 17 $ 1,465,000 $ 86,176 $ 80,000
Onondaga, New York 17 $ 895,000 $ 52,647 $ 56,000
Creek, Oklahoma 17 $ 1,105,000 $ 65,000 $ 60,000
Lincoln, Oregon 17 $ 1,675,000 $ 98,529 $ 97,000
Jasper, South Carolina 17 $ 1,615,000 $ 95,000 $ 50,000
Chambers, Texas 17 $ 1,625,000 $ 95,588 $ 75,000
Kerr, Texas 17 $ 1,455,000 $ 85,588 $ 99,000
Parker, Texas 17 $ 1,475,000 $ 86,764 $ 77,000
Polk, Texas 17 $ 1,175,000 $ 69,117 $ 63,000
Yakima, Washington 17 $ 1,495,000 $ 87,941 $ 63,000
Kanawha, West Virginia 17 $ 1,455,000 $ 85,588 $ 54,000
Amador, California 16 $ 1,430,000 $ 89,375 $ 82,000
Whitfield, Georgia 16 $ 1,670,000 $ 104,375 $ 39,000
Ohio, Kentucky 16 $ 1,540,000 $ 96,250 $ 63,000
Lincoln, Mississippi 16 $ 1,430,000 $ 89,375 $ 69,000
Lake, Ohio 16 $ 810,000 $ 50,625 $ 58,000
Lehigh, Pennsylvania 16 $ 920,000 $ 57,500 $ 55,000
Dorchester, South Carolina 16 $ 1,210,000 $ 75,625 $ 42,000
Kaufman, Texas 16 $ 1,420,000 $ 88,750 $ 48,000
McLennan, Texas 16 $ 1,260,000 $ 78,750 $ 81,000
Rusk, Texas 16 $ 1,340,000 $ 83,750 $ 48,000
Victoria, Texas 16 $ 1,120,000 $ 70,000 $ 125,000
Monongalia, West Virginia 16 $ 980,000 $ 61,250 $ 51,000
Craighead, Arkansas 15 $ 1,375,000 $ 91,666 $ 43,000
Grant, Arkansas 15 $ 1,075,000 $ 71,666 $ 53,000
Tulare, California 15 $ 985,000 $ 65,666 $ 76,000
Levy, Florida 15 $ 1,225,000 $ 81,666 $ 80,000
Bullitt, Kentucky 15 $ 1,205,000 $ 80,333 $ 47,000
Clay, Kentucky 15 $ 775,000 $ 51,666 $ 35,000
St. Helena, Louisiana 15 $ 875,000 $ 58,333 $ 46,000
Eddy, New Mexico 15 $ 1,455,000 $ 97,000 $ 84,000
Orange, New York 15 $ 935,000 $ 62,333 $ 70,000
Franklin, Ohio 15 $ 835,000 $ 55,666 $ 42,000
Cherokee, Oklahoma 15 $ 1,105,000 $ 73,666 $ 113,000
Curry, Oregon 15 $ 1,535,000 $ 102,333 $ 78,000
Aiken, South Carolina 15 $ 1,005,000 $ 67,000 $ 69,000
Sullivan, Tennessee 15 $ 1,415,000 $ 94,333 $ 51,000
Bowie, Texas 15 $ 1,195,000 $ 79,666 $ 84,000
Cherokee, Texas 15 $ 1,165,000 $ 77,666 $ 71,000
Gonzales, Texas 15 $ 1,485,000 $ 99,000 $ 62,000
Lubbock, Texas 15 $ 1,525,000 $ 101,666 $ 57,000
Nueces, Texas 15 $ 1,495,000 $ 99,666 $ 78,000
Trinity, Texas 15 $ 1,125,000 $ 75,000 $ 63,000
Waller, Texas 15 $ 1,155,000 $ 77,000 $ 66,000
Skagit, Washington 15 $ 1,185,000 $ 79,000 $ 68,000
Walla Walla, Washington 15 $ 1,045,000 $ 69,666 $ 65,000
Drew, Arkansas 14 $ 1,210,000 $ 86,428 $ 62,000
Nevada, California 14 $ 1,490,000 $ 106,428 $ 86,000
