Credit Human Federal Credit Un Mortgage Lending & HMDA Data, 2019
In 2019, Credit Human Federal Credit Un of San Antonio, TX reported 18,914 mortgage applications totaling $1.6 billion, down 3% from 2018. The average application was for $85,098, and applicants reported an average income of $66,821. 20% of its applications resulted in an originated loan and 59% were denied. Its largest markets were San Antonio-New Braunfels, TX (717), San Diego-Carlsbad, CA (534) and Riverside-San Bernardino-Ontario, CA (484) (applications in parentheses).
| Mortgage Company & Address | Credit Human Federal Credit Un 6061 Ih 10 West San Antonio, TX 78215 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 18,914 |
| Total Mortgage Loan Application Amount | $1,609,560,000 |
| Average Mortgage Loan Application Amount | $85,098 |
| Highest Mortgage Loan Application Amount | $565,000 |
| Average Applicant Income | $66,821 |
| Highest Applicant Income | $2,832,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Credit Human Federal Credit Un filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 3,489 | $ 286,445,000 | $ 82,099 | $ 68,572 |
| San Antonio-New Braunfels, TX | 717 | $ 52,205,000 | $ 72,810 | $ 71,000 |
| San Diego-Carlsbad, CA | 534 | $ 60,670,000 | $ 113,614 | $ 85,000 |
| Riverside-San Bernardino-Ontario, CA | 484 | $ 36,490,000 | $ 75,392 | $ 72,000 |
| Los Angeles-Long Beach-Glendale, CA | 445 | $ 48,435,000 | $ 108,842 | $ 85,000 |
| Phoenix-Mesa-Scottsdale, AZ | 426 | $ 27,250,000 | $ 63,967 | $ 71,000 |
| Houston-The Woodlands-Sugar Land, TX | 392 | $ 32,360,000 | $ 82,551 | $ 75,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 271 | $ 22,805,000 | $ 84,151 | $ 64,261 |
| Sacramento--Roseville--Arden-Arcade, CA | 248 | $ 19,760,000 | $ 79,677 | $ 69,000 |
| Oakland-Hayward-Berkeley, CA | 239 | $ 31,765,000 | $ 132,907 | $ 90,000 |
| Salem, OR | 231 | $ 16,175,000 | $ 70,021 | $ 54,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 222 | $ 36,230,000 | $ 163,198 | $ 113,000 |
| Anaheim-Santa Ana-Irvine, CA | 221 | $ 25,385,000 | $ 114,864 | $ 97,000 |
| Baton Rouge, LA | 157 | $ 12,805,000 | $ 81,560 | $ 57,000 |
| Seattle-Bellevue-Everett, WA | 156 | $ 14,960,000 | $ 95,897 | $ 75,000 |
| Austin-Round Rock, TX | 125 | $ 9,765,000 | $ 78,120 | $ 82,000 |
| Little Rock-North Little Rock-Conway, AR | 124 | $ 8,780,000 | $ 70,806 | $ 60,000 |
| Pensacola-Ferry Pass-Brent, FL | 118 | $ 5,770,000 | $ 48,898 | $ 40,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 117 | $ 13,755,000 | $ 117,564 | $ 85,000 |
| Tacoma-Lakewood, WA | 106 | $ 10,580,000 | $ 99,811 | $ 73,000 |
| Santa Rosa, CA | 105 | $ 13,185,000 | $ 125,571 | $ 84,000 |
| Tampa-St. Petersburg-Clearwater, FL | 101 | $ 7,065,000 | $ 69,950 | $ 69,000 |
| Fort Worth-Arlington, TX | 97 | $ 8,515,000 | $ 87,783 | $ 67,000 |
| Montgomery County-Bucks County-Chester County, PA | 97 | $ 7,835,000 | $ 80,773 | $ 63,000 |
| Albany-Schenectady-Troy, NY | 94 | $ 5,590,000 | $ 59,468 | $ 65,000 |
| Dallas-Plano-Irving, TX | 90 | $ 7,300,000 | $ 81,111 | $ 69,000 |
| Knoxville, TN | 89 | $ 9,375,000 | $ 105,337 | $ 51,000 |
| Rochester, NY | 88 | $ 4,700,000 | $ 53,409 | $ 63,000 |
| Tulsa, OK | 85 | $ 7,285,000 | $ 85,705 | $ 76,000 |
| Lafayette, LA | 83 | $ 5,955,000 | $ 71,746 | $ 57,000 |
| Prescott Valley-Prescott, AZ | 83 | $ 6,055,000 | $ 72,951 | $ 61,000 |
| Hammond, LA | 76 | $ 5,870,000 | $ 77,236 | $ 57,000 |
| Napa, CA | 73 | $ 9,215,000 | $ 126,232 | $ 91,000 |
| Lake County-Kenosha County, IL-WI | 62 | $ 6,480,000 | $ 104,516 | $ 72,064 |
| Tucson, AZ | 60 | $ 3,680,000 | $ 61,333 | $ 67,000 |
| College Station-Bryan, TX | 58 | $ 4,090,000 | $ 70,517 | $ 106,000 |
| New Orleans-Metairie, LA | 58 | $ 4,440,000 | $ 76,551 | $ 52,000 |
| Odessa, TX | 57 | $ 6,035,000 | $ 105,877 | $ 85,000 |
| Ogden-Clearfield, UT | 57 | $ 4,095,000 | $ 71,842 | $ 53,000 |
| Orlando-Kissimmee-Sanford, FL | 57 | $ 4,825,000 | $ 84,649 | $ 66,000 |
| Modesto, CA | 56 | $ 3,700,000 | $ 66,071 | $ 64,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 56 | $ 4,530,000 | $ 80,892 | $ 73,232 |
| Houma-Thibodaux, LA | 55 | $ 4,085,000 | $ 74,272 | $ 76,000 |
| Vallejo-Fairfield, CA | 55 | $ 5,315,000 | $ 96,636 | $ 77,000 |
| Stockton-Lodi, CA | 54 | $ 4,500,000 | $ 83,333 | $ 63,000 |
| Boise City, ID | 53 | $ 4,155,000 | $ 78,396 | $ 59,000 |
| Jackson, MS | 53 | $ 3,845,000 | $ 72,547 | $ 62,000 |
| Greenville-Anderson-Mauldin, SC | 52 | $ 3,550,000 | $ 68,269 | $ 54,000 |
| Huntington-Ashland, WV-KY-OH | 51 | $ 4,165,000 | $ 81,666 | $ 60,666 |
| Olympia-Tumwater, WA | 51 | $ 4,145,000 | $ 81,274 | $ 63,000 |
| Las Vegas-Henderson-Paradise, NV | 50 | $ 2,290,000 | $ 45,800 | $ 56,000 |
| Bend-Redmond, OR | 49 | $ 4,345,000 | $ 88,673 | $ 73,000 |
| Albany, OR | 48 | $ 3,860,000 | $ 80,416 | $ 55,000 |
| Denver-Aurora-Lakewood, CO | 48 | $ 3,140,000 | $ 65,416 | $ 57,000 |
| Daphne-Fairhope-Foley, AL | 47 | $ 3,855,000 | $ 82,021 | $ 59,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 47 | $ 6,665,000 | $ 141,808 | $ 95,000 |
| Birmingham-Hoover, AL | 46 | $ 3,700,000 | $ 80,434 | $ 56,000 |
| Lancaster, PA | 46 | $ 2,840,000 | $ 61,739 | $ 57,000 |
| Syracuse, NY | 46 | $ 2,830,000 | $ 61,521 | $ 55,000 |
| Fresno, CA | 44 | $ 2,730,000 | $ 62,045 | $ 62,000 |
| Beaumont-Port Arthur, TX | 42 | $ 3,550,000 | $ 84,523 | $ 66,000 |
| Eugene, OR | 42 | $ 3,530,000 | $ 84,047 | $ 62,000 |
| Warren-Troy-Farmington Hills, MI | 42 | $ 2,680,000 | $ 63,809 | $ 62,000 |
| Salt Lake City, UT | 41 | $ 2,925,000 | $ 71,341 | $ 45,000 |
| Kingsport-Bristol-Bristol, TN-VA | 40 | $ 3,450,000 | $ 86,250 | $ 54,100 |
| Longview, TX | 40 | $ 3,180,000 | $ 79,500 | $ 59,000 |
| Pittsburgh, PA | 40 | $ 2,590,000 | $ 64,750 | $ 64,000 |
| Cleveland-Elyria, OH | 39 | $ 1,905,000 | $ 48,846 | $ 60,000 |
| Louisville/Jefferson County, KY-IN | 39 | $ 3,385,000 | $ 86,794 | $ 59,358 |
| Charleston, WV | 38 | $ 3,160,000 | $ 83,157 | $ 52,000 |
| New York-Newark, NY | 38 | $ 2,490,000 | $ 65,526 | $ 66,000 |
| North Port-Sarasota-Bradenton, FL | 38 | $ 2,510,000 | $ 66,052 | $ 76,000 |
| Spokane-Spokane Valley, WA | 38 | $ 3,300,000 | $ 86,842 | $ 65,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 36 | $ 2,570,000 | $ 71,388 | $ 64,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 36 | $ 2,050,000 | $ 56,944 | $ 57,000 |