Knox, Kentucky 14 $ 1,000,000 $ 71,428 $ 67,000
Whitley, Kentucky 14 $ 1,030,000 $ 73,571 $ 51,000
St. Mary, Louisiana 14 $ 1,180,000 $ 84,285 $ 49,000
Copiah, Mississippi 14 $ 970,000 $ 69,285 $ 53,000
Anderson, Texas 14 $ 1,220,000 $ 87,142 $ 76,000
Bandera, Texas 14 $ 1,170,000 $ 83,571 $ 70,000
Gillespie, Texas 14 $ 1,290,000 $ 92,142 $ 109,000
Wayne, West Virginia 14 $ 1,210,000 $ 86,428 $ 46,000
Apache, Arizona 13 $ 1,205,000 $ 92,692 $ 58,000
Navajo, Arizona 13 $ 975,000 $ 75,000 $ 81,000
Columbia, Florida 13 $ 1,135,000 $ 87,307 $ 49,000
Jackson, Florida 13 $ 1,085,000 $ 83,461 $ 70,000
Manatee, Florida 13 $ 1,055,000 $ 81,153 $ 66,000
Grayson, Kentucky 13 $ 1,315,000 $ 101,153 $ 72,000
Assumption, Louisiana 13 $ 865,000 $ 66,538 $ 67,000
Ottawa, Michigan 13 $ 1,075,000 $ 82,692 $ 58,000
Herkimer, New York 13 $ 735,000 $ 56,538 $ 62,000
Ulster, New York 13 $ 875,000 $ 67,307 $ 69,000
Wagoner, Oklahoma 13 $ 1,165,000 $ 89,615 $ 61,000
Douglas, Oregon 13 $ 965,000 $ 74,230 $ 46,000
Spartanburg, South Carolina 13 $ 865,000 $ 66,538 $ 51,000
Hawkins, Tennessee 13 $ 945,000 $ 72,692 $ 52,000
Knox, Tennessee 13 $ 1,305,000 $ 100,384 $ 46,000
Aransas, Texas 13 $ 925,000 $ 71,153 $ 114,000
Burleson, Texas 13 $ 865,000 $ 66,538 $ 75,000
Caldwell, Texas 13 $ 985,000 $ 75,769 $ 77,000
Grimes, Texas 13 $ 865,000 $ 66,538 $ 73,000
Orange, Texas 13 $ 995,000 $ 76,538 $ 57,000
Grant, Washington 13 $ 1,225,000 $ 94,230 $ 65,000
Lewis, Washington 13 $ 1,085,000 $ 83,461 $ 67,000
Putnam, West Virginia 13 $ 815,000 $ 62,692 $ 51,000
Butte, California 12 $ 550,000 $ 45,833 $ 49,000
Sutter, California 12 $ 850,000 $ 70,833 $ 65,000
Orange, Florida 12 $ 1,000,000 $ 83,333 $ 63,000
Breckinridge, Kentucky 12 $ 1,550,000 $ 129,166 $ 69,000
Johnson, Kentucky 12 $ 1,050,000 $ 87,500 $ 59,000
Pulaski, Kentucky 12 $ 1,200,000 $ 100,000 $ 77,000
St. Martin, Louisiana 12 $ 970,000 $ 80,833 $ 46,000
Amite, Mississippi 12 $ 800,000 $ 66,666 $ 74,000
Lea, New Mexico 12 $ 1,200,000 $ 100,000 $ 74,000
San Juan, New Mexico 12 $ 890,000 $ 74,166 $ 50,000
Chenango, New York 12 $ 820,000 $ 68,333 $ 50,000
Monroe, New York 12 $ 530,000 $ 44,166 $ 49,000
Wayne, New York 12 $ 660,000 $ 55,000 $ 57,000
Washington, Ohio 12 $ 1,120,000 $ 93,333 $ 46,000
Mayes, Oklahoma 12 $ 930,000 $ 77,500 $ 37,000
McIntosh, Oklahoma 12 $ 1,000,000 $ 83,333 $ 79,000
Okmulgee, Oklahoma 12 $ 1,220,000 $ 101,666 $ 150,000
Cumberland, Pennsylvania 12 $ 770,000 $ 64,166 $ 69,000
Greene, Tennessee 12 $ 940,000 $ 78,333 $ 53,000
Coryell, Texas 12 $ 900,000 $ 75,000 $ 49,000
Hidalgo, Texas 12 $ 660,000 $ 55,000 $ 56,000
Leon, Texas 12 $ 1,100,000 $ 91,666 $ 158,000
Madison, Texas 12 $ 920,000 $ 76,666 $ 67,000
Nacogdoches, Texas 12 $ 1,100,000 $ 91,666 $ 71,000
Robertson, Texas 12 $ 750,000 $ 62,500 $ 77,000
San Jacinto, Texas 12 $ 950,000 $ 79,166 $ 87,000
Tyler, Texas 12 $ 1,000,000 $ 83,333 $ 87,000
Upshur, Texas 12 $ 900,000 $ 75,000 $ 73,000
Lewis, West Virginia 12 $ 1,480,000 $ 123,333 $ 71,000
Houston, Alabama 11 $ 705,000 $ 64,090 $ 47,000
Lee, Alabama 11 $ 875,000 $ 79,545 $ 87,000
Clark, Arkansas 11 $ 915,000 $ 83,181 $ 67,000
Greene, Arkansas 11 $ 925,000 $ 84,090 $ 58,000
Inyo, California 11 $ 725,000 $ 65,909 $ 90,000
Jefferson, Colorado 11 $ 765,000 $ 69,545 $ 52,000
Mesa, Colorado 11 $ 675,000 $ 61,363 $ 51,000
Canyon, Idaho 11 $ 935,000 $ 85,000 $ 58,000
Meade, Kentucky 11 $ 975,000 $ 88,636 $ 116,000
Muhlenberg, Kentucky 11 $ 955,000 $ 86,818 $ 58,000
Jefferson Davis, Louisiana 11 $ 915,000 $ 83,181 $ 44,000
St. Charles, Louisiana 11 $ 815,000 $ 74,090 $ 60,000
Rankin, Mississippi 11 $ 615,000 $ 55,909 $ 51,000
Douglas, Nebraska 11 $ 685,000 $ 62,272 $ 71,000
Carson City, Nevada 11 $ 535,000 $ 48,636 $ 55,000
Bernalillo, New Mexico 11 $ 695,000 $ 63,181 $ 57,000
Cattaraugus, New York 11 $ 635,000 $ 57,727 $ 52,000
Cayuga, New York 11 $ 785,000 $ 71,363 $ 55,000
Columbia, New York 11 $ 765,000 $ 69,545 $ 65,000
Muskogee, Oklahoma 11 $ 1,065,000 $ 96,818 $ 87,000
Pittsburg, Oklahoma 11 $ 1,065,000 $ 96,818 $ 75,000
Tulsa, Oklahoma 11 $ 765,000 $ 69,545 $ 77,000
Josephine, Oregon 11 $ 985,000 $ 89,545 $ 60,000
Dauphin, Pennsylvania 11 $ 565,000 $ 51,363 $ 52,000
Laurens, South Carolina 11 $ 815,000 $ 74,090 $ 61,000
Tipton, Tennessee 11 $ 1,245,000 $ 113,181 $ 74,000
Bell, Texas 11 $ 695,000 $ 63,181 $ 92,000
Denton, Texas 11 $ 865,000 $ 78,636 $ 105,000
Hood, Texas 11 $ 995,000 $ 90,454 $ 123,000
Lee, Texas 11 $ 785,000 $ 71,363 $ 57,000
Wise, Texas 11 $ 1,275,000 $ 115,909 $ 103,000
Weber, Utah 11 $ 705,000 $ 64,090 $ 50,000
Grays Harbor, Washington 11 $ 865,000 $ 78,636 $ 89,000
Dale, Alabama 10 $ 960,000 $ 96,000 $ 73,000
Shelby, Alabama 10 $ 740,000 $ 74,000 $ 49,000
Miller, Arkansas 10 $ 760,000 $ 76,000 $ 66,000
Randolph, Arkansas 10 $ 710,000 $ 71,000 $ 50,000