| Panama City, FL | 36 | $ 2,590,000 | $ 71,944 | $ 69,000 |
| Reno, NV | 36 | $ 2,350,000 | $ 65,277 | $ 72,000 |
| Colorado Springs, CO | 35 | $ 2,695,000 | $ 77,000 | $ 52,000 |
| Mobile, AL | 35 | $ 3,145,000 | $ 89,857 | $ 89,000 |
| San Francisco-Redwood City-South San Francisco, CA | 35 | $ 7,205,000 | $ 205,857 | $ 119,000 |
| Cape Coral-Fort Myers, FL | 34 | $ 2,160,000 | $ 63,529 | $ 95,000 |
| Corpus Christi, TX | 34 | $ 3,510,000 | $ 103,235 | $ 82,000 |
| Dalton, GA | 34 | $ 3,260,000 | $ 95,882 | $ 44,000 |
| Utica-Rome, NY | 33 | $ 1,995,000 | $ 60,454 | $ 57,000 |
| Gulfport-Biloxi-Pascagoula, MS | 32 | $ 2,560,000 | $ 80,000 | $ 47,000 |
| Palm Bay-Melbourne-Titusville, FL | 31 | $ 2,145,000 | $ 69,193 | $ 66,000 |
| Atlanta-Sandy Springs-Roswell, GA | 30 | $ 2,950,000 | $ 98,333 | $ 58,000 |
| Chattanooga, TN-GA | 30 | $ 2,370,000 | $ 79,000 | $ 55,666 |
| Reading, PA | 30 | $ 2,670,000 | $ 89,000 | $ 58,000 |
| Lake Charles, LA | 29 | $ 2,385,000 | $ 82,241 | $ 64,000 |
| Memphis, TN-MS-AR | 29 | $ 2,985,000 | $ 102,931 | $ 59,103 |
| Midland, TX | 28 | $ 2,250,000 | $ 80,357 | $ 67,000 |
| Santa Maria-Santa Barbara, CA | 28 | $ 2,900,000 | $ 103,571 | $ 73,000 |
| Augusta-Richmond County, GA-SC | 27 | $ 2,055,000 | $ 76,111 | $ 58,407 |
| Baltimore-Columbia-Towson, MD | 27 | $ 2,065,000 | $ 76,481 | $ 56,000 |
| Corvallis, OR | 27 | $ 1,675,000 | $ 62,037 | $ 55,000 |
| Harrisburg-Carlisle, PA | 27 | $ 1,715,000 | $ 63,518 | $ 58,000 |
| Salinas, CA | 27 | $ 2,415,000 | $ 89,444 | $ 75,000 |
| Sherman-Denison, TX | 27 | $ 2,345,000 | $ 86,851 | $ 82,000 |
| Texarkana, TX-AR | 27 | $ 2,055,000 | $ 76,111 | $ 75,111 |
| York-Hanover, PA | 27 | $ 1,605,000 | $ 59,444 | $ 50,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 26 | $ 1,660,000 | $ 63,846 | $ 65,000 |
| Dover, DE | 26 | $ 2,110,000 | $ 81,153 | $ 71,000 |
| Pine Bluff, AR | 26 | $ 2,190,000 | $ 84,230 | $ 63,000 |
| Santa Cruz-Watsonville, CA | 26 | $ 4,850,000 | $ 186,538 | $ 103,000 |
| Charleston-North Charleston, SC | 24 | $ 2,470,000 | $ 102,916 | $ 54,000 |
| Columbus, OH | 24 | $ 1,420,000 | $ 59,166 | $ 49,000 |
| Homosassa Springs, FL | 24 | $ 2,410,000 | $ 100,416 | $ 74,000 |
| Killeen-Temple, TX | 24 | $ 1,680,000 | $ 70,000 | $ 68,000 |
| Medford, OR | 24 | $ 1,690,000 | $ 70,416 | $ 56,000 |
| Elizabethtown-Fort Knox, KY | 23 | $ 2,265,000 | $ 98,478 | $ 96,000 |
| Jonesboro, AR | 23 | $ 1,995,000 | $ 86,739 | $ 45,000 |
| Lebanon, PA | 23 | $ 1,455,000 | $ 63,260 | $ 50,000 |
| Oklahoma City, OK | 23 | $ 1,455,000 | $ 63,260 | $ 70,000 |
| Tyler, TX | 23 | $ 1,805,000 | $ 78,478 | $ 69,000 |
| Dothan, AL | 22 | $ 1,510,000 | $ 68,636 | $ 59,000 |
| Gainesville, FL | 22 | $ 1,820,000 | $ 82,727 | $ 79,000 |
| Lake Havasu City-Kingman, AZ | 22 | $ 1,410,000 | $ 64,090 | $ 88,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 22 | $ 2,600,000 | $ 118,181 | $ 89,000 |
| Coeur D'Alene, ID | 21 | $ 1,615,000 | $ 76,904 | $ 47,000 |
| Hot Springs, AR | 21 | $ 1,525,000 | $ 72,619 | $ 42,000 |