Imperial, California 10 $ 820,000 $ 82,000 $ 87,000
Boulder, Colorado 10 $ 830,000 $ 83,000 $ 74,000
Hardin, Kentucky 10 $ 1,160,000 $ 116,000 $ 80,000
Jefferson, Kentucky 10 $ 770,000 $ 77,000 $ 68,000
Iberia, Louisiana 10 $ 650,000 $ 65,000 $ 38,000
Wayne, Michigan 10 $ 460,000 $ 46,000 $ 49,000
Harrison, Mississippi 10 $ 620,000 $ 62,000 $ 49,000
Hinds, Mississippi 10 $ 930,000 $ 93,000 $ 80,000
Jones, Mississippi 10 $ 730,000 $ 73,000 $ 63,000
Seneca, New York 10 $ 500,000 $ 50,000 $ 47,000
Athens, Ohio 10 $ 1,090,000 $ 109,000 $ 76,000
Cuyahoga, Ohio 10 $ 390,000 $ 39,000 $ 57,000
Gallia, Ohio 10 $ 940,000 $ 94,000 $ 51,000
Franklin, Pennsylvania 10 $ 670,000 $ 67,000 $ 42,000
Union, Tennessee 10 $ 830,000 $ 83,000 $ 58,000
Cass, Texas 10 $ 660,000 $ 66,000 $ 47,000
Fannin, Texas 10 $ 650,000 $ 65,000 $ 59,000
Jasper, Texas 10 $ 480,000 $ 48,000 $ 73,000
Limestone, Texas 10 $ 880,000 $ 88,000 $ 81,000
Tom Green, Texas 10 $ 780,000 $ 78,000 $ 58,000
Wood, West Virginia 10 $ 710,000 $ 71,000 $ 51,000
Cleburne, Arkansas 9 $ 475,000 $ 52,777 $ 44,000
Pike, Arkansas 9 $ 565,000 $ 62,777 $ 55,000
Van Buren, Arkansas 9 $ 665,000 $ 73,888 $ 68,000
Charlotte, Florida 9 $ 675,000 $ 75,000 $ 94,000
Palm Beach, Florida 9 $ 495,000 $ 55,000 $ 88,000
Lawrence, Kentucky 9 $ 885,000 $ 98,333 $ 40,000
Martin, Kentucky 9 $ 725,000 $ 80,555 $ 35,000
Rockcastle, Kentucky 9 $ 605,000 $ 67,222 $ 58,000
Wayne, Kentucky 9 $ 565,000 $ 62,777 $ 50,000
Acadia, Louisiana 9 $ 625,000 $ 69,444 $ 54,000
Beauregard, Louisiana 9 $ 615,000 $ 68,333 $ 48,000
Caddo, Louisiana 9 $ 715,000 $ 79,444 $ 77,000
Webster, Louisiana 9 $ 495,000 $ 55,000 $ 61,000
Anne Arundel, Maryland 9 $ 545,000 $ 60,555 $ 54,000
Oakland, Michigan 9 $ 675,000 $ 75,000 $ 76,000
Madison, Mississippi 9 $ 645,000 $ 71,666 $ 53,000
Scott, Mississippi 9 $ 705,000 $ 78,333 $ 44,000
Franklin, New York 9 $ 725,000 $ 80,555 $ 69,000
Greene, New York 9 $ 515,000 $ 57,222 $ 75,000
Jefferson, New York 9 $ 545,000 $ 60,555 $ 69,000
Madison, New York 9 $ 605,000 $ 67,222 $ 48,000
Orleans, New York 9 $ 415,000 $ 46,111 $ 58,000
St. Lawrence, New York 9 $ 805,000 $ 89,444 $ 64,000
Sequoyah, Oklahoma 9 $ 615,000 $ 68,333 $ 65,000
Coos, Oregon 9 $ 725,000 $ 80,555 $ 51,000
Adams, Pennsylvania 9 $ 455,000 $ 50,555 $ 49,000
Washington, Pennsylvania 9 $ 495,000 $ 55,000 $ 56,000
Hamilton, Tennessee 9 $ 695,000 $ 77,222 $ 60,000
Marion, Tennessee 9 $ 675,000 $ 75,000 $ 46,000
Obion, Tennessee 9 $ 895,000 $ 99,444 $ 66,000
Sevier, Tennessee 9 $ 895,000 $ 99,444 $ 42,000
Harrison, Texas 9 $ 555,000 $ 61,666 $ 57,000
Houston, Texas 9 $ 665,000 $ 73,888 $ 78,000
Jim Wells, Texas 9 $ 885,000 $ 98,333 $ 127,000
Kendall, Texas 9 $ 605,000 $ 67,222 $ 102,000
Randall, Texas 9 $ 715,000 $ 79,444 $ 58,000
Taylor, Texas 9 $ 715,000 $ 79,444 $ 280,000
Washington, Texas 9 $ 925,000 $ 102,777 $ 84,000
Williamson, Texas 9 $ 855,000 $ 95,000 $ 84,000
Wood, Texas 9 $ 635,000 $ 70,555 $ 77,000
Benton, Washington 9 $ 555,000 $ 61,666 $ 50,000
Morgan, Alabama 8 $ 620,000 $ 77,500 $ 51,000
St. Clair, Alabama 8 $ 830,000 $ 103,750 $ 60,000
Talladega, Alabama 8 $ 730,000 $ 91,250 $ 51,000
Conway, Arkansas 8 $ 600,000 $ 75,000 $ 63,000
Lonoke, Arkansas 8 $ 730,000 $ 91,250 $ 80,000
Poinsett, Arkansas 8 $ 620,000 $ 77,500 $ 47,000
Madera, California 8 $ 590,000 $ 73,750 $ 76,000
Broomfield, Colorado 8 $ 490,000 $ 61,250 $ 74,000
Larimer, Colorado 8 $ 530,000 $ 66,250 $ 65,000
Hernando, Florida 8 $ 780,000 $ 97,500 $ 62,000
Cherokee, Georgia 8 $ 1,050,000 $ 131,250 $ 63,000
Knott, Kentucky 8 $ 650,000 $ 81,250 $ 62,000
Montgomery, Kentucky 8 $ 840,000 $ 105,000 $ 69,000
Rapides, Louisiana 8 $ 510,000 $ 63,750 $ 65,000
Stone, Mississippi 8 $ 670,000 $ 83,750 $ 46,000
Chemung, New York 8 $ 590,000 $ 73,750 $ 58,000
Otsego, New York 8 $ 650,000 $ 81,250 $ 64,000
Washington, New York 8 $ 550,000 $ 68,750 $ 63,000
Henderson, North Carolina 8 $ 570,000 $ 71,250 $ 41,000
Lorain, Ohio 8 $ 480,000 $ 60,000 $ 74,000
Westmoreland, Pennsylvania 8 $ 590,000 $ 73,750 $ 89,000
Anderson, South Carolina 8 $ 540,000 $ 67,500 $ 51,000
Anderson, Tennessee 8 $ 600,000 $ 75,000 $ 42,000
Jefferson, Tennessee 8 $ 780,000 $ 97,500 $ 45,000
Loudon, Tennessee 8 $ 1,170,000 $ 146,250 $ 51,000
Monroe, Tennessee 8 $ 900,000 $ 112,500 $ 64,000
Morgan, Tennessee 8 $ 720,000 $ 90,000 $ 51,000
Andrews, Texas 8 $ 770,000 $ 96,250 $ 69,000
Brown, Texas 8 $ 650,000 $ 81,250 $ 73,000
Cameron, Texas 8 $ 580,000 $ 72,500 $ 145,000
Dallas, Texas 8 $ 640,000 $ 80,000 $ 73,000
Duval, Texas 8 $ 700,000 $ 87,500 $ 84,000
Freestone, Texas 8 $ 600,000 $ 75,000 $ 81,000
Hill, Texas 8 $ 540,000 $ 67,500 $ 68,000
Hunt, Texas 8 $ 640,000 $ 80,000 $ 75,000
Matagorda, Texas 8 $ 680,000 $ 85,000 $ 85,000
Newton, Texas 8 $ 640,000 $ 80,000 $ 79,000