| Las Cruces, NM | 21 | $ 1,675,000 | $ 79,761 | $ 73,000 |
| Waco, TX | 21 | $ 1,585,000 | $ 75,476 | $ 81,000 |
| Yuma, AZ | 21 | $ 2,125,000 | $ 101,190 | $ 180,000 |
| Asheville, NC | 20 | $ 1,430,000 | $ 71,500 | $ 59,000 |
| Bakersfield, CA | 20 | $ 1,200,000 | $ 60,000 | $ 60,000 |
| Bowling Green, KY | 20 | $ 1,870,000 | $ 93,500 | $ 78,000 |
| Bremerton-Silverdale, WA | 20 | $ 1,530,000 | $ 76,500 | $ 58,000 |
| Crestview-Fort Walton Beach-Destin, FL | 20 | $ 1,570,000 | $ 78,500 | $ 67,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 20 | $ 2,010,000 | $ 100,500 | $ 50,000 |
| Merced, CA | 20 | $ 1,450,000 | $ 72,500 | $ 75,000 |
| Morgantown, WV | 20 | $ 1,290,000 | $ 64,500 | $ 50,000 |
| St. Louis, MO-IL | 20 | $ 1,210,000 | $ 60,500 | $ 53,400 |
| Victoria, TX | 20 | $ 1,440,000 | $ 72,000 | $ 111,000 |
| Fort Smith, AR-OK | 19 | $ 1,265,000 | $ 66,578 | $ 79,736 |
| Greeley, CO | 19 | $ 1,565,000 | $ 82,368 | $ 56,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 19 | $ 955,000 | $ 50,263 | $ 54,000 |
| Montgomery, AL | 19 | $ 1,545,000 | $ 81,315 | $ 52,000 |
| Ocala, FL | 19 | $ 2,315,000 | $ 121,842 | $ 51,000 |
| Redding, CA | 19 | $ 975,000 | $ 51,315 | $ 60,000 |
| Lakeland-Winter Haven, FL | 18 | $ 810,000 | $ 45,000 | $ 68,000 |
| Salisbury, MD-DE | 18 | $ 1,030,000 | $ 57,222 | $ 82,500 |
| San Rafael, CA | 18 | $ 2,730,000 | $ 151,666 | $ 188,000 |
| Albuquerque, NM | 17 | $ 1,225,000 | $ 72,058 | $ 64,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 17 | $ 1,125,000 | $ 66,176 | $ 78,000 |
| Shreveport-Bossier City, LA | 17 | $ 1,265,000 | $ 74,411 | $ 64,000 |
| Yakima, WA | 17 | $ 1,495,000 | $ 87,941 | $ 63,000 |
| Chicago-Naperville, IL | 16 | $ 560,000 | $ 35,000 | $ 61,000 |
| Lubbock, TX | 16 | $ 1,710,000 | $ 106,875 | $ 57,000 |
| Morristown, TN | 16 | $ 1,400,000 | $ 87,500 | $ 52,000 |
| Mount Vernon-Anacortes, WA | 15 | $ 1,185,000 | $ 79,000 | $ 68,000 |
| Visalia-Porterville, CA | 15 | $ 985,000 | $ 65,666 | $ 76,000 |
| Walla Walla, WA | 15 | $ 1,045,000 | $ 69,666 | $ 65,000 |
| Cincinnati, OH-KY-IN | 14 | $ 1,100,000 | $ 78,571 | $ 62,571 |
| Columbia, SC | 14 | $ 1,130,000 | $ 80,714 | $ 47,000 |
| Grand Rapids-Wyoming, MI | 14 | $ 1,100,000 | $ 78,571 | $ 58,000 |
| Yuba City, CA | 14 | $ 1,070,000 | $ 76,428 | $ 66,000 |
| Abilene, TX | 13 | $ 955,000 | $ 73,461 | $ 213,000 |
| Binghamton, NY | 13 | $ 785,000 | $ 60,384 | $ 50,000 |
| Hattiesburg, MS | 13 | $ 795,000 | $ 61,153 | $ 68,000 |
| Kingston, NY | 13 | $ 875,000 | $ 67,307 | $ 69,000 |
| Owensboro, KY | 13 | $ 1,205,000 | $ 92,692 | $ 52,000 |
| Parkersburg-Vienna, WV | 13 | $ 1,005,000 | $ 77,307 | $ 47,000 |
| Spartanburg, SC | 13 | $ 865,000 | $ 66,538 | $ 51,000 |
| Alexandria, LA | 12 | $ 810,000 | $ 67,500 | $ 64,000 |
| Amarillo, TX | 12 | $ 820,000 | $ 68,333 | $ 52,000 |
| Chico, CA | 12 | $ 550,000 | $ 45,833 | $ 49,000 |
| Farmington, NM | 12 | $ 890,000 | $ 74,166 | $ 50,000 |
| Jacksonville, FL | 12 | $ 760,000 | $ 63,333 | $ 66,000 |
| McAllen-Edinburg-Mission, TX | 12 | $ 660,000 | $ 55,000 | $ 56,000 |
| Omaha-Council Bluffs, NE-IA | 12 | $ 740,000 | $ 61,666 | $ 68,416 |