Shelby, Texas 8 $ 660,000 $ 82,500 $ 58,000
Van Zandt, Texas 8 $ 620,000 $ 77,500 $ 60,000
Ward, Texas 8 $ 790,000 $ 98,750 $ 94,000
Lincoln, West Virginia 8 $ 730,000 $ 91,250 $ 59,000
Logan, West Virginia 8 $ 740,000 $ 92,500 $ 68,000
Autauga, Alabama 7 $ 515,000 $ 73,571 $ 54,000
Coffee, Alabama 7 $ 565,000 $ 80,714 $ 69,000
Elmore, Alabama 7 $ 555,000 $ 79,285 $ 49,000
Coconino, Arizona 7 $ 495,000 $ 70,714 $ 60,000
Gila, Arizona 7 $ 445,000 $ 63,571 $ 76,000
Cleveland, Arkansas 7 $ 515,000 $ 73,571 $ 99,000
Columbia, Arkansas 7 $ 435,000 $ 62,142 $ 55,000
Montgomery, Arkansas 7 $ 425,000 $ 60,714 $ 86,000
Ouachita, Arkansas 7 $ 535,000 $ 76,428 $ 43,000
Calaveras, California 7 $ 775,000 $ 110,714 $ 107,000
Arapahoe, Colorado 7 $ 415,000 $ 59,285 $ 49,000
Calhoun, Florida 7 $ 295,000 $ 42,142 $ 155,000
Gulf, Florida 7 $ 555,000 $ 79,285 $ 105,000
Washington, Florida 7 $ 765,000 $ 109,285 $ 79,000
Colquitt, Georgia 7 $ 605,000 $ 86,428 $ 53,000
Gilmer, Georgia 7 $ 935,000 $ 133,571 $ 71,000
Gordon, Georgia 7 $ 795,000 $ 113,571 $ 59,000
Toombs, Georgia 7 $ 615,000 $ 87,857 $ 60,000
Bonner, Idaho 7 $ 775,000 $ 110,714 $ 103,000
Marion, Illinois 7 $ 635,000 $ 90,714 $ 59,000
St. Clair, Illinois 7 $ 325,000 $ 46,428 $ 42,000
Will, Illinois 7 $ 265,000 $ 37,857 $ 47,000
Butler, Kentucky 7 $ 565,000 $ 80,714 $ 84,000
Daviess, Kentucky 7 $ 435,000 $ 62,142 $ 38,000
Letcher, Kentucky 7 $ 565,000 $ 80,714 $ 59,000
Magoffin, Kentucky 7 $ 435,000 $ 62,142 $ 53,000
Perry, Kentucky 7 $ 495,000 $ 70,714 $ 55,000
East Baton Rouge, Louisiana 7 $ 765,000 $ 109,285 $ 55,000
Plaquemines, Louisiana 7 $ 545,000 $ 77,857 $ 65,000
St. James, Louisiana 7 $ 495,000 $ 70,714 $ 50,000
St. John the Baptist, Louisiana 7 $ 425,000 $ 60,714 $ 47,000
Vernon, Louisiana 7 $ 405,000 $ 57,857 $ 73,000
Harford, Maryland 7 $ 685,000 $ 97,857 $ 50,000
Hancock, Mississippi 7 $ 665,000 $ 95,000 $ 56,000
Jackson, Mississippi 7 $ 605,000 $ 86,428 $ 37,000
Pearl River, Mississippi 7 $ 525,000 $ 75,000 $ 56,000
Gallatin, Montana 7 $ 495,000 $ 70,714 $ 61,000
Rio Arriba, New Mexico 7 $ 765,000 $ 109,285 $ 78,000
Taos, New Mexico 7 $ 725,000 $ 103,571 $ 56,000
Albany, New York 7 $ 435,000 $ 62,142 $ 86,000
Broome, New York 7 $ 385,000 $ 55,000 $ 60,000
Genesee, New York 7 $ 475,000 $ 67,857 $ 62,000
Alamance, North Carolina 7 $ 405,000 $ 57,857 $ 43,000
Scioto, Ohio 7 $ 645,000 $ 92,142 $ 59,000
Cleveland, Oklahoma 7 $ 395,000 $ 56,428 $ 84,000
Delaware, Oklahoma 7 $ 455,000 $ 65,000 $ 56,000
McCurtain, Oklahoma 7 $ 565,000 $ 80,714 $ 70,000
Osage, Oklahoma 7 $ 635,000 $ 90,714 $ 78,000
Pottawatomie, Oklahoma 7 $ 555,000 $ 79,285 $ 90,000
Butler, Pennsylvania 7 $ 345,000 $ 49,285 $ 53,000
Northumberland, Pennsylvania 7 $ 375,000 $ 53,571 $ 59,000
Benton, Tennessee 7 $ 355,000 $ 50,714 $ 34,000
Cocke, Tennessee 7 $ 555,000 $ 79,285 $ 75,000
Cumberland, Tennessee 7 $ 535,000 $ 76,428 $ 64,000
Dyer, Tennessee 7 $ 575,000 $ 82,142 $ 43,000
Jefferson, Texas 7 $ 855,000 $ 122,142 $ 97,000
Karnes, Texas 7 $ 545,000 $ 77,857 $ 79,000
Lavaca, Texas 7 $ 705,000 $ 100,714 $ 81,000
Live Oak, Texas 7 $ 645,000 $ 92,142 $ 65,000
Palo Pinto, Texas 7 $ 575,000 $ 82,142 $ 99,000
Pecos, Texas 7 $ 805,000 $ 115,000 $ 92,000
San Augustine, Texas 7 $ 655,000 $ 93,571 $ 105,000
Wharton, Texas 7 $ 715,000 $ 102,142 $ 72,000
Campbell, Virginia 7 $ 485,000 $ 69,285 $ 45,000
Fairfax, Virginia 7 $ 445,000 $ 63,571 $ 96,000
Scott, Virginia 7 $ 565,000 $ 80,714 $ 65,000
Cowlitz, Washington 7 $ 395,000 $ 56,428 $ 60,000
Mason, Washington 7 $ 655,000 $ 93,571 $ 54,000
Stevens, Washington 7 $ 755,000 $ 107,857 $ 84,000
Boone, West Virginia 7 $ 495,000 $ 70,714 $ 45,000
Covington, Alabama 6 $ 410,000 $ 68,333 $ 58,000
Geneva, Alabama 6 $ 420,000 $ 70,000 $ 58,000
Benton, Arkansas 6 $ 500,000 $ 83,333 $ 66,000
Crittenden, Arkansas 6 $ 620,000 $ 103,333 $ 49,000
Hempstead, Arkansas 6 $ 590,000 $ 98,333 $ 57,000
Independence, Arkansas 6 $ 430,000 $ 71,666 $ 65,000
Lawrence, Arkansas 6 $ 450,000 $ 75,000 $ 58,000
Mississippi, Arkansas 6 $ 380,000 $ 63,333 $ 146,000
Pope, Arkansas 6 $ 380,000 $ 63,333 $ 49,000
St. Francis, Arkansas 6 $ 630,000 $ 105,000 $ 72,000
Kings, California 6 $ 270,000 $ 45,000 $ 45,000
Tehama, California 6 $ 740,000 $ 123,333 $ 67,000
Tuolumne, California 6 $ 620,000 $ 103,333 $ 54,000
Collier, Florida 6 $ 290,000 $ 48,333 $ 58,000
Holmes, Florida 6 $ 410,000 $ 68,333 $ 57,000
Lee, Georgia 6 $ 450,000 $ 75,000 $ 35,000
Bell, Kentucky 6 $ 370,000 $ 61,666 $ 39,000
Christian, Kentucky 6 $ 500,000 $ 83,333 $ 50,000
Greenup, Kentucky 6 $ 590,000 $ 98,333 $ 67,000
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Mortgage Loan Application Detail Totals for Credit Human Federal Credit Un in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 17,146 $1,489,000,000 $86,000 $565,000 $66,000 $2,832,000