| San Angelo, TX | 12 | $ 1,010,000 | $ 84,166 | $ 65,000 |
| Albany, GA | 11 | $ 905,000 | $ 82,272 | $ 48,000 |
| Auburn-Opelika, AL | 11 | $ 875,000 | $ 79,545 | $ 87,000 |
| Carson City, NV | 11 | $ 535,000 | $ 48,636 | $ 55,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 11 | $ 855,000 | $ 77,727 | $ 55,000 |
| Glens Falls, NY | 11 | $ 815,000 | $ 74,090 | $ 64,000 |
| Grand Junction, CO | 11 | $ 675,000 | $ 61,363 | $ 51,000 |
| Grants Pass, OR | 11 | $ 985,000 | $ 89,545 | $ 60,000 |
| Kennewick-Richland, WA | 11 | $ 665,000 | $ 60,454 | $ 51,000 |
| Tallahassee, FL | 11 | $ 875,000 | $ 79,545 | $ 134,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 11 | $ 595,000 | $ 54,090 | $ 75,181 |
| Boulder, CO | 10 | $ 830,000 | $ 83,000 | $ 74,000 |
| Chambersburg-Waynesboro, PA | 10 | $ 670,000 | $ 67,000 | $ 42,000 |
| Detroit-Dearborn-Livonia, MI | 10 | $ 460,000 | $ 46,000 | $ 49,000 |
| El Centro, CA | 10 | $ 820,000 | $ 82,000 | $ 87,000 |
| Greensboro-High Point, NC | 10 | $ 690,000 | $ 69,000 | $ 43,000 |
| Raleigh, NC | 10 | $ 510,000 | $ 51,000 | $ 58,000 |
| Decatur, AL | 9 | $ 705,000 | $ 78,333 | $ 51,000 |
| Gettysburg, PA | 9 | $ 455,000 | $ 50,555 | $ 49,000 |
| Lexington-Fayette, KY | 9 | $ 915,000 | $ 101,666 | $ 81,000 |
| Punta Gorda, FL | 9 | $ 675,000 | $ 75,000 | $ 94,000 |
| Watertown-Fort Drum, NY | 9 | $ 545,000 | $ 60,555 | $ 69,000 |
| Wenatchee, WA | 9 | $ 825,000 | $ 91,666 | $ 63,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 9 | $ 495,000 | $ 55,000 | $ 88,000 |
| Brownsville-Harlingen, TX | 8 | $ 580,000 | $ 72,500 | $ 145,000 |
| Brunswick, GA | 8 | $ 840,000 | $ 105,000 | $ 65,000 |
| Charlotte-Concord-Gastonia, NC-SC | 8 | $ 780,000 | $ 97,500 | $ 48,250 |
| Elmira, NY | 8 | $ 590,000 | $ 73,750 | $ 58,000 |
| Fort Collins, CO | 8 | $ 530,000 | $ 66,250 | $ 65,000 |
| Madera, CA | 8 | $ 590,000 | $ 73,750 | $ 76,000 |
| Tuscaloosa, AL | 8 | $ 570,000 | $ 71,250 | $ 57,000 |
| Burlington, NC | 7 | $ 405,000 | $ 57,857 | $ 43,000 |
| Clarksville, TN-KY | 7 | $ 585,000 | $ 83,571 | $ 55,000 |
| Cleveland, TN | 7 | $ 725,000 | $ 103,571 | $ 66,000 |
| Columbus, GA-AL | 7 | $ 685,000 | $ 97,857 | $ 85,000 |
| Evansville, IN-KY | 7 | $ 615,000 | $ 87,857 | $ 57,571 |
| Flagstaff, AZ | 7 | $ 495,000 | $ 70,714 | $ 60,000 |
| Longview, WA | 7 | $ 395,000 | $ 56,428 | $ 60,000 |
| Lynchburg, VA | 7 | $ 485,000 | $ 69,285 | $ 45,000 |
| Monroe, LA | 7 | $ 335,000 | $ 47,857 | $ 55,000 |
| Savannah, GA | 7 | $ 685,000 | $ 97,857 | $ 85,000 |
| Beckley, WV | 6 | $ 620,000 | $ 103,333 | $ 68,000 |
| Dayton-Springfield-Kettering, OH | 6 | $ 290,000 | $ 48,333 | $ 69,000 |
| Hanford-Corcoran, CA | 6 | $ 270,000 | $ 45,000 | $ 45,000 |
| Huntsville, AL | 6 | $ 280,000 | $ 46,666 | $ 42,000 |
| Jackson, TN | 6 | $ 420,000 | $ 70,000 | $ 66,000 |
| Naples-Immokalee-Marco Island, FL | 6 | $ 290,000 | $ 48,333 | $ 58,000 |
| Provo-Orem, UT | 6 | $ 390,000 | $ 65,000 | $ 46,000 |
| Twin Falls, ID | 6 | $ 390,000 | $ 65,000 | $ 35,000 |
| Wilmington, DE-MD-NJ | 6 | $ 300,000 | $ 50,000 | $ 41,000 |