Refinancing 1,047 $75,995,000 $72,000 $465,000 $74,000 $420,000
Other Purpose 316 $18,770,000 $59,000 $275,000 $76,000 $643,000
Cash-out Refinancing 231 $17,835,000 $77,000 $505,000 $72,000 $500,000
Home Improvement 174 $7,960,000 $45,000 $255,000 $81,000 $1,224,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,817 $1,079,295,000 $84,000 $555,000 $68,000 $2,832,000
Hispanic 2,795 $241,065,000 $86,000 $355,000 $67,000 $1,176,000
Not Provided 1,416 $124,380,000 $87,000 $565,000 $72,000 $2,004,000
Black or African American 1,235 $99,335,000 $80,000 $485,000 $49,000 $547,000
American Indian or Alaskan Native 261 $22,055,000 $84,000 $225,000 $55,000 $222,000
Asian 168 $19,200,000 $114,000 $305,000 $89,000 $272,000
Native Hawaiian or Other Pacific Islander 16 $1,960,000 $122,000 $315,000 $74,000 $140,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 18,914 $1,609,560,000 $85,000 $565,000 $67,000 $2,832,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 11,183 $992,515,000 $88,000 $565,000 $61,000 $2,832,000
Application Approved But Not Accepted 3,774 $306,180,000 $81,000 $295,000 $75,000 $1,388,000
Loan Originated 3,709 $291,995,000 $78,000 $465,000 $78,000 $792,000
Application Withdrawn By Applicant 225 $17,165,000 $76,000 $355,000 $77,000 $1,224,000
File Closed For Incompleteness 23 $1,705,000 $74,000 $485,000 $91,000 $298,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,731 $617,045,000 $79,000 $485,000 $76,000 $1,388,000
Credit History 7,390 $631,100,000 $85,000 $535,000 $60,000 $2,832,000
Debt-To-Income Ratio 2,361 $231,805,000 $98,000 $565,000 $49,000 $346,000
Insufficient Cash (Downpayment, Closing Cost) 495 $45,065,000 $91,000 $275,000 $85,000 $1,540,000
Other 462 $39,480,000 $85,000 $365,000 $94,000 $2,500,000
Credit Application Incomplete 206 $23,050,000 $111,000 $345,000 $80,000 $540,000
Collateral 144 $10,640,000 $73,000 $425,000 $74,000 $772,000
Employment History 91 $8,545,000 $93,000 $235,000 $57,000 $204,000
Unverifiable Information 33 $2,705,000 $81,000 $155,000 $68,000 $256,000
Mortgage Insurance Denied 1 $125,000 $125,000 $125,000 $108,000 $108,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Human Federal Credit Un's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Credit Human Federal Credit Un's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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