| Wilmington, NC | 6 | $ 490,000 | $ 81,666 | $ 93,000 |
| Ann Arbor, MI | 5 | $ 265,000 | $ 53,000 | $ 69,000 |
| Bellingham, WA | 5 | $ 425,000 | $ 85,000 | $ 67,000 |
| Billings, MT | 5 | $ 275,000 | $ 55,000 | $ 54,000 |
| Durham-Chapel Hill, NC | 5 | $ 395,000 | $ 79,000 | $ 26,000 |
| El Paso, TX | 5 | $ 485,000 | $ 97,000 | $ 84,000 |
| Elgin, IL | 5 | $ 315,000 | $ 63,000 | $ 87,000 |
| Erie, PA | 5 | $ 205,000 | $ 41,000 | $ 48,000 |
| Gadsden, AL | 5 | $ 375,000 | $ 75,000 | $ 60,000 |
| Ithaca, NY | 5 | $ 345,000 | $ 69,000 | $ 65,000 |
| Laredo, TX | 5 | $ 325,000 | $ 65,000 | $ 34,000 |
| Nassau County-Suffolk County, NY | 5 | $ 535,000 | $ 107,000 | $ 61,000 |
| Port St. Lucie, FL | 5 | $ 475,000 | $ 95,000 | $ 55,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 5 | $ 265,000 | $ 53,000 | $ 47,000 |
| Sebring, FL | 5 | $ 165,000 | $ 33,000 | $ 63,000 |
| Sumter, SC | 5 | $ 445,000 | $ 89,000 | $ 56,000 |
| Youngstown-Warren-Boardman, OH-PA | 5 | $ 175,000 | $ 35,000 | $ 44,000 |
| Akron, OH | 4 | $ 200,000 | $ 50,000 | $ 113,000 |
| Eau Claire, WI | 4 | $ 190,000 | $ 47,500 | $ 53,000 |
| Johnson City, TN | 4 | $ 490,000 | $ 122,500 | $ 49,000 |
| New Bern, NC | 4 | $ 260,000 | $ 65,000 | $ 59,000 |
| New York-Jersey City-White Plains, NY-NJ | 4 | $ 270,000 | $ 67,500 | $ 37,000 |
| Pueblo, CO | 4 | $ 280,000 | $ 70,000 | $ 38,000 |
| Santa Fe, NM | 4 | $ 240,000 | $ 60,000 | $ 175,000 |
| The Villages, FL | 4 | $ 250,000 | $ 62,500 | $ 52,000 |
| Bloomsburg-Berwick, PA | 3 | $ 235,000 | $ 78,333 | $ 50,000 |
| East Stroudsburg, PA | 3 | $ 145,000 | $ 48,333 | $ 30,000 |
| Florence, SC | 3 | $ 235,000 | $ 78,333 | $ 43,000 |
| Goldsboro, NC | 3 | $ 165,000 | $ 55,000 | $ 58,000 |
| Greenville, NC | 3 | $ 235,000 | $ 78,333 | $ 99,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 165,000 | $ 55,000 | $ 46,000 |
| Hinesville, GA | 3 | $ 325,000 | $ 108,333 | $ 79,000 |
| Janesville-Beloit, WI | 3 | $ 75,000 | $ 25,000 | $ 63,000 |
| Johnstown, PA | 3 | $ 275,000 | $ 91,666 | $ 60,000 |
| Kansas City, MO-KS | 3 | $ 185,000 | $ 61,666 | $ 40,000 |
| Lansing-East Lansing, MI | 3 | $ 145,000 | $ 48,333 | $ 54,000 |
| Philadelphia, PA | 3 | $ 265,000 | $ 88,333 | $ 82,000 |
| Sioux City, IA-NE-SD | 3 | $ 195,000 | $ 65,000 | $ 40,333 |
| Sioux Falls, SD | 3 | $ 165,000 | $ 55,000 | $ 59,000 |
| Toledo, OH | 3 | $ 235,000 | $ 78,333 | $ 56,000 |
| Valdosta, GA | 3 | $ 235,000 | $ 78,333 | $ 44,000 |
| Ames, IA | 2 | $ 120,000 | $ 60,000 | $ 44,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 140,000 | $ 70,000 | $ 43,000 |
| Bloomington, IN | 2 | $ 60,000 | $ 30,000 | $ 40,000 |
| Carbondale-Marion, IL | 2 | $ 170,000 | $ 85,000 | $ 60,000 |
| Cedar Rapids, IA | 2 | $ 160,000 | $ 80,000 | $ 72,000 |
| Champaign-Urbana, IL | 2 | $ 90,000 | $ 45,000 | $ 27,000 |
| Charlottesville, VA | 2 | $ 120,000 | $ 60,000 | $ 34,000 |
| Cumberland, MD-WV | 2 | $ 110,000 | $ 55,000 | $ 54,000 |
| Danville, IL | 2 | $ 80,000 | $ 40,000 | $ 69,000 |
| Fargo, ND-MN | 2 | $ 100,000 | $ 50,000 | $ 66,000 |
| Florence-Muscle Shoals, AL | 2 | $ 160,000 | $ 80,000 | $ 82,000 |
| Gainesville, GA | 2 | $ 170,000 | $ 85,000 | $ 76,000 |
| Green Bay, WI | 2 | $ 80,000 | $ 40,000 | $ 18,000 |
| Jackson, MI | 2 | $ 120,000 | $ 60,000 | $ 73,000 |
| Joplin, MO | 2 | $ 130,000 | $ 65,000 | $ 48,000 |
| Kalamazoo-Portage, MI | 2 | $ 90,000 | $ 45,000 | $ 32,000 |
| Miami-Miami Beach-Kendall, FL | 2 | $ 220,000 | $ 110,000 | $ 73,000 |
| Monroe, MI | 2 | $ 80,000 | $ 40,000 | $ 66,000 |
| Racine, WI | 2 | $ 70,000 | $ 35,000 | $ 57,000 |
| Rockford, IL | 2 | $ 80,000 | $ 40,000 | $ 93,000 |
| Sebastian-Vero Beach, FL | 2 | $ 140,000 | $ 70,000 | $ 55,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 110,000 | $ 55,000 | $ 31,000 |
| Springfield, MO | 2 | $ 150,000 | $ 75,000 | $ 23,000 |
| Springfield, OH | 2 | $ 190,000 | $ 95,000 | $ 61,000 |
| State College, PA | 2 | $ 170,000 | $ 85,000 | $ 64,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2 | $ 110,000 | $ 55,000 | $ 44,000 |
| Warner Robins, GA | 2 | $ 260,000 | $ 130,000 | $ 60,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 70,000 | $ 35,000 | $ 31,000 |
| Wichita Falls, TX | 2 | $ 140,000 | $ 70,000 | $ 60,000 |
| Wichita, KS | 2 | $ 40,000 | $ 20,000 | $ 31,000 |
| Williamsport, PA | 2 | $ 110,000 | $ 55,000 | $ 51,000 |
| Winchester, VA-WV | 2 | $ 140,000 | $ 70,000 | $ 62,500 |
| Winston-Salem, NC | 2 | $ 110,000 | $ 55,000 | $ 29,000 |
| Altoona, PA | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Battle Creek, MI | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Bismarck, ND | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Bloomington, IL | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Columbia, MO | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Des Moines-West Des Moines, IA | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Duluth, MN-WI | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Enid, OK | 1 | $ 65,000 | $ 65,000 | $ 76,000 |
| Flint, MI | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| Fort Wayne, IN | 1 | $ 5,000 | $ 5,000 | $ 51,000 |
| Gary, IN | 1 | $ 45,000 | $ 45,000 | $ 20,000 |
| Great Falls, MT | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Iowa City, IA | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Jacksonville, NC | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Kankakee, IL | 1 | $ 45,000 | $ 45,000 | $ 110,000 |
| Lima, OH | 1 | $ 55,000 | $ 55,000 | $ 94,000 |
| Logan, UT-ID | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Macon-Bibb County, GA | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 15,000 | $ 15,000 | $ 12,000 |
| Missoula, MT | 1 | $ 65,000 | $ 65,000 | $ 182,000 |
| Newark, NJ-PA | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Niles-Benton Harbor, MI | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Pocatello, ID | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Rapid City, SD | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Rocky Mount, NC | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Saginaw, MI | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Staunton-Waynesboro, VA | 1 | $ 65,000 | $ 65,000 | $ 13,000 |
| Terre Haute, IN | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Topeka, KS | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Wausau, WI | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Wheeling, WV-OH | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Credit Human Federal Credit Un in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 17,146 | $1,489,000,000 | $86,000 | $565,000 | $66,000 | $2,832,000 |
| Refinancing | 1,047 | $75,995,000 | $72,000 | $465,000 | $74,000 | $420,000 |
| Other Purpose | 316 | $18,770,000 | $59,000 | $275,000 | $76,000 | $643,000 |
| Cash-out Refinancing | 231 | $17,835,000 | $77,000 | $505,000 | $72,000 | $500,000 |
| Home Improvement | 174 | $7,960,000 | $45,000 | $255,000 | $81,000 | $1,224,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,817 | $1,079,295,000 | $84,000 | $555,000 | $68,000 | $2,832,000 |
| Hispanic | 2,795 | $241,065,000 | $86,000 | $355,000 | $67,000 | $1,176,000 |
| Not Provided | 1,416 | $124,380,000 | $87,000 | $565,000 | $72,000 | $2,004,000 |
| Black or African American | 1,235 | $99,335,000 | $80,000 | $485,000 | $49,000 | $547,000 |
| American Indian or Alaskan Native | 261 | $22,055,000 | $84,000 | $225,000 | $55,000 | $222,000 |
| Asian | 168 | $19,200,000 | $114,000 | $305,000 | $89,000 | $272,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $1,960,000 | $122,000 | $315,000 | $74,000 | $140,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18,914 | $1,609,560,000 | $85,000 | $565,000 | $67,000 | $2,832,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 11,183 | $992,515,000 | $88,000 | $565,000 | $61,000 | $2,832,000 |
| Application Approved But Not Accepted | 3,774 | $306,180,000 | $81,000 | $295,000 | $75,000 | $1,388,000 |
| Loan Originated | 3,709 | $291,995,000 | $78,000 | $465,000 | $78,000 | $792,000 |
| Application Withdrawn By Applicant | 225 | $17,165,000 | $76,000 | $355,000 | $77,000 | $1,224,000 |
| File Closed For Incompleteness | 23 | $1,705,000 | $74,000 | $485,000 | $91,000 | $298,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,731 | $617,045,000 | $79,000 | $485,000 | $76,000 | $1,388,000 |
| Credit History | 7,390 | $631,100,000 | $85,000 | $535,000 | $60,000 | $2,832,000 |
| Debt-To-Income Ratio | 2,361 | $231,805,000 | $98,000 | $565,000 | $49,000 | $346,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 495 | $45,065,000 | $91,000 | $275,000 | $85,000 | $1,540,000 |
| Other | 462 | $39,480,000 | $85,000 | $365,000 | $94,000 | $2,500,000 |
| Credit Application Incomplete | 206 | $23,050,000 | $111,000 | $345,000 | $80,000 | $540,000 |
| Collateral | 144 | $10,640,000 | $73,000 | $425,000 | $74,000 | $772,000 |
| Employment History | 91 | $8,545,000 | $93,000 | $235,000 | $57,000 | $204,000 |
| Unverifiable Information | 33 | $2,705,000 | $81,000 | $155,000 | $68,000 | $256,000 |
| Mortgage Insurance Denied | 1 | $125,000 | $125,000 | $125,000 | $108,000 | $108,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Human Federal Credit Un's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Credit Human Federal Credit Un's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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